ACADEMIC REFERENCE

AN INVESTMENT PLAN

TO : RAKESH MODI FROM : ANISHA PODDAR , INVESTMENT CONSULTANT DATE : SEPTEMBER 22 , 2013 SUBJECT :INVESTMENTS IN PROPERTY AND OTHER ASSETS

With respect to our numerous discussions in the past few weeks and keeping a check of the trend in the market I would highly recommend that you wait and see your investments for returns in the future . This market is highly lucrative and unstable but very attractive with all the offers coming up. We know that investments are done with a goal in mind : safety , income or growth . I know that safety and growth of the investment are your main priorities. Current available income from the investment is not essential , but in future you would require payment from the investment . With our ongoing investment from the past ; Property is the best type of investment that anyone can do at this time . The investment that we made in the beginning of the year 2013 at KRISHH property,INDIA is a very good investment .Seeing the location and the amenities provided by the builders we can see the growth of the property . We can clearly make this out by the price hike that they have had in the last few months . Right now we see that the property market is stablized , there is no profit and no loss scenario in the market . All this trends are followed by the government and the hike in property prices that they do . According to all the builders near the SEC 102 , GURGAON,INDIA they are going through the same phase of no hike in the price of the property. But we know that with all the big property players involved in the building of this township ; there is no chance of lose that the property we have purchase would be at a lose . My strong recommendation is that we keep hold of this property , as it is going to be extremely profitable for us in the near future. According to market research we know that there is always demand for property . Therefore , with time the prices of property will cent percent rise beyond imagination .we know that right now there are so many properties for sale from the realtors that it is difficult to choose from .

This is probably the best time to invest in the booming real estate market of India; why else will be numerous investors lining out for investing in luxury Property In India. India as an economy is still in a developing phase and thus has a potential to grow into a much more sophisticated and complex economy. India shows all the traits which are essential to grow into a developed nation as all unities like politics, economy, media etc are working in a unified manner to procure the maximum out of the resources and services the nation is running with. Another reason behind the sustained growth in the GDP and other incomes is that the fundamentals of the Indian economy are gradually becoming strong and sustainable. All these factors are to be considered responsible for attracting investment towards this sector. India property zone blog , writer , august 10 2013 , internet Now the other thing we discussed was where are we going to invest the rest of the funds that you have acquired during your retirement from the company , i.e a sum total of $100, 000. I know how very important this fund is for you as this time , the fund that will help you in your retirement days . You told me that your children stay in California . You have spoken to me of the desire to shift near your children in California . Researching the property market in California, I have come to this conclusion that it would be an excellent idea to invest part resources in one of the properties in California as the market demand for property has been in great demand in the last few months especially near the bay area because of all the office complex and commercial area . This has been stated in the property pages also .This is all about your part resources going into the property business in the united states . Were experiencing a true recovery as home prices are consistently rising and foreclosures are falling closer to pre-housing bubble levels near the bay area, said Daren Blomquist, vice president at RealtyTrac, which follows real estate trends. However, he said the recovery is uneven across different local markets. Pamela M.Prah , staff writer , August 19, 2013 , Stateline Now to try and invest the rest of the resources , with study in the market over a prolonged period of time , I have come to this conclusion that we should invest the resources in the stocks of FACEBOOK . I know the thought of investing in stocks is highly scary and risky .We have heard that the stocks are really falling drastically but according to the study that we did , facebook has always been at a rise , irrespect to the downfall of stock prices of the other companies . The success of facebook and also the point of no decrease in the prices of shares of facebook is because the future prospective and the advancements made in the company is very frequent and vast . Through the launch of new softwares , updates and changes that can be made online , facebook comes up with

something every time . This is the USP of facebook , that doesnt let the shares of stock fall for this company . Facebook (NASDAQ: FB ) stock is soaring. Up more than 100% over the past twelve months, shares have finally eclipsed the IPO price of $38. Given the company's mobile dominance and revitalized growth, a rise is certainly justified. Danielle Sparks , article writer , August 27,2013 , the internet fool.com Purchasing jewelery , in the form of gold or diamonds is not very profitable for the future as we do not have any idea of the state of the market that we are in . As we know that at one time the prices of gold were just touching the sky; then started to fall drastically leading to some stability in the market at some time and now suddenly the market has started to become stable . Finance minister P Chidambaram on Thursday urged citizens to resist temptation of buying gold and said it was wrong to assume that gold was the safest investment.Large gold imports have been blamed as one of the factors behind the widening current account deficit which hit a record 6.7% during the December. P Chidambaram , finance minister ,India , august 25 , 2013 , the times of India

This is my proposal of the best options for investing your resources with the returns that you would receive in the near future , that would be extremely beneficial for you . I could have recommend hedge fund or mutual funds , but because of the market , i.e the ups and downs that the market is facing I am not remmending those investments to you . These are the best options .Please be comfortable to reach back to me as soon as you have gone through this and let me know of your decision . Any queries , call be at the contact number provided with any questions . This is your money and investment you have the right the ask as many questions , till you feel comfortable to make the investment .

Anisha Poddar 415 859 8119