GENERAL INFORMATION

Credit Union Name : CAROLINA COLLEGIATE

CU Type : FCU Status : Active Year Chartered : 1990 Date Insured : 6/4/1981 Region : 3 Charter State (SCU Only) : Member of Federal Home Loan Bank : No Low Income Designation : No

Charter Number : 24404

Peer Group : 4 - $50,000,000 to less than $100,000,000 Assets : 84514053

No. of Members : 13237 Certification Date: 10/18/2013 3:12:32 PM

Field of Membership Type : Multiple common bond - primarily educational Research Statistics Supervision and Discount (RSSD) Number : 576783

INFORMATION SYSTEM AND TECHNOLOGY

1. Does the credit union have a website? Yes a. Website Address : www.carolina.org b. Type of website :

Transactional

2. If the credit union does not have a website and plans to add one in the future a. Type of website : b. Implementation Date : 3. Organizational email address : anne@carolina.org 4. Does the credit union have Internet access? Yes 5. Data Processing System used to maintain CU records : Vendor online service bureau 6. How members access/perform electronic financial services

 a. Home Banking via Internet Website  b. Audio Response/Phone Based

7. Services offered electronically

 c. Automatic Teller Machine (ATM)  d. Mobile Banking

e. Kiosk f. Other

 a. Account Aggregation  b. Account Balance Inquiry  c. Bill Payment  d. Download Account History
e. Electronic Cash u. Other (Please Specify)

  

f. Electronic Signature Auth./Cert. g. e-Statements h. External Account Transfers i. Internet Access Services

 

k. Member Application l. Merchandise Purchase m. Merchant Processing Svs

   

p. Remote Deposit Capture q. Share Account Transfers r. Share Draft Orders s. View Account History t. Mobile Payments

 

n. New Loan o. New Share Account

j. Loan Payments

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

REGULATORY INFORMATION

Credit Union Name : CAROLINA COLLEGIATE

Charter Number : 24404

Annual Meeting, Date Last Held : 3/26/2013 Financial Statement Audit Date : 8/31/2012 Type of Audit Performed :

Supervisory Committee audit performed by other external auditors

Member Account Verification Date : 3/31/2013 Verifier Name : Third Party Fidelity Bond Provider Name : CUMIS

Trade Names Used :

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)

Credit Union Name : CAROLINA COLLEGIATE Charter Number : 24404 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : 571113206 Invest Accounted For : Cost Method Services : Other CUSO EIN : 263404606 Invest Accounted For : Cost Method Full/Legal Name of CUSO : INNOVATIVE BUSINESS SOLUTIONS Investment in CUSO : $49,848 City : COLUMBIA Loan to CUSO : $0 State : SC Wholly Owned : No Full/Legal Name of CUSO : CUMAC, LLC Investment in CUSO : $39,279 City : COLUMBIA Loan to CUSO : $0 State : SC Wholly Owned : No

Aggregate Cash Outlay :

$50,000

Aggregate Cash Outlay :

$125,000

Services : Business loan origination,Clerical, professional, and management services CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : $0 State : Wholly Owned :

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CREDIT UNION SERVICE ORGANIZATION (CUSO) - (2)

Credit Union Name : CAROLINA COLLEGIATE Charter Number : 24404 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION SERVICE ORGANIZATION (CUSO) - (3)

Credit Union Name : CAROLINA COLLEGIATE Charter Number : 24404 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION PROGRAMS AND MEMBER SERVICES

Credit Union Name : CAROLINA COLLEGIATE
Credit Union Programs - Place a "" in the associated box to all the credit union offers (Check all that apply)

Charter Number : 24404

 a. Mortgage Processing 
b. Approved Mortgage Seller c. Borrowing Repurchase Agreements d. Brokered Deposits (all deposits acquired through a third party) e. Investment Pilot Program (FCU Only)

f. Investments not authorized by the FCU Act (State CU Only)

 g. Deposits and Shares Meeting 703.10(a) (FCU Only)  h. Brokered Certificates of Deposit
i. Short-Term, Small Amount Loans (FCU Only)

Member Service and Product Offerings - Place a "" in the associated box to all the credit union offers (Check all that apply) Transactional Financial Education

 a. ATM/Debit Card Program  b. Check Cashing

c. Money orders

 a. Financial Counseling  b. Financial Education  c. Financial Literacy Workshops  d. First Time Homebuyer Program
e. In-School Branches Credit

 d. No surcharge ATMs
e. Prepaid Debit Cards Depository

 a. Business Share Accounts

b. Health Savings Accounts c. Individual Development Accounts

a. Business Loans

 b. Credit Builder
c. Debt Cancellation/Suspension d. Direct Financing Leases e. Indirect Business Loans

d. No Cost Share Drafts

 e. Share Certificates with low minimum balance requirement

Other Member Services a. Bilingual Services b. Insurance/Investment Sales

 f. Indirect Consumer Loans

g. Indirect Mortgage Loans h. Interest Only or Pymt Option 1st Mortgage Loans

 c. No Cost Bill Payer

d. No Cost Tax Preparation Services

 i. Micro Business Loans  j. Micro Consumer Loans 

k. Overdraft Lines of Credit

 e. Student Scholarship

 l. Overdraft Protection/ Courtesy Pay  m. Participation Loans

n. Pay Day Loans

 o. Real Estate Loans

p. Refund Anticipation Loans

 q. Risk Based Loans

r. Share Secured Credit Cards Minority Credit Union Questions 1. Does your credit union have more than 50% of its eligible potential or current members who are Black American,Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : Black American Native American Hispanic American Asian American

No

2. Does your credit union have more than 50% of its current management officials who are Black American, Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : Black American Native American Hispanic American Asian American

No

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (1)

Credit Union Name : CAROLINA COLLEGIATE
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 24404

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (2)

Credit Union Name : CAROLINA COLLEGIATE
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 24404

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CONTACTS (1)
Credit Union Name : CAROLINA COLLEGIATE
Sal. First Name MI Last Name

Charter Number : 24404

Job Title(s)

Mrs.

Anne

Shivers

Manager or CEO

Mr.

Kenneth

Corbett

Board Member

Mrs.

Pam

Cope

Supervisory Committee Chairperson

Mr.

Eric

Powers

Chairperson

Mrs.

Sallie

Glover

Supervisory Committee Member

Mrs.

Stacey

Bradley

Vice Chairperson

Mr.

John

Montgomery

Board Member

Mr.

David

Crockett

Board Secretary

Mr.

Gary

Luoma

Board Member

Mr.

DONALD

HAILE

Board Treasurer

Mr.

JEREL

ARCENEAUX

Board Member

Mrs.

Judy

Owens

Supervisory Committee Member

Mr.

Robert

Auman

Board Member

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (1)
Credit Union Name : CAROLINA COLLEGIATE
Physical Address Site Name : Branch-10 Site Type : Corporate Office Operational Status : Phone Number : (803) 227-5555 Hours of Operation : 8 am-6 pm Main Office : Yes Ext. : City : Columbia County : Richland State : South Carolina Country : United States Zip : 29209-2629 City : Columbia County : Richland State : South Carolina Country : United States Zip : 29209-2629 Line 2 : Line 2 : Line 1 : 4480 Rosewood Dr

Charter Number : 24404

Mailing Address Line 1 : 4480 Rosewood Drive

Site Name : Branch-00 Site Type : Branch Office Operational Status : Phone Number : (803) 227-5555 Hours of Operation : 7:30 am-5 pm Main Office : No Ext. :

Line 1 : 710 Pulaski St

Line 1 : 710 Pulaski St

Line 2 :

Line 2 :

City : Columbia County : Richland State : South Carolina Country : United States Zip : 29201

City : Columbia County : Richland State : South Carolina Country : United States Zip : 29201

Site Name : Branch 03 Site Type : Branch Office Operational Status : Phone Number : (803) 227-5555 Hours of Operation : 8:00 am-6:00 pm Main Office : No Ext. :

Line 1 : 4480 Rosewood Dr

Line 1 : 4480 Rosewood Dr

Line 2 :

Line 2 :

City : Columbia County : Richland State : South Carolina Country : United States Zip : 29209

City : Columbia County : Richland State : South Carolina Country : United States Zip : 29209

Site Name : Branch-04 Site Type : Branch Office Operational Status : Phone Number : (803) 227-5526 Hours of Operation : Mon-Fri 9AM-9PM Main Office : No Ext. :

Line 1 : 1400 Greene St Ste 227U

Line 1 : 4480 Rosewood Drive

Line 2 :

Line 2 :

City : Columbia County : Richland State : South Carolina Country : United States Zip : 29225-4002

City : Columbia County : Richland State : South Carolina Country : United States Zip : 29209-2629

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (2)
Credit Union Name : CAROLINA COLLEGIATE
Physical Address Site Name : Agfederal Site Type : Branch Office Operational Status : Phone Number : (803) 227-5558 Hours of Operation : Monday - Friday 8:00 am-4:15 pm Main Office : No Ext. : City : Columbia County : Richland State : South Carolina Country : United States Zip : 29201-3317 City : Columbia County : Richland State : South Carolina Country : United States Zip : 29201-3317 Line 2 : Line 2 : Line 1 : 1443 Hampton St

Charter Number : 24404

Mailing Address Line 1 : 1443 Hampton St

Site Name : Upstate Site Type : Branch Office Operational Status : Phone Number : (864) 503-5336 Hours of Operation : Office Hours: Monday - Friday
9:00am 4:00pm Summer Hours - May 10th - August 2 - Friday is 9:00 am 11:30am

Line 1 : 800 University Way

Line 1 :

Main Office : No Ext. :

Line 2 : Third Floor Administration

Line 2 :

City : Spartanburg County : Spartanburg State : South Carolina Country : United States Zip : 29303

City : County : State : Country : United States Zip :

Site Name : Site Type : Operational Status : Phone Number : Hours of Operation : Main Office : Ext. :

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Line 1 :

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City : County : State : Country : Zip :

City : County : State : Country : Zip :

Site Name : Site Type : Operational Status : Phone Number : Hours of Operation : Main Office : Ext. :

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City : County : State : Country : Zip :

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The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.