Caribbean Graphic December 18th Issue

December 18, 2013 CARIBBEAN GRAPHIC PAGE 1
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VOL. 7, NO. 24 December 18, 2013 Website: www.caribbeangraphic.ca Tel: 905.831-4402 Fax: 416.292.2943 Email: caribbeangraphic@rogers.com
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History
First published in January 2001 as Graphic News, Caribbean Graphic changed its name at the beginning of 2002
to better reflect its mission to be a community newspaper representing the interests of all peoples of Caribbean
origin. The paper went into hiatus in May 2005. In response to popular demand it was reintroduced, under new
ownership, in November 2011.
Content
Caribbean Graphics content is intended to reflect the unique sensibilities and lifestyles of its target market readers:
the members of the Canadian-Caribbean community. Coverage includes news of the events and activities both in
Canada as well as in the respective back home countries of the Caribbean Region. Caribbean Graphics vision
is to serve as a platform to advanced awareness of the achievements, challenges and causes affecting Canadian-
Caribbean peoples. Its mission is to promote the Canadian-Caribbean communitys economic development and
an even greater sense of cohesion amongst its members.
Circulation
Caribbean Graphic is available free of charge at most East and West Indian groceries, some selected chain stores,
Caribbean Consulates and Tourist Board offices, video shops, sports and religious organizations in the Greater
Toronto Area. Every edition 15,000 copies are distributed.
Frequency & Publishing Dates
Caribbean Graphic is published twice per month, on the first and third Wednesdays, unless otherwise publicized.
Rate:
13% HST:
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Carnival
2013 Toronto
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Home of Durhams Tastiest Fish & Chips
Now Serving Delicious Caribbean Cuisine
Daily Lunch Specials. Homemade soups and mouth
watering desserts available for dine in or take out
Catering & Delivery Services Provided.
Taste You Cant Resist At Unbeatable Prices You
Wont Believe
Come See For Yourself
1540 DUNDAS ST E, WHITBY
(n/w Corner in the XS Cargo and Bad Boy Plaza) (905) 430-1100
Tessanne Wins The Voice!
Fly Jamaica Commences Toronto Service
T
essanne Chin is the
Voice of 2013. An
announcement that
was undoubtedly greeted
with peals of joy through-
out the entire Caribbean.
For her fnal few perfor-
mances on"The Voice" stage
on Monday (Dec. 16), Tessanne
Chin took on a pair of musical
legends whom lesser artists
may shrink away from out of
fear. But rather than retreat,
she faced songs from The
Beatles and Whitney Houston
head-on.
Though Jacquie Lee gave Tes-
sanne a run for her money, the
pride & joy of Team Adam ended
the night with a powerful per-
formance that in the end proved
suffcient to earn her the victory.
The Voice had kicked off its
two-night fnale on Dec. 16
with two hours of killer per-
formances from the fnalists
Tessanne Chin, Will Champlin
and Jacquie Lee as well as a
few special guests! Though Will
put on a good show, it quickly
became a showdown between
the two remaining ladies.
The night began with Tes-
sanne doing coach Adam
Levine proud. Her performance
ofPinks Try was a little low-
energy, but she sang it well;
and for what its worth, it was
the same song she used during
the blind auditions. All in all, it
was a nice reminder of just how
much the three fnalists have
been through.
Next came the duets be-
tween the mentors and their
contestants, beginning with
Adam Levine and Tessanne. As
expected, their performance
of The Beatles Let It Be was
basically harmonious crack.
Two powerful voices, from two
wonderful humans.
The fnal round of the night
was when each contestant really
got a chance to shine. Tessanne
took on the Whitney Houston
classic I Have Nothing, and
the result was pure magic.
Countless fans, including Debra
Messing, lavished Tessanne
with praise on Twitter; the for-
mer Smash star tweeted:
SOBBING listening to Tes-
sanne Chin sing Whitney Hous-
ton's " I Have Nothing" Oh. My.
God. Downloading ASAP!
At the end of her perfor-
mances Chin said she felt good.
Feeling like I put it all out
there and I gave it my best, so
no matter what happens, I'll
have no regrets.
She said she was also look-
ing to just going back home
to Jamaica. Going home and
just loving on all of my fam-
ily and my dog and my cat and
just being with my people. And
celebrating with them because
I know no matter what, we're
gonna be celebrating. Just look-
ing forward to building a future
from this. And maybe there may
have to be a move, so we don't
know, but my mind is open, my
heart is open and I'm ready!
Thanks Tessanne for making
all of us as Caribbean peoples
so very, very proud!
"The Voice" Season 5 fnale
aired live Tuesday (Dec. 17) at 9
p.m. ET on NBC.
A
fter weeks of un-
foreseen and frus-
trating delays, Fly
Jamaicas Toronto service
to Kingston, Jamaica
and Georgetown, Guyana
has fnally commenced.
The airlines much anticipated
inaugural fight left Toronto
on Tuesday December 17, 2013
headed south to Georgetown ,
Guyana with a scheduled stop
over in Kingston, Jamaica.
Fly Jamaica now offers non-
stop flights from Kingston,
Jamaica to Toronto, Canada
on Tuesdays and from Toronto
to Kingston on Wednesdays.
The Guyana non-stop flights
will be from Toronto, to
Georgetown, on Tuesdays and
from Georgetown to Toronto
on Wednesdays.
Fly Jamaica Passengers are
entitled to two checked bags
and one carry on bag. The air-
lines superior complimentary
services include a snack , hot
meal, beverages and in-fight
entertainment. Fly Jamaicas,
Lawrence Kanhai headed,
Toronto offce is located at
Pearson International Airport,
Toronto, Ontario.
Commencing January 14,
2014 Fly Jamaica will fy
non-stop every Tuesday from
Kingston to Toronto and from
Toronto to Georgetown, as well
as from Georgetown to Toronto
and from Toronto to Kingston
every Wednesday.
Individuals and parties
interested in making bookings
or seeking further information
can call Fly Jamaicas Toronto
offce at (905) 676-1991 or Res-
ervations at 1-855-4FLYJAM
(435-9526)/(876) 632-7516.
You can also visit their website
www.fy-jamaica.com or their
Facebook page: fyjamaicaltd.
T
he City of Whitby, now
hosts a Caribbean Cui-
sine restaurant thats
attracting scores of its resi-
dents as well as many others
from neighbouring cities.
Jazmyns Caribbean Cuisine
opened its doors last Octo-
ber. Taking over the space
which had been previously
occupied for over twenty-fve
years, by Flying Fish & Chips
and its former owners.
Twenty-fve years of ex-
istence as a restaurant is a
major accomplishment, by
any standards. As such, Jazmyns
Guyanese-Canadian father and son
owners, Mohamed Husein Senior
and Junior, decided that it would be
in their best interests to incorporate
both the longstanding establish-
ments name and menu within their
new venture. Hence the evolution of
Flying Fish & Chips, Jazmyns Carib-
bean Cuisine.
Named after Mohamed Juniors
three year old daughter, Jazmyns
now offers its patrons a cross over
menu that has quickly become the
talk of the City. The traditional
(haddock) fsh and chips has main-
tained its popularity. Fast becoming
Jazmyns signature dish though is its
Jerk Chicken Alfredo Pasta, a deli-
cious blend of Caribbean and Italian
tastes that leaves everyone who tries
it, singing its praises.
Jazmyns has also become known
and favoured for its daily homemade
soups and ice creams. Coconut,
mango and vanilla are the available
ice cream favours that have proven
to be delicious beyond words.
With other Caribbean dishes, such
as jerk chicken with rice and peas, cur-
ry and roti, as well as oxtail stew on
offer, Flying Fish and Chips, Jazmyns
Caribbean Cuisine has added some
very colourful favour to Whitbys din-
ing options. The restaurant spacious
premises provides patrons with the
option of dining in or taking out. The
Huseins also offer catering for special
occasions. Flying Fish and Chips,
Jazmyns Caribbean Cuisine is most
conveniently located at 1540 Dundas
Street East, at the north-west corner
of the XS Cargo/Bad Boy Plaza.
Taste you cant resist at unbeat-
able prices you wont believe! But
hey, dont just take our word for it,
go see for yourselves.
JAZMYNS CARIBBEAN CUISINE
FLYING HIGH IN WHITBY!
C
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THE VOICE
With her angelic looks
and nightingale vocals
Tessanne Chins performances
on this Seasons The Voice
captured the hearts of millions
of Caribbean nationals across
the globe. Her inspirational
performances have done more for
Caribbean pride and unity
in a single television Season
than Caricom has done in
decades. Big Up Tessanne.
Nuff Respect!
O
ntario Premier Kathleen
Wynne has been loud in
her praise for the way the
ethnic media in Ontario translate
and communicate with the people
who have come from so many
different countries by providing
a bridge from their counties of
origin and Canada. She added that its
important for us all to recognize our differ-
ences and celebrate that diversity.
At the time Premier Wynne, accompa-
nied by members of the Ontario Liberal
Caucus, was addressing members of the
ethnic media at a December 15 Pearson
Convention Centre Reception to cel-
ebrate Ontarios diversity.
She said it is important for us to
recognise our differences and celebrate
our diversity because ``we are all differ-
ent but we share a common human and
moral responsibility to each other``.
She endorsed this section of the
media for helping to create jobs and
connecting communities, thereby being
``very, very important to the fabric of
this province``. Besides, through our
work, we provide invaluable feedback
pertaining to the needs of these commu-
nities. (Photo by Lance Alexander)
Ontarios Premier Wynne
Praises Ethnic Media
Publisher/Editor: Tony McWatt
Contributors: Sandra Ann Baptiste, Akua Hinds,
Christine Reid, Sir Ronald Sanders,
Legal: Oumarally and Baboolal
Graphic Design: Adryan Manasan (www.echodesign.ca)
Website: www.caribbeangraphic.ca Tel: 905.831-4402 Fax: 416.292.2943 Email: caribbeangraphic@rogers.com
Sir Ronald
Sanders
Standing By Mandela
A
single word appears on
the stone marking his
burial place. It is Man-
dela; and it is enough.
Since December 5, that fateful day
when Nelson Mandela left the world
bereft of a leader the like of whom man-
kind had seldom experienced, much has
been written and spoken in deserving
tribute to him. But, it should not be
forgotten that he was once called a ter-
rorist; and apartheid - the system of
institutionalised racism against which
he fought, losing 27 years of his freedom
was justifed by many governments
for whom the Cold War alliance with the
racist regime that controlled the coun-
try was more important than the rights
of non-white South Africans.
The purpose of this commentary is to
recall the role played by Caribbean people
in freeing Mandela and ending apartheid.
No Caribbean people or leader played
bigger roles than the Cubans and Fidel
Castro. Much Cuban blood was spilled
and many hundreds of Cubans were
buried in Angola over a 13-year period in
a war against South African forces for the
liberation of Southern Africa. Mandela
did not forget that sacrifce.
Other Caribbean people played
important roles too. Despite the antago-
nism of the United States government,
which then stood beside the apartheid
regime in South Africa, the Prime Min-
isters of Barbados and Guyana, Errol
Barrow and Forbes Burnham, opened
up their countries airports in the mid-
1970s for Cuban planes to refuel to
and from Angola transporting Cuban
military advisers and equipment.
Long before this in the 1950s
English-speaking Caribbean countries,
though still British colonies, boycotted
the importation of South African prod-
ucts to protest the institutionalisation
of apartheid in South Africa as well as a
series of laws that stripped non-whites
of rights, corralled them into concocted
reserves, exploited them as cheap la-
bour and banned their political parties.
Some contributions were overt,
such as the fnancial support given to
Mandelas African National Congress
(ANC) by the governments of Guyana
and Jamaica under Forbes Burnham
and Michael Manley in the 1970s.
Other contributions were not in cash
but signifcant nonetheless like the
government in Antigua under V.C. Bird
Snr giving its passports in the 1980s to
ANC exiles who were deprived of travel
documents by the apartheid regime and
were otherwise stateless.
The sporting boycott of South Africa
initiated in 1977 by Commonwealth
Heads of Government proved painful to
white South Africans and was one of the
sanctions that helped to end apartheid.
The small Group of leaders at Gleneagles
in Scotland that negotiated the boycott
included prominently, Michael Manley
The Group had as support the deft hand
of another Caribbean man, Guyana-born
Sir Shridath Ramphal, who by then was
Secretary-General of the Commonwealth.
The sports boycott of South Africa
hit the apartheid regime hard where it
counted most at home, and amongst
white people whose teams could no
longer participate in the Commonwealth
Games or play international rugby and,
worse of all, could no longer compete in
cricket. Other Caribbean men stood-up
then as well. Between 1982 and 1984,
South Africa lured cricketers from many
countries to play in South Africa to break
the sporting ban. Some West Indian
cricketers went without the consent
of their governments and their cricket
authorities, but not the most outstanding
ones the South Africans most desperate-
ly wanted to parade among them Clive
Lloyd (Guyana), Vivian (later Sir Vivian)
Richards (Antigua), Joel Garner (Barba-
dos) and Courtney Walsh (Jamaica) who
stood frm in their solidarity with the
oppressed in South Africa.
The Commonwealth Heads of Gov-
ernment Meeting in 1985 in Nassau, The
Bahamas, is remembered by historians
as the turning point of the Common-
wealths struggle with Britains Prime
Minister, Margaret Thatcher, in her ob-
durate opposition to sanctions against
apartheid South Africa. Thereafter, she
no longer held a veto on Commonwealth
sanctions. The Bahamas Prime Minister
Lyndon Pindling, as Chair, steered the
meeting to that end. It was sanctions
- started by the Commonwealth and
pushed into the United Nations - that
eventually crippled the apartheid re-
gime, drying up loans from the interna-
tional market and deterring investment.
But the Nassau Meeting also estab-
lished the Eminent Persons Group
(EPG) with a mandate to promote a pro-
cess of dialogue for change, for ending
apartheid and establishing a genuine
non-racial democracy in South Africa.
Seven Commonwealth countries, The
Bahamas among them, would consult
with the Secretary-General, on their
nominees. Sir Shridath wanted Dame
Nita Barrow of Barbados and Prime
Minister Pindling agreed that she would
be his nominee from the Caribbean. As
a member of the EPG, Dame Nita would
be the frst West Indian to see Mandela
in prison. She was a vital member of
the Group - the frst among them to en-
ter the grim Soweto dressed as a local
woman accompanying Winnie Mandela.
The EPGs Report Mission to South Af-
rica exposed the iniquities of apartheid,
became the catalyst for sanctions, and
produced a negotiating concept to which
the regime turned in the end to surren-
der its apartheid apparatus - including
Mandelas release.
Shridath Ramphals engagements
were central and manifold as he acted
for the Commonwealth in its crusade
to free Mandela and end apartheid. His
efforts, over 15 years, to end a system of
inhumanity that besmirched the 20th
century entailed constant mobilisation
of Commonwealth governments and use
of contacts with leaders in Europe, Asia,
Canada and even Washington to bolster
the crusade of front-line African States;
even using at some times conduits in the
religious community to get messages to
Mandela in prison.
Mandela never forgot that tireless and
determined work. In a memorandum
(now public) Ramphal recorded that fve
days after Mandela was released, they
spoke by telephone. Mandela was at
Archbishop Desmond Tutus residence
in Pretoria, and he made it clear that de-
spite the prison bars that confned him,
he was always aware of all of this sup-
port. Later, he acknowledged fulsomely
the Commonwealth Caribbeans special
solidarity when receiving an honorary
degree from the University of the West
Indies in the frst months of 1991.
The Caribbeans drive for Mandelas
freedom and the end of apartheid came
in other forms like from the regions
leading musical icons, for example, 1976
Jamaicas Bob Marley (War) and 1977
Peter Tosh (Apartheid), and in 1988 Guy-
anas Eddy Grant (Gimme hope, Joanna).
Those songs formed part of the anti-
apartheid battle cry and helped to arouse
popular outrage around the world.
In memorialising Mandela, Carib-
bean people can proudly say that they
stood with him in the time of the great
struggle against apartheid and he
showed his appreciation.
Remember The Reason For The Season!
C
hristmas is upon us once
again as evidenced by the
all the hustle, bustle and
rampant commercialism that
now, regrettably, so characterizes
the Season. Amidst all the decorating,
shopping, cooking and more shopping we
are far too often prone to forget the rea-
son for the Season. That despite our obvi-
ous unworthiness God so loved mankind
that he sent his only begotten son that
whosoever believeth in him shall not per-
ish but shall have everlasting life!
So this Christmas, as you attempt to
make the Holiday Season as joyous as
possible for you and yours, pause for
a moment to be grateful for Gods gift
to all of us, that of the birth of Jesus
Christ. In acknowledging Gods gift
we should each of us also pause to be
grateful for how relatively blessed our
respective lives have been.
Far too often too many of us become
obsessed with what we dont have and
what we feel we need. On Christmas Day
when we are gouging ourselves with tur-
key, ham and all the available Caribbean
delicacies, how easy is it for us to forget
that in some parts of this wonderful
planet there are kids waking up that day
with nothing to eat. Fathers and moth-
ers who are so fnancially challenged,
that the concept of gifts for their kids is
as remote as living a life of luxury and
not having to work is for many of us.
Those of us who have jobs and are guar-
anteed a regular paycheck should pause
for a second and be grateful for being so
much better off than those who dont.
Stop for a second to consider the plight of
the thousands of Barbadian Public Ser-
vice Workers who just recently received
notices of their forthcoming retrenchment
in the New Year. Im betting that for those
household this Christmas will now be far
less joyous than theyd hoped.
Hopefully the New Year will bring
with it much needed improvement in
the economic climate that has so nega-
tively affected the economies of so many
countries, Canada included, for so long.
Within our own Caribbean Community,
those of us with discretionary incomes
can do our part to help businesses here
and back home by supporting our own.
Remember that when you drink a
Carib Beer this Christmas or some El
Dorado Rum you are helping to keep
workers back home in Trinidad and
Guyana gainfully employed. The same
goes for your purchases of fruit, vege-
tables and ground provisions that come
from the Caribbean. Farmers across
the Region will indeed be grateful for
your expressed support.
In regards to support, as readers of
Caribbean Graphic, you should also be
mindful of the businesses whose advertis-
ing expenditures have made possible the
production of the twenty-four Issues we
printed this year. Our full page Christmas
Ad lists each and every one of those busi-
nesses in alphabetical order. Take note as
were absolutely sure that there may be
needs of yours that they can fulfll. They
need your support to be able to afford
their continued advertising. Han wash
han mek han come clean!
For my part despite the fact that 2013
was fraught with seemingly more than
its fair share of challenges, Im extreme-
ly grateful for Gods many blessings.
Especially the opportunity to be of con-
tinued service to my beloved Caribbean
Canadian community in this manner.
Merry Christmas, Happy New Year and
Gods abundant blessings to you all.
Tony McWatt
ASA Meats
AirFlex Heating & Cooling
Als West Indian Food Mart
Alliance Financial: Olivia Boodram
Alimas Roti
Amazonian Shaman
Aparco Insurance Brokers
Aracari Resort
BM Scrap Cars
Bacchus Roti Shop
Baksh Hallal
Barbados Tourism Authority
Bedessee Imports
Bev Browne
Bishops High School Alumni
Budget One Stop
Calypso Hut
Camdec Realty: Rupert De Castro
Carib Beer
Caribbean Chop House
Caribbean Corner Tropical Foods
Caribbean Cuisine Delights
Caribbean Island Food Mart
Caribbean Music Fest
Caribbean Tourism Organization
Carpenters Union
Century 21: Rudy Lochan
Charlies Caribbean Cuisine
Charlies West Indian Food Mart
Charleys West Indian Foods Ltd (East)
Charms Beauty Works
Cory McNaught Realty
Courtesy Rent A Car
Curtis Eustace: Fortress North
DAM Foods Caribbean Market
Da House of Jerk
Delight House Religious Supplies
Divi Southwinds
Dominion Lenders: Jon McKay
Drupatis Scarborough
El Dorado Rum
Expert Mortgages: Jon McKay
Ezetop
FH Multi Foods
Fly Jamaica
Flying Fish & Chips Jazmyns Caribbean Cuisine
Fuh Fun
Gems House of Jerk
Grace Kennedy (Ontario) Inc.
Greens West Indian Groceries
Grenada Consul General Toronto
Grooves Snacks
GTA Lenders Realty: Abdool Saheed
Guyana Tourism Authority
Haroon Gafoor Accounting
Homelife Realty: Paul Dayaram
Hotel Arantze
Hurakabra Resort
Hut Like Pepper
Irie
JH Handyman
JR Burgers
JVs Taste Buds
JagJit Textiles
Jas Supermarket
Kens Jewellery
Kings of Credit
Kitchen King
Laparkan Trading
Las Lap Lime
Leelas Caribbean
Los Amigos
M&S West Indian
Mackeson Stout
Manulife Securities: Isa Rahamat
Markham Health Rehab & Foot Care Clinic
MoBay Jerk
Monfriese Rum Cakes;
Naraines Bakery
Neales Sweet N Nice Ice Cream
Norman Sue Bakery
Niceys Food Mart
OB Law
Onalicias
Pandit Brahma Rushi
Pandit Devdas Swamiji
Pandit Jagannat Guruji
Pandit Jagdish Shastry
Pandit Kalbhairav Guruji
Pandit Laxmikanth
Pandit Krishna
Pandit Ramji
Pandit Ravi
Pandit Ravi Baba
Pandit Ravi Shankar
Pandit Shivaji
Pandit Shiva Vishnu Baba
Pandit Veeranandha
Passion Hair Salon
Pro Travel Toronto
Psychic Olivia
Psychic Rose
Queens College Alumni
Rafael Jewellery
Rajins West Indian Takeout
Refned Professional
Regency Suites
Remax West: Shanta DeAbreu
Ricks
Roraima Airways
Roraima Duke Lodge
Roraima Travel
Rotilicious
Scotia Bank: Bianca Aziz
Score Up: Patricia Giankiss;
Sidewalk Cafe & Jazz Club
St Josephs High School Alumni
St Roses High School Alumni
St Stanislaus College Alumni Association (Toronto)
Summerset General Contracting
Sunset Gardens
Sue & Charlies Meat And Seafood
Ticket Gateway.com
Timehris Restaurant
Tires 2 Go
Toronto Caribbean Carnival
Tringo
The Crane
VIP Limousine
Ways Performance Service
Wee Value Cleaning Services
Westwood Supermarket
Wilderness Explorers
Yellow Bird Hotel
From All Of Us To All Of You
Merry Christmas and A most
Prosperous New Year
Our sincerest Gratitude to the management and staff of all our 2013
Advertising Partner Companies.
Your provided outstanding support is gratefully appreciated.
And to our Readers, members of our beloved Caribbean-Canadian Community,
Friends and Well Wishers, May God Bless You and your loved ones abundantly.
We look forward to serving you all in 2014
Measurements are in inches
To Accept This Outstanding Offer
Simply Email Your Required Ad Size To Us At: caribbeangraphic@rogers.com or call us at: 416 996 0295
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History
First published in January 2001 as Graphic News, Caribbean Graphic changed its name at the beginning of 2002
to better reflect its mission to be a community newspaper representing the interests of all peoples of Caribbean
origin. The paper went into hiatus in May 2005. In response to popular demand it was reintroduced, under new
ownership, in November 2011.
Content
Caribbean Graphics content is intended to reflect the unique sensibilities and lifestyles of its target market readers:
the members of the Canadian-Caribbean community. Coverage includes news of the events and activities both in
Canada as well as in the respective back home countries of the Caribbean Region. Caribbean Graphics vision
is to serve as a platform to advanced awareness of the achievements, challenges and causes affecting Canadian-
Caribbean peoples. Its mission is to promote the Canadian-Caribbean communitys economic development and
an even greater sense of cohesion amongst its members.
Circulation
Caribbean Graphic is available free of charge at most East and West Indian groceries, some selected chain stores,
Caribbean Consulates and Tourist Board offices, video shops, sports and religious organizations in the Greater
Toronto Area. Every edition 15,000 copies are distributed.
Frequency & Publishing Dates
Caribbean Graphic is published twice per month, on the first and third Wednesdays, unless otherwise publicized.
Rate:
13% HST:
Total:
Deposit:
Balance:

Advertiser: Date:
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Different & Dynamic. Bigga, Brighta, Betta!
Caribbean
Carnival
2013 Toronto
Carnival Crazy Special
Calling All Bandleaders
Come take advantage of our Carnival Craziness
Special Advertising Rates to promote your 2013
Mas Bands
Enjoy 50% Discounts off our Regular
Community Rates on any ads booked from
April 12 July 16, 2013.
All ads are full colour.
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Govt. Slammed For Ultimate Betrayal
BRIDGETOWN, Opposition Leader Mia
Mottley declared the island in crisis as
she blasted the Freundel Stuart ad-
ministration for betraying Barbadians
by opting to send home 3,000 public
servants next year.
The decision to remove 3,000
public workers is the ultimate
betrayal of the mandate of this
government. We have heard over
and over ministers say there wi l l
be no layof fs, there wi l l be no sel l
of fs before, during or af ter the
election and the prime minister
led the chorus, she told reporters
at a December 13 news conference.
The Barbados Labour Part y (BLP)
leader warned that the storm is
sti l l coming and she charged that
the measures implemented wi l l not
stop the free fal l of the Barbados
economy.
She maintained the governments
economic policies were ill conceived
and suggested that the announce-
ment by Finance Minister Chris
Sinckler was nothing more than an
attempt to please visiting officials
of the International Monetary Fund
(IMF) who reviewed the islands eco-
nomic performance this week. The
Opposition leader charged that the
island is no closer to recovery and
she further chastised the govern-
ment for failing to remedy the crisis
it created.
HOPE LOST
BRIDGETOWN, Anger, disappoint-
ment and a sense of betrayal have
overtaken scores of National Hous-
ing Corporation (NHC) clients who
are now unsure of their investment
after pouring more than $2 million
into buying lots on which they cant
now build.
The saga is unfolding at Hope-
land, near Rices in St Philip, where
for the past decade Barbadians
have been paying for house lots,
which to their surprise were turned
over to embattled contractor Al Bar-
rack, who took the NHC to court to
recover more than $60 million.
One client, Brian Stuart, produced
scores of receipts dating back to
October 2006, showing that he had
been dutifully paying the corpora-
tion monthly for Lot 38. Last week,
however, he was at the point of tears
when he reported to local media
that since making his fnal payment
last April 2, bringing his total to $47
000, NHC offcials told him Al Bar-
rack now owned the land.
I used to drive through there
every weekend and look at that lot,
Stuart said. I used to imagine what
my house would look like there. Now
you cant imagine how I feel inside.
Bread Line For 3,000
BRIDGETOWN, Roughly 3 000 public
sector employees will be on the bread
line next year, while high-ranking Gov-
ernment offcials will be taking a pay
cut. Those were two of the cost saving
measures announced by Minister of Fi-
nance Chris Sinckler during a December
13 Ministerial Statement in Parliament.
Sinckler said the Democratic Labour
Party government was trying to plug a
gap of $143 million annually including
$34 million in the last quarter of the
year. As a result, 3 000 public servants,
both from central government and
statutory corporations will be going
home next year in two tranches.
The frst 2 000 will go in January 15,
followed by 1 000 on March 1. In addi-
tion, the service will be trimmed by a
further 500 through natural attrition
like retirement.
Sinckler said all Members of Par-
liament, permanent secretaries and
personal assistants were taking a ten
per cent salary reduction.
Additionally, all Ministries have been
instructed to cut travel budgets by 50
per cent immediately.
MARCH DATE
FOR TUNNELS
BRIDGETOWN, Barbadians look-
ing forward to seeing the Garrison
tunnels for Christmas will have to
wait until March. Vice President of
the Garrison Consortium Inc., Peter
Stevens, has disclosed that 100 per
cent funding for the opening of the
tunnels had fnally been secured
from the Tourism Development
Corporation, and given the work to
be done, the consortium was now
projecting opening the historic
tunnels to the public in March.
Stevens told local media that
with the money in hand, the con-
sortium now had the resources to
start work to meet the last require-
ment by the Town and Country
Planning Department which
means we can break ground to
install the two stairwells.
He projected an early January
groundbreaking and said it would
take approximately two months to
do the necessary work. In addition,
emergency training, which he de-
scribed as crucial, would have to
be done before the tunnels were
opened.
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No Sanitisation Of Mandelas Story Says Gonsalves
KINGSTOWN, St Vincent, Prime Min-
ister Dr. Ralph Gonsalves has spoken
out against the sanitisation of Nelson
Mandelas story, saying the allies of the
former South African President, who
died last week, included left wing coun-
tries, such as the former Soviet Union,
Cuba, and Libya.
He noted that Mandela himself had
said that his cell door was opened
principally by a massive defeat suf-
fered by the South African Army at the
famous Battle of Cuito Cuanavale, at
the hands of the joint forces of the Cu-
ban Armed Force, the Popular Move-
ment for the Liberation of Angola, and
ANC patriots, who fought to defend
Angolan independence. Gonsalves said
that was why when Mandela was re-
leased from prison, among the places
he visited were the former Soviet
Union, Libya and Cuba.
He said the other matter which we
must not forget is that Mandela was so
convinced of supporting all tendencies
towards liberation, it did not matter him
the ideological colouration of his allies.
Gonsalves said commanders in the
military wing of the ANC were members
of the South American Communist Party.
Mr. Speaker, we should make an
effort in the process from now on, to
educate our people more, especially
our young people about Mandela, his
principles, his time, his work, to lift our
understanding and consciousness for
the present and for the future, because,
of all time, only the future is ours to
desecrate. We must try not to desecrate
it, Gonsalves told Parliament.
TOY GUN IMPORTS RESTRICTED
CASTRIES, St. Lucia, The St. Lucia government has amended the Customs
Act making it more diffcult for anyone to import toy guns into the coun-
try as law enforcement offcials seek to curb-gun-related crimes over the
Christmas Season. National Security Minister Phillip La Corbiniere, speak-
ing on local television, said that the rationale behind the amendment to
the Customs Act was to prevent replica guns from entering the country.
When you are dealing with crime...there are a number of things you
have to do and this is one small bit of the puzzle.
The idea that you have in use, on a number of occasion, toy guns to com-
mit crimes you have to address that issue. But it is really a small part of the
puzzle, he added. Acting Comptroller of Customs, Andie Fenalon said the
amendment would be a signifcant deterrent in the use of toy guns as weap-
ons. The police have warned that it would adopt a zero tolerance level during
the Christmas Season when there is a noticeable increase in criminal activity.
Meet your local
Mortgage Advisor.
Bianca Aziz
Home Financing Solutions
As a Scotiabank Mortgage Advisor, I am committed to providing you with
excellent service and innovative mortgage solutions that are right for you. I am
committed to finding the most appropriate solution to meet your unique needs.
Are you thinking of
Buying or building a home?
Refinancing your existing mortgage?
Renovating your home?
Consolidating existing debts?
Bianca Aziz
Greater Toronto Area
647.983.6826
bianca.aziz@scotiabank.com
Youre richer than you think
Registered trademarks of the Bank of Nova Scotia.

Meet your local
Mortgage Advisor.
Bianca Aziz
As a Scotiabank Mortgage Advisor, I am committed to providing you with
committed to finding the most appropriate solution to meet your unique needs.
Are you thinking of
Refinancing your existing mortgage?
Bianca Aziz
647.983.6826
Youre richer than you think

Meet your local Mortgage
Advisor.
Bianca Aziz
As a Scotiabank Home Financing Advisor, I am committed to providing you with
committed to nding the most appropriate solution to meet your unique needs.
Are you thinking of
Renancing your existing mortgage?
Bianca Aziz
647.983.6826

Wishing you a very special
Mothers Day
Bianca Aziz
647-983-6826
Mama was my greatest teacher, a
teacher of compassion, love and
fearlessness. If love is sweet as a
flower, then my mother is that
sweet flower of love Stevie
Wonder
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Ontario ad.indd 1 3/20/13 10:55 PM
DEAL EXPENSIVE
SAYS CUSTOMS
BOSS
ST JOHNS, Antigua, While de-
scribing the World Trade Organi-
zations trillion dollar deal as good
for the global economy, Antigua
and Barbudas customs comptrol-
ler is highlighting the costs associ-
ated with accessing the benefts.
WTO nations signed the deal
within the last week to improve
trade facilitation or in other words
further decrease barriers to cross
border trade.
Antigua and Barbudas customs
boss, Raju Boddu, says the chang-
es will be expensive in more ways
than one. Though becoming com-
pliant will be challenging, Boddu
says even failing to keep up with
global changes is more costly.
DENGUE IN
ST LUCIA
CASTRIES, St. Lucia, Health Au-
thorities in St. Lucia have warned
of the possibility of a dengue
epidemic after more than 200
suspected cases have been in-
vestigated . They said so far 220
suspected dengue cases have
been have been reported to the
Trinidad-based Caribbean Pub-
lic Health Agency (CARPA) with
seven confrmed and one death
so far this year.
But the Ministry of Health said
that increased surveillance has re-
fected a decrease in the number
of cases over the past two weeks.
"Most of these cases are in the
populated north of the island,
but what is of more signifcance
is the potential to have a major
dengue epidemic, said epidemi-
ologist Naihum JnBaptiste.
"One of the things that the
environmental health branch does
for dengue control is environ-
mental management in terms of
the habitats that breed the aegis
egypti mosquitoes.
"What we have found in the
most populated regions in the is-
lands north is that the potential for
spread of dengue is huge. In fact
the literature informs that if you
can get more than fve out of 100
containers as breeding ground for
mosquitoes, then you are at high
risk for a dengue epidemic.
"In all of those northern areas
the level was 20 infected contain-
ers to as high as 80," Jn Baptiste
said, calling on the public to be
aware of the symptoms and to
avoid the breeding of the mos-
quito by frequently checking and
removing stagnant water from
their premises.
The aegis egypti mosquito
breeds in artifcial containers
mainly found in homes with a life
cycle averaging seven days.
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GANJA COP
GEORGETOWN, A member of
the Georgetown City Constabu-
lary has pleaded guilty for being
in possession of one gram of
marijuana and he was fned and
ordered to provide community
service. 22-year old Jermaine
Fenty of DUrban Street was
caught with the marijuana at the
Ferry Stelling, Stabroeke.
The prosecutions case was that
about 9:40 PM on December 11,
a police mobile patrol went to
the stelling and saw Fenty rolling
the leaves, seeds and stem into a
cigarette form to smoke.
Chief Magistrate Priya
Sewnarine-Beharry ordered him
to pay a fne of GUY$3000 and
provide six months of commu-
nity service.
Airport Modernization On Schedule
The US$138M Cheddi Jagan Interna-
tional Airport (CJIA) modernisation
project continues on schedule, Chief
Executive Offcer (CEO), Ramesh Ghir
says. This is despite the fact that the
joint-Opposition, recently opposed a
$65.4M allocation included in a State-
ment of Excess, a fnancial paper tabled
by Finance Minister, Dr. Ashni Singh.
Given that the minister acted in ac-
cordance with the Constitution and the
Fiscal Management and Accountability
Act, the oppositions non-approval, post-
expenditure, did not affect the allocation.
The project faced similar opposition
when the 2013 budget was cut, but in
work with the contractor is expected
to be made soon.
He stated that there are no challenges
being dealt with currently, maintaining
that works are progressing smoothly.
Under the project, a new, modern
terminal building would be constructed
with the runway extended to accommo-
date larger, wide-body planes.
Government has signed a design and
build contract to the tune of US$138M
with China Harbour Engineering
Company Limited (CHEC) which has 32
months to complete the project.
The project is being partially funded
by a US$130M loan from China with the
rest coming from the national treasury.
mid-September this year, Chairman
of the CJIA Board, Ramesh Dookhoo,
said the modernisation project is being
propelled by a US$20M mobilisation
advance made under the 2012 budget.
To date, according to Ghir, the
contractor is on site and excavation
works are being executed at the end of
the runway. Concurrently we are also
reviewing the design for the terminal
building, he said. The CEO added that
the tender process, having recently
concluded, is in the evaluation stage
and the appointment of a consultant to

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Seasons Greetings,
Merry Christmas
& A Most Prosperous
New Year
to all our valued customers
We look forward to servicing your
travel needs over the
Holiday Season and in the
New Year
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416 543 8430
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GEORGETOWN, Government has
welcomed the investment made by
Aurora Gold Fields Mining Company,
the second largest investment in the
mining sector after that made by Omai
Mining Company and looks forward
for the pouring of the frst gold bar
in the frst quarter of 2015 when the
company begins large scale produc-
tion, Prime Minister Samuel Hinds said
yesterday.Speaking at a media briefng
of the company at the Guyana Interna-
tional Conference Centre at Liliendaal,
Greater Georgetown, Prime Minister
Hinds, who was performing the duties
of President, said that as a country, we
have to open to the worldwe have to
partner with the world, particularly
given the potential size of the multi-
million dollar investment.
He added that the experience,
expertise and technologies which
the investors are bringing into the
country would have been diffcult and
time consuming to have been sourced
locally. He said that the need for mar-
kets overseas to bring the necessary
income needed to further develop
Guyana, was also essential. Our
challenge is to develop partnerships
with the worldwe have to develop
the ability to recognise who we could
develop good partnerships with.
He said that the investment is some-
what risky, but he was looking forward
to its success.
LAPARKANS
BUINESS ON THE
UP AND UP
GEORGETOWN, The fow of gift
packages and barrels from the
diaspora in North America to families
and friends in Guyana has increased
to about 500 percent for the festive
season when compared to the other
months of this year.
Beekhoo said that Laparkan has
two fights per week that are bring-
ing in cargo, particularly fat rate
boxes. The service offered includes a
combination of barrels and gift pack-
ages coming out of New York, Miami
and Toronto.
He noted that Laparkan opens to
business at 07:30hrs daily and some-
times operates until 19:00hrs to satisfy
customers who travel long distances.
In addition, the company has em-
ployed temporary staff to help process
documents in a timely manner.
Beekhoo said that last year the
shipping of cargo from the United
States of America started late
because of Hurricane Sandy. How-
ever, this year business is pretty
good, he said.
Mining Investment
Welcomed
Isa M. Rahamat
Financial Advisor
Manulife Securities Incorporated
Investments, Retirements,
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KINGSTON, Police have reported
the seizure of 44.1 pounds of
cocaine at the Kingston Container
Terminal (KCT) shortly after 1:00 pm
on the afternoon of December 12.
This cocaine seizure is the second
at the terminal in less than twenty-
four hours and the third in a week.
Reports from the police are that
lawmen were conducting routine
checks at the terminal Thursday
when a rice bag with 19 parcels
containing cocaine was found in a
container. The drug has an esti-
mated street value of J$30 million
the police say.
On Wednesday, December 11,
between 7:30 pm and 9:30 pm
lawmen assigned to the Transna-
tional Crime and Narcotics Division
(TCND, Marine Division and mem-
bers of the Contraband Enforce-
ment Team of Jamaica Customs,
carried out an operation on a ves-
sel at Gordon Cay. A container was
searched and three bags contain-
ing 71 parcels of cocaine, weighing
approximately 193.4 pounds, with
an estimated value of J$120 million,
were found.
MORE COCAINE SEIZED
Jamaica Cops Top Caribbean
Schools Drama Awards
KINGSTON, The Jamaican produc-
tion of Wi Love Wi Self directed
by Akeem Mignott took 11 major
awards, including that of Best
Overall Performance, at the Carib-
bean Schools Drama Festival held
in Christ Church, Barbados from
December 8 to 15.
Eleven students from several local
high schools represented Jamaica at
the festival which also had participants
from Anguilla, British Virgin Islands,
Bermuda, Barbados, Guyana, St Vin-
cent, and Trinidad and Tobago.
The Jamaican team also received
awards for best ensemble acting, most
creative presentation and best set de-
sign wile Outstanding Actress award
went to Mandie Salmon while Akeem
Mignott won the award for outstand-
ing director.
While in Barbados, the Jamaican
contingent also performed for stu-
dents at the Alexandra School in the
Saint Peter district and participated
in cultural workshops and a Caribbe-
an Youth Forum on Caribbean Single
Market Initiative and Theatre Arts in
the region.
GOLDEN GIRL
TESSANNE
KINGSTON, Director of the Jamaica
Tourist Board (JTB), John Lynch has
described Tessanne Chins achieve-
ments on NBCs The Voice as gold
where tourism and Brand Jamaica
are concerned. What Tessanne is
doing now is like gold, its gold,
Lynch declared on December 12
at the Jamaica Observer weekly
Press Club held at the newspapers
Beechwood Avenue headquarters
in Kingston. Lynch contended that
regarding the marketing of Jamaica,
Tessanne could not be doing a bet-
ter job representing the country. He
said that a thirty-second advertising
spot for the JTB on NBC would run
some US$250,000.
Lynch added that apart from Chins
success, and the many achievements
of Jamaicas athletes, the JTB has
also launched several campaigns and
improved its website in an effort to
further promote Jamaica as an ideal
tourist destination
SAFE SEX SHACK
ERECTED
KINGSTON, OVER 200 persons
from Negril and surrounding com-
munities recently benefted from
a "Community Safer Sex Shack"
erected at the Value Master Plaza
in the Westmoreland resort town.
Population Services Interna-
tional/Jamaica (PSI/J) along with
partners Sandals, Beaches and
Grand Pineapple Negril and the
Jamaica Family Planning As-
sociation erected the safer sex
booth in a bid to educate resi-
dents about reproductive health
and protection against sexually
transmitted infections (STIs). The
booth featured free blood pres-
sure checks, counselling, testing
for HIV and other STIs, pregnancy
tests, as well as reproductive and
health services. Participants also
benefted from giveaways as well
as special contraceptive sampling
and bundles.
RUSSIAN VISITS
INCREASING
KINGSTON, Just over 10,000
Russian tourists visited the island
over an eight month period with
the establishment of a direct fight
from the European country to
Jamaica this year.
Tourism Minister Dr Wykeham
McNeill speaking at the Jamaica
Observer Press Club Thursday
said the number of Russian visitors
represented a 644 per cent in-
crease over the same period in the
previous year. The direct fight from
Russia started in January 2013.
Meanwhile, McNeill upbeat
about the pros-pects in the sec-
tor, said that British Airways will be
adding a fourth fight into Kingston
in May 2014, while European travel
group Touristik Union international
(TUI) will bring in additional fights
during the summer.
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War On Crime To Continue Says PM
PORT-OF-SPAIN, Prime Minister Kamla
Persad Bissessar says her coalition Peoples
Partnership government is committed to the
fght against crime, as Trinidad and Tobago
recorded yet there more murders, pushing
the toll so far this year to 376.
Murder is murder and every single
one is painful and traumatic to us. We
will continue to remain committed in
the fght against crime. I know the Min-
ister of National Security is doing the
best that he can, but there is still much
more that we need to do.
Every crime is one crime too much
and that remains number one priority in
our list, to deal with crime in Trinidad
ensure the confdentiality of the infor-
mants remained secure.
VIPO will fall directly under me
so that people will feel safe to report
information that can be turned into
evidence, he said, sending a message to
rogue elements within the police.
We are putting special mechanisms
to weed out rogue elements in the Police
Service and give citizens responsibility
to become virtual offcers on cyberspace.
It is no secret that there are police of-
fcers on the payroll of gang members,
and once we fnd the evidence to remove
them, they will be removed, he added.
and Tobago. National Security Minister
Gary Griffth has said that the authori-
ties would soon launch a major crime
fghting initiative.
Griffth said that the Virtual Police Of-
fcers (VIPO) will, when launched, make
every law abiding citizen a virtual police
offcer. In this way you can go on a
secure website and report a crime which
may be about to be committed or has
been committed, Griffth said, adding he
would be personally held responsible to
NEW TOBACCO REGULATIONS
PORT-OF-SPAIN, The Trinidad and Tobago government is moving to further
tighten regulations regarding the sale of tobacco amid concerns by at least
one cigarette company that the new measures were beyond its capabilities.
Health Minister Fuad Khan, who piloted the Tobacco Control Bill, told
the Senate that the regulation provided for the mandatory labelling re-
quirements for cigarette packaging in Trinidad and Tobago.
He said the health messages and warnings were important in decreas-
ing the attractiveness of smoking and that the new regulations would
require all health messages to be printed on the carton and not on the
packaging.
Khan said the regulations provide that the warnings on the dangers of
tobacco use would be placed on the lower half of the front and back pan-
els of the pack and must be placed in such a way that the message would
not be damaged when the pack is opened.
Merry Christmas &
A Happy New Year
To all our valued
customers
We look forward to
serving you in the
New Year
Rahamat (Dick) Bacchus
Mortgage Professional
Centum
SR Mortgage Services
Broker Lic#: 11812
Lic#:M12000346
647-227-7684
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VISA RULING
FORTHCOMING
PORT-OF-SPAIN, Attorney General
Anand Ramlogan has said that his
Ministry would soon be making a
ruling on the issue of whether the
longstanding practice of recom-
mending to the United States State
Department that locally-recruited
staff at the Trinidad and Tobago
Consulate in New York be given A2
visas to allow them to work and live
in the USA should continue.
Asked whether the Ministry had
made a decision on the issue, Ramlo-
gan said, Not yet. But this week (it will
be done). The staff at the T&T Consul-
ate are anxiously awaiting the Attorney
Generals decision as two more workers
received dismissal letters last week.
One worker was given her dis-
missal letter hours before the
Consulates December 13 annual
Christmas party . The two work-
ers were told that because their
A2 visas expired, they could not
continue to be employed with the
Consulate. The A2 visas are given
by the US State Department on the
recommendation of the consulate.
The A2 diplomatic visa is a non-
immigrant visa which allows foreign-
accredited offcials (ie Trinidad and
Tobago citizens), not in the diplo-
matic category, to enter into the US
and engage in offcial activities of
their government. It is normally used
for non-diplomatic T&T employees
working in the US at the diplomatic
offces. However, the consulate rec-
ommended a change in policy.
Police said Afsha Dyer, 21, and
her neighbour Nikisha Elliot, 33,
were playing a game of cards with
neighbours near Dyers home at the
side of the road when three masked
men approached the women.
Dyer died while undergoing emer-
gency treatment.Mahalia Cooper,
the victims mother, said her younger
daughter Kizzy Dyer has been missing
since the shooting. She was one of
those liming with the group and had
run away when the shooting started.
Cooper said she did not know
why anyone would want to kill her
daughter and she was now left
with the responsibility of taking
care of her three grandchildren.
COUSINS SHOT
AND KILLED
PORT-OF-SPAIN, Cousins David
Phelps and Rawle Cassie were
shot and killed at a bar at Boissiere
Village, Maraval on the night of De-
cember 12. Phelps, 47, and Cassie,
42, were reportedly liming at the
bar at around 8 p.m. when ap-
proached by two men who pulled
guns and began shooting.
Cassie was taken to the Port of
Spain General Hospital but died be-
fore arrival. Phelps died at the scene.
The murder toll for the year now
stands at 371. At a press confer-
ence held earlier this week, Acting
Commissioner of Police Stephen
Williams projected there would be
399 murders for 2013.
905-791-7684
The Tastiest Doubles, Rotis,
Dalpuries & Parathas
13 Kenview Blvd., Brampton, ON
MONEY MATTERS
Wills And
Powers Of
Attorney
O
ne of the most litigated
areas of law in Ontario
is in the area of Estates.
In my years of practice, I have
come across some common
concerns and questions. In the
following, I have tried to pro-
vide some answers to commonly
asked questions relating to Wills
and Estates. A will is a docu-
ment which takes effect when
you die and each individual has
to make a will.
A Will allows you to various things,
such as letting you leave instructions
on how you want your property to
be divided and distributed when you
die; or you can name a person (Estate
Trustee) who will wrap up all of your
personal affairs and carry out the
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instructions
left in your
will; or if
you have
children un-
der 18, a will
also allows
you to name
a guard-
ian and to
state your
wishes as to
who should
look after
your chil-
dren after
your death
and it can
minimize your tax burden when giving
property away
It is a commonly held misconception
that once you have a Will you are not
required to have a Power of Attorney.
While a Will takes effect upon your
death, a Power of Attorney takes effect
upon some event happening while you
are alive. Therefore, it is highly recom-
mended that you have a Power of At-
torney in conjunction with your Will. In
Ontario, there are two different types of
Powers of Attorney; a Power of Attorney
for Personal Care and Power of Attorney
for Property.
POWER OF ATTORNEY FOR PER-
SONAL CARE:
The Power of Attorney for Personal
Care would take effect if you become
incapacitated and are unable to make
decisions regarding your own personal
care. For example; whether you should
have a blood transfusion, whether you
should be taken off of life support in
the instance of traumatic, non recover-
able injury, etc. Please note that if you
decide to insert a pull the plug clause
into your Power of Attorney, that deci-
sion will be made not only by the person
you nominate, but also by 2 physicians
who have to decree that you are in fact
in a vegetative state. It is not a decision
that is made lightly.
In making this Power of Attorney,
you should appoint someone, the At-
torney to act and make necessary
decisions on your behalf. It is worth
noting that for a Power of Attorney for
Personal Care, the person you appoint
must be over 18 years of age, the docu-
ment must be in writing and it must be
witnessed and these witnesses cannot
be the person named, or the spouses/
partners/child.
The Power of Attorney takes ef-
fect once it is signed and witnessed. It
remains in effect until you revoke it. If
you wish to revoke the Power of Attor-
ney, it must be done so in writing and
you should also let your relatives and
those people close to you know that you
are revoking the Power of Attorney. It
is highly recommended that you have
a Power of Attorney for Personal Care.
If you do not have one and something
unexpected happens and you become
incapacitated, your spouse or relatives
would have to apply to the courts to be-
come your Guardian. This can be costly
and quite time consuming.
POWER OF ATTORNEY FOR
PROPERTY:
The second type of Power of Attorney
is for Property. This Power of Attor-
ney takes effect to deal with property
such as assets like bank accounts, cars,
real estate, stocks, bonds, etc. This
Power of Attorney can be limited for a
specifc period of time or for a specifc
transaction; for example, you are go-
ing to be out of the country when your
house sale is closing and you want to
allow your parents to close the deal for
you, you can nominate your parents to
close that deal, and only that deal, on
your behalf while you are away and the
Power of Attorney would only be valid
for that transaction. There are other
Powers of Attorney for Property that
are unlimited and they last until you
might die or you would revoke them as
stated above.
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Year End Financials
T
he holidays are a hectic
time but as we come to
the end of 2013 it is natu-
ral to take a look of where you
are and how you are going to get
ahead in the upcoming year.
Your credit rating and score is a good
refection of your fnancial health and is
a key factor in determining your ability to
buy or rent a home, lease or fnance a car,
borrow money or sometimes to get that
new job. As there is no annual deadline to
check your rating and score it is advised
that you do it once a year. You are eligible
once a year to obtain free reports from
Canadas two credit agencies, TransUnion
and Equifax. These two agencies do not
share information so it is important to look
at both. You should look for any mistakes
and ask for corrections. Verify all informa-
tion as this is your profle. To get more de-
tails go to www.equifax.ca and TransUnion
refers to its credit report as consumer
disclosure and you can order one by mail
www.transunion.ca for more details.
The holiday season is also a popu-
lar time to make charitable donations
which can actually put some money
backing your pockets. To claim your
federal and provincial tax credit for
your donations, the charity must be
registered with the Canada Revenue
Agency and donation must be made by
December 31. You receive 15 percent
federal tax credit for the frst $200 and
29 percent credit for donations more
than $200 up to a maximum of 75 per-
cent of your net income for the year. A
Tax Free Savings Account (TFSA) allows
you to invest up to $5000 a year without
paying tax on your investment income.
Registered Education Saving Plan
(RESP) allows you to save tax free for
your child/childrens education. The
Federal government offers grants
through the Canada Education Savings
Grant (CESG). They match your contri-
bution by 20 percent up to a maximum
of $500 per year for each child. To
receive the full grant you would need to
contribute $2500 by December 31 each
year. Unused grant contribution can be
carried forward until your child turns
17 however there are some restrictions.
Although your 2012 Registered Retire-
ment Savings Plan (RRSP) can be cred-
ited to the tax season until the last day
of February 2014 it is important to get
an idea of where you are at and where
you want to be. What is your contribu-
tion limit? Do you want to start making
regular monthly contributions or make
a lump sum deposit?
The end of a year brings a great deal
of decisions, refecting and fnancial
deadlines. Completing some key check-
marks before that deadline can save you
money in 2014. Make it a great year!
*The information in this article is not
intended as specifc investment, fnancial,
accounting, and legal or tax advice.
HOME AFFAIRS
Dr. Richard Lai
Dental Surgeon
Understanding Teeth Whitening
A
s of recent times teeth
whitening has become
common place in our
everyday lives. We see commer-
cials on TV; theres a new whiten-
ing toothpaste or a new mouth wash
and it seems every other week there
is a new whitening product on the
shelf.
Let us start at the beginning with
the anatomy of your teeth. Although
it may not seem like it, the tooth is
not a solid structure. It consists of
different layers that have different
consistencies. The layer that most
of us know about is the protective
layer of the tooth called the enamel.
Although this layer is very strong,
it is actually composed of many
small tubes which run in a direction
towards the next layer of the tooth,
the dentin.
The enamel is what tends to give our
teeth the white appearance, while the
dentin, which is under the enamel, has a
yellow consistency.
Why teeth change color
There are two ways by which a
tooth changes color. The first is a
natural occurrence and the second
is through staining. Naturally, as
time goes by our teeth will tend to
turn more yellow as the enamel of
our teeth becomes thinner, thus
showing more and more of the
dentin below. The thinning of the
enamel is due to the everyday use
of your teeth.
The second way your teeth change
color is through staining. Remember
that the enamel actually consists of
small tubes. When staining occurs it
is because the ends of those tubes get
clogged with various staining materi-
als, thereby changing the appearance
of the tooth. Because these tubes are
microscopically small, regular brush-
ing cannot remove all the material
from the ends of the tubes. This is
where whitening comes in!
There are two methods whitening
can work. The first is mechanical and
the second is chemical. The mechani-
cal method is how most whitening
toothpaste work. The toothpaste is
actually scrubbing the ends of the
tubes in the enamel, thereby remov-
ing the staining in the area where the
staining occurs. There are limitations
to this method because this manual
scrubbing can only remove a portion
of the staining.
The second method is using either
an over-the-counter or profes-
sional grade chemical. The chemi-
cal method is far more effective at
creating the dramatic change in the
color of your teeth. By using whiten-
ing chemicals a greater proportion
of the staining can be removed from
the enamel tubes by dissolving the
staining created over time.
The most important question now
is what kind of whitening treat-
ment is best for you? If you are only
looking for a subtle change in shade,
stick with whitening toothpaste.
Whitening toothpastes can very
easily achieve mild results without
any real side effects. If you would
like more dramatic results, start by
trying the over the counter whiten-
ing strips. This is an economical
way to find out if your teeth can
handle teeth whitening. As long as
your teeth do not become excessively
sensitive, the whitening strips may
be perfect for you. However, if you
are not happy with the amount of
shade difference and if your teeth
become excessively sensitive or your
gums become swollen and irritated;
a professional whitening option may
be better suited for you.
BELLY BUSTAS: TAKE 3!
1. HELLISH EXCHANGE
Joe asked the Devil, How much is a penny worth in Hell?
The Devil replied, $1 million.
Joe asked, How long is a minute in Hell?
The Devil said, 1 million years.
Joe asked for a penny.
The Devil said, Sure, in a minute.
3. THREEFER MORRIS
At 85 years, Morris marries a lovely 25 year old woman. Because her new husband is so
old the woman decides that on their wedding night they should have separate bedrooms.
She is concerned that the old fellow could overexert himself. After the wedding fes-
tivities she prepares herself for bed and for the knock on the door she is expecting.
Sure enough the knock comes and there is her groom ready for action. They unite
in conjugal union and all goes well whereupon he takes his leave of her and she pre-
pares to go to sleep for the night.
After a few minutes theres a knock on the door and there old Morris is again ready
for more action. Somewhat surprised she consents to further coupling which is again
successful after which the octogenarian bids her a fond good night and leaves.
She is certainly ready for slumber at this point, and is close to sleep, for the second
time when there is another knock at the door and there he is again fresh as a 25 year
old and ready for more. Once again they do the horizontal boogie. As theyre laying
in afterglow the young bride says to him, I am really impressed that a man your age
has enough juice to go at it three times. Ive been with guys less than half your age
who were only good for one time. Youre a great lover Morris.
Morris looks confused, and turns to her and says, I was here already?
2. HEAVENLY CALL
Young David came home from school one day and found his pet chicken laying on
the ground with his legs pointing straight up into the sky.
When his father got home, he explained that the chicken has died and his legs were
pointed up to Jesus in heaven.
They buried the chicken and that was that. Two weeks later his dad came home from
work and David ran up to him yelling, Daddy, Daddy, we nearly lost Mommy today.
What? his father replied.
When I got home from school, Mommy was laying on the bed with her legs point-
ing up in the air yelling, Jesus, Im coming, Jesus Im coming.
If it wasnt for Uncle Terry holding her down we would have lost her for sure!
We Cater for all Special Occasions,
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Merry Christmas and
A Hapy New Year to
al our valued customer!
TRAVEL
INSURANCE CAN
BE CONFUSING
Y
ou may think you have travel insurance
coverage through your employer, a
credit card or with your travel agent,
but you may not. Before booking your trip or
leaving the country, make sure you understand
the defnition for a Pre-existing medical
condition,or know if you are within the time
limits of the Stability clause.
These terms are inside every travel insur-
ance plan and it is your responsibility to make
sure you read your contract, and understand
exactly what those parameters of the coverage
means. Even though the defnition can vary
among the different insurance companies here
is a general defnition you will come across.
PRE-EXISTING CONDITION means a medi-
cal condition, illness or injury known to you,
and for which you have received medical con-
sultation, diagnosis, and/or medical treatment
by a physician.It is a condition that occurred
prior to the begining of your trip and includes
a medically recognized complication or recur-
rence of a medical condition.
STABILITY CLAUSEmeans you must be
medically stable prior to your trip. There can be
no onset, changes or worsening of a medical
condition. There can be no addition, changes
or alterations in any medication for the cover-
age of a medical condition.* This will also
include that there has been no changes tothis
medication or its usage or dosage, prior to the
commencement of your covered trip.Also there
must not have been, any medical treatment or
test prescribed or recommended by a physi-
cian, within the period** specifed in this policy,
before the start date of a covered trip.
This may seem very confusing and over-
whelming to the consumer, but all this lan-
guage can be properly explained and clarifed
whenspeaking directly with a Travel Insurance
specialist.
When flling out the forms on-line or a
written form, they can be quite ambiguous
and will need careful attention to detail and
responses made on the applicants part.
Consider this!
You have answered all the questions truthful-
ly and complete to the best of your knowledge.
While away, you encounter an illness that you
need to seek medical attention. When you
return and submit your claim to the insurance
company, you are DENIED! What happened?
As an example - When flling out the form
you stated you did not have any blood pres-
sure conditions. But before you left, you
visited your physician and your pressure was
elevated. The physician recommended a
follow up for further testing. You now have a
Pre-existing medical condition and your
coverage has changed. Even though you had
this policy prior to this incidence, whether
through the bank, employer or insurance
company, you are no longer in the parameters
of the Stability clause.
Most people dont know this, or just dont
think about their existing contract, and this is
where the insurance companies will be able to
deny a claim, even if the claim has nothing to
do with the realted issue.
Remember your provincial plan only cov-
ers a small portion of out-of-country medical
expenses. A travel medical plan ensures that
you arent left with a $100,000 hospital bill after
a major accident or an unexpected medical
emergency. Just as important, though, are the
other benefts of travel insurance - 24/7 emer-
gency assistance to help guide you through an
unexpected emergency, and monitor your case
to make sure youre receiving appropriate care.
Travel medical insurance is one of the most
affordable types of insurance you should
purchase, and the peace of mind that it offers
you, is priceless.
This article is used for general discussion
and informational purposes only. You should
not act or rely on any information from this
article without seeking the advice of a profes-
sional licensed advisor or representative. We
strongly recommend doing your own due
diligence regarding travel insurance matters.
Olivia Boodram
Travel Insurance
Specialist
HOME AFFAIRS
F
or me the true meaning of Christmas is
celebrating Christ birthday and incorporat-
ing him in the season. I enjoy going to Mass
with my family and spending time with family and
friends, especially the ones who are alone, keeping
in mind, the reason for the season.
Back home, Christmas wasnt Christmas with-
out home-made bread and ham and a must have
was, chow-chow. Christmas breakfast was fresh
baked bread and ham, pastelles and chow-chow.
I Know most of us have Christmas traditions,
how many of you take the time to continue them.
Living in North America can be very diffcult on
family life, and the things that are dear to us, are
sometimes lost along the way. Due to the hustle
and bustle of this large city, fnding time to slow
down and smell the roses are few and far between.
Here are simple ways to have a little of that tradi-
tion by preparing a few favourite recipes. Today I
will share with you a simple way to prepare ham,
chow-chow and a popular Christmas drink, sorrel.
Hopefully you too can enjoy and share in the holi-
day season. Chow-chow is a medley of vegetables
pickled with a blend of your favour spices to create
a delectable addition to a Christmas table. I like
the picnic hams, they are small and tasty and have
the skin that is great for adding to soups, callaloo,
peas, even pelau. If you buy the large hams, check
the package for baking time. Merry Christmas
and may God richly bless you all. Thanks to all
who tried my recipes, called and asked questions
or commented on the column. To contact me call
647-294-7916 or e-mail: hibiscusmary@bell.net
Christmas Ham
- In a roasting pan, add 2 cups of water.
- Put the ham in the roasting pan, skin side down.
- Bake for 90 minutes, covered
- Remove from the oven and cut off the skin (Save
the skin to put in soups, peas or callaloo, etc.)
- Score the fat with a knifecutting the fat in one
direction
- Then turn it and cut again so it resembles a
diamond cut.
Ah Want Ah Piece Ah
Pork For Meh Christmas!
- Sprinkle 3 tablespoons brown sugar over the ham
- Add 2 tablespoon mustard. Rub well.
Stick cloves all over.
- Return to the oven for another 1 hour, uncovered
- When golden brown, remove from oven and let
rest for 30 minutes before cutting.
- This prevents the juices from oozing out.
- Cut and serve with bread and chow-chow.
Chow-Chow
You will need:
cup of carrots, caulifower, onions, zucchini, - -
green beans (optional), red and green sweet pepper
2 pimento peppers
scotch bonnet pepper
1 cups white vinegar
cup mustard
3 cloves garlic, fnely chopped
1 teaspoon salt
3 leaves shadow benny, fnely chopped
2 tablespoons sugar
2 teaspoons cornstarch
Dice carrots, caulifower, onions, zucchini, green
beans, red and green sweet peppers and pimento
peppers and 1 scotch bonnet pepper. In a source
pan add 1 cups of white vinegar plus all diced
ingredients. Season with salt, shadow benny,
garlic, mustard and sugar. Bring to a boil until the
vegetables are still frm. Add cornstarch to thicken,
taste and adjust to your liking. Check if you need
more salt, if its too tart add more sugar. When you
are happy with the taste, turn off the stove and leave
to cool. Bottle and store in the fridge. Serve with
ham, pastelles, or just as a pickle. Love it!
Joy in the air, good cheer everywhere
Christmas is a special time to remember those who are dear to us
To all our valued customers
May the good tidings and warmth of the Holiday Season
be with you and yours throughout the year
Merry Christmas and
a most Prosperous New Year
From the Management & Staff of
Charlies West Indian Foods Ltd
The one stop source for halal meat, fish,
vegetables & Caribbean Groceries
416 282 8608
1158 Morningside Avenue, Unit 3
Visit our website at
www.charleyscaribbeancuisine.com
416 283 1441
1154 Morningside Avenue
Dine In, Take Out & All Occasion Catering
Now Accepting Holiday Season Orders
TM.
Authentic African Beauty Products:
Pure Shea Butter, Pure Cocoa Butter
African Black Soap and Body Moisturizer.
Available Only At:
Delight House Supplies
296 Markham Road
Scarborough, Ontario
M1J 3C5
Tel: 416-754-4440
Triple BBB
Pickering Flea Market
Aisle E. Booth #1004
Tel:647.295.4779
\inter Sale!!!
30 - 50 O All
Taylor On
The Come-
back Trail
F
ormer West Indies fast bowler
Jerome Taylor is seeking a return
to the international stage fol-
lowing his inclusion in a 44-member
Jamaica squad to start preparation for
the upcoming regional Four-day and
Super 50 tournaments.
Taylor, who last represented the West
Indies in June 2010 against South Af-
rica in Trinidad and Tobago, is making
a return to the national set-up after a
two-year bsence.
He has been plagued by a recurring
back injury and last played for Jamaica
against Trinidad in March 2011 in a
Four-day encounter.
Taylors last internationally recog-
nised match was in August last year
where he turned out for the Ruhuna
Royals in the Bangladesh Premier
League T20.
He has also participated in national
tournaments, including the just-
concluded Jamaica Premier League
T20, where he represented Mandeville
Thunders.
In 29 Test matches, Taylor has taken
82 wickets at an average of 35.64, and
in 66 one-dayers he has captured 98
wickets at 26.82 apiece.
Current West Indies players Marlon
Samuels, Sheldon Cotterrell, Chadwick
Walton and Nikita Miller headline the
list of other regional representatives in
the training squad.
Also included are the fve Jamaican
players who were a part of the West
Indies Under-19 team, which recently
withdrew from their tour of Bangla-
deshRamaal Lewis, Brandon King,
Tristan Coleman, Marquino Mindley
and Fabian Allen.
Mortgage House Licence #10557
Independently Owned and Operated
There is no time more ftting to say THANK YOU
to the Caribbean Community for putting your
trust in us throughout 2013.
As Licenced Dominion Lending Centres Mortgage
Professionals, we work for you not the lenders to ensure
you receive the very best rates and products available in
todays marketplace to meet your specifc needs.
Warmest thoughts and best wishes for a wonderful holiday
season and a Happy New Year.
Sincerely,
Team McKay
Don McKay
Mortgage Agent
416.843.2384
Toll-Free 1.888.818.6841
www.TalkToMcKay.com
Jon McKay
Mortgage Agent
416.846.2203
Toll-Free 1.888.281.3240
www.CallJonNow.com
Happy Holidays
2691 MARKHAM RD UNIT #11
SCARBOROUGH (MARKHAM/FINCH)
416-298-6611
May your hearts be filled
with all the happiness this joyful
Holiday Season brings
Merry Christmas &
A Happy New Year

Caribbean Graphic December 18th Issue

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Caribbean Graphic December 18th Issue

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December 18, 2013 CARIBBEAN GRAPHIC PAGE 1

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Registered trademarks of the Bank of Nova Scotia.

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