Documente Academic
Documente Profesional
Documente Cultură
Banking Operations
Evolution of Banking Services
Session01:HistoryofBanking
TheOrigins&MeaningsofthewordBank EarlyBankers TheAncientEgyptians AncientChinese TheBabylonians TheAncientRomans BankingthroughTheMiddleAges BirthofModernBankingTimeofBankingFamilies AgeofBanking&BankersBirthofCentralBanksinEurope ChangesinBanking&ModernTimes FutureTrendsinBanking
Session02:DevelopmentofBankingServicesinPakistan
EarlyYearsBankingServicesavailableatthetimeofIndependence 1947 InitialDevelopmentofBankingCompanies 194755 GreenRevolution&itsimpactofFinancialServiceProviders 195571 LossOfBank/IndustryOwnersuponSeparationofEastPakistan 1971 NationalizationofBankingSector 19734 EraofPublicSectorBanking 19741991 IntroductionofConsumerCreditbyForeign&Localbanks 198990 LiberalizationofBankingSectorReemergenceofPrivateCommercialBanks 1990onwards PrivatizationofPublicOwnedBanks 1992onwards FreezingofForeignCurrencyAccountsFollowingNuclearTesting May1998 CollapseofNDFC&MehranBankScandal 20002 Impactof9/11/2001FocusonAML/KYC&ForeignCurrencyRegulation 2001present RiseOfIslamicBanking 2002present WarOnTerrorImpactonPakEconomyingeneral&BankingSectorinparticular 2002present GlobalFinancialMeltdown&PakBanking(Exportdecline/ConsumerCreditCollapse2007present BlurringofBusinessSegmentationintimeofCrossSelling 2006present FutureTrendsCRM,BASELIIImplementation,NewTechnologies 2010beyond
Session03:TypesofBankingServiceProviders
StateBankOfPakistanTheCentralBank NationalBankOfPakistanAgenttotheStateBank LocalCommercialBankFormerlyKnownasScheduledBanks ForeignBanksOperatinginPakistan SMEB,ZTBL,DNS&IDBPTheSpecializedBanks InvestmentBanksAdyingBreed IslamicBanksShariahCompliant&RibaFree? MicroFinanceBanksArecentphenomenon NBFIsLeasingCompanies&Modarabas OthersThePostalSavingsBank,CooperativeBanks&ForeignCurrencyExchangeCompanies
Session05:SBPPrudentialRegulations
WhatareSBPPrudentialRegulations? PrudentialRegulationsbyCategory: MKYC&AntiMoneyLaunderingMeasures GCorporateGovernance RRiskManagement Operations PrudentialRegulationsbyTypeofBorrower: Consumer Commercial/Corporate Agriculture SMEs MicroFinanceBanks
Session7:AccountOperation
HowtoObtain&MaintaintheChequeBooks? WhatareCharges&IssuesofDealingatBankCashCounters? CashHandling/ReceivingCharges CashWithdrawalCharges(WHT) CashWithdrawalLimits CashInsuranceIssues IssueswithyourBankStatementReconciliation OpeningofStaffAccountsIssues&BankPolicy ForeignCurrencyAccounts&theiropeningrequirementsandoperation OtherProblemsinAccountOperation&theiramicablesolution
Session08:Clearing&Collection
Whatisclearing? Inward&OutwardClearing ProcessFlows&IssuesRootofmostmoneylaunderingactivities UnderstandingNIFT CrossingItstypes&relatedissues EndorsementsTypes&relatedprocedures WhatisCollection?ProcessFlows&Issues.
Session09:Remittances
WhataretypesofRemittances? Local Foreign HowtoreceiveRemittances? HowtosendRemittances?
Whatarecorrespondents?Howtoworkwithabankhavingcorrespondents?
Credits / Advances
Session10:GeneralOverview&TypesofCredits
Origins&MeaningofthewordCredit HowtoapproachabankforCredit? WhattypesofCreditFacilitiesexist? FundedBasedCredits NonFundedorDocumentaryCredits WhichCreditFacilitysuitsyourorganizationsrequirements? WhatBasicPrinciplesforManagingCreditRiskareobservedbythebankers?
Session11:CreditApproval,Initiation&Management
WhatistheCreditApprovalProcess?Howlongdoesittake? Whatdocumentsarerequiredbythebanktoapproveyourloan? Whatissecuritydocumentation? HowtointeractwithyourRelationshipManager? Howtogetthebanktolendwhenyourcompanysfinancialsareweak? DealingwithSBPincaseofeCIBStatementshowingoverdues. HowtosecureBankGuarantees? ProductsspecificallydesignedforSMEs
Session13:TreasuryManagement
Session15:RIBAFree&ShariahCompliantBanking
WhatisRIBA&HowisIslamicBankingRIBAfree? IsIslamicBankingREALLYIslamic? ModesofFinanceusedbyIslamicBanks: ModarabahContractbetweenfinancier&manager MusharakahContractualrelationshipbymutualconsentforprofit/losssharing MurabahaSaleonmutuallyagreedprofit IjaraIslamicequivalentofleasing IjaraWalIqtinaIslamicLeasePurchase IstisnaaAgreementtoprovidefinanceforManufacturing&Commodities MusawamahSaleonpricewithoutreferencetocosttoseller SalamContractforAdvancePayment ShirkahParticipatoryMode SukukIslamicDebtBonds WhatisTAKAFUL?WhooffersTAKAFULinPakistan?
Session16:ModernTrendsinBanking
TechnologicalAdvancements ElectronicFundTransfers&PlasticMoney BranchlessBankingMythorReality CDMsCash/ChequeDepositMachines RegulatoryTrends AntiMoneyLaunderingMeasures&ComplianceIssues BASELBASELIIImplementationStatus RecoveryofNonPerformingLoans FinalComprehensiveAssessmentTest