Amanah Raya Berhad (ARB) Date Time : 14.11.2007 (Tuesday) : 9.00 a.m.

Vanue : M803, Level 8, Pos Malaysia HQ Attendance: ARB i. ii. iii. En. Ahmad Lokman Ibrahim (Chief Marketing Officer) En. Amran Ahmad (Head, Estate Administration Department) Yuzliyanty Yusof (Assistant Manager

Pos Malaysia Berhad (Pos Malaysia) i. ii. iii. iv. v. Pn. Azlina Abdullah (Postal Financial Services) Cik Siti Nor Hamizah Baharzam Shah) Cik Nora Hj Abd Rahman Pn. Nurul Huda Sharyzat Abu Bakar Tn. Hj Haron Remarks

No Item Discussed 1 Introduction brief info of the product Pos Malaysia informed that current system is freeze for new development Wasiat referral commission sharing Pusaka Estate administration current branches : 19 (nationwide) 600K ARB can approve the distribution amount. To unfreeze Harta si mati. Proposed commission; RM30 per approved case. Role of Pos Malaysia: submission/collection of documents Utilized Pos Malaysia location marketing/briefing activity Commercial: Process Flow (details as attached) Scenario if the brother appoint lawyer to obtain the harta pusaka so, if the sister go thru ARB son unsuccess. Payment fees by customer is based on tier of amount (harta pusaka) Mahkamah, Amanah Saham, EPF less than 3months Pos Malaysia highlighted on Ar-Rahnu business potential business to explore. Malaysia Will Writer Professional Associate CFP Enquiry ARB dedicated tel number and direct to ARB branch Requirements for wasiat: - Muslim wasiat: 20-30minutes transaction time (witness 2male/4female // 1male/2female)

Bank Islam, Bank Rakyat, BSN, R-Rajhi except Maybank and CIMB Model with Bank: Model I - Stand Alone (have PFE) Personal Financial Executive Model II Bundle with Loan (Option) tolak dari loan untuk wasiat RM350 (No issue with BNM) Insurance, Wealth Mgt, Unit Trust, Credit Card, Will Writing FSO (Pos Malaysia) in total 22 personnel nationwide ARB Product: Trust Product, Will Writing and Estate Administration Lawyer, Trustee Company as-salihin > yang boleh buat pusaka Pej.Tanah (highest market share) and Mahkamah and ARB tok keluar surat kuasa (market share -14%) Moving forward: Estate administration: ARB provide notification death form to Pos Malaysia Pos Malaysia submit to ARB ARB will call the customer lodge case to court once obtain borang C putih (within 2 weeks), ARB will pay Pos Malaysia RM30 = success case. ARB to share the brochure with Pos Malaysia (Wasiat n Pusaka)