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  • Loan Application and Approval Process

    Încărcat de

    Chowdhury Mahin Ahmed
    54 vizualizări2 pagini
    The 3-sentence summary of the loan process document is: The document outlines the process for handling a loan from pre-disbursement where the prospective borrower's application and proposal are evaluated, to post-disbursement monitoring and potential legal recovery if needed. Key steps include investigating the loan proposal, getting legal and survey approvals of collateral, forwarding the credit proposal to the credit department for approval, completing documentation like mortgage agreements if approved, and then issuing sanction and monitoring the loan post-disbursement.

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    Loan Process

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    Loan Process

    Drepturi de autor

    © Attribution Non-Commercial (BY-NC)

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    The 3-sentence summary of the loan process document is: The document outlines the process for handling a loan from pre-disbursement where the prospective borrower's application and proposal are evaluated, to post-disbursement monitoring and potential legal recovery if needed. Key steps include investigating the loan proposal, getting legal and survey approvals of collateral, forwarding the credit proposal to the credit department for approval, completing documentation like mortgage agreements if approved, and then issuing sanction and monitoring the loan post-disbursement.

    Drepturi de autor:

    Attribution Non-Commercial (BY-NC)
    Descărcați ca DOC, PDF, TXT sau citiți online pe Scribd
    Indicator pentru conținut neadecvat
    54 vizualizări2 pagini

    Loan Application and Approval Process

    Încărcat de

    Chowdhury Mahin Ahmed
    The 3-sentence summary of the loan process document is: The document outlines the process for handling a loan from pre-disbursement where the prospective borrower's application and proposal are evaluated, to post-disbursement monitoring and potential legal recovery if needed. Key steps include investigating the loan proposal, getting legal and survey approvals of collateral, forwarding the credit proposal to the credit department for approval, completing documentation like mortgage agreements if approved, and then issuing sanction and monitoring the loan post-disbursement.

    Drepturi de autor:

    Attribution Non-Commercial (BY-NC)
    Descărcați ca DOC, PDF, TXT sau citiți online pe Scribd
    Indicator pentru conținut neadecvat
    din 2

    Process of Handling Loan

    Pre- disbursement of loan: About project About the party Agreed in principle Appraise customer about reasons for rejection

    Loan application by the prospective borrower

    Enquiry about the proposal

    YES

    NO

    /nvestigation evaluation of the loan

    Legal opinion about collateral by approved law firm

    Survey valuation by !an" approved surveyor

    2isiting the collateral project sight by !an" official submit report

    1orward credit line proposal to #$O %redit &epartment #$O Approval NO

    YES %ompletion of &ocumentation formality i'e'( mortgage) hypo$ pledge creation) acquiring charge documents) creating of charges with *+SE ,in case of L-&.

    /ssue !ranch sanction letter acquire !orrower0s acceptance

    Post Disbursement:

    Loan 3onitoring

    Supervision

    4sual *ecovery

    Legal *ecovery

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