SIMULATION OF MOBILE BANKING ABSTRACT

Mobile bank simulation isnt out to change your money habits. Instead, it uses todays computer technology to give you the option of by passing the timeconsuming, paper-based aspects of traditional banking in order to manage your finances more quickly and efficiently. For years, financial institutions have used powerful computer networks to automate millions of daily transactions today, often the only paper record is the customers respect at the point of sale. !ow that its customers are connected to the Internet via personal computers, banks envision similar economic advantages by adapting those same internal electronic processes to home use. It provides a system for the user to access his bank account through his mobile. "he system also enables the user to pay his bill through the mobile as well as pay for some other services, which he has availed. "he mobile banking system is not #ust for payment but a user of the system can also transfer money through the system. $e can receive from his bank or from his business associate or friend or other person who is also connected to the system.

M%&'()* +ccount balance enquiry *tatement enquiry +ccess account history "ransfer fund between accounts Message alert

,ill payment

PROJECT DESCRIPTION
*ince the advent of banking services in the Middle +ges, bank customers have used paper-based instrument to move between accounts. In the past few years, electronic messages moving through private networks have largely replaced paper for most of the message e-changed among banks each day. M%,I() ,+!. *IM'(+"I%! *ystem is the first step in among users. It comes as no surprise to one, that when everything is being converted to electronic then how business and banking can be left behind. +lready, the business has global growth with that of internet. !ow, no more the individual aims at the local markets, is also #ust a click of button away. &o/es of companies are in the race to convince bankers and merchants, that a pot of gold awaits those who conduct their business on the internet. in this fast race of business and moneymaking, no country and no individual want to fall back. )veryone wants to lead the group. $ence, everyone is trying to make the best use of internet. "his system would provide all the information to the user by the click of his finger over the mobile keypad. "he information would be handy providing additional comfort. "he user need not had to take effort to collect information .he would not require any prior plan before his travel through mobile. "he proposed system contains the modules, 0egistration process 1rocesses through mobile.

ONLINE REGISTRATION:
"his module gives full information about the particulars registered by user. If the user wants to register newly he should enter the personal details and the type of account information so that the 2+1 registration form is correspondingly generated if the account type is current account, if he is a fi-ed deposit account 2+1 registration form is not generated to that particular account holder. "he option gives full information about the user details it also has another 3 option to select as account type. First one is fi-ed deposit holder, it means that particular amount is deposited in the bank for a particular duration and the user is allowed to perform operations within the interest amount and the second one the current account type, here the user is allowed for 2+1 registration and allowed to access his account information through his mobile.

PROCESS THROUGH MOBILE4

"his module contains many sub modules in it. "hey are +ccount balance enquiry *tatement enquiry +ccess account history "ransfer fund between accounts Message alert ,ill payment

Account Balance Enqu !":

"his form is used to display the current amount details of the customer with the date of entry. 2hen the customer enters the password and id these information are displayed.

State#ent Enqu !":

"his form is used to display the transaction details and when they have occurred. "he user must enter the starting date and ending date, then it will display the account details of that specific period.

Acce$$ Account H $to!":

"he function of this form is used to access our account details and display by ourselves.

T!an$%e! Fun& 'et(een Account$:

"he user must enter the account number and amount to be transferred to whom he wants to transfer the amount. "he user should not transfer more money than his balance amounts then it will shows the warning message like 56ou are not eligible to transfer money7.

Me$$a)e Ale!t:

"he function of this form is used to alert to user whenever transaction occurs on their account. For e-ample, if the customer wishes to pay telephone bill, then a message is received from their account in their mobile 8you had to pay the telephone bill of this amount9.

B ll Pa"#ent:

"his module is used to pay the bill amount like )lectrically ,ill, "elephone ,ill, etc. For e-ample, if the customer wishes to pay telephone bill, then #ust enter telephone number and amount. "he amount will be subtracted from his account.

S*STEM ANAL*SIS
*ystem analysis focuses on specifying for what the system or the application is required to do. It allows the individuals to see the logical elements 8what the system should do9 apart from the physical components it uses 8computers, terminals and storage system9. It is the process of gathering and interpreting facts, diagnosing problems and using the information to recommend improvements to the system.

E+ISTING S*STEM:
"he e-isting system is the manual system. "he manual system is prone to error. It is time consuming. It is very difficult for a person to produce the report. "he large volume of data has to be handled with regard to various transactions and to view that particular information is very tedious. "here are chances for changing the scheme report and do malpractice. "his system involves many manual entries with the applications to perform the desired task.

L # tat on$:
Its not possible to check his demand daft details, :heque details if the other person passes a demand draft or :heque. "he customer cant be able to transfer the money without the banking people and impossible to pay the other payment such as "elephone, )lectricity ,ill. If the customer wish to view his account details for the last month, last week. Its very difficult process.

PROPOSED S*STEM:
"he proposed system is designed to eliminate the drawback of the e-isting system. It is designed by keeping to eliminate the drawbacks of the present system in order to provide a permanent solution to the problems. "he primary aim of the new system is to speedup the transactions. "he report is prepared for the schemes and implemented by the concerned officials. *ince the advent of banking services in the Middle +ges, bank customers have used paper-based instrument to move money between accounts. In the past few years, electronic messages moving through private networks have largely replaced paper for most of the messages e-changed among banks each day. Mobile ,anking *ystem is the first step in electronic replacements for traditional forms of payments in the banks and among users.

FEASIBILIT* STUD*:
Feasibility study is an important task in system analysis. It ensures whether to proceed the development of the pro#ect or stop by conducting study on four primary areas.