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Learn, Earn and Enjoy student life

Earn from free time work and promotions. Career guide, knowledge
sharing, academic materials and many more useful contents

• GOLDEN GATE
• PACL INDIA LTD
• free time Jobs4 all
• JOIN SMAART WAY BUSINESS
• ADS FOR YOU
• LIC OF INDIA
• NEWS , KNOWLEDGE UPDATE
• STUDENTS GUIDE
• live facts and love tips
• Time Pass Zone
• Tips/techniques4success
• NEW OFFER4 ADVERTISERS
• Guestbook
• Photo Gallery
• Blog
• About Me

1
WELOME TO MY SITE

shivuSIRA

''THE WISEST MIND HAS SOMETHING TO

LEARN"
'
'THE RICHEST PERSON HAS SOMETHING MORE

TO EARN'

LEARN, EARN AND ENJOY YOUR STUDENT'S LIFE

BE AN INDEPENDENT BUSINESSMAN

Earn money and gain knowledge

REad Mail and SMS

PACL INDIA Ltd.

2
Smaart Way Marketing Solutions

LIC OF INDIA

Live facts and Love tips

TIME PASS ZONE

I'M SURE YOU WILL LIKE IT. PLS LEAVE YOUR COMMENTS.

OWNER: SHiVaKuMaR ShIvUsIrADoing My MBA iN


bAnGaLoRe.

eNsure That Your nAmE iS iNcLuDeD hERE.Business partners


required. Please contact me

Don’t limit yourself. Many people limit themselves to what


they think they can do. You can go as far as your mind lets
you. What you believe, remember, you can achieve.

shivusirabiz©2007. Create a free website at Webs.com

3
PACL INDIA LTD.

Hi friends I have joined Pearls PACL insurance services ltd. It


is a public sector limited company.

Branch office: #30/1, leemans complex, 5th floor,


cunningham road, bangalore-52

Pearl is serving the nation from last 25 years. The Public


sector agriculture based company and it is not a chit or
financial institution. Pearl has tie up with MAX NEW YORK
LIFE INSURANCE SERVICES LIMITED as a CORPORATE AGENT.
About 600 lakhs people invested in the pearls and
hav become owners of land. From 1988 to 2006 Pearl PACL
has settled 2000 crores on maturity of contract policies.
About more than 30 lakhs employed and unemployed people
are working at different positions in the PACL. For the sake of
security, investor will be allotted with land units and they will
be the owner of land up to maturity period of policy. PACL
will provide all legal documents to the investors. After
maturity of the policy, PEARL will principal amount plus
bonus amount to the policy holder.

Subscribe To My Site
name:
email:
verify email:
Subscribe
What's this?

4
PACL INDIA LTD

INSTALMENT PYMENT PLAN No. I-1 (FOR 66 MONTHS) (PLAN


CODE 28) (OPTION 1) 51/2 YEARS

Sl. Plot Yearly Half Quarterly Monthly Total Maturity Accident


No. size(sq. Yearly Investment benefits
yards) Amount
1 150 1365 690 350 -- 7500 10910 11250
1 200 1820 920 467 160 10000 14547 15000
2 300 2730 1380 700 240 15000 21820 22500
2 400 3640 1840 934 320 20000 29094 30000
3 450 4095 2070 1050 360 22500 32730 33750
4 600 5460 2760 1400 480 30000 43640 45000
5 750 6825 3450 1750 600 37500 54550 56250
6 800 7280 3680 1868 640 40000 58188 60000
7 900 8190 4140 2100 720 45000 65460 67500
8 1000 9100 4600 2335 800 50000 72735 75000

INSTALMENT PAYMENT PLANS No. FOR 66 MONTHS (PLAN


CODE 53) (OPTION I-1) 51/2 YEARS

1 1250 11375 5750 2920 1000 62500 90920 93750


2 2500 22750 11500 5840 2000 125000 181840 100000
3 3750 34125 17250 8760 3000 187000 272760 100000
4 5000 45500 23000 11680 4000 250000 363680 100000

INSTALMENT PAYMENT PLANS No. I-2 (FOR 72 MONTHS) (PLAN

5
CODE 30) (OPTION 1) 6 YEARS

1 150 1250 640 325 -- 7500 11550 11250


1 200 1667 853 433 -- 10000 15400 15000
2 300 2500 1280 650 220 15000 23100 22500
2 400 3334 1706 866 294 20000 30800 30000
3 450 3750 1920 975 330 22500 34650 33750
4 600 5000 2560 1300 440 30000 46200 45000
5 750 6250 3200 1625 550 37500 57750 56250
3 800 6668 3412 1732 588 40000 61600 60000
6 900 7500 3840 1950 660 45000 69300 67500
4 1000 8335 4265 2165 735 50000 77000 75000

INSTALMENT PAYMENT PLAN No I-2 (FOR 72 MONTHS) (PLAN


CODE 54) 6 YEARS

1 1250 10420 5330 2705 920 62500 96250 93750


2 2500 20840 10660 5410 1840 125000 192500 100000
3 3750 31260 15990 8115 2760 187500 288750 100000
4 5000 41680 21320 10820 3680 250000 385000 100000

INSTALMENT PAYMENT PLANS No. I-3 (FOR 84 MONTHS) (PLAN


CODE 32) (OPTION 1) 7 YEARS

1 150 1075 540 275 7500 12390 11250


1 200 1433 720 367 10000 16520 15000
2 300 2150 1080 550 190 15000 24780 22500
2 400 2866 1440 734 254 20000 33040 30000

6
3 450 3225 1620 825 285 22500 37170 33750
4 600 4300 2160 1100 380 30000 49560 45000
5 750 5375 2700 1375 475 37500 61950 56250
3 800 5732 2880 1468 508 40000 66080 60000
6 900 6450 3240 1650 570 45000 74340 67500
4 1000 7165 3600 1835 635 50000 82600 75000

INSTALMENT PAYMENT PLANS FOR 84 MONTHS (PLAN CODE


55) (OPTION I-3) 7 YEARS

1 1250 8955 4500 2295 800 62500 103250 93750


2 2500 17910 9000 4590 1600 125000 206600 100000
3 3750 26865 13500 6885 2400 187500 309750 100000
4 5000 35820 18000 9180 3200 250000 413000 100000

INSTALMENT PAYMENT PLAN FOR 72 MONTHS (PLAN CODE


50) (OPTION I-4) 6 YEARS
1 500 8335 4290 2175 735 50000 77060 75000
2 1000 16670 8580 4350 1470 100000 154120 100000
3 2000 33340 17160 8700 2940 200000 308240 100000
4 4000 66680 34320 17400 5880 400000 616480 100000

INSTALMENT PAYMENT PLAN FOR 84 MONTHS (PLAN CODE


51) (OPTION I-5) 7 YEARS

1 500 7145 3675 1865 630 50000 82350 75000


2 1000 14290 7350 3780 1260 100000 164700 100000
3 2000 28580 14700 7460 2520 200000 329100 100000

7
4 4000 57160 29400 14920 5040 400000 658800 100000

INSTALMENT PAYMENT PLAN FOR 120 MONTHS (PLAN CODE


52) (OPTION I-6) 10 YEARS

1 500 5000 50000 107100 75000


2 1000 10000 2580 1315 445 100000 214200 100000
3 2000 20000 5160 2630 890 200000 428400 100000
4 4000 40000 10320 5260 1780 400000 856800 100000
4 4000 40000 20640 10520 3560 400000 856800 100000

CASH DOWN PAYMENT PLAN NO C1 (FOR 63 MONTHS) (PLAN


CODE 34) (OPTION-1)5 ¼ YEARS

CASH DOWN PAYMENT PLAN NO H1 (FOR 63 MONTHS) (PLAN


CODE 42) 5 ¼ YEARS

CASH DOWN PAYMENT PLAN NO C2 (FOR 75 MONTHS) (PLAN


CODE 36) (OPTION-1) 6¼ YEARS

CASH DOWN PAYMENT PLAN NO H2 (FOR 75 MONTHS) (PLAN


CODE 43) 6 ¼ YEARS

CASH DOWN PAYMENT PLAN NO C3 (FOR 84 MONTHS) (PLAN


CODE 38) (OPTION-1) 7 YEARS

CASH DOWN PAYMENT PLAN NO H3 (FOR 84 MONTHS) (PLAN


CODE 44) 7 YEARS

8
CASH DOWN PAYMENT PLAN NO C6 (FOR 84 MONTHS) (PLAN
CODE 47) 7 YEARS

CASH DOWN PAYMENT PLAN NO C4 (FOR 120 MONTHS)


(PLAN CODE 40) (OPTION-1) 10 YEARS

CASH DOWN PAYMENT PLAN NO H4 (FOR 120 MONTHS)


(PLAN CODE 45) 10 YEARS

CASH DOWN PAYMENT PLAN NO C7 (FOR 120 MONTHS)


(PLAN CODE 48) 10 YEARS

CASH DOWN PAYMENT PLAN NO C8 (FOR 144 MONTHS)


(PLAN CODE 49) 12 YEARS

COMPARE TO POST OFFICE, BANKS & PACL INDIA LTD.


(INSTALLMENT SCHEME)

Name Amount No. of Total Total Net Accident


paid months Amount return benefit benefit
amount

COMPARE TO POST OFFICE, BANKS & PACL INDIA LTD.


(SINGLE INVESTMENT)

AGENTS BENEFITS AND CAREER

Pearls 12 years career systems

Rank Promotion Minimum Promotee Agents


Quota (In
Rs)
Estate advisor (Agent) 15000 ---
Senior Estate Advisor 50000 Min. 3 agents + continuation of min.

9
(Field Officer) 60% installments of self customers
Estate Organizer 150000 Min. 1 S.E.A + 2 Promotee S.E.A or
(Organizer) E.A directly and continuation of
min. 60% installments of self
customers
Senior Estate Organizer 300000 Min. 1 Promotee E.O + 2 Promotee
(Special Organizer) E.O or S.E.O or agents directly and
continuation of min. 60%
installments of self customers
Estate Executive 600000 Min. 1 Promotee S.E.O + 2
(Inspector) Promotee S.E.O or E.O or S.E.A
directly and continuation of min.
60% installments of self customers
Senior Estate Executive 1200000 Min. 1 E.E + 2 Promotee E.E or
(Senior Inspector) S.E.O or E.O directly and
continuation of min. 60%
installments of self customers
Estate Coordinator 2200000 Min. 1 Promotee E.E + 3 Promotee
(Development Officer) E.E or S.E.O or E.O directly
Senior Estate Coordinator 3250000
(Regional Officer)
Estate Officer (Zonal 4500000
Officer)
Senior Estate Officer (Sr. 6500000
Zonal Officer)
Estate Consultant ( Sr. 8500000
Zonal Officer)
Estate Executive ----
Consultant
Executive Manager ----

Field workers commission and benefits:

Sl No 1st Yr rate 2nd yr rate 3 to 7th yr 7-9 yr 10 yr Accident

10
in % in % rate in % benefit
1 15 5 5 5 5 25000
2 4 0.5 -- 0.5 0.5 25000
3 3 0.5 -- 0.5 0.5 25000
4 2.6 0.25 -- 0.5 0.5 50000
5 2. 0.25 -- 0.5 0.5 50000
6 1.2 -- -- 0.5 0.5 50000
7 1.2 -- -- 0.5 0.5 50000
8 1.2 -- -- 0.5 0.5 50000
9 1.2 -- -- 0.5 0.5 75000
10 1.2 -- -- 0.5 0.5 75000
11 1.2 -- -- 0.5 0.5 75000
12 1.2 -- -- 0.5 0.5 100000

GREAT OFFER MGINGER, RUPEEMAIL, YOUMINT

Earning Details

Detail Amount

Earnings from receiving Rs.


SMS 511.85
Rs.
Earnings from Contests
105.00
Rs.
Payments in form of cheque/coupons
304.00

11
Rs.
Current Balance
207.85

Payment History
Requested
Mode
Date Status Amount
Cheque Rs.
07 Jan 2009
Dispatched 304.00

Earning Details

<< < 1 2 3 4 5 6 7 > >>


Date Direct FirstLevel SecondLevel Total
03/08/2009 0.20 2.80 0.25 3.25
02/08/2009 0.60 7.50 0.20 8.30
01/08/2009 0.20 1.10 0.10 1.40
31/07/2009 0.00 2.40 0.25 2.65
30/07/2009 0.00 1.80 0.20 2.00
29/07/2009 0.20 3.60 0.20 4.00
28/07/2009 0.20 1.20 0.05 1.45
27/07/2009 0.20 3.40 0.10 3.70
26/07/2009 0.00 0.70 0.10 0.80
25/07/2009 0.20 1.50 0.10 1.80

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name:
email:
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Subscribe
What's this?

SMAART WAY MARKETING SOLUTION INC.

Hi friends SMAART WAY MARKETING is a network

marketing company started on 30th january 2009

Joining package:

Rs 999/- Branded company watch+ vodafone

corporate sim Rs 199/- plan+ one lakh JP insurance

15
cover+Discount coupons

Rs 1299/- Above items+ trouser piece or one shirt piece

Vodafone post paid sim plan: Monthly Rs 199

Company will deposit Rs 300 in your name.

300 minutes free call to any number in karnataka+ 200 free

messages+ free unlimited calls within members

You will get Rs 300 back when you surrender your

sim at vodafone centre

there are 4 types of incomes and incentives:

INCOME PLANS:

Three Income Plans:

1) Binary Plan

2) Level Plan

3) Level-Binary plan (1st Time in INDIA)

1) BINARY PLAN

16
Joining Packages=6nos.

Joining Fee: Rs.999/- to 1999/-

A) PAIR INCOME

First 1:2 or 2:1 Then 1:1 = Rs.250/-

Daily Ceiling 12:12 = Rs.3000/-

Weekly payout Saturday To Friday

B) POOL INCOME

Company make autofill of members on first cum first basis and arrange

in 3:9:27 ratio, when u complete 3 level in pool 1, you get Rs 750/-

POOL-1=750/-,

No conditions. Every member is eligible to get it.

POOL-2=7500/-*,

* BA has to complete 3 pairs in his underline

POOL-3=75,000/-**

** BA has to complete

17
C) ROYALTY INCOME

When achieve 800 pairs (Including flush) is called a Royalty Achiever.

He/She will gets a royalty income. ROYALTY INCOME comes as


follows

= COMPANY TOTAL LOGINS*10/- is shared among Royalty


Achievers.

D) GIFT-PLAN

He/She will be eligible for gifts depends upon their teams

2. LEVEL-INCOME

Joining Packages=4nos.

Joining Fee: Rs.999/- to 1899/-

No Tial required 1:1 = 750/-

Per level is 1 pair eligible, No capping Daily u can earn unlimited

income

3. LEVEL-BINARY

18
Joining Packages=4nos.

Joining Fee: Rs.2100/- to 3650/-

No Tial required

In Level 1:1 = 750/- AND

In Binary 1:1 = 250/-

Together for 1:1 = 1000/-*

ONLINE JOINING WITH E-PINS

Apart from above, Time Bond, Foreign Trips,

more details visit our website or mail me

shivusiramba85gmail.com

Website: www.smaartway.biz

smaartway.biz

for details and contact me

if are really interested to start your business.

contact me on
19
shivu 9964237081.

Just leave a message

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22
weekly news

After the car, Tatas to roll out nano homes

MUMBAI: Tata housing, a subsidiary of tata sons announced that it would


be offering ‘value homes’ at affordable prices under its

‘Shubh Griha’ project. To be housed in Boisar,


which is two-and-a-half hours by train from
Mumbai, the homes would cost between Rs 3.9
lakh to Rs 6.7 lakh, minus the registration fee.

Addressing the media, Brotin Banerjee,


managing director and chief executive officer of
Tata Housing said Shubh Griha would bring in a topline of Rs 100 crore,
though he declined to disclose the cost of the project. In all, 1,200 houses
would be on offer under this scheme with another 1,300 that would be
costlier. The houses under the Shubh Griha project would have the “ground
plus two format.”

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Students care and Guidelines for future

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Career options in Pre University and Degree (After secondary school


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4. Advertising and media

5. IT and Computers

6. Defence

7. Civil services

8. Travel and tourism

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26
Arts Commerce

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Physical Education Interior Decoration Secretary
Library And Gemology Cost
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v Electrical

v Civil
INTRODUCTION
Social and Welfare work means to help the people to tackle their day to day
problems. These problems may be physical or mental, age old problem, due
to unemployment, destitution etc. These workers try to alleviate such social
problems.

NATURE OF WORK
Social Workers can work individually or in a group or may undertake
community work. They generally do the work undertaken by the agencies
/NGO, they are associated to.

PERSONAL ATTRIBUTES
Aspiring social workers must like people. They should have a concern to
work for their welfare. They should respect people and their feelings and
should be eager to work with them to improve their social conditions.

EMPLOYMENT OPPORTUNITIES
Career opportunities exist in the specific area of specialization which is
generally offered at P.G. level. People trained in social work may find jobs
with the Voluntary Organisations , NGOs , several government departments
or they may work on their own.

REMUNERATION
Salaries offered at initial level are low, but it increases with experience. A
person can expect to start with Rs 3500 working with a reputed
organization , while in a smaller organization person can get anything
between Rs1800-Rs2000.

COURSES OFFERED
a) A 3 year Bachelors Degree course in Social work.
b) A 2 year Masters course in social work.
Specialisations available
o Community Social work.
2) Medical and Psychiatric Social Work.
3) Criminology and Correctional Administration.
4) Labour Welfare and Industrial Relations.
5) Child Care and Family Services.
c) Various Diploma / certificate courses of 1 / 2 year duration.

ELIGIBILITY
1. For B.S.W. / B.A. course: Students who has passed +2 examination of any
28
Board are eligible, but students with Psychology, social science background
gets preference.
2. For M.S.W.: Graduate students of any stream, but premier institutes prefer
B.S.W. background.

MODE OF ENTRY
Generally an All India level test is conducted by Universities followed by
Interview, though some Institutes offer admissions on the basis of marks
obtained in last qualified exam.

LIVE FACTS AND LOVE TIPS

Live by Your Beliefs

Yahoo! Answers

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Locate the discontinuities of the function.?

Mathematics - 7 minutes ago

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Tattoos - 11 minutes ago

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questions.

LOVE TIPS

So, you like to get a girl, who is your class mate, colleague, girl at
next door, a party chick or some one?

You are a shy guy to start with girls?

Keep this in your mind always "Girls aren't aliens to fear about".

Kick your foolish shyness and fear at first.

Be a Man:

Do not degrade yourself with your inferior things. Look at the

couples you see at beach, park & every where else.. If he can

get a girl then why not you?

First Meet/Date/Conversation?

30
Buddy, You need to make her get relaxed.

So, Do not stand in front of her like an escaped prisoner with rolling
eyes.

First relax yourself and understand the environment then start,

Just say good day wishes, smile and move forward the conversation
with interesting topics.

There is a magic lie which always attracts a girl.

Tell her that "You looks really nice. This dress perfectly suits

you" end this line with a nice smile. This is your first trap.

Your conversations with a girl:

when a girl talk about something she like, an incident, a sad

moment, her last summer trip, her pets or anything else, You

need to follow "Shut Up and Listen" rule.

Stop commenting, Stop giving suggestions, Stop giving advices,

Stop arguments when she talk.

She don't need a world's greatest idea from you when she talk

something emotional.

All she need is a caring person who respects what she is saying.

Be Talkative:

Girls like such an interesting guys who talk funny, naughty

31
(sometimes), caring & polite. Just be social.

Know more about her:

You have to know about her most happiest/sad moments. Close

friends, Family, Co-Workers, Her favorite food, her hobbies. Do

not ask all of these to her like a survey guy. Just know it in

different moments.

Your Thoughts:

How to be an interested guy?

If she like something, then ask about her thoughts &

comments about it. Let her to talk much about

her favorite things. Do not let it to be a questioner session.

Do not Hurt or Kid her friends:

Do not try lame jokes to kid her friends. As you are a

new person to her, You need to be friendly to all of

her friends too.

TRUST Yourself:

First of all trust yourself, You can do it even millions of

32
successful guys do. You lose nothing if she denies you.

Just have a try learn the lesson "How to attract".

Women don't base their choices of men on how “nice”

a guy is. They choose the men they do because they

feel a powerful GUT LEVEL ATTRACTION for them.

when you has say 'i love you'

you need to consider a few things, based upon how well you \

know her, and how your relationship is going.

For starters, consider how she would react if you said those

three words.

Do you think she's heard that before from any guy?

Do you think she's waiting for you to say it?

What's your relationship to her? Are you official?

If not, do you think she's enjoying the simplicity of the f

riendship

now, or do you feel she's itching for it to become a formal


relationship?

Either way, take the initiative to talk to her about the

relationship if you think she is confused about its clarity.

It is a real courtesy to a girl not to leave her wondering

33
about the status of a relationship.

But, those questions may be difficult to answer because

girls can be hard to figure out.

When in doubt, I would say to wait.

You can always show that you love her, because our

actions mean more than our words, anyway.

This is a good policy, because if the feelings are mutual,

then your thoughtfulness and actions can express your love.

She'll feel your love, but she won't be overly worried about

not hearing those words. However, if you have a good

friendship going, and saying I love you could freak her out,

then you're better off not saying it. Keep it simple.

If you're meant to be, then you'll have millions of times to

tell her "I love you." Just remember that love is patient.

BIKINI BOLLYWOOD

34
AISH

35
GENELIA

36
BIPASHA

PRIYANKA AND KAREENA

37
MALLIKA

38
KAJOL

39
KATRINA

40
KAREENA

41
hOT TANUSHREE DATTA

42
RIYA SEN

BEST SMS MESSAGES FOR TEEN AGES

4. Kill the stress before it kills you,

Reach the goal before it kicks you,

43
Help everyone before someone helps you,

Live the life before Life leaves you.

3. Words of great attitude:

Through your past in to the dust bin,

Keep the present on to your working table and,

Display your future on the notice board.

2. donot listen t o people who saystop dreaming and face the reality.

Instead Tell yourself

Keep dreaming and make it Reality.

1. Learn, Earn and Enjoy Life

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1.Is Dil mein aansuyo ke mele hain


Tum bin hum bohat akele hain
Sab kuch chod kar tumeh e-mail karte hain
Dekho hum kitne vele hain
* vele = lazy (vele is a Punjabi word)

2.Har desh ki ek sarhadd hoti hai


bache ki bhi ek jidd hoti hai
aur kitna intzaar karru tere sms ka
Kanjosi ki bhi koi hadd hoti hai

3.kayi raaz aise hote hain jo dikhaye nahi jaate

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kayi kisse aise hote hain jo sunaye nahi jaate
kayi dil aise hote hain jo tode nahi jaate
aur aap jaise dost aise hote hain jo chode nahi jaate.

4.Yaad karte hai tumhe tanhai mein,


dil dooba hai gamo ki gehrai mein,
hume mat dhoondna duniya ki bhid mein,
hum millenge tumhe tumhari parchaai mein.....

5.Humse door jayoge kaise,


Dil se hume bhulayoge kaise,
Hum to vo khusboo hain jo aapki saanso mein baste hain,
Khud ki saanso ko rok payoge kaise

6. Har baar dil se yeh paigaam aaye


JubaaN kholu to tera he naam aaye
Tum he kyon bhaye dil ko kya malum
Jab nazroo ke saamne haseen tmaam aaye

7.Mere Dil, Jiger, Kidney, Liver ho tum


waqt-bewaqt aaye vo fever ho tum
Doob kar jisme marr jayu vo River ho tum
Mere jeevan mein ab to forever ho tum...

8.You must be a good runner because you are


always running in my mind, you must be a good thief because you have
stolen my heart, and i am always a bad shooter
because I Miss You Always...

9. Shaam hote hii ye Dil udaas hota hai


Toote khwaboo ke siwa kuch na pass hota hai
Tumahri yaad aise waqt bohat aati hai
Bandar jab koi aas-paas hota hai..

10.Door waadiyoN mein dhundley badal chupkar parvat se milne ka


intzaar karte hain, Dil mein tamaam hasarteiN liye hum aapka intzaar
karte hain

11.Kya aankheiN hain aapki, kya baatein hain aapki..


us khuda ne kuch aisa aapko bnaya hai...
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maano..."Shhhsss...KOI Hai" se bhoot nikal aaya hai....

12.Aap kya jaano hum kitna yaad karte hain


maano ya na maano har pal fariyaad karte hain
Roz khat likhte hain CARTOON NETWORK ko
aur aapko play karne ki maang karte hain....
waaaaahhhhhhhhh...

13.Phool khilte rahein zindgi ki raah mein


hassi chamakti rahe aapki nigaah mein
kadam kadam par mile khushi ki bhaar aapko
dil deta hai yehi dua baar-baar aapko

14.1. L O V E
L = Lake of Sorrow
O = Ocean of Tears
V = Valley of Death
E = End of life....

15.Friendship is like a glass


handle it with care
because once broken cannot be mended
and even if mended....
a crack is always there !!!

16.When Nights are long & Friends are few,


I sit by my Window & think of u.
a silent whisper a silent tear.
with all my Heart i wish you were here.

17.When i open my eyes every morning i pray to God


that everyone should have a friend like you....
Why should only i suffer!!!

18.When the time comes for you to give your heart to someone make
sure that u select someone who will never break your heart coz broken
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hearts have no spare parts.

19.Teri yaad mein humne kalam uthaayi


liya paper aur tasveer aapki bnayi
socha tha ki usko dil se laga kar rakhenge
magar vo to bacho ko daraane ke kaam aayi...

20.Badi asaani se dil lgaaye jaate hain


par badi mushkil se waade nibhaye jaate hain
le jaati hai mohabbat un raaho par
jaha diye nahi dil jalaaye jaate hain

21.Most people walk in and out of your life,


but only FRIENDS leave footprints in your heart.

22.Good FRIENDS are hard to find,


harder to leave,and impossible to forget.

23.DON'T frown.You never know who is falling in love with your smile

24.When it hurts to look back,


and you're scared to look ahead,
you can look beside you
and your best friend will be there

25.Aap jaise log hume kuch khas lagte hai.


mann me har waqt hum ek aas rakte hai,
jaane kab aa jaye sms aapka
is liye cell ko dil ke pass rakte hai

26.When u feel sad....


To cheer up just go to the mirror and say,
"damn I am really so cute" u will overcome your sadness.
But don't make this a habit.....
Coz liars go to hell !!!!

27.one day Love and friendship met.

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Love asked-when i already exist why are you here?
friendship replied "to make faces smile when u leave the tears!!!"
Friendship is the best thing in the world as there is no scope for
tears if your friend is good.

28.If you love someone, put their name in a circle,


instead of a heart, because hearts can break,
but circles go on forever

29.If all my friends were to jump off a bridge,


I wouldn't jump with them, I'd be at the bottom to catch them.

30.To handle yourself, use your head;


To handle others, use your heart.

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31.Smile a while and while you smile,


smile another smile and soon there will be miles
and miles of smile just because you smiled,
i wish your day is full of SMILE

32.Muskura do jara khuda ke vaste,


sama-e-mahefil mai rosni kam hai,
tum hamare nahi to kya gum hai,
hum tumhare to haiN ye kya kam hai?

33.Hi i am marrying next week


there will be a small party and
only few persons will be invited
Hey don't bring any gift
just bring SOMEONE to marry me.....

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34.A good Friend is like a computer
he ENTERS in your life SAVE himself
in your heart,FORMATS all your troubles
and never DELETE you from his heart.

35.a friend is sweet when it is new...


it is sweeter when it is true....
but you know that.....
it is the sweetest when it is u..."

36.a friend is sweet when it is new...


it is sweeter when it is true....
but you know that.....
it is the sweetest when it is u..

37.Chehre pe ashko ki lakeer si ban gayi


Jo na chaaha tha vo takdeer si ban gayi
humne to chalaayi thi ret pe ungli
gaur se dekha to unki tasveer si ban gayi

38.Mountain can fly,river can dry


you can forget me but never can i

39.Tere pyaar ki roshni aisi hai ki


har taraf ujaala nazar aata hai
sochta hu ki ghar ki bijli katwa du
kambaqt bill bohat aata hai

40.Door rehkar bhi yaad karenge


yeh mat sochna ki bhool jayenge tumeh,
agar dost bankar raas na aaye
to ajnabi ban kar yaad aayenge tumeh

41.destiny decides who u meet in life


but its only your heart that can decide
who gets to stay in your life.....

42.Have a heart that never hardens


have a smile that never fades
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have a touch that never burnt
and have friendship that never breaks.

43.If u drop me i ill break if u hold me i ill shake


if u need me i ill hurry, if u don't call me i ill worry
if u hurt me i ill cry but if u leave me i ill die.

44.Meaning of Friendship : -

F-------FOREVER
R-------RESPONCIBLE
I--------INTELLIGENT
E-------EAGER TO MAIL
N-------NICE
D-------DIVINE
S--------SIMPLE
H-------HEARTLY
I--------INTERSTED
P-------PEACEFUL

45.Kind, intelligent, loving and hot


This describes everything you're not

46. I saw your face as you walked by


but then I saw a better guy

47.I see your face when I am dreaming


That's why I always wake up screaming

48.My love you take my breath away


What have you stepped in to smell this way

49.My feelings for you no words can tell


Except for maybe "go to hell"
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50.Of loving beauty you float with grace
If only you could hide your face

51.jawaab teri shayari ka....


denge hum shayari mein....
naam tera likh baithe hain....
apne dil ki diary mein....

52.If u are a chocolate you are the SWEETEST,


If u are a teddy bear you are the most HUGGABLE,
If u are a star you are the BRIGHTEST,
and since you are my friend...U R THE BEST !!!

53.Tum hoti to aisa hota, tum hoti to waisa hota


Tum is baat pe itna hasti, tum uss baat pe itna khush hoti,
Tum is baat pe ye kehti,tum uss baat pe wo kahati
shukar hai tum nahi ho!!!

54.Don't shut love out of your life by saying


it's impossible to find.

>The quickest way to


receive love is to give;

The fastest way to lose


love is to hold it too tightly;

And the best way to


keep love is to give it wings.

55.Dil ki aavaj bhi sun


mere fasaane pe na jaa
meri najaroN ki taraf dekh
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jamaane pe na jaa..

56.Haseeno ne haseen banke gunaaah kiya,


auro ko to theek humko bhi tabaah kiya,
pesh kiya jab ghazaloN mein unki bewafaii ko,
auro ne to theek unhone bhi waah waah kiya

57.Yeh jo haseeno ke baal hote hai,


ladkon ko fassane ke jaal hote hai,
na jaane kitno ke khoon piye honge inhone,
tabhi to inke honth laal hote hai

58.Love is sweet poison:


Do not consume without your beloved's advise
and keep out of reach of children
and keep it in cool and dark place.

59.Promise me we are true friends


I am lamp you are light
I am Coke you are Sprite
I am Sawan you are badal
I am Normal you are Pagal
I am Water you are Tanki
I am Tarzan you are Monkey

60.Aaj vo humse jannat mein takra gaye


Aaj vo humse jannat mein takra gaye
Aur humare dil se awaaz nikalii....
Fiteh Mooh...Tusin Ethe vii aa gaye !!!

1.Gham me hasne walo ko kabhi rulaya nahi jata,


lehro se pani ko hataya nahi jata,
hone wale ho jate hain khudhi dil se apne,
kisi ko kehkar apna banaya nahi jata

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2.Socha tha na karenge kisi se dosti,
na karenge kisi se vaada,
par kya kare dost mila itna pyara ki karna pada dosti
ka vaada

3.Samja do apni yado ko,


wo bin bulaye pas aaya karti hai,
aap to dur rehkar satate ho magar,
wo pas aakar rulaya karti hai

4.Waqt guzarta raha par sanse thami si thi,


muskura rahe the hum,
par ankho me nami si thi,
saath hamare ye jahan tha sara,
par na jaane kyu tumhari kami si thi

5.Kyu dil ke mere tukde kar diye,


kyu mere aansu ko apni muskan se baha diye,
gunah kya tha mera bus chahna tumhe,
kyu meri zindagi me tune dard bhardiye

6.Phool se pehle khusboo ko to dekho,


karne se pehle kaam ko to dekho,
kisike roop mein diwana naa bano,
surat se pehle uske dil ko to dekho

7.Movie titles related to engg students:


exams - socha na tha,
classes - kabhi kabhi,
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question papers - na tum jano na hum,
copying - yaarana,
maths2 - asambhav,
maths1 - mission impossible,
environmental sciences - pyar mein kabhi kabhi,
1st semester - kuch to hai,
2nd semester - yeh kya ho raha hai,
distinction - kal ho na ho,
1st class - raju bangaya gentleman,
2nd class - dil mange more
fail - phir milenge

7.Hum wo ishq hain jo dil bankar dhadakte hai,


hum wo khushbo hain jo baho mein mahakte hain,
humse pyar na karna e-zalim hum vo dard hain jo ankho
se chalakte hain

8.School- a place where papa pays & son plays


life insurance- a contract tht keeps you poor all ur
life so tht you can die rich
nurse- a person wakes up to give you sleeping pills
marriage- a contract in which a boy loses his
bachelors degree & girl gets her masters degree

9.Apne pyar ko chupana chaha par chupa na sake,


diwane dil pe kabu hum pa na sake,
aaj itne karib se gujar gaye wo,
phir bhi unka hath hum tham na sake

10.Ikrar may shabdo ki ahmiyat nai hoti,


dil ke jazbat ki awaz nai hoti,
ankhen bayan kar deti hai dil ki dastan,
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mohabbat lafzo ki mohtaz nai hoti

11.Gam ki aahat na aaye tere dar par,


pyar ke samander ka tum bhi ek kinara ho,
bhool se jo tapke teri aankhon say moti,
thame wohi jo tumhe sabse pyara ho

12.Mohabbat me sath to harpal hota he,


koi dikhne se hota he to koi dilse hota hai,
maza to sath tab aye yaro,
jab judai ka lamha mahsus hota hai

13.Be slow in choosing a friend & slower while loosing


them bcoz friendship is not an opportunity its a
sweet rsponsibility

14.If love is sweet why does it hurt,


if love is deep why does it burn,
if love is warm why do we shiver,
if love is tender why do we cry,
if love is forever why do we die

15.God picked up a flower & dipped in honey he touched


it with love n turned into u,
he then gifted it to me & said this friend is for u

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16.Na chaho kisi ko itna ki chahat aapki majburi ban
jaye,
chaho kisi ko itna aapka pyaar uske liye jaruri ban
jaye

17.Gham ne hasne na diya,


zamane ne rone na diya,
is uljhano ne jine na diya,
thak ke jab sitaron se panah li,
neend aayi tho aapki yaad ne sone na diya

18.Har ek se achi baat karna FITRAT hai hamari,


har ek khush rahe ye HASRAT hai hamari,
koi hum ko yaad kare ya na kare,
har ek ko yaad karna aadat hai hamari

19.Yaadon mein hum rahein ye ehsaas rakhna,


nazron se door sahi dil ke paas rakhna,
ye nahi kehte ke sath raho dur sahi par yaad rakhna

20.Fasle mita kar aapas me pyar rakhna,


dosti ka ye rishta hamesha yunhi barkarar rakhna,
bichad jaye kabhi aap se hum,
aankhon me hamesha hamara intejar rakhna

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21.Hamne zindagi ki shurarat S se ki,
s se suraj, s se subah, s se swagat, s se saaz, s se
sangeet par phir s se samay ne aisi karwat badli ke
s se hamari shaadi ho gai, aur fir jeewan ka arth
saas, sasur, saala, saali, sasural or sankat ho gaya
to hamne s se sharab pi ne lage, so beaware of s

22.Zindagi mein hamesha SMART log milenge,


kahi zyada to kahi kum milenge,
choice zara sochke karna,
zaroori nahi har jagah tumhe hum jaise milenge

23.Sms karenge hum ek duje ko bari bari,


hame lagti hai ye rasam badi pyari,
ye sms milte hi ek sms bhej dena,
kyunki hame bilkul pasand nahi udhari

24.Kisi na kisi pe kisi ko aetbar ho jata hai,


ajnabi koi shaks yaar ho jata hai,
khubiyo se nahi hoti mohabbat bhi sadaa,
khamiyo se bhi aksar pyaar ho jata hai

25.Khuda se thoda rahem kharid lete,


aap ke zakhmo ka marhar kharid lete,
agar kahin kabhi bikti khushiyan meri,
to saari bechkar aapka har gam kharid lete

26.Sabse loving kaun: TUM,


sabse sweet kaun: TUM,
sabse cute kaun: TUM,
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in sab me TUM se zyada kaun: HUM
lekin duniya me sabse acche dost kaun: HUM TUM

27.Nighahe nighago se milakar to dekho,


naye logo se rishta banakar to dekho,
hasrate dil me dabane se kya faida,
apne hoton ko hilakar to dekho,
asmaan simat jayega tumhare agosh me,
chahat ki bahen failakar to dekho

28.Frindship opens many doors each with a different


view but none could be more beautiful view
than the door that leads to u

29.Tum kya jano kya hai tanhai is tute hue patte se


pucho kya hai judai,
yu bewafa ka ilzam na de zalim,
is waqt se puch kis waqt teri yaad na aayi

30.Bathmeez
Chaddar ki KAMEEZ,
Lohe ka PAIJAMA,
Bandar tera MAMA,
Billi teri MAUSI,
Kutte mera YAAR,
Aam ka AACHAR
Miss u mere YAAR

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31.Aap ka ashiyana dil mein basaya hai,


apki yado ko sine se lagaya hai,
pata nahi yaad apki hi kyo aati hai,
dost to hamne auro ko bhi banaya hai

32.Make a heart which never breaks,


make a smile which never hurts,
make a touch which never pains,
make a friendship which never ends

33.Dosti gazal hai gane ke liye,


dosti nagma hai sunane ke liye,
ye wo jazba hai jo sabko nahi milta,
kyonki aap jaisa chahiye nibhane ke liye

34.Zindagi hai nadan isiliye chup hoon,


dard hi dard subah shaam isiliye chup hoon,
keh du zamane se dastan apni,
usme aayega tera naam isiliye chup hoon

35.Hoth keh nahi sakte jo fasana dil ka,

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shayad nazron se vo baat ho jaye,
is ummid se karte hain intezar raat ka,
ke shayad sapne me mulakat ho jaye

36.Sehmi si nigaho mein khwab hum jaga denge,


sooni in raho pe phool hum khila denge,
humare sang muskura ke to dekhiye,
hum aapke har gum bhula denge

37.Kaise kehde ki unse milne ki chahat nahi,


bekarar dil ko ab bhi rahat nahi,
bhula dete unhe bhi magar kya kare dost,
kisi ko bhulane ki is dil ko aadat nahi

38.Mana aaj unhe hamara koi khayal nahi,


jawab dene ko hum razi he par koi sawal nahi,
pucho unke dil se kya hum unke yaar nahi,
kya hamse milne ko wo bekarar nahi

39.Bolti hai dosti chup rehta hai pyar,


hasati hai dosti rulaata hai pyar,
milati hai dosti judaa karta hai pyar,
phir bhi kyun dosti chodkar log karte hai pyar

40.Aap to manzil ko mushkil samajte he hum aap ko


manzil samajte he,
bada fark he apke or hamare nazariye me
aap hume sapna or hum aap ko apna samajte hai

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41.Wife: kaash main newspaper hoti dinbhar tumhare
hathon me rehti
Hus: meri bhi yahi dua hai rab se issi bahane her din
nayi nayi to milti

42.Leke hum dusro ki hasi kya kare,


jo apni nahi wo khushi kya kare,
tanha jine se behatar hai mar jaye hum,
jab saath tum nahi to zindagi jikar kya kare

43.Phool bankar muskurana zindagi hai,


muskurake gum bhulana zindagi hai,
milkar log khush hote hai to kya hua,
bina mile dosti nibhana bhi zindagi hai

44.Happy moments praise allah,


difficult moments seek allah,
quiet moments worship allah,
painful moments trust allah,
every moments thank allah

45.Ae khuda dua ye meri khali na jaye ke mere dost ki


palkon main kabhi aansu na aaye,
aansu nikle to khushi ke nikle gum ke aansu mere hisse
me aa jaye

46.Tumhari yaadon ki mehek in hawaon mein hai,


pyar hi pyar hi bikhra in fizao mein hai,
aisa na ho ki duriya dard ban jaye,
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ab to aapke msg ka intezaar niaghon mein hai

47.Mohabbat ko mohabbat ka ishara yaad rehata hai,


har pyar ko apna pyar yaad rehta hai,
wo pal jo yaar ki baho me guzarta hai,
maut tak vo nazara yaad rehta hai

48.Panchi keh rahe hai ki hum chaman chod denge,


aur sitare keh rahe hai ki hum gagan chod denge,
agar tere ishq mein mai mar bhi jau ae sanam,
tum dilse pukar lena hum kafan chod denge

49.Aansu aa jate hain aankhon mein,


par labon pe hasi lani padti hai,
yeh mohabbat bhi kya cheez hai yaaro,
jisse karte ho usi se chupani padti hai

50.Kyun kisi ki khamoshi mujhe khamosh kar jaati hai,


kyun uski udaasi muje udaas kar jaati hai,
kya rishta hai uska mera jo mujhe uski yaad har pal aa
jaati hai

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51.Jab koi khayal dilse takarata hai dil na chahkar


bhi khamosh reh jata hai,
koi sab kuch kehkar pyar jatata hai toh koi kuch na
kehkar bhi pyar nibhata hai

52.Reth pe likhna to adat hai hamari isiliye toh sagar


se dushmani hai hamari,
chahe wo lakh bar apka nam mitaye, apko bhulana taqdir
nahi hamari

53.Lamhe ye sunhere kal sath ho na ho,


kal me aaj jaisi baat ho na ho,
yaadon ke hasin lamhe dil me rehenge,
tamaam umar chahe mulaqat ho na ho

54.Mere alfazon ko juth mat samajna,


yaad aati hai bahut jaldi milne ki dua karna,
ji raha tha tumhare naam par mar jau toh bewafa mat
samajna

55.Lehar ati hai kinare se palat jati hai,


yad ati hai dil me simat jati hai,

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faraq itna hai ki lehar bewaqt ati hai,
aur aap ki yaad har waqt ati hai

56.Rab se aapki khushi mangte hain,


duaon me aapki hansi mangte hain,
sochte hain kya mangen aapse chalo aapki umar bhar ki
dosti mangte hain

57.Nazre na hoti to nazara na hota,


duniya main hasino ka guzara na hota,
hamse yeh mat kaho ke dil lagana chhod de,
jaake khuda se kaho hasino ko banana chhod de

58.Best day aaj, best gift zindagi,


best eahsaas khushi,
best feeling pyar,
best relationship dosti,
best person hum,
best friend tum hum tum

59.Wo laut aayega teri zindagi mein,


jiska intzaar tujhe aaj bhi hai,
maana waqt ne ki hai bewafai tujhse lekin meri duaon
me asar aaj bhi hai

60.Ruthne ka haq aap rakhte hai manane ki chahat hum


rakhte hai,
aapke hoton pe muskurahat yu hi bani rahe yehi dua rab
se hum roz karte hai

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61.Kiss is not like nokia just connecting people,
not like nike just do it,
not like pepsi yeh dil mange more,
but kiss is like lays no one can eat just one

62.Kaash dil ki awaaz me itna asar ho jaye ki hum jise


yaad kare use khabar ho jaye
rab se yahi dua hai meri ki aap jise chahe woh aap ka
humsafar ho jaye

63.Heart is like a crystal preserve it,


love is like a perfume spread it,
feelings are like flood flow it,
friendship is like umbrella come lets share it

64.Kafi hai husn dil ko behlane ke liye,


mohabbat karlo dil ko dukhane ke liye,
chahe bhale pade gam se vasta,
ek hum jaisa dost rakhna sab gamo ko bhulane ke liye

65.Anjane me hum apna dil gawa baithe is pyar me kaisa


dhoka kar baithe
unse kya gila kare bhool hamari hi hai jo bina dil
walon se dil laga baithe

66.Har khushi dil ke karib nahi hoti,


zindagi gamo se dur nahi hoti,
ae dost is dosti ko sanjokar rakhna,
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aisi dosti har kisi ko nasib nahi hoti

67.Hum mitti ka aashiyana banate gaye,


bana bana kar unhe mitate gaye,
hume koi na apna bana saka,
hum har kisi ko apna banate gaye

68.Days r too busy,


hours r too fast,
sec r too few,
but there's always time for me to remember a nice
friend like u

69.Kaun hai jo manzil se door nahin,


kaun hai jo zindagi se majboor nahin,
gunaah to sabhi karte hain,
humari nazar mein to khuda bhi bekasoor nahin

70.Kab unki palkon se izhaar hoga,


dil ke kisi kone mein hamare liye pyar hoga,
guzar rahi hai raat unki yaad mein,
kabhi to unko bhi hamara intezar hoga

71.Nazroo se jab nazar ka takrar hota hai,


har mod par kissi ka intezaar hota hai,
dil rota hai zakham haste hai,
isi ka naam to pyaar hota hai

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72.Unhone dekha aur aansu gir pade,
bhari basant mein jaise phool bikhar pade,
dukh woh nahin ki unhone hume alvida kaha,
dukh to ye he ki uske bad wo khud ro pade

73.Mana ye waqt hame yaad karne wala nahi,


par bewaqt he yaad karliya karo,
mana aapke aspas sari duniya hai,
kabhi hamari kamika bhi ehsas karliya karo

74.Nashili aankho se wo jab hamein dekhte hain,


hum ghabraakar ankhen jhuka leite hain,
kaun milaye unn ankhon se ankhen,
suna hai wo ankho se apna bana leite hai

75.Chandni raat main jab sara jahan sota hai kisi ki


yaad main koi badnaseeb rota hai,
khuda kisi ko pyar pe fida na kare aur kare to juda
nakare

76.Har pal muskurana zindagi hai,


muskurakar gam bhulana zindagi hai,
jeet kar muskurana bhi kya muskurana hai,
haar kar muskurana zindagi hai

77.Hum nibhayenge dosti marte dum tak,


hum hasayenge tumko gham se khushi tak,
aye dost kabhi humse naraz na hona,
saath rehna hamare akhiri dum tak

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78.A child uses its thumb 2 chew,
an illiterate uses his thumb 2 sign,
a winner uses his thumb 2 show victory,
but a monkey is using his thumb 2 read this sms

79.Jab se tumhe jana hai,


jab se tumhe paaya hai,
har dua mein tera naam aaya hai,
taaki poochhu rab se ki yeh kaisa namoona banaya hai

80.Ret pe naam kabhi likhte nahi,


ret pe naam kabhi tikte nahi,
log kehte hai ki hum patthar dil hain,
lekin pattharo pe likhe naam kabhi mit te nahin

81.How can u tell the rain not 2 fall when clouds


exists,
how can u tell the leaves not 2 fall when the wind
exists,
how can u tell me not 2 miss when u exists

82.Aankhon me rahne walo ko yaad nahi karte,


dil me rehne walo ki baat nahi karte,
hamari to ruh me bus gaye hain aap,
tabhi to hum milne ki fariyaad nahi karte

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83.Every tear is a sign of brokenness,
every silence is sign of lonliness,
every smile is sign of kindness,
every sms is sign of remembrance

84.To walk is easy but 2 walk alone is tough,


being missed by someone is nice but missing someone is
painful,
being loved is secure but to love is insecure

85.Some people have nice eyes,


some people have nice smiles,
others have nice faces, but u have all of them with a
nice heart

86.Phool bankar muskurana zindagi hai,


muskurake gum bhulana zindagi hai,
milkar log khush hote hai to kya hua,
bina mile dosti nibhana bhi zindagi hai

87.Tujse dosti karne ka hisab na aya,


mere kisi bhi sawal ka jawab na aya,
hum to jagte rahe tere hi khayalo me,
aur tujhe so kar bhi hamara khawab na aya

88.These are some of the romantic countries in the


world,
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holland: hope our love lasts & never dies,
italy: i trust & love u,
libya: love is beautiful & u also,
france: friendship remains & never comes to an end

89.Jakham aisa diya ki koi dawa kaam na aayi,


aag aise lagayi ki paani se bhi bhuj na payi,
aaj bhi rote hai unki yaad main,
jinhe hamari yaad hamare guzar jane par bhi na aayi

90.Bhool jane ka hounsla na hua,


door rah kar bhi wo juda na hua,
unse mil kar kisi aur se kya milte,
koi dusra unke jaisa na hua

91.Laughter is the jam on the toast of life,


it adds flavour keeps it from being too dry & makes it
easier to swallow lifes sorrows

92.Kaanch chube to nishan reh jaata hai,


dil tute to armaan reh jaata hai,
laga to deta hai waqt marham is dil par,
phir bhi umra bhar ek zakhm reh jata hai

93.Log phoolon se mohabbat karte hai,


kaaton ko kisne yaad kiya,
hum kaaton se mohabbat karte hai,

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kyunki phool ne hume barbaad kiya

94.Hum agar aapse mil nahi pate aisa nahin ke hamein


aap yaad nahi aate,
mana jahan ke sab rishte nibhaye nahi jate,
par jo bas jate hai dil me phir bhulae nahi jate

95.Nazar nawaz najaro me ji nahi lagta,


fiza gai to baharo me ji nahi lagta,
na puchh mujse tere gum me kya gujarti hai,
yahi kahunga hazaron me ji nahi lagta

96.Never search ur happiness in others which will make


u feel alone,
but search it in urself u will feel happy even if u
are left alone

97.Kafi hai husn ko behlane ke liye,


mohabbat karlo dil ko dukhane ke liye,
chahe bhale pade gam se vasta,
ek hum jaisa dost rakhna sab gamo ko bhulane ke liye

98.Fiza par asar hawaon ka hota hai,


mohabbat par asar adaon ka hota hai,
koi aisa hi kisi ka diwana nahi hota,
kuch kasoor to nigahon ka hota hai

99.Pyar ke ujalo me gum ka andhera kyu aata hai,


71
jisko hum chahte hai wohi kyu rulata hai,
mere khuda agar wo mera naseeb nahi to aise logon se
kyu milata hai

100.Waqt guzrega hum bikhar jayenge,


kaun jane ke hum kidhar jayenge,
hum apki parchayi hain yaad rakhna,
jahan tanhai mili wahan hum nazar ayenge

101. May be I’m not the important person in your life. But I just hope
that one day when you hear my name u would just smile and say had a
friend by this name.

102. To be most successful person in life , always forget the problems


that faced in your life. But don’t forget the lessons u learnt from those
problems.

103. Sardar got a sms from his gal friend

“I MISS U”

Socho sardar ne kya reply diya hoga?

Socho..

72
Socho.

“I Mr. U”

Bolo singh is King.

103. KOUN BANEGA KAROD PATI

Nimge ega 2 cr question

Nimge huchu anta nimma maneyavarige gotta?

1) Gottu 2) gottilla 3)Pls helbedi

Answer Me

104. A short walk is so difficult, wen no one walks with us.

But a long journey is just like a few steps when we walk with someone
whom we love and care.

105. 3 stupid stages of life:

TEEN AGE- Have tym and energy but no money

ADULT AGE- hav energy and money but no tym

OLD AGE- Have money and tym, but no energy

73
106. Beautiful life is just a imagination, Real life is more beautiful than
imagination. So enjoy every moment of ur life.

107. Beautiful words by a kid:

I would conquer the whole world with just one hand..

If my mom holds the other hand

108. We often don’t express our feelings for the fear of loosing a
relationship, but the fact remains that we loose a beautiful by not
expressing our feelings.

109. Har ansu me

Koi baat hogi

Har dark e piche kisi key de hogi

Aap hame yad rakho ya bhul jao..

Lekin apki har kushi ke piche hamari duwah hogi..!

110. To my dear friend

Don’t postphone today’s work to tomorrow..!

U can also do it day after tomorrow

74
111. har pal ki dosti ka irada he apse. Apna pan hi kuch zyada he
apse.Na sochenge sirf umarbhar kliye, qayamat tak sath nibhayan, ye
wada he apse

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5 Tips and techniques to sustain long in net based business

1. Before registering check for validity,


reliability and popularity of the sites or
products.

2. Once registered its a life time income for


you. So check your account and log in to your
link atleast

once in 15 days.

3. After registering Get all your organised


and keep in one place for easy tracking and
checking at

regular intervals. Because registering with


same site again and again is wasting of time
and ofcourse

sometimes its waste of money.

4. Keep refering your friends, relatives and


others regularly through Email, chat, sms,
blogs. You can
76
use free online classifieds, pamphlets and
posters, bookmarking in popular search
engines and free

websites for this purpose.

5. Do regular search on internet and


explore new

opportunities and arrivals in the market.


You will get

new ideas and methods of improving your


earnings.

regards and best wwishes

shivusira.webs.com

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PACL INSURANCE INDIA LTD

PEARLS AGENCY, Earn money, part time job

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Hello friends

WARM GREETINGS

This is shalini GK from Bangalore.

hi friends I have joined Pearls PACL insurance services ltd.

It is a public sector limited company.

Branch office: #30/1, leemans complex, 5th floor,

79
cunningham road, bangalore-52

Pearl is serving the nation from last 25 years.

The Public sector agriculture based company and it is not a

chit or financial institution.

Pearl has tie up with MAX NEW YORK LIFE INSURANCE

SERVICES LIMITED as a CORPORATE AGENT.

About 600 lakhs people invested in the pearls and have

become owners of land.

From 1988 to 2006 Pearl PACL has settled 2000 crores on

maturity of contract policies.

About more than 30 lakhs employed and unemployed people

are working at different positions in the PACL.

For the sake of security, investor will be allotted with land

units and they will be the owner of land up to maturity period

of policy.

PACL will provide all legal documents to the investors.

After maturity of the policy, PEARL will principal amount plus

bonus amount to the policy holder.

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©2009

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