Responses and rebuttals

QUESTIONS
Why is it so much?
Interest compiles daily. The interest rate of 319% and its a per year contract, didnt you
read the contract?
Why dint I get a letter?
As per your contract in the event of a default, you would e contacted via the same email
that you used to solicitate the funds, if you did not !et the email "1# $ither you no lon!er
have the email address or "%# you deleted the email thin&in! its 'ust another email
advertisement to !et a fresh loan.
Ho can I resol!e this?
Im not sure whether its possile, normally they have a (.(.).*. +out of court restitution
amount, thats attached to the affidavit ut in your case I dont see one, ut if you want
me to chec& ill see if they have a - amount on the hard copy, where you can surrender the
restitution and resolve this, do you want me to chec& it out for you?
"an I ha!e a payment arrangement?
".$T$*/I0$ y how close you are of the daily tar!et#
#re you an attorney?
0o, Im a affidavit processor. Its my 'o notify you efore the char!es are pressed
a!ainst a detor, in the word I have to ma&e sure char!es that are lined up are state
re!ulations.
Where are you located?
1lorida
233, 4alnut 5treet, 6a&eland 1lorida. 33231
"an I ha!e a copy o$ a contract?
7nfortunately all I have is the affidavit and to send you the copy is a!ainst the law efore
the char!es are pressed it will e hence considered as .$1$/ATI(0 (1
)8A*A)T$*.
What ill happen i$ I don%t pay?
7nfortunately this will e considered as a flat refusal.
)har!es will e pressed a!ainst you at 1% o cloc&.
They have the authorities set for you and process and press char!es a!ainst you.
Is there a number I can reach them?
(f course, if you have the numer call them , its on contract, however ecause they have
started the le!al actions I cant !ive the numer as it may create a conflict of interest
Why should I pay you?
9ou are not payin! me, the money will !et wired to them::::client, we dont even
do chec& y phone or credit card as we dont ta&e the payments in this office.
Is this a collection agency?
0o, we are not a illin! a!ency. I am with the 1.).$.0 "1inancial crime $nforcement
0etwor&# Its a department, an a!ency, set to protect an& and an& assets a!ainst
defaulters.
What is the minimum I can pay?
; "ne!otiate with time and &eep in mind the tar!et#
; "*ememer if you cant close the deal then ma&e a deal#
; 8ow much short are you of the alance?
Why money gram?
4ell the chec& is the thin! that put you at this position eventually, and money !ram is
federally onded ecause once you ma&e the payment and call me with the reference
numer ,it will !enerate a paid in full document which will e sent to you once the
account is paid off.
Why dint I get a letter $rom the court?
<ecause these alle!ations are under presumption of criminal alle!ations for e=ample if a
person wal&s out of a store y mista&e with a piece of a ule !um , there is no paper
wor& to e sent says please return or we will press char!es .
ST#TE&ENTS
The ban' close my account
<an& doesnt close account without any reason, was it overdraft, or ounced chec&s?
(o hat you ha!e to do
Ive already done what I had to do, I have as&ed you for your attorney informations, I
have riefed you on this case file and I have !iven you your due process ri!hts, the only
person who is !oin! to reap the reward or pay conse>uences is you, so a!ain let me as&
you what do you li&e to do?
They ne!er contacted me
The whole system is completely automated. 9ou never contacted them, you initially sent
them an email, you went to the wesite and !ot the loan.
I ha!e already paid
4ell, its not appearin! on the system, who did you pay? (viously you had more than
one of this thin!s and this is the one that slipped out of the mind.
I don%t ant to pay you because I%ll )ust ma'e the payment to the client*
4e are the clients::..
(o not call my house+or' again
.ont you understand that you are a primary suspect on a case ein! downloaded
in????????????????county today, if these char!es are pressed, you !ot to find yourself ein!
pic&ed up at wor&@home, so what difference does it ma&e if you ta&e a call or two.
I don%t thin' I ould li'e to deal on phone, I don%t e!en 'no you.
I dont &now you either, ut I dont mind helpin! you. If you dont want the help thats
fine with me, the only person whos !oin! to reap the reward or pay the conse>uences is
you.
I%ll pay i$ I ha!e proo$ o$ you being legitimate company.
;well, the urden of proof is upon you, "use the name, 5.5.0., address, p@o@e, an&,
email, date of the detor#
;can you repeat that /r.::::.. , thats a old statement ecause you !ot their
money, did not pay them ac& and you want them to prove it? Im startin! to thin& that
this was in fact a theft y deception.
Well, it asn%t me you might ha!e con$used me ith someone else*
"Aive more info. 7se all the account information#
-ou ill need to tal' to my attorney about this*
<A)B (11
I don%t or' anymore*
"8it on self sources, and ways and different sources of income#
im a single mother
I understand , once the proper authorities cone out please tell them you are a sin!le
mother and child protection services will !et involved and rest for sure your children will
e safe.
I ha!e a consolidation department that ta'es care o$ my debts
; These are criminal alle!ationsC they cant e resolved y det consolidations
; 4hat does that have to do @wor& to rea& the law?
I need some proo$s o$ payments li'e a letter or a receipt or ac'noledgment email
sent to me a$ter I pay it o$$*
(nce you ma&e the payment and call me with the reference numer, once put on the
system it will !enerate a paid in full document which will e sent to you once the account
is paid in full.
.i!e me your mailing address Ill send you a chec'
4e dont ta&e chec&s, I seriously dout even if you send me a chec& it will not reach
efore the download time.
.i!e me a settlement amount and ill pay it, I on%t pay the amount you said
07/<$*5 .I)TAT$ T8$ .$A65
#m I going to a )ail?
4ell thats up to you, I mean if you !oin! to resolve this matter or you let it download
and let the char!es e pressed :::I thin& so:
It as an identity the$t
The prolem with this ein! a identity theft is that money was deposited into your an&
account and then utiliDed, now who would do that eventually !et nothin! other then pay
conse>uences for nothin!?
/ut they too' money $rom my account
Im showin! documentations that the withdraws were made , ut these were re?financin!
fees and they do not apply towards the principle amount which is clearly specified on
contract.
Which loan+ebsite as it?
7.5. national an& owns aout 33 online payday loan companies, which wesite you
lo!!ed on is not needed for them to press the char!es on you as they !ot to e ale to 'ust
show 3 thin!s
; That the account was re!istered under your name and 5.5.0.
;that they funded the money.
; That they sustained a return from your account. The wesite is 'ust a face.