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TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
2,031,803
444,600.5
100.0%
100.0%
325,543.2
73.2%
119,057.3
20.47
8.79
31/10/2012
2,002,787
444,248.7
100.0%
98.4%
332,057.5
73.5%
119,551.0
20.53
8.74
30/11/2012
2,050,800
462,187.0
100.0%
100.0%
339,318.0
73.4%
122,869.0
19.84
8.77
31/12/2012
2,029,564
467,390.6
100.0%
100.0%
346,489.6
74.1%
120,901.0
19.44
8.72
31/01/2013
2,044,057
483,176.0
100.0%
100.0%
346,216.4
71.7%
136,959.6
19.57
8.68
28/02/2013
2,060,426
494,056.1
100.0%
100.0%
348,279.4
70.5%
145,776.7
19.60
8.67
31/03/2013
2,058,907
494,988.0
100.0%
100.0%
350,382.3
70.8%
144,605.7
19.17
8.59
30/04/2013
2,057,875
497,239.4
100.0%
100.0%
349,956.7
70.4%
147,282.7
19.22
8.49
31/05/2013
2,303,617
519,506.7
100.0%
100.0%
365,671.2
70.4%
153,835.5
19.68
8.54
30/06/2013
2,329,850
528,090.5
100.0%
100.0%
371,803.7
70.4%
156,286.8
19.39
8.50
31/07/2013
2,350,410
526,149.5
100.0%
100.0%
373,868.4
71.1%
152,281.2
19.25
8.64
31/08/2013
2,370,244
532,764.9
100.0%
100.0%
378,696.8
71.1%
154,068.0
18.94
8.66
30/09/2013
2,394,591
532,303.0
100.0%
100.0%
384,456.6
72.2%
147,846.4
19.23
8.51
31/10/2013
2,399,585
532,562.2
100.0%
100.0%
386,109.4
72.5%
146,452.8
18.73
8.43
30/11/2013
2,439,940
552,921.9
100.0%
100.0%
392,281.2
70.9%
160,640.7
18.52
8.41
31/12/2013
2,428,163
562,739.5
100.0%
100.0%
395,938.5
70.4%
166,801.0
18.32
8.31
31/01/2014
2,425,017
568,672.2
100.0%
100.0%
390,815.3
68.7%
177,856.9
28/02/2014
2,459,517
589,069.6
100.0%
100.0%
398,354.6
67.6%
190,715.1
18.21
31/03/2014
2,456,880
608,169.6
100.0%
100.0%
408,784.3
67.2%
199,385.4
18.19
8.32
30/04/2014
2,486,219
599,806.5
100.0%
100.0%
412,577.7
68.8%
187,228.8
18.20
8.41
31/05/2014
2,523,004
587,318.3
100.0%
100.0%
414,032.8
70.5%
173,285.5
18.24
8.39
30/06/2014
2,564,503
589,279.5
100.0%
100.0%
421,259.8
71.5%
168,019.7
17.92
8.34
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8.35
Page 1 of 37
COMERCIAL
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
212,975
289,021.6
65.0%
100.0%
176,880.8
61.2%
112,140.7
16.03
7.32
31/10/2012
214,690
290,255.0
65.3%
98.4%
182,586.7
61.9%
112,506.4
15.47
7.25
30/11/2012
208,445
302,113.5
65.4%
100.0%
186,684.1
61.8%
115,429.4
15.14
7.21
31/12/2012
213,243
306,482.2
65.6%
100.0%
192,750.3
62.9%
113,731.9
14.53
7.16
31/01/2013
208,921
321,997.0
66.6%
100.0%
192,479.5
59.8%
129,517.5
14.61
7.20
28/02/2013
213,933
331,755.3
67.1%
100.0%
193,466.1
58.3%
138,289.3
14.67
7.28
31/03/2013
208,738
331,365.0
66.9%
100.0%
194,257.6
58.6%
137,107.4
14.67
7.32
30/04/2013
205,321
332,658.8
66.9%
100.0%
192,922.5
58.0%
139,736.3
14.82
7.23
31/05/2013
287,164
349,404.5
67.3%
100.0%
203,108.4
58.1%
146,296.1
14.90
7.27
30/06/2013
306,531
354,911.3
67.2%
100.0%
206,345.7
58.1%
148,565.6
14.59
7.21
31/07/2013
299,281
351,682.6
66.8%
100.0%
207,299.8
58.9%
144,382.7
14.37
7.31
31/08/2013
299,724
355,821.9
66.8%
100.0%
209,889.4
59.0%
145,932.5
14.18
7.30
30/09/2013
309,686
354,411.0
66.6%
100.0%
214,690.8
60.6%
139,720.2
14.53
7.11
31/10/2013
308,086
353,975.2
66.5%
100.0%
215,577.7
60.9%
138,397.5
14.68
7.07
30/11/2013
321,036
370,840.9
67.1%
100.0%
218,447.7
58.9%
152,393.1
14.70
7.11
31/12/2013
316,670
380,604.7
67.6%
100.0%
221,851.6
58.3%
158,753.0
14.59
7.15
31/01/2014
316,330
386,118.9
67.9%
100.0%
216,531.7
56.1%
169,587.3
14.73
7.29
28/02/2014
323,731
404,699.6
68.7%
100.0%
222,325.3
54.9%
182,374.3
14.73
7.37
31/03/2014
326,313
421,596.4
69.3%
100.0%
230,457.4
54.7%
191,139.0
14.84
7.31
30/04/2014
334,391
411,114.4
68.5%
100.0%
232,412.9
56.5%
178,701.5
14.87
7.28
31/05/2014
340,195
395,891.3
67.4%
100.0%
231,229.0
58.4%
164,662.3
14.78
7.16
30/06/2014
347,245
392,048.5
66.5%
100.0%
232,815.3
59.4%
159,233.2
14.63
7.07
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Page 2 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
14
403.7
0.1%
100.0%
217.4
53.9%
186.2
14.88
8.15
31/10/2012
23
868.6
0.2%
100.0%
382.8
44.1%
485.8
13.69
7.46
30/11/2012
19
634.4
0.1%
100.0%
208.4
32.8%
426.1
13.59
6.96
31/12/2012
17
553.3
0.1%
100.0%
207.1
37.4%
346.2
13.63
6.39
31/01/2013
29
1,396.5
0.3%
100.0%
187.9
13.5%
1,208.5
12.09
7.46
28/02/2013
34
1,499.3
0.3%
100.0%
273.0
18.2%
1,226.3
14.01
7.45
31/03/2013
23
1,346.4
0.3%
100.0%
209.8
15.6%
1,136.6
14.47
7.27
30/04/2013
23
1,262.0
0.3%
100.0%
205.2
16.3%
1,056.8
14.03
7.23
31/05/2013
24
1,157.6
0.2%
100.0%
141.2
12.2%
1,016.4
12.16
7.14
30/06/2013
28
1,390.5
0.3%
100.0%
167.8
12.1%
1,222.7
13.01
6.96
31/07/2013
30
1,154.2
0.2%
100.0%
238.8
20.7%
915.5
14.01
7.00
31/08/2013
29
1,361.1
0.3%
100.0%
190.4
14.0%
1,170.8
13.23
6.93
30/09/2013
36
1,419.1
0.3%
100.0%
236.5
16.7%
1,182.6
14.76
6.15
31/10/2013
38
1,389.7
0.3%
100.0%
246.2
17.7%
1,143.5
14.19
6.05
30/11/2013
41
1,377.2
0.2%
100.0%
238.8
17.3%
1,138.4
13.07
5.87
31/12/2013
42
1,324.6
0.2%
100.0%
285.4
21.5%
1,039.2
14.80
5.70
31/01/2014
41
1,294.3
0.2%
100.0%
280.0
21.6%
1,014.4
14.77
5.76
28/02/2014
48
3,052.4
0.5%
100.0%
441.6
14.5%
2,610.8
13.29
7.45
31/03/2014
49
2,931.1
0.5%
100.0%
369.7
12.6%
2,561.4
13.59
7.56
30/04/2014
51
2,843.2
0.5%
100.0%
368.7
13.0%
2,474.4
13.54
7.54
31/05/2014
50
2,670.1
0.5%
100.0%
363.8
13.6%
2,306.3
13.50
7.51
30/06/2014
37
1,971.4
0.3%
100.0%
348.5
17.7%
1,622.9
13.82
7.84
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Page 3 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
12,526
42,351.8
9.5%
100.0%
29,729.4
70.2%
12,622.4
14.84
6.19
31/10/2012
12,034
41,571.1
9.4%
93.2%
30,643.3
68.7%
13,981.2
14.07
6.08
30/11/2012
13,173
46,714.4
10.1%
100.0%
31,932.3
68.4%
14,782.1
13.63
6.04
31/12/2012
13,535
47,581.1
10.2%
100.0%
33,251.9
69.9%
14,329.2
13.41
6.01
31/01/2013
13,181
47,514.7
9.8%
100.0%
32,339.6
68.1%
15,175.1
13.47
5.96
28/02/2013
13,471
49,673.8
10.1%
100.0%
34,110.2
68.7%
15,563.6
13.33
6.01
31/03/2013
13,410
49,745.0
10.0%
100.0%
34,926.4
70.2%
14,818.6
13.30
6.01
30/04/2013
13,286
51,289.1
10.3%
100.0%
35,338.1
68.9%
15,951.1
13.42
5.95
31/05/2013
13,457
51,960.6
10.0%
100.0%
35,857.1
69.0%
16,103.5
13.28
5.95
30/06/2013
13,285
54,120.6
10.2%
100.0%
36,687.0
67.8%
17,433.6
12.86
5.91
31/07/2013
12,902
49,787.6
9.5%
100.0%
35,210.8
70.7%
14,576.8
12.74
6.00
31/08/2013
12,974
52,885.2
9.9%
100.0%
37,297.6
70.5%
15,587.7
12.41
5.85
30/09/2013
13,078
53,750.6
10.1%
100.0%
37,743.2
70.2%
16,007.4
12.96
5.76
31/10/2013
13,215
54,640.7
10.3%
100.0%
37,403.1
68.5%
17,237.5
13.26
5.78
30/11/2013
13,389
53,715.1
9.7%
100.0%
36,811.4
68.5%
16,903.7
13.37
5.81
31/12/2013
13,248
54,727.7
9.7%
100.0%
37,975.2
69.4%
16,752.5
13.32
5.84
31/01/2014
12,967
54,186.5
9.5%
100.0%
37,292.1
68.8%
16,894.5
13.39
5.79
28/02/2014
13,015
52,676.0
8.9%
100.0%
36,894.6
70.0%
15,781.4
13.48
5.76
31/03/2014
13,208
57,888.5
9.5%
100.0%
40,027.6
69.1%
17,860.9
13.47
5.43
30/04/2014
14,919
59,555.3
9.9%
100.0%
41,380.1
69.5%
18,175.2
13.56
5.46
31/05/2014
12,488
55,709.1
9.5%
100.0%
36,784.3
66.0%
18,924.8
13.66
5.58
30/06/2014
12,387
60,403.3
10.3%
100.0%
39,918.8
66.1%
20,484.5
13.10
5.34
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Page 4 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
82,961
236,759.9
53.3%
100.0%
140,194.0
59.2%
96,565.9
15.48
7.39
31/10/2012
78,467
239,629.4
53.9%
99.3%
145,295.6
60.2%
96,083.1
14.93
7.32
30/11/2012
80,980
247,145.0
53.5%
100.0%
148,717.9
60.2%
98,427.1
14.66
7.29
31/12/2012
79,779
251,068.8
53.7%
100.0%
153,567.4
61.2%
97,501.4
14.00
7.23
31/01/2013
80,662
265,022.1
54.9%
100.0%
153,708.4
58.0%
111,313.7
14.03
7.25
28/02/2013
80,730
271,926.7
55.0%
100.0%
152,688.1
56.2%
119,238.5
14.13
7.34
31/03/2013
84,753
272,933.8
55.1%
100.0%
153,677.4
56.3%
119,256.4
14.19
7.36
30/04/2013
85,610
270,964.2
54.5%
100.0%
150,646.2
55.6%
120,318.0
14.33
7.32
31/05/2013
113,685
285,111.7
54.9%
100.0%
158,441.1
55.6%
126,670.7
14.41
7.36
30/06/2013
100,048
287,293.3
54.4%
100.0%
159,646.5
55.6%
127,646.9
14.08
7.32
31/07/2013
101,916
288,634.7
54.9%
100.0%
161,854.2
56.1%
126,780.6
13.87
7.39
31/08/2013
100,919
288,583.8
54.2%
100.0%
161,549.4
56.0%
127,034.3
13.70
7.40
30/09/2013
101,396
284,483.4
53.4%
100.0%
164,095.7
57.7%
120,387.6
14.02
7.21
31/10/2013
100,524
281,158.3
52.8%
100.0%
163,114.0
58.0%
118,044.3
14.20
7.17
30/11/2013
101,153
298,615.9
54.0%
100.0%
166,009.5
55.6%
132,606.4
14.22
7.20
31/12/2013
103,407
308,480.4
54.8%
100.0%
168,875.6
54.7%
139,604.8
14.16
7.24
31/01/2014
104,255
313,137.0
55.1%
100.0%
164,020.2
52.4%
149,116.8
14.31
7.42
28/02/2014
106,977
333,114.9
56.5%
100.0%
171,960.1
51.6%
161,154.8
14.22
7.44
31/03/2014
106,469
346,541.9
57.0%
100.0%
177,235.4
51.1%
169,306.5
14.38
7.42
30/04/2014
104,828
333,636.9
55.6%
100.0%
177,062.1
53.1%
156,574.8
14.38
7.41
31/05/2014
108,699
321,413.0
54.7%
100.0%
179,609.6
55.9%
141,803.5
14.19
7.27
30/06/2014
110,442
313,003.9
53.1%
100.0%
177,880.3
56.8%
135,123.6
14.12
7.22
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Page 5 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Mn
30/09/2012
85
85.9
0.0%
100.0%
81.8
95.2%
31/10/2012
189
219.5
0.0%
100.0%
219.5
100.0%
20.22
30/11/2012
12
1.0
0.0%
100.0%
1.0
100.0%
21.48
31/12/2012
12
0.9
0.0%
100.0%
0.9
100.0%
21.06
31/01/2013
62
48.8
0.0%
100.0%
48.8
100.0%
20.86
28/02/2013
130
267.1
0.1%
100.0%
230.7
86.4%
31/03/2013
537
185.5
0.0%
100.0%
185.5
100.0%
20.11
30/04/2013
134
208.6
0.0%
100.0%
208.6
100.0%
19.43
31/05/2013
70
67.9
0.0%
100.0%
67.9
100.0%
19.21
30/06/2013
70
71.2
0.0%
100.0%
71.2
100.0%
18.98
31/07/2013
17
1.0
0.0%
100.0%
1.0
100.0%
27.38
31/08/2013
35
27.0
0.0%
100.0%
27.0
100.0%
15.44
30/09/2013
41
26.4
0.0%
100.0%
26.4
100.0%
16.90
31/10/2013
72
214.3
0.0%
100.0%
71.6
33.4%
30/11/2013
44
18.6
0.0%
100.0%
18.6
100.0%
16.90
31/12/2013
47
17.6
0.0%
100.0%
17.6
100.0%
17.83
31/01/2014
47
18.1
0.0%
100.0%
18.1
100.0%
17.86
28/02/2014
53
21.7
0.0%
100.0%
21.7
100.0%
17.80
31/03/2014
55
28.2
0.0%
100.0%
28.2
100.0%
17.21
30/04/2014
55
26.3
0.0%
100.0%
26.3
100.0%
17.63
31/05/2014
64
42.6
0.0%
100.0%
34.3
80.5%
8.3
16.86
30/06/2014
59
41.2
0.0%
100.0%
32.8
79.6%
8.4
16.71
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4.1
Tasa Inters
36.4
142.7
22.49
19.89
17.65
Page 6 of 37
Me
9.50
10.00
9.40
10.15
Microcrdito Grupal
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
31/01/2013
2,444
18.5
0.0%
100.0%
18.5
100.0%
57.93
28/02/2013
1,342
8.7
0.0%
100.0%
8.7
100.0%
56.78
31/05/2013
1,341
12.7
0.0%
100.0%
12.7
100.0%
48.00
30/06/2013
1,338
12.2
0.0%
100.0%
12.2
100.0%
48.00
31/07/2013
1,313
12.5
0.0%
100.0%
12.5
100.0%
45.38
31/08/2013
1,350
12.7
0.0%
100.0%
12.7
100.0%
45.44
30/09/2013
1,359
12.5
0.0%
100.0%
12.5
100.0%
45.44
31/10/2013
1,265
11.6
0.0%
100.0%
11.6
100.0%
45.30
30/11/2013
1,217
12.1
0.0%
100.0%
12.1
100.0%
45.44
31/12/2013
1,193
10.8
0.0%
100.0%
10.8
100.0%
45.18
31/01/2014
1,187
10.3
0.0%
100.0%
10.3
100.0%
45.16
28/02/2014
1,127
10.1
0.0%
100.0%
10.1
100.0%
45.14
31/03/2014
1,027
8.8
0.0%
100.0%
8.8
100.0%
44.80
30/04/2014
820
7.3
0.0%
100.0%
7.3
100.0%
44.21
31/05/2014
495
3.9
0.0%
100.0%
3.9
100.0%
41.09
30/06/2014
243
2.2
0.0%
100.0%
2.2
100.0%
35.65
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Page 7 of 37
Me
Microcrdito Individual
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
21,967
3,265.7
0.7%
100.0%
3,163.1
96.9%
102.6
28.31
8.09
31/10/2012
21,394
3,216.8
0.7%
100.0%
3,092.2
96.1%
124.6
28.31
9.43
30/11/2012
20,361
2,758.5
0.6%
100.0%
2,758.5
100.0%
31/12/2012
20,193
2,787.5
0.6%
100.0%
2,782.5
99.8%
5.0
29.21
9.50
31/01/2013
23,590
3,026.9
0.6%
100.0%
3,012.9
99.5%
13.9
29.17
9.22
28/02/2013
24,171
2,972.4
0.6%
100.0%
2,917.5
98.2%
54.9
29.81
10.18
31/03/2013
18,970
2,682.9
0.5%
100.0%
2,669.0
99.5%
13.8
29.06
9.22
30/04/2013
18,975
2,617.3
0.5%
100.0%
2,603.4
99.5%
13.9
29.28
9.22
31/05/2013
65,481
4,590.4
0.9%
100.0%
4,590.4
100.0%
30/06/2013
81,751
6,504.1
1.2%
100.0%
6,489.8
99.8%
14.2
23.51
9.29
31/07/2013
83,781
6,717.6
1.3%
100.0%
6,713.5
99.9%
4.0
22.98
11.72
31/08/2013
86,239
7,322.5
1.4%
100.0%
7,237.9
98.8%
84.6
22.23
8.77
30/09/2013
89,443
8,907.5
1.7%
100.0%
8,849.6
99.3%
57.9
20.77
10.10
31/10/2013
92,567
10,906.8
2.0%
100.0%
10,852.9
99.5%
53.8
19.10
9.95
30/11/2013
96,652
11,316.8
2.0%
100.0%
11,262.9
99.5%
53.9
19.52
9.95
31/12/2013
100,005
11,056.3
2.0%
100.0%
11,010.7
99.6%
45.6
19.21
9.93
31/01/2014
102,421
8,244.2
1.4%
100.0%
8,198.3
99.4%
45.9
21.93
9.93
28/02/2014
105,530
9,154.5
1.6%
100.0%
8,911.8
97.3%
242.7
21.39
9.44
31/03/2014
107,561
9,040.7
1.5%
100.0%
8,994.5
99.5%
46.2
21.61
9.68
30/04/2014
110,449
9,760.9
1.6%
100.0%
9,720.7
99.6%
40.2
21.15
9.63
31/05/2014
112,884
10,019.7
1.7%
100.0%
9,937.8
99.2%
81.9
21.25
10.14
30/06/2014
116,297
10,485.5
1.8%
100.0%
10,387.9
99.1%
97.6
21.15
8.31
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29.19
25.26
Page 8 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
6,866
389.9
0.1%
100.0%
266.5
68.3%
123.4
60.29
62.55
31/10/2012
7,160
424.2
0.1%
100.0%
285.2
67.2%
138.9
60.77
59.71
30/11/2012
8,092
453.6
0.1%
100.0%
289.4
63.8%
164.2
61.37
60.15
31/12/2012
6,633
420.6
0.1%
100.0%
287.0
68.2%
133.6
61.95
60.74
31/01/2013
5,129
196.1
0.0%
100.0%
119.9
61.2%
76.2
79.47
57.94
28/02/2013
6,357
211.6
0.0%
100.0%
130.0
61.4%
81.6
75.88
58.52
31/03/2013
4,799
217.5
0.0%
100.0%
125.4
57.7%
92.0
79.68
57.11
30/04/2013
6,604
233.9
0.0%
100.0%
144.8
61.9%
89.2
75.92
56.45
31/05/2013
6,387
395.6
0.1%
100.0%
242.1
61.2%
153.5
76.79
71.07
30/06/2013
8,441
384.1
0.1%
100.0%
248.8
64.8%
135.3
74.94
68.01
31/07/2013
4,907
275.9
0.1%
100.0%
165.4
59.9%
110.5
70.45
68.75
31/08/2013
5,018
238.9
0.0%
100.0%
158.1
66.2%
80.8
69.57
62.66
30/09/2013
7,860
288.5
0.1%
100.0%
194.7
67.5%
93.8
65.95
61.53
31/10/2013
5,347
273.0
0.1%
100.0%
168.3
61.6%
104.7
65.54
52.84
30/11/2013
7,021
307.2
0.1%
100.0%
198.4
64.6%
108.8
58.68
53.24
31/12/2013
4,968
289.8
0.1%
100.0%
177.5
61.2%
112.3
60.74
50.76
31/01/2014
5,353
280.6
0.0%
100.0%
162.7
58.0%
117.9
59.59
50.77
28/02/2014
7,244
282.1
0.0%
100.0%
182.4
64.7%
99.7
57.46
53.93
31/03/2014
5,084
270.9
0.0%
100.0%
175.2
64.7%
95.6
56.97
53.42
30/04/2014
6,752
289.8
0.0%
100.0%
182.3
62.9%
107.5
59.46
53.06
31/05/2014
4,894
242.5
0.0%
100.0%
134.2
55.4%
108.3
65.33
51.38
30/06/2014
6,568
274.8
0.0%
100.0%
158.4
57.6%
116.5
63.43
51.84
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Page 9 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
7,285
513.4
0.1%
100.0%
448.8
87.4%
64.6
86.16
50.04
31/10/2012
7,154
547.0
0.1%
96.6%
481.6
85.0%
84.7
85.69
48.93
30/11/2012
7,344
549.1
0.1%
100.0%
465.9
84.9%
83.2
85.74
48.94
31/12/2012
7,441
570.9
0.1%
100.0%
490.9
86.0%
80.0
85.69
49.10
31/01/2013
8,492
681.5
0.1%
100.0%
513.6
75.4%
167.9
87.34
70.56
28/02/2013
8,515
805.2
0.2%
100.0%
594.2
73.8%
211.0
74.92
50.16
31/03/2013
8,321
672.0
0.1%
100.0%
511.4
76.1%
160.6
87.61
68.36
30/04/2013
8,237
622.6
0.1%
100.0%
502.5
80.7%
120.2
87.58
68.02
31/05/2013
22,948
658.6
0.1%
100.0%
567.0
86.1%
91.6
82.97
48.73
30/06/2013
23,823
642.9
0.1%
100.0%
552.8
86.0%
90.0
82.73
49.15
31/07/2013
25,194
718.9
0.1%
100.0%
606.7
84.4%
112.2
84.49
60.48
31/08/2013
26,204
793.9
0.1%
100.0%
635.8
80.1%
158.1
84.54
63.61
30/09/2013
26,744
801.4
0.2%
100.0%
638.2
79.6%
163.2
80.65
55.00
31/10/2013
27,242
829.5
0.2%
100.0%
652.7
78.7%
176.8
76.44
54.42
30/11/2013
27,675
860.8
0.2%
100.0%
669.1
77.7%
191.7
65.57
54.98
31/12/2013
27,313
854.8
0.2%
100.0%
686.7
80.3%
168.1
64.94
54.32
31/01/2014
27,500
830.5
0.1%
100.0%
644.7
77.6%
185.8
64.31
54.03
28/02/2014
28,013
826.0
0.1%
100.0%
644.2
78.0%
181.8
64.30
58.53
31/03/2014
28,716
862.5
0.1%
100.0%
678.4
78.7%
184.0
64.41
58.90
30/04/2014
31,277
1,001.4
0.2%
100.0%
823.1
82.2%
178.3
64.60
58.58
31/05/2014
32,406
1,089.3
0.2%
100.0%
898.4
82.5%
190.9
63.39
58.84
30/06/2014
33,202
1,089.3
0.2%
100.0%
891.6
81.8%
197.7
61.33
58.48
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Page 10 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
184
32.7
0.0%
100.0%
32.7
100.0%
47.00
31/10/2012
196
34.8
0.0%
100.0%
34.8
100.0%
47.29
30/11/2012
175
49.9
0.0%
100.0%
49.9
100.0%
50.89
31/12/2012
184
51.4
0.0%
100.0%
51.4
100.0%
46.68
31/01/2013
197
86.8
0.0%
100.0%
86.8
100.0%
44.09
28/02/2013
194
87.3
0.0%
100.0%
87.3
100.0%
44.01
31/03/2013
172
86.6
0.0%
100.0%
86.6
100.0%
43.09
30/04/2013
155
78.6
0.0%
100.0%
78.6
100.0%
43.99
31/05/2013
120
42.6
0.0%
100.0%
42.6
100.0%
50.44
30/06/2013
113
38.3
0.0%
100.0%
38.3
100.0%
46.00
31/07/2013
113
55.8
0.0%
100.0%
55.8
100.0%
46.48
31/08/2013
108
49.4
0.0%
100.0%
49.4
100.0%
46.52
30/09/2013
102
41.9
0.0%
100.0%
41.9
100.0%
46.50
31/10/2013
56
43.8
0.0%
100.0%
43.8
100.0%
52.56
30/11/2013
58
47.7
0.0%
100.0%
47.7
100.0%
52.90
31/12/2013
59
51.8
0.0%
100.0%
51.8
100.0%
53.43
31/01/2014
56
48.5
0.0%
100.0%
48.5
100.0%
53.55
28/02/2014
59
60.6
0.0%
100.0%
60.6
100.0%
53.41
31/03/2014
57
45.5
0.0%
100.0%
45.5
100.0%
0.0
53.46
60.00
30/04/2014
64
44.7
0.0%
100.0%
44.7
100.0%
0.0
52.91
48.00
31/05/2014
56
41.8
0.0%
100.0%
41.8
100.0%
0.0
52.54
48.00
30/06/2014
65
54.9
0.0%
100.0%
54.9
100.0%
0.0
53.14
48.00
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Page 11 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
10,340
89.0
0.0%
100.0%
86.3
96.9%
2.7
78.83
33.01
31/10/2012
11,118
91.3
0.0%
97.7%
90.8
97.2%
2.6
78.88
33.01
30/11/2012
12,535
107.2
0.0%
100.0%
104.9
97.8%
2.4
73.55
33.00
31/12/2012
11,609
94.9
0.0%
100.0%
92.1
97.1%
2.7
78.73
34.08
31/01/2013
12,358
98.9
0.0%
100.0%
96.9
97.9%
2.1
77.29
33.00
28/02/2013
13,670
203.9
0.0%
100.0%
191.0
93.7%
12.9
53.60
17.79
31/03/2013
11,811
99.3
0.0%
100.0%
97.3
98.0%
2.0
77.14
33.00
30/04/2013
13,412
117.8
0.0%
100.0%
115.9
98.3%
1.9
72.63
33.00
31/05/2013
10,332
97.0
0.0%
100.0%
95.4
98.4%
1.6
79.02
33.00
30/06/2013
10,888
99.9
0.0%
100.0%
99.9
100.0%
31/07/2013
9,497
92.7
0.0%
100.0%
91.1
98.3%
1.6
80.89
33.00
31/08/2013
10,291
95.6
0.0%
100.0%
94.1
98.4%
1.6
80.28
33.00
30/09/2013
10,525
100.9
0.0%
100.0%
99.8
98.9%
1.1
77.71
33.00
31/10/2013
10,701
101.0
0.0%
100.0%
99.6
98.6%
1.4
75.19
33.00
30/11/2013
12,019
110.2
0.0%
100.0%
108.8
98.7%
1.4
59.91
33.00
31/12/2013
10,558
96.2
0.0%
100.0%
94.8
98.5%
1.5
63.39
33.00
31/01/2014
10,933
94.2
0.0%
100.0%
92.7
98.4%
1.5
62.92
33.00
28/02/2014
12,423
117.7
0.0%
100.0%
116.1
98.7%
1.6
60.02
33.00
31/03/2014
12,225
105.5
0.0%
100.0%
103.6
98.1%
2.0
62.07
33.00
30/04/2014
13,196
117.4
0.0%
100.0%
115.2
98.1%
2.3
62.45
33.00
31/05/2014
12,771
109.2
0.0%
100.0%
107.7
98.6%
1.5
62.91
66.00
30/06/2014
15,075
135.0
0.0%
100.0%
133.5
98.9%
1.5
61.13
66.00
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74.45
Page 12 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
68,707
869.3
0.2%
100.0%
868.7
99.9%
0.6
47.41
52.17
31/10/2012
75,030
1,046.7
0.2%
98.7%
1,060.5
100.0%
0.0
43.74
124.00
30/11/2012
63,361
1,152.7
0.2%
100.0%
1,152.7
100.0%
0.0
39.51
125.00
31/12/2012
71,606
926.6
0.2%
100.0%
926.0
99.9%
0.6
39.35
123.35
31/01/2013
60,616
1,263.5
0.3%
100.0%
1,263.1
100.0%
0.4
36.69
125.00
28/02/2013
62,880
1,190.8
0.2%
100.0%
1,180.3
99.1%
10.5
39.54
12.84
31/03/2013
63,148
1,013.0
0.2%
100.0%
1,013.0
100.0%
0.0
42.32
130.00
30/04/2013
56,315
1,197.7
0.2%
100.0%
1,196.2
99.9%
1.4
44.40
130.00
31/05/2013
50,133
1,197.3
0.2%
100.0%
1,197.3
100.0%
0.0
40.80
131.00
30/06/2013
63,598
1,091.8
0.2%
100.0%
1,091.8
100.0%
0.0
39.86
131.00
31/07/2013
56,542
891.0
0.2%
100.0%
883.1
99.1%
7.9
38.30
18.72
31/08/2013
53,532
1,005.2
0.2%
100.0%
997.0
99.2%
8.2
39.39
24.73
30/09/2013
56,020
1,105.5
0.2%
100.0%
1,090.2
98.6%
15.3
40.58
14.04
31/10/2013
53,814
1,196.3
0.2%
100.0%
1,196.2
100.0%
0.1
39.53
132.00
30/11/2013
59,252
1,309.3
0.2%
100.0%
1,309.3
100.0%
0.0
36.29
132.00
31/12/2013
53,430
950.6
0.2%
100.0%
945.8
99.5%
4.8
39.41
12.70
31/01/2014
49,088
1,333.4
0.2%
100.0%
1,328.5
99.6%
4.9
36.36
12.75
28/02/2014
46,845
1,318.1
0.2%
100.0%
1,318.0
100.0%
0.1
38.79
133.00
31/03/2014
49,495
978.2
0.2%
100.0%
977.7
99.9%
0.5
47.68
133.00
30/04/2014
49,832
815.5
0.1%
100.0%
815.5
100.0%
0.0
50.43
134.00
31/05/2014
53,348
1,332.3
0.2%
100.0%
1,332.3
100.0%
38.33
8.75
30/06/2014
50,748
1,026.1
0.2%
100.0%
1,026.1
100.0%
43.38
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Page 13 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
398
1,060.0
0.2%
100.0%
511.9
48.3%
548.1
15.32
6.58
31/10/2012
381
1,068.1
0.2%
100.0%
514.3
48.2%
553.8
15.17
6.57
30/11/2012
376
1,099.6
0.2%
100.0%
543.7
49.4%
556.0
14.90
6.56
31/12/2012
375
1,104.2
0.2%
100.0%
547.0
49.5%
557.2
14.78
6.56
31/01/2013
375
1,106.4
0.2%
100.0%
548.3
49.6%
558.1
14.73
6.55
28/02/2013
378
1,110.2
0.2%
100.0%
541.9
48.8%
568.3
14.71
6.55
31/03/2013
323
1,060.8
0.2%
100.0%
499.7
47.1%
561.1
14.37
6.54
30/04/2013
366
1,109.1
0.2%
100.0%
546.5
49.3%
562.6
14.55
6.54
31/05/2013
336
1,142.7
0.2%
100.0%
547.1
47.9%
595.6
14.30
6.38
30/06/2013
339
1,355.6
0.3%
100.0%
572.0
42.2%
783.6
14.12
5.80
31/07/2013
350
1,389.5
0.3%
100.0%
603.8
43.5%
785.8
14.01
5.80
31/08/2013
358
1,512.2
0.3%
100.0%
718.7
47.5%
793.5
13.35
5.82
30/09/2013
365
1,627.4
0.3%
100.0%
811.8
49.9%
815.6
13.05
5.73
31/10/2013
364
1,659.1
0.3%
100.0%
864.4
52.1%
794.7
12.62
5.72
30/11/2013
367
1,707.6
0.3%
100.0%
920.9
53.9%
786.6
12.50
5.71
31/12/2013
378
1,721.8
0.3%
100.0%
918.0
53.3%
803.8
12.47
5.71
31/01/2014
382
1,741.6
0.3%
100.0%
942.4
54.1%
799.1
12.25
5.70
28/02/2014
380
1,751.4
0.3%
100.0%
957.1
54.6%
794.4
12.25
5.84
31/03/2014
390
1,796.9
0.3%
100.0%
986.6
54.9%
810.3
12.28
5.86
30/04/2014
383
1,791.8
0.3%
100.0%
998.9
55.7%
792.9
12.10
5.86
31/05/2014
396
1,828.5
0.3%
100.0%
1,015.6
55.5%
812.9
12.27
5.89
30/06/2014
410
1,826.0
0.3%
100.0%
1,018.6
55.8%
807.4
12.24
5.88
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Page 14 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
342.2
Mn
195.00
Me
44
343.0
0.1%
100.0%
31/10/2012
40
450.6
0.1%
100.0%
450.6
7.02
30/11/2012
45
460.1
0.1%
100.0%
460.1
6.66
31/12/2012
43
417.3
0.1%
100.0%
417.3
6.52
31/01/2013
44
474.3
0.1%
100.0%
474.3
6.40
28/02/2013
45
441.4
0.1%
100.0%
441.4
6.17
31/03/2013
53
510.1
0.1%
100.0%
510.1
6.24
30/04/2013
62
1,267.8
0.3%
100.0%
451.5
35.6%
816.3
9.39
5.27
31/05/2013
63
1,340.8
0.3%
100.0%
458.1
34.2%
882.7
9.63
5.19
30/06/2013
49
516.5
0.1%
100.0%
23.3
4.5%
493.2
15.00
5.66
31/07/2013
57
539.0
0.1%
100.0%
22.6
4.2%
516.3
30.84
5.55
31/08/2013
55
639.1
0.1%
100.0%
39.3
6.1%
599.8
10.00
5.62
30/09/2013
40
588.4
0.1%
100.0%
588.4
5.66
31/10/2013
39
573.2
0.1%
100.0%
573.2
5.60
30/11/2013
42
528.8
0.1%
100.0%
528.8
4.89
31/12/2013
19
141.0
0.0%
100.0%
141.0
6.36
31/01/2014
57
670.3
0.1%
100.0%
518.5
77.4%
151.8
8.92
6.72
28/02/2014
24
1,446.0
0.2%
100.0%
15.7
1.1%
1,430.3
15.51
7.88
31/03/2014
26
210.5
0.0%
100.0%
15.7
7.5%
194.7
15.68
8.24
30/04/2014
24
315.0
0.1%
100.0%
13.7
4.4%
301.3
15.58
5.16
31/05/2014
29
378.6
0.1%
100.0%
12.5
3.3%
366.1
15.64
5.30
30/06/2014
25
400.0
0.1%
100.0%
12.5
3.1%
387.5
15.64
4.89
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0.2%
Tasa Inters
30/09/2012
0.8
Saldo ME
(MM RD$)
Page 15 of 37
7.40
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Mn
525
1,321.5
0.3%
100.0%
799.2
60.5%
31/10/2012
0.1
0.0%
100.0%
0.1
100.0%
31/07/2013
61
151.8
0.0%
100.0%
89.4
58.9%
62.4
14.76
5.74
31/08/2013
59
151.7
0.0%
100.0%
89.7
59.2%
62.0
15.26
5.69
30/09/2013
53
139.8
0.0%
100.0%
78.6
56.2%
61.3
15.74
6.06
31/10/2013
0.1
0.0%
100.0%
0.0
53.9%
0.0
36.00
36.00
30/04/2014
0.7
0.0%
100.0%
0.7
100.0%
40.00
30/06/2014
1.5
0.0%
100.0%
1.5
100.0%
15.00
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13.95
Me
30/09/2012
522.3
Tasa Inters
7.07
72.00
Page 16 of 37
Descuentos de Facturas
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
1,049
1,214.5
0.3%
100.0%
321.2
26.4%
893.4
13.67
5.18
31/10/2012
1,478
926.2
0.2%
100.0%
331.3
35.8%
594.9
13.71
5.54
30/11/2012
1,789
832.1
0.2%
100.0%
303.8
36.5%
528.4
13.83
5.26
31/12/2012
1,794
757.7
0.2%
100.0%
399.1
52.7%
358.6
13.35
4.68
31/01/2013
1,724
919.1
0.2%
100.0%
391.8
42.6%
527.3
13.29
7.07
28/02/2013
1,998
1,213.7
0.2%
100.0%
369.8
30.5%
843.9
13.10
6.52
31/03/2013
2,397
669.3
0.1%
100.0%
113.1
16.9%
556.2
15.19
7.72
30/04/2013
2,116
1,188.2
0.2%
100.0%
383.3
32.3%
804.9
13.21
6.22
31/05/2013
2,759
1,121.8
0.2%
100.0%
341.2
30.4%
780.6
13.54
6.20
30/06/2013
2,735
1,246.2
0.2%
100.0%
500.0
40.1%
746.2
13.31
5.98
31/07/2013
2,578
1,129.1
0.2%
100.0%
619.9
54.9%
509.2
13.36
4.49
31/08/2013
2,529
935.7
0.2%
100.0%
584.5
62.5%
351.2
13.32
5.09
30/09/2013
2,602
996.2
0.2%
100.0%
650.3
65.3%
345.9
13.61
4.23
31/10/2013
2,821
860.7
0.2%
100.0%
736.0
85.5%
124.7
12.97
7.67
30/11/2013
2,085
801.1
0.1%
100.0%
727.8
90.9%
73.3
12.83
6.59
31/12/2013
1,981
773.3
0.1%
100.0%
693.9
89.7%
79.5
12.96
7.00
31/01/2014
1,989
799.4
0.1%
100.0%
721.0
90.2%
78.4
12.89
8.55
28/02/2014
1,970
761.3
0.1%
100.0%
684.5
89.9%
76.8
12.84
6.98
31/03/2014
1,929
785.0
0.1%
100.0%
708.4
90.2%
76.7
14.05
8.55
30/04/2014
1,719
815.2
0.1%
100.0%
760.6
93.3%
54.6
13.49
5.39
31/05/2014
1,595
924.7
0.2%
100.0%
866.9
93.7%
57.9
13.61
6.01
30/06/2014
1,664
1,251.1
0.2%
100.0%
865.4
69.2%
385.6
12.49
6.91
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Page 17 of 37
Documentos Descontados
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
28/02/2013
5.1
0.0%
100.0%
5.1
100.0%
20.00
31/03/2013
5.1
0.0%
100.0%
5.1
100.0%
20.00
30/04/2013
5.1
0.0%
100.0%
5.1
100.0%
20.00
31/05/2013
10.1
0.0%
100.0%
10.1
100.0%
19.01
30/06/2013
9.2
0.0%
100.0%
9.2
100.0%
18.92
31/07/2013
0.6
0.0%
100.0%
0.6
100.0%
15.00
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Page 18 of 37
Me
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
30/09/2012
21
159.0
0.0%
100.0%
159.0
100.0%
11.37
31/10/2012
19
154.8
0.0%
100.0%
154.8
100.0%
11.38
30/11/2012
20
151.3
0.0%
100.0%
151.3
100.0%
11.41
31/12/2012
20
147.0
0.0%
100.0%
147.0
100.0%
11.40
31/01/2013
18
142.9
0.0%
100.0%
142.9
100.0%
11.54
28/02/2013
17
138.2
0.0%
100.0%
138.2
100.0%
11.56
31/03/2013
20
137.8
0.0%
100.0%
137.8
100.0%
11.54
30/04/2013
20
136.4
0.0%
100.0%
136.4
100.0%
11.46
31/05/2013
21
136.7
0.0%
100.0%
136.7
100.0%
11.92
30/06/2013
22
134.8
0.0%
100.0%
134.8
100.0%
11.92
31/07/2013
22
130.6
0.0%
100.0%
130.6
100.0%
11.96
31/08/2013
22
126.0
0.0%
100.0%
126.0
100.0%
11.99
30/09/2013
22
121.6
0.0%
100.0%
121.6
100.0%
12.09
31/10/2013
21
117.2
0.0%
100.0%
117.2
100.0%
12.12
30/11/2013
21
112.6
0.0%
100.0%
112.6
100.0%
12.16
31/12/2013
22
107.9
0.0%
100.0%
107.9
100.0%
12.15
31/01/2014
21
111.7
0.0%
100.0%
111.7
100.0%
11.80
28/02/2014
23
106.8
0.0%
100.0%
106.8
100.0%
11.85
31/03/2014
22
102.1
0.0%
100.0%
102.1
100.0%
11.94
30/04/2014
21
92.9
0.0%
100.0%
92.9
100.0%
12.07
31/05/2014
20
85.9
0.0%
100.0%
85.9
100.0%
12.23
30/06/2014
20
80.8
0.0%
100.0%
80.8
100.0%
12.31
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Page 19 of 37
Me
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
162.2
0.0%
100.0%
162.2
5.04
31/10/2012
6.2
0.0%
100.0%
6.2
12.00
30/11/2012
163
4.6
0.0%
100.0%
4.6
100.0%
125.00
31/12/2012
0.0
0.0%
100.0%
0.0
100.0%
140.00
30/04/2013
360.3
0.1%
100.0%
360.3
100.0%
10.06
31/05/2013
360.4
0.1%
100.0%
360.4
100.0%
10.06
31/08/2013
82.0
0.0%
100.0%
82.0
100.0%
9.10
31/01/2014
33
3,318.2
0.6%
100.0%
2,141.9
64.5%
30/06/2014
1.5
0.0%
100.0%
1.5
100.0%
www.scribd.com/JoseAlfredoGuerreroB
1,176.3
10.62
15.05
Page 20 of 37
3.37
CONSUMO
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
1,787,554
97,203.9
21.9%
100.0%
93,045.3
95.7%
4,158.6
33.18
48.78
31/10/2012
1,756,972
95,917.9
21.6%
98.2%
93,541.6
95.7%
4,183.5
34.82
49.06
30/11/2012
1,810,835
100,834.6
21.8%
100.0%
96,320.4
95.5%
4,514.2
32.95
48.85
31/12/2012
1,784,748
101,555.5
21.7%
100.0%
97,354.5
95.9%
4,200.9
32.97
51.32
31/01/2013
1,803,379
101,403.9
21.0%
100.0%
97,083.6
95.7%
4,320.3
33.35
53.38
28/02/2013
1,814,581
102,033.2
20.7%
100.0%
97,637.3
95.7%
4,395.8
33.41
52.96
31/03/2013
1,818,075
102,777.3
20.8%
100.0%
98,404.6
95.7%
4,372.7
31.88
48.80
30/04/2013
1,820,291
103,210.2
20.8%
100.0%
98,807.9
95.7%
4,402.2
31.76
48.91
31/05/2013
1,983,256
107,454.8
20.7%
100.0%
103,041.6
95.9%
4,413.2
33.27
50.76
30/06/2013
1,989,802
109,402.4
20.7%
100.0%
104,925.0
95.9%
4,477.4
32.89
51.55
31/07/2013
2,017,266
109,934.8
20.9%
100.0%
105,311.5
95.8%
4,623.3
33.00
50.66
31/08/2013
2,036,367
111,852.8
21.0%
100.0%
107,063.5
95.7%
4,789.4
32.27
50.52
30/09/2013
2,050,483
112,244.0
21.1%
100.0%
107,483.1
95.8%
4,760.9
32.71
50.03
31/10/2013
2,056,792
112,368.5
21.1%
100.0%
107,650.3
95.8%
4,718.2
30.60
48.37
30/11/2013
2,083,977
115,336.1
20.9%
100.0%
110,402.9
95.7%
4,933.3
29.68
48.61
31/12/2013
2,075,269
115,001.9
20.4%
100.0%
110,264.4
95.9%
4,737.5
29.34
47.48
31/01/2014
2,072,097
114,883.1
20.2%
100.0%
109,942.4
95.7%
4,940.7
28.18
44.90
28/02/2014
2,098,826
115,893.5
19.7%
100.0%
110,924.6
95.7%
4,968.9
28.70
48.33
31/03/2014
2,092,872
116,855.6
19.2%
100.0%
111,950.4
95.8%
4,905.2
28.57
48.04
30/04/2014
2,113,929
118,321.4
19.7%
100.0%
113,238.3
95.7%
5,083.1
28.55
48.55
31/05/2014
2,144,742
120,492.9
20.5%
100.0%
115,397.7
95.8%
5,095.2
28.66
48.50
30/06/2014
2,177,804
122,957.7
20.9%
100.0%
117,756.9
95.8%
5,200.8
27.95
47.39
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Page 21 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
87,902
3,476.1
0.8%
100.0%
3,476.1
100.0%
31/10/2012
88,864
3,518.5
0.8%
99.5%
3,536.4
100.0%
1.4
27.38
28.95
30/11/2012
95,852
3,696.0
0.8%
100.0%
3,694.3
100.0%
1.7
38.82
28.60
31/12/2012
95,524
3,720.6
0.8%
100.0%
3,718.9
100.0%
1.7
40.06
23.23
31/01/2013
109,271
3,865.5
0.8%
100.0%
3,865.5
100.0%
37.83
28/02/2013
109,427
3,877.6
0.8%
100.0%
3,877.6
100.0%
38.19
31/03/2013
134,050
5,061.3
1.0%
100.0%
5,058.6
99.9%
2.7
25.58
22.55
30/04/2013
135,486
5,130.8
1.0%
100.0%
5,128.1
99.9%
2.6
25.50
20.95
31/05/2013
287,135
7,744.4
1.5%
100.0%
7,741.6
100.0%
2.8
27.27
21.02
30/06/2013
287,522
7,276.0
1.4%
100.0%
7,272.9
100.0%
3.1
27.52
21.14
31/07/2013
314,581
8,263.6
1.6%
100.0%
8,260.3
100.0%
3.3
29.38
21.33
31/08/2013
326,886
8,444.8
1.6%
100.0%
8,442.0
100.0%
2.7
27.99
20.08
30/09/2013
327,784
8,583.8
1.6%
100.0%
8,580.6
100.0%
3.2
28.10
21.60
31/10/2013
329,184
8,849.8
1.7%
100.0%
8,842.0
99.9%
7.8
28.36
12.38
30/11/2013
330,574
8,799.0
1.6%
100.0%
8,795.9
100.0%
3.1
35.17
20.12
31/12/2013
328,728
8,693.7
1.5%
100.0%
8,691.1
100.0%
2.6
35.27
20.63
31/01/2014
329,954
8,772.4
1.5%
100.0%
8,769.3
100.0%
3.1
28.27
20.37
28/02/2014
340,071
8,855.3
1.5%
100.0%
8,852.1
100.0%
3.1
28.51
28.95
31/03/2014
331,949
9,038.2
1.5%
100.0%
9,034.5
100.0%
3.8
28.51
28.95
30/04/2014
353,111
9,417.5
1.6%
100.0%
9,413.6
100.0%
3.8
28.34
28.95
31/05/2014
376,996
11,764.2
2.0%
100.0%
11,760.5
100.0%
3.7
27.81
28.95
30/06/2014
384,446
11,689.8
2.0%
100.0%
11,686.1
100.0%
3.8
28.46
28.95
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27.68
Page 22 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
72,964
6,372.2
1.4%
100.0%
6,370.0
100.0%
2.1
15.12
10.32
31/10/2012
71,875
6,419.3
1.4%
100.0%
6,418.1
100.0%
1.2
15.10
9.84
30/11/2012
74,298
6,601.0
1.4%
100.0%
6,599.9
100.0%
1.2
15.21
9.84
31/12/2012
75,908
6,684.4
1.4%
100.0%
6,683.7
100.0%
0.7
15.25
9.75
31/01/2013
77,621
6,794.3
1.4%
100.0%
6,793.6
100.0%
0.7
15.32
9.75
28/02/2013
79,536
6,921.4
1.4%
100.0%
6,920.7
100.0%
0.7
15.29
9.75
31/03/2013
81,539
7,104.2
1.4%
100.0%
7,103.6
100.0%
0.7
15.26
9.50
30/04/2013
83,944
7,239.8
1.5%
100.0%
7,239.1
100.0%
0.7
15.27
9.50
31/05/2013
88,360
7,598.9
1.5%
100.0%
7,598.2
100.0%
0.7
15.33
9.50
30/06/2013
90,440
7,827.1
1.5%
100.0%
7,826.4
100.0%
0.7
15.27
9.50
31/07/2013
92,133
7,876.5
1.5%
100.0%
7,875.9
100.0%
0.7
15.13
9.50
31/08/2013
93,664
7,947.2
1.5%
100.0%
7,946.5
100.0%
0.7
14.95
9.50
30/09/2013
94,946
8,063.0
1.5%
100.0%
8,062.4
100.0%
0.6
14.83
9.50
31/10/2013
96,654
8,188.0
1.5%
100.0%
8,187.4
100.0%
0.6
14.70
9.50
30/11/2013
99,290
8,362.2
1.5%
100.0%
8,361.6
100.0%
0.6
14.62
9.50
31/12/2013
101,660
8,339.8
1.5%
100.0%
8,339.2
100.0%
0.6
14.44
9.50
31/01/2014
103,494
8,396.3
1.5%
100.0%
8,395.7
100.0%
0.6
14.34
9.50
28/02/2014
104,964
8,666.5
1.5%
100.0%
8,665.9
100.0%
0.6
14.28
9.50
31/03/2014
106,048
8,769.2
1.4%
100.0%
8,768.7
100.0%
0.6
14.17
9.50
30/04/2014
108,145
8,962.3
1.5%
100.0%
8,961.7
100.0%
0.6
13.54
9.50
31/05/2014
112,579
9,689.6
1.6%
100.0%
9,689.0
100.0%
0.5
13.46
9.50
30/06/2014
112,100
10,201.6
1.7%
100.0%
10,201.1
100.0%
0.5
13.24
9.50
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Page 23 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
6,812
1,550.0
0.3%
100.0%
1,525.3
98.4%
24.7
14.89
7.70
31/10/2012
8,912
2,039.0
0.5%
99.1%
2,028.7
98.6%
28.6
18.40
7.54
30/11/2012
8,848
2,040.7
0.4%
100.0%
2,005.4
98.3%
35.4
15.04
7.57
31/12/2012
8,971
2,167.2
0.5%
100.0%
2,136.4
98.6%
30.8
14.80
7.55
31/01/2013
8,839
2,090.5
0.4%
100.0%
2,053.3
98.2%
37.2
14.68
7.49
28/02/2013
8,982
2,180.5
0.4%
100.0%
2,082.9
95.5%
97.6
14.52
7.23
31/03/2013
7,717
1,939.7
0.4%
100.0%
1,839.2
94.8%
100.5
14.03
7.17
30/04/2013
9,228
2,256.7
0.5%
100.0%
2,157.3
95.6%
99.4
14.40
7.17
31/05/2013
9,956
2,333.9
0.4%
100.0%
2,281.5
97.8%
52.4
14.40
7.59
30/06/2013
9,975
2,357.4
0.4%
100.0%
2,311.7
98.1%
45.7
14.24
7.59
31/07/2013
10,026
2,346.1
0.4%
100.0%
2,304.1
98.2%
41.9
14.18
7.58
31/08/2013
10,053
2,363.4
0.4%
100.0%
2,314.0
97.9%
49.3
14.02
7.47
30/09/2013
10,039
2,381.9
0.4%
100.0%
2,324.0
97.6%
57.9
14.15
7.48
31/10/2013
10,044
2,412.4
0.5%
100.0%
2,348.0
97.3%
64.3
14.21
7.45
30/11/2013
10,232
2,489.6
0.5%
100.0%
2,429.8
97.6%
59.8
14.26
7.35
31/12/2013
10,168
2,360.2
0.4%
100.0%
2,279.5
96.6%
80.7
14.33
7.63
31/01/2014
10,142
2,337.8
0.4%
100.0%
2,257.7
96.6%
80.0
14.34
7.65
28/02/2014
10,093
2,354.1
0.4%
100.0%
2,271.7
96.5%
82.4
14.34
7.49
31/03/2014
9,314
2,035.6
0.3%
100.0%
2,024.4
99.5%
11.2
14.63
6.24
30/04/2014
9,317
2,073.4
0.3%
100.0%
2,059.8
99.3%
13.7
14.60
6.44
31/05/2014
7,987
1,870.3
0.3%
100.0%
1,852.8
99.1%
17.5
14.93
6.45
30/06/2014
8,156
1,968.1
0.3%
100.0%
1,950.5
99.1%
17.6
14.84
6.60
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Page 24 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
394,929
46,484.9
10.5%
100.0%
46,209.7
99.4%
275.2
21.79
8.79
31/10/2012
378,364
42,465.8
9.6%
98.2%
42,967.8
99.4%
265.2
24.19
10.44
30/11/2012
393,238
44,470.1
9.6%
100.0%
44,173.8
99.3%
296.2
21.45
8.62
31/12/2012
388,192
44,259.3
9.5%
100.0%
43,951.1
99.3%
308.2
21.30
8.61
31/01/2013
389,242
44,270.1
9.2%
100.0%
43,956.3
99.3%
313.8
21.24
8.69
28/02/2013
386,885
44,405.9
9.0%
100.0%
44,086.3
99.3%
319.6
21.13
8.83
31/03/2013
388,449
47,444.0
9.6%
100.0%
47,119.3
99.3%
324.7
20.44
8.71
30/04/2013
376,983
44,737.9
9.0%
100.0%
44,446.5
99.3%
291.4
20.70
8.80
31/05/2013
410,193
46,722.5
9.0%
100.0%
46,437.2
99.4%
285.3
20.75
8.83
30/06/2013
411,539
47,919.4
9.1%
100.0%
47,635.1
99.4%
284.4
20.51
8.80
31/07/2013
414,165
48,565.2
9.2%
100.0%
48,273.9
99.4%
291.3
21.75
8.80
31/08/2013
415,851
51,327.5
9.6%
100.0%
51,044.5
99.4%
283.0
19.55
8.80
30/09/2013
419,943
51,732.6
9.7%
100.0%
51,474.5
99.5%
258.2
19.99
8.80
31/10/2013
418,459
51,734.1
9.7%
100.0%
51,486.5
99.5%
247.6
20.18
8.67
30/11/2013
421,878
53,586.1
9.7%
100.0%
53,335.3
99.5%
250.8
19.91
8.63
31/12/2013
433,532
53,763.6
9.6%
100.0%
53,437.1
99.4%
326.5
19.83
8.43
31/01/2014
432,973
53,547.5
9.4%
100.0%
53,081.9
99.1%
465.6
20.06
7.79
28/02/2014
434,923
54,183.3
9.2%
100.0%
53,705.1
99.1%
478.2
20.08
7.77
31/03/2014
439,156
55,262.2
9.1%
100.0%
54,718.3
99.0%
543.9
20.20
7.72
30/04/2014
442,128
55,898.5
9.3%
100.0%
55,362.3
99.0%
536.2
20.24
7.83
31/05/2014
430,321
54,327.1
9.3%
100.0%
53,790.5
99.0%
536.6
20.19
7.88
30/06/2014
437,325
55,136.3
9.4%
100.0%
54,597.3
99.0%
539.0
20.19
7.79
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Page 25 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
2,961
4,209.4
0.9%
100.0%
4,209.4
100.0%
14.97
31/10/2012
2,988
4,216.5
0.9%
100.0%
4,216.5
100.0%
14.83
30/11/2012
3,016
4,285.9
0.9%
100.0%
4,285.9
100.0%
14.44
31/12/2012
3,029
4,289.2
0.9%
100.0%
4,289.2
100.0%
14.24
31/01/2013
3,040
4,301.2
0.9%
100.0%
4,301.2
100.0%
14.00
28/02/2013
3,003
4,320.9
0.9%
100.0%
4,320.9
100.0%
13.73
31/03/2013
3,023
3,964.0
0.8%
100.0%
3,964.0
100.0%
13.67
30/04/2013
3,072
4,085.2
0.8%
100.0%
4,085.2
100.0%
13.54
31/05/2013
8,612
4,544.0
0.9%
100.0%
4,544.0
100.0%
14.78
30/06/2013
8,586
5,011.9
0.9%
100.0%
5,011.9
100.0%
14.30
31/07/2013
8,549
5,020.0
1.0%
100.0%
5,020.0
100.0%
14.05
31/08/2013
8,540
5,032.1
0.9%
100.0%
5,014.9
99.7%
17.2
13.97
6.00
30/09/2013
3,071
4,602.7
0.9%
100.0%
4,585.8
99.6%
16.9
12.77
6.00
31/10/2013
3,066
4,586.2
0.9%
100.0%
4,569.4
99.6%
16.8
12.76
6.00
30/11/2013
3,074
4,629.0
0.8%
100.0%
4,612.1
99.6%
16.9
12.83
6.00
31/12/2013
3,223
4,615.4
0.8%
100.0%
4,598.8
99.6%
16.6
12.93
6.00
31/01/2014
3,221
4,586.6
0.8%
100.0%
4,570.0
99.6%
16.7
13.18
6.00
28/02/2014
3,298
4,262.6
0.7%
100.0%
4,245.9
99.6%
16.6
13.45
6.00
31/03/2014
3,152
4,511.0
0.7%
100.0%
4,494.5
99.6%
16.5
13.34
6.00
30/04/2014
3,145
4,511.0
0.8%
100.0%
4,494.5
99.6%
16.4
13.41
36.00
31/05/2014
3,146
4,484.4
0.8%
100.0%
4,468.1
99.6%
16.3
13.41
6.00
30/06/2014
3,140
4,480.9
0.8%
100.0%
4,455.6
99.4%
25.3
13.37
7.43
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Page 26 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
11,139
5,570.5
1.3%
100.0%
5,569.9
100.0%
0.6
12.69
6.00
31/10/2012
15,070
7,662.3
1.7%
97.5%
7,858.2
100.0%
0.8
18.28
6.94
30/11/2012
15,810
8,462.8
1.8%
100.0%
8,462.0
100.0%
0.8
12.89
6.96
31/12/2012
18,583
9,837.2
2.1%
100.0%
9,836.4
100.0%
0.8
12.28
6.99
31/01/2013
19,000
10,033.0
2.1%
100.0%
10,032.2
100.0%
0.8
12.15
7.01
28/02/2013
18,651
9,940.4
2.0%
100.0%
9,939.7
100.0%
0.7
12.29
7.04
31/03/2013
12,035
7,374.8
1.5%
100.0%
7,374.1
100.0%
0.7
11.72
7.07
30/04/2013
18,540
9,809.9
2.0%
100.0%
9,809.2
100.0%
0.7
12.16
7.10
31/05/2013
18,626
9,900.9
1.9%
100.0%
9,900.2
100.0%
0.6
12.08
7.14
30/06/2013
18,805
10,008.0
1.9%
100.0%
10,007.4
100.0%
0.6
11.97
7.18
31/07/2013
18,740
9,933.0
1.9%
100.0%
9,932.4
100.0%
0.6
11.88
7.22
31/08/2013
15,627
7,678.9
1.4%
100.0%
7,678.4
100.0%
0.6
12.27
7.27
30/09/2013
15,591
7,620.6
1.4%
100.0%
7,620.0
100.0%
0.5
12.48
7.33
31/10/2013
15,337
7,381.7
1.4%
100.0%
7,381.2
100.0%
0.5
12.51
7.39
30/11/2013
15,316
7,362.9
1.3%
100.0%
7,362.4
100.0%
0.5
12.56
7.46
31/12/2013
16,029
7,831.0
1.4%
100.0%
7,830.6
100.0%
0.4
12.56
7.55
31/01/2014
16,580
8,358.5
1.5%
100.0%
8,358.1
100.0%
0.4
12.55
7.65
28/02/2014
16,805
8,514.4
1.4%
100.0%
8,514.0
100.0%
0.4
12.62
7.77
31/03/2014
16,794
8,524.9
1.4%
100.0%
8,524.6
100.0%
0.3
12.75
7.91
30/04/2014
16,789
8,537.1
1.4%
100.0%
8,536.8
100.0%
0.3
12.74
8.09
31/05/2014
16,872
8,705.6
1.5%
100.0%
8,704.7
100.0%
0.9
12.68
6.93
30/06/2014
12,473
6,197.9
1.1%
100.0%
6,197.1
100.0%
0.8
11.92
7.00
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Page 27 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
929
345.1
0.1%
100.0%
342.9
99.4%
2.1
17.22
8.62
31/10/2012
3,923
1,110.4
0.2%
100.0%
1,108.3
99.8%
2.1
21.40
8.62
30/11/2012
3,862
1,071.4
0.2%
100.0%
1,069.3
99.8%
2.1
21.27
8.61
31/12/2012
3,958
1,113.7
0.2%
100.0%
1,111.6
99.8%
2.1
21.09
8.60
31/01/2013
4,030
1,118.6
0.2%
100.0%
1,116.5
99.8%
2.0
21.05
8.60
28/02/2013
4,110
1,138.6
0.2%
100.0%
1,136.6
99.8%
2.0
20.96
8.59
31/03/2013
3,695
1,065.7
0.2%
100.0%
1,063.8
99.8%
2.0
20.62
8.59
30/04/2013
3,798
1,076.3
0.2%
100.0%
1,074.3
99.8%
1.9
20.58
8.58
31/05/2013
3,872
1,107.5
0.2%
100.0%
1,105.6
99.8%
1.9
20.16
8.58
30/06/2013
4,122
1,208.3
0.2%
100.0%
1,206.8
99.9%
1.5
19.51
8.71
31/07/2013
4,158
1,018.1
0.2%
100.0%
1,017.3
99.9%
0.8
20.15
8.83
31/08/2013
4,317
1,259.3
0.2%
100.0%
1,258.7
99.9%
0.7
19.85
9.00
30/09/2013
4,357
1,268.3
0.2%
100.0%
1,267.7
99.9%
0.7
20.23
9.00
31/10/2013
4,411
1,290.2
0.2%
100.0%
1,289.5
99.9%
0.7
20.26
9.00
30/11/2013
4,428
1,291.6
0.2%
100.0%
1,291.0
99.9%
0.7
20.19
9.00
31/12/2013
4,749
1,338.5
0.2%
100.0%
1,337.9
100.0%
0.7
19.77
9.00
31/01/2014
4,993
1,421.7
0.3%
100.0%
1,421.1
100.0%
0.6
19.41
9.00
28/02/2014
4,450
1,279.3
0.2%
100.0%
1,278.6
99.9%
0.7
20.51
9.00
31/03/2014
4,457
1,292.7
0.2%
100.0%
1,292.7
100.0%
20.82
30/04/2014
4,577
1,309.0
0.2%
100.0%
1,309.0
100.0%
20.69
31/05/2014
4,774
1,386.4
0.2%
100.0%
1,386.4
100.0%
20.23
30/06/2014
10,455
4,611.0
0.8%
100.0%
4,611.0
100.0%
15.89
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Page 28 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
50,938
4,916.2
1.1%
100.0%
3,140.6
63.9%
1,775.6
75.33
47.62
31/10/2012
47,881
4,733.4
1.1%
91.3%
3,299.4
63.6%
1,886.1
75.16
49.04
30/11/2012
53,751
5,342.3
1.2%
100.0%
3,356.6
62.8%
1,985.7
75.63
49.09
31/12/2012
53,991
5,389.5
1.2%
100.0%
3,548.1
65.8%
1,841.4
78.06
52.47
31/01/2013
53,303
5,173.2
1.1%
100.0%
3,274.9
63.3%
1,898.3
84.74
55.01
28/02/2013
53,980
5,285.3
1.1%
100.0%
3,319.0
62.8%
1,966.4
85.46
55.77
31/03/2013
56,116
5,286.8
1.1%
100.0%
3,337.1
63.1%
1,949.7
82.13
50.59
30/04/2013
56,892
5,328.5
1.1%
100.0%
3,352.6
62.9%
1,975.8
82.16
50.10
31/05/2013
53,629
5,359.6
1.0%
100.0%
3,363.5
62.8%
1,996.1
82.30
50.23
30/06/2013
58,367
5,800.0
1.1%
100.0%
3,680.9
63.5%
2,119.1
81.75
49.99
31/07/2013
59,516
5,735.4
1.1%
100.0%
3,540.0
61.7%
2,195.4
81.28
49.88
31/08/2013
65,383
6,597.6
1.2%
100.0%
4,244.7
64.3%
2,352.9
80.04
49.22
30/09/2013
65,587
6,588.0
1.2%
100.0%
4,235.2
64.3%
2,352.8
80.30
49.49
31/10/2013
67,020
6,687.9
1.3%
100.0%
4,345.5
65.0%
2,342.4
72.49
47.79
30/11/2013
68,899
7,015.1
1.3%
100.0%
4,548.9
64.8%
2,466.2
65.25
47.82
31/12/2013
69,490
6,920.9
1.2%
100.0%
4,651.5
67.2%
2,269.4
64.81
47.55
31/01/2014
69,450
6,807.2
1.2%
100.0%
4,444.4
65.3%
2,362.8
63.63
46.32
28/02/2014
70,401
6,935.0
1.2%
100.0%
4,560.6
65.8%
2,374.4
64.52
50.34
31/03/2014
71,161
6,872.9
1.1%
100.0%
4,532.9
66.0%
2,340.0
64.28
49.92
30/04/2014
72,744
7,082.4
1.2%
100.0%
4,616.7
65.2%
2,465.7
64.75
50.21
31/05/2014
74,645
7,318.4
1.2%
100.0%
4,853.9
66.3%
2,464.5
64.69
50.43
30/06/2014
75,909
7,348.8
1.2%
100.0%
4,864.0
66.2%
2,484.8
61.97
49.18
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Page 29 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
183,787
7,301.7
1.6%
100.0%
6,224.5
85.2%
1,077.2
77.82
54.61
31/10/2012
186,328
7,298.8
1.6%
97.8%
6,369.6
85.3%
1,093.9
78.06
56.06
30/11/2012
191,100
7,641.7
1.7%
100.0%
6,449.1
84.4%
1,192.6
78.58
56.31
31/12/2012
190,222
7,544.5
1.6%
100.0%
6,441.7
85.4%
1,102.8
80.83
60.79
31/01/2013
161,809
7,186.3
1.5%
100.0%
6,053.7
84.2%
1,132.6
85.81
62.60
28/02/2013
162,438
7,152.8
1.4%
100.0%
6,060.0
84.7%
1,092.7
86.43
63.18
31/03/2013
162,098
7,151.9
1.4%
100.0%
6,071.8
84.9%
1,080.1
83.73
58.30
30/04/2013
163,374
7,192.0
1.4%
100.0%
6,090.9
84.7%
1,101.1
83.67
58.16
31/05/2013
183,960
7,014.0
1.4%
100.0%
5,899.2
84.1%
1,114.8
82.46
57.83
30/06/2013
195,697
7,468.4
1.4%
100.0%
6,312.9
84.5%
1,155.5
82.42
58.55
31/07/2013
195,350
7,202.8
1.4%
100.0%
6,006.4
83.4%
1,196.4
82.29
58.62
31/08/2013
207,601
8,207.2
1.5%
100.0%
6,877.3
83.8%
1,329.8
81.36
57.08
30/09/2013
208,786
8,187.5
1.5%
100.0%
6,872.2
83.9%
1,315.2
80.47
56.99
31/10/2013
209,291
8,223.0
1.5%
100.0%
6,908.1
84.0%
1,314.8
72.96
54.92
30/11/2013
212,037
8,429.6
1.5%
100.0%
7,063.8
83.8%
1,365.8
63.86
55.09
31/12/2013
210,215
8,232.0
1.5%
100.0%
6,947.8
84.4%
1,284.2
63.14
54.94
31/01/2014
208,043
7,978.2
1.4%
100.0%
6,705.0
84.0%
1,273.2
61.48
53.36
28/02/2014
208,846
8,053.7
1.4%
100.0%
6,769.0
84.0%
1,284.7
63.89
56.81
31/03/2014
208,476
7,926.8
1.3%
100.0%
6,658.7
84.0%
1,268.1
63.84
56.55
30/04/2014
208,504
7,978.6
1.3%
100.0%
6,684.5
83.8%
1,294.0
64.46
56.78
31/05/2014
211,873
8,188.6
1.4%
100.0%
6,888.6
84.1%
1,300.0
64.35
56.64
30/06/2014
215,197
8,308.6
1.4%
100.0%
6,968.2
83.9%
1,340.3
62.00
55.49
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Page 30 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
966,631
16,868.0
3.8%
100.0%
15,880.4
94.1%
987.6
63.04
56.57
31/10/2012
939,012
16,316.8
3.7%
98.9%
15,611.8
94.6%
893.7
64.36
53.27
30/11/2012
957,328
17,083.4
3.7%
100.0%
16,094.7
94.2%
988.7
61.56
52.86
31/12/2012
933,302
16,415.5
3.5%
100.0%
15,514.5
94.5%
900.9
63.01
53.44
31/01/2013
963,656
16,454.6
3.4%
100.0%
15,528.2
94.4%
926.5
65.09
55.58
28/02/2013
973,916
16,689.8
3.4%
100.0%
15,783.7
94.6%
906.0
64.83
54.75
31/03/2013
955,489
16,257.9
3.3%
100.0%
15,355.4
94.4%
902.6
62.47
52.44
30/04/2013
955,251
16,227.9
3.3%
100.0%
15,311.2
94.4%
916.6
62.55
52.18
31/05/2013
905,846
15,007.8
2.9%
100.0%
14,061.1
93.7%
946.7
80.06
58.37
30/06/2013
891,579
14,406.0
2.7%
100.0%
13,548.7
94.0%
857.3
79.69
62.35
31/07/2013
886,880
13,854.1
2.6%
100.0%
12,969.5
93.6%
884.6
79.65
57.49
31/08/2013
875,162
12,869.6
2.4%
100.0%
12,127.1
94.2%
742.6
80.34
62.39
30/09/2013
886,837
13,095.3
2.5%
100.0%
12,349.7
94.3%
745.6
82.17
58.11
31/10/2013
889,726
12,892.5
2.4%
100.0%
12,179.7
94.5%
712.8
69.79
56.91
30/11/2013
904,505
13,248.3
2.4%
100.0%
12,490.3
94.3%
758.0
65.45
56.92
31/12/2013
884,149
12,789.6
2.3%
100.0%
12,044.2
94.2%
745.4
65.31
56.70
31/01/2014
879,852
12,562.2
2.2%
100.0%
11,833.9
94.2%
728.2
62.73
54.16
28/02/2014
891,193
12,667.5
2.2%
100.0%
11,951.1
94.3%
716.5
64.72
59.09
31/03/2014
888,780
12,502.3
2.1%
100.0%
11,793.3
94.3%
709.0
64.67
59.06
30/04/2014
881,783
12,426.3
2.1%
100.0%
11,689.4
94.1%
736.9
65.12
59.00
31/05/2014
892,016
12,634.8
2.2%
100.0%
11,894.8
94.1%
740.0
65.03
58.98
30/06/2014
905,031
12,886.9
2.2%
100.0%
12,115.0
94.0%
771.9
61.52
57.18
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Page 31 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
8,562
109.9
0.0%
100.0%
96.5
87.8%
13.4
39.49
70.38
31/10/2012
13,754
137.3
0.0%
100.0%
126.7
92.3%
10.6
54.79
70.87
30/11/2012
13,732
139.3
0.0%
100.0%
129.4
92.9%
9.8
55.76
71.77
31/12/2012
13,068
134.5
0.0%
100.0%
122.9
91.3%
11.7
85.58
70.43
31/01/2013
13,568
116.7
0.0%
100.0%
108.2
92.8%
8.5
93.99
88.54
28/02/2013
13,653
119.9
0.0%
100.0%
109.8
91.6%
10.1
96.00
92.62
31/03/2013
13,864
126.8
0.0%
100.0%
117.8
92.8%
9.1
54.25
89.26
30/04/2013
13,723
125.3
0.0%
100.0%
113.3
90.4%
12.0
53.68
90.17
31/05/2013
13,067
121.3
0.0%
100.0%
109.3
90.1%
12.0
53.96
86.05
30/06/2013
13,170
119.9
0.0%
100.0%
110.4
92.1%
9.5
51.67
89.35
31/07/2013
13,168
119.9
0.0%
100.0%
111.6
93.1%
8.3
55.18
88.80
31/08/2013
13,283
125.2
0.0%
100.0%
115.3
92.1%
9.9
56.59
89.43
30/09/2013
13,542
120.3
0.0%
100.0%
111.1
92.3%
9.2
51.45
63.87
31/10/2013
13,600
122.7
0.0%
100.0%
112.9
92.0%
9.8
44.62
65.97
30/11/2013
13,744
122.8
0.0%
100.0%
111.8
91.1%
11.0
44.84
62.84
31/12/2013
13,326
117.1
0.0%
100.0%
106.9
91.3%
10.2
45.41
62.29
31/01/2014
13,395
114.8
0.0%
100.0%
105.4
91.8%
9.5
27.98
63.21
28/02/2014
13,782
122.0
0.0%
100.0%
110.6
90.6%
11.4
50.90
66.00
31/03/2014
13,585
119.7
0.0%
100.0%
107.8
90.0%
11.9
64.25
65.90
30/04/2014
13,686
125.5
0.0%
100.0%
110.0
87.6%
15.5
64.80
66.00
31/05/2014
13,533
123.4
0.0%
100.0%
108.3
87.7%
15.1
64.95
66.00
30/06/2014
13,572
127.7
0.0%
100.0%
110.9
86.9%
16.8
61.93
66.00
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Page 32 of 37
HIPOTECARIOS
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
31,274
58,375.0
13.1%
100.0%
55,617.1
95.3%
2,757.9
13.30
8.42
31/10/2012
31,125
58,075.7
13.1%
98.8%
55,929.2
95.1%
2,861.2
13.13
8.40
30/11/2012
31,520
59,238.9
12.8%
100.0%
56,313.6
95.1%
2,925.3
12.99
8.36
31/12/2012
31,573
59,352.9
12.7%
100.0%
56,384.8
95.0%
2,968.2
12.87
8.32
31/01/2013
31,757
59,775.1
12.4%
100.0%
56,653.3
94.8%
3,121.8
12.81
8.23
28/02/2013
31,912
60,267.6
12.2%
100.0%
57,176.0
94.9%
3,091.6
12.72
8.24
31/03/2013
32,094
60,845.7
12.3%
100.0%
57,720.1
94.9%
3,125.7
12.63
8.19
30/04/2013
32,263
61,370.4
12.3%
100.0%
58,226.3
94.9%
3,144.2
12.53
8.14
31/05/2013
33,197
62,647.3
12.1%
100.0%
59,521.2
95.0%
3,126.1
12.51
8.13
30/06/2013
33,517
63,776.8
12.1%
100.0%
60,533.0
94.9%
3,243.8
12.35
8.03
31/07/2013
33,863
64,532.2
12.3%
100.0%
61,257.0
94.9%
3,275.2
12.16
8.02
31/08/2013
34,153
65,090.1
12.2%
100.0%
61,744.0
94.9%
3,346.2
12.02
7.98
30/09/2013
34,422
65,647.9
12.3%
100.0%
62,282.6
94.9%
3,365.3
12.18
7.97
31/10/2013
34,707
66,218.6
12.4%
100.0%
62,881.4
95.0%
3,337.2
12.29
7.97
30/11/2013
34,927
66,744.9
12.1%
100.0%
63,430.6
95.0%
3,314.4
12.25
7.98
31/12/2013
36,224
67,132.9
11.9%
100.0%
63,822.5
95.1%
3,310.4
12.23
7.99
31/01/2014
36,590
67,670.1
11.9%
100.0%
64,341.2
95.1%
3,329.0
12.22
7.97
28/02/2014
36,960
68,476.5
11.6%
100.0%
65,104.6
95.1%
3,371.9
12.21
7.97
31/03/2014
37,695
69,717.7
11.5%
100.0%
66,376.5
95.2%
3,341.3
12.28
7.90
30/04/2014
37,899
70,370.6
11.7%
100.0%
66,926.5
95.1%
3,444.1
12.24
7.88
31/05/2014
38,067
70,934.1
12.1%
100.0%
67,406.1
95.0%
3,528.0
12.23
7.86
30/06/2014
39,454
74,273.3
12.6%
100.0%
70,687.6
95.2%
3,585.7
12.04
7.83
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Page 33 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
28,688
53,535.1
12.0%
100.0%
50,912.7
95.1%
2,622.4
13.17
8.35
31/10/2012
28,449
53,034.6
11.9%
98.7%
51,024.3
94.9%
2,725.0
13.01
8.33
30/11/2012
28,879
54,244.5
11.7%
100.0%
51,458.8
94.9%
2,785.7
12.88
8.29
31/12/2012
28,836
54,114.9
11.6%
100.0%
51,286.1
94.8%
2,828.7
12.77
8.25
31/01/2013
28,989
54,487.8
11.3%
100.0%
51,506.1
94.5%
2,981.7
12.72
8.16
28/02/2013
29,102
54,806.4
11.1%
100.0%
51,855.3
94.6%
2,951.1
12.62
8.17
31/03/2013
31,376
59,264.8
12.0%
100.0%
56,283.5
95.0%
2,981.4
12.61
8.13
30/04/2013
29,753
56,306.0
11.3%
100.0%
53,305.8
94.7%
3,000.2
12.46
8.08
31/05/2013
30,646
57,471.9
11.1%
100.0%
54,494.5
94.8%
2,977.4
12.44
8.08
30/06/2013
30,943
58,504.7
11.1%
100.0%
55,439.1
94.8%
3,065.6
12.29
7.98
31/07/2013
31,188
59,143.4
11.2%
100.0%
56,051.2
94.8%
3,092.2
12.10
7.97
31/08/2013
31,530
59,688.6
11.2%
100.0%
56,506.0
94.7%
3,182.6
11.96
7.93
30/09/2013
31,792
60,194.8
11.3%
100.0%
57,008.2
94.7%
3,186.7
12.12
7.92
31/10/2013
32,066
60,686.4
11.4%
100.0%
57,521.5
94.8%
3,164.9
12.21
7.93
30/11/2013
32,247
61,113.3
11.1%
100.0%
57,951.1
94.8%
3,162.2
12.15
7.93
31/12/2013
33,350
61,406.6
10.9%
100.0%
58,251.3
94.9%
3,155.3
12.12
7.95
31/01/2014
33,705
61,900.6
10.9%
100.0%
58,741.7
94.9%
3,158.9
12.11
7.93
28/02/2014
34,058
62,619.8
10.6%
100.0%
59,435.9
94.9%
3,183.9
12.09
7.92
31/03/2014
33,895
63,022.0
10.4%
100.0%
59,866.8
95.0%
3,155.1
12.12
7.85
30/04/2014
34,072
63,590.2
10.6%
100.0%
60,359.9
94.9%
3,230.4
12.07
7.85
31/05/2014
36,028
67,455.0
11.5%
100.0%
64,605.8
95.8%
2,849.3
12.15
7.91
30/06/2014
34,239
63,754.9
10.8%
100.0%
60,934.0
95.6%
2,820.9
11.91
7.85
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Page 34 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
835
1,323.6
0.3%
100.0%
1,290.3
97.5%
33.3
15.15
9.12
31/10/2012
840
1,333.0
0.3%
100.0%
1,299.5
97.5%
33.5
14.88
9.12
30/11/2012
837
1,336.4
0.3%
100.0%
1,300.5
97.3%
35.9
14.73
9.22
31/12/2012
840
1,341.6
0.3%
100.0%
1,305.7
97.3%
36.0
14.51
9.22
31/01/2013
841
1,334.7
0.3%
100.0%
1,298.5
97.3%
36.2
14.41
9.22
28/02/2013
828
1,329.4
0.3%
100.0%
1,293.1
97.3%
36.3
14.33
9.22
31/03/2013
450
723.5
0.1%
100.0%
687.2
95.0%
36.3
14.12
9.22
30/04/2013
449
736.1
0.1%
100.0%
700.0
95.1%
36.2
14.00
9.22
31/05/2013
456
773.7
0.1%
100.0%
732.9
94.7%
40.8
13.86
8.80
30/06/2013
469
816.1
0.2%
100.0%
747.1
91.5%
69.0
13.62
8.48
31/07/2013
559
845.9
0.2%
100.0%
776.4
91.8%
69.4
13.77
8.48
31/08/2013
494
819.1
0.2%
100.0%
770.2
94.0%
49.0
13.30
8.69
30/09/2013
488
828.3
0.2%
100.0%
779.8
94.1%
48.5
13.51
8.69
31/10/2013
474
799.5
0.2%
100.0%
751.1
93.9%
48.4
13.69
8.69
30/11/2013
491
858.5
0.2%
100.0%
804.7
93.7%
53.8
13.64
8.62
31/12/2013
514
867.4
0.2%
100.0%
808.6
93.2%
58.8
13.60
8.65
31/01/2014
507
855.2
0.2%
100.0%
795.2
93.0%
60.1
13.64
8.61
28/02/2014
501
853.8
0.1%
100.0%
789.1
92.4%
64.7
13.54
8.57
31/03/2014
1,358
1,633.7
0.3%
100.0%
1,569.5
96.1%
64.2
14.82
8.24
30/04/2014
1,343
1,634.7
0.3%
100.0%
1,542.7
94.4%
92.0
14.86
7.87
31/05/2014
1,835
2,680.5
0.5%
100.0%
2,138.5
79.8%
542.0
14.72
7.42
30/06/2014
1,364
1,726.1
0.3%
100.0%
1,618.9
93.8%
107.2
14.83
7.99
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Page 35 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
Me
30/09/2012
22
198.6
0.0%
100.0%
96.4
48.5%
102.2
17.03
9.94
31/10/2012
24
206.3
0.0%
100.0%
103.5
50.2%
102.7
16.72
9.94
30/11/2012
24
207.6
0.0%
100.0%
103.8
50.0%
103.7
16.72
9.94
31/12/2012
24
198.5
0.0%
100.0%
95.0
47.9%
103.5
17.01
9.94
31/01/2013
23
195.8
0.0%
100.0%
91.9
47.0%
103.9
17.02
9.94
28/02/2013
26
204.1
0.0%
100.0%
99.9
48.9%
104.2
16.73
9.94
31/03/2013
27
198.0
0.0%
100.0%
90.0
45.4%
108.0
16.54
9.42
30/04/2013
27
194.1
0.0%
100.0%
86.3
44.5%
107.8
16.68
9.41
31/05/2013
56
286.6
0.1%
100.0%
178.7
62.4%
107.9
14.45
9.41
30/06/2013
57
300.4
0.1%
100.0%
191.3
63.7%
109.1
13.45
9.27
31/07/2013
59
307.9
0.1%
100.0%
194.3
63.1%
113.5
13.74
9.06
31/08/2013
60
312.9
0.1%
100.0%
198.3
63.4%
114.6
13.64
9.07
30/09/2013
59
311.9
0.1%
100.0%
181.8
58.3%
130.2
13.09
8.85
31/10/2013
64
325.9
0.1%
100.0%
202.0
62.0%
123.9
13.29
8.71
30/11/2013
62
306.2
0.1%
100.0%
207.8
67.9%
98.4
13.04
9.11
31/12/2013
69
314.8
0.1%
100.0%
218.4
69.4%
96.4
13.34
9.11
31/01/2014
74
333.8
0.1%
100.0%
223.8
67.0%
110.0
13.29
8.90
28/02/2014
75
358.2
0.1%
100.0%
234.9
65.6%
123.3
13.20
8.85
31/03/2014
78
350.2
0.1%
100.0%
228.3
65.2%
121.9
13.20
8.86
30/04/2014
85
366.7
0.1%
100.0%
244.9
66.8%
121.8
13.08
8.86
31/05/2014
198
781.1
0.1%
100.0%
644.4
82.5%
136.7
12.03
8.69
30/06/2014
1,440
3,912.9
0.7%
100.0%
3,255.3
83.2%
657.6
11.05
7.72
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Page 36 of 37
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters
Mn
30/09/2012
1,729
3,317.7
0.7%
100.0%
3,317.7
100.0%
14.52
31/10/2012
1,812
3,501.9
0.8%
100.0%
3,501.9
100.0%
14.05
30/11/2012
1,780
3,450.4
0.7%
100.0%
3,450.4
100.0%
13.84
31/12/2012
1,873
3,697.9
0.8%
100.0%
3,697.9
100.0%
13.58
31/01/2013
1,904
3,756.8
0.8%
100.0%
3,756.8
100.0%
13.47
28/02/2013
1,956
3,927.7
0.8%
100.0%
3,927.7
100.0%
13.35
31/03/2013
241
659.4
0.1%
100.0%
659.4
100.0%
11.96
30/04/2013
2,034
4,134.2
0.8%
100.0%
4,134.2
100.0%
13.15
31/05/2013
2,039
4,115.1
0.8%
100.0%
4,115.1
100.0%
13.06
30/06/2013
2,048
4,155.5
0.8%
100.0%
4,155.5
100.0%
12.83
31/07/2013
2,057
4,235.0
0.8%
100.0%
4,235.0
100.0%
12.63
31/08/2013
2,069
4,269.5
0.8%
100.0%
4,269.5
100.0%
12.58
30/09/2013
2,083
4,312.9
0.8%
100.0%
4,312.9
100.0%
12.79
31/10/2013
2,103
4,406.8
0.8%
100.0%
4,406.8
100.0%
13.05
30/11/2013
2,127
4,466.9
0.8%
100.0%
4,466.9
100.0%
13.14
31/12/2013
2,291
4,544.2
0.8%
100.0%
4,544.2
100.0%
13.29
31/01/2014
2,304
4,580.5
0.8%
100.0%
4,580.5
100.0%
13.34
28/02/2014
2,326
4,644.7
0.8%
100.0%
4,644.7
100.0%
13.39
31/03/2014
2,364
4,711.8
0.8%
100.0%
4,711.8
100.0%
13.43
30/04/2014
2,399
4,779.0
0.8%
100.0%
4,779.0
100.0%
13.44
31/05/2014
17.4
0.0%
100.0%
17.4
100.0%
12.78
30/06/2014
2,411
4,879.3
0.8%
100.0%
4,879.3
100.0%
13.43
Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
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Page 37 of 37
Me