actually found the fix on another site, but can't find my way back to say thanks.

So I'll put the fix here. Find your

way to the user settings. C:!ocuments and Settings"ndy#ocal Settings"pplication !ata$oogleChrome %ight&
click to properties on '(ser !ata' and go to the security tab then ad)anced button. Click the box '%eplace
permission entries....' *orked like a charm.
+his is an ,- fix.
You may follow the steps below to replace the permission entries and see if it helps:
1. [drive]:\Documents and Settings\[user]\Local Settings\Application Data\Google\Chrome
2. Right click on "User Data" folder
3. Go to "Security" tab
4. Click on "Advanced" button
5. Check the last option "Replace permission entries..."
6. Click OK (this will take a few minutes), then restart your computer.
If the issue persists, you may uninstall Google chrome from control panel, then restart your computer and re-install
it from the following link:
%e: In the matter of: !ebt collection letter dated ./0/10/2234 I5S6%+ 5"76 8F C%6!I+8%, 9:alleged creditor;<4
"ccount = ,,,,,,,,,,,,,,
Sent by: (.S. -ostal Ser)ice %6$IS+6%6! 7"I#
+o *hom It 7ay Concern,
-lease take notice as follows:
.. "uthority: +hat this 5otice of !ispute of "lleged !ebt 9:5otice of !ispute;< is sent to you pursuant to +itle .1, (nited States
Code "nnotated 9:(.S.C.";< > .?3/ et se@, known as the Fair !ebt Collection -ractices "ct 9:F!C-";<, the legislati)e
purpose of which is to protect consumers from abusi)e, decepti)e, and unfair debt collection practices by debt collectors4
/. Aour debt collection letter: +hat I ha)e recei)ed and read your debt collection letter referenced abo)e, identifying yourself
as debt collectors,96xhibit "4 copy of debt collection letter<, wherein you allege that I ha)e a debt obligation to the alleged
creditor referenced abo)e4
B. -urpose of this notice: +hat the purpose of this 5otice of !ispute is to assert my rights in debt collection under F!C-" >
.?3/9g<9b< without delay and within thirty 9B2< days of my receipt of your aforesaid debt collection letter4
C. "lleged debt disputed: +hat I hereby dispute the )alidity of the alleged debt in its entirety4
1. Derified documentary e)idence re@uested: +hat I hereby re@uest you pro)ide me with the following )erified 9sworn to by
affida)it< documentary e)idence in substantiation of the alleged debt claimed by the alleged creditor referenced in your debt
collection letter 9see 6xhibit "<4
9a< -roof of authority: -lease pro)ide me with )erified 9sworn to by affida)it< proof of your authority to represent the alleged
creditor in this instant matter4
9b< %eal party in interest: -lease )erify who the real party in interest is in this debt collection matter4
9c< "lleged original creditor. -lease pro)ide me with the name and address of the alleged original creditor if different from the
alleged creditor identified in your abo)e mentioned debt collection letter.
9d< "lleged original agreement: -lease pro)ide me with a )erified 9sworn to by affida)it< copy, both front and back, of the
alleged original agreement and any other alleged original security instruments in their entirety, including the allonge , affixed
to the original alleged agreement for endorsements. Said affida)it is to be sworn to be true, correct, complete, and not
misleading, by a properly identified and authoriEed officer of the alleged creditor, who states that he or she has personal
knowledge 9Federal %ules of 6)idence F:F%6;G %ule ?2/< of the )alidity of said alleged original document9s<.
9i< Inspection of document9s<. -lease pro)ide me with the date, time, and place con)enient to 9CI+A, S+"+6<, that I can
personally inspect the abo)e alleged original agreement and any other alleged original security instruments in their entirety
rele)ant to the abo)e alleged debt.
9ii< Custodian of document9s<. -lease pro)ide me with the name, title, and address of the natural person custodian of the
alleged original agreement and of any other alleged original security instruments.
9iii< "ddress of physical location of document9s<. -lease pro)ide me with the address of the physical location of the alleged
original agreement and any other alleged original security instruments if different from :9ii<; abo)e.
9e< Holder in due course. -lease pro)ide me with )erified 9sworn to by affida)it< e)idence that the alleged creditor is the
secured party in the instant matter, i.e., holder in due course, and has a perfected security interest in the aforesaid alleged
agreement and alleged debt4
9f< -roof of Dalue $i)en: -lease pro)ide me with )erified 9sworn to by affida)it< copies, both front and back, of all documents
and records with respect to the aforesaid alleged agreement and alleged debt from the beginning, including but not limited to,
any and all lender issued cancelled certified checks, cashiersI checks, money e@ui)alents or similar instruments, identified as
or e)idencing assets pro)ided by the alleged creditor and0or the alleged original creditor to me and indorsed by me4
9g< !eposit slip and cancelled check: -lease pro)ide me with a )erified 9sworn to by affida)it< copy of the deposit slip for the
deposit of my alleged agreement in its entirety by the alleged creditor associated with the abo)e alleged account0file number,
and a )erified copy of the cancelled check issued by the alleged creditor as payor in payment for my alleged agreement in its
entirety and any other alleged related security instruments4
9h< "ffida)it of debt J damages: -lease pro)ide me with an affida)it of debt and damages incurred, sworn to be true, correct,
complete, and not misleading, by a properly identified and authoriEed officer of the alleged creditor, hereinafter :affiant,; upon
his or her personal knowledge 9F%6 %ule ?2/< stating:
9i< that the alleged creditor is, indeed, the secured party and holder in due course of the aforesaid alleged original agreement
in issue and has an enforceable perfected security interest therein pursuant to and in compliance with the (niform
Commercial Code 9:(.C.C.;< Section 3&/2B, Section 3&/2C9.<, and Section 3&B21, or e@ui)alent sections of the Commercial
Code of 9I5S6%+ A8(% S+"+6 H6%6<4
9ii< that the alleged creditor pro)ided consideration to me, the alleged debtor, from the assets they had on hand before the
alleged credit was made, and incurred a financial loss under the full and complete alleged original agreement and alleged
debt, and state each and e)ery loss that the alleged creditor has incurred to date under the alleged debt in issue4 and
9iii< that affiant has personal knowledge 9F%6 %ule ?2/< regarding the facts of the alleged debt and is the original custodian
of the books of entry, or directly super)ises said original custodian of the records.
9i< Kookkeeping Lournal 0 account ledger entries: -lease pro)ide me with a )erified 9sworn to by affida)it< copy of the
complete set of original bookkeeping Lournal 0 account ledger entries associated with my alleged agreement and alleged
file0account number using $enerally "ccepted "ccounting -rinciples per ./ (.S.C. > .MB.n, showing all debits and credits
and identifying the source9s< and amount of the credit funds0assets4 5ote: +he )erifying affida)it of Lournal 0 account ledger
bookkeeping entries is to be completed by the original custodian of the books and records, sworn to be true, correct,
complete, and not misleading. Further, said affida)it shall contain positi)e identification of the custodian, and state that he or
she has personal knowledge 9F%6 %ule ?2/< of said entries.
9k< "ssignment contract: If applicable, please pro)ide me with )erified 9sworn to by affida)it< proof of an assignment contract
in its entirety of the alleged original agreement and the alleged debt in issue from an alleged original creditor, as assignor, to
the alleged creditor, as assignee.
9l< -roof of authority: -lease pro)ide me with a )erified 9sworn to by affida)it< copy of the contract your firm has with the
alleged original creditor which authoriEes your firm to engage in collection acti)ities on their behalf against the abo)e alleged
account, and naming you as an authoriEed collection agent 0 claims adLuster.
9m< Certification of authority: -lease pro)ide me with a )erified 9sworn to by affida)it< certificate of authority from the State of
,,,,,,,, authoriEing your company to transact business in the state of ,,,,,,,,,,, and a photocopy of your State
!epartment of Commerce and Insurance certificate.
9n< Form .2B1: -lease pro)ide me with !epartment of the +reasury Form .2B1 Custodian of !ocuments attached or
associated with my alleged original agreement and 0or the name and address of said custodian per :9b<9ii<; abo)e4
9o< Form .233: -lease pro)ide me with !epartment of the +reasury Form .233 8riginal Issue !iscount for each year the
alleged creditor was holder in possession of the alleged original agreement4
9p< Dendor sales slips0)ouchers: -lease pro)ide me with )erified 9sworn to by affida)it< copies of all original sales
slips0)ouchers from all alleged )endors co)ering all alleged transactions in the abo)e referenced file0account from its
inception to date.
5ote: +his 5otice of !ispute is not a re@uest for confirmation that you ha)e mere photocopies of alleged documents. I am
re@uesting 85#A D6%IFI6! !8C(765+"%A 6DI!65C6 in )alidation of the alleged debt pursuant to the F!C-".
?. *arning: +hat all your communications and omissions will be made a part of and incorporated into any litigation arising
from this matter.
N. +ime is of the essence4 reply deadline: +hat time is of the essence, therefore, I extend to you, %ight*ay, thirty 9B2< days
from the date of your receipt of this 5otice of !ispute to perform in compliance with )erifying the alleged debt as re@uested
abo)e per F!C-" mandates. I will consider a reasonable extension of timeOonly for the production of )erified documentsO
should you need more than the thirty 9B2< days if you re@uest it in writing to the address below. Aour failure to perform as
herein re@uested will show bad faith and will establish the fact that you are using abusi)e, decepti)e, false, and unfair
collection tactics against me as a consumer. Furthermore, if you remain silent to this re@uest or are unable to )erify the debt
as abo)e, the legal concepts of estoppel by ac@uiescence and tacit admission will come into play whereby the alleged debt
will be admitted in)alid, a nullity, and unenforceable, and thereby repudiated in its entirety ab initio . In the interim, you are
prohibited from any contact with me, the undersigned, except in writing, and only in regards to the matters herein expressed.
"ll debt collection acti)ityO including litigationO is to cease per F!C-" > .?3/g9b< :P the debt collector shall cease collection
of the debt, or any disputed portion thereof, until the debt collector obtains )erification of the debtP;
M. 7andatory reply to undersigned: +hat all of the abo)e demanded )erified e)idence, sworn to by a competent witness per
F%6 %ule ?2/, should be sent to me, 9I5S6%+ A8(% 5"76<, the undersigned, as indicated at the address below within the
abo)e&mentioned thirty 9B2< days from your receipt of this 5otice of !ispute. -lease do not send any reply correspondence to
me at any other mail location except as follows:
Send to: A8(% 5"76
A8(% "!!%6SS
CI+A, S+ xxxxx
3. 6xhibits: "ll exhibits attached to this 5otice of !ispute are incorporated by reference herein.
Signed with reser)ation of all rights,
Ky: QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
I5S6%+ A8(% 5"76
6nclosures: 6xhibit " O Copy of ./0/10/223 debt collection letter
%eLection Stamp



Aour 8ffer to Contract
for SubLect 7atter Rurisdiction
is Hereby %eLected and %eturned to Aou
in Full "ccord with +ruth in #ending.
Aou are 8%!6%6! to -%8D6 (- +H6 C#"I7,
or -roduce and %elease the Kond to 7e,
or C6"S6 "5! !6SIS+
in all of your actions as they are color of law.
F(CC B&12.9/<9i< and 9B<9ii<G
"ny further correspondence from the Sender0Signers,
"gents, Heirs or "ssigns 7(S+ be signed
under the -enalty of -erLury.
If howe)er I ha)e forgotten about a contract that
we ha)e and you can supply 7e
with that contract that makes 7e liable
that bears my autograph and yours,
I will gladly reconsider your offer0presentment.
*here there is no contract there can be no claim.

*ithout !ishonor, *ithout -reLudice, *ithout %ecourse

6ighteenth day of the Se)enth month ,
in the year of our #ord and Sa)ior Aahshua,
+wo thousand and three



7ortgage system 9(S"< may apply here.+he -romissory 5ote 9-5< and !eed of +rust 9!o+< 9mortgage agreement< are two separate
deals.
-osted by Waterstarter on 7arch M, /2.. at M:/2pm
Diew Klog
February .2, /2..
58+6S
+he -romissory 5ote 9-5< and !eed of +rust 9!o+< 9mortgage agreement< are two separate deals.
+*8 S6-"%"+6 +%"5S"C+I85S +H"+ 7(S+ K6 S6-+ +8$6+H6%
+*8 S6-"%"+6 *%I+I5$S +H"+ C"5 K6 7856+IT6! "5! S8#! F8% -%8FI+ *I+H8(+ !ISC#8S(%6 +8 A8(
.. A8(% -romissory 5ote is exchanged for -roperty
A8(% 'note' is accepted as 'tender' by bankster in exchange for the property.
Rust like Federal %eser)e 5otes are accepted 'as tender' for purchases.
8nce the 'exchange' is complete, the 'deal' is !856.
a< +his transaction was a :Currency 6xchange;
b< See 7oney transmitter law
/. !o+ Fmortgage agreementG is a simple #8"5 contract
a< +he !o+ references the -5 as :e)idence; of debt. +he -5 is 6DI!65C6.
b< -5 and !o+ must be kept together for either to remain enforceable.
c< Aou ne)er recei)ed the :#8"5; referenced in the !o+
Kut, you ha)e been making payments on the 'loan.'
Aour payments are 6DI!65C6 that you were decei)ed into thinking that you had actually recei)ed a 'loan' that you were re@uired to
repay.
d< Kank failed to Specifically -erform
i< Kank canIt in)oke :power of sale; clause from contract that is a 5(##I+A.
If payment is demanded by bankster, and then, foreclosure follows upon declaration of default, on the basis of enforcement of the !o+,
which is a so&called contract for payment of a debt 6DI!65C6! by the -5, you, upon !67"5!, are authoriEed by law, (CC > B&12.9b<
9/< and 9b<9/<9i<, to re@uire the bankster 6,HIKI+ the $enuine 8%I$I5"# -5:
(CC > B&12.. -%6S65+765+.
9a< '-resentment' means a demand made by or on behalf of a person entitled to enforce an instrument . . .
9b< +he following rules are subLect to "rticle C, agreement of the parties, and clearing&house rules and the like:
9/< (pon demand of the person to whom presentment is made, the person making presentment must
9i< exhibit the instrument, 9-%8!(C6 +H6 58+6<. 96mphasis added<.
From the moment that the bankster sold the -5 in a transaction that separated the -5 from the !o+, the !o+ became a 5(##I+A. 5(##
and D8I!.
'+he note and mortgage are inseparable4 the former as essential, the latter as an incident. "n assignment of the note carries the
mortgage with it, while an assignment of the latter alone is a nullity.' 9emphasis added<.
Uuotation from: Carpenter ). #ongan, MB (.S. 9.? *all.< /N., /NC 9.MN/<. 9Carpenter
online:http:00supreme.Lustia.com0us0MB0/N.0case.html<.
6,HIKI+I85 of the $enuine 8riginal -5 will disclose that the -5 was "#+6%6! by the bankster in the endorsement when the -5 was
S8#!. +he bankster endorsed the -5 with words such as:
:-"A +8 +H6 8%!6% 8F
*I+H8(+ %6C8(%S6;
"dditional to the fact that the bankster 9.< separated the -5 from the !o+, the -5 is 9/< "#+6%6! and thereby discharges the obligor of
liability for the so&called debt.
(CC > B&C2N. "#+6%"+I85.
9a< '"lteration' means
9i< an unauthoriEed change in an instrument that purports to modify in any respect the obligation of a party, or
9ii< an unauthoriEed addition of words or numbers or other change to an incomplete instrument relating to the obligation of a party.
9b< 6xcept as pro)ided in subsection 9c<, an alteration fraudulently made discharges a party whose obligation is affected by the alteration
unless that party assents or is precluded from asserting the alteration. 5o other alteration discharges a party, and the instrument may be
enforced according to its original terms.
9C< " payor bank or drawee paying a fraudulently altered instrument or a person taking it for )alue, in good faith and without notice of the
alteration, may enforce rights with respect to the instrument
9i< according to its original terms, or
9ii< in the case of an incomplete instrument altered by unauthoriEed completion, according to its terms as completed.
+wo issues:
9.< "lteration of the -5
9a< bankster modified their obligation by the addition of the words :*I+H8(+ %6C8(%S6; to the -5
9b< obligor, A8(, are then !ISCH"%$6! of any liability on the debt
9/< Separation of the -5 from the !o+
-5 is no longer enforceable
5(##IFI6S the !o+ 9no longer )alid4 no longer enforceable<. 9Carpenter ). #ongan<
5ull and )oid. 5aught4 of no )alidity or effect. (sually coupled with the word ')oid4' as 'null and )oid.' +he words 'null and )oid,' when
used in a contract or statute are often construed as meaning ')oidable.' Kurns 7ortg. Co. ). SchwartE, C.C.".5.R., N/ F./d 33., 33/.
'5ull and )oid' means that which binds no one or is incapable of gi)ing rise to any rights or obligations under any circumstances, or that
which is of no effect. Togby ). State, 1B 7isc./d NC2, /N3 5.A.S./d ??1, ??M. See also Doid4 Doidable. 9K#!?&.2?N<.
5ullity. 5othing4 no proceeding4 an act or proceeding in a cause which the opposite party may treat as though it had not taken place, or
which has absolutely no legal force or effect. 9K#!?&.2?N<.
!ue process of law. Fin partG #aw in its regular course of administration through courts of Lustice. !ue process of law in each particular
case means such an exercise of the powers of the go)ernment as the settled maxims of law permit and sanction, and under such
safeguards for the protection of indi)idual rights as those maxims prescribe for the class of cases to which the one in @uestion
belongs. ... -ennoyer ). 5eff, 31 (.S. NBB, /C #.6d. 1?1. 9K#!?&122<.
5ullus commodum capere potest de inLuria sua propria. 5o one can obtain an ad)antage by his own wrong. !e Totell ). 7utual #ife Ins.
Co. of 5ew Aork, ?2 S.!. 1B/, /C1 5.*. 1M, 13. 9K#!?&.2?M<.
5ul prendra ad)antage de son tort demesne. 5o one shall take ad)antage of his own wrong. 9K#!?&.2?M<.
"5!, not only that:
"F+6% the bankster endorses and negotiates the -5 in a S"#6 transaction, "5A recording, filing, etc., in a public office of "5A
paperwork related to the !o+, pursuant to the fact that the !o+ is a 5(##I+A, 9See Carpenter<, such filing is a 'presentment of false or
forged' documents in a public office, " F6#85A.