EEF UNIT

Equity and Entrepreneurship Fund (EEF) was created by allocating a sum of Taka 100.00
rore (Taka !ne hundred crore) in the "udget of the #o$ernment of %eoples &epublic of
"angladesh for the financial year '000('001 with a $iew to encourage the in$estors to
in$est in the risky but otherwise promising two sectors) $i*) software industry and food
processing and agro(based industry. "angladesh "ank is authori*ed by the #o$ernment
to manage the EEF. + sum of Tk.'00.00 (Taka two hundred crore) has been earmarked in
the budget of the #!" for financial year '00,('00-.
01. Objectives of EEF.
0'. Eligibility for EEF assistance
0,. How much EEF assistance can you get
0-. What to o by the entre!reneurs
0.. "te!s to be ta#en by the $an#%FI
0/. Investment &greement
00. &!!lication form for EEF
01. 'ontact &ress
0'.
Eligibility for e(uity su!!ort from the EEF 2
1. The pro3ect will ha$e to be a new one and belong to either of the sectors
$i*.) software industry or food processing and agro(based industry.
'. The sponsors4entrepreneurs applying for EEF support will ha$e to be a
pri$ate limited company registered under the ompanies +ct) 155- and
established old companies can also apply for EEF support by setting(up a
subsidiary new pri$ate limited company. "ut in case of a software
company registered on or after 01 6anuary) 1550 will be treated as a new
company.
,. The total pro3ect cost (including net working capital) of the proposed
pro3ect will ha$e to be of minimum 0..0 (half) crore.
-. The pro3ect shall ha$e to be $iable technically 7 financially. 8t should be
en$ironment(friendly. 8mportance shall be gi$en on the appraisal of the
entrepreneurship such as2 educational qualifications in the rele$ant
discipline) knowledge in the technology 4 process in$ol$ed) skill in
marketing of the products4ser$ices) pro$en track record in implementing
and operating such pro3ect) track records in financial conduct specially with
"anks4F8. 8n case of ratio analysis the pro3ect has to offer minimum 8&&
(8nternal &ate of &eturn) of 1.9) &eturn on equity (&!E) of 1.9) :ebt
01
.
Objectives of EEF)
To increase in$estments in two promising industrial sectors $i* .)
1. ;oftware industry) and
'. Food processing and agro(based industry (e<cluding the con$entional sub(
sectors such as rice mills4flour mills4fishing trawlers) cold storage for potato etc.).
and also to encourage entrepreneurs in these sectors.
ser$ice co$erage &atio 1..021) urrent ratio 1..021 and Fi<ed asset
co$erage ratio 1..021 and ;=!T analysis should ha$e to be acceptable.
.. The non(resident "angladeshis will be gi$en preference sub3ect to the
fulfillment of the terms 7 conditions mentioned in the abo$e paragraphs.
/. +ny defaulter (as defined by "angladesh "ank) cannot apply for EEF.
0. =here a sponsor of a pro3ect needs term(loan and4or working capital loan
from any "ank4F8 and also equity support from the EEF) he has to submit
application to the "ank4F8 concerned. The "ank4F8 will ha$e to be satisfied
that the pro3ect has fulfilled all the terms and conditions required. =here
the sponsors4entrepreneurs need only equity support from EEF without any
bank loan a "ank4F8 will be nominated as representati$e of EEF for
appraisal of the pro3ect by "angladesh "ank (EEF). To nominate such
"ank4F8) pre$ious business relationship of entrepreneur with the "ank4F8
will be considered. The "ank4F8 may determine their pro3ect e<amination
fee according to their e<isting rules. The sponsors4entrepreneurs will ha$e
to deposit 1.9 of their equity in the "ank4F8 after the appro$al of the
pro3ect by EEF >nit.
0,
.
How much EEF assistance can you get *
The amount of equity support from the EEF to the pro3ect) which needs
finance from a bank4F8) will be of ma<. -59 of the total equity of the
company pro$ided that such percentage of equity support will not e<ceed
,,.,,9 of the total cost of the pro3ect (including net working capital) of
the company concerned. "ut if the company does not take any loan from
bank4F8) EEF support will be of ma<. -59 of the total pro3ect cost from
EEF. %ro3ects whose total costs equal or e<ceed '0.00 crore ha$e to take
loan from "ank4F8 on the e<isting debt(equity ratios.
0-
.
What to o by the entre!reneurs *
1. +pply for EEF through a "ank4F8 ("angladesh "ank will assist you in
selecting "ank if no bank loan is sought for)
'. :eposit 1.9 of your proposed equity to "ank4F8 after the appro$al of the
pro3ect by "angladesh "ank
,. E<ecute 8n$estment +greement with the "ank4F8 after appro$al of the
pro3ect
-. Entrepreneurs will ha$e to amend ?emorandum 7 +rticles of +ssociation
as per requirement of the conditions of "angladesh "ank
.. 8ssue shares in fa$or of #!") EEF >nit) "angladesh "ank before fund is
disbursed.
/. "uy(back the issued shares within eight years either at the face $alue or at
the break(up $alue whiche$er is higher
0.
.
"te!s to be ta#en by the $an#%FI )
1. "ank4F8 will appraise the pro3ect and if it seems acceptable to "ank4F8) they
will send the pro3ect profile with their recommendations including rele$ant
papers to "angladesh "ank EEF unit.
'. "ank4F8 will preser$e the issued share certificates recei$ed from the
company on behalf of "angladesh "ank.
,. The "ank4F8 shall nominate its representati$e) on behalf of the "angladesh
"ank (EEF unit) on the company@s "oard of :irectors to attend the meetings
as well as in the meetings of the company@s shareholders.
-. The "ank4F8 will monitor the business of the company regularly and send
quarterly report to EEF
Investment &greement)
Investment &greement
This +greement to be called the 8n$estment +greement is made this
the ................................... day of ..................) '00 )
$etween
the "ank4F8 (precise name to be inserted here) established under the ................
!rder4+ct) (%.!.4+ct Ao. of .........................)4registered under the ompanies +ct) 155-
(+ct Ao 11 of 155-) 4 the ompanies +ct) 151, (B88 of 151,)) hereinafter referred to as
the "ank4F8 (which e<pression shall unless e<cluded by or contrary or repugnant to the
conte<t be deemed to include its successor or successors and assigns)) ha$ing its Cead
!ffice at :haka4&a3shahi) on the !ne %art)
&n
?4s..................................... Dtd.) a pri$ate limited company) registered under the
ompanies +ct) 155- (+ct Ao............of 155-)) hereinafter referred to as the ompany
(which e<pression shall unless e<cluded by or contrary or repugnant to the conte<t be
deemed to include its successor or successors and assigns)) ha$ing its Cead4registered
office at :haka 4 ........ ... ........) on the !ther %art.
Whereas +
&. %ursuant to the o(operation +greement of .................) '00 ) entered into between the
"angladesh "ank Ehereinafter referred to as F"angladesh "ank (EEF >nit)GH and the
"ank4:F84F8 and pursuant to the EEF circulars issued from time to time for
administration of the Equity and Entrepreneurship Fund (hereinafter referred to as
Fthe EEFG)) the "ank4:F84F8 has agreed to e<tend equity(support) on behalf of the
"angladesh "ank (EEF >nit)) to the eligible pri$ate limited companiesI
$. The ompany has drawn up a plan to set up and subsequently operate a factory for
the production of .................at ..............as described in &nne,+- hereto (hereinafter
referred to as Jthe %ro3ectJ)I
'. The implementation of the %ro3ect is e<pected to in$ol$e a total cost of
Tk............................... (including the net working capital) as estimated by the
ompany) the summari*ed particulars of which and means of financing thereof are
shown in &nne,+- heretoI and
.. The ompany has requested for the equity(support from the EEF and the
"ank4:F84F8 agrees) on behalf of the "angladesh "ank (EEF >nit)) to contribute to
the aforesaid financing of the %ro3ect by participating in the ompany@s share capital
for a total nominal amount of Tk....................(being the par $alue of
.........................shares of the ompany) on the terms and conditions contained in this
8n$estment +greement) including the condition that participation of the "angladesh
"ank (EEF >nit) as the agent of the #!" in the paid(up share capital of the ompany
shall not at any time e<ceed -59 (forty nine percent) of the ompany@s total paid(up
capital. Cowe$er) if the company takes loan from any bank4financial institution then
such percentage of equity(support shall not e<ceed ,,.,,9 of the total cost of the
pro3ect (including net working capital) of the company concerned.
Aow) therefore) the parties hereto hereby agree as follows 2(
1. The sponsors of the ompany agree to sell to the "angladesh "ank (EEF >nit) in
the name of the #o$ernment of the %eople@s &epublic of "angladesh hereinafter
referred to as the F#!"G) and the "ank4:F84F8 agrees) on behalf of the "angladesh
"ank (EEF >nit)) to purchase from the ompany its shares for the amount as
aforesaid at J:J abo$e.
'. "efore disbursement of the equity(support from the EEF to the ompany) the
ompany shall produce e$idence to the "ank4F8 to the effect that the sponsors@ own
equity in the ompany has been fully in$ested in the pro3ect and matching physical
progress of the pro3ect has been made to the satisfaction of the "ank4F8.
,. +t the time of disbursement of the equity(support) the ompany shall issue share
certificates representing the EEF equity(support to the ompany in the name of the
#!" and hand them o$er to the "ank4:F84F8 for safe custody.
-. :uring the subsistence of the EEF equity(support to the ompany) the "ank4:F84F8
shall nominate its representati$e) on behalf of the "angladesh "ank (EEF >nit)) on
the ompany@s "oard of :irectors to attend the meetings thereof as well as the
meetings of the ompany@s shareholders) and a pro$ision to that effect shall be
made in the ompany@s ?emorandum and +rticles of +ssociation) and two
authenticated copies thereof shall be submitted by the ompany to "ank4:F84F82
%ro$ided that the representati$e of the "ank4:F84F8 shall not be required to hold
any shares of the ompany in his personal name 2
%ro$ided further that no quorum shall constitute at the meetings of the company@s
shareholders without the presence thereat of the representati$e of the "ank4:F84F8
notwithstanding any pro$ision to the contrary appearing in the +rticles of
+ssociation of the company. 8n case of meeting of the "oard of :irectors) the
notice of the meeting along with its agenda should be issued at least ,(three)
working days before ordinary board meeting and at least 1(one) working day before
emergency board meeting to the representati$e of "ank4:F84F8 and also to the EEF
>nit. !n being duly recei$ed by the representati$e or by the EEF >nit) the notice
will be considered to ha$e been duly ser$ed and the concerned "oard meeting could
be held and concluded according to the agenda in absence of the representati$e of
the "ank4:F84F8.
%ro$ided also that the minutes of the meetings of the "oard of :irectors and the
shareholders shall be submitted to the "ank4:F84F8 immediately after each of such
meetings.
.. a. The sponsors of the company may buy+bac# the shares (issued by the company
in fa$our of the #o$ernment of the %eople@s &epublic of "angladesh) from the
"angladesh "ank (EEF >nit) at the face value thereof during the first three years
commencing from the date of the first disbursement of the equity(support.
b. The sponsors of the company shall buy+bac# such shares as referred to abo$e
during the period of ne,t five years either at the face value or at the brea#+u!
value thereof) whiche$er is higher.
c. "angladesh "ank (EEF >nit) may sell the remaining shares (not bought(back by
the sponsors of the company before the en of the first eight+year !erio as
mentioned abo$e) either at the face value or at the brea#+u! $alue thereof
computed on the basis of the company@s latest "alance ;heet certified by the
recogni*ed hartered +ccountants@ firm or at such !rice as may otherwise be
determined by the "angladesh "ank (EEF >nit)) whichever is the highest) to the
"ank4:F84F8 (if it is so interested in buying such shares) and4or to whosoe$er is
interested in buying such shares.
. 8f such shares cannot be sold at the end of eight years) "angladesh "ank (EEF
>nit) will ha$e the authority to con$ert those shares into debt of the sponsors.
"angladesh "ank will also fi< up interest rate for such debt.
/. :uring the subsistence of the EEF equity(support to the ompany) the
sponsors4:irectors thereof shall not sell or transfer otherwise their shareholdings in
the ompany without prior appro$al in writing of the "angladesh "ank (EEF >nit).
0. The ompany agrees that it shall +
(1) meet any shortfall in the means of finance for co$ering the total cost of the
pro3ect out of the sponsors@ own resourcesI
(') maintain all books of accounts properly which may be inspected by the
"ank4:F84F8 and4or the "angladesh "ank (EEF >nit) as and when requiredI
(,) submit quarterly progress report on the pro3ect regularly to the "ank4:F84F8
on the prescribed pro(formaI
(-) submit to the "ank4:F84F8 the audited "alance ;heet) together with the profit
and loss accounts) of the company for e$ery financial year within four months from
the date of close of the ompany@s financial yearI
(.) furnish to the "ank4:F84F8 such other information4data on the pro3ect as and
when required by the "ank4:F84F8 and4or the "angladesh "ank (EEF >nit)I
(/) insure with the ;adharan "ima orporation and4or any other "angladeshi
8nsurance ompany acceptable to the "ank4:F84F8 all fi<ed assets of the pro3ect)
both e<isting and future) co$ering the following risks 2(
(a) fire (with re(instatement clause)I
(b) riotI
(c) strikeI
(d) damageI and
(e) cycloneI and
(0) adequately insure to the satisfaction of the "ank4:F84F8 all other assets
necessary for the continued operation of the pro3ect (including raw materials)
finished goods) work(in(process) etc.).
(1)The ompany agrees that it shall not +
(1) appoint any managing agent without obtaining prior appro$al in writing of the
"ank4:F84F8 and the "angladesh "ank (EEF >nit)I
(') make any alteration in) or amendment to) the ompany@s ?emorandum and
+rticles of +ssociation without obtaining prior appro$al in writing of the
"ank4:F84F8 and the "angladesh "ank (EEF >nit)I
(,) pro$ide any loan or ad$ance by whate$er name called to any of its :irectors
or shareholders or to a firm or company in which its :irectors or shareholders
ha$e any interest.
(5) This +greement shall be e<ecuted in triplicate (one each for the "angladesh "ank
(EEF >nit)) "ank4:F84F8 and ompany)) each of which shall be deemed an original
but all of which together shall constitute one and the same +greement.
In witness whereof/ the parties hereto acting through duly authori*ed
representati$es ha$e caused this +greement to be signed in their respecti$e names as of
the date first abo$e written.
'om!any $an#%FI
$y......................... $y.........................................
Witnesses ) Witnesses )

-. -.
0. 0.
&nne,+- to the Investment &greement
of / 011 / + 2%s. 33333333 4t.

5roject .escri!tion

(a) The pro3ect consists of the establishment and subsequent operation by
?4s. Dtd. of manufacturing
(b) The proposed annual capacity of the factory will be
(c) 8t is e<pected that the factory will go into commercial production in

(d) !ther essential features of the pro3ect.

The estimated cost of the pro3ect and means of finance thereof are as follows 2(
'ost of the 5roject Ta#a in million
Fi,e cost F%' 4%' Total
Dand
"uildings
?achinery4equipment
8nstallation and other costs
%re(operating e<penses
ontingencies
Aet working capital (1st year)
8nterest during construction)
if any.

Total 'a!ital outlay

2eans of finance Ta#a in million
5ai+u! ca!ital F%' 4%' Total
6;ponsors@ contribution
The "angladesh "ank (EEF
>nit)@s contribution

Total e(uity

Term loans/ if any
"ank4F8
:eferred payment of interest
due) if any

Total loans

Total loan and equity

KName of s!onsors E(uity contribution
1.
'.
,.
-.
..
/.
0.
+pplication form for EEF2
(;pecimen copy to be typed on letter head4pad)
:ate

The ?anager
"ank4:F84EEF





;ub32 ( +pplication for financial assistance.
:ear ;ir)
=e submit herewith an +pplication) together with a feasibility report on the
pro3ect) for financial assistance for the pro3ect. + term(loan of Tk. ........................and a
working capital loan of Tk. ............................. ha$e been sought from your "ank4:F8.
"esides) an equity(support of Tk. ..................... has also been sought from the EEF.
'. + heque4%ay !rder for an amount of Tk. ............ (............................) only as
%EF (%ro3ect e<amination fee)) which is non(refundable) is enclosed herewith.
,. "esides) =e undertake to deposit with you further amount of Tk........................
representing another 1.9 of our equity part after the sanction of the financial assistance.
8t is understood that the equity(deposits with you will be released to us for utili*ation in
the proposed pro3ect after in$estment of the balance equity by us from our side to your
satisfaction.
Thanking you)
;incerely yours)
Enclosed2 +s abo$e.
"ank4:F84EEF >nit
+pplication Form for Financial +ssistance For a Aew %ro3ect
1. %roposed %ro3ect 2
(a) Aame of the pro3ect 2
(b) Docation of the pro3ect 2
(%lease mention plot Ao.) ?ou*a Ao.) area) etc. and state whether land is free from
encumbrance)
'. %romoters 2
(a) "io(data of the promoters (sponsors)4 :irectors as in Form(1
(b) %ersonal net worth statement as in Form('
(c) :eclaration of particulars of sister4allied concern(s) as in Form(,
(d) + specimen of the letter to be addressed to the applicantLs "anker(s) as in
Form(-
enclosing a copy thereof with this +pplication 2
(e) %ro3ectLs $iability tests as in Form(.
,. orporate set(up4constitution 2
(a) orporate set(up.(8t has to be a pri$ate limited ompany)2
(b) :ate of incorporation of the company2
(c) + copy of the ertificate of 8ncorporation (certified in the manner as stated
against (d) below) of the company has to be enclosed with this +pplication.
(d) + copy of the ?emorandum and +rticles of +ssociation of the ompany
(certified by the hairman 4?:4:irector of)or ;ecretary to) the company)has to be
enclosed with this +pplication2
(e) T8A of all :irectors of the company and sister concern(s)) if any) ha$e to be
furnished 2
%+&T8>D+&; !F %&!6ET
-. + copy of the feasibility study (report) on the pro3ect showing interalia the following
has to be submitted with this +pplication2(
+. ?anagement 2
(i) Aame of sponsor(:irectors of the company) their background and e<perience.
(ii) omment on the management and financial capabilities and track record.
(iii) %erformance of other concerns) if any) where such :irectors are in$ol$ed.
(i$) :etails of foreign collaboration) if any.
($) Aames of :irectors who will be responsible for super$ising the administrati$e and
technical aspects) both at the implementation and production stages.
". ?arket 2
(i) %roposed product(mi<4ser$ice to be offered.
(ii) apacity to be de$eloped.
(iii) E<isting demand along with future pro3ection.
(i$) apacity already de$eloped.
($) +ctual capacity utili*ation.
($i) :emand(supply gap.
($ii) %ricing of proposed product4ser$ice.
($iii) 8f the product4ser$ice is import(substitute) duty structure of imported
items.
(i<) :istribution channel.

. Technical 2
(i) Docation(area of land and if de$elopment of land is required) the
cost thereof.
(ii) ommunication facilities.
(iii) +$ailability of utilities.
(i$) i$il works ( Type of building and specifications of construction)
co$ered area) estimated cost.
($) %lant and machinery (list of machinery to be enclosed)
( 8mported machinery
a) 7F cost
b) !ther costs
c) ountry of origin
( Docal machinery.
( Erection and installation.
( Technology transfer) if any
($i) &aw materials
( 8mported
a) 7F cost
b) :uty and ta<es
c) !ther costs
( Docal raw and packing materials
($ii) ?anpower
'ategory No. "alary an allowances !er month
?anagerial and technical

+dministrati$e and sales
Dabour2
;killed
;emi(skilled
>nskilled
($iii) Furniture and fi<ture
(i<) !ffice equipment
(<) Transportation
(<i) ;afety pro$ision
(<ii) =aste disposal
(<iii) 8mplementation schedule
:. Financial aspects 2

( +ssumption for financial analysis
( ost of the pro3ect and means of finance
( Estimate of working capital
( ;ales estimate
( %ro3ected income statement
( ost of ser$ice4goods sold
( #en.) administrati$e and selling e<penses
( "reak(e$en analysis
( %ay(back period
( ash(flow statement
( %ro3ected balance sheet
( :ebt(ser$ice co$erage ratio
( 8nternal rate of return
( &atio analysis
( ;ensiti$ity analysis
E. Economic aspects 2
( Ao. of 3obs created
( ost per 3ob created
( ontribution to #:%
( Earning in foreign e<change or foreign e<change sa$ings.

F. !ther rele$ant information 2
=e do hereby solemnly declare and affirm that the statement and information furnished
in this +pplication and the Forms and the feasibility report enclosed herewith are correct and true)
and nothing has been concealed therefrom) and if at any time it transpires that we ha$e
suppressed any fact and4or supplied wrong information) we shall be held liable therefor. =e agree
to furnish you any further information as may be required by the "ank4:F8.
Aame and :esignation ;ignature
1.
'.
,.
:ate 2
FO72+-
Form+-8a9
Aame of the company 2
$IO+.&T& OF THE "5ON"O7"%.I7E'TO7"
(%lease use separate sheet(s) for each ;ponsor4:irector)


5HOTO
1. Aame 2
'. Father@s4Cusband@s name 2
,. Aationality 2
-. +ge4:ate of birth 2
.. +ddress 2
(a) %resent2
(b) %ermanent
(iti*enship ertificate from the >nion ouncil hairman4=ard
ommissioner has to be enclos
/. Come :istrict 2
0. Educational qualifications 2
1. Technical or any other qualifications(%lease specify)

Form+-8b9
5. 8ndustrial4"usiness4othere<perience in details
(Aame and nature of business4industry) its location4address)
main products and detailed e<perience) i.e. nature of 3ob)
duration with dates) etc. are to be specifically mentioned) 2
10. +re you associated with any pro3ects financed
by "ank4:F8M 8f so) please state the name of the
company and e<tent of your shareholding 2
11. +ny other information 2

. E ' 4 & 7 & T I O N
I o hereby eclare that+
i) 8 am a bonafide national of "angladeshI
ii) 8 am not a minorI
iii) neither 8 am nor my spouse is ser$ing with any #o$ernment4;emi(
#o$ernment4+utonomous "odyI and
i$) the particulars furnished abo$e are true and correct.


;ignature of the ;ponsor4:irector
:ate 2
FO72+0
Form+08a9
5E7"ON&4 NET WO7TH "T&TE2ENT

A+?E NNNNNNNNNNNNNNNNNNNNNNNN ;4:4!NNNNNNNNNNN
=4! NNNNNNNNNNNNNNN
+::&E;; NNNNNNNNNNNNNNNNNNNNN +#E NNNNNNNNNNNNNNN
NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNN %&!FE;;8!ANNNNNNNNN
%!;8T8!ANNNNNNNNNNNNNNNN
?+&8T+D ;T+T>; NNNNNNNN
C8D:&EA 2
?+DE NNNNFE?+DENNNNNNN
For the purpose of obtaining financial assistance from time to time in any form
whatsoe$er from the "ank4:F84EEF) the undersigned submits the following as
being a true and accurate statement of his4her financial condition on the date
mentioned herein and also agree that if any change occurs) the undersigned will
immediately notify the same to the "ank4:F84EEF 2(

Form+08b9

AET=!&TC ;T+TE?EAT +; !A NNNNNNNNNNNNNNNNNNNNNN

NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNN
4I&$I4ITIE" &""ET"

+;C

Doan from "anks4Financial 8nstitutions a) 8n hand Tk.NNNNNNNNN
8"cheule+&9
;ecured Tk.NNNNNNNNNNNNN b) =ith other "anks Tk.NNNNNNNNNN
>nsecured Tk.NNNNNNNNNNNNN

8ABE;T?EAT

!ther reditors Tk.NNNNNNNNNNNN #o$ernment securities Tk.NNNNNNNNN
>npaid ta<es Tk.NNNNNNNNNNNN ;hares) :ebenture) "onds) etc.
:ebtors Tk.NNNNNNNNN
&eal estate (encumbered)
8"cheule+$9 Tk.NNNNNNNNN

&eal estate (unencumbered)
8"cheule+'9 Tk.NNNNNNNNN

!ther liabilities ash surrender $alue for
(:etails attached) Tk.NNNNNNNNNN Dife %olicy Tk.NNNNNNNNN

!thers (:etails attached) Tk.NNNNNNNNN

TOT&4 T:. 33333333 TOT&4 T:.33333333333333333333

NETWO7TH (Total +ssets ( Total liabilities) Tk. NNNNNNNNNNNNNNNNNNNNNNNNNN


Form+08c9

Name of the 'om!any
"'HE.U4E+&
4I&$I4ITIE" TO $&N:"%FIN&N'I&4 IN"TITUTION")
Name ; aress of the
$an#%Financial
Institution
.ate of availing Of
the loan
4imit with valiity 5resent outstaning "ecure or unsecure with
nature of security





"'HE.U4E+$
7E&4 E"T&TE" 8EN'U2$E7E.9
4ocation an tenure of
ownershi!
&rea of lan .escri!tion an
"cheule of the
5ro!erty an ty!e of
builing
2ortgage an
mortgage amount
2ar#et !rice
Dand "uilding Total




"'HE.U4E+'
7E&4 E"T&TE" 8UNEN'U2$E7E.9
4ocation an tenure
of ownershi!
&rea of lan .escri!tion an "cheule
of the !ro!erty an ty!e of
builing
2ar#et !rice
Dand "uilding Total




Form+089
.E'4&7&TION
(a) 8 do hereby declare that 8 ha$e4do not ha$e liabilities to any of the abo$e
named "anks4:F8s in my name or in the name of any company4concern in
which 8 hold interestI
(b) 8 do hereby declare that the abo$e named assets are owned by meI and
(c) 8 do hereby declare that my 8ncome Ta< (%ayer@s) 8dentification Aumber
(T8A) is4are NNNNNNNNNNNNNNNNNNNNNN and 8ncome Ta< liabilities is4are clear up
to the assessment year NNNNNNNNNNNNNN(photo copies of ta< payment documents
is4are enclosed).

The undersigned certifies that the information furnished herein is true and correct.

:ate 2 ;ignature of the ;ponsor4:irector
FO72+<
Form+<8a9
Name of the 'om!any
"ank4:F84EEF

;ub3 2 .eclaration of !articulars of sister%allie concern8s9
:ear ;ir)
8 do hereby declare that the particulars of my sister4allied concern(s) is4are
as follows2(
(1) Aame of business concern(s) 2
(') Aame of the proprietor4partners4 :irectors 2
(,) "usiness address 2
(-) Father@s4Cusband@s name of the
proprietor4partners4:irectors 2
(.) &esidential address of the
proprietor4partners4:irectors 2
(/) Aame of the "anker 2

Form+<8b9
(0) %osition of loans4liabilities 2
Nature of loan &mount 5resent outstaning "ecurity







8 confirm that 8 ha$e no other sister4allied concern and liabilities beyond those as
declared herein.

:ateNNNNNNNNNNN ;ignature of the ;ponsor4:irector

Aote2 %lease use additional sheets4papers) if necessary.
FO72+=
Form+=
"5E'I2EN 4ETTE7 TO $E U"E. FO7 &UTHO7I>&TION OF THE $&N:E7
(To di$ulge confidential information)
:ate 2
?anager)
NNNNNNNNNNNNNNNNNNN"ranch
NNNNNNNNNNNNNNNNNNNN"ank

:ear ;ir)
&ccount No.
84=e ha$e applied to the "ank4:F84EEF for financial assistance
'. 8n this connection) 84=e hereby authori*e you to furnish to them any information
they may request from you regarding the conduct of the account(s) and loans4facilities
that ha$e been e<tended to me4us by your "ank4:F8.

NNNNNNNNNNNNNNNNNNNNNNNN
;ignature of +ccount Colder
NNNNNNNNNNNNNNNNNNNNN
Aame of +ccount Colder
;ignature
opy to the "ank4:F84EEF.
FO72+?
Form+?8a9
5roject@s viability tests
8n appraising a pro3ect (
(1) the highest importance shall be accorded to the appraisal of the
sponsors4entrepreneurs) which shall include inter alia
a. their educational qualifications in the rele$ant disciplineI
b. their knowledge in the technology4process in$ol$edI
c. their skill in marketing of the products4ser$ices in questionI
d. their pro$en track record in implementing and operating any pro3ectI
e. their track record in financial conductI
f. their track record of relationship with any "ank4:F8I
(') the pro3ect shall be technically sound and technologically appropriate for
"angladesh and en$ironment friendlyI
(,) the pro3ect shall be financially feasible and offer an 8nternal &ate of &eturn (8&&)
of not less than 1.9 (fifteen percent)I
(-) the pro3ect shall generally generate a minimum of 1.9 (fifteen percent) per
annum after ta< return on its paid(up capital from the ,rd year of operationI

Form+?8b9
(.) where the pro3ect is also financed by loan (s)) its pro3ected debt ser$ice co$erage
ratio shall not be less than 1..0 times and its current ratio not below 1.. 2 1) and
its fi<ed assets co$erage ratio (during the currency of such loan(s)) shall be at
least 1..0 timesI
(/) in the case of the pro3ect at (/) abo$e) the sponsors@ stakes therein i.e. their equity(
contribution thereto may $ary corresponding to (
(a) the degree of risk inherent in the pro3ectI and
(b) the known debt(equity ratios for the successful units in the same sectorI and
(0) +ny other rele$ant aspects of the pro3ect such as ;!=T (strengths) weaknesses)
opportunities and threats) analysis) sensiti$ity analysis) etc.
'ontact &ress)
Equity 7 Entrepreneurship Fund >nit
1st Floor) 'nd +nne< "uilding
"angladesh "ank)
Cead !ffice)
:haka(1000.

%hone 2
:irect 2 01/,/.0
%+"O 2 01'/'10(5.) 01'/101('0
E<tension 2 '00-) '00.) '01'