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Core Banking and Financial Services professional with 14 years of experience in successfully managing multiple
consumer banking businesses including Branch Banking, Retail Sales, Distribution and Private Wealth Management
PROFESSIONAL COMPETENCIES
⇒ Seasoned Banking / Financial Services Professional with diverse exposure in areas of Sales & Distribution, Retail
Liabilities, Branch Banking, Assets, Insurance & Private Wealth.
⇒ Identifying new business opportunities for growth, strategy formulation and implementation for converting
business potential into revenues.
⇒ Sound understanding of Banking Practices and Procedures with proven expertise in creating sophisticated sales
model while analyzing both the market and the capabilities of the product.
⇒ Possess in depth knowledge of Regulatory Aspects of Banking & Financial Industry (Local & International)
⇒ Large Team building, leading and motivating.
⇒ Strong project and change management skills
HIGHLIGHTS OF EMPLOYMENT
PRABHUDAS LILLADHER FUND ADVISORS PVT LTD (www.plindia.com )
National Head – Wealth Management ( From Sep, 2008 till date)
• Drive sales by managing a Sales Force of 2750 spread across an all India network of 428 Branches, 11 Regional
Sales Managers Reporting directly
• Increase customer base for conventional banking products - Liabilities & Wealth Management.
• Responsible for increasing the book size of the Bank along with revenue targets related to Third Party products.
• Devise sales budgets and maintain cost of sales within the budget, Plan and implement Marketing strategies.
• Accountable for Training / Compliance / Audit / Legal & Regulatory related issues with respect to the said line of
business
• Balance sheet grew from 7,600 Cr to 12,265 Cr & Low cost deposit contributing to 40%, with a fresh customer
acquisition of 1.4 million Customers
• Responsible for developing Non – Branch distribution Channels.
• Full accountability of P & L for the said line of business.
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KOTAK MAHINDRA BANK LTD., KARNATAKA
Associate Vice President & Cluster Head Karnataka - (Dec 2003 to June 2005) ~1 ½ years
• Functioned as Head - Branch network in Karnataka taking care of Retail Branches, Sales, Private Banking,
General banking, Branch operations & Wealth Management Teams
• Lead the Teams to generate revenue, maximize sales & increase productivity
• Deliver quality service and provide operational support to both corporate customers
• Contributed significantly in the conception of innovative sales practices / sales manpower planning & launch of
new innovative banking products.
• Enhanced all systems of the branch up to mark whereby all the branches in the network ranked amongst the best
in terms of audit.
• Manage a team of Sales Managers, 100 + strong Personal Financial Consultants for sales of Liability and Wealth
Management products.
• Handle 3 Direct Sales Agencies for selling Loans against securities products’ & Personal Loans
• Benchmarking Best Sales & Marketing processes.
• Always delivered 150% + of the given targets
• Set up the Channel Network (DSA) for Loan against Securities & took the Penetration into market share of LAS
to above 35%.
BANK MUSCAT
Branch Head (Apr 1998 to Aug 2001) ~ 3 ½ years
CERTIFICATIONS / TRAINING
PERSONAL DETAILS
REFERENCES
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