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Employee Benefits in Belgium
On 11
th
July 2014

Summary:

The Belgian social security system covers a large proportion of the population, and plays a significant
role in the countrys employee benefits market. However, the recent debt crisis in European Union (EU)
member states had an adverse impact on the employee benefits market. The Belgian government has
had to tackle economic imbalances and rising unemployment over the past few years, and the private
benefits market has been affected by the sovereign debt crisis. Both the state and private benefits
markets in Belgium are undergoing transformation, and are expected to improve in the coming years.
Synopsis:
The report provides in-depth industry analysis, information and insights into employee benefits in
Belgium, including:
An overview of state and compulsory benefits in Belgium
Detailed information about private benefits in Belgium
Insights into the various central institutions responsible for the administration of the different branches
of social security
The regulatory framework and recent regulations relating to Belgian employee benefits


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Scope:
This report provides a detailed analysis of employee benefits in Belgium:
It offers a detailed analysis of the key government-sponsored employee benefits, along with private
benefits
It covers an exhaustive list of employee benefits, including retirement benefits , death in service
benefits, long-term disability benefits, short-term sickness benefits, medical benefits, workmens
compensation insurance, maternity and paternity benefits, family benefits, minimum resources, annual
vacations, unemployment and private benefits
It highlights the economic and regulatory situations relating to employee benefits in Belgium
Reasons To Buy
Make strategic decisions using in-depth information related to Belgian employee benefits
Assess the Belgian employee benefits market, including state and compulsory benefits and private
benefits
Gain insights into the key employee benefit schemes offered by private employers in Belgium
Gain insights into key regulations governing Belgian employee benefits, and their impact on companies

Key Highlights
The Belgian social security system covers a large proportion of the population, and plays a significant
role in the countrys employee benefits market
The social security system consists of seven branches, which form the pillars of the social security
system
Both social security and private employee benefits are popular in Belgium
Private benefits provide access to a range of services that improve employees quality of life
In Belgium, increasing life expectancy is forcing many companies to offer a lump-sum amounts rather
than monthly pensions, to keep benefit costs under control

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The recent debt crisis in European Union (EU) member states had an adverse impact on the employee
benefits market

Table of Content:

1 PEER LIST
2 Competitive Analysis
3 Company Profile: East Japan Railway Company
3.1 East Japan Railway Company - Company Overview
3.2 East Japan Railway Company - Business Description
3.3 East Japan Railway Company - Major Products and Services
3.4 East Japan Railway Company - History
3.5 East Japan Railway Company - SWOT Analysis
3.6 East Japan Railway Company - Company Information
3.7 East Japan Railway Company - Locations and Subsidiaries
3.8 East Japan Railway Company - Financial Ratios
4 Company Profile: Union Pacific Corporation
4.1 Union Pacific Corporation - Company Overview
4.2 Union Pacific Corporation - Business Description
4.3 Union Pacific Corporation - Major Products and Services
4.4 Union Pacific Corporation - History
4.5 Union Pacific Corporation - SWOT Analysis
4.6 Union Pacific Corporation - Company Information
4.7 Union Pacific Corporation - Subsidiaries
4.8 Union Pacific Corporation - Financial Ratios

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5 Company Profile: Central Japan Railway Company
5.1 Central Japan Railway Company - Company Overview
5.2 Central Japan Railway Company - Business Description
5.3 Central Japan Railway Company - Major Products and Services
5.4 Central Japan Railway Company - History
5.5 Central Japan Railway Company - SWOT Analysis
5.6 Central Japan Railway Company - Company Information
5.7 Central Japan Railway Company - Locations and Subsidiaries
5.8 Central Japan Railway Company - Financial Ratios
6 Company Profile: West Japan Railway Company
6.1 West Japan Railway Company - Company Overview
6.2 West Japan Railway Company - Business Description
6.3 West Japan Railway Company - Major Products and Services
6.4 West Japan Railway Company - History
6.5 West Japan Railway Company - SWOT Analysis
6.6 West Japan Railway Company - Company Information
6.7 West Japan Railway Company - Subsidiaries
6.8 West Japan Railway Company - Financial Ratios
7 Company Profile: CSX Corporation
7.1 CSX Corporation - Company Overview
7.2 CSX Corporation - Business Description
7.3 CSX Corporation - Major Products and Services
7.4 CSX Corporation - History

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7.5 CSX Corporation - SWOT Analysis
7.6 CSX Corporation - Company Information
7.7 CSX Corporation - Subsidiaries
7.8 CSX Corporation - Financial Ratios
8 Company Profile: Norfolk Southern Corporation
8.1 Norfolk Southern Corporation - Company Overview
8.2 Norfolk Southern Corporation - Business Description
8.3 Norfolk Southern Corporation - Major Products and Services
8.4 Norfolk Southern Corporation - History
8.5 Norfolk Southern Corporation - SWOT Analysis
8.6 Norfolk Southern Corporation - Company Information
8.7 Norfolk Southern Corporation - Subsidiaries
8.8 Norfolk Southern Corporation - Financial Ratios
9 Company Profile: Canadian National Railway Company
9.1 Canadian National Railway Company - Company Overview
9.2 Canadian National Railway Company - Business Description
9.3 Canadian National Railway Company - Major Products and Services
9.4 Canadian National Railway Company - History
9.5 Canadian National Railway Company - SWOT Analysis
9.6 Canadian National Railway Company - Company Information
9.7 Canadian National Railway Company - Locations and Subsidiaries
9.8 Canadian National Railway Company - Financial Ratios
10 Company Profile: Deutsche Bahn AG

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10.1 Deutsche Bahn AG - Company Overview
10.2 Deutsche Bahn AG - Business Description
10.3 Deutsche Bahn AG - Major Products and Services
10.4 Deutsche Bahn AG - History
10.5 Deutsche Bahn AG - SWOT Analysis
10.6 Deutsche Bahn AG - Company Information
10.7 Deutsche Bahn AG - Locations and Subsidiaries
11 Company Profile: Rossiiskie Zheleznye Dorogi OAO
11.1 Rossiiskie Zheleznye Dorogi OAO - Company Overview
11.2 Rossiiskie Zheleznye Dorogi OAO - Business Description
11.3 Rossiiskie Zheleznye Dorogi OAO - Major Products and Services
11.4 Rossiiskie Zheleznye Dorogi OAO - History
11.5 Rossiiskie Zheleznye Dorogi OAO - SWOT Analysis
11.6 Rossiiskie Zheleznye Dorogi OAO - Company Information
11.7 Rossiiskie Zheleznye Dorogi OAO - Subsidiaries and Locations
12 Company Profile: Indian Railways
12.1 Indian Railways - Company Overview
12.2 Indian Railways - Business Description
12.3 Indian Railways - Major Products and Services
12.4 Indian Railways - History
12.5 Indian Railways - SWOT Analysis
12.6 Indian Railways - Company Information
12.7 Indian Railways - Subsidiaries and Locations

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13 Appendix

List of Tables

Table 1: Global Top 10 Railway Companies - Peer List
Table 2: East Japan Railway Company - Key Facts
Table 3: East Japan Railway Company - Major Products and Services
Table 4: East Japan Railway Company - History
Table 5: East Japan Railway Company - Key Employees
Table 6: East Japan Railway Company - Locations and Subsidiaries
Table 7: East Japan Railway Company - Capital Market Ratios
Table 8: East Japan Railway Company - Annual Ratios
Table 9: East Japan Railway Company - Key Interim Ratios
Table 10: Union Pacific Corporation - Key Facts
Table 11: Union Pacific Corporation - Major Products and Services
Table 12: Union Pacific Corporation - History
Table 13: Union Pacific Corporation - Key Employees
Table 14: Union Pacific Corporation - Key Employee Biographies
Table 15: Union Pacific Corporation - Subsidiaries
Table 16: Union Pacific Corporation - Capital Market Ratios
Table 17: Union Pacific Corporation - Annual Ratios
Table 18: Union Pacific Corporation - Key Interim Ratios
Table 19: Central Japan Railway Company - Key Facts

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Table 20: Central Japan Railway Company - Major Products and Services
Table 21: Central Japan Railway Company - History
Table 22: Central Japan Railway Company - Key Employees
Table 23: Central Japan Railway Company - Key Employee Biographies
Table 24: Central Japan Railway Company - Locations and Subsidiaries
Table 25: Central Japan Railway Company - Capital Market Ratios
Table 26: Central Japan Railway Company - Annual Ratios
Table 27: Central Japan Railway Company - Key Interim Ratios
Table 28: West Japan Railway Company - Key Facts
Table 29: West Japan Railway Company - Major Products and Services
Table 30: West Japan Railway Company - History
Table 31: West Japan Railway Company - Key Employees
Table 32: West Japan Railway Company - Key Employee Biographies
Table 33: West Japan Railway Company - Subsidiaries
Table 34: West Japan Railway Company - Capital Market Ratios
Table 35: West Japan Railway Company - Annual Ratios
Table 36: West Japan Railway Company Key Ratios - Interim
Table 37: CSX Corporation - Key Facts
Table 38: CSX Corporation - Major Products and Services
Table 39: CSX Corporation - History
Table 40: CSX Corporation - Key Employees
Table 41: CSX Corporation - Key Employee Biographies
Table 42: CSX Corporation - Subsidiaries

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Table 43: CSX Corporation - Capital Market Ratios
Table 44: CSX Corporation - Annual Ratios
Table 45: CSX Corporation Key Interim Ratios
Table 46: Norfolk Southern Corporation - Key Facts
Table 47: Norfolk Southern Corporation - Major Products and Services
Table 48: Norfolk Southern Corporation - History
Table 49: Norfolk Southern Corporation - Key Employees
Table 50: Norfolk Southern Corporation - Key Employee Biographies
Table 51: Norfolk Southern Corporation - Subsidiaries
Table 52: Norfolk Southern Corporation - Key Capital Market Indicators
Table 53: Norfolk Southern Corporation - Annual Ratios
Table 54: Norfolk Southern Corporation Key Interim Ratios
Table 55: Canadian National Railway Company - Key Facts
Table 56: Canadian National Railway Company - Major Products and Services
Table 57: Canadian National Railway Company - History
Table 58: Canadian National Railway Company - Key Employees
Table 59: Canadian National Railway Company - Key Employee Biographies
Table 60: Canadian National Railway Company - Locations and Subsidiaries
Table 61: Canadian National Railway Company - Key Capital Market Indicators
Table 62: Canadian National Railway Company - Annual Ratios
Table 63: Canadian National Railway Company Key Interim Ratios
Table 64: Deutsche Bahn AG - Key Facts
Table 65: Deutsche Bahn AG - Major Products and Services

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Table 66: Deutsche Bahn AG - History
Table 67: Deutsche Bahn AG - Key Employees
Table 68: Deutsche Bahn AG - Key Employee Biographies
Table 69: Deutsche Bahn AG - Locations and Subsidiaries
Table 70: Rossiiskie Zheleznye Dorogi OAO - Key Facts
Table 71: Rossiiskie Zheleznye Dorogi OAO - Major Products and Services
Table 72: Rossiiskie Zheleznye Dorogi OAO - History
Table 73: Rossiiskie Zheleznye Dorogi OAO - Key Employees
Table 74: Rossiiskie Zheleznye Dorogi OAO - Key Employee Biographies
Table 75: Rossiiskie Zheleznye Dorogi OAO - Subsidiaries and Locations
Table 76: Indian Railways - Key Facts
Table 77: Indian Railways - Major Products and Services
Table 78: Indian Railways - History
Table 79: Indian Railways - Key Employees
Table 80: Indian Railways - Subsidiaries and Locations

List of Figures :

Figure 1: Global Top 10 Railway Companies - Revenue and Operating Margin (2012)
Figure 2: Global Top 10 Railway Companies - Liquidity (2012)
Figure 3: Global Top 10 Railway Companies - Valuation (2012)
Figure 4: Global Top 10 Railway Companies - Turnover: Inventory and Asset (2012)
Figure 5: Global Top 10 Railway Companies - Market Capitalization

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Figure 6: East Japan Railway Company - Revenue and Operating Profit
Figure 7: East Japan Railway Company - Solvency
Figure 8: East Japan Railway Company - Valuation
Figure 9: East Japan Railway Company - Assets and Liabilities
Figure 10: East Japan Railway Company - Net Debt Vs Gearing Ratio
Figure 11: Union Pacific Corporation - Revenue and Operating Profit
Figure 12: Union Pacific Corporation - Solvency
Figure 13: Union Pacific Corporation - Valuation
Figure 14: Union Pacific Corporation - Assets and Liabilities
Figure 15: Union Pacific Corporation - Net Debt Vs Gearing Ratio
Figure 16: Central Japan Railway Company - Revenue and Operating Profit
Figure 17: Central Japan Railway Company - Solvency
Figure 18: Central Japan Railway Company - Valuation
Figure 19: Central Japan Railway Company - Assets and Liabilities
Figure 20: Central Japan Railway Company - Valuation
Figure 21: West Japan Railway Company - Revenue and Operating Profit
Figure 22: West Japan Railway Company - Solvency
Figure 23: West Japan Railway Company - Valuation
Figure 24: West Japan Railway Company - Assets and Liabilities
Figure 25: West Japan Railway Company - Net Debt Vs Gearing Ratio
Figure 26: CSX Corporation - Revenue and Operating Profit
Figure 27: CSX Corporation - Solvency
Figure 28: CSX Corporation - Valuation

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Figure 29: CSX Corporation - Assets and Liabilities
Figure 30: CSX Corporation - Net Debt Vs Gearing Ratio
Figure 31: Norfolk Southern Corporation - Revenue and Operating Profit
Figure 32: Norfolk Southern Corporation - Solvency
Figure 33: Norfolk Southern Corporation - Valuation
Figure 34: Norfolk Southern Corporation - Assets and Liabilities
Figure 35: Norfolk Southern Corporation - Net Debt Vs Gearing Ratio
Figure 36: Canadian National Railway Company - Revenue and Operating Profit
Figure 37: Canadian National Railway Company - Solvency
Figure 38: Canadian National Railway Company - Valuation
Figure 39: Canadian National Railway Company - Assets and Liabilities
Figure 40: Canadian National Railway Company - Net Debt Vs Gearing Ratio












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