Professional

Massage Therapy
Training Program
2007-2008 Course Catalog
Executive Parc 94
2440 Executive Drive, Suite 100
St. Charles, MO 63303
(636) 498-0777 (636) 547-3068/FAX
www.scsmt.net info@scsmt.net
St. Charles School
of Massage Therapy
CERTIFICATIONS AND APPROVALS
Certified to Operate by the Missouri Department of Higher Education
Approved by the Veterans Administration and the Workforce Investment Act
Graduates are eligible to sit for the National Certification Examination in
Therapeutic Massage and Bodywork
The school is a member of the American Massage Therapy Association Council
of Schools.
Institution accredited by the Commission on Massage Therapy Accreditation
(COMTA)
Licensed by Missouri Board of Therapeutic Massage
NON-DISCRIMINATION POLICY
The St. Charles School of Massage Therapy endorses and implements a policy of
equal opportunity in employment and admissions to its programs and services for
all persons regardless of race, color, gender, religion, age, disability, sexual orien-
tation, national origin, ancestry, marital status, or other status as protected by law.
Inquiries regarding this policy should be addressed to: Kathleen Crawford, Director,
St. Charles School of Massage Therapy, 2440 Executive Drive, Suite 100, St.
Charles, MO 63303.
ADMINISTRATIVE STAFF
Kathleen Crawford, Helen Haywood,
President and Director Financial Aid Coordinator
Jane Flanakin,
Assistant Director
CONTENTS SUBJECT TO CHANGE
This catalog was revised as of June 10th, 2007. The contents are subject to change
with or without notice. Provisions contained herein supersede all of those previously
published. Policy changes made after the publication of the catalog will be on file
in the office of the Director, Kathleen Crawford.
Dear Prospective Student,
Welcome to the St. Charles School of Massage Therapy!
As you read through this catalog, youll discover that we are a growing school, offering
innovative educational programs in an optimal learning environment. St. Charles School
of Massage Therapy serves its students and the community by producing highly skilled
practitioners of the healing arts.
This is an exciting time to enter the field of massage therapy. Job opportunities are
expanding, and research studies are demonstrating the effectiveness of massage therapy
for a wide range of conditions.
Our program offers training in several approaches to skilled touch. Youll learn Swedish
massage, the most commonly practiced form of massage, as well as shiatsu, reflexology,
sports massage, and many other techniques. By working on real clients in our Student
Clinic, you will receive effective preparation for establishing your practice, indepen-
dently or as an employee, and you will feel confident about meeting the individual needs
of your clients.
When you study massage therapy at the St. Charles School of Massage Therapy, people
who share your interests in wholesome natural health, genuine caring and personal
growth surround you. Its a great experience!
I encourage you to come for a tour of the facility, and
take your next step toward becoming a professional
massage therapist.
Sincerely,
Kathleen Crawford
President and Director

LETTER FROM THE DIRECTOR OF
OUR SCHOOL
History ..............................................................................................4
Philosophy and Mission....................................................................5
Educational Objectives .....................................................................5
Program Schedule ............................................................................6
Program Outline ...............................................................................7
Program Description .........................................................................8
Course Descriptions .........................................................................9
Faculty ............................................................................................14
Facility and Learning Resources ....................................................16
Licensing and Certification / Financial Information ........................17
Private Assistance / Admission Requirements ...............................19
Credit for Prior Learning .................................................................20
Student Services ............................................................................20
Administrative and Academic Policies ............................................22
Leave of Absence ...........................................................................24
Grading ...........................................................................................24
Satisfactory Academic Progress.....................................................25
Graduation Requirements ..............................................................25
Graduation Certificate ....................................................................25
Graduate Employment Information ................................................25
Access to Files ...............................................................................26
Disciplinary Procedures ..................................................................26
Student Complaint Policy and Procedure ......................................27
Refund Policy for Veterans or Other Eligible Parties .....................28
Crime Statistics ..............................................................................29
School Map .....................................................................Back Cover
TABLE OF CONTENTS
4
HISTORY
Kathleen Crawford, President and Director of St. Charles School of Massage Therapy,
began practicing massage therapy in 1983. She established the Oasis Health
& Wellness Center, a massage therapy clinic, in St. Charles in 1987, where she
employed five massage therapists. She continued to pursue her own education in
the field, taking numerous seminars in advanced techniques learning how to meet the
individual needs of a very diverse clientele. Kathleens clients recognized that she
had excellent massage skills, and extensive knowledge of several different modalities.
Many clients urged her to train others to provide high quality massage services. In
1991, Kathleen began teaching a 100-hour course to her first class of six students. By
1996, the program had grown to 500 hours, and larger groups of students enrolled in
the school, which then became known as the St. Charles School of Massage Therapy,
LLC with Kathleen Crawford as member share holder. The school was certified to
operate by the Coordinating Board for Higher Education in 1997, and in April
1999, the school moved to its current facility at Executive Parc 94 in St. Charles. The
school then became an institution accredited by the Commission on Massage Therapy
Accreditation (COMTA) in October 2003.
5
OUR MISSION
Our mission at St. Charles School of Massage Therapy is to prepare the student to
become a successful massage therapist. The school is committed to creating an environ-
ment instrumental to learning and skill-building, and to achieving excellence in instruction
and practice. After training, each graduate will have gained the knowledge, ability, and
confidence they need to pursue a career in therapeutic massage.
EDUCATIONAL OBJECTIVES OF THE MASSAGE THERAPY
In order to fulfill our mission, the school offers 675 hours that are based on the following
objectives:
developing knowledge, confidence, and practical skills in massage therapy and
bodywork modalities
learning body function and structure, and applying it to massage therapy
learning the benefits of massage therapy, and knowing when not to give a massage
session
being able to recognize health conditions and appropriately referring clients to other
health care practitioners
gaining communication skills for professional, successful, client-therapist relationships
acquiring the skills to develop and operate a massage therapy practice
PHILOSOPHY
The teaching staff at St. Charles School of Massage Therapy believes that massage therapy
is a vital resource for the community and a positive career choice for the individual. The
profession promotes health, supports personal growth, and provides expert accomplish-
ments. We believe that massage therapists should have a broad range of skills to meet
the diverse needs of many different kinds of clients. As the general publics understanding
of the tremendous benefits of massage therapy continues to grow, we believe that clients
are expecting their massage therapists to be skilled professionals. Our program reflects
our commitment to providing students with the knowledge and skills which will earn them
the trust and respect of their clients and their communities.
PROGRAM SCHEDULE
The day program begins several times each year in the Fall, Spring, and Summer.
The evening program begins twice each year in the Fall (August) and Spring
(April). For specific dates of attendance and breaks, please see the Annual
Calendar, which is provided as an insert to this catalog. Please keep in mind that
the school reserves the right to cancel or postpone any start date of any program if
there is insufficient enrollment, or to modify the schedule.
Class Time
Class times are calculated in clock hours."Clock hours" is defined as a minimum of
fifty (50) minutes of instruction within a sixty (60) minute period."
Program Length
The day program takes 7 months (30 weeks) to complete.
The evening program takes 12 months (53 weeks) to complete.
Class Meeting Times
Day program classes meet according to the following schedule:
Massage I meets: Monday thru Thursday only from 8:30 am - 3:00 pm
Massage II meets: Monday, Wednesday and Friday from 8:30 am - 3:00 pm
Evening program classes meet both Monday and Wednesday (Fall), or Tuesday
and Thursday (Spring) from 6:30 p.m. to 9:30 p.m., plus two weekends per month
(sometimes once a month). Please refer to main syllabus for weekend workshop
hours.
All full-time day and part-time evening program classes will include scheduled clinic
hours for the latter half of the program that may be any time during the following
hours of operation:
Tuesdays and Thursdays 10am to 9pm
Saturdays and Sundays 9am to 5pm
Holidays
The school observes the following holidays, and no classes are held on these days:
New Years Day
Memorial Day
Independence Day
Labor Day
Thanksgiving and the day after
December 24, 25 & 31
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PROGRAM OUTLINE
Professional Massage Therapy Training Program
Massage Therapy and integration of other modalities
Chair massage
Trigger Point Therapy
Sports Massage 1 & 2
Foot Reflexology
Polarity Therapy
Aromatherapy
Shiatsu 1 & 2
Hydrotherapy
Clinical Practice (134 hours)
Client Treatment Plan
S.O.A.P Charting
Student Clinic
Science (168 hours)
Anatomy, Physiology & Kinesiology
Pathology
Business (60 hours)
Business Management
State & Local Laws
Health & Sanitation
Ethics
CPR/First Aid
TOTAL SUPERVISED, IN-CLASS HOURS
7
160.5
9.0
24.0
30.0
15.0
15.0
9.0
30.0
15.0
10.0
24.0
100.0
125.0
43.0
39.0
9.0
6.0
6.0
5.5
675
Supervised,
in-class hours
PROGRAM DESCRIPTION
The massage therapy and bodywork classes encompass the largest por-
tion of the program. In these classes, instructional methods include lecture, demon-
stration, and practice. After hearing an explanation of the theory of the modality
being studied and watching the instructor demonstrate specific strokes and move-
ments, students are given the opportunity to practice the techniques by working
on their classmates. Instructors are present during all practice sessions to correct
students technique, posture, and body mechanics, while giving them feedback on
their pacing, pressure, and many other skills that students will be developing over
time. All classes include time for students to ask questions and receive answers
from the instructor.
The clinical practice component of the program requires students to learn
S.O.A.P. Charting and Client Treatment Planning. Instructional methods for these
courses include lecture, class discussions, and oral presentations by students.
Students have the opportunity to use their charting and treatment planning skills in
the Student Clinic, where they receive supervised experience in working with mem-
bers of the public who have a wide range of conditions and reasons for receiving
massage therapy. The Student Clinic supports students in making the transition from
school clinics to professional practice by giving them an opportunity to integrate all
of the knowledge and skills that they are learning in the classroom.
Our science classes include anatomy, physiology, kinesiology and pathology,
taught through lectures and supplemented by the use of many audiovisual aids,
class discussions, and allowing time for students questions. We stress the impor-
tance for the students to develop their palpation skills by combining discussion of
bodily structures with simultaneous palpation of specific areas.
Business management consists of learning about precautions and safety issues
in the workplace, as well as professional ethics. Students are provided important
information on many aspects of establishing and maintaining a successful profes-
sional practice. This class is taught through lectures, class discussions, and dem-
onstrations. Guest speakers will provide insightful information into the dynamics of
successful business operations.
Our classroom environment is casual and friendly, and is focused on meeting
detailed learning objectives while giving the students a comfortable place to learn
and develop a wide range of skills. The ratio of instructors to students is a maxi-
mum of 20 to 1.
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COURSE DESCRIPTIONS
We continually refine our program in response to suggestions from students, instructors,
graduates, employers of our graduates, and to developments in the profession of massage
therapy. As new and better textbooks become available, we select the best ones to give our
students comprehensive information that is relevant and practical for their educational needs.
We also offer Continuing Education for our graduates and other professional massage
therapists. Students are encouraged to take these courses as their schedule allows.
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Massage Therapy/integration of other modalities
160.5 hours - prerequisite: none
Massage Therapy is the foundation of our program. In this class, students will explore the the-
ory behind bodywork, and will learn the practical application of massage therapy techniques
in full-body massage, chair massage, trigger point therapy, and sports massage. Course
includes: history of massage, benefits of massage, indications and contraindications for mas-
sage, personal hygiene, proper draping procedures, use of oils and creams, and therapists
body mechanics.
Chair Massage
9.0 hours
prerequisites: above

Trigger Point Therapy (Direct Pressure)
24.0 hours - prerequisites: Massage Therapy and Anatomy
Trigger point therapy is a simple technique of applying ischemic compression to an area
that is hyperirritable and can refer pain to another area of the body. Students will learn
how to apply pressure to relieve discomfort caused by trigger points in a muscle tissue.
Chair massage is done on a fully clothed
person using Acupressure & massage
therapy techniques. Students will learn a
fifteen-minute routine designed to reduce
stress and tension. The routine concen-
trates on the upper body: neck, shoulders,
back, arms, hands, and head. This form
of massage is extremely effective for edu-
cating the public about massage therapy,
introducing massage into the work place
and public settings including airports, con-
ventions and trade shows, and community
events. Chair massage can be a powerful
tool in obtaining new clients and building
a successful professional practice.
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Sports Massage 1 and 2
30.0 hours - prerequisites: Massage Therapy
This course covers the fundamental techniques involved in sports massage. Concepts of
pre-event, post-event, and training massage will be covered. Students will learn how
specific muscles are stressed by specific sports and what areas of those muscles are
subject to trauma. Topics also include body mechanics, sports injuries, and cryotherapy.
Foot Reflexology
15.0 hours - no prerequisite
Reflexology is a science based on the principle that there are reflex areas in the feet and
hands that correspond to all parts of the body. Stimulating these reflex areas, using fingers
and hands, can relieve stress and tension throughout the body. Students will learn the theory
and practical application of Reflexology.
Polarity Therapy
15.0 hours - no prerequisite
Polarity therapy is a comprehensive health system involving energy-based bodywork, diet,
exercise, and self-awareness. It works with the human energy field and electromagnetic
patterns expressed in a mental, emotional, and physical experience. Students will learn the
theory, history, and techniques of Polarity Therapy.
Aromatherapy
9.0 hours- no prerequisite
Aromatherapy is the art of using essential oils from aromatic plants and trees to promote health
and well being. This course will include theory and hands-on experience of blending twelve
oils.
Shiatsu 1
15.0 hours - no prerequisite
Shiatsu is a Japanese style of bodywork. In this course you will study the five element theories
and eight principles of Ki along with the 14 basic meridians. Students will practice simple
methods including thumbing, finger pressure, palming, and other hand techniques that can be
incorporated into a massage that is performed on a massage table or mat.
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Hydrotherapy
15.0 hours - prerequisite: Massage Therapy
Hydrotherapy is the science of water treatments applied externally to the body for thera-
peutic purposes. Students will experience and learn a variety of procedures including the
use of moist and dry heat, ice, fomentation, and packs.
Client Treatment Plan
10.0 hours - prerequisite: Massage Therapy/Anatomy, Physiology and Kinesiology
Students will obtain a volunteer practice client who has a medical condition and who
agrees to serve as a model for the students practice sessions. The student will perform
ten massage sessions with this client, as a homework assignment. Throughout this period
of time, the student will use S.O.A.P. charting to document the sessions, making detailed
notes of what the client reports to the student about any perceived changes in their condi-
tion. The student will also assess any changes that she/he perceives in the clients condi-
tion. At the conclusion of the ten sessions, the student will present a report to the class on
their experience, describing how the client benefited from the treatment. The majority of
class time is dedicated to listening and discussing each students presentation.
S.O.A.P. Charting
24.0 hours - prerequisite: Massage Therapy/Anatomy, Physiology and Kinesiology
S.O.A.P. charting is the method used by most practitioners of conventional and alternative
medicine to document the patient/clients condition, the treatments applied, and the results
of the treatments. Students will learn to use proper anatomical and medical terminology,
including abbreviations and symbols. Students will also learn how to take a medical his-
tory, and ask questions that properly elicit important information from the client.
Shiatsu 2
15.0 hours - prerequisite: Shiatsu 1
This segment will continue to build on techniques learned in Shiatsu 1. We will incorporate
stretching and floor work techniques for a complete shiatsu sequence, which will be performed
on a table or mat on the floor. Students will refine skills to provide a smooth, professional
ses-sion.
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Anatomy, Physiology & Kinesiology
125.0 hours - no prerequisite
This intensive course offers an in-depth look at the structure and functions of the human
body. Topics include origins, insertions, and actions of muscles, the 11 systems of the
body, and physiological functioning. To help enhance the learning experience, the instruc-
tor makes use of charts, skeletal models, slides, and videos.
Clinical Practice
100.0 hours
prerequisite: Massage Therapy/
Anatomy and Physiology
Students will do massage on the gen-
eral public with a supervising instructor
to develop professionalism, confidence,
and technical diversity. Topics include:
how to refer to other health care pro-
viders and obtain referrals, S.O.A.P.
charting, maintaining proper records,
minimizing the practitioners risk of
liability claims, proper care of clients
who have been referred by medical
practitioners, maintaining health and
sanitation needs for the general public,
and communication with other care
providers.
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Business Management, Ethics, State Laws, Health and Sanitation
60.0 hours - no prerequisite
This course will prepare the students for their new careers as massage therapists. Topics
include: professional ethics; state and local laws; self-employment versus being an employ-
ee; taxes and accounting; and, marketing techniques for building a clientele and having a
successful practice. Students will learn how to develop a personal wellness program and
will provide general wellness guidelines for clients. They will explore the importance of
personal hygiene for themselves and their future clients. In addition, this class will learn
about universal precautions and safety issues in the work place.
CPR/First Aid
5.5 hours - no prerequisite
All students must have a currently valid CPR/First Aid certificate for student licensing.
The school provides a CPR/First Aid course for all students enrolled in the Professional
Massage Therapy Program presented by an instructor from the American Red Cross.
The instructor demonstrates cardio-pulmonary resuscitation and basic first-aid methods.
Students have the opportunity to practice the techniques on models of the human body.
Pathology
43.0 hours - no prerequisite
This course explains the physiological changes brought on by disease. Topics include:
names, causes, and symptoms of diseases, risk factors associated with specific diseases,
and changes resulting from various states of disease. Specific emphasis will be placed
on the indications and contraindications for massage therapy.
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The instructors at St. Charles School of Massage Therapy are wonderful resources for our
students. They draw on their deep knowledge of their specific subject areas, as well as
years of professional practice in the field of massage therapy. Dedicated to providing
a high quality learning experience for the students, our instructors emphasize individual
attention in a supportive, educationally stimulating atmosphere.
Kathleen Crawford is the Director of St Charles School of Massage Therapy and Spa
St Charles, a Licensed Massage Therapist, and is Certified by the International Institute of
Reflexology. Kathleen has practiced massage therapy since 1983, and she is the Founder
and Director of St. Charles School of Massage Therapy. She began her practice with
Foot Reflexology, progressed into therapeutic massage, and pursued continuing educa-
tion in many different modalities and advanced techniques. Kathleen teaches several
courses, including Massage Therapy and Foot Reflexology, and she supervises students
in the Student Clinic. In her private practice, Kathleen enjoys the challenge of working
with clients who have not received relief for their conditions from conventional medical
treatments, and she emphasizes client education to help people understand how to avoid
many health problems.
James Crawford has a Masters Degree in Psychology and a law degree. He is a
Licensed and Nationally Certified Professional Counselor, and he has taught courses in
both the law and psychology at local colleges. James is a private practice counselor
consultant, and has a private counseling practice at SCSMT. James is the instructor for
the Stress Management course, where he uses his extensive knowledge about the causes
and effects of stress to help students understand how stress can be reduced, for themselves
and their clients.
Dr. Dennis James is a Licensed Chiropractor who holds a Bachelors degree in Biology
from Southwest Missouri State University, and he is a 1998 graduate of Logan College of
Chiropractic. Dr. James currently operates a private practice in St. Charles. He teaches
all Anatomy and Physiology classes. He truly has a passion for an overall holistic health
approach, and is very supportive of the school. Dr. James enjoys teaching and working
with the students while making the classroom a fun, professional experience.
Debbie Flaugher is a Registered Nurse, holding a Diploma Degree in Nursing from
Missouri Baptist Hospital School of Nursing. As a Nationally Certified, Licensed Massage
Therapist, and Nationally Certified in Medical Massage Therapy, Debbie brings a broad
background of medical skills and massage practice to our school. She is a Natural Health
Educator and specializes in Lymphatic, Oncology and Asian Bodywork therapies. She is the
Full-time Day Medical Massage Program instructor, and is an instructor for the Professional
Massage Therapy Training Program and various Continuing Education Classes.
FACULTY
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Maggie Fenimore is a licensed massage therapist and has practiced massage therapy
for over 20 years. She currently teaches the aromatherapy and Polarity therapy classes, and
has taught Aromatherapy approximately 10 years. Additionally, she is a certified Flower
Essence practitioner and has recently become one of three Registered Aromatherapists
in Missouri. Maggie maintains her massage therapy practice at Advanced Bodywork
Center..
Jane Flanakin graduated with a B.A. in Human Resources in 1994 from Lindenwood
College. She spent her early years in the Corporate world and has over 30 years of
experience in working closely with people on many different levels. Consequently, she has
strong interpersonal skills. She studied massage therapy at Oasis Health and Wellness
Center and graduated from there in the Spring of 1995. In 2003 she graduated from
the Institute of Structural Medicine where she completed 2000 hours in the Structural
Integration modalities of Hellerwork and Structural Medicine. In addition to teaching,
Jane maintains her own practice of Soft Tissue Restructuring, where educating the client
is a main focus. Jane's love for teaching comes from watching the students progress from
novice to expert, and getting to watch them explore and discover their own style.
Kerri Flaugher, BSHS, has earned a Bachelor of Science degree in Health Science from
Maryville University, where she is currently working toward a Masters Degree of Physical
therapy. At Maryville, Kerri held a teaching assistant position in the Gross Anatomy Lab,
where she was responsible for teaching cadaver dissection, anatomy, and basic kinesiol-
ogy to students, as well as assisting in developing lab exams. She has extensive experi-
ence in working with the geriatric population, patients with chronic illness, and patients
with mobility issues. She is currently the coordinator of the After-Hours aquatic program
at a local physical therapy rehabilitation facility. Kerri enjoys teaching and has a wealth
of knowledge in the health care field.
Lynae Wachter holds a Bachelors Degree in Psychology with a Certificate in Women's
Studies. She is also a graduate of the Chiropractic Assistant Certification Course from
Logan College of Chiropractic. Lynae has been a massage therapist since 1994, is
licensed by the State of Missouri and Nationally Certified by the National Certification
Board of Therapeutic Massage and Bodywork. She is also a member of Associated
Bodywork and Massage Professionals. Lynae is a Missouri State Licensed Esthetician and
a Missouri State Licensed Instructor under the Cosmotology Board. She is a member of
Associated Skin Care Professionals. Lynae is a certified aromatherapist and Reiki Master.
As an instructor and clinic supervisor, Lynae brings a diverse and multi-layered perspective
to her classroom.
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Parking is available in the lighted parking lot.
In the library-conference room, there is a computer workstation with internet access that is
available for student use. The library contains over 100 books and other print materials.
Classroom equipment includes massage tables and accessories, a skeleton, anatomical charts,
privacy screens, overhead projector, television and VCR, and slide projector. Students do not
need to bring massage tables to class. These are provided for student use. Students bring their
own linens for in-class practice and for the Student Clinic.
FACILITY AND LEARNING RESOURCES
St. Charles School of Massage Therapy is located in a quiet, professional building that
was constructed in 1999. Other current tenants in the building include a computer com-
pany, an accounting firm, and a real estate company. We signed our lease before the
building was completed, thus offering the opportunity to custom design the space to meet
the needs of our students and our clinic, and the special nature of our program.
The school and spa occupy 3,500 square feet of space, all located on the main floor of
the building, including:
administrative and faculty offices
four large classrooms with folding walls that can be opened to create one large
assembly space
room that doubles as the library and conference room
student lounge with vending machines stocked with a wide selection of beverages
and snack foods, sink, refrigerator, and microwaves
student lockers located adjacent to the student lounge
handicap accessible facility
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Tuition, Required Fees, and Optional Costs
The cost of tuition for the 675-hour program is $10,000 and includes all necessary textbooks, CPR/First
Aid, massage oils for classroom and clinic training.
In addition to tuition, students must pay the following required costs and fees (approx-
imately $300.):
Application fee $ 75.00 (non-refundable)
Student License $ 25.00
Professional liability insurance $ 49.00 - $94.00
(to provide coverage for massage students during the duration of the program)
Graduation fee $ 50.00
Clothing: Scrubs (top & pants) approximately $50.00 - $75.00
Linens for use in classroom and clinic approximately $50.00 - $100.00
FINANCIAL INFORMATION
Massage therapy is an emerging profession. The number of massage therapists practicing
in the United States has increased substantially over the past decade, and important changes
in educational standards, practice standards, and regulation have accompanied this growth.
The profession is still developing, and more breakthroughs are occurring daily. Through
professional associations like the Associated Bodywork & Massage Professionals (ABMP) and
American Massage Therapy Association (AMTA), massage therapists are working legislatively
with regard to regulations that are fair and provide a good balance between protecting the
public and protecting massage therapists freedom to practice the way they choose. There is
still a tremendous amount of work to be done, and we encourage our students and graduates
to stay informed about and participate in the further development of the profession.
Currently, massage therapists are licensed in 35 states and the District of Columbia. The
requirements for licensure vary from state to state. In unlicensed states, some cities have mas-
sage licensing procedures. The State of Missouri passed a massage therapy licensing law
in 2000. The law states that graduation from a 500-hour program that is certified to operate
by the Missouri Coordinating Board for Higher Education is required to satisfy the require-
ments for licensure. Since the St. Charles School of Massage Therapy is certified to operate
by the Coordinating Board for Higher Education, our graduates are eligible to apply for
licensure once they have passed the National Certification Exam. We provide our students
with information on how to apply for both the National Certification exam and the Missouri
State license.
National certification is a requirement for licensure in several other states. The Board that
administers the exam has published a program content outline listing all of the topics that
are included on the exam. We use the outline for developing and refining our courses to
provide our students with preparation for the exam. We cannot guarantee every question on
the exam will be on material covered in our program, so we encourage our graduates to do
supplemental reading and studying to complete their preparation for the exam. It is a mean-
ingful certification process, and being nationally certified adds credibility to the qualifications
that are important to potential clients, medical practitioners who may refer clients to massage
therapists, and the general public.
Places of employment include salons, spas, medical offices, hospitals, and massage clinics.
Income ranges from 40-50% of salon & spa fees for services to doctors offices who pay
$15.00 per hour upward, and massage clinics which pay an hourly rate or commission. Most
employers provide health insurance, vacation, and retail discounts. An additional benefit from
salons and spas are reduced rates for specific services they offer.
LICENSING AND CERTIFICATION OF MASSAGE THERAPISTS
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Required fees for the licensure process after completion of the program(approximately
$700):
National Certification Exam Fee $225.00
Fingerprints/Background Check (professional) $38.00
Provisional license fee $50.00
Professional license fee $200.00 (every 2 years)
Professional liability insurance approximately $200.00 - $250.00/yr.
The following costs are for items that are optional:
Administrative fees are as follows:
Fee for late payment of tuition $5.00 per day
Returned check fee $15.00
Lost handout or the use of copy machine $.10 per page
Tutoring $35.00 per hour
(fee may be divided by the number of individuals present for a group tutoring session)
Make-up exams and other costs associated
with completing make-up work See attendance / student handbook policy
Testing Fee for credit for Prior Learning $150.00 Testing fee plus portion of tuition
Additional copy of transcript or certificate $10.00
Verification of Education $10.00
Verification of Exam $10.00
Optional massage equipment/accessories approximately $100.00 - $150.00
Payment Plans
Financial Aid Programs
We currently process aid for the Federal Pell Grant, Federal Stafford Loans (subsidized and unsubsi-
dized), and Federal Plus Loans. The first step for determining a students eligibility is to complete a FAFSA
(either via the paper or online at www.fafsa.gov). Our school code number is 03817300. Financial
Aid is determined on the basis of a family contribution schedule developed by the U.S. Department of
Education.

Pell Grants
U.S. citizens or eligible non-citizen
Eligibility depends upon financial status of student or parents finances
Maximum award is $3,038
Awards that do not require repayment
Stafford Loans
U.S. citizens or eligible non-citizen
Eligibility depends upon financial status of student or parents finances
Maximum award is $4,968
Interest rate will never exceed 8.25%
Must be repaid
PLUS Loans
Available only to parents of students who are under the age of 24
Eligibility depends upon financial status of parents
Interest rate will not exceed 9%
Must be repaid
All Pell Grants, Federal Stafford and Federal PLUS Loans will be applied directly to any tuition and fees
owed by the student.
Alternative Loans
Private credit-based alternative loans through SLM Financial Corporation are available. Please call the
school for the SLM loan application.
Methods of Payment
The school accepts cash, personal checks, Visa and MasterCard credit cards.
19
An application form is available at the school. When we have received the application form,
the application fee, and the required documents, they will be reviewed for completeness.
We recommend that you file your application well in advance of the date on which you would
like to enter the program. We may reach our maximum enrollment before the start date of the
program that you have selected, so your early application can assure your place in the class.
Also, we may have to cancel a start date if there is insufficient enrollment, so your early applica-
tion may help avoid eliminating your selected entry date from our schedule. In either case, it is
to your advantage to apply early.
Admissions policy regarding persons with special needs
We do not discriminate based on disabilities. In accordance with the Americans with Disabilities
Act, we will provide reasonable accommodations for our students who are accepted into our
program. During the interview process, we ask that prospective students who have any form of
disability to inform the interviewer for the purposes of determining our capability to meet their
particular need. We will review the information presented and discuss with other staff members
several plans to address potential problems in our presentation of the course material. This will
include various teaching methods, logistical accommodations and the special equipment neces-
sary for a positive learning environment. After a plan is developed, we will schedule an appoint-
ment to review the suggested plan and decide with the prospective student whether it will meet
their learning needs. If we think we are unable to accommodate the presented disability, we
will notify, in writing, the prospective student of our regret to admit them.
Enrollment Procedures
Once a student contacts the school to request school information, there is a sequence of events
that will happen before the student starts school. When the student first contacts the school, he/
she will either request a school catalog/brochure to be sent or the student can come to the school
to meet briefly with staff, tour the school, and pick up the catalog. Included with the catalog
will be inserts with the following information: application, updated tuition cost, and any recent
changes in school policy.
ADMISSION REQUIREMENTS AND PROCEDURES
In order to be considered for admission to the massage therapy program, applicants must:
have proof of identity via drivers license
have earned a high school diploma or legal equivalent
be at least 18 years of age (at time of graduation)
have received at least 2 massages from professional massage therapists
submit two letters of recommendation (from non-family members)
have an interview with the administrative staff
bring two, 2x2 photographs showing head and shoulders
PRIVATE ASSISTANCE
In the event that a student would not qualify for and/or receive any federal funding, a payment
plan is provided for students who cannot pay the entire amount of tuition and required fees at the
beginning of the program. The student must pay the application fee at the time of interview and
$4,000.00 of the tuition no later than one week before the first day of classes. The remaining
tuition for the Day Program may be paid in seven installments, and the remaining tuition for the
Evening Program may be paid in twelve installments. The deposit is waived for students who
pay the tuition via federal funding and will be allowed to pay the tuition balance in monthly
installments according to the payment plan. All payments are due on the first day of each month.
No interest is charged for the payment plan. Tuition assistance is available from the Veterans
Administration and the Workforce Investment Act, and/or your state department of Vocational
Rehabilitation if you qualify.
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STUDENT SERVICES
Job Placement
As the demand for massage therapy has grown over the past decade, opportunities for mas-
sage therapists to become salaried or hourly employees have increased. As described in our
Business Management course, various types of employment agreements are being established
between massage therapists and employers, including salon and spa owners, physicians,
chiropractors, hotels, athletic club and resort managers, as well as growing numbers of con-
ventional and alternative medical practitioners. Traditionally, massage therapy has been a
field in which practitioners have chosen to be self-employed. Massage therapists have con-
ducted their own independent practices in a variety of settings, including treatment rooms in
their homes and in private offices located in business and commercial buildings. Additional
opportunities include home visits and on-site massage services in the workplace, using spe-
cially designed massage chairs.
When you apply for admission to the program, please specify if you would like to receive
credit for prior learning. After you have been accepted to the program, the School Director
will make a determination on the amount of credit that you will be granted toward completion
of the 675-hour program, according to the following guidelines:
If you have taken an approved course in CPR/First Aid and hold a currently valid certifica-
tion, you may be granted 5.5 hours of credit. You must maintain your certification, and it
must be valid during a period of time that includes the date of your graduation from our
school.
If you have taken and passed courses in Anatomy, Physiology and Pathology at an
accredited 2- or 4-year degree-granting institution, you may be eligible for academic credit
for 168 hours of Anatomy, Physiology and Pathology in our program. You will be required
to take a written and practical test administered by our instructors, and you must achieve a
grade of 70% or above to receive credit toward our requirements. While you may receive a
reduction in tuition, there will be a charge for the test, as well as a charge for the hours of
credit. If you do not pass both tests, the $150 testing fee may be forfeited and you will be
required to take the class. The charge for the hours of credit is typically one half of the
normal fee based on the current rate per classroom hour.
When considering applying for credit for prior learning, please keep in mind that the courses
in our program are well integrated and relate specifically to massage therapy and the various
bodywork modalities that we teach. It may be helpful to take courses you have already taken
elsewhere as a refresher course and to prepare yourself to take the National Certification
CREDIT FOR PRIOR LEARNING
After reviewing the catalog, the student will call to arrange an interview (bring application,
all relevant information in admissions requirements and application fee to interview). After the
interview, the completed application along with interview results will be reviewed by Assistant
Director and Director. Upon acceptance, the student will be notified by phone or in writing.
If the student is not accepted, the student will receive a written explanation of the details for a
denial of admission.
Upon acceptance, the student must make the necessary down payment to receive the textbooks
and an assured seat in the class. Please be aware that we may have to cancel a start date if
21
While you are enrolled in our program, we encourage you to clarify your professional goals,
and decide how and where you would like to practice. With a solid foundation of compre-
hensive training and the proper motivation to work in this specialized field, graduates can
create the kind of employment they desire. Our staff will provide you with placement assis-
tance consisting of referrals to businesses that hire massage therapists, as well as advice and
suggestions for achieving your goals. When the school receives phone calls from employers
seeking to hire massage therapists, we post this information on a message board for graduates
and students nearing graduation. While we do offer assistance in finding a job, we do not
guarantee any employment for our graduates. If you would like further assistance, please ask
the School Director. We do not guarantee that we will place you in a job.
Counseling
The School Director meets with students upon request, to provide academic counseling, and
to discuss the students experience in the program and his or her progress toward meeting all
of the program requirements.
It is not unusual for students to experience personal change and growth as a result of the high
degree of touch that students give and receive during the program. The intensity of this expe-
rience can bring to the surface a variety of emotions and memories. Students can take full
advantage of this opportunity to increase their awareness, self-knowledge, and self-esteem by
receiving personal counseling while they are enrolled in the program. The school maintains
an agreement with a Licensed Professional Counselor, who understands the unique nature and
challenges of our program. He is available for sessions that can be arranged in advance.
Library
The school provides a computer workstation in the library, as well as books and videotapes
that students may use while they are at school. We encourage students to take full advantage
of these resources, as they can enrich the learning experience and provide the student with
information that we do not have time to cover in the massage training program.
22
Cancellation and Tuition Refunds
STUDENT CANCELLATION RIGHTS
All monies paid shall be refunded to the student who wishes to cancel their enrollment within
three (3) business days of signing their enrollment contract. If the student was eligible for fund-
ing through various government agencies, and the school received this funding directly, then
the school will refund directly to the specific agency. The School must receive a written notice
of cancellation.
WITHDRAWAL OR TERMINATION
Should a student terminate or withdraw from the program, the refund will be based on sched-
uled hours of class attendance. Please note that termination of the program must be in writing
in order to calculate a refund. The act of simply not showing up to class will not serve as a
formal withdrawal. All school equipment must be returned to the school in good condition
before any refunds are made. Leaves of absence and school holidays will not be counted as
a part of class attendance.
If a student already enrolled in the program decides to withdraw before the program begins,
and more than 3 days have passed since the signing of the enrollment agreement, the stu-
dent will receive a refund of all monies paid, except the $75 application fee, which shall be
retained by the school.
Should the student withdraw after instruction has begun, or should the student be dismissed
from the program, the amount of the tuition refund will be calculated based on the scheduled
class hours, according to the following refund policy:
TIME OF WITHDRAWAL OR DISMISSAL PERCENTAGE OF TUITION
OWED BY STUDENT
1% to 10% of program.................................... up to 10%, plus $150 withdrawal fee
11% to 24% of program.................................. up to 25%, plus $150 withdrawal fee
Second 25% to 50% of program....................... up to 50%, plus $150 withdrawal fee
Over 51% of program............................................... 100%
In the case of prolonged illness, death in the family, or other circumstances that make it imprac-
tical for the student to complete the course, the School may make a settlement that is reason-
able and fair for both parties.
All refunds will be mailed to the student within 30 days of the student's notice of their effec-
tive date of withdrawal. All textbooks, massage oils, massage table, and face cradle must be
returned to the school before a refund is made to the appropriate person(s).
Standards of Conduct
Students are required to follow all school policies and procedures. The Student Handbook
contains all the Standards of Conduct, consisting of guidelines regarding a number of top-
ics. Applicants will be provided with a Student Handbook on the first day of class. Topics
include:
ADMINISTRATIVE AND ACADEMIC POLICIES
23
Self-responsibility and Accountability
Appearance and Dress Code
Hygiene and Handwashing
Dressing, Undressing, and Nudity
Draping
Confidentiality
Dual Relationships and Appropriate Boundaries
Harassment
Discrimination
Personal Property
Academic Honesty
False Claims
Substance Abuse
Sale and/or Endorsement of Products or Services
Illness and Infectious Conditions
Smoking
Unsatisfactory Conduct
Drug & Alcohol Abuse Prevention Information
Students are prohibited from using, abusing, possessing, exchanging, selling, and/or distrib-
uting controlled substances (illicit drugs) and/or alcohol while on school premises or while
engaged in any school-sponsored activity, including the fulfillment of any course requirement.
Students are prohibited from coming to class while under the influence of alcohol or illegal
drugs. Any of the above listed behaviors could lead to dismissal from the program. If a student
needs alcohol or drug counseling, a counselor is available with advance notice.
As a natural health care provider, SCSMT believes that it should set high standards for the well-
being of its students. Students are allowed to smoke in designated areas on SCSMT premises,
but not to include the inside of the instructional rooms or other indoor spaces.
St. Charles School of Massage Therapy does not have an athletic program and no student
athletes, and, therefore, has no statistics to report.
Additional Policies
ATTENDANCE/TARDINESS REQUIREMENTS
Our program is very experiential in nature, and attendance is necessary to receive the full ben-
efit of the training. An absence consists of missing class entirely, being more than 30 minutes
late for class, or leaving class before the end of the session without the instructors approval.
Tardiness disrupts both the instructor and the students; therefore, any student who arrives after
roll has been taken shall be marked tardy. Three tardies shall be recorded as one absence.
Three tardies in clinic will equal one hour of missed clinic and must be made up with approval
of the Clinic Coordinator. If a student is absent for more than 10% of the massage therapy
training program, the student may face disciplinary action, such as academic probation, and
may not graduate as scheduled. The student will be required to complete additional work in
order to come back into compliance with the attendance policy. All missed class time must be
made up, regardless of whether or not the student has missed a total of more than 10% of the
program, in order to complete the total number of program hours. Students must demonstrate
their knowledge of all subject matter and must complete all assignments for any missed class.
24
Should a student miss a test, it is to be taken on the day of return to school. Excessive absences
resulting in the student being unable to complete the program in one and one-half times the
program length will result in the students dismissal from the program. Students who miss five
(5) consecutive school days without advance permission and an approved leave of absence
will be dismissed from the program, unless acceptable written justification is received as soon
as possible in case of emergency. The following fees are charged before students perform
their make-up work:
$35 fee .......................hands-on examination
$35 per hour ...............tutoring
$25 fee .......................written examination (if taken outside of regular business hours)
Up to $45 fee ..............clinic session (depending upon length of session)
$45 fee .......................rescheduled weekend class
Numerical grade Letter grade
90 100% A
80 89% B
70 79% C
0 69% F
A grade of Incomplete ("I") will be granted only in cases of emergency. An "I" must be con-
verted to a letter grade within 2 weeks of the date the exam was scheduled to be taken. The
progress of each student is recorded on an academic report card every two months.
LEAVE OF ABSENCE
The programs provided by the school are not offered many times throughout the year.
Therefore, when a student chooses to take a leave of absence from the program, it may not
be possible to resume where they left off at a time that would be more convenient to the stu-
dent. While the terms and financial agreements set forth in the original enrollment agreement
will still apply, the student will need to pay extra charges if a leave of absence results in the
student needing to repeat a course or a portion of a course. The maximum length of a leave
of absence for the massage therapy training program is 6 months. Only one leave of absence
is permitted for the duration of the program in which the student is enrolled. A request for a
leave of absence must be submitted in writing to the School Director, who will approve or deny
the request at her discretion. Depending upon the students circumstances, the student may
find it simpler to withdraw from the program and re-apply at a later date.
GRADING
Students are tested regularly via written and practical exams. Exam dates are listed in the
syllabus for each course. The Schools grading system for written and practical exams are
as follows:
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Upon graduating from the program, the student will be provided with a "Certificate of
Completion," stating that the student has satisfactorily completed a program of 675 hours of
massage therapy training.
GRADUATION CERTIFICATE
In order to graduate from St. Charles School of Massage Therapy, the student must maintain
Satisfactory Academic Progress and complete the following requirements no later than one
week before the scheduled graduation ceremony (Please discuss any extenuating circumstanc-
es with the Director if more time is needed):

complete all assignments, tests, quizzes, clinic hours and make-up exams
achieve passing scores on all practical exams
fulfill all tuition and fee obligations
Financial Aid recipients of Federal Stafford & Family Plus Loans must attend a loan exit
counseling session counseling.
GRADUATION REQUIREMENTS
SATISFACTORY ACADEMIC PROGRESS
In order to maintain Satisfactory Academic Progress, students are required to:

receive no more than two failing grades in either Anatomy & Physiology or Massage
Therapy curriculum throughout the entire program (tests must be re-taken and passed; the
highest grade possible on a re-taken exam is 70%.)
maintain a letter grade of C or above
complete the entire program within a period of time equal to 1 and 1/2 times the
scheduled length of the program
complete at least 1/2 of the program hours no later than a point that is halfway through
the maximum time allowed for program completion
maintain compliance with the requirement to attend a minimum of 90% of the program
participate in and satisfactorily perform all clinical and practical learning exercises
Our graduates successfully gain employment, via working for an employer or going into busi-
ness for themselves. Seventy-eight percent of students who started in 2005 graduated, and
62% of 2005 grads are currently practicing massage therapy.
GRADUATE EMPLOYMENT INFORMATION
FEDERAL FINANCIAL AID SATISFACTORY ACADEMIC POLICY
A student whose GPA falls below 2.0 will be placed on Federal Financial Aid Probation for
the length of time equal to one grading period. The student must complete the following to
come into compliance:
Raise to a 2.0 GPA
Comply with attendance policy
Failure to comply will result in forfeiture of future disbursements for at least one grading period.
Students who are dismissed from the program will not receive any Financial Aid disburse-
ment.
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Student files are kept in locked file cabinets in the school office. Information in student files is
considered confidential. Only those instructors and administrative staff members who have a
legitimate need to know particular information will have access to student files. Students have
the right to have access to their files, and students may inspect the contents of their files by
making an appointment with the School Director. The school will release student information to
the Missouri Department of Higher Education and to nationally recognized accrediting agen-
cies, and when required by law, to judicial or law enforcement agencies. Student records will
not be released to any other individual or organization without the students written consent.
Students are required to sign an agreement giving their consent to release certain materials
to prospective employers, schools and professional boards. A copy of the Family Educational
Rights and Privacy ACT (FERPA) may be found in the Administrative offices at SCSMT.
ACCESS TO FILES
Grounds for Disciplinary Action
Failure to comply with policy on Satisfactory Academic Progress
Failure to make up-to-date and consistent payment of tuition and fees
Failure to comply with Standards of Conduct
Failure to comply with any school policies or procedures.
Types of Disciplinary Action
Warning: A warning consists of a written notice to a student that they may face more
serious disciplinary action if they fail to fulfill specific requirements for main-
taining compliance with specific school policies and procedures.
Probation: Probation indicates that a student may continue in the program only under
certain conditions. The length of the probationary period depends upon the
portion of the program that the student has completed, as follows:
Percentage of Program Hours Completed Duration of Probationary Period
25% or less Until 50% of program is completed
26% to 50% Until 75% of program is completed
51% to 100% Until 100% of the program is completed
Dismissal: Dismissal indicates that a student must discontinue all participation in the
program. A student who fails to meet the conditions of probation may be
dismissed. Additionally, a student may be dismissed without first receiving a
Warning or being placed on Probation, at the discretion of the School
Director, which typically occurs when a serious violation occurs that places the
school or anyone in the school at risk of injury.
Procedure
Whenever a student is facing possible disciplinary action, the School Director will meet with the
student, inform the student of the concern or apparent violation, listen to the students descrip-
tion of special circumstances and/or their side of the story, and make a determination.
DISCIPLINARY PROCEDURES
27
Appeals
A warning may not be appealed. Probation or dismissal may be appealed. The student
wishing to file an appeal must provide the School Director with a written explanation of the
reasons for the appeal within 10 days of their receipt of notification of probation or dismissal.
The Director will review the request, and may interview the student and/or any Instructor or
administrative staff person who can provide helpful information. The Director will review all
related information and decide that either the original determination of probation or dismissal
will stand, or that the original determination shall be changed to either a warning or no dis-
ciplinary action. The Director will give her final decision within 2 weeks of her receipt of the
written request for an appeal.
STUDENT COMPLAINT POLICY AND PROCEDURE
As described in the section entitled Disciplinary Procedures, students may appeal disciplin-
ary actions. Additionally, if a student believes that any member of the school community has
treated him unfairly or inappropriately, the student may use the following complaint procedure.
All individuals involved in a complaint procedure are expected to communicate with temper-
ance and mutual respect in a responsible, honest, and direct manner. All efforts will be made
to conduct the complaint procedure with the highest possible level of confidentiality. The steps
in the complaint procedure are:
Speak to the person with whom you have your concern to resolve the situation. If you have
reason to fear repercussions from approaching the person directly, or if the two of you are
unable to come to a resolution, proceed to Step 2.
Speak to an Instructor of your choice to receive guidance on the matter. If no resolution
results, proceed to Step 3.

Request a meeting with the School Director, who will speak to the individuals involved and
help them come to a resolution. If the individuals are unable to come to a mutually agree-
able resolution, the Director shall make a final decision, which may include conditions with
which both individuals will be required to comply.
Another alternate step could be to fill out a complaint form located in the library and give
it to the School Director. There will be a response within 72 hours of receiving the complaint.
Depending on the circumstances, an Incident Report may need to be completed and
submitted to the Director. Please refer to the Student Handbook for additional information.
If the student believes that this process has not resulted in a fair resolution of the complaint, the
student may submit the complaint, in writing, to the Missouri Department of Higher Education
at 3515 Amazonas Drive, Jefferson City, MO 65109, 573-751-2361. Students may also
access the web site (www.dhe.mo.gov.)
A refund of the unused portion of tuition, fees, and other charges will be made to the fund-
ing agency for the veteran or eligible persons who either fail to enter the program or complete
the program. This policy is as required by the Department of Veterans Affairs Regulations, CFR
21.4255. The refund will be within 10% of an exact pro rata established at enrollment. The
registration fee will be retained if an eligible person fails to enter the course.
Prompt Refund: The refunded amount shall be paid within 30 days.
Workforce Investment Act: No more than $100 of the established registration fee will be
retained if the student fails to enter the course. Refunds of state board funds shall be accord-
ing to 5 CSR (4) (E) 4.
Need Housing
The following websites allow you to perform a custom search for finding a house or apart-
ment to live in while attending school.
www.rent.com
www.apartmentguide.com
www.yourjournal.com
www.stltoday.com/apartments
Apartment Search > Select Location & Type > St. Charles County
Another option is to look for rooms to rent in houses. They can be found in the Journal and
St. Louis Post-Dispatch
Call the Assistant Director for further information on specific apartment complexes
REFUND POLICY FOR VETERANS / OTHER ELIGIBLE PERSONS
28
COMTA Student Complaint Policy
If a student believes that there is not a fair resolution of a complaint after going through the
complete administrative procedures outlined in the Student Complaint Policy and Procedure
section, the student may file a formal written complaint with the Commission on Massage
Therapy Accreditation (COMTA). The COMTA complaint form and written procedures may
be obtained from the office of the Director/Assistant Director. All formal complaints must be
directed to COMTA at 1007 Church St.; Suite 302; Evanston, IL 60201.
Following are the number of crimes that occurred between January 1 - December 31, 2006,
on St. Charles School of Massage Therapy premises which are reportable under the federal
Crime Awareness and Campus Security Act of 1990:
Murder 0
Rape 0
Robbery 0
Aggravated assault 0
Burglary 0
Motor vehicle theft 0
Arson 0
Hate Crimes 0
Race
Gender
Religion
Sexual orientation
Ethnicity
Disability
Arrests 0
Liquor law violations 0
Drug violations 0
Weapons violations 0
Please report any and all crimes on campus to SCSMT administration and the St. Charles
Police at (636) 949-3300.
CRIME STATISTICS
29
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St. Charles School of Massage Therapy
Executive Parc 94
2440 Executive Drive, Suite 100
St. Charles, MO 63303
(636) 498-0777
(636) 547-3068/FAX
www.scsmt.net
info@scsmt.net