Table 3.

Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004

Item

All
consumer
units

Number of consumer units (in thousands) ...............

116,282

Income before taxes .............................................

Income after taxes ................................................
Age of reference person ........................................
Average number in consumer unit:
Persons ................................................................
Children under 18 ................................................
Persons 65 and over ............................................
Earners ................................................................
Vehicles ...............................................................

Under
25
years

25-34
years

35-44
years

45-54
years

55-64
years

65 years
and older

65-74
years

75 years
and older

8,817

19,439

24,070

23,712

17,479

22,765

11,230

11,536

$54,453
52,287
48.5

$22,840
22,507
21.4

$52,484
50,819
29.7

$65,515
63,202
39.7

$70,434
66,761
49.3

$61,031
58,043
59.1

$34,988
34,040
75.3

$42,137
41,126
69.3

$28,028
27,142
81.2

2.5
.6
.3
1.3
1.9

1.9
.4
(1)
1.3
1.2

2.9
1.1
(1)
1.5
1.8

3.2
1.3
(1)
1.7
2.1

2.7
.6
(1)
1.7
2.4

2.1
.2
.1
1.3
2.2

1.7
.1
1.4
.5
1.5

1.9
.1
1.4
.7
1.9

1.5
(1)
1.3
.2
1.2

Sex of reference person:

Male .....................................................................
Female .................................................................

48
52

46
54

49
51

48
52

50
50

50
50

46
54

50
50

42
58

Housing tenure:
Homeowner .........................................................
With mortgage ...................................................
Without mortgage ..............................................
Renter ..................................................................

68
42
25
32

15
9
5
85

49
42
7
51

69
59
11
31

77
58
19
23

83
46
37
17

80
18
62
20

83
27
56
17

78
10
68
22

Race of reference person:

Black or African-American ...................................
White, Asian, and All Other Races ......................

12
88

11
89

13
87

14
86

13
87

10
90

9
91

10
90

9
91

Hispanic or Latino origin of reference person:

Hispanic or Latino (new UCC Q20032) ...............
Not Hispanic or Latino (new UCC Q20032) .........

11
89

13
87

17
83

14
86

8
92

8
92

5
95

6
94

4
96

5
35
59

2
29
69
(2)

3
30
67
(2)

3
35
61
(2)

4
32
64
(2)

6
36
58
(2)

12
46
42
1

9
45
46
1

15
46
37
1

At least one vehicle owned or leased ....................

88

71

90

91

93

92

83

89

77

Average annual expenditures ..................................

$43,395

$24,535

$42,701

$50,402

$52,764

$47,299

$31,104

$36,512

$25,763

Food .......................................................................
Food at home .......................................................
Cereals and bakery products .............................
Cereals and cereal products ............................
Bakery products ...............................................
Meats, poultry, fish, and eggs ............................
Beef .................................................................
Pork .................................................................
Other meats .....................................................
Poultry ..............................................................
Fish and seafood .............................................
Eggs .................................................................

5,781
3,347
461
154
307
880
265
181
108
156
128
42

3,715
1,853
265
99
166
480
148
95
53
101
57
26

5,705
3,155
432
152
280
812
250
161
97
154
112
38

6,752
3,897
552
194
357
1,019
313
204
125
182
151
45

7,038
4,083
547
181
366
1,111
338
222
140
196
167
48

5,898
3,374
437
137
300
894
257
203
102
156
130
46

4,206
2,722
394
118
276
694
205
148
91
108
103
38

4,871
3,049
422
126
296
799
236
173
113
123
111
44

3,518
2,380
364
110
255
584
172
122
68
93
95
33

Dairy products ....................................................

Fresh milk and cream ......................................
Other dairy products ........................................
Fruits and vegetables ........................................
Fresh fruits .......................................................
Fresh vegetables .............................................
Processed fruits ...............................................
Processed vegetables .....................................

371
144
226
561
187
183
110
82

205
86
119
285
92
86
64
44

346
147
199
521
168
166
110
77

440
177
263
615
199
200
122
94

436
161
276
673
229
219
126
99

371
137
235
588
199
200
108
80

313
118
195
510
174
167
99
70

353
125
227
548
183
191
97
77

271
110
161
470
166
142
100
62

Consumer unit characteristics:

Percent distribution:

Education of reference person:

Elementary (1-8) ..................................................
High school (9-12) ...............................................
College .................................................................
Never attended and other ....................................

See footnotes at end of table.

(2)

Table 3. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004
Continued

Item

All
consumer
units

Under
25
years

25-34
years

35-44
years

45-54
years

55-64
years

65 years
and older

65-74
years

75 years
and older

Other food at home ............................................

Sugar and other sweets ...................................
Fats and oils ....................................................
Miscellaneous foods ........................................
Nonalcoholic beverages ..................................
Food prepared by consumer unit on
out-of-town trips .............................................
Food away from home .........................................

$1,075
128
89
527
290

$618
54
45
334
171

$1,043
113
78
545
281

$1,271
146
97
643
340

$1,316
162
112
623
370

$1,083
137
97
485
295

$812
109
77
394
201

$927
127
84
446
226

$692
91
69
340
175

41
2,434

15
1,862

26
2,550

44
2,855

49
2,955

69
2,524

31
1,484

45
1,822

18
1,138

Alcoholic beverages ...............................................

459

503

522

535

502

457

261

329

190

Housing ..................................................................
Shelter .................................................................
Owned dwellings ................................................
Mortgage interest and charges ........................
Property taxes ..................................................
Maintenance, repairs, insurance, other
expenses .......................................................
Rented dwellings ...............................................
Other lodging .....................................................

13,918
7,998
5,324
2,936
1,391

7,649
4,901
1,009
615
236

14,379
8,729
4,700
3,190
909

16,794
9,856
7,025
4,575
1,562

16,164
9,313
6,968
4,010
1,747

14,339
7,883
5,970
2,813
1,760

10,259
5,329
3,523
863
1,416

11,152
5,784
4,134
1,317
1,534

9,381
4,886
2,928
421
1,302

997
2,201
473

159
3,647
244

601
3,802
227

888
2,450
381

1,211
1,636
710

1,398
1,169
743

1,244
1,393
414

1,283
1,123
527

1,205
1,655
303

Utilities, fuels, and public services .......................

Natural gas ........................................................
Electricity ...........................................................
Fuel oil and other fuels ......................................
Telephone services ............................................
Water and other public services ........................
Household operations ..........................................
Personal services ..............................................
Other household expenses ................................

2,927
424
1,064
121
990
327
753
300
453

1,413
135
507
28
642
101
270
159
110

2,687
366
957
61
1,028
275
915
584
331

3,309
474
1,211
104
1,145
375
992
568
424

3,413
473
1,231
149
1,178
381
693
131
562

3,222
477
1,177
161
1,040
367
645
43
602

2,580
442
957
163
695
323
694
201
493

2,881
478
1,072
163
815
353
522
27
495

2,287
406
845
164
579
294
861
370
491

Housekeeping supplies ........................................

Laundry and cleaning supplies ..........................
Other household products .................................
Postage and stationery ......................................
Household furnishings and equipment ................
Household textiles .............................................
Furniture ............................................................
Floor coverings ..................................................
Major appliances ................................................
Small appliances, miscellaneous
housewares .....................................................
Miscellaneous household equipment .................

594
149
290
155
1,646
158
417
52
204

253
75
114
64
812
55
261
7
72

499
142
223
134
1,548
104
464
36
184

677
170
339
169
1,960
187
546
51
237

756
188
385
183
1,989
182
415
65
237

657
158
318
181
1,932
203
504
87
240

509
111
248
149
1,147
154
236
44
175

569
122
285
162
1,395
122
322
61
208

445
100
210
136
901
188
153
26
143

105
711

62
355

104
657

97
841

125
966

130
768

90
448

109
573

71
321

Apparel and services .............................................

Men and boys ......................................................
Men, 16 and over ...............................................
Boys, 2 to 15 ......................................................
Women and girls ..................................................
Women, 16 and over .........................................
Girls, 2 to 15 ......................................................
Children under 2 ..................................................
Footwear ..............................................................
Other apparel products and services ...................

1,816
406
317
89
739
631
108
79
329
264

1,371
235
214
22
587
558
29
102
258
188

2,134
456
336
120
755
638
118
182
398
342

2,142
532
356
176
801
580
222
86
416
306

2,217
542
455
87
972
841
131
53
385
264

1,863
338
285
53
793
743
50
47
351
333

907
204
180
24
431
404
27
20
123
129

1,200
312
273
39
543
504
39
28
153
165

604
93
84
9
315
300
15
13
91
93

Transportation ........................................................
Vehicle purchases (net outlay) ............................
Cars and trucks, new .........................................
Cars and trucks, used ........................................
Other vehicles ....................................................
Gasoline and motor oil .........................................

7,801
3,397
1,748
1,582
66
1,598

4,704
2,035
542
1,430
363
1,130

8,485
4,033
1,901
2,086
46
1,679

9,183
4,190
2,204
1,907
79
1,877

9,343
3,790
1,827
1,826
138
1,980

8,421
3,616
2,311
1,247
358
1,666

4,875
1,966
1,089
872
35
963

6,506
2,822
1,561
1,251
39
1,259

3,286
1,132
630
502
(2)
675

See footnotes at end of table.

Table 3. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004
Continued

Item

All
consumer
units

Under
25
years

25-34
years

35-44
years

45-54
years

55-64
years

65 years
and older

65-74
years

75 years
and older

Other vehicle expenses .......................................

Vehicle finance charges .....................................
Maintenance and repairs ...................................
Vehicle insurance ..............................................
Vehicle rental, leases, licenses, other
charges ............................................................
Public transportation ............................................

$2,365
323
652
964

$1,326
147
400
535

$2,407
408
602
944

$2,681
434
687
1,068

$3,061
398
838
1,273

$2,532
336
742
973

$1,546
115
490
711

$1,902
182
585
825

$1,200
48
398
600

426
441

243
214

453
366

491
435

553
512

481
606

230
400

309
524

153
280

Health care ............................................................

Health insurance ..................................................
Medical services ..................................................
Drugs ...................................................................
Medical supplies ..................................................

2,574
1,332
648
480
114

654
321
184
118
31

1,519
842
403
212
62

2,263
1,199
654
318
92

2,695
1,291
809
461
133

3,262
1,567
892
642
161

3,899
2,142
678
920
158

3,799
2,171
631
854
144

3,995
2,115
723
985
172

Entertainment ........................................................
Fees and admissions ...........................................
Television, radios, sound equipment ...................
Pets, toys, hobbies, and playground equipment ..
Other entertainment supplies, equipment,
and services .......................................................

2,218
528
788
381

1,166
277
500
218

2,122
415
843
404

2,504
666
921
460

2,711
667
926
477

2,823
618
810
428

1,429
361
550
204

1,879
463
628
261

990
262
474
147

522

172

460

457

641

967

314

527

107

Personal care products and services .....................

581

334

552

660

690

628

468

514

421

Reading .................................................................

130

51

94

123

149

177

146

158

135

Education ...............................................................

905

1,821

726

786

1,567

730

274

352

198

Tobacco products and smoking supplies ...............

288

236

283

350

375

301

147

197

98

Miscellaneous ........................................................

690

297

600

773

774

825

641

735

547

Cash contributions .................................................

1,408

310

815

1,265

1,625

1,752

2,000

2,471

1,542

Personal insurance and pensions ..........................

Life and other personal insurance .......................
Pensions and Social Security ..............................

4,823
390
4,433

1,726
31
1,695

4,765
235
4,529

6,273
391
5,881

6,915
505
6,410

5,825
612
5,214

1,592
372
1,220

2,348
472
1,875

856
275
582

Money income before taxes ...................................

Wages and salaries .............................................
Self-employment income .....................................
Social Security, private and government
retirement ...........................................................
Interest, dividends, rental income, other
property income .................................................
Unemployment and workers compensation,
veterans benefits ...............................................
Public assistance, supplemental security
income, food stamps ..........................................
Regular contributions for support .........................
Other income .......................................................

54,453
43,192
3,008

22,840
19,954
619

52,484
48,542
1,939

65,515
59,294
3,422

70,434
61,021
4,662

61,031
45,535
3,799

34,988
10,234
2,077

42,137
16,264
2,977

28,028
4,363
1,202

5,848

211

329

750

2,250

8,871

19,561

20,116

19,020

1,261

278

476

630

1,206

1,800

2,621

2,280

2,954

237

62

221

309

367

278

72

103

43

308
413
187

242
966
508

364
397
215

341
623
146

326
420
182

342
242
164

206
113
103

228
61
108

185
164
99

Personal taxes .......................................................

Federal income taxes ..........................................
State and local income taxes ...............................
Other taxes ..........................................................

2,166
1,519
472
175

333
200
123
10

1,665
1,098
473
94

2,313
1,557
598
158

3,673
2,674
756
244

2,987
2,168
584
236

948
648
93
207

1,010
679
119
213

887
618
67
201

Income after taxes .................................................

52,287

22,507

50,819

63,202

66,761

58,043

34,040

41,126

27,142

Sources of income and personal taxes:

See footnotes at end of table.

Table 3. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004
Continued

Item

All
consumer
units

Net change in total assets and liabilities ................

Net change in total assets ...................................
Net change in total liabilities ................................

- $7,567
9,211
16,778

Other money receipts ..........................................

Mortgage principal paid on owned property .........
Estimated market value of owned home ..............
Estimated monthly rental value of owned home ..
Gifts of goods and services ...................................
Food .....................................................................
Alcoholic beverages .............................................
Housing ................................................................
Housekeeping supplies ......................................
Household textiles .............................................
Appliances and miscellaneous
housewares .....................................................
Major appliances ..............................................
Small appliances and miscellaneous
housewares ...................................................
Miscellaneous household equipment .................
Other housing ....................................................
Apparel and services ...........................................
Males, 2 and over ..............................................
Females, 2 and over ..........................................
Children under 2 ................................................
Other apparel products and services .................
Jewelry and watches .......................................
All other apparel products and services ...........
Transportation ......................................................
Health care ..........................................................
Entertainment ......................................................
Toys, games, arts and crafts, and tricycles .......
Other entertainment ...........................................
Personal care products and services ...................
Reading ...............................................................
Education .............................................................
All other gifts ........................................................

Under
25
years

25-34
years

35-44
years

45-54
years

55-64
years

65 years
and older

65-74
years

75 years
and older

$2,106 - $12,474 - $11,623 - $10,551

9,980
14,666
14,265
7,869
7,873
27,140
25,888
18,420

- $5,473
7,376
12,849

- $1,334
1,718
3,052

- $1,724
3,123
4,846

- $954
351
1,305

556
-1,791
137,639
781

72
-184
20,790
136

206
-1,331
89,279
538

470
-2,339
146,382
871

507
-2,668
169,117
947

1,549
-2,497
179,708
992

423
-771
149,859
808

580
-1,139
166,819
855

271
-412
133,349
761

1,215
74
20
283
61
19

438
10
14
104
20
39

711
37
19
182
46
11

1,096
56
26
299
88
20

1,935
157
28
398
80
22

1,636
109
19
372
61
31

1,000
36
10
232
42
17

1,068
52
16
214
51
24

926
21
3
248
32
10

32
12

14
31

28
4

30
11

32
11

51
27

30
12

33
7

27
16

20
72
99
286
76
101
38
71
24
47
51
49
78
28
51
29
1
250
94

13
28
34
181
37
62
22
59
26
34
12
38
33
10
23
17
(2)
316
43

24
52
45
261
51
77
58
74
33
40
32
30
51
23
28
30
(2)
25
45

18
106
56
339
100
114
43
81
20
61
47
35
74
22
51
44
1
105
70

20
95
170
329
88
128
39
74
16
58
85
44
108
31
77
32
1
663
90

24
81
148
373
97
129
41
106
48
58
56
34
120
47
73
23
2
346
182

19
36
107
183
56
75
18
34
9
25
46
112
61
26
35
16
2
181
120

25
42
64
256
89
99
25
42
14
28
47
26
87
41
46
16
3
196
156

12
31
148
108
21
50
11
26
5
321
44
197
36
12
24
17
2
165
84

Addenda:

Other financial information:

1 Value less than 0.05.

2 Value less than 0.5.

3 Data are likely to have large sampling errors.