GSL

300050101
300050501
300052001
300056301
300056401
300110101
300110102
300110103
300110303
300110401
300110502
300111301
305100101
305150101
305200101
310450101
310450104
310450201
315050101
320060801
320100121
330050701
330050801
330053301
330060101
330060201
330060301
330060401
330060501
330060601
330060701
330060801
330100101
330100202
330100301
330100601
330150101
330150201
330150301
330150501
330150601
330200101
330200201
330250101
330250901
330251301
330251501
330251601
330252701
330252901
330253001
330253101
330260101
330260401
330260402
330261301
330301201
330350301
330500501
330500601
330550101
330600101
330600201
330600301
330600302
330600303
330600306
330600501
330600801
330600901
330600902
330601101
330601501
330601502
330601701
330601801
330603101
330604602
330700202
330700301
330700601
330700801
330701901
330702201
330711901
330712401
330712601

FirstOfGSL Desc
Salaries-Official - Full Time
Salaries - Agency Temp
Salaries-Interns
Salaries-CurrYr-DiscrtnryBonusAccrl
Salaries-PrYr-DiscrtyBonusTrueUpDwn
Staff Benefits-Fringes
Staff Benefits-Pension Plan
Staff Benefits-Medical Plan
Staff Benefits-Life Insurance
Staff Benefits-Other Comp.
Staff Benefits-Car Plan Other
StaffBenefits-NonUSF87DefBenPension
Int. Pd. -Time Deposits
Int. Pd. -Savings Deposits
Deposit Insurance Expense
Int Pd-OthFundsBorrowed-1yr or Less
Int Pd-OthFundsBorrowed-<1yr-Call
Int Pd-Overdrafts-OurAccounts
Int. Pd. - C/A - Customer
AmortPremNonUSGovSecsLocalBndsTrdng
Int Pd - Repo - Non US Govt Bonds
OOE - Print Media
OOE - Internet Media
OOE - Sponsorship Rights
OOE-Mtgs,Events-VenueAccom-RevGen
OOE-Mtgs,Events-TrvelTranspo-RevGen
OOE-Mtgs,Events-FoodBeverage-RevGen
OOE-Mtgs,Events-ContentLog-RevGen
OOE-Mtgs,Events-VenueAccom-NonRev
OOE-Mtgs,Events-TrvelTranspo-NonRev
OOE-Mtgs,Events-FoodBeverage-NonRev
OOE-Mtgs,Events-ContentLog-NonRev
OOE - Insurance
Deferreds - Profit and Loss
OOE - Sundry Expenses
OOE - Collection Expense
OOE - Office Supplies
OOE - Postage
OOE - Printing & Binding
OOE - Postage Fee Collected
OOE - Check-Reld Postage Collected
OOE - Audit Costs - KPMG
OOE-Audit Costs-Oth Ext Auditors
OOE - Cables / Telex
OOE - Reuters Costs
OOE - Data Circuits
OOE - Telecoms Reps/Maint
OOE - Telephone Call Chrg - Local
OOE - Cable Costs Recovered
OOE-TelephoneCalls-LongDistanceIntl
OOE - Cables / Telex Collected
OOE - Carrier Expense
OOE - Computer Depreciation
OOE - Software Purchases
OOE - Software - Repair/Maintenance
OOE-ComputerRepairs/Maintenance
OOE-Non-ITContractServiceProviders
OOE - Contribution Non-Charitable
OOE-ExtLegalFees-Revenue Related
OOE-ExtLegalFees-Non-RevenueRelated
OOE - Membership Entrance Fee
OOE - F&E Rental
OOE - Furniture Depreciation
OOE - F&E Other
OOE - F&E Non Capitalised
OOE - F&E Repair / Maint
OOE-Motor Vehicle Operating Exp
CRS Intra-Vehicle Chargeouts
CRS Intra-Vehicle Recoveries
OOE - Premises Repairs
OOE-PremisesReps/Maint-StaffQuarter
OOE - Premises Rent Paid
OOE-Premises-Utilities-Other
OOE-Premises-Utilities-Oth-StaffQtr
OOE - Premises Other
OOE - Leasehold Impvts Depreciation
OOE - Pool Car Running Costs
OOE - Equipment Depn-Motor Vehicles
OOE - Clearing Charges
OOE-CredRepts/Library-BureauRelated
OOE - Bank Charges
OOE - Other Fees Paid
OOE - OthFees Paid - OthExtAuditor
OOE -OutsourcdContractNon-ITFTECost
OOE-SSB Registrations Fees
OOE-Swift Costs
OOE-Clearance Fees

G01
-266095543.5
-652736.62
-304283
-61643080.42
9067196.15
-12103924.68
-21059039.03
-4274909.25
-10274493.67
-4116785.82
-29487596.83
-44270703.07
-583073592.6
-2343410.32
-13768302
-6000000
-26378500.05
-169505.91
-308849039.4
-3640754.25
-4104595.37
22125.18
7617.71
-475495
-285700
-351077.15
-61440
-92807.28
2468.76
-112571.48
-89939.79
-26565
2432579.83
-88344.41
-5207747.34
-9505907.39
-15696926.19
-8968967.73
0
42299.97
19.61
-7637.62
-2477130.08
-10450105.69
-74602.97
-92469.55
245.25
-924799.86
0
-497946.21
-2838542.81
-3710950
-500841.91
788089.34
-29628762.52
40617.61
-63608.95
-78071.17
261250
-10464636.4
-269538.7
-12200
-3669769.91
-1230125.56
-37268684.37
37268684.37
-2110612.95
-3080
-24332694.64
-6369612.87
-11153.24
-998761.5
-1990955.86
-1787663.65
-3665840.7
-3102.57
-140276
-2608588.02
-20690.17
-1904269.69
-457208.83
-52168821.98

G02

G03

G05

0
-548517.44

-39187.5

-753259.57

-256236.22

-165869
-1593543.2

-2149

-115638.89
-70756.94

-532.25

-2284211.68

-210602052.2

-1514665
-7838
-748000
-672887.5
-160200
-172673.12
-15666
-2090347.71
-794647.5
-4632397.02
-4934906.93

-1413145.98
-1929223.2
-3626088.82
-3210552.52

-30000

-878758.76

-39000
-17853
-30360

-2936776.12
-733364
-1839204.22
-160248.17

-151817.32
-10966.4
-9660

0
-1625835
-150
-7530342.29
-427983.89
-202750
-205121.14
-1049800.59

-192600
-24846.81

-5500
-9500

-128681.04
0
-71761.25
-958310.68

-433965.28

-148333
-10346926.95
-150000
173325
-1935298
-1060558.25

-714000
-2645463.43

-744811.21

-6088276.24
-187065.4

-3092067.27
-49147.25

-2677339.53
-11908

-3179246.63
-2898771.3
-47517280.7
47517280.7
-1028214.59
-107629
-39143445.75
-3170283.52
-642133.7

-1835875.21
-256060
-7492602.23
7492602.23
-371944.94

-595854.34
-5959046.79
5959046.79
-147991.85

-2525434.08
-1383077

-2929353.67
-878751.1

-2850212.28
-6591907.24
-10492990.42

-162666.12
-332292.5
-380000.04
-12318.17
-2982

-592778.88

-5500

-16499

-1808960.48
-2687323.89
1951200

-23786
-48898.6
-110000
-1612527.18
-10000
-2090756.38

-45979

-147732
-27830

-705855.56

Sum
(266,095,543)
(1,240,442)
(304,283)
(61,643,080)
9,067,196
(13,143,420)
(21,059,039)
(4,442,927)
(11,868,037)
(4,116,786)
(29,487,597)
(44,270,703)
(583,189,231)
(2,414,700)
(13,768,302)
(6,000,000)
(26,378,500)
(169,506)
(522,614,062)
(3,640,754)
(4,104,595)
(1,492,540)
(7,838)
(740,382)
(1,148,383)
(445,900)
(523,750)
(77,106)
(2,183,155)
(792,179)
(4,783,969)
(5,042,700)
(56,925)
2,432,580
(88,344)
(9,557,669)
(12,320,312)
(21,173,186)
(12,349,428)
42,300
(1,625,815)
(7,788)
(10,007,472)
(11,070,690)
(282,853)
(331,938)
245
(2,149,260)
(2,378,668)
(6,918,143)
(1,759,750)
(500,842)
(74,244)
(43,365,964)
(150,000)
213,943
(2,146,639)
(1,166,459)
261,250
(22,322,319)
(517,659)
(12,200)
(9,280,746)
(4,384,957)
(98,237,614)
98,237,614
(3,658,764)
(110,709)
(68,930,928)
(11,801,724)
(653,287)
(998,762)
(5,596,613)
(8,711,863)
(14,538,831)
(15,421)
(167,044)
(2,608,588)
(91,588)
(110,000)
(4,222,652)
(10,000)
(457,209)
(54,259,578)

Master TB
300050101
300050501
300052001
300056301
300056401
300110101
300110102
300110103
300110303
300110401
300110502
300111301 Bond Premium-Amortization
305100101
305150101
305200101
310450101
310450104
310450201
315050101
320060801
320100121
330050701
330050801
330053301
330060101
330060201
330060301
330060401
330060501
330060601
330060701
330060801
330100101
330100202
330100301
330100601
330150101
330150201
330150301
330150501
330150601
330200101
330200201
330250101
330250901
330251301
330251501
330251601
330252701
330252901
330253001
330253101
330260101
330260401
330260402
330261301
330301201
330350301
330500501
330500601
330550101
330600101
330600201
330600301
330600302
330600303
330600306
330600501
330600801
330600901
330600902
330601101
330601501
330601502
330601701
330601801
330603101
330604602
330700202
330700301
330700601
330700801
330701901
330702201
330711901
330712401
330712601

330800101
330800201
330800301
330800401
330850501
330860101
330860103
330860301
330860302
330860401
330860402
330860501
330870101
330870301
330870302
330900101
330900203
330900501
330900604
330900901
330950101
335552301
335602301
340051401
340100201
345050101
350050101
350100101
350150101
360050101
400050402
400100101
400150101
400200102
400200901
400201101
400201801
400202301
405050101
405050103
410090101
410100101
415050821
415060101
415060103
420050201
430100401
430100403
430100501
430100701
430100703
430100707
430100713
430100715
430100716
430100719
430100722
430100723
430100901
430100902
430100907
430100908
430100909
430100911
430101001
430101003
430101301
430101303
430101304
430101310
430101317
430101319
430101320
430101401
430106701
430107001
430107003
430108201
435050101
435050109
435050110
435050112
435050301
435050304
435050305
435050502
435050503
435050701

OOE - Employee Activities

OOE - GenFacilities Cst-StaffRelatd
OOE - Employee Reloc-Reimbursement
OOE - Premises Rent Paid - Staff
OOE-NonRevGen-NC-OthTravel-0%-Trng
OOE - BP50% Ded-Cust>$200
OOE - Bus Dev 50% Ded.
OOE-NonRevGen-NC-OthTravl50%Ovrseas
OOE-NonRevGen-NC-OthTravl50%-Local
OOE-RevGen-Cust-OthTrav-50%BPOvrsea
OOE-RevGen-Cust-OthTrav-50%BPLocal
OOE - Bus Dev 50% Ded-Restaurants
OOE - Bus Dev 100% Ded.
OOE-NonRevGen-NC-OtTrvl100%BPOvrsea
OOE-NonRevGen-NC-OtTrvl100%-BPLocal
OOE - Revenue Stamps
OOE - OtherTaxCharges-ExciseDuty
OOE - Revenue Stamps Collected
OOE-VATNonDeductibleExpense-Interco
OOE-Tax Compliance-OthExtAuditors
OOE - Classroom/Online Training
OOE-Other Chargeout-CTI-Comm
OOE - CTI Other Recoveries-Comm
Credit Write Offs-Local Reg Reqt
Write-Offs of Operating Losses
Provision for Operating Losses
OOE - Current Income Tax
OOE - Witholding Tax
OOE - Deferred Tax
Year-End Close Out
Int.Rec-Staff Real Estate Loans-Man
Adj & Ref Prior Years - Comml Loans
Adj & Ref Current Year -Comml Loans
IntRec-AdvancestoCA-Planned OD
Int. Rec. - Export Finance
Int. Rec - Import Finance
Int. Rec - Long Term Loan
Int. Rec - Short Term Loan
Int. Rec. - Placements - Time
Int. Rec. - Placements -Call Loan
Int. Rec. - Our Accounts
Int. Rec. - Central Bank Reserves
IntRecNonUSGovtBondsTrdgFaceCoupon
AccrDisc-NonUSGovtSecsAFS-LocalBnds
AccrDiscNonUSGovtSecsAFSLocalTbills
Dividends On Non-Marketable Sec.
F&C - Check Related Fees
F&C - Managers Check
F&C-Custody&SecuritiesProcessFees
F&C - Import LCs
F&C - Export LC Advisory
F&C - Guarantees
F&C - Export LC
F&C - Export Collections
F&C - Import LCs - VAT Exempt
F&C - Import Collections
F&C - Local Export Collections
F&C-LCs&GteeFees-ImportLCs-DocChgs
F&C - Incoming FT
F&C - Outgoing FT
F&C - Transaction Processing
F&C - Funds Transfer
F&C - Courier Service
F&C - Collection Charges
F&C - Servicing Fee
F&C - Management Fees
F&C - In Lieu of Exch
F&C - Miscellaneous Fee
F&C - Remittance Charge
F&C-Account Maintenances&Others
F&C-Other-Cables/Telex Collected
F&C-Postage Fee Collected
F&C-Revenue Stamps Collected
F&C - Electronic Banking
F&C-Custody & Safekeeping Accts Inc
F&C-Cust&SafekpgAcct-AssetFeeTxnFee
F&C-Cus&SafekpgAc-SecurityAdminFee
F&C-TrnsactnServFees-Interco
FX Income - FX Forwards
FX Income - FX Forwards-Internal
FX Income-FX Fwd-CFXSprdOffsetTmp
FX Income-FX Fwd-Trading Swap
FX Income - Spot
FX Income-Spot-CFX Spread OffsetTmp
FX Income-Spot-Trading Swap
FX Income-CustomerFXSpread-SpotTemp
FX Income-CustomerFXSpread-FwdsTemp
FX Income - Comm Small FX

-2373247.52
-271971.08

-538265.05
1293.31
-336129.29
-37127
-598195.65
-1662.34
2347.24
2365.22
-386734.7
974.68
-79629.54
-48334030
6.36646E-11
-35450.56
-7658591.07
-1236872.37
1236872.37
52088279.78
-73083.52
-5895.03
-965112878.3
-12040886
70159023.26
0
7042360.63
173975876
-4141595.61
214163732.7
336939.06
139486845.2
104214416.4
1191386146
4285369.1
579384861.3
8222458.23
20510588.2
48984170.67
54483
550740163.2
2400000
633737.54
20607515.03
4531875
141547467.8
84750
10374319.04
1407267
1616982.88
50290503.22
4635774.83
1599506.57
4795653.38
35270.09
5186523.14
2500
984770.21
151370.73
22188883.13
10833937.54
1960.5
171554.83
493295.82
368545.47
1404350
21228.36
458868.25
217000
1636980
462057.5
3854832.32
2891270.9
-8634813.71
182370.44
-30193232.23
-664182.4
3431577.12
-191300006.4
223552.99
191300006.4
30193232.23
6080587.01

-2052336.68
-136209
1169116.23
-9940000
-2285419.31
-13284
-4312857.01
-1017348.45
-942190
-381556
-311423
-24102
-46038
-2484398.35
-303358.17
-530

-176151
-48076
-168569

-2835
-1449

-86595.52
-406734.98
-126036.96

-43485

-47970.9

-45000
0

-20104.33
139540
1650705.44

-10512.14

-72500

-7

-310636.5
0.000999987
0
-28094596.61
-3885337.69
4634738.47

0.005000114

-0.003

-32545029.62

-571867.72

3107828.45

2709301.9

12435609.29
15259467.2

312027.41
28045.72

1037268
22601.6

2650.48
528267.79

10605855.98
62502.25

7500

159571.7
5225990.14
7883080.82

36750

123000

500

410

2930

352346.06
290199.86
333400

200

1635

3270
333860

10000

250

(4,604,570)
(457,705)
1,000,547
(9,940,000)
(2,910,280)
(11,991)
(5,055,721)
(1,054,475)
(1,709,908)
(381,556)
(361,056)
(21,755)
(43,673)
(2,871,133)
(302,383)
(125,160)
(48,334,030)
0
(55,555)
139,540
(6,018,398)
(1,236,872)
1,236,872
52,088,280
(145,591)
(5,895)
(965,112,878)
(12,351,523)
70,159,023
0
7,042,361
112,764,382
(8,026,933)
224,615,602
336,939
151,922,455
104,214,416
1,206,645,613
4,285,369
579,384,861
8,222,458
20,510,588
48,984,171
54,483
550,740,163
2,400,000
1,985,683
21,186,430
4,531,875
152,153,324
154,752
10,374,319
1,566,839
6,842,973
58,173,584
4,635,775
1,599,507
4,832,403
35,270
5,186,523
126,000
984,770
154,711
22,188,883
10,833,938
352,346
292,360
504,955
493,296
383,450
1,738,210
21,228
458,868
217,250
1,636,980
462,058
3,854,832
2,891,271
(8,634,814)
182,370
(30,193,232)
(664,182)
3,431,577
(191,300,006)
223,553
191,300,006
30,193,232
6,080,587

330800101
330800201
330800301
330800401
330850501
330860101
330860103
330860301
330860302
330860401
330860402
330860501
330870101
330870301
330870302
330900101
330900203
330900501
330900604
330900901
330950101
#N/A
#N/A
340051401
340100201
345050101
350050101
350100101
350150101
360050101
400050402
400100101
400150101
400200102
400200901
400201101
400201801
400202301
405050101
405050103
410090101
410100101
415050821
415060101 Bill Realized Gain
415060103 Bond Income-Coupon
420050201 Bill Accretion of Discount
430100401
430100403
430100501
430100701
430100703
430100707
430100713
430100715
430100716
430100719
430100722
430100723
430100901
430100902
430100907
430100908
430100909
430100911
430101001
430101003
430101301
430101303
430101304
430101310
430101317
430101319
430101320
430101401
430106701
430107001
430107003
430108201
435050101
435050109
435050110
435050112
435050301
435050304
435050305
435050502
435050503
435050701

435150101
442050101
442050106
442050132
442050133
442301131
442301132
442301143
445050101
445150101
445500101

FX Income - On-Balance Sheet Reval

Trad. Revs./Loss -IRS
Unrealized Revs./Loss -IRS
Interest Receive - IRCA
Interest Paid - IRCA
UnrlzdGnSetldLongNonUSGovBilsTrdgPL
UnrlzdLsSetldLongNonUSGovBilsTrdgPL
RlzdLsP&LNonUSGovtBondsSettLong
Other Revenue
Gain/Loss Furniture & Equipment
Adj & Ref - ProfitsPrevTaken-Others

-89486815.94
8772241.14
-7.45058E-09
135971420.9
-135971420.9
116677.8
126962.3
-769390.47
23158.4
5575900.1
-2229024.08

-72962988.15

1043587981

-500

-652068.29

251335.84

881,389,512
8,772,241
(0)
135,971,421
(135,971,421)
116,678
126,962
(769,390)
23,158
5,575,900
(2,881,592)

435150101
442050101
#N/A
442050132
442050133
442301131
442301132
442301143
445050101
445150101
445500101

Citibank N.A. Bangladesh Branches

Notes to P&L
December 31, 2012
Interest Income
Interest Income Loans
400200102
Int. Rec. - Advances to CA
400200901
Int. Rec. - Export Finance
400201101
Int. Rec - Import Finance
400201801
Int. Rec - Long Term Loan
400202301
Int. Rec - Short Term Loan
400202302
Int. Rec - ShortTermLnBillDiscount
400203101
Int Rec-PastDueAccrual-ExprtFinance
400203201
Int Rec-PastDueAccrual-ImprtFinance
400150101
Adj & Ref Current Year -Comml Loans
400100101
Adj & Ref Prior Years - Comml Loans
400203901
Int Rec-PastDueAccrual-ShortTermLn
400206201
Int Rec-Receivables Financing
Interest Income Placements
415250121
IntRec-ReverseRepo-OtherBonds
405050103
Int. Rec. - Placements -Call Loan
405050101
Int. Rec. - Placements - Time

Balances with other Banks & Financial Institutions

Foreign Banks & Bangladesh Bank F/C accounts

410090101
Int. Rec. - Our Accounts
410100101
Int. Rec. - Central Bank Reserves
Interest Income from Non-Accrual Clients
400212001 IntRec-CommlCshBasis-Int in Susp
Interest Income Staff Loans
400050402
Int.Rec-Staff Real Estate Loans-Man
Income from Investment
442300310
UnrealzdRev/LsTrdgGovtSecLocalBills
415050121
Int Rec-NonUSGovBnds-AFS-FaceCoupon
445250101
Realized Gain Debt Secs-AFS

320060801

AmortPremNonUSGovSecsLocalBndsTrdng

445250201

RlzdLsDebtSecs-AFS-Sales

415050124
415050821
415060103
442301131
442301132

RealzdGnOnSale-NonUSGovtBills-AFS
IntRecNonUSGovtBondsTrdgFaceCoupon
AccrDiscNonUSGovtSecsAFSLocalTbills
UnrlzdGnSetldLongNonUSGovBilsTrdgPL
UnrlzdLsSetldLongNonUSGovBilsTrdgPL

420050201

Dividends On Non-Marketable Sec.

442301143
415060101

RlzdLsP&LNonUSGovtBondsSettLong
AccrDisc-NonUSGovtSecsAFS-LocalBnds

Commission Exchange & Brokerage

Exchange Income
435050101
FX Income - FX Forwards
435050109
FX Income - FX Forwards-Internal
435050701
FX Income - Comm Small FX
435050112
FX Income-FX Fwd-Trading Swap
435050301
FX Income - Spot
435050305
FX Income-Spot-Trading Swap
435050110
FX Income-FX Fwd-CFXSprdOffsetTmp
435050304
FX Income-Spot-CFX Spread OffsetTmp
435050502
FX Income-CustomerFXSpread-SpotTemp
435050503
FX Income-CustomerFXSpread-FwdsTemp
435150101
FX Income - On-Balance Sheet Reval
Trade Commission Income
L/c advising
430100701
F&C - Import LCs
430100703
F&C - Export LC Advisory
430100704
F&C - Export LC Confirmation
430100705
F&C - Export Finance

242895710.xlsx.ms_office /Notes to PL

Dec-12

2,358,780,593
1,739,334,956
224,615,602
336,939
151,922,455
104,214,416
1,206,645,613
(8,026,933)
59,626,864
583,670,230
579,384,861
4,285,369

28,733,046
8,222,458
20,510,588
7,042,361
7,042,361
576,648,845
5,580
(24,850,517)
48,991,276
550,628,257
62,195
126,962
2,400,000
(769,390)
54,483
1,199,981,676
882,008,604
(8,634,814)
182,370
6,080,587
(664,182)
3,431,577
223,553
(30,193,232)
(191,300,006)
191,300,006
30,193,232
881,389,512
317,973,072
216,880,902
152,153,324
154,752
-

Page 4 of 12

9/2/2014 / 9:04 AM

430100706
430100713
430100723
430100716

F&C - Standby LCs

F&C - Export LC
F&C-LCs&GteeFees-ImportLCs-DocChgs
F&C - Import LCs - LocalTaxPurpose

1,566,839
4,832,403
58,173,584

Collection
430100715
430100719
430100911
430100722

F&C - Export Collections

F&C - Import Collections
F&C - Collection Charges
F&C - Local Export Collections

35,267,138
6,842,973
4,635,775
22,188,883
1,599,507

Transfer
430100401
430100901
430100902
430100908

F&C - Check Related Fees

F&C - Incoming FT
F&C - Outgoing FT
F&C - Funds Transfer

430108201

F&C-TrnsactnServFees-Interco

430100907
430100909
430101301

F&C - Transaction Processing

F&C - Courier Service
F&C - In Lieu of Exch

11,656,589
1,985,683
35,270
5,186,523
984,770
2,891,271
126,000
154,711
292,360

Service charge
430100403
F&C - Managers Check
430100501
F&C - Sec. Agency Fees
430100904
F&C - Clearing Charges
430100906
F&C - TC Issuance
430107401
F&C Mgt Fee Transfer Pricing Rev
430101310
F&C-Account Maintenances&Others
430101303
F&C - Miscellaneous Fee

26,606,710
21,186,430
4,531,875
383,450
504,955

Guarantee
430100707

F&C - Guarantees

10,374,319
10,374,319

Others
430100712
430050201
430100802
430050401
430050408
430050702
430100301
445500101
430050601
430100803
430100805
430101001
430106701
430107001
430107003
430101003
430101304
430101320
430101317

F&C - Acceptances
F&C - Syndicated Fees
F&C-CorFin-ArrangementFees-NonLoan
F&C -Loan Related Commercial
F&C - Loan Origination Fees
F&C-CorFin-ArrangementFees-LoanRel
F&C - Consulting Fees
Adj & Ref - ProfitsPrevTaken-Others
F&C - Loan Commitment Fees
F&C-CorFin-AdvisoryFees-NonLoan
F&C-CorFin-AgencyFees-NonLoan
F&C - Servicing Fee
F&C-Custody & Safekeeping Accts Inc
F&C-Cust&SafekpgAcct-AssetFeeTxnFee
F&C-Cus&SafekpgAc-SecurityAdminFee
F&C - Management Fees
F&C - Remittance Charge
F&C-Revenue Stamps Collected
F&C-Other-Cables/Telex Collected

430101319

F&C-Postage Fee Collected

430101401

F&C - Electronic Banking

Other Income
445050101
Other Revenue
445150101
Gain/Loss Furniture & Equipment
442050101
Trad. Revs./Loss -IRS
442050132
Interest Receive - IRCA
442050133
Interest Paid - IRCA
Interest Expense
Interest Expense on Deposits
305050101
Int. Pd. -Demand Deposits
305100101
Int. Pd. -Time Deposits
305150101
Int. Pd. -Savings Deposits
315050202
IntPd-C/A-PenaltyInt-OurAccounts
320100201
Int. Pd. Oth. Bnds & Nts -Ssuar
320100102
Int Pd-Govt Secs-Ssuar-LocalBond
320060101
AmortPrem-NonUSGovtSecsAFSLocalBnds
310400101
Int. Pd. - Deps. Adj & Ref.
310450201
Int Pd-Overdrafts-OurAccounts
315050111
Int. Pd. - C/A-Customer-ReadyCredit

242895710.xlsx.ms_office /Notes to PL

17,187,413
(2,881,592)
10,833,938
1,636,980
462,058
3,854,832
352,346
493,296
458,868
1,738,210
21,228
217,250
9,227,134
23,158
431,734
8,772,241
135,971,421
(135,971,421)
(1,144,870,594)
(1,108,387,499)
(583,189,231)
(2,414,700)
(169,506)
-

Page 5 of 12

9/2/2014 / 9:04 AM

315050101

Int. Pd. - C/A - Customer

Interest Expense Borrowings

310450104
Int Pd-OthFundsBorrowed-<1yr-Call

320100121

Int Pd - Repo - Non US Govt Bonds

310450101

Int Pd-OthFundsBorrowed-1yr or Less

Salaries & Allowances

300050101
Salaries-Official - Full Time
300110401
Staff Benefits-Other Comp.
330800401
OOE - Rent Paid - Staff
300050701
Salaries-Incentive Comp accruals
300050802
Salaries-OtherCompensation-Official
300110102
Staff Benefits-Pension Plan
300111301
StaffBenefits-NonUSF87DefBenPension

300056301

Salaries-CurrYr-DiscrtnryBonusAccrl

300110101
300110103
300110303

Staff Benefits-Fringes-Others
Staff Benefits-Medical Plan
Staff Benefits-Life Insurance

300056401
300110502

Salaries-PrYr-DiscrtyBonusTrueUpDwn
Staff Benefits-Car Plan Other

Rent , Taxes, Insurance , Electricity, Etc.

Rent
330601101
OOE - Premises Rent Paid
330600101
OOE - F&E Rental
Insurance
330100101
OOE - Insurance
305200101
Deposit Insurance Expense
330100102
OOE - Insurance Workmen Comp
Electricity
330601501
OOE - Utilities
Legal Expenses
330500101
OOE - Legal Expenses

(522,614,062)
(36,483,095)
(26,378,500)
(4,104,595)
(6,000,000)
(455,191,443)
(268,442,032)
(4,382,264)
(9,940,000)
(21,206,111)
(39,546,859)
(61,643,080)
(13,143,420)
(4,442,927)
(11,868,037)
8,910,885
(29,487,597)
(94,296,630)
(68,669,678)
(68,930,928)
261,250
(13,825,227)
(56,925)
(13,768,302)
(11,801,724)
(11,801,724)

Postage Stamp & Telecommunication

POSTAGE
330150201
OOE - Postage
330150202
OOE - Postage Fee Collected
330150601
OOE - Check-Reld Postage Collected
330150501
OOE - Postage Fee Collected
STAMP
330900101
OOE - Revenue Stamps
330900501
OOE - Revenue Stamps Collected
COMMUNICATION
330252901
OOE-TelephoneCalls-LongDistanceIntl
330251601
OOE - Telephone Call Chrg - Local
330251901
OOE - Telephone Reps/Maint
330250101
OOE - Cables / Telex
330712401
OOE-Swift Costs
330251301
OOE - Data Circuits
330252701
OOE - Cable Costs Recovered
330253001
OOE - Cables / Telex Collected
330253101
OOE - Carrier Expense
330250901
OOE - Reuters Costs

(2,146,639)
(2,146,639)
(47,658,824)
(21,130,886)
(21,173,186)
42,300
(125,160)
(125,160)
0
(26,402,779)
(2,149,260)
(331,938)
(7,788)
(457,209)
(11,070,690)
245
(2,378,668)
(10,007,472)

Stationary Printing, Advertisement, etc.

STATIONARIES
330150101
OOE - Office Supplies
PRINTING
330150301
OOE - Printing & Binding

(26,170,118)
(12,320,312)
(12,320,312)
(12,349,428)
(12,349,428)

330500301 OOE - Ext Legal Fees - Litigation

330500601 OOE-ExtLegalFees-Non-RevenueRelated

ADVERTISEMENT
330050101
OOE - Advertising
330050701
OOE - Print Media
330050801
OOE - Internet Media
330051501
OOE - Direct Sales - Retention
330051601
OOE - Gifts,Extl Incent/Premiums
330050301
OOE - Direct Marketing
330053201
OOE - Branch Promotion
330051101
OOE - Spons,Branch Promo & Events
330050501
OOE - Ad Production - TV

(1,500,378)
(1,492,540)
(7,838)
-

Auditors Fees

(1,486,275)

242895710.xlsx.ms_office /Notes to PL

Page 6 of 12

9/2/2014 / 9:04 AM

330200101
330200201
330300401
330300301
330701801
330900901
330900701

OOE - Audit Costs - KPMG

OOE-Audit Costs-Oth Ext Auditors
OOE-AuditRelatedSvcs-OthExtlAuditor
OOE - AuditRelated Services-KPMG
OOE - OthFees Paid - KPMG
OOE-Tax Compliance-OthExtAuditors
OOE - Tax Compliance - KPMG

Depreciation & Repair of Bank's Assets

DEPRECIATION
330600203
OOE-F&E Depn-Furniture
330260101
OOE - Computer Depreciation
330601801
OOE - Installation - F&E - Depn
330600201
OOE - F&E Depn - Equipment
330600211
OOE - F&E Depn - WIP
330600604
OOE - Installation-WIP- Depn
330604602
OOE - Equipment Depn-Motor Vehicles
330600207
OOE - F&E Depn-Motor Vehicles
REPAIR
330600901
OOE - Premises Reps/Maint
330600303
OOE - F&E Repair / Maint
330600301
OOE - F&E Other
330600302
OOE - F&E Non Capitalised
330602601
OOE - Premises Exp-Building Repairs
330600902
OOE-PremisesReps/Maint-StaffQuarter
330251501
OOE - Telecoms Reps/Maint
330260402
OOE - Software - Repair/Maintenance
330261301
OOE-ComputerRepairs/Maintenance
Other Expenses
Seminar
330860301
OOE-Trvl NonCus50% Ded-Overseas
330870301
OOE-BP-Trvl NonCus100% Ded-Overseas
330850401
OOE - BP - Other 0% Ded.
330850101
OOE-BP-TravelNonCus0% Ded.-Overseas
330860302
OOE -Travel NonCus50% Ded-Local
330870302
OOE - BP-TravelNonCus100% Ded-Local
330860401
OOE-BP-TravelCust50% Ded-Overseas
330860402
OOE-BP-Travel Cust 50% Ded-Local

330850201 OOE - BP - Restaurants 0% Ded.

330880201 OOE - BP - Restaurants 80% Ded.
330860501
OOE - BP - Restaurants 50% Ded.
Training
330950101
OOE - Training
330850501
OOE - Travel Training 0% Ded
330950201
OOE - Tuition Reimbursement
330860101 OOE - BP50% Ded-Cust>$200
Travelling Expenses
330870101
OOE-BusinessPromotion100%Ded-Others
Charitable Expenses
330350101
OOE - Contributions Charitable
330350201
OOE - Contribution Benefit Events
Outsourced/Contract staff Costs
330261101
OOE-Oth Cont Exp ComputerOutsdVend
300050501
Salaries-Temp Staff Cost
300051001
Salaries-Severance
300052001
Salaries-Interns
330700201
OOE - Credit Bureau Charges
330700202
OOE - Clearing Charges
330701901
OOE - OthFees Paid - OthExtAuditor
330800201
OOE - GenFacilities Cst-StaffRelatd

330301201

OOE - Contract Service Providers

330702201
OOE - Outsourced Contract FTE Costs
Entertainment Expenses
330860103
OOE - BP - Other 50% Ded.
Fuel & Maintenance of vehicles
330600306
OOE-Motor Vehicle Operating Exp
330603101
OOE - Pool Car Running Costs
Service Charge-Other Bank
330700601
OOE - Bank Charges
330700801
OOE - Other Fees Paid
Membership Entrance Fee
330550101
OOE - Membership Entrance Fee
330550102
OOE - Membership Subscription Fee

242895710.xlsx.ms_office /Notes to PL

(1,625,815)
139,540
(63,734,110)
(49,296,093)
(6,779,495)
(5,678,789)
(22,298,977)
(14,538,831)
(14,438,017)
(3,658,764)
(9,280,746)
(517,659)
(12,200)
(110,709)
(282,853)
(500,842)
(74,244)
(220,302,780)
(6,702,267)
(1,054,475)
(2,871,133)
(1,709,908)
(302,383)
(381,556)
(361,056)
(21,755)
(8,940,668)
(6,018,398)
(2,910,280)
(11,991)
(43,673)
(43,673)
(49,716,467)
(1,240,442)
(304,283)
(15,421)
(110,000)
(457,705)
(43,365,964)
(4,222,652)
(5,055,721)
(5,055,721)
(13,096,820)
(4,384,957)
(8,711,863)
(2,700,176)
(2,608,588)
(91,588)
(1,166,459)
(1,166,459)
-

Page 7 of 12

9/2/2014 / 9:04 AM

Sponsorship, meeting and events

330053301
OOE - Sponsorship Rights
330053401
OOE - SponsEvents ActivationActvty
330060101
OOE-Mtgs,Events-VenueAccom-RevGen
330060201
OOE-Mtgs,Events-TrvelTranspo-RevGen
330060301
OOE-Mtgs,Events-FoodBeverage-RevGen
330060501
OOE-Mtgs,Events-VenueAccom-NonRev
330060701
OOE-Mtgs,Events-FoodBeverage-NonRev
330060601
OOE-Mtgs,Events-TrvelTranspo-NonRev
330060401
OOE-Mtgs,Events-ContentLog-RevGen
330060801
OOE-Mtgs,Events-ContentLog-NonRev
Collection Expense
330100601
OOE - Collection Expense
Employee Activities
330800101
OOE - Employee Activities
Contribution Non-Charitable
330350301
OOE - Contribution Non-Charitable
Clearance Fees
330712601
OOE-Clearance Fees
Employee relocation expenses
330800301
OOE - Relocation
*Sundry Expenses net of recovery
330900203
OOE - OtherTaxCharges-ExciseDuty
330100202
Deferreds - Profit and Loss
330100301
OOE - Sundry Expenses
330100303
OOE - VAT NonDeductible Expenses
330900202
OOE - OtherTaxCharges-NonDeductible
330900604
OOE - VAT NonDeductible Expenses
330700301
OOE - Cred Repts/Library
340100101
Recoveries of Operating Losses
340100201
Write-Offs of Operating Losses
345050101
Provision for Operating Losses
330260401
OOE - Software - Non Capitalized
330800103
OOE-Employee Activities Gifts<S$200
330800105
OOE-EmployeeActs-LateWorkTranspo
330150401
OOE - Freight & Cartage
330601502
OOE - Utilities-Staff Quarter
330100602
OOE-CollectionExp-RepossessedAssets
330250102
OOE - Cables / Telex Collected
330700203
OOE - Courier Service Collection
330712701
OOE-Other Transaction Fees
330700809
OOE - Service Charges
330100312
OOE - Receivable Write-off
330710101
OOE-Regulatory Fees Ops ChgOut
330100201
OOE - Operating Errors
350200103
OOE-Penalty on Tax Error-Pr. Yr.
330601901 OOE - Installation - F&E - WriteOff

330600501
330600801
330500501
330601701

CRS Intra-Vehicle Chargeouts

CRS Intra-Vehicle Recoveries
OOE-ExtLegalFees-Revenue Related
OOE - Premises Other

330601001

OOE - Real Estate Taxes

330711901

OOE-SSB Registrations Fees

General Reserve for Loans

340051401
Credit Write Offs-Local Reg Reqt
345150601
CreditLocalProvisions-Comml Loans
340050402
Credit W-Offs-Comml Loans-CreditCrd

Current Tax
350050101
350100101
350200101
330900201
Deferred Tax
350150101
350150101

OOE - Current Income Tax

OOE - Witholding Tax
OOE-Curr Inc Tax Pr. Yr. Adj.
OOE - Other Tax Charges

(15,737,523)
(740,382)
(1,148,383)
(445,900)
(523,750)
(2,183,155)
(4,783,969)
(792,179)
(77,106)
(5,042,700)
(9,557,669)
(9,557,669)
(4,604,570)
(4,604,570)
(150,000)
(150,000)
(54,259,578)
(54,259,578)
1,000,547
1,000,547
(49,571,735)
(48,334,030)
2,432,580
(88,344)
(55,555)
(167,044)
(145,591)
(5,895)
(1,759,750)
(653,287)
(98,237,614)
98,237,614
213,943
(998,762)
(10,000)
53,137,518
53,137,518
-

(907,464,401)
(895,112,878)
(12,351,523)
-

70,159,023
OOE - Deferred Tax (Current Years Charge only)
70,159,023
OOE - Deferred Tax (Year op Balance)
Current Year Charge
70,159,023.26

Other Comprehensive Income

445500101
Adj & Ref - ProfitsPrevTaken-Others

242895710.xlsx.ms_office /Notes to PL

Page 8 of 12

9/2/2014 / 9:04 AM

Rent , Taxes, Insurance , Electricity, Etc.

Rent
330601101
OOE - Premises Rent Paid
330600101
OOE - F&E Rental
Insurance
330100101
OOE - Insurance
305200101
Deposit Insurance Expense
330100102
OOE - Insurance Workmen Comp
Electricity
330601501
OOE - Utilities
Legal Expenses
330500101
OOE - Legal Expenses

330500301 OOE - Ext Legal Fees - Litigation

330500601

OOE-ExtLegalFees-Non-RevenueRelated

(94,296,630)
(68,669,678)
(68,930,928)
261,250
(13,825,227)
(56,925)
(13,768,302)
(11,801,724)
(11,801,724)

(94,296,630)

(2,146,639)
-

(2,146,639)

Postage Stamp & Telecommunication

POSTAGE
330150201
OOE - Postage
330150202
OOE - Postage Fee Collected
330150601
OOE - Check-Reld Postage Collected
330150501
OOE - Postage Fee Collected
STAMP
330900101
OOE - Revenue Stamps
330900501
OOE - Revenue Stamps Collected
COMMUNICATION
330252901
OOE-TelephoneCalls-LongDistanceIntl
330251601
OOE - Telephone Call Chrg - Local
330251901
OOE - Telephone Reps/Maint
330250101
OOE - Cables / Telex
330712401
OOE-Swift Costs
330251301
OOE - Data Circuits
330252701
OOE - Cable Costs Recovered
330253001
OOE - Cables / Telex Collected
330253101
OOE - Carrier Expense
330250901
OOE - Reuters Costs

(2,146,639)
(47,658,824)
(21,130,886)
(21,173,186)
42,300
(125,160)
(125,160)
0
(26,402,779)
(2,149,260)
(331,938)
(7,788)
(457,209)
(11,070,690)
245
(2,378,668)
(10,007,472)

Stationary Printing, Advertisement, etc.

STATIONARIES
330150101
OOE - Office Supplies
PRINTING
330150301
OOE - Printing & Binding
ADVERTISEMENT
330050101
OOE - Advertising
330050701
OOE - Print Media
330050801
OOE - Internet Media
330051501
OOE - Direct Sales - Retention
330051601
OOE - Gifts,Extl Incent/Premiums
330050301
OOE - Direct Marketing
330053201
OOE - Branch Promotion
330051101
OOE - Spons,Branch Promo & Events
330050501
OOE - Ad Production - TV

(26,170,118)
(12,320,312)
(12,320,312)
(12,349,428)
(12,349,428)
(1,500,378)
(1,492,540)
(7,838)
-

(26,170,118)

(1,486,275)

(425,000)

Auditors Fees

(47,658,824)

330200101
330200201
330300401
330300301
330701801
330900901
330900701

OOE - Audit Costs - KPMG

OOE-Audit Costs-Oth Ext Auditors
OOE-AuditRelatedSvcs-OthExtlAuditor
OOE - AuditRelated Services-KPMG
OOE - OthFees Paid - KPMG
OOE-Tax Compliance-OthExtAuditors
OOE - Tax Compliance - KPMG

REPAIR
330600901
330600303
330600301
330600302
330602601
330600902
330251501
330260402
330261301

OOE - Premises Reps/Maint

OOE - F&E Repair / Maint
OOE - F&E Other
OOE - F&E Non Capitalised
OOE - Premises Exp-Building Repairs
OOE-PremisesReps/Maint-StaffQuarter
OOE - Telecoms Reps/Maint
OOE - Software - Repair/Maintenance
OOE-ComputerRepairs/Maintenance

Other Expenses
Seminar
330860301 OOE-Trvl NonCus50% Ded-Overseas
330870301 OOE-BP-Trvl NonCus100% Ded-Overseas
330850401 OOE - BP - Other 0% Ded.
330850101 OOE-BP-TravelNonCus0% Ded.-Overseas
330860302 OOE -Travel NonCus50% Ded-Local
330870302 OOE - BP-TravelNonCus100% Ded-Local
330860401 OOE-BP-TravelCust50% Ded-Overseas
330860402 OOE-BP-Travel Cust 50% Ded-Local
330850201 OOE - BP - Restaurants 0% Ded.
330880201 OOE - BP - Restaurants 80% Ded.
330860501 OOE - BP - Restaurants 50% Ded.
Training
330950101 OOE - Training
330850501 OOE - Travel Training 0% Ded
330950201 OOE - Tuition Reimbursement
330860101 OOE - BP50% Ded-Cust>$200
Travelling Expenses
330870101 OOE-BusinessPromotion100%Ded-Others
Charitable Expenses
330350101 OOE - Contributions Charitable
330350201 OOE - Contribution Benefit Events
Outsourced/Contract staff Costs
330261101 OOE-Oth Cont Exp ComputerOutsdVend
300050501 Salaries-Temp Staff Cost
300051001 Salaries-Severance
300052001 Salaries-Interns
330700201 OOE - Credit Bureau Charges
330700202 OOE - Clearing Charges
330701901 OOE - OthFees Paid - OthExtAuditor
330800201 OOE - GenFacilities Cst-StaffRelatd
330301201 OOE - Contract Service Providers
330702201 OOE - Outsourced Contract FTE Costs
Entertainment Expenses
330860103 OOE - BP - Other 50% Ded.

(1,625,815)
139,540
-14438017.31
-3658764.33
-9280746.09
-517659.35
-12200
0
-110709
-282852.97
-500841.91
-74243.66

-14438017.31

-220302780
-6702266.6
-1054475.45
-2871133.05
0
0
-1709907.61
-302383.49
-381556
-361056.24
0
0
-21754.76
-8940668.34
-6018397.77
-2910279.88
0
-11990.69
-43672.78
-43672.78
0
0
0
-49716466.92
0
-1240441.56
0
-304283
0
-15420.74
-110000
-457705.08
-43365964.11
-4222652.43
-5055721.28
-5055721.28

-221356788

Fuel & Maintenance of vehicles

330600306 OOE-Motor Vehicle Operating Exp
330603101 OOE - Pool Car Running Costs
Service Charge-Other Bank
330700601 OOE - Bank Charges
330700801 OOE - Other Fees Paid
Membership Entrance Fee
330550101 OOE - Membership Entrance Fee
330550102 OOE - Membership Subscription Fee
Sponsorship, meeting and events
330053301 OOE - Sponsorship Rights
330053401 OOE - SponsEvents ActivationActvty
330060101 OOE-Mtgs,Events-VenueAccom-RevGen
330060201 OOE-Mtgs,Events-TrvelTranspo-RevGen
330060301 OOE-Mtgs,Events-FoodBeverage-RevGen
330060501 OOE-Mtgs,Events-VenueAccom-NonRev
330060701 OOE-Mtgs,Events-FoodBeverage-NonRev
330060601 OOE-Mtgs,Events-TrvelTranspo-NonRev
330060401 OOE-Mtgs,Events-ContentLog-RevGen
330060801 OOE-Mtgs,Events-ContentLog-NonRev
Collection Expense
330100601 OOE - Collection Expense
Employee Activities
330800101 OOE - Employee Activities
Contribution Non-Charitable
330350301 OOE - Contribution Non-Charitable
Clearance Fees
330712601 OOE-Clearance Fees
Employee relocation expenses
330800301 OOE - Relocation
*Sundry Expenses net of recovery
330900203 OOE - OtherTaxCharges-ExciseDuty
330100202 Deferreds - Profit and Loss
330100301 OOE - Sundry Expenses
330100303 OOE - VAT NonDeductible Expenses
330900202 OOE - OtherTaxCharges-NonDeductible
330900604 OOE - VAT NonDeductible Expenses
330700301 OOE - Cred Repts/Library
340100101 Recoveries of Operating Losses
340100201 Write-Offs of Operating Losses
345050101 Provision for Operating Losses
330260401 OOE - Software - Non Capitalized
330800103 OOE-Employee Activities Gifts<S$200
330800105 OOE-EmployeeActs-LateWorkTranspo
330150401 OOE - Freight & Cartage
330601502 OOE - Utilities-Staff Quarter
330100602 OOE-CollectionExp-RepossessedAssets
330250102 OOE - Cables / Telex Collected
330700203 OOE - Courier Service Collection
330712701 OOE-Other Transaction Fees
330700809 OOE - Service Charges
330100312 OOE - Receivable Write-off
330710101 OOE-Regulatory Fees Ops ChgOut
330100201 OOE - Operating Errors
350200103 OOE-Penalty on Tax Error-Pr. Yr.

-13096820.25
-4384956.86
-8711863.39
-2700175.79
-2608588.02
-91587.77
-1166459.42
-1166459.42
0
-15737523.01
-740382.29
0
-1148382.5
-445900
-523750.27
-2183154.99
-4783968.5
-792178.74
-77106
-5042699.72
-9557669.44
-9557669.44
-4604570.2
-4604570.2
-150000
-150000
-54259578.36
-54259578.36
1000547.23
1000547.23
-49571734.85
-48334030
2432579.83
-88344.41
0
0
-55554.89
-167044
0
-145590.52
-5895.03
-1759750
0
0
0
-653286.94
0
0
0
0
0
0
0
0
0

330601901
330600501
330600801
330500501
330601701
330601001
330711901

OOE - Installation - F&E - WriteOff

CRS Intra-Vehicle Chargeouts
CRS Intra-Vehicle Recoveries
OOE-ExtLegalFees-Revenue Related
OOE - Premises Other
OOE - Real Estate Taxes
OOE-SSB Registrations Fees

0
-98237614.09
98237614.09
213942.61
-998761.5
0
-10000