105%

104%
103%
102%
101%
100%
99%
98%
97%
96%
95%
94%
93%
92%
91%
90%
89%
88%
87%
86%
85%
84%
83%
82%
81%
80%

10.65%
10.55%
6.491%

Atualize: http://www.bcb.gov.br/?SELICDIARIOS
Atualize: http://www.cetip.com.br/
0.53% a.m
Atualize: http://www4.bcb.gov.br/pec/poupanca

COMPARATIVO POUPANA X CDB

Prazo e Imposto de Renda
Mais de 2
At 6 meses At 1 ano At 2 anos
anos
22.50%
20%
17.50%
15%
8.59%
8.86%
9.14%
9.42%
8.50%
8.78%
9.05%
9.33%
8.42%
8.69%
8.96%
9.24%
8.34%
8.61%
8.88%
9.15%
8.26%
8.52%
8.79%
9.06%
8.18%
8.44%
8.70%
8.97%
8.09%
8.36%
8.62%
8.88%
8.01%
8.27%
8.53%
8.79%
7.93%
8.19%
8.44%
8.70%
7.85%
8.10%
8.36%
8.61%
7.77%
8.02%
8.27%
8.52%
7.69%
7.93%
8.18%
8.43%
7.60%
7.85%
8.09%
8.34%
7.52%
7.76%
8.01%
8.25%
7.44%
7.68%
7.92%
8.16%
7.36%
7.60%
7.83%
8.07%
7.28%
7.51%
7.75%
7.98%
7.20%
7.43%
7.66%
7.89%
7.11%
7.34%
7.57%
7.80%
7.03%
7.26%
7.49%
7.71%
6.95%
7.17%
7.40%
7.62%
6.87%
7.09%
7.31%
7.53%
6.79%
7.01%
7.22%
7.44%
6.70%
6.92%
7.14%
7.35%
6.62%
6.84%
7.05%
7.26%
6.54%
6.75%
6.96%
7.17%

CBD's

Rentabilidade sobre o CDI

Qual a taxa SELIC?

Qual o CDI?
Rentabilidade da Poupana

Poupana
105% do CDI
104% do CDI
103% do CDI
102% do CDI
101% do CDI
100% do CDI
99% do CDI
98% do CDI
97% do CDI
96% do CDI
95% do CDI
94% do CDI
93% do CDI
92% do CDI
91% do CDI
90% do CDI
89% do CDI
88% do CDI
87% do CDI
86% do CDI
85% do CDI
84% do CDI
83% do CDI
82% do CDI
81% do CDI
80% do CDI

POUPANA X CDB: % EM ANOS

Rentabilidade durante n de anos
2
10
13.404%
87.564%
19.718% 145.925%
19.522% 143.917%
19.326% 141.924%
19.130% 139.945%
18.935% 137.981%
18.739% 136.031%
18.544% 134.096%
18.349% 132.175%
18.154% 130.268%
17.959% 128.376%
17.764% 126.497%
17.569% 124.632%
17.375% 122.782%
17.181% 120.944%
16.987% 119.121%
16.793% 117.311%
16.599% 115.514%
16.406% 113.731%
16.212% 111.962%
16.019% 110.205%
15.826% 108.461%
15.633% 106.731%
15.440% 105.013%
15.247% 103.309%
15.055% 101.617%
14.863%
99.938%

Qualquer Investidor com mais de R$ 1.000,00 pode conseguir CDB's nesta

faixa de rentabilidade destacada em amarelo, basta pesquisar!

b.gov.br/pec/poupanca/poupanca.asp

R$ 1,582.58

Evoluo do Invest

R$ 1,854.38

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

R$ 1,873.92

Poupana
105% do CDI
104% do CDI
103% do CDI
102% do CDI
101% do CDI
100% do CDI
99% do CDI
98% do CDI
97% do CDI
96% do CDI
95% do CDI
94% do CDI
93% do CDI
92% do CDI
91% do CDI
90% do CDI
89% do CDI
88% do CDI
87% do CDI
86% do CDI
85% do CDI
84% do CDI
83% do CDI
82% do CDI
81% do CDI
80% do CDI

POUPANA X CDB: R$ EM ANOS

Rentabilidade durante n de anos
2
10
20
1,340.44 R$ 8,756.38 R$ 25,180.18
1,971.83 R$ 14,592.54 R$ 50,479.30
1,952.22 R$ 14,391.73 R$ 49,495.63
1,932.62 R$ 14,192.39 R$ 48,527.17
1,913.03 R$ 13,994.52 R$ 47,573.70
1,893.47 R$ 13,798.11 R$ 46,635.00
1,873.92 R$ 13,603.14 R$ 45,710.84
1,854.38 R$ 13,409.62 R$ 44,801.03
1,834.86 R$ 13,217.52 R$ 43,905.34
1,815.36 R$ 13,026.85 R$ 43,023.58
1,795.87 R$ 12,837.58 R$ 42,155.52
1,776.40 R$ 12,649.72 R$ 41,300.98
1,756.95 R$ 12,463.25 R$ 40,459.75
1,737.51 R$ 12,278.16 R$ 39,631.64
1,718.08 R$ 12,094.44 R$ 38,816.44
1,698.68 R$ 11,912.09 R$ 38,013.98
1,679.29 R$ 11,731.10 R$ 37,224.06
1,659.91 R$ 11,551.45 R$ 36,446.49
1,640.55 R$ 11,373.14 R$ 35,681.10
1,621.21 R$ 11,196.16 R$ 34,927.70
1,601.89 R$ 11,020.49 R$ 34,186.12
1,582.58 R$ 10,846.14 R$ 33,456.17
1,563.28 R$ 10,673.10 R$ 32,737.69
1,544.00 R$ 10,501.34 R$ 32,030.50
1,524.74 R$ 10,330.87 R$ 31,334.44
1,505.50 R$ 10,161.68 R$ 30,649.34
1,486.27 R$ 9,993.76 R$ 29,975.03

R$ 1,971.83

Se voc investiu:
R$ 10,000.00

CBD's

X CDB: % EM ANOS
durante n de anos
20
251.802%
504.793%
494.956%
485.272%
475.737%
466.350%
457.108%
448.010%
439.053%
430.236%
421.555%
413.010%
404.598%
396.316%
388.164%
380.140%
372.241%
364.465%
356.811%
349.277%
341.861%
334.562%
327.377%
320.305%
313.344%
306.493%
299.750%

10
R$ 13,409.62

R$ 13,603.14

R$ 14,592.54

R$ 45,710.84

R$ 50,479.30

20
R$ 25,180.18

R$ 33,456.17

R$ 44,801.03

R$ 8,756.38

R$ 10,846.14

R$ 1,340.44

R$ 1,582.58

uo do Investimento em Anos

105% do CDI

100% do CDI

99% do CDI

85% do CDI

Poupana

Qual a taxa SELIC?

Qual o CDI?
Rentabilidade da Poupana

10.65%
10.55%
6.491%

Qualquer Investi
Atualize: http://www.bcb.gov.br/?SELICDIARIOS
faixa de rentabili
Atualize: http://www.cetip.com.br/
0.53% a.m
Atualize: http://www4.bcb.gov.br/pec/poupanca/pou

COMPARATIVO POUPANA X LCI

Prazo e Imposto de Renda

105%
104%
103%
102%
101%
100%
99%
98%
97%
96%
95%
94%
93%
92%
91%
90%
89%
88%
87%
86%
85%
84%
83%
82%
81%
80%

11.08%
10.97%
10.87%
10.76%
10.66%
10.55%
10.44%
10.34%
10.23%
10.13%
10.02%
9.92%
9.81%
9.71%
9.60%
9.50%
9.39%
9.28%
9.18%
9.07%
8.97%
8.86%
8.76%
8.65%
8.55%
8.44%

LCI's

Rentabilidade sobre o CDI

No h incidencia de Imposto de Renda

Poupana
105% do CDI
104% do CDI
103% do CDI
102% do CDI
101% do CDI
100% do CDI
99% do CDI
98% do CDI
97% do CDI
96% do CDI
95% do CDI
94% do CDI
93% do CDI
92% do CDI
91% do CDI
90% do CDI
89% do CDI
88% do CDI
87% do CDI
86% do CDI
85% do CDI
84% do CDI
83% do CDI
82% do CDI
81% do CDI
80% do CDI

POUPANA X LCI: % EM ANOS

Rentabilidade durante n de anos
2
10
13.404%
87.564%
23.382% 185.931%
23.148% 183.227%
22.914% 180.546%
22.680% 177.887%
22.446% 175.252%
22.213% 172.639%
21.980% 170.048%
21.747% 167.479%
21.514% 164.933%
21.282% 162.408%
21.050% 159.905%
20.817% 157.424%
20.586% 154.964%
20.354% 152.525%
20.123% 150.107%
19.892% 147.710%
19.661% 145.333%
19.430% 142.977%
19.199% 140.642%
18.969% 138.327%
18.739% 136.031%
18.509% 133.756%
18.280% 131.501%
18.050% 129.265%
17.821% 127.048%
17.592% 124.851%

Qualquer Investidor com mais de R$ 10.000,00 pode conseguir LCI's nesta

faixa de rentabilidade destacada em amarelo, basta pesquisar!

ww4.bcb.gov.br/pec/poupanca/poupanca.asp

R$ 1,873.92

Evoluo do Investim

R$ 2,197.99

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

R$ 2,221.30

Poupana
105% do CDI
104% do CDI
103% do CDI
102% do CDI
101% do CDI
100% do CDI
99% do CDI
98% do CDI
97% do CDI
96% do CDI
95% do CDI
94% do CDI
93% do CDI
92% do CDI
91% do CDI
90% do CDI
89% do CDI
88% do CDI
87% do CDI
86% do CDI
85% do CDI
84% do CDI
83% do CDI
82% do CDI
81% do CDI
80% do CDI

POUPANA X LCI: R$ EM ANOS

Rentabilidade durante n de anos
2
10
20
1,340.44 R$ 8,756.38 R$ 25,180.18
2,338.21 R$ 18,593.08 R$ 71,756.43
2,314.78 R$ 18,322.67 R$ 70,217.34
2,291.38 R$ 18,054.55 R$ 68,705.80
2,268.00 R$ 17,788.73 R$ 67,221.35
2,244.64 R$ 17,525.17 R$ 65,763.51
2,221.30 R$ 17,263.87 R$ 64,331.85
2,197.99 R$ 17,004.80 R$ 62,925.91
2,174.69 R$ 16,747.95 R$ 61,545.26
2,151.42 R$ 16,493.29 R$ 60,189.47
2,128.18 R$ 16,240.83 R$ 58,858.10
2,104.95 R$ 15,990.53 R$ 57,550.75
2,081.75 R$ 15,742.38 R$ 56,267.00
2,058.57 R$ 15,496.36 R$ 55,006.45
2,035.41 R$ 15,252.47 R$ 53,768.71
2,012.27 R$ 15,010.67 R$ 52,553.37
1,989.16 R$ 14,770.96 R$ 51,360.06
1,966.06 R$ 14,533.32 R$ 50,188.39
1,942.99 R$ 14,297.74 R$ 49,038.00
1,919.94 R$ 14,064.19 R$ 47,908.52
1,896.92 R$ 13,832.66 R$ 46,799.59
1,873.92 R$ 13,603.14 R$ 45,710.84
1,850.94 R$ 13,375.62 R$ 44,641.95
1,827.98 R$ 13,150.07 R$ 43,592.55
1,805.04 R$ 12,926.47 R$ 42,562.32
1,782.13 R$ 12,704.83 R$ 41,550.93
1,759.23 R$ 12,485.11 R$ 40,558.03

R$ 2,338.21

20
251.802%
717.564%
702.173%
687.058%
672.213%
657.635%
643.318%
629.259%
615.453%
601.895%
588.581%
575.508%
562.670%
550.065%
537.687%
525.534%
513.601%
501.884%
490.380%
479.085%
467.996%
457.108%
446.419%
435.926%
425.623%
415.509%
405.580%

Se voc investiu:
R$ 10,000.00

LCI's

PANA X LCI: % EM ANOS

bilidade durante n de anos

10
R$ 17,004.80

R$ 17,263.87

R$ 18,593.08

R$ 25,180.18

R$ 8,756.38

20
R$ 45,710.84

R$ 62,925.91

R$ 64,331.85

R$ 71,756.43

R$ 13,603.14

R$ 1,340.44

R$ 1,873.92

Evoluo do Investimento em Anos

105% do CDI

100% do CDI

99% do CDI

85% do CDI

Poupana