Easy Health

gets even better, stays affordable, and now offers new

attractive benefits with high sum insured to choose from
New
Easy Health Insurance Plan
A Success Story
Way Forward
Easy Health Insurance plan has been the flagship
product from Apollo Munich
Rated as the best health insurance plan
5-Star rating in an independent survey conducted by Economic Times and
i-Save.com
This rating acknowledges the value of the product as well as the services
offered to our customers
Continuous commitment to uncomplicating health insurance
Further simplification and enhancement of the plan
Effective 1st May 2014 (* All logins from 25th April must be with new premiums)
Easy Health continues to offer the best value for money in the market
High sum insured options
to beat inflation:
Introduction of high sum insured
options in exclusive and premium
variants, now can choose upto
50 lakhs of sum insured.
New Benefit added to
help recuperate post
hospitalisation:
New Recovery benet added under
premium variant offering benet of
Rs.10,000 in case hospitalisation
exceeds 10 consecutive days.
Easy Health Insurance Plan
NEW BENEFITS
YOU WANTED
WHAT
GETTING
Flexibility in covering your
loved one:
Coverage now extended to cover
grandparents, grandchildren and
parents-in-law.
Lifelong coverage for
Critical illness:
No cover ceasing age for optional
critical illness rider and now also
available with standard plan.
Easy Health Insurance Plan
NEW BENEFITS
YOU WANTED
WHAT
GETTING
ENHANCEMENT
Limits extended:
Pre and post hospitalisation
limit increased to 60 and 90
respectively.
Increased reimbursement
for PPC:
Customers can reimburse their PPC
charges upto 100% instead of existing
upper limit of upto 50% only.
Easy Health Insurance Plan
YOU WANTED
WHAT
GETTING
ENHANCEMENT
Better value for accrued
benefits:
Customers can now accrue
cumulative bonus upto 100% of
their base sum insured.
More sum insured to
choose from for individual
above 60 years:
No restriction on sum insured selection
for proposers with entry age 60 to 65.
Easy Health Insurance Plan
YOU WANTED
WHAT
GETTING
ENHANCEMENT
Extended coverage for
loved ones:
Dependent children age
extended from 21 years to 25
years.
Health management gets
better:
Heal th check-up benefi t offered
irrespective of claim status under
Exclusive and Premium variants.
Easy Health Insurance Plan
YOU WANTED
WHAT
GETTING
Summary - Major Changes
EXISTING PLAN BENEFIT REVISED EASY HEALTH
Max sum i nsured-
Excl usi ve : max upto 7.5 l acs
Premi um : max upto 10 l acs
Sum I nsured
Hi gh sum i nsured opti ons-
Excl usi ve : max upto 50 l acs
Premi um : max upto 50 l acs
Restri cti on of Sum I nsured
upto 2 Lacs for 61 and above
age group
Restri cti on of sum i nsured
based on age group
No Restri cti on
Opti onal i n excl usi ve &
premi um vari ant, restri cted
upto age of 70 years
Cri ti cal I l l ness ri der
Opti onal i n al l vari ants wi th
no cover ceasi ng age
30/60 days
60/90 days wi th i nti mati on
of 5 days i n advance
Pre & Post hospi tal i sati on 60/90 days
Doesnt provi de coverage to
grandparents, grandchi l dren
& parents-i n-l aw
More Rel ati onshi ps Covered
Coverage extended to
grandparents, grandchi l dren
& parents-i n-l aw
To be continued...
Summary - Major Changes
EXISTING PLAN BENEFIT REVISED EASY HEALTH
Heal th check up after bl ock
of cl ai m free years
Heal th checkup i n Excl usi ve
& Premi um vari ant
Heal th check up after bl ock
of years i rrespecti ve of cl ai m
Max accumul ati on upto 50% Cumul ati ve Bonus
100% of expenses
rei mbursed
50% of expenses rei mbursed PPC rei mbursement
100% of expenses
rei mbursed
Recovery benefi t Not offered
Cover for consecuti ve
hospi tal i sati on beyond
10 days; For excl usi ve &
premi um vari ant of Sum
I nsured 15 l acs & above
Other Changes
I n addi ti on, short scal e cancel l ati on gri d has been changed for 2 year pol i cy, scenari os where
pol i ci es are cancel l ed after 18 months, the refund % has been decreased.
SECTION MODIFIED DETAILS
New Born Baby Cover
Dependent chi l dren
Cl ai ms payment
Cl ai ms fal l i ng i n Two pol i cy
peri od
Benefi t appl i cabl e i f materni ty cl ai m accepted &
I f proposal form for the new born has been submi tted &
accepted wi thi n 90 days of bi rth.
Maxi mum age for dependent chi l dren extended to 25 yrs,
provi ded they are unmarri ed & fi nanci al l y dependant wi th no
i ndependent source of i ncome.
I nsur ed cannot aut hor i ze anyone t o r ecei ve cl ai m payment .
Earl i er, the same was accepted on recei pt of decl arati on from
the i nsured.
Now, payment wi l l be made onl y to the i nsured. No such
decl arati on wi l l be accepted.
Cl ai ms wi l l be set t l ed t aki ng i nt o consi der at i on Sum
I nsur ed avai l abl e i n t wo pol i cy per i od
Apollo Munich Health Insurance Co. Ltd Corp. Off. 10th Floor, Tower B,Building No 10, DLF Cybercity, DLF City Phase II, Gurgaon-122002, Haryana. Tel: +91-124-
458433 Fax: +91-124-4584111 Reg Off. Apollo Hospitals Complex, Jubilee Hills, Hyderabad-500033, AP www.apollomunichinsurance.com Email: customerservice@
apollomunichinsurance.com Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully
before concluding a sale. IRDA Registration Number - 131 Corporate Identity Number: U66030AP2006PLC051760