M.L.

DAHANUKAR COLLEGE OF COMMERCE

VILE PARLE EAST, MUMBAI 400 057

PROJECT REPORT ON
MUTUAL FUND
SUBMITTED BY
SUVIDHA.S.REDKAR
IN FULFILLMENT OF THE REQUIREMENT OF
T.Y.B.COM. FINANCIAL MARKETS
SEMESTER VI
PROJECT GUIDE
PROF. RAHUL MEHRA
UNIVERSITY OF MUMBAI
2013 - 2014






CERTIFICATE

We, hereby certify that Miss SUVIDHA.S.REDKAR, student of M.L.
Dahanukar College of Commerce, studying T.Y.B.COM. Financial Markets
(SEM VI) has successfully completed the project on MUTUAL FUND
under the guidance of Prof. RAHUL MEHRA for the academic year 2013-
2014.The information and facts as submitted in the project are true and
original to the best of our knowledge and information.



External Guide Project Guide
(Prof. RAHUL.MEHRA)



College Seal
Course Coordinator Principal
(Prof. Sucheta.Pawar) (Dr. Mrs. Madhavi. Pethe)






























DECLARATION


I Miss. SUVIDHA.S.REDKAR of TYBCOM (Financial Markets) hereby
declare that I have successfully completed the project on MUTUAL
FUND under the guidance of Prof. RAHUL MEHRA for the academic
year 2013-2014. In partial fulfillment of the requirements for the award
of the degree stated above. The information provided in the project is
true and to the best of my knowledge.





(Signature)
(Suvidha.s.redkar)







ACKNOWLEDGEMENT
To list who all have helped me is difficult because they are so numerous and
the depth is so enormous.
I would like to acknowledge the following as being idealistic channels and
fresh dimensions in the completion of this project.
I take this opportunity to thank the University of Mumbai for giving me
chance to do this project.
I would like to thank my Principal, Dr.Madhavi S. Pethe for providing the
necessary facilities required for completion of this project.
I take this opportunity to thank our Coordinator Prof.Mrs.Sucheta Pawar,
for her moral support and guidance.
I would also like to express my sincere gratitude towards my project guide
Prof. Mr. RAHUL MEHRA whose guidance and care made the project
successful.
I would like to thank my College Library, for having provided various
reference books and magazines related to my project.
Lastly, I would like to thank each and every person who directly or indirectly
helped me in the completion of the project especially my Parents and Peers
who supported me throughout my project.









MUTUAL FUND

Sr.
No.
Description
1 INTRODUCTION

1.1 History of Indian mutual fund industry
1.2.role of mutual fund
1.3 role of regulation
1.4 why mutual fund scheme
1.5 how do mutual fund scheme operate
1.6 advantage and disadvantage of mutual fund
1.7 why re mutual fund safe option

2. TYPE OF MUTUAL FUND

2.1 How are mutual fund classified
2.2 type of fund
2.3 other type of mutual fund

3. FUND STRUCTURE AND CONSTITUENTS
4. RISK IN MUTUAL FUND

4.1 Standard risk factor
4.2 mutual fund diversified
4.3 measure risk
4.4 accounting and expenses


5. TAXATION

5.1 taxation of mutual fund scheme
5.2 taxability of mutual fund investor
5.3 investment strategy
6. CONCLUSION





SUMMARY
Mutual funds pool money from different investors and invest in different investment
sources like stocks, shares, bonds etc. A professional fund manager manages these and
returns are paid in form of dividends. Some schemes assured fixed returns that are less in
risk and some offer dividends based on the market fluctuations and prices.
Mutual funds have to be subscribed in units and the purchase or sale is dependent on
NAV (Net Asset Value), taking into consideration the exit and entry load factors into
account.
This project undertaken deals with customer perception with regard to mutual funds
that is the schemes they prefer, the plans they are opting, the reasons behind such
selections and also this project dealt with different investment options, which people
prefer along with and apart from mutual funds. Like postal saving schemes, recurring
deposits, bonds, and shares.
The findings from this project is that most of the people are hesitant in going for new
age investments like mutual funds and prefer to avert risks by investing in less riskier
investment options like recurring deposits and so. Also people going for investment in
mutual funds are not going for high-risk portfolios and schemes but want to go for
medium risk elements. And another finding is that most of the workingwomen does not
prefer this type of investments