Explanatory Answers

Answer Key
SimCWE-PO-TEST 1
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BANK EXAMS
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
EXPLANATORY ANSWERS
Section - I
1. In the passage, paragraph after paragraph talks about
literary criticism, thus indicating that this is its central
theme. Hence, [2].
2. The first three options except are clearly mentioned
in the passage. Only, option (4) does not surface
in the discussion at any point in time. Hence, [4].
3. The passage mentions all of the options given above.
Hence, [3].
4. The fifth paragraph of the passage which states The
critics responsibility... lies to the public and to his
own standards of judgment proves that Option (4)
is the answer. Hence, [4].
5. It is clearly mentioned in beginning of the third
paragraph that because critics often try to be law-
givers, declaring which works deserve respect and
presuming to say what they are really about, it
is a perennial target of resentment. Hence, [3].
6. Pedantic means to be precise. Acerbic means
someone showing criticism in a way that is clever
and funny, but rather cruel, astringent means
someone who criticizes and unfavorable means
someone not positive, or not showing approval.
Punctilious is the exact meaning of the word
pedantic. All the other options do not relate with
the word pedantic. Hence, [2].
7. Partisan means prejudiced. All the other options
are exact meaning of the word partisan, except for
adversary which means unbiased. Adversary is
the exact opposite of the word partisan. Hence,
[3].
8. Option (2) is vague about the direction in which the
winds have moved whereas the sentence that follows
the blank clearly mentions polar waters. Options (3)
and (4) are incorrect as they mention the weakening
and stopping of the winds whereas the sentence following
the blank mentions their speeding, and the winds cannot
be weakening and speeding at the same time. Only
option (1) makes sense contextually. Hence, [1].
9. Options (1) and (2) are obvious statements: during
a break, life is easier and when you meet family and
friends, life seems worthwhile. However, the passage
suggests that it might be something more than just
these so we consider options (3) and (4). Option
(4) is wrong contextually as is evident from the sentences
that precede the blank. Hence, [3].
10. All options fit. The first four options fit in with
the tone of the preceding sentence. However, what
follows the blank is a word Endorphins. They are
not dancing angels, dead parents, life events or loved
ones. They are hormones as is given in option (5).
Hence, [5].
11. Options (1), (2) and (3) can be ruled out because
the sentence following the blank selects a few out
of the large group and talks about their preference.
Thus the underlined part should be generalised and
should include a big group in its fold. This brings
us to options (4) and (5). Option (5) is far too general
in comparison to option (4), which makes a lot of
sense when read right after the sentence preceding
the blank. Also, the passage uses a variation of first
and third person pronoun but option (5) is in second
person pronoun form. Hence, [4].
12. According to the first paragraph in the given passage,
statement (C) is the correct answer; the other two
statements are the reasons for its existence. Hence,
[1].
13. The answer is clearly given to be statement (A) in
the paragraph that describes the National Research
Council. Hence, [3].
14. The word ethical means conforming to accepted
standards of social or professional behaviour; thus
its opposite will be corrupt, which means lacking
in integrity. All other options, except corral, are
its synonyms; corral means an enclosure for keeping
cattle together and safe, which is out of context.
Hence, [2].
15. Vandalism means the deliberate destruction, deface-
ment or damage of anothers property. Scandal
means disgraceful gossip, surveillance means close
observation, reparation means compensation and
amendment means alteration. Destruction means
damage done to something, this word is almost the
same as the given word. Hence, [5].
16. At the beginning of the second paragraph of the
passage, it is given that the National Academy of
Engineering was established in 1964. Hence, [2].
17. According to the passage, Dr. Kenneth I. Shine is
the president of the Institute of Medicine. Hence,
[2].
18. According to the passage, the third option, the effects
of pornography on providers, users and networked
communities, was not clearly mentioned in the passage
as being discussed in the workshop held in Washington,
D.C. in November 1992. Hence, [3].
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
19. The last paragraph clearly says that the intent of
the forum was to focus primarily on the concerns
that policymakers in government and the private sector
might have. Hence, [5].
Answer for questions 20 to 23:
Explanation: Statement G is the FIRST sentence
of the passage as it refers to the birth of a boy 2,560
years ago. The SECOND sentence is obviously State-
ment A as it refers to the same, and narrows the
scope by specifically stating that Confucius was that
boy. Statement D is the THIRD sentence as it refers
to his early years. Statement B is the fourth sentence
as it talks of his disillusionment with the leaders of
the day and the journey he undertook to escape it.
Statement E is next as the FIFTH sentence as it
refers to this journey and his companions. Statement
C follows as the SIXTH sentence as it shows what
he had to endure during this journey. Statement F
is the CONCLUDING sentence of the passage as it
shows how popular he is today and highlights the
contrast between then and now.
20. The first sentence of the arrangement is G. Hence,
[4].
21. The last sentence of the arrangement is F. Hence,
[3].
22. The second sentence of the arrangement is A. Hence,
[5].
23. The fifth sentence of the arrangement is E. Hence,
[1].
24. Hiding differences behind nice-sounding radios,
pianos and violins make no sense. The same goes
for results which is totally out of context. However,
platitudes meaning trite or obvious remarks fits
and so does its synonym banalities. Hence, [3].
25. Hide, cover, bury and conceal are all logically
wrong because the latter part of the sentence mentions
the desire of being more popular, and a person whose
belongings are not seen by others will not be known.
Embellish and decorate, meaning make more
attractive by adding ornament, colour, etc., are
synonymous and fit perfectly in the blank. Hence,
[1].
26. Bathing might cause embarrassment; however, it does
not fit as the sentence mentions winning. Basking
means enjoying a pleasant situation, basting means
sewing or cooking and banking means business
carried out at a bank, none of these fit in the sentence.
Bragging and boasting, which are synonyms fit
perfectly. Hence, [4].
27. Although moving, going, flowing and sliding
might fit in the sentence, they are not forceful or
strong enough, as is indicated in the sentence.
Reverberating and echoing are synonyms, meaning
being reflected as sound waves; they fit here logi-
cally. Hence, [5].
28. The sentence that contains this blank is a question
on how to get individuals into developing a habit
that reduces energy. Obviously, the word that follows
energy here should be something indicating usage because
that is the only thing, which needs reduction. In the
options given, all except consumption mean making
(here, of energy) which is a good thing and does not
need to be reduced. Moreover, consumption means
use. This makes it the correct answer. Hence, [2].
29. The sentence talks about certain behaviours that are
enacted in some ways which are shared across various
parts of the world; the examples given are cooking
and showering. In normal cases, these are not chal-
lenging. They also cannot be nasty, dirty or foul
aw we all know that they are ways of feeding and
cleansing oneself. However, they are routine meaning
everyday or habitual, which fits contextually also
as practice theory is being discussed in the sentenced.
Hence, [2].
30. The sentence talks about having a shower in the
developed world which includes the use of a modern
bathroom and of cleanliness methods. Dirty does
not fit contextually. Since it is talking about the
developed world, nor does bountiful, which means
abundant, also unreliable which means not
trustworthy is out of context, as water is a resource
paid for and expected to be delivered, in whatever
large or limited quantities it is available. Unique
also does not apply as this is not about showering
in a spa or hot spring. What is left is reticulated,
meaning of an interconnected network; this fits
because in the developed world, water is collected
and distributed carefully through such a system. Hence,
[5].
31. The sent ence tal ks about there being more at
_______________ than deciding to change. Option
and choice are synonyms, meaning one among a
number of alternatives This does not fit contextually
or grammatically. Decision is also out of context.
Stake and hand fit grammatically; however, at
stake indicates at risk whereas at hand indicates
availability. Contextually stake is correct. Hence,
[2].
32. Here, all options fit grammatically. However, like
or love surely do not fit contextually with that
we want the convenience of standby mode. The same
goes for indicate and show. Assume is the perfect
fit as it means to take for granted. Hence, [3].
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
33. The sentence talks about a time when using public
transport is more likely it is after people make
a plan about how and when they wish to use it. Therefore
the missing word is an adjective of the noun plans.
The only option that fits contextually is concrete,
meaning capable of being perceived by the senses.
It cannot be abstract or vague or imaginary. Plans
cannot be silly or careless if they are to be fulfilled.
Hence, [3].
34. The sentence says that we need to remember that
practices are something, which when threatened, are
defended. Here all options valued counted, mea-
sured, calculated, and forecast have the same
meaning; that is, they mean having estimated or
determined the nature, value, quality, ability, extent,
or significance of something. However, they have
alternate meanings too. Of all those alternate meanings,
the word valued has the meaning held dear or treasured.
This makes it a perfect fit for the blank. Hence,
[1].
35. The clue to answering this lies in the preceding sentence,
which says that However, we need to remember that
practices are valued and, when threatened, are de-
fended. This means that in the given sentence, the
blank cannot be replaced by address, advantage,
ill or care. Only account is left and it makes
perfect sense because it means to take into consid-
eration. Hence, [2].
36. The sentence talks about the need to match desire
and ability with something that makes change easier.
It cannot be text, which is written word(s), next,
which means immediately following in time or order
or betwixt, which is an old English word for between.
Pretext means something serving to conceal plans,
which does not fit contextually. Context which means
set of facts or circumstances that surround a situ-
ation or event fits in grammatically and contextually.
Hence, [2].
37. If we try using very and more, it will be clear
that they do not fit the blank represents an article.
The sentence cannot obviously be if we want to
address a inherent stickiness of everyday practice,
as inherent starts with a vowel. Out of the remaining,
although an seems to fit, the is the correct answer
as the phrase refers to not any particular stickiness,
but the stickiness of everyday life. Hence, [4].
38. The words defiant, aggressive and hostile are
all synonyms of OBSTREPEROUS, which means
noisily and stubbornly defiant, whereas placid means
satisfied. Hence, [4].
39. The word remnant means a small part or portion
that remains, regional means characteristic of a
region. Recurrent and repeating are synonyms
of PERENNIAL. Hence, [3].
40. The word MALEVOLENT means wishing evil to
others or characterized by hatred or ill-will, which
is the same as malicious. Benevolent, benign and
caring are all opposites of this word. Hence, [2].
Section - II
41.
490
178
7
6
?
245
154
387
25
215
452
252
75
+ = -
490
178
245
154
25
387
215
452
252
75
7
6
? - - = \
490
178
245
154
1
9
5
452
252
3
7
6
? - - = \
490
178
245
154
5
113
63
27
7
6
? - - = \
490
178
245
154
35
339
7
6
? - - = \
490
178 2 154 14 339
7
6
?
- -
= \
490
4260
7
6
? = \
6
7
49
426
? = \
7
71
? = \
Hence, [4].
42. ( ) 7 ? 3 117 68 23 13924 8142 = +
( )
7 3
117 68 23 13924 8142
?

+
= \
( )
7 3
117 68 23 118 118 8142
?

+
= \
( )
7 3
117 68 23 118 8142
?

+
= \
( )
7 3
7956 3
?

+
= \
7 3
7959
?

= \
Hence, [4].
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
43.
10
?
44
47
55
564
75
678
452
125
2
=

10
?
47
44
55
564
75
678
452
125
2
=

\
10
?
5
48
2
5
2
= + \
10
?
10
2 48 5 5
2
=
+
\
10
?
10
121
2
= \
121 ?
2
= \
11 ? = \
Hence, [2].
44.
( ) ( )
2 3 2
20 29 25 1615 26 33 ? + - + =
( ) ( ) 400 29 15625 1615 26 1089 ? + - + = \
( ) ( ) 11600 15625 1615 28314 ? + - + = \
2704 ? =
52 ? = \
Hence, [4].
45. m% of 2100 = n% of 1200
\ m 21 = n 12
\ m =
n
7
4
... (1)
m% of n% of 3500 = 156.80
Substituting the value of m from equation (1) in the
above equation, we get
80 156. 3500
100
n
100
n
7
4
=

\
15680 35 n n
7
4
=

\
15680 20 n
2
= \
20
15680
n
2
= \
784 n
2
= \
\ n = 28
Substituting the value of n = 28 in equation (1), we
get
16 28
7
4
m = =
\ n m = 28 16 = 12
Hence, [2].
46.
4545 . 2562 of
6
1
7 of
8
5
6 ? =
4545 . 2562
6
43
8
53
? = \
4545 . 2562
6 8
2279
?

= \
2562
8
380
? \
2562
2
95
? = \
\ ? = 121695 121700
Hence, [2].
47.
? 26245 1458 of 12% 4588 of
4
3
= + +
26245 1458
100
12
4588
4
3
? + + = \
26245 96 . 174 3441 ? + + = \
26244 175 3441 ? + + \
162 162 3616 ? + = \
162 3616 ? + = \
\ ? = 3778 3780
Hence, [3].
48. [(68.985)
3
(84.95)
2
(25.01)
3
] ? = 300
\ ? = [(68.985)
3
(84.95)
2
(25.01)
3
] 300
\ ? = [(69)
3
(85)
2
(25)
3
] 300
\ ? = [328509 7225 15625] 300
\ ? = 305659 300
\ ? 1020
Hence, [5].
49. 7898 18 38 63 7 = ? + 562
562 7 63 38
18
7898
? - - = \
562 41 4 38
9
3949
? - - = \
003 1 4 3949 ? - \
\? = 14793 14800
Hence, [2].
BANK EXAMS
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
50. ? = 26.866% of 589.012 45.101% of 122.12 +
12.08% of 414 36.95% of 85.21
\ ? 27% of 589 45% of 122 + 12% of 414
37% of 85
\ ? = 159.03 54.9 + 49.68 31.45
\ ? 159 55 + 50 31
\ ? = 1654 1650
Hence, [4].
51. The given series is as follows:
128 25 = 103
103 + 50 = 153
153 75 = 78
78 + 100 = 178
178 125 = 53 54
53 + 150 = 203
203 175 = 28
Hence, [4].
52. The given number series is as follows:
4383 3 + 6 = 1467
1467 3 + 6 = 495
495 3 + 6 = 171
171 3 + 6 = 63
63 3 + 6 = 27
27 3 + 6 = 15
15 3 + 6 = 11 12
Hence, [1].
53. The given number series is as follows:
19 1 8 = 11
11 2 7 = 15
15 3 6 = 39 49
39 4 5 = 151
151 5 4 = 751
751 6 3 = 4503
Hence, [5].
54. The given number series is in the form [n
2
+ 2n],
where n = 5, 6, 7 and so on.
5
2
+ 2 5 = 35
6
2
+ 2 6 = 48
7
2
+ 2 7 = 63
8
2
+ 2 8 = 80
9
2
+ 2 9 = 99 98
10
2
+ 2 10 = 120
11
2
+ 2 11 = 143
Hence, [2].
55. The pattern of the number series is as follows:
( ) 6 2 0 3 = +
( ) 13 2 5 . 0 6 = +
( ) 28 2 1 13 = +
( ) 59 2 5 . 1 28 = +
( ) 102 122 2 2 59 = +
(122 + 2.5)2 = 249
( ) 504 2 3 249 = +
Hence, [4].
56. Number of females who passed in the scholarship exam
in division C =
9 18
2
1
=
Number of males who passed in the scholarship exam
in division E =
8 20
5
2
=
\ Required percentage =
% 5 . 112 100
8
9
=
Hence, [5].
57. Number of females who passed in the scholarship exam
in division A =
4 6
3
2
=
Number of females who passed in the scholarship exam
in division B =
9 12
4
3
=
Number of females who passed in the scholarship exam
in division C =
9 18
2
1
=
Number of females who passed in the scholarship exam
in division D =
12 15
5
4
=
Number of females who passed in the scholarship exam
in division E =
12 20
5
3
=
Number of females who passed in the scholarship exam
in division F =
10 16
8
5
=
Total number of females who passed in the scholarship
exam
= 4 + 9 + 9 + 12 + 12 +10 = 56
Total number of students who passed in the schol-
arship exam
= 6 + 12 + 18 + 15 + 20 + 16 = 87
\ Required percentage =
% 64 100
87
56

Hence, [2].
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
58. Number of males who applied for the scholarship exam
in division D =
24 40
5
3
=
Number of males who applied for the scholarship exam
in division E =
12 42
7
2
=
Total number of males who applied for the scholarship
exam in divisions D and E
= 24 + 12 = 36
Number of males who applied for the scholarship exam
in division B =
32 52
13
8
=
Number of males who applied for the scholarship exam
in division F =
20 48
12
5
=
Total number of males who applied for the scholarship
exam in divisions B and F
= 32 + 20 = 52
\ Required ratio =
13 : 9
52
36
=
Hence, [4].
59. Percentage of passed students in division A =
% 30 100
20
6
=
Percentage of passed students in division B =
% 23 100
52
12

Percentage of passed students in division D =
% 5 . 37 100
40
15
=
Percentage of passed students in division E =
% 48 100
42
20

Percentage of passed students in division F =
% 33 100
48
16

Hence, [4].
60. Number of females who applied for the scholarship
exam in division A
=
5 20
4
1
=
Number of females who applied for the scholarship
exam in division B
=
20 52
13
5
=
Number of females who applied for the scholarship
exam in division C
=
20 36
9
5
=
Number of females who applied for the scholarship
exam in division D
=
16 40
5
2
=
Number of females who applied for the scholarship
exam in division E
=
30 42
7
5
=
Number of females who applied for the scholarship
exam in division F
=
28 48
12
7
=
Total number of females who applied for the schol-
arship exam
= 5 + 20 + 20 + 16 + 30 + 28 = 119
\ Required average =
20
6
119

Hence, [3].
61. Loss percentage =
% 4 100
. P . C
Loss
=
\ Loss = 0.04 C.P.
Profit percentage =
% 5 100
. P . C
ofit Pr
=
\ Profit = 0.05 C. P.
Since, Shiva gets Rs. 108 less.
Profit + Loss = 108
\ 0.05 C.P. + 0.04 C.P. = 108
\ 0.09 C.P. = 108
\ C.P. = 1200
To get 2% profit, selling price =
. P . C . P . C
100
2
+
1200 1200
100
2
+ =
= Rs. 1224
Hence, [2].
62. HCF of the three numbers = 2x
\ The three numbers are 3 2x = 6x, 2 2x =
4x and 5 2x = 10x
Smallest number = 4x and largest number = 10x
\ Required ratio =
3 : 1
x 9
x 3
x x 10
x x 4
= =
-
-
Hence, [3].
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
63. Let r% per month be the rate of simple interest.
After 2 months of the investment, amount in the
account =

+
100
2 r
1 12000
New invested amount
=

+ =

+
100
2 r
1 4800
100
2 r
1 12000 of % 40
\ New principal amount for next (24 2) = 22
months =

+ +
100
2 r
1 4800 12000
= 16800 + 96r
\ Total simple interest
=
( )
100
22 r r 96 16800
100
2 r 12000 +
+

( )
100
22 r 96r 16800
240r 20208
+
+ = \
100
2112r
3696r 240r 20208
2
+ + = \
25
528r
r 3936 20208
2
+ = \
25
11r
82r 421
2
+ = \
\ 11r
2
+ 2050r = 10525
\ 11r
2
+ 2050r 10525 = 0
\ 11r
2
55r + 2105r 10525 = 0
\ 11r(r 5) + 2105(r 5) = 0
\ (11r + 2105)(r 5) = 0
\ 11r = 2105 or r = 5
But, r cannot be negative, hence r = 5%
Hence, [4].
64. The profit earned in the business will be shared in
the ratio
= 12 4 : 25.5 4 : 10.5 4
= 8 : 17 : 7
\ Profit earned by Aparna
6 . 5 6 . 25
32
7
= =
thousand
\ 25% of the profit earned by Aparna
=
1400 . Rs 5600
100
25
=
Hence, [1].
65. 2 digits out of 10 can be selected in
10
C
2
ways.
2 alphabets out of 26 can be selected in
26
C
2
ways.
1 special character out of 4 can be selected in
4
C
1
ways.
\ The total number of ways to select 5 characters
=
10
C
2

26
C
2

4
C
1
1
4
1 2
25 26
1 2
9 10

=
= 45 325 4
= 58500
Since the 5 character long password can be arranged
in 5! Ways,
\ Total number of ways to create the password =
58500 5! = 7,02,0000
Hence, [3].
66. Number of cars sold by shop N = 22% of 15400
= 3388
Since, all the cars sold at an equal profit, profit earned
on selling 8 cars
=
lakhs 1.12 Rs.
3388
474.32
8 =
Hence, [1].
67. Number of cars sold by shop P = 16% of 15400
= 2464
\ Number of cars sold of model X by shop P =
1848 2464
4
3
=
\ Number of cars sold of model Y by shop P =
2464 1848 = 616
Total selling price of all the cars = 1848 3 + 616
4 = Rs. 8008 lakhs
\ Cost price of all the cars = Selling price of all
the cars Profit
= 8008 862.4
= Rs. 7145.6 lakhs
Let 13x and 19x be the cost price of each car of
model X and that of model Y respectively.
\ 1848 13x + 616 19x = 7145.6
\ 3 13x + 19x = 11.6
\ 58x = 11.6
\ x = 0.2
Difference between the cost price of each car of model
X and that of model Y
= 19x 13x
= 6x
= 6 0.2
= Rs. 1.2 lakhs
Hence, [5].
BANK EXAMS
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68. Shop Q buys cars from shop L, thus the selling price
for shop L is the cost price for shop Q.
Profit earned by selling cars by shop Q is Rs. 92.4
lakhs which is 9.375%
375 . 9 100
. P . C
4 . 92
=
100
375 . 9
4 . 92
. P . C =
C. P. = 985.6
\ Selling price for shop L = Rs. 985.6 lakhs
5 . 2 100
ofit Pr . P . S
ofit Pr
=
-
5 . 2 100
ofit Pr 6 . 985
ofit Pr
=
-
025 . 0
ofit Pr 6 . 985
ofit Pr
=
-
Profit = 0.025 985.6 0.025 profit
\ 1.025 profit = 24.64
\ Profit 24
\ Required percentage =
% 5 100
4 . 509
24

Hence, [4].
69. Profit percentage for shop L
=
% 5 100
4 . 509 4 ) 15400 of % 18 (
4 . 509

-
Profit percentage for shop M
=
% 8 100
96 . 344 4 ) 15400 of % 8 (
96 . 344

-
Profit percentage for shop N
=
% 4 100
32 . 474 4 ) 15400 of % 22 (
32 . 474

-
Profit percentage for shop O
=
% 5 100
8 . 950 4 ) 15400 of % 34 (
8 . 950

-
Profit percentage for shop P
=
% 10 100
4 . 862 4 ) 15400 of % 16 (
4 . 862

-
Profit percentage for shop Q
=
% 8 100
4 . 92 4 ) 15400 of % 2 (
4 . 92

-
Maximum percentage profit earned by the shop =
10%. Hence, [2].
70. Number of cars sold by shop M = 8% of 15400
= 1232
Since cost price and selling price of each car is the
same.
So, the profit earned on each car would also be the
same.
\ Profit earned on each car =
lakhs 0.28 Rs.
1232
344.96
=
\ Cost price of each car = 5.4 0.28 = Rs. 5.12
lakhs
Profit percentage =
% 5 100
12 . 5
28 . 0

Hence, [3].
71. The total area floored with normal marble = area
of the hall + area of the bedroom
= 24 18 + 16 12
= 624 sq. feet
\ The total cost of normal flooring = 624 180
= Rs. 112320
The total area floored with Italian marble = area
of the kitchen + area of the study room + area of
the guest room
= 20 18 + 22 16 + 18 16
= 1000 sq. feet
\ The total cost of Italian flooring = 1000 240
= Rs. 240000
The average of the total cost of normal flooring
and the total cost of Italian flooring
2
240000 112320 +
=
= Rs. 176160
Hence, [3].
72. The total cost of flooring of the bedroom, kitchen
and guest room
= (16 12) 180 + (20 18 + 18 16) 240
= 34560 + 15520
= Rs. 190080
Hence, [3].
73. Given, length of the bedroom (L) = 16 feet, breadth
of the bedroom (B) = 12 feet and height of the bedroom
(H) = 11 feet
Total area of the bedroom painted by the contractor
= LB + 2BH + 2LH
= 16 12 + 2 12 11 + 2 16 11
= 808 sq. feet
Total area of the bedroom floored by the contractor
= 16 12 = 192 sq. feet
Since, the bedroom is to be floored with normal marble
at the rate Rs.180 per sq. feet.
The total cost of flooring and painting the bedroom
= 192 180 + 808 80
= Rs. 99200
Hence, [5].
BANK EXAMS
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
74. The total area floored with normal marble = area
of the hall + area of the bedroom
= 24 18 + 16 12
= 624 sq. feet
\ The total cost of normal flooring = 624 180
= Rs. 112320
The total area floored with Italian marble = area
of the kitchen + area of the study room + area of
the guest room
= 20 18 + 22 16 + 18 16
= 1000 sq. feet
\ The total cost of Italian flooring = 1000 240
= Rs. 240000
\ The total cost of flooring = 112320 + 240000
= Rs. 352320
The total cost of carpeting = [1700 (624 + 1000)]
120
= Rs. 9120
The total cost of flooring and carpeting the house
= 352320 + 9120
= Rs. 361440
Hence, [1].
75. The total area floored by the contractor = 24 18
+ 16 12 + 20 18 + 22 16 + 18 16
= 1624 sq. feet
The area of the house not floored by the contractor
= 1700 1624 = 76 sq. feet
\ Required percentage =
% 6 . 4 100
1624
76
=
Hence, [4].
76. Let 3x, 8x and 7x be the three positive integers.
\ Smallest and the second largest integers are 3x
and 7x respectively.
According to the problems condition,
7
17
1 x 3
1 x 7
=
-
-
( ) ( ) 1 x 3 17 1 x 7 7 - = - \
17 x 51 7 x 49 - = - \
7 17 x 49 x 51 - = - \
\ 2x = 10
\ x = 5
\ Largest number = 8 5 = 40
\ Addition of largest number = 4
Hence, [2].
77. Number of chocolates distributed = 12 7 = 84
Since number of chocolates distributed cannot be a
fraction, 7 : 12 : 8 cannot be the ratio of the number
of chocolates distributed.
Hence, [4].
78. Madhur made a call of 1 hour 20 minutes = 3600
+ 20 60 = 4800 seconds
Charges paid for first 2.5 minutes = 2.5 60 4
= 600 paise
After 2.5 minutes, charges paid for further half an
hour = 30 60 x = 1800x paise
Further, charges paid for (4800 2.5 60 30
60 = 2850) seconds =
60
200
2850
= 9500 paise
According to the problems condition,
\ 600 + 1800x + 9500 = 146 100
\ 1800x + 10100 = 14600
\ 1800x = 4500
\ x = 2.5
Charges for the call of 7.5 minutes = 2.5 60
4 + (7.5 2.5) 60 2.5 = 1350 paise
= Rs. 13.50
Hence, [2].
79. Let x be the fifth term of the series of eight consecutive
odd numbers.
\ Sum of the eight consecutive odd numbers = 7.68x
According to the problems condition,
167 + x = 7.68x
\ 6.68x = 167
\ x = 25
\ Third term = 25 2 2 = 21
And Sixth term = 25 + 2 = 27
Product of the third and the sixth term = 21 27
= 567
Hence, [3].
80. Let x and y be the Ajays walking and running speeds,
respectively.
Walking speed of Suresh =
x
3
4
Running speed of Suresh =
y
4
5
According to problems condition,
BANK EXAMS
11
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
2 x
3
4
y
4
5
= -
... (1)
y
4
5
3
2
x
3
4
=
\
y
8
5
y
4
5
3
2
4
3
x = =
Substituting the value of x in the equation (1), we
get
2 y
8
5
3
4
y
4
5
= -
2 y
6
5
y
4
5
= - \
2 y
12
10 15
=
-
\
4.8
5
12
2 y = = \
\
3 8 . 4
8
5
x = =
\ Difference between Ajays running and walking speeds
= 4.8 3 = 1.8 kph
Hence, [5].
81. In a throw of two dice,
Sample space n(S) = 6 6 = 36
Let A be the event that the sum of numbers on the
faces of the dice is 8.
A = {(2, 6), (3, 5), (4, 4), (5, 3), (6, 2)}
\ n(A) = 5
Thus,
( )
36
5
A P =
Let B be the event that the faces of the dice show
the same numbers.
B = {(1, 1), (2, 2), (3, 3), (4, 4), (5, 5), (6, 6)}
n(B) = 6
Thus,
( )
36
6
B P =
\ (A B) = {(4, 4)}
So, n(A B) = 1
Thus,
( )
36
1
B A P =
\ Required probability = ( ) ( ) ( ) B A P B P A P - +
36
1
36
6
36
5
- + =
18
5
36
10
= =
Hence, [4].
82. Let x tonnes be the production of sugarcane in the
country.
Production of rice = x 20% of x = 0.8x
Production of wheat = 0.8x + 15% of 0.8x = 0.92x
According to problems condition,
x + 0.8x + 0.92x = 8160
\ 2.72x = 8160
\ x = 3000
Difference between the production of sugarcane and
the wheat
= x 0.92x
= 0.08x
= 0.08 3000
= 240 tonnes
Hence, [1].
83. Let L metre be the length of the rectangle.
\ Breadth of the rectangle =
L
3
2
Area of the rectangle =
L
3
2
L
216 L
3
2
L = \
\ L
2
= 324
\ L = 18 ... (Since length cannot be negative)
Perimeter of the square = perimeter of the rectangle
=

+ L
3
2
L 2 60 18
3
5
2 =

=
\ Perimeter of the square = 60 metres
\ Side of the square =
metres 5 1
4
60
=
\ Area of the square = 15
2
= 225 m
2
Hence, [4].
84. Let 5x and 11x be the two positive integers.
\ HCF of the two integers = x
Since, product of two integers = LCM HCF
\ 5x 11x = 55440 x
\ 55x = 55440
\ x = 1008
Difference between two integers = 11x 5x
= 6x
= 6 1008 = 6048
Hence, [2].
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
85. Let w and m be the number of days taken by a woman
and a man to complete a work alone respectively.
One days work of a woman =
w
1
One days work of a man =
m
1
A woman and two men complete a work in 12 days.
\
12
1
m
1
2
w
1
= +
m
2
12
1
w
1
- = \
... (1)
Three women and a man can do the same work in
10 days.
10
1
m
1
w
1
3 = + \
Substituting equation (1) in the above equation, we
get
10
1
m
1
m
2
12
1
3 = +

- \
10
1
m
1
m
6
4
1
= + - \
10
1
m
5
4
1
= - \
10
1
4
1
m
5
- = \
20
3
m
5
= \
3
100
m = \
Substituting the value of m in the equation (1), we
get
300
7
100
3
2
12
1
w
1
= - =
7
300
w = \
Required ratio =
7 : 9
3
100
7
300
m
w
=

=
Hence, [2].
86. Speed of Ajit on day 5 =
22
6
132
=
envelopes / hr
Speed of Ashok on day 5 =
23
9
207
=
envelopes / hr
\ Required difference = 23 22 = 1 envelopes/hr
Hence, [4].
87. Speed of Ajit on day 4 =
hr envelopes/ 1 1
2
22
=
\ In 9 hours, Ajit will make = 9 11 = 99 envelopes
Hence, [1].
88. Speed of Ashok on day 6 =
hr envelopes/ 5 . 11
6
69
=
In 2 more hours, Ashok would have made 11.5
2 = 23 envelopes
\ Total envelopes made in the day = 69 + 23 =
92
Hence, [1].
89. Average worki ng speed of Ashok =
taken time Total
made envelopes of number Total
=
6 9 5 4 6 8
69 207 46 35 93 136
+ + + + +
+ + + + +
hr envelopes/ 15
38
586
=
Hence, [5].
90. Average working speed of Ajit
=
taken time Total
made envelopes of number Total
=
3 6 2 8 4 5
60 132 22 184 32 48
+ + + + +
+ + + + +
hr envelopes/
14
239
28
478
= =
By working for 7 hours on day 7, envelopes made
by Ajit at his average speed
5 . 119
14
239
7 = =
Since, Ajit gets 40 paise for each complete envelope,
his wages for day 7
= 119 40
= 4760 paise = Rs. 47.60
Hence, [3].
Section - III
Answers for questions 91 to 94:
In the given machine arrangement, words are arranged
from left end and right end alternatively in ascending
order of the letters.
Therefore, we have
Input : rectangle volume polygon circle diagonal
length quadrilateral measure graph
Step I : circle rectangle volume polygon diagonal
length quadrilateral measure graph
Step II : circle rectangle volume polygon length
quadrilateral measure graph diagonal
BANK EXAMS
13
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
Step III : circle graph rectangle volume polygon
length quadrilateral measure diagonal
Step IV : circle graph rectangle volume polygon quad
rilateral measure length diagonal
Step V : circle graph measure rectangle volume
polygon quadrilateral length diagonal
Step VI : circle graph measure rectangle volume
quadrilateral polygon length diagonal
Step VII : circle graph measure quadrilateral rectangle
volume polygon length diagonal
Step VIII : circle graph measure quadrilateral volume
rectangle polygon length diagonal
91. Step VI : circle graph measure rectangle volume
quadrilateral polygon length diagonal
Thus, rectangle is at the sixth position from the
right in step VI. Hence, [4].
92. Step IV : circle graph rectangle volume polygon quad-
rilateral measure length diagonal
Thus, two words are between volume and measure
as they appear in the fourth step.
Hence, [2].
93. Step VIII : circle graph measure quadrilateral volume
rectangle polygon length diagonal
Hence, [1].
94. Step III : circle graph rectangle volume polygon length
quadrilateral measure diagonal
Thus, polygon is fifth from the left end.
Hence, [5].
Answers for questions 95 to 101:
From the given information, we have the following
arrangement:
(Square box denotes a male and circle denotes a female)
Ts mother
H
E
G
I R
S
Q
F
P
T
Ps mother
Rs mother
Qs mother
Qs uncle
Ss mother
Hs niece
Fs son
95. H is the mother of T. Hence, [3].
96. P is the son of F. Hence, [1].
97. Qs mother is sitting exactly opposite to S.
Hence, [2].
98. I is sitting exactly between two males. Hence, [4].
99. Daughter of I is sitting second to the right of F.
Hence, [1].
100. E is either sister or sister-in-law of H. In the same
way, T is either brother or brother-in-law of G. H
is mother of T. So, options 1, 2 and 4 are false.
Since, Q is the daughter of G and T is the uncle
of Q. So, Q is the niece of T.
Hence, [3].
101. Each group contains persons sitting one after another
consecutively. In the group FEG, there is one person
sitting between E and F. Thus, it does not belong
to the group.
Hence, [5].
102. From the given information, we have the following
diagram
Stones
Diamonds
Pearls
From the diagram, none of the given conclusions follow.
Hence, [4].
103. From the given information, we have the following
diagrams:
Diagram II
Bats
Kites
Butterflies
Diagram I
Bats Kites Butterflies
From the diagrams, all butterflies can be kites.
Hence, [2].
BANK EXAMS
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IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
104. Consider the following diagrams,
Trains

Buses
Diagram I
Cars Trains Buses
Diagram II
Cars

From the diagram I, some buses are trains but from
diagram II, no buses are trains.
Thus, either conclusion I or conclusion II follows.
Hence, [3].
Answers for questions 105 to 106:
Consider the following diagrams,
Months
Days
Diagram I
Hours
Years
Months
Days
Diagram II
Hours
Years
105. From the diagrams, all hours being months is a
possibility.
Hence, [1].
106. From the diagrams, none of the given conclusions
follow.
Hence, [4].
Answers for questions 107 to 108:
107. A

B A < B
A"C A > C
C a D C D
Therefore, C < A < B and C D
Conclusion I: A"D A > D
Both A and D are greater than C. So, we cannot
determine a relation between A and D.
Conclusion II: D y B D = B
Similarly, relation between B and D cannot be de-
termined. Hence, [5].
108. S
"
N S > N
N D M N M
My P M = P
Therefore, S > N M = P
Conclusion I: S
"
P S > P, conclusion is true.
Conclusion II: M

S M < S, conclusion is true.

Hence, [3].
Answers for questions 109 to 111:
From the given information, we have the following
arrangement:
Di recti on - - - - - - -
Person Nisha Vimal Hina Milind Arjun Nilesh Sunny
109. Nisha and Vimal are taller than Hina. Hence, [4].
110. Arjun is not to the immediate left of Milind.
Hence, [2].
111. Sunny is at the extreme right end. Hence, [1].
Answers for questions 112 to 119:
From the given information, we have the following
arrangement:
Game
Badminton Tennis Cycling Weightlift ing Shoot ing
Person
B E C A D

- - - - -
Person
M O L N P
Game
Rowing Boxing Wrest ling Swimming Archery
112. P participates in archery. Hence, [2].
113. M is to the third left of N. Hence, [4].
114. N is facing the person who participates in weightlifting.
Hence, [3].
115. Person who participates in cycling is sitting to the
second right of D. Hence, [1].
116. E faces O. Hence, [4].
117. D participates in shooting. Hence, [3].
118. The person who participates in swimming is to the
immediate left of P. Hence, [2].
BANK EXAMS
15
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
119. All the given statements are true. Hence, [5].
120. From statement I, M history, O sociology.
From statement II, L > N, L history, youngest
person biology
From statement III, P maths, M, Q > P > L
Combining all the statements, O > M, Q > P > L
> N
\ N likes biology.
\ We get, Q likes geography.
Thus, all the statements are required to answer the
question. Hence, [5].
121. From statement I, Nitesh > Jeet > Chaitanya and Samir
From statement II, Nitesh is the oldest
From statement III, Chaitanya > Samir
Combining statements I and III, Nitesh > Jeet >
Chaitanya > Samir
Clearly, Samir is the youngest.
Hence, [2].
122. Combining statements I and II, we get that, Rashi
is to the north-east of Shital. But, we do not know
Pujas position. So, it also possible that Puja is to
the north-east of Shital.
Combining statements I, II and III, we have the
following diagram:

Minal
Nita
Shital
Rashi
Puja
120 m
36 m
84 m
60 m
77 m
Shital is to the left of Nita. Hence, Rashi is to the
north-east of Shital. Thus, all statements are required
to answer the question. Hence, [5].
123. Let us draw the diagrams based on the information
given in the statements.
(Square box denotes a male and circle denotes a female.
An arrow indicates that the person is child of the
person at the arrow tail. Double line indicates that
the two persons are husband and wife. Single line indicates
that the two persons are siblings.)
Using statement II:

And
Y
X
S
Q
T
Father/Mother of T
Using statement III:

And
Q
Y Husband/Wife of Y

P
V is parent/uncle/aunt of P
Combining statements I, II and III:
There are only three generations and two married
couples. So, V is either brother or sister of Y or
S.

Q X
T
S
V

Y
P
Thus, T is the niece of V. So, statements I, II and
III are sufficient to answer the question.
Hence, [5].
124. From statement I, code for children gifts is pii
kii.
From statement II, code for gifts are is lii kii.
From statement III, code for gods children is gii
pii.
Combining statements I and II, we get code for gifts
is kii.
Hence, [1].
125. Out of the options provided, only option (1) seems
to be a logical cause for the lack of funds faced by
the government. Hence [1].
126. As we are told in the statement that the scan is exposed
it is possible that by regaining the money duped, the
company will save itself from bankruptcy. The other
options do not sound plausible. Hence [1].
BANK EXAMS
16
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
127. Out of the options provided only option (2) seems
to prove that Seemas current work was not in line
with her general working patterns. Hence [2].
128. Out of the options mentioned above, none of them
seem to be a logical possible fallout of the situation
mentioned above. Hence [5].
129. Option (2) is a result of the rain; it does not serve
to substantiate the above point in any way. Option
(1) explains why the people were surprised when it
began to rain; therefore it is a probable answer. Options
(3) and (4) are out of context. Hence [1].
130. If the printer only printed in black ink then he would
not be i the need of other colours, therefore (1)
is wrong. Legal documents are always printed on
something called legal paper which is green in colour
and not on Xerox paper, hence (2) is wrong as well.
Option (4) cannot be assumed from the limited
information provided in the sentence above. Option
(3) seems to be the most logical answer. Hence [3].
131. From figure I to II: The upper left goes to lower
right and rotates 180 clockwise. The lower right goes
to upper left. The remaining three shift one step
downwards and rotate by 90 anticlockwise.
Hence, [5].
132. From figure II to I: The elements shift diagonally.
The upper-right gets enlarged and a new element appears
inside while the lower-right remains the same size
and a new element appears outside it.
Hence, [4].
133. From II to I: Figure rotate 90 clockwise and shifted
to lower side. Middle of two elements shifted to opposite
ends.
Hence, [3].
134. From figure I to II: The right figure gets inverted
and enlarged. The left one move to the middle and
the middle figure gets inverted and reduced in size
and becomes the inner most element.
Hence, [3].
135. From figure II to I: The innermost element rotates
by 90 clockwise and becomes the outermost. The
outermost rotates by 45 anticlockwise and becomes
the middle while the middle one rotates by 90 clockwise
and becomes the innermost.
Hence, [4].
136. In each step, five elements shift their places in cyclic
order and remaining elements get replaced by new
elements. The five elements which shift their places
are selected as vertices of a pentagon and this pentagon
rotates by 90 clockwise as shown below:
Hence, [5].
137. From step I to II, III to IV and V to answer figure:
The elements interchange places in the following
manner: upper left middle lower right lower
middle upper middle upper left.
From step II to III and IV to V: The elements
interchange places in the following manner: upper
right middle lower left middle left middle
right upper right.
Hence, [3].
138. In each step, two pairs of elements interchange their
places. Interchanging shifts in anticlockwise direction
in subsequent steps.
Hence, [2].
139. In alternate steps, shifts two and three steps
in clockwise direction, rotates 90 and 135 in
clockwise direction and rotates 45 and 90 in
anticlockwise direction.
Hence, [4].
140. There are two steps followed in this question. In the
first step, the elements in the first and third columns
move in clockwise downwards, while the elements in
the second column move clockwise upwards. In the
second step, the elements in the first and last rows
move clockwise from the right to the left, while the
elements in the second row move clockwise from the
left to the right. Hence, [2].
BANK EXAMS
17
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
Section - IV
141. International Day of Zero Tolerance to Female Genital
Mutilation is celebrated on 6 February every year.
Hence, [5].
142. Aft er t he success of Dance Bangl a
Dance, a Bengali reality show competitive dance pro-
gram, Mithun Chakraborty developed the concept
of Dance Indi a Dance, an Indi an dance
competition show that airs on Zee TV produced by UTV
Software Communications and has become a popular
dance-based reality show. Hence, [5].
143. Credit Information Bureau (India) Limited (CIBIL)
is Indias first Credit Information Company (CIC)
founded in August 2000, which collects and maintains
records of an individuals payments pertaining to loans
and credit cards. Hence, [3].
144. ICICI Bank has the highest NPAs among private sector
banks. Hence, [3].
145. This is a classification used by financial institutions that
refer to loans that are in jeopardy of default. Once
the borrower has failed to make interest or principal
payments for 90 days the loan is considered to be
a non-performing asset. Hence, [4].
146. The European Free Trade Association (EFTA) is a free
trade organisation between four European countries
t hat operat e i n paral l el wi t h and are l i nked
to the European Union (EU). Todays EFTA mem-
bers are Liechtenstein, Iceland, Norway and Switzer-
land, of which the latter two, Norway and Switzerland,
were founding members. Hence, [4].
147. K. Radhakrishnan (born 29 August 1949) is an Indian
scientist and is the Chairman of Indian Space Research
Organisation (ISRO). Hence, [2].
148. All among the following banks: Axis Bank, Bank of
India, Canara Bank and Deutsche Bank are NEFT
enabled bank branches. Hence, [2].
149. Wipro Ltd, has entered into a strategic alliance with
Aberta-based ATCO Ltd., one of Canadas premier
corporations, and will provide total outsourcing
solutions to ATCO in Canada and Australia. Hence,
[4].
150. All among the following options are true about NEFT,
except option (4) because not all banks are part of
the NEFT funds transfer network. Hence, [4].
151. The Indi an Fi nanci al Syst em Code (IFSC) i s
an alphanumeric code that uniquely identifies a bank-
branch participating in the two main electronic funds
settlement systems in India: the real time gross
settlement (RTGS) and the national electronic funds
transfer (NEFT) systems. Hence, [3].
152. Panasonic Corporation, Canon Inc., Toshiba Corpo-
ration and Sony Corporation are all Japanese mul-
tinational electronics corporations. Hence, [5].
153. ONGCs fully owned subsidiary ONGC Videsh Ltd has
emerged as the most internationalized Indian firm
in a survey conducted by the prestigious Indian School
of Business in 2014. This is ssecond consecutive year
that ONGC Videsh has topped this listing. Indian School
of Business listed top 20 Indian firms in this study.
Significantly ONGC Videsh is the only state-owned
company. Hence, [1].
154. In banking parlance, BPLR means the Benchmark
Prime Lending Rate. Hence, [3].
155. Shahrukh Khan is the brand ambassador of Essel Groups
direct to home (DTH) service Dish TV. Hence, [1].
156. Flipkart has signed a Memorandum of Understanding
(MoU) with FISME (Federation of Indian Micro and
Small and Medium Enterprises) and NCDPD (National
Center for Design and Product Development) to boost
manufacturing and entrepreneurship in India. Through
this exclusive agreement, Flipkart will provide micro,
small and medium entrepreneurs in India infrastructural
support in data analytics, marketing and customer
acquisition to help them scale their business. Hence,
[1].
157. In simple terms, Amortization means The paying
off of debt in regular installments over a period of
time. Hence, [2].
158. The CAMELS ratings system is a method of evalu-
ating the health of credit unions by the National Credit
Union Administration (NCUA). The rating, adopted
by the NCUA is based upon the critical elements of
a credit unions operations:

Capital, Assets, Manage-
ment, Earnings, Liquidity and Sensitivity. Hence, [3].
159. The Lok Sabha or House of the People is the lower
house of the Parliament of India. The Constitution
limits the Lok Sabha to a maximum of 552 members.
A record of 59 women was elected to the 15
th
Lok
Sabha Hence, [1].
160. Indias Finance Minister Arun Jaitley rolled out a
new Fiscal Consolidation plan in order to reduce fiscal
deficit to 3.6% by 2016. Hence, [2].
161. Jammu and Kashmir Bank and PNB MetLife join hands
to support the cause of Education and development
of close to 14,000 underprivileged children in August
2014. Hence, [2].
BANK EXAMS
18
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
162. ICICI Bank has overtaken rival HDFC Bank as the
biggest employer in the private banking space with
more than 72,000 employees during the fiscal ended
March 31, 2014. Hence, [2].
163. The Boston Tea Party occurred on December 17,
1773 and it was one of the key events leading up
to the American Revolution. Hence, [1].
164. Co-branded Card is a special type of credit card which
is sponsored by both the credit card issuing company
and the participating retail company or vendor. Hence,
[4].
165. Priyanka Chopra is the only female ambassador among
other names like MS Dhoni, Virat Kohli, Suresh Raina
and her Barfi! co-star, Ranbir Kapoor of Pepsi India.
Hence, [1].
166. Fidel Alejandro Castro Ruz is a Cuban communist
revolutionary and politician who was the Prime
Minister of Cuba from 1959 to 1976, and President
from 1976 to 2008. Hence, [4].
167. The Kyoto Protocol was adopted on 11 December
1997 in Kyoto, Japan, and entered into force on 16
February 2005. Hence, [2].
168. National Youth Day is celebrated in India on 12
January on the birthday of Swami Vivekananda. In
1984, the Government of India declared and decided
to observe the birthday of Swami Vivekananda (12
January, according to the English calendar) as a National
Youth Day every year from 1985 onwards. Hence,
[5].
169. Sardar Vallabhbhai Jhaverbhai Patel was the first Home
Minister and Deputy Prime Minister of India. He was
oft en known as t he Iron Man of Indi a or
Bismarck of India, he is also remembered as the
Pat ron Sai nt of Indi as ci vi l servant s for
establishing modern all-India services. Hence, [3].
170. The Lucky One, The Last Song, The Notebook and
Message in a bottle are the books that have been
made into movies. Hence, [5].
171. A short-term money market, which allows for large
financial institutions, such as banks, mutual funds and
corporations to borrow and lend money at interbank
rates. The loans in the call money market are very
short, usually lasting no longer than a week and are
often used to help banks meet reserve requirements.
Hence, [4].
172. Wings of Fire: An Autobiography of APJ Abdul
Kalam (1999) is an autobiography of A P J Abdul
Kalam, former President of India. Hence, [1].
173. The Committee to Review Arrangements for Insti-
tutional Credit for Agriculture and Rural Development
(CRAFICARD), set up by the Reserve Bank of India
(RBI) under the Chairmanship of Shri B. Sivaraman,
conceived and recommended the establishment of the
National Bank for Agriculture and Rural Development
(NABARD). Hence, [2].
174. The Param Vir Chakra (PVC) is Indias highest military
decoration awarded for the highest degree of valour
or self-sacrifice in the presence of the enemy. It
can be, and often has been, awarded posthumously.
Hence, [3].
175. When a governments total expenditures exceed the
revenue that it generates (excluding money from
borrowings), it is termed as fiscal deficit. Hence, [4].
176. Indira Gandhi Centre for Atomic Research (IGCAR)
is a premier atomic research centre of India. Dr.
P.R.Vasudeva Rao has been appointed as the new
Director of the Indira Gandhi Centre for Atomic Centre
in the year 2014. He succeeded Dr. S.C. Chetal. Hence,
[3].
177. Financial inclusion or inclusive financing is the delivery
of financial services, at affordable costs, to sections
of disadvantaged and low income segments of
society. Hence, [4].
178. In 2013 Kapil Dev was awarded the Col CK Nayudu
Lifetime Achievement Award for Cricket in India.
Hence, [4].
179. Hence, [4].
180. The Finance Commission of India came into exist-
ence in 1951. It was established under Article 280 of
the Indian Constitution by the President of India. Y.
Venugopal Reddy has been appointed as the Chairman
of the fourteenth Finance Commission of India. Hence,
[2].
BANK EXAMS
19
IMS-37-B-EXAMS-PO-AL-A-SimCWE-1
Section - V
181. A peripheral is a device that is connected to a
host computer, but not part of it. Examples of
peripheral devices are expansion cards, graphics
cards, comput er pri nt ers, i mage scanners, t ape
drives, microphones, loudspeakers, webcams, and digital
cameras. Hence, [1].
182. HyperText Markup Language (HTML) i s t he
main markup language for creating web pages and other
information that can be displayed in a web browser.
Hence, [3].
183. Flash Memory in a type of non volatile computer
storage chip that can be electrically erased and
reprogrammed. Hence, [2].
184. Microsoft Windows can only be modified by the
company that owns it (Microsoft). Hence, [1].
185. The Data bus is an example of a Processing device.
Hence, [4].
186. Opera, Microsoft Powerpoint, Adobe Photoshop and
Microsoft Word are all examples of application
softwares. Hence, [5].
187. World of Warcraft is a Gaming software, Microsoft
PowerPoint is a Presentation software, Microsoft Excel
is a Spreadsheet software and MySQL is a Database
software. Hence, [4].
188. The development of the Integrated circuit was the
hallmark of the third generation of computers. Hence,
[4].
189. Static random-access memory (SRAM) is a type
of semiconductor memory that uses bistable latching
circuitry to store each bit. Hence, [2].
190. In order to close the active document in programs
that enable multiple documents to be open at the
same time, the keyboard shortcut Ctrl+F4 can be used
to complete the task in Windows XP. Hence, [5].
191. GIF (Graphics Interchange Format) is limited to an
8-bit palette, or 256 colors. The GIF format supports
animation and is still widely used to provide image
animation effects. Hence, [2].
192. YouTube uses Adobe Flash Video and HTMLS tech-
nology to display awide variety of user-generated video
content. Hence, [4].
193. Apache Wave is a software framework for real-time
collaborative editing online. Hence, [3].
194. Winamp is a media player for Windows based PCs
and Android devices, written by Nullsoft, now a sub-
sidiary of AOL. Hence, [1].
195. Avira, McAfee, Sandbox and Firewall are all security
softwares. Hence, [5].
196. The parallel port interface was originally known as
the LPT port. It was designed to operate a text printer
that used IBMs 8-bit extended ASCII character set.
Hence, [4].
197. PPT is the default file extension for saving presen-
tations in PowerPoint 2003 and earlier versions. Hence,
[1].
198. Reid Hoffman is the founder of Linkedln. Hence, [3].
199. Moores law is the observation that over the history
of comput i ng hardware, t he number
of transistors on integrated circuits doubles approxi-
mately every two years. Hence, [4].
200. Google Chrome is a web browser while others are
social networking sites. Hence, [2].
SimCWE-PO-TEST 1
ANSWER KEY
SECTION - I
1-2 2-4 3-3 4-4 5-3 6-2 7-3 8-1 9-3 10-5
11-4 12-1 13-3 14-2 15-5 16-2 17-2 18-3 19-5 20-4
21-3 22-5 23-1 24-3 25-1 26-4 27-5 28-2 29-2 30-5
31-2 32-3 33-3 34-1 35-2 36-2 37-4 38-4 39-3 40-2
SECTION - II
41-4 42-4 43-2 44-4 45-2 46-2 47-3 48-5 49-2 50-4
51-4 52-1 53-5 54-2 55-4 56-5 57-2 58-4 59-4 60-3
61-2 62-3 63-4 64-1 65-3 66-1 67-5 68-4 69-2 70-3
71-3 72-3 73-5 74-1 75-4 76-2 77-4 78-2 79-3 80-5
81-4 82-1 83-4 84-2 85-2 86-4 87-1 88-1 89-5 90-3
SECTION - III
91-4 92-2 93-1 94-5 95-3 96-1 97-2 98-4 99-1 100-3
101-5 102-4 103-2 104-3 105-1 106-4 107-5 108-3 109-4 110-2
111-1 112-2 113-4 114-3 115-1 116-4 117-3 118-2 119-5 120-5
121-2 122-5 123-5 124-1 125-1 126-1 127-2 128-5 129-1 130-3
131-5 132-4 133-3 134-3 135-4 136-5 137-3 138-2 139-4 140-2
SECTION - IV
141-5 142-5 143-3 144-3 145-4 146-4 147-2 148-2 149-4 150-4
151-3 152-5 153-1 154-3 155-1 156-1 157-2 158-3 159-1 160-2
161-2 162-2 163-1 164-4 165-1 166-4 167-2 168-5 169-3 170-5
171-4 172-1 173-2 174-3 175-4 176-3 177-4 178-4 179-4 180-2
SECTION - V
181-1 182-3 183-2 184-1 185-4 186-5 187-4 188-4 189-2 190-5
191-2 192-4 193-3 194-1 195-5 196-4 197-1 198-3 199-4 200-2
SCORE CARD
A] TOTAL NO. OF QUESTIONS
B] NO. OF CORRECT ANSWERS
C] NO. OF INCORRECT ANSWERS
D] NET SCORE
200