BILOGRAPHY

REFERENCES TEXT BOOKS

1. Joy, O.M.: Introduction to Financial Management (Madras: Institute for
Financial Management and Research, 1978), P.210.
2. Robert N. Anthony: Management Accounting, Op. Cit., P.291
3. Prasanna Chandra: Financial Management, Op. Cit., P.291
4. Harry Gross: Financing for Small & Medium sized Business, Op. Cit., P.80
5. Joseph L. Wood: Business Finance Hand Book, "Credit & Collection" in
Doris Lillian (Ed.), (New York: Prentice Hall, 1953), P.243
6. R.K. Mishra: Problems of Working Capital Op. Cit, P.94
7. C.R. Cook: Credit Policies-Impact on Sales & Profit Cost & Management,
(Hemilton, Ontario, Canada, Volume 37, October, 1963, P.387
8. Edward T. Curtis: Credit Department Organization & Operations, (New York:
American Management Association Inc., Research Study No. 34, 1959),
PP.14-17,
9. R.J. Chambers: Financing Management (Sydney: The Law Book Co., Ltd.,
1967), PP.273-274
10. Harry Gross: Op. Cit., P.84
11. Martin H. Seiden: The Quality of Trade Credit, (New York: National Bureau
of Economic Research, 1964), P.39
12. Beckman, T.N.: Op. Cit., P.208
13. Agarwal, N.K.: Management of Working Capital, Op. Cit., P.54
14. James C. Van Home: Op. Cit., PP.116-117
15. I.M. Pandey : Op. Cit., P.381
16. R.K. Mishra: Op. Cit., P.99
17. Hubert H. Humphrey (1965-69) Lyndon B. Johnson
18. H.R Machiraju. Indian Financial Systems, UBS Publishers and Distributors
LTD., India.

19. C.R Kothari: Research Methodology-Methods and Technique, New Age
International Private LTD.
20. M.Y Khan & P.K. Jain, Financial Management-Text and Problems, Tata
Mc Graw-Hill Publishing Company LTD., India

REFERENCE PROJECT
1. Abilash Viswanathan ; Financial Restructuring and Receivables management
,P.66
2. Rthod Amith K ; a study on Gurath State Financial Corporation , P.21
3. Sandeep Arrora; financial project report ,P.42
4. Robert Frost (1874-1963) unpublished article
5. Santhi Somaraj(2009) project report in KSIE
6. Jigar J. Soni (2009); a project report of NPA comparison of public & private
sector banks
7. J . Ramakrishna Yadav (2008) ; A Study On Ratio Analysis With
Reference To Genting Lanco Power India Private Limited .
8. Shivali Kamal(2010) ; a financial project report on Analysis of Indian
cement Industry & Financial performance of ACC CEMENT LIMITED

REFERENCE JOURNALS
1. Annual Report of the company 2006-2011
2. The Chartered Accountant 2005








REFERENCE WEBSITES
http://kfc.org/
http://business.mapsofindia.com/insurance/credit-insurance.html
http://en.wikipedia.org/wiki/Factoring_%28finance%29
http://www.gccrisk.com/global_commercial_credit_news_information_article
_insuring_receivables.php
http://www.wikigroaning.com/debt-insurance.html

























APPENDIX
BALANCE SHEET AS ON 31.03.2011
RS in lakhs as at 31.03.2011
SOURCES OF FUND
SHAREHOLDERS FUND
Share Capital
Share Capital Advance
Reserves And Surplus
LOAN FUND
Secured Loan
Bond
Deferred Tax Liabilities
Other Liabilities
Provisions


20406
791.3
8538.93

70861.96
6108
500.63
2065.17
10256.56
TOTAL 119528.55
APLLICATION OF FUND
Cash And Bank Balance
Loans And Advances
Investment
Fixed Assets
Other Asset

768.47
112481.4
185
275.98
5817.7
TOTAL 119528.55





BALANCE SHEET AS ON 31.03.2010

RS In Lscs As At 31.03.2010
SOURCES OF FUND
SHAREHOLDERS FUND
Share Capital
Share Capital Advance
Reserves And Surplus
LOAN FUND
Secured Loan
Bond
Deferred Tax Liabilities
Other Liabilities
Provisions


20406
0
6589.26

47902.66
9749.1
504.24
1335.38
7700
TOTAL 94186.64
APLLICATION OF FUND
Cash And Bank Balance
Loans And Advances
Investment
Fixed Assets
Other Asset

1041.63
88869.11
199.25
246.43
3830.22
TOTAL 94186.64



BALANCE SHEET AS ON 31.03.2009

RS In Lacs As At 31.03.2011
SOURCES OF FUND
SHAREHOLDERS FUND
Share Capital 7440600300
Share Capital Advance 1300000000
Reserves And Surplus 335602607
LOAN FUND
Bond & Debentures 1072610000
Other Borrowings 4063408110
Subvention 25147740
Other Liabilities

Profit And Loss A/C

96447331

117007510
Provisions 665864
TOTAL 7751489462
Application Of Fund
Cash And Bank Balance 1413061804
Loans And Advances 5898179492
Debentures& Shares 16775000
Fixed Assets

Dividend Deficit

25768112

57906120
Other Asset 339798934
TOTAL 7751489462


BALANCE SHEET AS ON 31.03.2008
RS in lacs as at 31.03.2008
SOURCES OF FUND
SHAREHOLDERS FUND
share capital 1590641500
share capital advance 0
reserves and surplus 335602607
LOAN FUND
bond & debentures 1231760000
fixed deposit 1243000
other borrowings 3089354838
subvention 25147740
other liabilities 292317366
provisions 51730631
TOTAL 6617797682
application of fund
cash and bank balance 233198037
loans and advances 5082626088
debentures& shares 18925000
fixed assets 28595867
divident deficit 57906120
other asset
profit and loss a/c loss
146505364
1050041206
TOTAL 6617797682
BALANCE SHEET AS ON 31.03.2007
RS in lacs as at 31.03.2007
SOURCES OF FUND
SHAREHOLDERS FUND
Share Capital 1590641500
Share Capital Advance 0
Reserves And Surplus 335602607
LOAN FUND
Bond & Debentures 1436177000
Fixed Deposit 2577000
Other Borrowings 2805855535
Subvention 25147740
Other Liabilities 210139328
Provisions 245917162
Total 6652057872
Application Of Fund
Cash And Bank Balance 336211069
Loans And Advances 5095787895
Debentures& Shares 18925000
Fixed Assets 299490033
Divident Deficit 57906120
Other Asset
Profit And Loss A/C Loss
344765577
768513208

TOTAL
6652057872