Mahim Mishra

C-65 Classic Apartment Plot no 11, Dwarka Sector-22, New Delhi-110075

Mobile: +919999039545 E-mail:
mishramahim@yahoo.com
BIOGRAPHICAL INFORMATION
Academic Qualifications
Professional Experience
Areas of Expertise

Industry Experience
Gender
Marital Status
Date of Birth
Nationality
Languages

Post Graduate Diploma in Rural Management for IRM

Anand (Qualified in April 2005) Bachelor of Science
Rajasthan University
7years experience in Sales and Product Management
with Private Organizations in Banking and FMCG
Sales Team Management Business Development Loan
Disbursement & Recovery Portfolio Risk Management
Financial Appraisal and Risk Assessment Product
Management Financial Product Product and Brand
Management for food Product

Banking (IndusInd Bank & ICICI Bank) and FMCG(AmulGCMMF)

Male
Married
June 27th 1977
Indian
English, Hindi

CAREER PROGRESSION
April 2012 Present
April 2010 till March 2012
April 2009 till March 2010
Oct 2008 till March 2009
April 2008-Sep 2008
March 2007 March
ACHIEVEMENTS
AT W2008
ORK
May 2005-Feb 2007

Business Development

Sales Team Management

IndusInd Bank Zonal Sales Manager North

India for ABG- AVP2 Location New Delhi
IndusInd Bank Zonal Manage ProductCommodity Finance (North Zone)AVP 1:
Location New Delhi
IndusInd Bank Ltd. Regional Manager
Product-Commodity FinanceChief Manager:
Location Jaipur Rajasthan
Indusind Bank Regional Manager ProductCommodity FinanceManager: IndusInd Bank
Ltd. Location Jaipur Rajasthan
ICICI Bank Regional Sales Manager :Manager
Location Jaipur
ICICI Bank Ltd. Area Sales Manager: Manager
Location :Unjha
Instrumental
in Expansion
of businessMilk
of
Product
Manager:
Gujarat Cooperative
CommodityFederation
based funding
from
Rs 20cr in
Marketing
: Senior
Executive
2008 to Rs. 600cr in 2012 at Indusind Bank.
Geographical expansion of the Commodity
finance product to Gujarat, Haryana, M.P,
Punjab and Delhi. Recognized for effectively
handling the biggest business territory of Bank
and being the major contributor in boosting
Banks Asset base as well as revenue and
selected for ESOP program of the bank in 2
consecutive years. Introduced new sourcing
channel with local service providers in Bank
for building Priority Sector Lending (PSL)
portfolio with successful pilot testing in state
of Rajasthan. Revive Agri- Business at Unjha
cluster for ICICI Bank and coordinating in
setting of up of Loan processing hub at Unjha
One of the largest Agri market in India.
Effective management of sales team for
achievement of portfolio, Income and PF
targets for the product Currently heading a
team of 2 Regional Managers 10 Relationship
Manages at Indusind Bank as Zonal Sales
Manager North. As regional sales manager

Loan Disbursement & Recovery

Risk Management

Product Management -Banking

Product Management -FMCG

OTHER RELEVANT DETAILS

Computer Proficiency

Evaluation of Credit proposal in consonance

with corporate policy and recommend for
credit approval in terms amount to be
sanctioned, acceptability of risk, terms and
condition of sanction and pricing. Successful
resolution of major overdue to the tune of 70
cr with a big oil processor before it went for
CDR. Coordination with various internal
groups and the borrowers for compliance of
pre-disbursement condition and ensure
smooth distribution. Recovered loan in
stressed commodity finance portfolio and
made North Zone Nil NPA territory
Resolution of stressed cases in the region as
product manager for CBF for North India.
Assessing the financial, Product, Political,
Credit risk in the Loan proposal. Compliance
to all processes and parameters set by the
regulator and the bank. Instituting and
coordinating regular monitoring and Audit to
avoid portfolio risk.
Product development of Commodity based
Finance (CBF) at Indusind Bank in compliance
with the banking and regulator policy New
product variant launch instrumental in
introduction of financing against DEMAT
commodities in Indusind Bank. Launched a
new variant of e-pledge funding by extending
fund against commodities traded in NCDEX
Spot exchange. Setting up of Audit Unit for
CBF business in 2009 Identifying and
appointment of New Channel partners such as
Service Provider and Collateral Management
Agencies for effective coverage of the Market.
Handling Priority Sector Lending
classification of Commodity Based Finance
portfolio with credit for the North Zone.
Product Management of Amul Masti Dahi
and Amulya Dairy Whitener. Handling 18 SKU
of Amulya Dairy Whitener and 6 SKU of Amul
Masti Dahi. Developing Marketing Plan and
strategies to achieve desired sales volume and
coordinate with 49 sales offices. Planning
and controlling marketing spends both
advertising and BTL budget for the Brands
Strategy & creative brief development, copy
evaluation, copy clearance, and media
planning. Conducting consumer and market
research coordinate with research agencies
such as IMRB and TNS and effectively analyse
Well-versed
in use of such
computers
and various
sourced-in research
as ORGAC
Nielson
software
and
operatingplanning
systems,ofMS
office
reports.
Production
Amulya
and
spread
sheets
Basic
dairy
whitener
andsoftware.
Amul Masti
Dahiknowledge
and
of
various
operating
system
and
softwares.
Coordination with production units
and logistic
team to ensure smooth supply of products to
markets Successfully plan and operate