Why do you want to work at our company?

1. I've known several colleagues over the years that have worked at your
company, and they have all said great things

2. I was excited to see on your website that you feature employees talking
about how great it is to work for your company. These days so many people
seem to hate where they work for one reason or another. It's wonderful to see
that your employees are proud to talk about how much they love their jobs.
3. I'm connected on LinkedIn to many people who work at your company. When I
reviewed their profiles, I saw that we all shared some things in common. [You
might reference similar accomplishments, prior employers, colleges, etc.] It
struck me that this is the kind of place where I can fit in and excel, so I was
thrilled to see you have this opening.
4. Your company is known for making great products that help people do X. But
on top of that, I know of your company's leadership role in our community
through your support of X, Y and Z events or causes. Your products and
philanthropy show you to be a company that cares about both the bottom
line and giving back to society.
5. It is one of the fastest growing companies in the world having branches
across many locations in the country as well as in the foreign countries. This
organization provides me with a big platform where I can commence my
career with skills, ability and knowledge to grow and learn and in
consideration I too can deliver a lot of services to this organization if an
opportunity is being conferred to me. It's going to be a moment of pride for
any person who joins this organization as this company is widely known for its
integrity, approach and dedication to its clients.

Where do you see yourself five years down the line?

1. As for five year long term planning I would like to be gain more knowledge
and skill so that I can give my best for the organization where I am working
and leading responsible role in the organization.
2. After five years I just be able to take all the responsibility of my family and
well settled in my life. During this I can be totally technically developed to
take the responsibility of particular department in which I gain my five years.

3. In five years, I see myself as a valued employee of a company. I want to be

an expert at my position and start training to be a manager.
4. My goal is to become a lead in five years. Although not everyone gets
promoted to this level, I believe I can achieve this goal through hard work."
5. Five years from now, I would like to see myself in a management position. I'm
going to be learning and gaining practical experience until then, but
eventually, I want to become a marketing manager. I know there are a lot of
things to learn, but I'm going to be working hard for the next five years. I
believe opportunities come to great workers and I'm going to try to be one of
them.

What will you bring to your organization?

1. I can bring dedication and a drive to succeed to this company. I've always
been appreciative of what the organizations I have worked for have done
for me, as well as what I can do for them. I'm a loyal and dedicated
employee who wants to do my absolute best for the company I work for.
2. I have the experience, contacts, and knowledge to contribute to the rapid
growth of this business.
3. Vision. I am experienced in the areas this company needs to grow, and my
ability to plan ahead will help facilitate that growth.
4. Sir you may be hiring me for the technical abilities I possess but I assure
you that I can deliver more than that. I guess what you need is a complete
package I can help you with technical skills and can also help you in other
fields as well. I am presentable and have a knack of delivering speeches in
front of people so you won't have to be extravagant in these regard.
5. I can promise you that my every step will be towards the growth of the
organization. According to me to become the asset for organization we
have to put all the strength which we have poses.
6. My technical knowledge, punctual, dedication, hard working with positive
attitude, team working skills such as sharing our knowledge to others in
the team and at the same moment gaining knowledge from other team
members, learning from failures, working under pressure, ability to work
under time deadlines, and my experiences and practices definitely help to
me to work for the growth of the organization and for my own growth.
Marketing:

In a penetrated market conditions how do you differentiae the products

from your competitor?
Will need to conduct competitive intelligence research or refer to the competitive
analysis in our marketing plan to gain an understanding of competitive strategy; as
we need to be able to predict how your competition will react to your pricing
strategy.
Will need to have a strong marketing mix product strategy and have developed
unique product differentiation for our product segmentation and market
segmentation. Also have to ensure that our product positioning is 'right' for our
targeted market.
Build Your Unique Value Proposition

In your last organization can you throw some sight on the cost effective
model?
Business vs. compliance issues? Which will you choose and ethics and
business?
Would you target your products in low end / negative territories?

Marketing
Q. As a Marketing manager, How will you bridge the gap between banking,
what we see at urban, (E-banking, Tech savy) and what we see in rural
areas (traditional banking, Give and Take Cash)
Alternate
Q. What steps would you take to reach out in rural areas so that the
customers moves from traditional way of banking to e banking.

Selection
- Relationship Managers to create personalize services (Availability beyond business
hours on Phone)
- Banking on go (use of ipad and mobile for Banking)
- Providing some extra benefits if customers use internet banking

- Arranging weekly banking melas as a BTL practice

- Lastly, applying extra service charges on transactions done through traditional
way of banking (This can be adopted when say e-banking reach to 80% level to
convert remaining 20%).

Rejection
-

This is very difficult to change the mindset of people from rural areas, since
they believe in traditional values, even the literacy rate is very low.
Considering that such business will not be profitable. So my suggestion is to
focus only on urban areas and continue with traditional way of banking.

XXXXXXX

Question (Risk):Suppose you have a deal of Rs. 100 crs. Deal to crack & your Risk team is
against that deal, but the business is sanctioning a %age incentive linked
to this deal to you & your team. What will you do?
Alternate question:
If theres a project with high portfolio identified by your team but theres
a huge risk involved in it. On the other hand, this project will bring high
incentive to you & your team..What will be your stand?
Answer:-

Selection-I will look out for various alternatives in channelizing this risk into
profit by assessing this risk backing up by securing an asset. If it still goes
unapproved by credit & risk team then there will be a strick NO NO from me.
Rejection-I will take a risk of going ahead with this deal by keeping an option
open from the budget allocated to me