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e-learning and reference solutions for the global finance professional Credit Analysis A comprehensive e-learning product

e-learning and reference solutions for the global finance professional

Credit Analysis

A comprehensive e-learning product covering ratio analysis and cash flow analysis

After completing this course, you will be able to:

Apply credit analysis to assess borrowers in real casesanalysis After completing this course, you will be able to: Perform ratio analysis and cash flow

Perform ratio analysis and cash flow analysisto: Apply credit analysis to assess borrowers in real cases Structure loan products in a competitive

Structure loan products in a competitive wayin real cases Perform ratio analysis and cash flow analysis Identify and work-out problem loans PO

Identify and work-out problem loansflow analysis Structure loan products in a competitive way PO Box 910207, San Diego, CA 92191,

PO Box 910207, San Diego, CA 92191, U.S.A. Ph.: +1-858-558-8118, Fax: +1-858-558-8448, email: information@kesdee.com

www.kesdee.com

Credit Analysis

www.kesdee.com Credit Analysis Overview Traditionally, lenders have faced credit risk in the form of default by

Overview

Traditionally, lenders have faced credit risk in the form of default by borrowers. To this date, credit risk remains major concern for lenders worldwide. The more they know about the creditworthiness of a potential borrower, the greater the chance they can maximize profits, increase market share, minimize risk, and reduce the financial provision that must be made for bad debt. This product provides fundamental understanding of the credit risk analysis process and discusses in detail, various aspects of financial statement analysis, including ratio and cash flow analysis, among others to help in making better credit-related decisions. It also looks at various non-financial factors such as Business Plan, Industry/Sector, Top Management, etc. that could affect the Creditworthiness.

Course Level & Number of Courses

Basic & Intermediate Level

Library of 13 Courses

Instructional Method Dynamic, Interactive e-learning

Recommended Background Familiarity with basic financial concepts

Target Audience

Every professional involved in the global financial services industry (as a provider, user, regulator or advisor of product/services, marketplace/exchange) would benefit from KESDEE’s innovative solutions.

Supervisory Agencieswould benefit from KESDEE’s innovative solutions. Central Banks Financial Institutions Commercial Banks

Central Banksfrom KESDEE’s innovative solutions. Supervisory Agencies Financial Institutions Commercial Banks Investment Banks

Financial Institutionsinnovative solutions. Supervisory Agencies Central Banks Commercial Banks Investment Banks Housing Societies/Thrifts

Commercial BanksSupervisory Agencies Central Banks Financial Institutions Investment Banks Housing Societies/Thrifts Mutual Funds

Investment BanksCentral Banks Financial Institutions Commercial Banks Housing Societies/Thrifts Mutual Funds Brokerage Houses

Housing Societies/ThriftsFinancial Institutions Commercial Banks Investment Banks Mutual Funds Brokerage Houses Stock Exchanges Derivatives

Mutual FundsCommercial Banks Investment Banks Housing Societies/Thrifts Brokerage Houses Stock Exchanges Derivatives Exchanges

Brokerage HousesInvestment Banks Housing Societies/Thrifts Mutual Funds Stock Exchanges Derivatives Exchanges Insurance Companies

Stock ExchangesHousing Societies/Thrifts Mutual Funds Brokerage Houses Derivatives Exchanges Insurance Companies Multinational

Derivatives ExchangesMutual Funds Brokerage Houses Stock Exchanges Insurance Companies Multinational Corporations Accountancy

Insurance CompaniesFunds Brokerage Houses Stock Exchanges Derivatives Exchanges Multinational Corporations Accountancy Firms Consultancy

Multinational CorporationsStock Exchanges Derivatives Exchanges Insurance Companies Accountancy Firms Consultancy Firms Law Firms Rating

Accountancy FirmsExchanges Insurance Companies Multinational Corporations Consultancy Firms Law Firms Rating Agencies Multi-lateral

Consultancy FirmsCompanies Multinational Corporations Accountancy Firms Law Firms Rating Agencies Multi-lateral Financial

Law FirmsMultinational Corporations Accountancy Firms Consultancy Firms Rating Agencies Multi-lateral Financial Institutions Others

Rating AgenciesMultinational Corporations Accountancy Firms Consultancy Firms Law Firms Multi-lateral Financial Institutions Others

Multi-lateral Financial InstitutionsInsurance Companies Multinational Corporations Accountancy Firms Consultancy Firms Law Firms Rating Agencies Others

OthersCorporations Accountancy Firms Consultancy Firms Law Firms Rating Agencies Multi-lateral Financial Institutions

The themes of this product are:

Assessing the financial health of a corporationThe themes of this product are: Implications of financial and non-financial factors on corporate credit risk

Implications of financial and non-financial factors on corporate credit riskproduct are: Assessing the financial health of a corporation Methods for monitoring and standardizing credit procedures

Methods for monitoring and standardizing credit proceduresof a corporation Implications of financial and non-financial factors on corporate credit risk Managing problem loans

Managing problem loansof financial and non-financial factors on corporate credit risk Methods for monitoring and standardizing credit procedures

For more information, please visit:www.kesdee.com

Credit Analysis

Library of 13 Courses
Library of 13 Courses

www.kesdee.com

Time taken to complete each Course: Two - Three hours

1. Overview of Credit Analysis

ObjectivesCourse: Two - Three hours 1. Overview of Credit Analysis Credit Risk Credit Analysis Seven C’s

Two - Three hours 1. Overview of Credit Analysis Objectives Credit Risk Credit Analysis Seven C’s

Two - Three hours 1. Overview of Credit Analysis Objectives Credit Risk Credit Analysis Seven C’s

Credit Risk

Credit Analysis

Seven C’sof Credit Analysis Objectives Credit Risk Credit Analysis Credit Analysis Process 2. Lending Process Objectives

Credit Analysis ProcessAnalysis Objectives Credit Risk Credit Analysis Seven C’s 2. Lending Process Objectives Introduction Credit Process

2. Lending Process

ObjectivesSeven C’s Credit Analysis Process 2. Lending Process Introduction Credit Process Documentation Loan Pricing and

C’s Credit Analysis Process 2. Lending Process Objectives Introduction Credit Process Documentation Loan Pricing and

C’s Credit Analysis Process 2. Lending Process Objectives Introduction Credit Process Documentation Loan Pricing and

Introduction

Credit Process

Documentation2. Lending Process Objectives Introduction Credit Process Loan Pricing and Profitability Analysis Regulations 3.

Loan Pricing and Profitability AnalysisProcess Objectives Introduction Credit Process Documentation Regulations 3. Financial Statement Analysis-I Objectives

RegulationsDocumentation Loan Pricing and Profitability Analysis 3. Financial Statement Analysis-I Objectives Introduction

3. Financial Statement Analysis-I

ObjectivesAnalysis Regulations 3. Financial Statement Analysis-I Introduction Ratio Analysis Liquidity Ratios Turnover Ratios

IntroductionRegulations 3. Financial Statement Analysis-I Objectives Ratio Analysis Liquidity Ratios Turnover Ratios

Ratio Analysis3. Financial Statement Analysis-I Objectives Introduction Liquidity Ratios Turnover Ratios Profitability Ratios

Liquidity RatiosStatement Analysis-I Objectives Introduction Ratio Analysis Turnover Ratios Profitability Ratios Leverage Ratios Market

Turnover RatiosObjectives Introduction Ratio Analysis Liquidity Ratios Profitability Ratios Leverage Ratios Market Ratios 4.

Profitability RatiosIntroduction Ratio Analysis Liquidity Ratios Turnover Ratios Leverage Ratios Market Ratios 4. Financial Statement

Leverage RatiosLiquidity Ratios Turnover Ratios Profitability Ratios Market Ratios 4. Financial Statement Analysis-II Objectives

Market RatiosRatios Turnover Ratios Profitability Ratios Leverage Ratios 4. Financial Statement Analysis-II Objectives Introduction

4. Financial Statement Analysis-II

ObjectivesRatios Market Ratios 4. Financial Statement Analysis-II Introduction Elements of Cash Flow Statement Direct Method

IntroductionMarket Ratios 4. Financial Statement Analysis-II Objectives Elements of Cash Flow Statement Direct Method Indirect

Elements of Cash Flow Statement4. Financial Statement Analysis-II Objectives Introduction Direct Method Indirect Method Interpreting Cash Flows 5.

Direct MethodObjectives Introduction Elements of Cash Flow Statement Indirect Method Interpreting Cash Flows 5. Non-Financial

Indirect MethodIntroduction Elements of Cash Flow Statement Direct Method Interpreting Cash Flows 5. Non-Financial Analysis Objectives

Interpreting Cash Flowsof Cash Flow Statement Direct Method Indirect Method 5. Non-Financial Analysis Objectives Non financial analysis

5. Non-Financial Analysis

ObjectivesMethod Interpreting Cash Flows 5. Non-Financial Analysis Non financial analysis Economy analysis Industry analysis

Non financial analysisInterpreting Cash Flows 5. Non-Financial Analysis Objectives Economy analysis Industry analysis Business analysis 6.

Economy analysis5. Non-Financial Analysis Objectives Non financial analysis Industry analysis Business analysis 6. Asset Classification

Industry analysisAnalysis Objectives Non financial analysis Economy analysis Business analysis 6. Asset Classification and Loan Loss

Business analysisNon financial analysis Economy analysis Industry analysis 6. Asset Classification and Loan Loss Provisioning

6. Asset Classification and Loan Loss Provisioning

Objectivesanalysis 6. Asset Classification and Loan Loss Provisioning Asset Quality Quantitative and Qualitative Review Asset

Asset QualityAsset Classification and Loan Loss Provisioning Objectives Quantitative and Qualitative Review Asset Classification

Quantitative and Qualitative Reviewand Loan Loss Provisioning Objectives Asset Quality Asset Classification Special Mention Asset Loan Loss

Asset ClassificationObjectives Asset Quality Quantitative and Qualitative Review Special Mention Asset Loan Loss Provisioning 7. Borrowing

Special Mention AssetQuantitative and Qualitative Review Asset Classification Loan Loss Provisioning 7. Borrowing Causes and Sources of

Loan Loss ProvisioningReview Asset Classification Special Mention Asset 7. Borrowing Causes and Sources of Repayment Objectives

7. Borrowing Causes and Sources of Repayment

Provisioning 7. Borrowing Causes and Sources of Repayment Objectives Introduction Operating Cycle Capital Investment

Provisioning 7. Borrowing Causes and Sources of Repayment Objectives Introduction Operating Cycle Capital Investment

Objectives

Introduction

Operating CycleCauses and Sources of Repayment Objectives Introduction Capital Investment Cycle Sources of Repayment 8. Problem

Capital Investment CycleSources of Repayment Objectives Introduction Operating Cycle Sources of Repayment 8. Problem Loans Objectives

Sources of RepaymentIntroduction Operating Cycle Capital Investment Cycle 8. Problem Loans Objectives Introduction Asset Management

8. Problem Loans

Investment Cycle Sources of Repayment 8. Problem Loans Objectives Introduction Asset Management Companies

Investment Cycle Sources of Repayment 8. Problem Loans Objectives Introduction Asset Management Companies

Objectives

Introduction

Asset Management Companiesof Repayment 8. Problem Loans Objectives Introduction Securitization of NPLs Debt Restructuring Preventing Problem

Securitization of NPLsLoans Objectives Introduction Asset Management Companies Debt Restructuring Preventing Problem Loans 9. Consumer

Debt RestructuringAsset Management Companies Securitization of NPLs Preventing Problem Loans 9. Consumer Installment Lending

Preventing Problem LoansCompanies Securitization of NPLs Debt Restructuring 9. Consumer Installment Lending Types and characteristics of

9. Consumer Installment Lending

Types and characteristics of consumer installment lendingPreventing Problem Loans 9. Consumer Installment Lending Various types of Installment loans Dealer Agreement,

Various types of Installment loansTypes and characteristics of consumer installment lending Dealer Agreement, Recourse and Dealer Reserve Common risks

Dealer Agreement, Recourse and Dealer Reserveinstallment lending Various types of Installment loans Common risks faced in consumer installment lending 10. Floor

Common risks faced in consumer installment lendingloans Dealer Agreement, Recourse and Dealer Reserve 10. Floor Plan Lending Characteristics of Floor Plan Lending

10. Floor Plan Lending

Characteristics of Floor Plan Lendingfaced in consumer installment lending 10. Floor Plan Lending Methods of Floor Plan Lending Risks Associated

Methods of Floor Plan Lending10. Floor Plan Lending Characteristics of Floor Plan Lending Risks Associated with Floor Plan Lending 11.

Risks Associated with Floor Plan Lendingof Floor Plan Lending Methods of Floor Plan Lending 11. Accounts Receivable and Inventory Lending Concept

11. Accounts Receivable and Inventory Lending

Concept of Accounts receivable and inventory based lendingPlan Lending 11. Accounts Receivable and Inventory Lending Risks faced in Accounts Receivable and Inventory Based

Risks faced in Accounts Receivable and Inventory Based LendingConcept of Accounts receivable and inventory based lending 12. Participation Loan Concept of Loan participation Need

12. Participation Loan

Concept of Loan participationand Inventory Based Lending 12. Participation Loan Need for Loan participation Process of Loan participation

Need for Loan participationLending 12. Participation Loan Concept of Loan participation Process of Loan participation Risks faced in Loan

Process of Loan participationConcept of Loan participation Need for Loan participation Risks faced in Loan participation 13. Letter of

Risks faced in Loan participationNeed for Loan participation Process of Loan participation 13. Letter of Credit and Loan Commitments Concept

13. Letter of Credit and Loan Commitments

Concept of Letter of Credit (LC)Loan participation 13. Letter of Credit and Loan Commitments Types of Letter of Credit Risks faced

Types of Letter of CreditCredit and Loan Commitments Concept of Letter of Credit (LC) Risks faced in Letter of Credit

Risks faced in Letter of CreditConcept of Letter of Credit (LC) Types of Letter of Credit Loan commitments, Un-funded lines of

Loan commitments, Un-funded lines of credit and their characteristicsTypes of Letter of Credit Risks faced in Letter of Credit Potential credit risk in loan

Potential credit risk in loan commitments and un-funded lines of creditLoan commitments, Un-funded lines of credit and their characteristics For more information, please visit: www.kesdee.com

For more information, please visit:www.kesdee.com

www.kesdee.com

Credit Analysis

JOB AIDS Measurement Tools Disclosures Regulations Global Best Practices Benchmarking Data
JOB AIDS
Measurement Tools
Disclosures
Regulations
Global Best Practices
Benchmarking Data

Calculators in Market Risk:

Basic Level

1. Asset Quality

2. Cash Flow Statement

3. Generating Cash Flow Statement

4. Ratio Analysis

5. Calculating Desired Ratios

6. Loan Pricing

7. Borrowing Causes

8. Floor Plan-Curtailment Program

For more information, please visit:www.kesdee.com

www.kesdee.com

Available Products

KESDEE’s Off-the-Shelf e-Learning Course Libraries

Product Name

No. of Courses

1. Asset Liability Management

2. Liquidity Management and Contingency Funding Plan

3. Financial Institution Analysis - CAMELS Approach

4. Financial Mathematics

5. Global Banking Supervision

6. Capital Adequacy Planning (Basel I)

7. Basel-II-University

8. Operational Risk Management – Basel II

9. Futures and Forwards

10. Swaps

11. Options

12. Market Risk - Basic

13. Market Risk - Intermediate

14. Market Risk - Advanced

15. Value at Risk

16. Credit Analysis

17. Credit Ratings

18. Counter party Credit Risk

19. Credit Risk Modeling

20. Credit Derivatives

21. Operational Risk Management

22. Asset Securitization

23. Asset Liability Management for Insurance Companies

24. Anti-Money Laundering

25. Financial Privacy

26. Corporate Governance

27. Sarbanes-Oxley Act

28. Governance, Risk and Compliance

29. Money Markets

30. Fixed Income Markets

31. Equity Markets

32. Foreign Exchange Markets

33. Commodity and Energy Markets

34. CTM - Foreign Exchange Management

35. CTM - Treasury Analytics

36. CTM - Interest Rate Risk Management

37. CTM - Funding and Investments

38. CTM - Implementation

39. CTM - Case Studies

40. Understanding Financial Statements

41. Budgeting

42. Management Accounting

43. Financial Accounting

44. Mutual Funds

45. Financial Planning

46. UCP600

47. International Trade Services

48. BBM - Deposits

49. BBM - Advances

50. BBM - Marketing

Library of 28 Courses Library of 14 Courses Library of 08 Courses Library of 07 Courses Library of 15 Courses Library of 07 Courses Library of 63 Courses Library of 09 Courses Library of 07 Courses Library of 07 Courses Library of 10 Courses Library of 08 Courses Library of 08 Courses Library of 04 Courses Library of 16 Courses Library of 13 Courses Library of 03 Courses Library of 09 Courses Library of 06 Courses Library of 23 Courses Library of 21 Courses Library of 28 Courses Library of 29 Courses Library of 06 Courses Library of 06 Courses Library of 09 Courses Library of 12 Courses Library of 07 Courses Library of 09 Courses Library of 17 Courses Library of 10 Courses Library of 09 Courses Library of 03 Courses Library of 07 Courses Library of 05 Courses Library of 04 Courses Library of 05 Courses Library of 04 Courses Library of 05 Courses Library of 02 Courses Library of 05 Courses Library of 07 Courses Library of 09 Courses Library of 10 Courses Library of 09 Courses Library of 07 Courses Library of 09 Courses Library of 04 Courses Library of 07 Courses Library of 03 Courses

www.kesdee.com

Available Products

KESDEE’s Off-the-Shelf e-Learning Course Libraries

Product Name

No. of Courses

51. BBM - Payment and Settlement System

52. BBM - Foreign Exchange Operations

53. BBM - Trade Finance

54. BBM - Book Keeping and accounting

55. BBM - Ancillary Services

56. BBM - Risk Management

57. BBM - Technology and Security

58. BBM - HRM and CSR

59. BBM - Retail Banking

60. Introduction to Bank Lending Environment

61. Basics of Banking

62. Flotation

63. Project Valuation

64. Trading Operation Controls

65. Economics

66. Estate Planning

67. Global Economic Crisis - Liquidity Management

68. Brokerage Operations

69. Risk Analysis

* CTM: Corporate Treasury Management

* BBM: Bank Branch Management

Library of 02 Courses Library of 03 Courses Library of 02 Courses Library of 03 Courses Library of 02 Courses Library of 03 Courses Library of 02 Courses Library of 02 Courses Library of 03 Courses Library of 07 Courses Library of 10 Courses Library of 04 Courses Library of 03 Courses Library of 04 Courses Library of 16 Courses Library of 04 Courses Library of 07 Courses Library of 01 Course Library of 05 Courses

Certification Tutorials
Certification Tutorials

1. ePRM Coach

2. Associate ePRM Coach

3. eFRM Coach for FRM Part I Exam

4. eCoach for the CFA® Level I Program

Library of 68 Courses Library of 36 Courses Library of 37 Courses Library of 76 Courses

Upcoming Products

KESDEE has the required technology platform to respond to clients training requirements in the banking and financial services industry. We offer several solutions, each developed with the guidance of creditable experts.Given below are few of the forthcoming products:

developed with the guidance of creditable experts.Given below are few of the forthcoming products: Agricultural Finance

Agricultural Finance

GFTT Global Financial Training and Technology 5280 Carroll Canyon Road, Suite 220, San Diego; CA
GFTT
Global Financial Training and Technology
5280 Carroll Canyon Road, Suite 220, San Diego; CA 92121, U.S.A
+1 858-558-8118
+1 858-558-8448
information@kesdee.com,
gfttinfo@kesdee.com
www.kesdee.com,
www.gftt.com

For more information, please visit:www.kesdee.com