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Mission
Performance Highlights
Board of
Dire ctors
September
2014.
Se nior Manage m e nt
NetBanking
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Un-Audited Results
Announcement
Un-Audited financial results for the
Dear All,
quarter ended 30th September
2014
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........................................................... phase due to global trends, technological advances, demographic changes and shifts
in economic power.
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1.
2. Total Deposits rose from Rs. 15,618.98 Crs to Rs.18,572.88 Crs, registering
4.
5.
6.
Total Income of the bank for FY14 was Rs. 2201.94 Crs recording a growth of
over 12.48% FY13.
7.
8.
NIM improved from 2.62% for March 2013 to 2.87% for March 2014.
9.
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Branch Expansion:
We had received license from RBI to open 71 branches during 2013-14 and all 71
branches have already been opened. Thus the Bank has a national presence, serving
over 2.45 mn satisfied customers through its 374 branches and 640+ ATMs, spread
across 16 States and 1 Union Territory.
In terms of talent pool management, lots of motivational measures have been taken to
retain and attract the talent in the recent past and as a result; the attritional levels are
very minimal.
Corporate Social Responsibility:
In our commitment towards Corporate Social Responsibility, our Bank has undertaken
several initiatives towards betterment of deprived section of the society, extending
infrastructural and basic amenities to the needy institutions and providing scholarships
to poor meritorious students as elucidated in the annual report.
Road Ahead:
Our Bank is striving hard to achieve perceptible growth in Deposits, Advances,
operating profit and Profit after tax for the year 2013-14. Towards this, we have
proposed for a paradigm shift in business models, in customer experience, in
products, in delivery channels and in technology.
Our proposed major focus areas are enhancing the customer relationship value,
segmental focus, increasing ROA, reduction in overall NPA%, CASA growth, reduction
in cost of funds, growth in core fee income, mass acquisition of new clients through
multi channels and multi products.
I would place on record my sincere gratitude to all the stakeholders for their unflagging
support in our journey towards progressive growth and for overall development of the
bank.
Yours sincerely,
Rakesh Sharma
Managing Director & CEO
Lakshmi Vilas Bank
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