The Insiders Guide

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The Insiders Guide Covers:
A.
B.
C.
D.
E.

Profiting from Surplus Funds and Excess Proceeds.

Profiting from Deed Flips.
Profiting from Redemption - CLOSED/SOLD OUT
Profiting from Bankruptcy Recovery
Profiting as the Ultimate Finder

**The Hybrid Program and Hybrid Network are covered here

http://www.surplusfundsriches.com/specialoffer.htm

This guide is the result of years of trial and error, real world experience, and thousands of dollars spent.

T his guide was created with two main goals in mind:

ONE: Give you a better understanding of these insanely lucrative businesses so that you can make
an informed decision.
TWO: Alert you to the pitfalls of some hard sell programs out there.

Before we go into ONE and TWO, heres a breakdown of our sytems:

A. Profiting From Surplus Funds Retrieval
There are 7 steps to the recovery of surplus

funds.

Those steps are:

1. Get the list of monies held. Without this, you will be hard pressed to find files with overages.
No, online lists do NOT usually work. The people telling you that you can get a list online and
work it from any State are LYING to you. We teach you to get an updated list, in your local area.
2. Determine who is actually owed the money. We teach you how to easily look at the debt that
was against the property and the last deed holder (owner) at the time of the foreclosure. NO,
the last owner is not always owed the money. Programs saying this is the case are LYING to you.
There is some research involved. We teach you how. If there was a lien or mortgage against the
property prior to the foreclosure that was not satisfied/paid off, that lien or mortgage holder is
entitled to the money, not the owner. You have to go to the courthouse to do the research.
3. Find the Claimant. WITH OUR SYSTEM, YOU CAN START AS A RESEARCHER AND WE DO THIS
FOR YOU! Finding folks aka skip tracing is an art. The full ebook gives you the ability to do
this on your own, but folks sometimes prefer to start as a researcher and let us do the heavy
lifting. We pay you a great commission. We pay 10% of GROSS amount held (and the average
surplus is $25K!) if you dont find the claimant, 15% if you find the claimant and use a simple
script to verify their identity. This is paid when the court grants the petition.
4. Strike the deal. You cannot just call someone up, say you know where they have money in their
name, and strike a deal. The response you get will be the sound of someone hanging up on you.
We use a two step process and scripts that work. AGAIN, WE WILL DO THIS FOR YOU.
5. Use a buyout method. Most States have finder laws. These finder laws limit what you can
make, usually to the point where you will be close to minimum wage. To get around these rules,
we buy people out upfront, eliminating the finder law requirements. And YES, WE WILL DO THIS
FOR YOU. THATS RIGHT WELL BUY THEM OUT FOR YOU, IF YOU START AS A RESEARCHER!
6. Hire an attorney. In some States, claims can be made without attorneys, but there are
notification requirements. Anyone trying to do this business without an attorney is an idiot. We
teach you how to hire an attorney, with minimum outlay. WE ALSO DO THIS FOR RESEARCHERS!
7. Get paid. That sounds simple, but without the right forms and system, you cant cash the check.
We cover the techniques to handle disbursement of the monies after the court grants your
motion. These methods work in Every State. Yes, we handle that too!

Lets start from the beginning Where do Surplus Funds come from?
The Surplus Funds and Estates course at surplusfundsriches.com covers monies available from:
-

Tax sale foreclosures Petitions to Partition -

A special subset of Mortgage foreclosures - Condemnations

Imminent Domain aka Deeds of Taking - Estates/Probate cases

Lets cover each source separately, so that you understand how the money is created and what kind of
an opportunity you are looking at, with each source.

Tax Sale Foreclosures

This happens when an owner does not pay their real property taxes on their home, land, or lot. The
County or municipality/Parish, etc forecloses on the property in order to collect the taxes on it.
As you can imagine, the outstanding balance on the tax bill is much lower than the value of the
property. So the property sells for more money than is owed to the County.
What happens to this overage aka surplus funds aka excess proceeds? The County cant keep the
overage. They are only allowed to keep what they were owed (and court costs, etc.).
Other folks will tell you that you just get a list, contact the ex-owner on the list, and strike a deal. Done.
NOPE.
If there are lien or mortgage holders, home owner associations, etc. that have a note on the property or
debt against the ex-owner, THEY are first in line for the funds. There are some exceptions where
creditors have a limited time to claim ahead of the owner but those are the exceptions, not the rule.
The County contacts everyone with an interest in the property before the foreclosure. They also contact
them after the foreclosure, when there is an overage created.
HERES WHERE IT GETS INTERESTING AND WHY THERE IS OPPORTUNITY HERE FOR YOU.
The court contacts creditors at the address they have on file. That means they send the notification to
trustees listed on the mortgage/deed of trust, addresses given for lien holders, and the last known
address for the owner. The trustees for the mortgage companies, as well as their foreclosure
departments, have moved or are so busy with their own foreclosures that they often dont respond.
The court sends notice to the owner at the last known address. Thats the foreclosure address. Think
the owner gets the notice? If they did forward mail, do you think theyre going to open mail from the
court? Finally, if they do open the mailing, it says, You MAY be entitled to monies created from the
foreclosure. Think theyre going to do that?? Because the money has to be petitioned for to determine
ownership of it, IT DOESNT GET PUT ON STATE UNCLAIMED WEB SITES.

Mortgage Foreclosures
This is almost the exact same situation as the tax foreclosures, EXCEPT there are way more mortgage
foreclosures than there are tax sale foreclosures.
SO WHY ARENT OTHERS TELLING YOU HOW TO GET THIS MONEY? WHY DO THEY JUST TELL YOU TO
GO AFTER TAX SALE OVERAGES? The simple answer is that they dont know better. Theres more to it,
though. In tax sale overages, the court often includes the debt research title work in the file, so its
easier to figure out who is entitled to the money. BUT, there are way, way more mortgage foreclosures,
so the tax sale only approach is lazy and short sighted.
Special Mortgage Subset foreclosures
This is truly unique. And, honestly, there are as many as these out there as there are tax overages. This
is heating up and will continue to do so for years to come.
Why isnt anyone else going after this? Again, there is a laziness out there where course gurus are not
willing to learn different approaches and increase the incomes of their course buyers. These types of
foreclosures are included in the list for mortgage overages in most cases!
Weve seen MANY cases where a bank bought the property they were foreclosing on, and then forgot to
put it on the market. The property sat for years (yes, 2 or more YEARS!), and then a HOA or tax entity
foreclosed on it because the bank didnt pay their fees. Crazy.
Condemnations
Its not what you think. The majority of condemnations are on abandoned or unsafe properties that are
not occupied. It is not a situation where a slum lord is letting the property fall apart around tenants.
When it gets to the point where its a nuisance or where the County would like to own the property,
really it gets condemned. The owners are told to bring it up to code, or else.
With no income coming in on the property, the owners if they can even be located choose to let it
get condemned. The County then demolishes the property and puts a lien on the property for the cost
of the demolition. If taxes are not paid they usually are not the County then forecloses on the
property to recoup the taxes owed and the cost of the demolition and clean up. Even if taxes are paid,
the County can and will condemn and foreclose on the property to get their demo costs back.
These properties are usually located in high traffic or sought after areas, so they sell quickly at
foreclosure, often for more than the taxes and demo costs combined. As with other types of foreclosure
(yes, were grouping condemnation in with foreclosures), creditors are entitled to any overage first,
followed by the ex-owner.

Petitions to Partition aka Partitions

This usually happens when property is owned by more than one person. When one of the owners
refuses to pay their share of taxes, or if the other owners want to sell all or a portion of the property, a
petition is started to partition the ownership. This can partition the actual property (rare) or partition
the income from the sale.
After the court approves the partition usually when an owner isnt paying their share or cant be found
(whereabouts unknown) the owners that petitioned for the partition can sell it.
While these are rare, they are really great opportunities! Why? Because the partition is usually
granted when the owner not represented cant be found (or the other owners will say they dont know
where he/she is because they dont want to deal with them). That means the money due to the owner
in the wind is sitting at the court house!
Imminent Domain aka Deeds of Taking This situation, frankly, gets our hackles up.
Imminent Domain is invoked when it is in the greater good of the community to take property from
someone to serve the needs of others. The reason that we dont like this, though we realize there are
instances where it is necessary, is that it is absolute power. The potential for abuse is astronomical.
You most often see this used by States to expand highways. You can also see this when a County needs
land adjacent to a court house in order to build a new jail, etc. No room for jail so you can take that
restaurant so its convenient for you? Thats wrong guys. I saw that happen in Concord NC. The County
gave fair value, and the restaurant relocated, and it promptly went out of business.
The bigger issue is with highway expansion, and this is where you will frequently see these cases. It also
represents a great opportunity in small Counties that you might not have otherwise checked out
because of the small population.
The State or or local governments give notice they are going to take the property in newspapers,
mailings, and posting notice on the property. If the owner fights it, they go to court, and eventually the
owner loses their property. It usually comes down to how much the owner will be paid.
What might surprise you is that the entity using imminent domain to take the property usually pays a
reasonable fair market value for the property. We used to think that this is because they were afraid to
be shown as stealing land from owners.
It turns out there is a very dark side to imminent domain. If the State takes the property, the owners
usually cant be found . So they do notification, take the property, and deposit the fair market value
with the County to hold for the owners when they show up. Sounds reasonable, right?
BUT ever notice that the highway will suddenly take a hard right or left before straightening out again?
There is some change in direction built into highways, by law, to help keep people awake. I used to

think the sudden directional changes were there because the owner of the property straight ahead gave
the State such a hard time in court that the State decided to go around them. NOPE.
Weve come to believe/realize that the State looks for abandoned property when they are planning
highways. Why do that? First, the court process goes faster and smoother when no one argues. More
importantly, by targeting abandoned properties, the State can pay 5-10% of value. I just told you they
pay fair market value for the property, so how can they pay less?
The State pays the monies to the County to hold for the owner. The State then tells the County to send
the money on to the State to hold for the owners. THEN, the State is usually required to hold a small
part of these funds, in case the owners show up. In many cases, this is as little as 5 or 10%. THE STATE
CAN SPEND THE REST.
Check this out State exercises imminent domain and buys $1,000,000 worth of land to expand a
highway. Owners cant be found. State gives $1,000,000 to County to hold for owners.
County sends $1,000,000 back to the State to hold for owners. State only has to hold, lets say 5% in an
account in case the owners show up. So State only has to put away $50,000. State can do whatever
they want with the $950,000.
State just effectively bought $1,000,000 worth of property for $50,000. Think that could lead to abuse
of the system? AND, BECAUSE ABUSE OF POWER IS RAMPANT, YOU CAN PROFIT FROM THEIR ABUSE
AND MAKE THE EX-OWNER MONEY WHICH THEY WOULD NEVER KNOW EXISTED IN THE PROCESS!
Estates/Probate Cases
Were not in the 50s anymore, guys. Families are fragmented by divorce, kids and parents moving on
without regard to where the rest of the family is, and by an aging population seeking a warmer climate
and/or a better tax state. Kids move on, join the military, get in trouble, and lose track of mom and dad.
The beauty of Estate/Probate cases is that when there is money left, you can target those cases where
the court has decided who is entitled or where a will says who gets the money, and the County just
couldnt find the people. There are a TON of these cases out there, and the money is amazing.

Just a quick comment here, guys

The County has access to the full resources of the State.
That means the County, through the State, has access to the following info about people in the State:
-

Social Security Numbers - Personal Property Tax Records - Real Property Tax Records
Utility Billing - DMV licensing Records - Litigation Records - Criminal Records
Birth Records - Death Certificates - Judgment and Lien Records - UCC Records
Wedding Records - Voting Records - Assistance Records - Income Tax Records
Often, Checking Account Information

Any private detective on the planet will tell you this simple truth
IF YOU HAD ACCESS TO ALL THAT INFORMATION, YOU COULD FIND THE PEOPLE.
THERE IS NO EXCUSE FOR THE COUNTIES AND STATES SAYING THEY CANT FIND THE PEOPLE,
ESPECIALLY IF THEY STAYED IN THE STATE. AND YET THE STATES HIDE BEHIND THAT LIE, TO HOLD
ONTO THE MONEY, EVERY DAY, EVERY WEEK, EVERY MONTH, EVERY YEAR.
THEY EVEN HOLD ONTO MONEY IN ESTATE/PROBATE CASE
FOR GOODNESS SAKE, SOMEONE HAD TO DIE FOR THIS MONEY TO BE CREATED!
THINK WORKING THIS BUSINESS WILL MAKE YOU A MODERN DAY ROBIN HOOD? YOURE RIGHT

B. Profiting from Deed Flips.

OverviewWe teach you how to buy deeds from owners(AS A RESEARCHER, WE CAN BUY IT FOR YOU!), prior
to the foreclosure, in order to capture profit in one of three ways:
1. You can re-sell that deed to an investor prior to the foreclosure. This will enable them to
exercise the right to pay off all debt and therefore own the property free and clear of
encumbrances to title. Of course, you target properties that will have profit or equity. No
investor would want to have to pay off $500K in debt in order to own a property worth $300k.
So we teach you to target two different foreclosure opportunities. The tax sale foreclosure is
obvious and is what folks are telling you to target. BUT there is another type of foreclosure that
is, in our opinion, even more lucrative.
2. Simply record the deed and allow the property to foreclose. You can then claim surplus funds
created as a result of the sale, as the last owner/deed holder.
3. Pay off the debt, stop the foreclosure, and own the property for pennies on the dollar.
Couple of things to consider:
1. You need to do this locally (in many cases this means you can really do this in your entire State,
not just your County). You will need to be able to find the owner/current deed holder prior to
the foreclosure. You also need to research current debt. This is not something that you want to
do online, regardless of what other folks claim. Personal or consumer debt, is important to
know because it facilitates the deal helps you negotiate. In most instances, you cant check
judgments against individuals, not accurately, online. You have to go to the court house.
2. We hit tax sales and a special subset of foreclosures, allowing you to target the most lucrative
deals and avoid wading through a mountain of information to find a deal to put together.
3. You can buy the deed for very little upfront and/or a percentage of the back end profit.
4. We have a wonderful script hook that gets the owner to sign over the deed to you without
argument or issues. Its not magic words. It is upfront, honest explanation of how profit can
be made, and how signing the deed over to you will eliminate issues that destroy profit.
5. It is important you research judgments against the owner. This is for 2 reasons: a) If there is
consumer debt that could possibly become a lien against the property, this is a reason for owner
to quit claim deed to you and b) if the debt can become a lien, you may not want the deal.
We can partner with you on these deals, but there is no reason to. You can get ownership of the deed
for very little money upfront and dont need to work with us. This is crazy profitable, and easy to do.
Lets talk about what really makes us stand apart with deed flips. There are programs out there that tell
you how to do something like this. However, they only work with tax sale deeds, and they primarily
work with you buying the deed and then trying to get surplus funds/excess proceeds if the property sells
for more than the debt that is being foreclosed upon.

Thats a big deal, guys. There are only so many tax sale deals that you can put together. Why would you
want to work a very limited pool of prospects with some competition when you can blow it out
working both tax sales and other forms of targeted deals that no one else is working?!
AND, why would you want to work a deed flip if you were limited to surplus funds? In that case, if no
one hits the bid for more than the debt against the property, you will not get paid.
To put a deed flip together, you do have more moving parts than you do with surplus funds.
Heres the list of what is done in a deed flip:
1. Get a list of upcoming foreclosures. Actually, youre working tax and a certain type of other
foreclosure, which are always readily accessible at the court house and often online.
2. Research the debt against the property, to determine the profit there. By the way, a lot of you
are reading this and thinking, The market tanked, so no equity. Thats not true. *In addition, if
the individual has a lot of consumer debt, that can be perfected into a lien on the property,
thats your hook to getting the deed for little or no money down. If they cant capitalize on
surplus funds because of their debt (which often counts against the surplus funds), but the deed
is in YOUR name, the debt doesnt count. They can ONLY profit if they work with you!
3. Contact owner to get the deed. YOU CAN WORK AS A RESEARCHER & WELL DO THIS FOR YOU!
4. At that point there are a number of options for you:
A. You can pay off the debt owed prior to the foreclosure being final (guys, for our purposes, a
tax sale is a foreclosure). Then you own the property for just the debt, which is often way less
than what it is worth. Then you can hold and rent, or resell, or fix and flip.
B. You can re-sell the deed to an investor bidding at the sale. The investor could then pay off
the debt and own it free and clear. It is frequently possible to sell your deed for $20K or more!
C. You can watch the bid go higher and higher, and simply wait for the foreclosure to be final in
order to collect surplus funds or excess proceeds yourself.
Heres a nice factoid that should get you really excited in many states, you can research property
mortgages and liens online. The stumbling block for many has been that in order to really check up on
the individuals debt, you have to go into the courthouse. HOWEVER, the majority of court houses allow
you to check judgments against the individual ACROSS COUNTY LINES. So if you are checking the debt
against someone in a county at the other end of the State, you can do so from your own local county
court house. Think that opens up possibilities? You bet it does!

C. Profiting from RedemptionSORRY, TOO LATE! WE WATCH THE COMPETITIVENESS OF OUR PROGRAMS AND
SHUT THEM DOWN WHEN WE FEEL WE HAVE ENOUGH FOLKS ACTIVELY
WORKING A SYSTEM.

D. Profiting from Bankruptcy Recovery DO NOT CONFUSE THIS WITH THE

HYBRID PROGRAM
The Bankruptcy Gold Mine is used to recover unclaimed monies in Federal Bankruptcy Court.
These monies come about because the debtor goes into bankruptcy. When that happens the
bankruptcy court sends the creditors portion of what they collect to the creditor. The check comes
back in the mail if its an incorrect address, so the court just puts it in the unclaimed money pile.
The problem we solved was how to claim the monies from the court, without assigning the actual
money from the creditor that is owed the money, to you. We solved that by not assignment the money
itself, but by assigning the debt to you from the creditor you are now the creditor! This is huge
because you can do deals without having to tip your hand as to the funds location.
The average deal you go after is $300-$500, but:
-

You are looking for creditors that are due money. They are way easier to find than say someone
who is in, or was recently in, foreclosure.
It is an easy conversion. Youre usually dealing with small businessmen, or individual creditors
that are business savvy.
You work on contingency with no need for a buyout you pay them their portion when you get
paid from the bankruptcy court.
There is an insane amount of money being held, and bankruptcy is not going away funds are
being added quickly, and consistently.
You can work this completely from home.

Profiting as a Finder Ultimate Finder Program

This program goes after monies held at the local, State, National levels, as well as even a few
Country unclaimed sites. If can be worked at home at the State, Federal and National level.
What is unique with this program is that you can work in States that regulate your income and
registration requirement or in non-finder regulated States.
We have a unique system that allows you to get around the need to first give all information to
the claimant some States require that. We always disclose the dollar amount and the splits.
But, with our system, you dont have to disclose the location of the monies until you are ready
to claim the funds. Thats huge! There are States that folks dont even work because they
havent figured out how to get folks under contract with disclosure, without telling them all the
info upfront. Because you can work this from home, and have techniques that no one else
does, you are looking at a non-competitive system just like our other programs.

Afterword some parting thoughts

1. Before you buy ANY program, understand that this industry requires discipline, hard work, and
learning new skills. And, it will take some time to start seeing income. If youre getting into
business to make money fast and easy, please consider another industry. If you lack discipline, a
work ethic or the ability to learn new skills, this is not for you.
2. FAQS we understand that this overview guide probably did not answer all of your questions
about surplus funds. Please go to the website http://www.surplusfundsriches.com or to
http://www.taxsalemillionaire.com and click on FAQ. Also, after you have done that and
watched all the video on the main page and on the FAQ page, you can call Shawn directly on his
cell phone at 704-791-9398 9AM-1PM Eastern Standard Time, Monday through Friday.

No, we will NOT send you our documents or scripts without buying the system. And no, we will not
work with you as a researcher or partner up with you without you purchasing a system.

Thanks for taking the time to review this information. Hopefully, this will provide you with
information that can help you decide if you would like to become a part of this profitable, exciting
industry, with your eyes wide open as to what it takes.
We hope that, if it is a good match for you, we will soon be partnering up with you on deals, and/or
giving you first rate support so that you can succeed on your own.
To your success!
--Shawn

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Okay I promised to give you a better understanding of the differences in our system and how to
avoid pitfalls.

ONE: Give you a better understanding of the business so that you can make an informed decision.
Now that you know where the money comes from, how the heck do you profit?
Its really simple. You determine who is owed the money using a simple title worksheet, we teach you
how and then you contact the owner and make a deal for a portion of the funds. Read on obviously
theres more to it than that, but there are a couple of guys out there peddling systems that tell you its
really that easy.
Some courses out there tell you to just get the owner agree to give you a finders fee which involves
you becoming a registered finder in your State and agreeing to a very small fee, payable when the
owner recovers the money.
Heres the problem even if you do get the owner to agree to the finders fee, you are completely at the
mercy of the owner hiring an attorney to get the funds. They just went through a foreclosure, and
possibly bankruptcy. They dont have energy or money to do that. And, think youll be able to enforce
your finders agreement, when the claimant has the money in their account? Good luck with that!
SO HOW DO YOU PROFIT FROM THIS AND AVOID THE ISSUES?
1. You get a fresh list. That means you need to work local and not try to work an online list that
anyone can get their hands on. That also means you go to YOUR courthouse.
2. You dont take short cuts. You research the debt that was against the property and against the
last owner at the time of the foreclosure. You have to know who is entitled to the overage. If
someone out there tells you that you can work the program without doing this, theyre either an
idiot or lying to you.
3. You contact the folks. WE WILL DO FOR YOU, IF YOU WORK AS A RESEARCHER FOR US. If youre
going to do this yourself, you should get a subscription based system that gives you access to
reliable, updated information. It is difficult to do this using whitepages.com. If you want to do
this without our help, using our system, weve negotiated a no set up fee, and reduced rates,
with the company that we use ourselves! If you want to max out your commission and partner
up with us, youll make 15% OF THE GROSS MONEY HELD (we go after only $10K+ deals, and the
average is $20K+) if you find the folks and verify theyre the right claimant using our script!
*QUICK NOTE GUYS WEVE SEEN FOLKS OFFERING RESEARCHERS 30% OF NET, OR SOME
OTHER PHANTOM FIGURE. COSTS ARE OUR RESPONSIBILITY, SO WHEN WE GIVE YOU A CUT OF
GROSS, NOT NET, YOU KNOW WHAT YOU WILL MAKE.
4. You negotiate a deal. No, you cant just call and say, I know where theres money in your name.
Agree to pay me $x and Ill tell you where it is. Youll get hung up on. We use a two step
approach, use full disclosure (no, we dont tell them where it is, but we do tell them, on the

second call, how much). We negotiate a buyout upfront for the monies. Yes, well do this for
you if you work as a researcher.
5. Buyout. To avoid the finder laws, you offer a structured buyout and buy them out of their
interest in the monies upfront. WE WILL DO THAT FOR YOU, AS LONG AS WE NEGOTIATE THE
DEAL! If you dont do a buyout, youll be a finder.
6. You hire an attorney. You have the attorney double-check your title work to make sure youre
right about you is entitled, and have the attorney petition for the release of the funds. We have
changed the way we do this and now petition for the funds in the claimants name. The
attorney gets the check and can either cut our check out of their trust account, or send the
check on to us to cash. Using another form, we have the right to open, manage, and disburse
monies from an account in the claimants name. BE A RESEARCHER AND PARTNER UP WITH US
AND WELL HIRE THE ATTORNEY, TRAIN THEM AND THEIR TITLE FOLKS, AND GET THE
PAPERWORK DONE, AND THE PETITION THROUGH THE COURTS FOR YOU.
7. Get paid. As described above, this takes some knowledge and expertise. The funds holder
usually cuts the check in the claimants name, so you need to know how to convert that into
your name. WELL HANDLE THIS FOR YOU, IF YOURE A RESEARCHER FOR YOU.
TWO: Alert you to the pitfalls of some hard sell programs out there.
1. With Surplus funds, you have to do research at the courthouse(Unless you have our Hybrid
System and Hybrid Network!). You cant count on a list being updated (the money could already
be claimed!), and you usually cant research judgments against the ex-owner without going to
the court. If they (competing systems) are saying this is a work from home program, thats not a
reasonable expectation if you are going to do this correctly. If youre not going to do this
correctly, youll waste your time and never be successful.
2. You really need to use an attorney to petition for the funds, even in the rare instances where
this is not required. Notification of lien holders regardless of whether or not they are entitled
can result in the lien holder submitting a counter claim.
3. Skiptracing is an art. Finding people necessitates an accurate, updated system. Weve
negotiated special deals from the co. we use, or you can begin as a researcher and well do this.
People dont land on their feet right away. They are, after a foreclosure, off the grid. The
system we recommend is excellent, or you can just let us do this for you and take a commission.
4. Attorneys will tell you this money doesnt exist. I was a licensed Realtor for over 7 years before
I realized this existed(and even then I stumbled on it by accident). Attorneys have to be trained.
If you are doing this on your own, well talk to your attorney to help them through the process.
If you start out as a researcher for us, well hire the attorney, incur the cost, and train them.
5. Cashing the check can be an issue. We teach you how to do this. We dont use assignments and
get the money in our name. We get the money out in the claimants name through our attorney
eliminating finder law issues because we use a structured buyout, and resulting in a much
faster payout by the court system.
6. BLOGS some programs use blogs to facilitate the training process and allow course adherents
to learn from one another. We used to do that, until we realized a large percentage of the blog

universe is more interested in looking good than doing good. In other words, many bloggers will
give advice that is incorrect, just to look like they know what theyre talking about. We use one
on one email support.
7. UPSELLS unfortunately, some programs cant be worked unless you actually pay them more
money often monthly to figure it out. Dont fall into the upsell trap.
8. This business requires time usually a minimum of 2 to 3 months from when you first put a file
together until you get paid. If you are reading somewhere that youre going to get paid in a few
weeks, your bull crap warning system should go off. This is NOT get rich quick!