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RegNo:150497

Date:10Mar2015.

StudentName:KVIJAYKUMAR
StateBankofIndiaProbationaryOfficerModelTest68QuestionPaper

Directions:Readthefollowingpassagecarefullyandanswerthequestionsgivenbelowit.Certain
words/phrases have been printed in bold to help you locate them while answering some of the
questions.
RuralIndiafacesseriousshortagespower,water,healthfacilities,roads,etc.theseareknownand
recognized. However, the role of technology in solving these and other problems is barely
acknowledgedandtheactualavailabilityoftechnologyinruralareasismarginal.Thebackboneof
the rural economy is agriculture, which also provides sustenance to over half the countrys
population.Thegreenrevolutionofthe1970swas,infact,poweredbythescientificworkinvarious
agriculturalresearchinstitutions.Whilesomefaultthegreenrevolutionforexcessiveexploitationof
water and land resources through overuse of fertilizers, it did bring about a wheat surplus and
prosperityincertainpocketsofthecountry.
In rural India today, there is a dire inadequacy of both science (i.e. knowledge) and technology
(whichderivesfromscienceandmanifestsitselfinphysicalform).Thescopetoapplytechnologyto
bothfarmandnonfarmactivitiesinruralareasishuge,asarethepotential benefits. In fact, crop
yields are far lower than what they are in demonstration farms, where science and technology are
more fully applied. Technologies that reduce power consumption of pumps are vital unfortunately,
their use is minimal, since agricultural power is free or largely subsidized. Similarly, there is little
incentive to optimise through technology or otherwise water use, especially in irrigated areas (a
thirdoftotalarableland),giventhewaterrates.Postharvesttechnologiesforprocessingandadding
valuecouldgreatlyenhanceruralemploymentandincomes,butatpresentdeploymentoftechnology
ismarginal.Coldstorageandcoldchainsfortransportationtomarketisofgreatimportanceformany
agricultural products particularly, fruits and vegetables but are nonexistent. These are clearly
technologies with an immediate return on investment, and benefits for all: the farmer, the end
consumer, the technology provider. However, regulatory and structural barriers are holding back
investments.
Powerisakeyrequirementinruralareas,foragriculturalaswellasdomesticuses.Technologycan
providereliablepoweratcomparativelylowcostinadecentralizedmanner.Howeverthisneedsto
beupgradedandscaledinabigway,withemphasisonrenewableandnonpollutingtechnologies.
Reliableandlowcostmeansoftransportinggoodsandpeopleisan*essentialneedforruralareas.
Thebullockcartandthetractortrailerarepresentvehiclesofchoice.Surely,technologycanprovide
a better, cheaper and more efficient solution. Information related to commodity prices, agricultural
practices, weather etc. are crucial for the farmer. Technology can provide these through mobile
phones,whichisaproventechnology,however,thechallengetoensureconnectivityremains.Thus
there is a pressing need for technology as currently economic growth though skewed and
iniquitoushascreatedaneconomicallyattractivemarketinruralIndia.
1.Accordingtotheauthor,whichofthefollowingis/aretheproblemsfacingIndiasruralpopulation?
(i)Unavailabilityofhealthcarefacilities.
(ii)Thetechnologicaladvancementswhichhavebeenborrowedfromabroadhavenotbeensuitably
adaptedtotheIndianscenario.
(iii)Lackofawarenessabouttheimportanceofutilisingtechnologyintheagriculturalsector.

Onlyi

Onlyiii

Bothi&ii

Bothi&iii

None

2.WhichofthefollowingisNOTanimpactofthegreenrevolution?

Overutilizationofwaterresdurces

Applicationofscientificresearchonlyindemonstrationfarms

Wealthcreationrestrictedtocertainareas

Damagecausedtolandbyinordinateuseoffertilizers

Supplyofwheatsurpasseddemand

3.Whyistherenomotivationtoreducepowerconsumption?

Freelyavailablerenewablesourcesofenergy

Government will have to subsidise the cost of technology required to reduce power
consumption.

Powerdistributionhasbeendecentralized.

Thecostofimplementingpowersavingtechnologyisexorbitantforthecustomer.

None

4.Whateffectwilltheimplementationofpostharvesttechnologiessuchascoldstorageshave?

Regulatoryprocedureswillhavetobemorestringent.

Prices of commodities like fruits and vegetables will fall since there is no wastage from
spoilage.

Incomesofruralpopulationwillfall

Pollutionoftheenvironment

None

5.Theauthorsmainobjectiveinwritingthepassageisto

censurescientistsfornotundertakingresearch

criticisefarmersfornotutilisingexperimental,lowcostpostharvestingtechnology

exhortthegovernmenttosubsidisethecostofutilisingtechnology

promoteasecondgreenrevolution

advocatebroadeningthescopeofresearchanduseoftechnologyinagriculture

6.WhichofthefollowingisNOTtrueinthecontextofthepassage?
(1)Inrecenttimesthebenefitsofscienceandtechnologyhavenotbeenfeltinagriculture.
(2)Thecurrentmeansofruraltransportationareideali.e.lowcostandnonpolluting.
(3)Agricultureprovideslivelihoodtoover50percentoftheIndianpopulation.

Bothi&ii

Onlyii

Onlyiii

Bothi&iii

None

7.Whathashamperedinvestmentinpostharvesttechnologies?

Costofimplementingsuchtechnologyishigherthanthereturns

Notangiblebenefitstotechnologysuppliers

Obstaclesfromstatutoryauthorities

Rapid economic growth has drawn investors away from agriculture to more commercially
viablesectors

None

8.Whatistheroleofmobiletechnologyintheruraleconomy?
(i)Itwillnotplayalargerolesincethetechnologyislargelyuntested.
(ii)Itprovidesopportunitiesforfarmerstomanipulatecommodityprices.
(iii)Itwilllargelybebeneficialsincesuchtechnologyischeap.

Bothi&iii

Onlyi

Bothii&iii

Onlyii

None

Directions:Readthefollowingpassagecarefullyandanswerthequestionsgivenbelowit.Certain
words/phrases have been printed in bold to help you locate them while answering some of the
questions.
RuralIndiafacesseriousshortagespower,water,healthfacilities,roads,etc.theseareknownand

recognized. However, the role of technology in solving these and other problems is barely
acknowledgedandtheactualavailabilityoftechnologyinruralareasismarginal.Thebackboneof
the rural economy is agriculture, which also provides sustenance to over half the countrys
population.Thegreenrevolutionofthe1970swas,infact,poweredbythescientificworkinvarious
agriculturalresearchinstitutions.Whilesomefaultthegreenrevolutionforexcessiveexploitationof
water and land resources through overuse of fertilizers, it did bring about a wheat surplus and
prosperityincertainpocketsofthecountry.
In rural India today, there is a dire inadequacy of both science (i.e. knowledge) and technology
(whichderivesfromscienceandmanifestsitselfinphysicalform).Thescopetoapplytechnologyto
bothfarmandnonfarmactivitiesinruralareasishuge,asarethepotential benefits. In fact, crop
yields are far lower than what they are in demonstration farms, where science and technology are
more fully applied. Technologies that reduce power consumption of pumps are vital unfortunately,
their use is minimal, since agricultural power is free or largely subsidized. Similarly, there is little
incentive to optimise through technology or otherwise water use, especially in irrigated areas (a
thirdoftotalarableland),giventhewaterrates.Postharvesttechnologiesforprocessingandadding
valuecouldgreatlyenhanceruralemploymentandincomes,butatpresentdeploymentoftechnology
ismarginal.Coldstorageandcoldchainsfortransportationtomarketisofgreatimportanceformany
agricultural products particularly, fruits and vegetables but are nonexistent. These are clearly
technologies with an immediate return on investment, and benefits for all: the farmer, the end
consumer, the technology provider. However, regulatory and structural barriers are holding back
investments.
Powerisakeyrequirementinruralareas,foragriculturalaswellasdomesticuses.Technologycan
providereliablepoweratcomparativelylowcostinadecentralizedmanner.Howeverthisneedsto
beupgradedandscaledinabigway,withemphasisonrenewableandnonpollutingtechnologies.
Reliableandlowcostmeansoftransportinggoodsandpeopleisan*essentialneedforruralareas.
Thebullockcartandthetractortrailerarepresentvehiclesofchoice.Surely,technologycanprovide
a better, cheaper and more efficient solution. Information related to commodity prices, agricultural
practices, weather etc. are crucial for the farmer. Technology can provide these through mobile
phones,whichisaproventechnology,however,thechallengetoensureconnectivityremains.Thus
there is a pressing need for technology as currently economic growth though skewed and
iniquitoushascreatedaneconomicallyattractivemarketinruralIndia.
9.WhichofthefollowingiscurrentlyNOTathreattotheruraleconomy?
(i)Inadequateruralinfrastructuresuchasroads
(ii)Excessiveutilisationoftechnology
(iii)Fluctuatingpowersupply

Onlyiii

Onlyi

Bothii&iii

Onlyii

None

10.WhichofthefollowingisTRUEinthecontextofthepassage?
(i)About33percentofarablelandinIndiaisirrigated.
(ii)Thereishardlyanymotivationtoutilisetechnologytooptimisewaterusageamongfarmers.
(iii)Climaticinformationcaneasilybemadeavailabletofarmers.

Alli,ii&iii

Bothi&ii

Onlyi

Bothii&iii

None

Directions:Readthefollowingpassagecarefullyandanswerthequestionsgivenbelowit.Certain
words/phrases have been printed in bold to help you locate them while answering some of the
questions.
RuralIndiafacesseriousshortagespower,water,healthfacilities,roads,etc.theseareknownand
recognized. However, the role of technology in solving these and other problems is barely
acknowledgedandtheactualavailabilityoftechnologyinruralareasismarginal.Thebackboneof
the rural economy is agriculture, which also provides sustenance to over half the countrys
population.Thegreenrevolutionofthe1970swas,infact,poweredbythescientificworkinvarious
agriculturalresearchinstitutions.Whilesomefaultthegreenrevolutionforexcessiveexploitationof
water and land resources through overuse of fertilizers, it did bring about a wheat surplus and
prosperityincertainpocketsofthecountry.
In rural India today, there is a dire inadequacy of both science (i.e. knowledge) and technology
(whichderivesfromscienceandmanifestsitselfinphysicalform).Thescopetoapplytechnologyto
bothfarmandnonfarmactivitiesinruralareasishuge,asarethepotential benefits. In fact, crop
yields are far lower than what they are in demonstration farms, where science and technology are
more fully applied. Technologies that reduce power consumption of pumps are vital unfortunately,
their use is minimal, since agricultural power is free or largely subsidized. Similarly, there is little
incentive to optimise through technology or otherwise water use, especially in irrigated areas (a
thirdoftotalarableland),giventhewaterrates.Postharvesttechnologiesforprocessingandadding
valuecouldgreatlyenhanceruralemploymentandincomes,butatpresentdeploymentoftechnology
ismarginal.Coldstorageandcoldchainsfortransportationtomarketisofgreatimportanceformany
agricultural products particularly, fruits and vegetables but are nonexistent. These are clearly
technologies with an immediate return on investment, and benefits for all: the farmer, the end
consumer, the technology provider. However, regulatory and structural barriers are holding back
investments.
Powerisakeyrequirementinruralareas,foragriculturalaswellasdomesticuses.Technologycan
providereliablepoweratcomparativelylowcostinadecentralizedmanner.Howeverthisneedsto
beupgradedandscaledinabigway,withemphasisonrenewableandnonpollutingtechnologies.
Reliableandlowcostmeansoftransportinggoodsandpeopleisan*essentialneedforruralareas.
Thebullockcartandthetractortrailerarepresentvehiclesofchoice.Surely,technologycanprovide
a better, cheaper and more efficient solution. Information related to commodity prices, agricultural
practices, weather etc. are crucial for the farmer. Technology can provide these through mobile
phones,whichisaproventechnology,however,thechallengetoensureconnectivityremains.Thus
there is a pressing need for technology as currently economic growth though skewed and
iniquitoushascreatedaneconomicallyattractivemarketinruralIndia.
ChoosethewordwhichismostnearlytheSAMEinmeaningasthewordprintedinboldasusedin
thepassage.

11.Marginal

austere

severe

detrimental

adverse

insignificant

12.Fault

defect

offend

imperfect

blame

sin

13.Dire

pessimistic

alarming

futile

frightened

fraudulent

Directions:Readthefollowingpassagecarefullyandanswerthequestionsgivenbelowit.Certain
words/phrases have been printed in bold to help you locate them while answering some of the
questions.
RuralIndiafacesseriousshortagespower,water,healthfacilities,roads,etc.theseareknownand
recognized. However, the role of technology in solving these and other problems is barely
acknowledgedandtheactualavailabilityoftechnologyinruralareasismarginal.Thebackboneof
the rural economy is agriculture, which also provides sustenance to over half the countrys
population.Thegreenrevolutionofthe1970swas,infact,poweredbythescientificworkinvarious
agriculturalresearchinstitutions.Whilesomefaultthegreenrevolutionforexcessiveexploitationof
water and land resources through overuse of fertilizers, it did bring about a wheat surplus and
prosperityincertainpocketsofthecountry.
In rural India today, there is a dire inadequacy of both science (i.e. knowledge) and technology
(whichderivesfromscienceandmanifestsitselfinphysicalform).Thescopetoapplytechnologyto
bothfarmandnonfarmactivitiesinruralareasishuge,asarethepotential benefits. In fact, crop
yields are far lower than what they are in demonstration farms, where science and technology are
more fully applied. Technologies that reduce power consumption of pumps are vital unfortunately,
their use is minimal, since agricultural power is free or largely subsidized. Similarly, there is little
incentive to optimise through technology or otherwise water use, especially in irrigated areas (a
thirdoftotalarableland),giventhewaterrates.Postharvesttechnologiesforprocessingandadding
valuecouldgreatlyenhanceruralemploymentandincomes,butatpresentdeploymentoftechnology
ismarginal.Coldstorageandcoldchainsfortransportationtomarketisofgreatimportanceformany
agricultural products particularly, fruits and vegetables but are nonexistent. These are clearly
technologies with an immediate return on investment, and benefits for all: the farmer, the end
consumer, the technology provider. However, regulatory and structural barriers are holding back
investments.
Powerisakeyrequirementinruralareas,foragriculturalaswellasdomesticuses.Technologycan
providereliablepoweratcomparativelylowcostinadecentralizedmanner.Howeverthisneedsto
beupgradedandscaledinabigway,withemphasisonrenewableandnonpollutingtechnologies.
Reliableandlowcostmeansoftransportinggoodsandpeopleisan*essentialneedforruralareas.
Thebullockcartandthetractortrailerarepresentvehiclesofchoice.Surely,technologycanprovide
a better, cheaper and more efficient solution. Information related to commodity prices, agricultural
practices, weather etc. are crucial for the farmer. Technology can provide these through mobile

phones,whichisaproventechnology,however,thechallengetoensureconnectivityremains.Thus
there is a pressing need for technology as currently economic growth though skewed and
iniquitoushascreatedaneconomicallyattractivemarketinruralIndia.
Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the
passage.
14.Potential

unlikely

incapable

unable

ineffective

inherent

15.Iniquitous

immoral

godly

virtuous

right

just

Directions:Whichofthephrases(1),(2),(3),and(4)givenbelowshouldreplacethephrasegiven
in bold in the following sentences to make the sentence grammatically correct? If the sentence is
correctasitisandthereisnocorrectionrequiredmark(5)i.e.Nocorrectionrequiredastheanswer.
16.TheUSeconomyispresentinthefaceoffaseriousrecession.

havingtofaceofatpresent

presentlyfacingupto

presentedonthefaceof

presentlyfacing

Nocorrectionrequired

17. Economists have predicted that the countrys economic growth falls low to eight percent this
year.

fallingaslowas

felltoaslowas

willfalltoaslowas

fallenlowerthan

Nocorrectionrequired

18.Inalllikenessthecompanywillfailtoachieveitsproductiontargetsthisyear.

Witheveryliveliness

Inalllikelihood

Itislikelyfor

Inevery,likeness

Nocorrectionrequired

19.WehavefailedassessmentoftheadvantagesofoutsourcingourIToperations.

inassessment

innotassessingup

toassess

theassessmentof

Nocorrectionrequired

20.Oneofthekeycompetenciesformanagersareethicsandtheabilitytomotivateothers.

Amongthekeycompetencies

Besidethekeycompetency

Includingthekeycompetencies

Withinthekeycompetence

Nocorrectionrequired

21. ................the activities of moneylenders could have an adverse impact on those


who...............accesstobankcredit.

Encouraging,enjoying

Permitting,denied

Confining,entitled

Promoting,benefit

Curbing,lack

22. The Budget announced substantial............of.............to critical sectors like education and
healthcare.

expenditure,capital

sanction,initiative

allotment,security

disbursement,investment

allocation,resources

23.Thegovernmenthasdecidednottomakeany...............changesinthecountrystax...............

sweeping,regime

transparent,hike

drastically,net

constitutional,revenue

existing,structure

24.TheRBIhas..............astatementthattheimplementationofKYCnormsshouldnotleadtothe
denialofbanking................tocustomers.

released,asset

issued,services

drafted,clearing

made,tariff

notified,transaction

25.Thenewscheme..............allpersonswithdisabilitiesdefined...............theDisabilitiesAct.

discriminates,according

recognises,beneath

profits,within

covers,under

promises,by

Directions : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper
sequencetoformameaningfulparagraphthenanswerthequestionsgivenbelowthem.
A.Infacthebelievedthatcustomersaretheorigin,thesourceofthemoneywehave.
B.Thecustomerthushasthepowertofireeverybodyinthecompanyfromthechairmanondown.
C. Management can ensure this doesnt happen by motivating employees to cultivate meaningful
relationshipswithcustomers.
D.SamWaltonbuilthisWalmartbusinessempireknowingtherewasonlyonebossthecustomer.
E.SoItisnotthecompanywhichpaysusbutthecustomer.
F.Hecanachievethisbysimplyspendinghismoneyelsewhere.
26.WhichofthefollowingwillbetheFIRSTsentenceafterrearrangement?

27.WhichofthefollowingwillbetheSECONDsentenceafterrearrangement?

28.WhichofthefollowingwillbetheTHIRDsentenceafterrearrangement?

29.WhichofthefollowingwillbetheFIFTHsentenceafterrearrangement?

30.WhichofthefollowingwillbetheSIXTH(LAST)sentenceafterrearrangement?

Directions:Readeachsentencetofindoutwhetherthereisanygrammaticalerrororidiomaticerror
init.Theerror,ifany,willbeinonepartofthesentence.Thenumberofthatpartistheanswer.If
thereisnoerror,theansweris(5).(Ignoreerrorsofpunctuation,ifany.)
31.Indiastravelandtourism(1)/industryispoised(2)/ongrowthatseven(3)/percentthisyear
alone,(4)/Noerror(5)

Indiastravelandtourism

industryispoised

ongrowthatseven

percentthisyearalone

Noerror

32. The Ministry was considered (1) / several proposals for the (2) / development of small and
medium(3)/enterprisesduringBudgetdiscussions,(4)/Noerror(5)

TheMinistrywasconsidered

severalproposalsforthe

developmentofsmallandmedium

enterprisesduringBudgetdiscussions

Noerror

33. The amount of foreign (1) / direct investment in (2) / the country in 2008 is (3) / doubled that
receivedin1997.(4)/Noerror(5)

Theamountofforeign

directinvestmentin

thecountryin2008is

doubledthatreceivedin1997.

Noerror

34. The details of the scheme (1) / will be made clearly (2) / to the public by (3) / the end of the
financialyear,(4)/Noerror(5)

Thedetailsofthescheme

willbemadeclearly

tothepublicby

theendofthefinancialyear

Noerror

35.Governmentofficialshavebeenworking(1)/overtimetoanswerqueriesraised(2)/bybankson
numerousof(3)/issuespertainingtotheloanwaiver,(4)/Noerror(5)

Governmentofficialshavebeenworking

Govertimetoanswerqueriesraised

bybanksonnumerousof

issuespertainingtotheloanwaiver

Noerror

36.Wehavesought(1)/clearancein(2)/additionalexpenditureincurred(3)/duringtheproject,(4)/
Noerror(5)

Wehavesought

clearancein

additionalexpenditureincurred

duringtheproject

Noerror

37.TheReserveBankofIndiasdecision(1)/towaiveATMcharges(2)/haveputbanks(3)/ina
difficultposition,(4)/Noerror(5)

TheReserveBankofIndiasdecision

towaiveATMcharges

haveputbanks

inadifficultposition

Noerror

38. The government is planning to (1) / sanction grants to pharmaceutical companies (2) / for
inventingnewtreatmentsfor(3)/diseasesofmalariaandtuberculosis,(4)/Noerror(5)

Thegovernmentisplanningto

sanctiongrantstopharmaceuticalcompanies

forinventingnewtreatmentsfor

diseasesofmalariaandtuberculosis

Noerror

39.TheFinanceMinisterview(1)/isthattheschemewillensure(2)/thatmillionsoffarmerswillbe
(3)/liftedoutofpoverty,(4)/Noerror(5)

TheFinanceMinisterview

isthattheschemewillensure

thatmillionsoffarmerswillbe

liftedoutofpoverty

Noerror

40.Thesurveyconductedreveals(1)/thatthereisalack(2)/ofadequatehealthcarefacuities(3)/
eveninurbanareas,(4)/Noerror(5)

Thesurveyconductedreveals

thatthereisalack

ofadequatehealthcarefacuities

eveninurbanareas

Noerror

Directions: In the following passage there are blanks, each of which has been numbered. These
numbersareprintedbelowthepassageandagainsteach, fivewordsaresuggested,oneofwhich
fitstheblankappropriately.Findouttheappropriatewordineachcase.Inthe41ofIndiaseconomic
boom, Indian Professional Service Firms (PSFs) from management consultancies and investment
bankstoadvertisingagenciesandlawfirmsare42.toattractthebestandthebrightesttalent.Butto
betrulysuccessfultheyhavetodomorethanthat.LikePSFsaroundtheworldtheyneedto43their

professionals rather than see them walk out of the door in 44 of opportunities. To achieve that,
companiesoftenrelyonthe45ofsprawlingcampusesandluxuriousfacilities.Butnoneofthisgets
tothe46oftheproblem,whichiswhenyoungprofessionalsjoinPSFstheyhaveexpectationswhich
go far 47 the nature of facilities. 48 on to do creative, thought provoking work, they often find
themselvesengagedindoing49activities.Theyfeelunderutilised,whichisaformulafor50 in the
longterm.
41.41

depth

stage

midst

present

knowledge

42.42

opposing

rivalling

partial

competing

obsessed

43.43

transition

retain

advance

substitute

restrain

44.44

obtaining

pursuing

demand

direction

search

45.45

allure

control

reward

perk

allusion

46.46

solution

key

heart

precedence

occurrence

47.47

ahead

beyond

away

to

sighted

48.48

Deciding

Catching

Keen

Focusing

Signing

49.49

pivotal

productive

optional

mundane

allied

50.50

failure

motivation

success

innovation

potential

51.Arecentnewsinabusinessnewspapersread:Indirecttaxcollectionsgrewby6.2%intheApril
Decemberperiodofthisfiscal.Whichamongthefollowingis/areindirecttaxes?
1.Excise
2.Custom
3.ServiceTax
4.PropertyTax
Choosethecorrectoptionfromthecodesgivenbelow:

Only1&2

Only1,2&3

Only3&4

1,2,3&4

None

52.Asof2014,thenumberofpublicsectorbanksinIndiais__?

25

27

29

22

None

53.ANonPerformingAssetofanonagriculturalloanbookshallbealoanoradvancewhere___:

Interestand/orinstalmentofprincipalremainoverduefor90daysinrespectoftermloan

Thedebtorisdeclaredinsolvent

Paymentofinterest/instalmentofprincipalhasbeenirregular

Alloftheabove

None

54.Whichoneofthefollowingisthenewsubcategoryofthecommercialrealestatesector(CRE)as
perthelatestRBIdirective?

Residentialprojects

Commercialprojects

Industrialprojects

SEZprojects

None

55.ThoughULIPs (UnitLinkedInsurancePlan)areconsideredtobeabetterinvestmentvehicleit
hasfailedtocapturetheimaginationoftheretailinvestorsinIndiabecauseofwhichofthefollowing
reasons?

RegulatoryjurisdictionalfightbetweenSEBIandIRDA

Theydontofferbettertaxbenefits

Theyofferlesserreturnscomparedtotraditionalinsurancepolicies

Alloftheabove

None

56.TheShomecommitteewhichwasappointedtolookintotheguidelinesofGeneralAntiAvoidance
Rules (GAAR) has recommended retrospective application of tax law only in rarest of rare cases.
Whichofthefollowingrecommendationis/aremadebythispanel?
1.TocorrectanomaliesinthestatuesofTaxlaws,
2.Toprotectthetaxbasefromabusivetaxplanningschemeswithapurposetoavoidtax
3.Tocorrecttechnical/proceduraldefectsthatimpairsasubstantivelaw
Choosethecorrectoptionfromthecodesgivenbelow:

1only

2only

3only

1,2and3

None

57. Recently the Cabinet Committee on Economic Affairs (CCEA) has deferred its decision on
AcceleratedIrrigationBenefitProgramme(AIBP)forthe12thfiveyearplan(FYP),becauseofwhich
ofthefollowingreasons?

FYP

BecauseofnonapprovalbyPlanningcommission
Reports suggesting underutilisation of full potential of irrigation projects created under 10th

Toreaddresschangingnatureofirrigationrequirements

Alloftheabove

None

58.WhatisthecurrentshareofmanufacturingsectorinGDP?

14.5%

16%

18%

21%

None

59.WhichoneofthefollowingwasthepurposeofappointmentofRangacharycommittee?

TaxationofsoftwareDevelopmentCentres&ITSector

TaxationofBiotechnologyandPharmacysectorq

TaxationofMSMEsector

Alloftheabove

None

60.Whichofthefollowingbestdefinesafloatingratebond?

Abondwithafixedinterestrateandhasbetteryieldthanvaryinginterestratebond

Abondwithafixedinterestrateandhasloweryieldthanvaryinginterestratebond

Abondwithavaryinginterestrateandhasbetteryieldthanfixedinterestratebond

Abondwithavaryinginterestrateandhasloweryieldthanfixedinterestratebond

None

61.CoreyAndersonwhohashitthefastestODIcenturyin36ballsisfrom

England

Australia

WestIndies

NewZealand

None

62.WhohasbeenawardedwithFrance'shighesthonor,theLegiond'honneurin2014

DanielleSteel

SidneySheldon

NoraRoberts

JamesPatterson

None

63.WhohasbeenchosenforSahityaAkademiaward,2013

HirenBhattacharya

VattacharjaChandan

ChinuModi

PrasoonJoshi

None

64.WhichfootballplayerwinsFIFABallondOraward2013

FranckRibery

LionelMessi

ZlatanIbrahimovic

CristianoRanaldo

None

65.WhichcountryhasrecentlyjoinedEuroZoneasthe18thmember

Latvia

Lithuania

Estonia

Alloftheabove

None

66.WhichPrimeMinisterattendastheChiefGuestof2014IndianRepublicDay

England

Italy

Japan

Malaysia

None

67.WhoisappointedasPresidentofNASSCOMinJanuary,2014

ArunSeth

AvinashVashistha

RChandrashekhar

KrishnakumarNatarajan

None

68.WhichplayerwinstheMen'ssingleAutralianOpenTournament,2014

DavidFerrer

RafaelNadal

RobertLindstedt

StanislasWawrinka

None

69.WhichwomanplayerwinstheWomen'ssingleAutralianOpenTournament,2014

DominikaCibulkov

VictoriaAzarenka

AgnieszkaRadwanska

LiNa

None

70.AdityaJoshibecomestheworldnumber1juniorplayerinwhichgame

TableTennis

Badminton

Squash

Chess

None

71.WhichofthefollowingcompaniesdevelopedMSOffice2000?

Microsoft

Novell

Corel

Lotus

None

72.Whoamongstthefollowingiscalledthefatherofmoderncomputing?

CharlesBabbage

Hollerith

GottfriedVonLeibnitz

Joesph,M.Jacquard

None

73.WhichofthefollowinglayersofOSIreferencemodelprovidestheserviceoferrordetectionand
controltothehighestlayer?

DataLink

Application

Presentation

Session

None

74.Whichofthefollowingisnotanetwork?

Localareanetwork

Wideareanetwork

Opticalfibre

Allarenetworks

None

75.__isusedtoreadchoicefilledupbythestudentincommonentrancetest.

Handheldscanner

Papers

DMR

OMR

None

76.Anetworkthatspreadsovercitiesis

WAN

MAN

LAN

WEB

None

77.Whichofthefollowingisnotapartofastandardofficesuite?

WordProcessor

Database

ImageEditor

FileManager

None

78.Atopologyofcomputernetworkmeans:

ArrangementofPCsiscertainpattern

CablingbetweenPCs

WaytheserverconnectstoPCs

All

None

79.InUNIX,commandCtrl+Zisusedto

generateendoffilecharacter

stopflowofoutputtoscreen

suspendcurrentprocessorcommand

Alloftheabove

None

80.WhichofthefollowingistheWordProcessorinMSOffice?

WordStar

WordPad

Word

WordPerfect

None

81.WhichofthefollowinglayersofanISOOSIreferencemodelisfornetworkingsupport?

Networklayer

Applicationlayer

Sessionlayer

Physciallayer

None

82.Telnethelpsin

Remotelogin

Connectingtotelevision

Transferringfilesacrossnet

Allofthese

None

83.MSWordallowscreationof_typeofdocumentsbydefault?

DOC

WPF

TXT

DOT

None

84.IncaseofMSaccess,therowsofatablecorrespondsto

Field

Records

Reports

Files

None

85.WhichofthefollowingisNOTacharacteristicofEmail?

Lowcost

Recordmaintenanceindatabase

Highspeed

WasteReduction(writingpaper)

None

86.Marketingisbestdefinedas:

matchingaproductwithitsmarket.

promotingandsellingproducts.

facilitatingsatisfyingexchangerelationships.

distributingproductsattherightpricetostores

Noneofthese

87.Theexpansionofthedefinitionofmarketingtoincludenonbusinessactivitiesaddswhichoneof
theseexamplestothefieldofmarketing?

ProctorandGamblesellingtoothpaste.

St.PaulsChurchattractingnewmembers.

PepsiCosellingsoftdrinks.

LiversdonatingRs.5toacharitywitheverypackpurchased

Noneofthese

88. Tom goes to a vending machine, deposits Rs. 20, and receives a Cola. Which one of the
followingaspectsofthedefinitionofmarketingisfocusedonhere?

Productionconcept.

Satisfactionoforganisationalgoals.

Productpricinganddistribution.

Exchange

Noneofthese

89.ThemarketingenvironmentisBestdescribedasbeing:

composedofcontrollablevariables.

composedofvariablesindependentofoneanother.

anindirectinfluenceonmarketingactivity.

dynamicandchanging.

Noneofthese

90.Aphysical,concreteproductyoucantouchis:

aseWice

agoods

anidea

aconcept

aphilosophy

91. Chimney Sweeps employs people to clean fireplaces and chimneys in homes and apartments.
Thefirmisprimarilythemarketerof:

aservice

agoods

anidea

animage

Noneofthese

92. Which one of the following statements by a company chairman best reflects the marketing
concept?

Wehaveorganisedourbusinesstomakecertainthatwesatisfycustomersneeds.Q

Webelievethatthemarketingdepartmentmustorganisetosellwhatweproduce

Wetrytoproduceonlyhighquality,technicallyefficientproducts.

Wetrytoencouragecompanygrowth.

Noneofthese

93.Themarketingconceptisawayofthinkingoramanagementphilosophythataffects

onlymarketingactivities

mosteffortsoftheorganisation

mainlytheeffortsofsalespersonnel

mainlycustomerrelations

Noneofthese

94. If VonAir, a hairdryer manufacturer, is focusing on customer satisfaction, it will find that what
consumersreallywantis:

Morewatts

Morespeed

Higherheatsettings

Attractivehair

Noneofthese

95. The XKL company wants to adopt the marketing concept. To be consistent with this move, it
shouldadoptwhichofthefollowingphilosophies?

Thecustomerisalwaysright

Makingmoneyisourbusiness

Sell,sell,sell

Keeppriceslow

Noneofthese

96. Boldnew, the maker of a highly innovative light bulb, finds that it has excess stocks. The firm
increasesitsadvertisingbudgetby50percentanddoublesitssalesstaff.Thiscompanyisoperating
asifitwereoperating

production

sales

marketing

social

None

97.ChryslersChiefExecutiveOfficeristhecompanysspokesperson.Hismessagehasfocusedon
concern for customers and product quality. Which aspect of implementing the marketing concept
doesthisrepresent?

Focusingongeneralconditions

Stressingtheshortrun

Endorsementofthemarketingconceptbytopmanagement

Developmentofaninformationsystem

None

98. Which of the following is an example of a problem that may arise in the implementation of the
marketingconcept?

By satisfying one segment in society, a firm contributes to the dissatisfaction of other


segments.

Consumersdonotunderstandwhatthemarketingconceptis.

Dealersdonotsupportthemarketingconcept.

Aproductmayfittheneedsoftoomanysegments.

None

99.Mostspecifically,marketingstrategy

isconcernedwithkeydecisionsrequiredtoreachanobjective

encompasses selecting and analysing a target market and creating and maintaining an
appropriatemarketingmix

expandsgeographicboundariesofmarketstoservelargergeographicareas

involvesdeterminingthedirectionandobjectivesofmarketingmanagement

None

100.AllofthefollowingaremarketingmanagementtasksEXCEPT:

marketingplanning.

organisingmarketingactivities.

coordinatingmarketingactivities.

projectdevelopmentandanalysis.

None

Directions : In the following, questions two equatidns numbered I and II are given, you have to a
solveboththeequationsand:
Giveanswerif

101.

x>y

x<y

x=yortherelationshipcannotbeestablished

102.

x>y

x<y

x=yortherelationshipcannotbeestablished

103.

x>y

x<y

x=yortherelationshipcannotbeestablished

104.

x>y

x<y

x=yortherelationshipcannotbeestablished

105.I.3x+5y=28
II.8x+3y=42

x>y

x<y

x=yortherelationshipcannotbeestablished

Directions:EachofthequestionsbelowconsistsofaquestionandtwostatementsnumberedIand
II given below it. You have to decide whether the data provided in the statements are sufficient to
answerthequestion.Readboththestatements
106.Whatistheareaofthecircle?
I.Thebreadthofarectangleisthreefourththeradiusofthecircle.
II.theradiusofthecircleisequaltothesideofasquareofarea144sq.cm.

If the data in Statement I alone are sufficient to answer the question, while the data in
StatementIIalonearenotsufficienttoanswerthequestion.

If the data in Statement IIalone are sufficient to answer the question, while thedatain
StatementIalonearenotsufficienttoanswerthequestion.

IfthedatainStatementIaloneorinStatementIIalonearesufficienttoanswerthequestion.

IfthedatainboththeStatementIandIIarenotsufficienttoanswerthequestion.

IfthedatainboththeStatementIandIItogetherarenecessarytoanswertnequestion.

107.Whatisthecostofthreetablesandtwochairs?
I.Costoffourchairsistwicecostofthreetables.
II.Costoftwotablesisequaltocostofonecot,i.e.,Rs.500?

If the data in Statement I alone are sufficient to answer the question, while the data in
StatementIIalonearenotsufficienttoanswerthequestion.

If the data in Statement IIalone are sufficient to answer the question, while thedatain
StatementIalonearenotsufficienttoanswerthequestion.

IfthedatainStatementIaloneorinStatementIIalonearesufficienttoanswerthequestion.

IfthedatainboththeStatementIandIIarenotsufficienttoanswerthequestion.

IfthedatainboththeStatementIandIItogetherarenecessarytoanswertnequestion.

Directions:EachofthequestionsbelowconsistsofaquestionandtwostatementsnumberedIand
II given below it. You have to decide whether the data provided in the statements are sufficient to
answerthequestion.Readboththestatements.
108.WhatisJyotisannualincome?

I.JyotismonthlyincomeisRs:8,500morethanAmitsmonthlyincome.
II.RohitsincomeisRs.3.5thousandswhichishalfAmitsmonthlyincome.

If the data in Statement I alone are sufficient to answer the question, while the data in
StatementIIalonearenotsufficienttoanswerthequestion.

If the data in Statement IIalone are sufficient to answer the question, while thedatain
StatementIalonearenotsufficienttoanswerthequestion.

IfthedatainStatementIaloneorinStatementIIalonearesufficienttoanswerthequestion.

IfthedatainboththeStatementIandIIarenotsufficienttoanswerthequestion.

IfthedatainboththeStatementIandIItogetherarenecessarytoanswertnequestion.

109.WhatwillbeSurajsageaftereightyears?.
I.TheratiobetweenKamyasandSurajspresentageis4:7respectively.
II.Kamyais15yearsyoungerthanSuraj.

If the data in Statement I alone are sufficient to answer the question, while the data in
StatementIIalonearenotsufficienttoanswerthequestion.

If the data in Statement IIalone are sufficient to answer the question, while thedatain
StatementIalonearenotsufficienttoanswerthequestion.

IfthedatainStatementIaloneorinStatementIIalonearesufficienttoanswerthequestion.

IfthedatainboththeStatementIandIIarenotsufficienttoanswerthequestion.

IfthedatainboththeStatementIandIItogetherarenecessarytoanswertnequestion.

110.Whatistheminimumpassingpercentageinatest?
I.Rajuscored,162marksinatestandfailedby104marks.
II.Themaximummarksofthetextare538moremarksobtainedbyRaju.

If the data in Statement I alone are sufficient to answer the question, while the data in
StatementIIalonearenotsufficienttoanswerthequestion.

If the data in Statement IIalone are sufficient to answer the question, while thedatain
StatementIalonearenotsufficienttoanswerthequestion.

IfthedatainStatementIaloneorinStatementIIalonearesufficienttoanswerthequestion.

IfthedatainboththeStatementIandIIarenotsufficienttoanswerthequestion.

IfthedatainboththeStatementIandIItogetherarenecessarytoanswertnequestion.

Directions:Studythefollowinginformationcarefullyandanswerthequestionsthatfollow:
A company produces four different products, viz., Mobile phones, Televisions, Refrigerators and
Computers. Each of the products has two categories, viz., CategoryA and CategoryB. The total
numberofalltheproductsis900.25percentofthetotalnumberofproductsisComputersandone
thirdofthetotalnumberofproductsisTelevisions.32percentofthetotalproductsare.Refrigerators
50 per cent each of the total number of Television as well as the total number of refrigerators is a
categoryA 40 per cent of the total number of Computers if of eategoryB. One third of the total
numberofmobilephonesisofcategoryB.

111.WhatisthetotalnumberofTelevisionsofCategoryA,RefrigeratorsofCategoryB.andMobile
phonesofCategoryBtogether?

225

323

325

223

None

112. Number of Computers of CategoryB is approximately what percent of the total number of
refrigerators?

29

31

37

43

47

113.WhatistheaveragenumberofproductsofCategoryAtogether?

110.25

115.5

121.75

102

106

114.WhatistherespectiveratiobetweenthenumberoftelevisionofCategoryBandthenumberof
computersofCategoryA?

3:5

5:3

10:9

5:6

None

115. What is the difference between the number of mobile phones, of CategoryB and the total
numberofComputers?

146

176

167

156

None

116.Whatistheaveragenumberofworkingdaysofthevariousgivencompaniesintheyear2001?

312

None

117.Whichcompanyhasthemaximumnumberofworkingdaysovertheyears?

118.Whichofthefollowingstatementsistrue?
CompanyEhasthemaximumnumberofworkingdaysintheyear2004ascomparedtothe
othercompanies.

TheaveragenumberofworkingdaysofCompanyBoverthegivenyearsis306.

TheratioofthenonworkingdaysofCompanyAtothenonworkingdaysofCompanyEinthe
year2002is55:58.
ThedifferencebetweenthenumberofworkingdaysofCompanyBandthatofCompanyDin
theyear2004is18.
The ratio of the number of working days of Company A to the number of working days of
CompanyCintheyear2002is.77:78.

119.WhatistheapproximatedifferencebetweentheaveragenumberofworkingdaysofCompanyC
andtheaveragenumberofworkingdaysofCompanyE?

10

12

120.WhatistheratioofthenonworkingdaysofCompanyBtothatofCompanyEintheyear2005?

4:5

5:7

7:5

55:57

None

121.Totalnumberoflecturers(bothmaleandfemale)inHindiisapproximatelywhatpercentofthe
totalnumberoffemalelecturersinMathematicsandChemistrytogether?

58

43

47

51

40

122.Whatisthedifferencebetweenthetotalnumberoflecturers(bothmaleandfemale).inZoology
andthetotalnumberofmalelecturersinChemistryandEducationtogether?

192

182

146

136

None

123. What is the difference between the number of female lecturers in Zoology and the number of
malelecturersinHindi?

156

160

150

153

None

124.Whatisthe,totalnumberofmalelecturersintheuniversity?

696

702

712

668

None

125.WhatistherespectiveratiobetweenthenumberoffemalefeaturesinPhysicsandthenumber
ofmalelecturersinMathematics?

5:9

2:9

3:7

5:3

None

126.Whatistheapproximateaveragenumberofnational,flightscancelledoyeralltheyears?

780

867

898

824

765

127. Total number of international flights cancelled in the years 2000 and 2007 together is
approximately. What percentage of international flights cancelled in the years 2003,2004 and 2008
together?

81

85

96

91

99

128. What is difference between that total number of national flights and the total number of
internationalflightscancelledoveralltheyears?

500

250

700

450

None

129. In which year is the total number of flights (both National and International) cancelled of the
second.

2003

2004

2006

2007

None

130. What is the respective ratio between the number of international flights cancelled in the year
2007andthetotalnumberofnationalflightscancelledintheyear2004and2005together?

9:17

9:8

16:9

3:1

None

131.IftheexpendituresofCompaniesAandBin2007were,equalandthetotalincomeofthetwo
companieswasRs48.8lakhs,whatwasthetotalexpenditureofthetwocompaniesin2007?

Rs32lakhs

Rs26lakhs

Rs18.2lakhs

Cannotbedetermined

None

132.IftheincomesofCompanyBin2004and2005wereintheratio3:5respectively,whatwasthe
ratiooftheexpendituresofthatcompanyinthesetwoyears?

4:15

7:12

9:16

Cannotbedetermined

None

133.ExpendituresofCompanyBin2003and2004areRs25lakhsandRs30lakhsrespectively.
WhatwasthetotalincomeofCompanyBin2003and2004together?

Rs74.81akhs

Rs85.5lakhs

Rs68.4lakhs

Rs78.5lakhs

None

134.TotalexpenditureofCompanyAinalltheyearstogetherwasRs76.5lakhs.Whatwasthetotal
incomeoftheCompanyinalltheyearstogether?

Rs98.5lakhs

Rs89.3lakhs

Rs92.6lakhs

Cannotbedetermined

None

135.RatioofexpendituresofcompaniesAandBin2006was7:8respectively.Whatwastheratio
oftheirincomesin2006?

118:163

128:119

121:147

163:118

None

136.Howmanyarticlesweresoldbybothcompaniestogetherin2005?

14,62,000

42,18,000

31,25,000

29,60,000

None

137. What is the approximate average number of articles manufactured by Company P over the
years?

29

38,14,886

38

29,16,667

20,12,650

138.WhatisthepercentincreaseinthenumberofarticlessoldbyCompanyQin2004fromtheyear
2002?(roundedofftotwodigitsafterdecimal)

136.85

152.78

35

40

None

139.WhatistheratioofnumberofthearticlesnotsoldbyCompanyPtothatofthosebyCompany
Qintheyear2002?

5:7

9:13

7:5

13:8

None

140. In which year was the maximum number of articles manufactured from both Companies
together?

2004&2006

2005

2005&2006

2007

None

141.WhatistheaveragenumberofemployeespromotedbyBank0overalltheyearstogether?

44

39.5

35

42.5

46

142.Whatisthetotalnumberofemployeeswhogotpromotedinallthebankstogetherintheyear
2008?

234

243

266

282

None

143.WhatisthepercentincreaseinthenumberofemployeespromotedbyBankQin.2006fromthe
previousyear?.(roundedofftotwodigitsafterdecimal).

16.23

15.84

17.95

18.68

None

144.NumberofemployeespromotedbyBankPintheyear2009formsapproximatelywhatpercent
ofthetotalnumberofemployeespromotedbyallthebankstogetherinthatyear?

30

14

19

25

145.Whatistherespective:ratiooftotalnumberof,employeespromotedbyBankMintheyears
2006and2010togethertothetotalnumberofemployeespromotedbyBankLfromthesameyears
?

41:63

43:51

47:53

45:61

None

146.WhatisthetotalnumberofgirlsparticipatingintherallyfromSchoolsAandCtogether?

825

875

950

975

None

147.ThenumberofboysparticipatingintherallyfromSchoolBiswhatpercentofthetotalnumber
ofchildrenparticipatingintherallyfromthatSchool?(Roundqdofftotwodigitsafterdecimal.)

48.84

47.37

49.28

46:46

None

148.Thenumberofgirlsparticipatingintherally,fromSchoolEisapproximatelywhatpercentofthe
numberofboysparticipatingintherallyfromthesameschool?

81

106

122

98

114

149.Whatistherespectiveratiooftotalnumberofgirlsparticipatingintherally,fromSchoolsDand
Etogethertothetotalnumber,ofboysparticipatingintherallyfromSchoolAandBtogether?

23:18

43:35

41:38

21:20

None

150.Whatistheaveragenumberofgirlsparticipatingintherallyfrom,alltheschoolstogether?

500

480

525

495

None

151.

22

168

22

28

None

152.Mohanwalked30metrestowardsSouth,tookaleftturnandwalked15metres.Hethentooka
rightturnandwalked20metres.Heagaintookarightturnandwalked15metres.Howfarishefrom
thestartingpoint?

95metres

50metres

70metres

Cannotbedetermined

None

153.WhatshouldcomenextinthefollowingletterseriesbasedonEnglishalphabet?
CEAIKGOQM?

STW

WUS

SWU

UWS

None

154.Thepositionsofhowmanydigitsinthenumber59164823willremainunchangedafterthedigits
arerearrangedindescendingorderwithinthenumber?

None

One

Two

Three

Morethanthree

155.Whatshouldcomenextinthefollowingletterseries?
PQRSTABCDEPQRSABCDEPQRSABCDPQ

None

156.Inacertaincodelanguage,howcanyougoisWrittenasjadakapa,canyoucomehereis
writtenasnakasajaandcomeandgois.writtenasrapasa.Howishere1writteninthatcode
language?

ja

na

pa

Datainadequate

None

157. How many such pairs of letters are there in the word TRIBUNAL each of which has as many
lettersbetweentheminthewordasintheEnglishalphabet?

None

One

Two

Three

Morethanthree

158. In a certain code DOWN is written as 5@9# and NAME is written as #6%3. How is MODE
writteninthatcods?

%653

%@63

%5@3

%@53

None

159.HowmanymeaningfulEnglishwordscanbeformedwiththelettersLGEUusingeachletteronly
onceineachword?

None

One

Two

Three

Morethanthree

160.InacertaincodeTHRIVESiswrittenasSIUHRDU.HowisSOULFULwritteninthatcode?

VPTKKTE

VPTKETK

TPVKKTE

TNRKMVG

None

Directions:Ineachofthequestionsbelowaregivenfourstatementsfollowedbyfourconclusions
numberedI,II,III&IV.Youhavetotakethegivenstatementstobetrueeveniftheyseemtobeat
variancewithcommonlyknownfacts.Readall the conclusionsandthendecidewhichofthegiven
conclusionslogicallyfollowsfromthegivenstatementsdisregardingcommonlyknownfacts.
161.Statements:
Sometrainsarecars.
Allcarsarebranches.
Allbranchesarenets.
Somenetsaredresses.
Conclusions:
I.Somedressesarecars.
II.Somenetsaretrains.
III.Somebranchesaretrains.
IV.Somedressesaretrains.

OnlyIandIIIfollow

OnlyIIandIIIfollow

OnlyIandIVfollow

OnlyII,IIIandIVfollow

None

162.Statements:
Somepencilsarekites.
Somekitesaredesks.
Alldesksarejungles.
Alljunglesaremountains.
Conclusions:
I.Somemountainsarepencils.
II.Somejunglesarepencils.
III.Somemountainsaredesks.
IV.Somejunglesarekites.

OnlyIandIIIfollow

OnlyI,IIandIIIfollow

OnlyIIIandIVfollow

OnlyII,IIIandIVfollow

None

163.Statements:
Allpapersareclips.
Someclipsareboards.
Someboardsarelanes.
Alllanesareroads.
Conclusions:
I.Someroadsareboards.
II.Somelanesareclips.
III.Someboardsarepapers.
IVSomeroadsareclips.

OnlyIandIIfollow

OnlyIandIIIfollow

OnlyI,IIandIIIfollow

OnlyII,mandIVfollow

None

164.Statements:
Allpensareclocks.
Someclocksaretyres.
Sometyresarewheels.
Somewheelsarebuses.

Conclusions:
I.Somebusesaretyres.
II.Somewheelsareclocks.
III.Somewheelsarepens.
IV.Somebusesareclocks.

Nonefollows

OnlyIfollows

OnlyIIfollows

OnlyIIIfollows

OnlyIVfollows

165.Statements:
Allstonesarehammers.
Nohammerisaring.
Someringsaredoors.
Alldoorsarewindows.
Conclusions:
I.Somewindowsarestones.
II.Somewindowsarerings.
III.Nowindowisastone.
IV.Someringsarestones.

OnlyIfollows

OnlyIIfollows

OnlyIIIfollows

OnlyeitherIorIIIfollows

OnlyeitherIorinandIIfollow

Directions:Studythefollowinginformationcarefullyandanswerthequestionsgivenbelow:
A,B,C,D,E,F,G,HandKaresittingaroundacirclefeeingthecentre.FisfourthtotherightofA,
whoisthirdtotherightofB.KisfourthtotheleftofBandthirdtotherightofD.Cisthirdtotheright
ofH.EissecondtotheleftofG
166.WhoisfourthtotheleftofG?

Datainadequate

167.WhatisEspositionwithrespecttoB?

Secondtotheleft

Thudtotheright

Fourthtotheright

Thirdtotheleft

Fifthtotheright

168.WhoisthirdtotherightofK?

Datainadequate

None

169.WhoisontheimmediaterightofF?

Datainadequate

None

170. In which of the following combinations is the third person sitting between the first and the
secondperson?

GFB

BGH

ADC

KEC

EGF

Directions :In the following questions, the symbols , @, , % and * are used with the following
meaningaillustratedbelow:
PQmeansPisnotsmallerthanQ
P%QmeansPisneithersmallerthannorequaltoQ.
P*Qmeans,PisneithergreaterthannorequaltoQ
PQmeansPisnotgreaterthanQ

P@QmeansPisneithergreaterthannbrsmallerthanQ
Nowineachofthefollowingquestions,assumingthegivenstatementstobetrue,findwhichofthe
three conclusions I, II, III and IV given below them is/are definitely true and give your answer
accordingly.

171.Statements:RHK,K%D,D@V,VdM
Conclusions:I.R*DII.V*RIII.D@MIV.M%D

Noneistrue

OnlyIIIistrue

OnlyIVistrue

OnlyeitherIIIorIVistrue

OnlyeitherIIIorIVandIIaretrue

172.Statements:F%N,NW,WdY,YHT.
Conclusions:I.F%WII.T%NIII.N%YIV.T%W

OnlyIandIIIaretrue

OnlyIandIVaretrue

OnlyIIandIIIaretrue

OnlyI,IIandIVaretrue

None

173.Statements:BT,THR,R%F,F@K
Conclusions:I.B%RII.FHTIII.R%KIV.KHT

Noneistrue

OnlyIistrue

OnlyIIistrue

OnlyIIIistrue

OnlyIVistrue

174.Statements:J@F,FdN,N%H,HG
Conclusions:I.GHNII.NJIII.FHJIV.JdG

OnlyIandIIaretrue

OnlyI,IIandIIIaretrue

OnlyII,IIIandIVaretrue

AllI,II,IIIandIVaretrue

None

175.Statements:DdT,T@R,RM,M%K
Conclusions:I.R@DII.R%DIII.KHTIV.MdT

OnlyeitherIorIIistrue

OnIyIIIandIVaretrue

OnlyeitherIorIIandIIIaretrue

OnlyeitherIorIIandIVaretrue

OnlyeitherIorIIandIIIandIVaretrue

Directions:Inmakingdecisionsaboutimportantquestions,itisdesirabletobeabletodistinguish
between strongargumcntsand weak arguments. Strong arguments are those which are both
important and directly related to the question Weak arguments are those which are of minor
importanceandalsomaynotbedirectlyrelatedtothequestionormayberelatedtoatrivialaspectof
thequestion.
Eachquestionbelowisfollowedbythreeargumentsnumbered(A),(B)and(C).Youhavetodecide
whichoftheargumentsisastrong*argumentandwhichisaweakargument.
176.Statement:ShouldtherebeacapondrawinggroundwaterforirrigationpurposesinIndia?
Arguments:
(A) No, irrigation is of prime importance for food production in India and it is heavily dependent on
groundwaterinmanypartsofthecountry.
(B)Yes,watertableshavegonedowntoalarminglylowlevelsinsomepartsoftheIcountrywhere
irrigation is primarily dependent on groundwater, which may lead to serious environmental
consequences.
(C)Yes,Indiajustcannotaffordtodrawgroundwateranyfurtherastheinternationalagencieshave
cautionedIndiaagainstit.

Only(A)and(B)arestrong

Only(B)and(C)arestrong

Only(A)and(C)arestrong

All(A),(B)and(C)arestrong

None

177.Statement:ShouldtherebeacompletebanonsettingupthermalpowerplantsinIndia?
Arguments:
(A)Yes,thisistheonlywaytoarrestfurtheradditiontoenvironmental,pollution.
(B)No,thereisahugeshortageofelectricityinmostpartsofthecountryandhencegenerationof
electricityneedstobeaugmented.
(C)No,manydevelopedcountriescontinuetosetupthermalpowerplantsintheircountries.

Noneisstrong

Only(A)isstrong

Only(B)isstrong

Only(C),isstrong

Onlyeither(A)or(B)isstrong

178.Statement:Shouldtherebearestrictionontheconstructionofhighrisebuildingsinbigcitiesin
India?
Arguments:
(A) No, big cities in India do not have adequate open land plots to accommodate the growing
population.
(B)Yes,onlythebuildersanddevelopersbenefitfromtheconstructionofhighrisebuildings.
(C)Yes,theGovtshouldfirstprovideadequateinfrastructuralfacilitiestotheexistingbuildingsbefore
allowingtheconstructionofnewhighrisebuildings.

Only(B)isstrong

Only(C)isstrong

Only(A)and(C)arestrong

Only(A)isstrong

None

179.Statement:Shouldroadrepairworkinbigcitiesbecarriedoutonlylateatnight?
Arguments:(A)No,thiswaytheworkwjllnevergetcompleted.
(B)No,therewillbeunnecessaryuseofelectricity.
(C)Yes,thecommuterswillfacealotofproblemsduetorepairworkduringtheday.

Noneisstrong

Only(A)isstrong

Only(C)isstrong

Only(B)and(C)arestrong

Only(A)and(B)arestrong

180. Statement: Should all the deemed universities be derecognised and attached to any of the
CentralorStateuniversitiesinIndia?
Arguments:
(A)Yes,manyofthesedeemeduniversitiesdonotconformtotherequiredstandardsofafullfledged
universityandhencethelevelofeducationiscompromisedwith.
(B) No, these deemed universities have been able to introduce innovative courses suitable to the
requirementofvariousindustriesastheyarefreefromstrictGovtcontrols.
(C) Yes, many such universities are basically moneyspinning activities and education takes a
backseatintheseinstitutions.

Only(A)and(B).arestrong

Only(B)and(C)arestrong

Only(A)and(C)arestrong

All(A),(B)and(C)arestrong

None

Directions:Ineachquestionbelowisgivenastatementfollowedbythreeassumptions(A),(B)and
(C).Anassumptionissomethingsupposedortakenforgranted.Youhavetoconsiderthestatement
andthefollowingassumptionsanddecidewhichoftheassumptionsisimplicitinthestatement
181.Statement:Thepoliceauthoritycordonedofftheentirelocalityfortheentiredayandstoppedall
vehicular movement for the visit of a top functionary of the government in view of the threat
perceptionandadvisedalltheresidentsintheareatolimittheirmovementoutsidetheirdwellings.
Whichofthefollowingassumptionsis/areimplicitintheabovestatement?
(A)Thepolicepersonnelmaynotbeabletocontrolthevehicularmovementinthelocalityandmay
seekhelpfromthearmedforces.
(B)Peoplelivinginthelocalitymaymoveoutoftheirhousesforthedaytoavoidinconvenience.
(C) The Govt functionary may request the police authority to lift the ban on the movement of
residentsofthelocalityoutsidetheirdwellings.

Noneisimplicit

Only(A)isimplicit

OnIy(B)isimplicit

OnIy(C)isimplicit

Only(B)and(C)areimplicit

Directions:Ineachquestionbelowisgivenastatementfollowedbythreeassumptions(A),(B)and
(C).Anassumptionissomethingsupposedortakenforgranted.Youhavetoconsiderthestatement
andthefollowingassumptionsanddecidewhichoftheassumptionsisimplicitinthestatement
182. Statement: The apex body controlling universities in the country has decided to revise the
syllabusofallthetechnicalcoursestomakethemfocusedtowardsthepresentneedsoftheindustry,
therebymakingthetechnicalgraduatesmoreemployablethantheyareatpresent.
Whichofthefollowingassumptionsis/areimplicitintheabovestatement?
(A) Technical colleges affiliated to different universities may hot welcome the apex bodys decision
andmaycontinuewiththesamesyllabusasatpresent.
(B)Theindustrymaywelcdmethedecisionoftheapexbodyandscaleuptheirhiringfromthesecolleges.
(C)TheGovtmaynotallowtheapexbodytoimplementitsdecisioninallthecollegesasitmaylead
tochaos.

Noneisimplicit

Only(A)isimplicit

Only(B)isimplicit

Only(C)isimplicit

Only(B)and(C)areimplicit

Directions:Ineachquestionbelowisgivenastatementfollowedbythreeassumptions(A),(B)and

(C).Anassumptionissomethingsupposedortakenforgranted.Youhavetoconsiderthestatement
andthefollowingassumptionsanddecidewhichoftheassumptionsisimplicitinthestatement
183. Statement: Govt has urged all the citizens to use electronic media for carrying outtheir daily
activities,wheneverpossible,insteadofusingpaperasthemanufactureofpaperrequiresthecutting
downofalargenumberoftreescausingseveredamagetotheecosystem.
Whichofthefollowingassumptionsis/areimplicitintheabovestatement?
(A)Mostpeoplemaybecapableofusingelectronicmediatocarryoutvariousroutines.
(B)Mostpeoplemayhaveaccesstoelectronicmediaforcarryingouttheirdailyroutineactivities.
(C)Peopleatlargemayrejectthegovtsappealandcontinueusingpaperasbefore.

Only(A)isimplicit

Only(B)isimplicit

Only(A)and(B)areimplicit

Only(C)isimplicit

None

184. Statement: The Govt has decided to auction construction of highways to private entities in
severalblocksacrossthecountryohbuildoperatetransferbasis.
Whichofthefollowingassumptionsis/areimplicitintheabovestatement?
(A)AnadequatenumberofprivateentitiesmaynotrespondtotheGovernmentsauctionnotification.
(B) Many private entities in the country are capable of constructing highways within a reasonable
time.
(C)TheGovtsproposalofbuildoperatetransfermayfinanciallybenefittheprivateentities.

Only(A)and(B)areimplicit

Only(B)and(C)areimplicit

Only(B)isimplicit

Only(A)and(C)areimplicit

None

185. Statement: The airlines have requested all their bona fide passengers to check the status of
flight operations before leaving their homes as heavy fog is causing immense problems to normal
flightoperations.
Whichofthefollowingassumptionsis/areimplicitintheabovestatement?
(A) Majority of the air passengers may check the flight status before starting their journey to the
airport.
(B)TheGovtmaytakeseriousobjectiontothenoticeissuedbytheairlinecompany.
(C) Majority of the passengers may cancel their tickets and postpone their journey till the situation
becomesnormal.

Noneisimplicit

Only(A)isimplicit

Only(B)isimplicit

Only(C)isimplicit

Only(A)and(C)areimplicit

Directions:Belowisgivenapassagefollowedbyseveralpossibleinferenceswhichcanbedrawn
fromthefactsstatedinthepassage.Youhavetoexamineeachinferenceseparatelyinthecontext
ofthepassageanddecideuponitsdegreeoftruthorfalsity.
The deterioration in the overall asset quality of banks gross NonPerforming Assets (NPAs) are
reportedly 27% higher at the end of December 2009 than at the end Of December2008 is not
s>irprising.Anyslowdowningrowthisboundtotriggerarise,inNPAsasmoreandmorecompanies
defaultonJoanrepayments.Theeffectwouldbepronouncedwhentheslowdowncoincideswitha
severe global recession. But for the restructuring of loans permitted by the Central Bank on fairly
generousterms,NPAswouldhavebeenstillhigher.Prudentbanksthattookcarewhilesanctioning
loans and then monitored the postsanction.disbursement diligently should be able to weather the
crisis.ButitisonethingtohaveNPAsrisebecauseofacyclicaldownturn,andquiteanothertohave
themrisebecauseofpolicyerrorsthatareentirelywithintherealmofpolicymakers.Andthisiswhat
we need to guard against. Excessively low interest rates skew the riskreward equation by making
projects that are actually not viable appear viable till interest rates reverse and the same projects
ceasetobeviable.Itisnowwellestablishedthatlongperiodsofundulylowinterestratesencourage
banks to take more risks. A low interest rate regime driven by an easy money policy rather than
macroeconomicfundamentalsleadstoexcessiveexpansionofcredit.Itincentive'sbankstotakeon
moreriskinsearchofhigherreturnsandtomispricerisk.
186.HigherNPAsindicateshortcomingsindisbursementandfollowupofcreditgivenbybanks.

Iftheinferenceisdefinitelytrue,ieitproperlyfollowsfromthestatementoffactsgiven

Iftheinferenceisprobablytruethoughnotdefinitelytrueinthelightofthefactsgiven.

Ifthedataareinadequate,iefromthefactsgivenyoucannotsaywhethertheinferenceis
likelytobetrueorfalse.

Iftheinferenceisprobablyfalse,thoughnotdefinitelylalseinthelightofthefactsgiven.

If the inference is definitely false, ie it cannot possibly be drawn from the facts given or it
contradictsthegivenfacts.

187.TheCentralBankalwaysallowsbankstorestructuretheirloansintheeventofriseinNPAs.

Iftheinferenceisdefinitelytrue,ieitproperlyfollowsfromthestatementoffactsgiven.

Iftheinferenceisprobablytruethoughnotdefinitelytrueinthelightofthefactsgiven.

Ifthedataareinadequate,iefromthefactsgivenyoucannotsaywhethertheinferenceis
likelytobetrueorfalse.

Iftheinferenceisprobablyfalse,thoughnotdefinitelylalseinthelightofthefactsgiven.

If the inference is definitely false, ie it cannot possibly be drawn from the facts given or it
contradictsthegivenfacts.

188.Lowerinterestratecycleprojectscommerciallyunviableprojectsasviable.

Iftheinferenceisdefinitelytrue,ieitproperlyfollowsfromthestatementoffactsgiven.

Iftheinferenceisprobablytruethoughnotdefinitelytrueinthelightofthefactsgiven.

Ifthedataareinadequate,iefromthefactsgivenyoucannotsaywhethertheinferenceis
likelytobetrueorfalse.

Iftheinferenceisprobablyfalse,thoughnotdefinitelylalseinthelightofthefactsgiven.

If the inference is definitely false, ie it cannot possibly be drawn from the facts given or it
contradictsthegivenfacts.

189.Lowinterestrateoncreditreducesthecapacitytoabsorbvariousunaccountedriskfactors.

Iftheinferenceisdefinitelytrue,ieitproperlyfollowsfromthestatementoffactsgiven.

Iftheinferenceisprobablytruethoughnotdefinitelytrueinthelightofthefactsgiven.

Ifthedataareinadequate,iefromthefactsgivenyoucannotsaywhethertheinferenceis
likelytobetrueorfalse.

Iftheinferenceisprobablyfalse,thoughnotdefinitelylalseinthelightofthefactsgiven.

If the inference is definitely false, ie it cannot possibly be drawn from the facts given or it
contradictsthegivenfacts.

190.BanksNPAsoccuronlyduetoeconomicfactors.

Iftheinferenceisdefinitelytrue,ieitproperlyfollowsfromthestatementoffactsgiven.

Iftheinferenceisprobablytruethoughnotdefinitelytrueinthelightofthefactsgiven.

Ifthedataareinadequate,iefromthefactsgivenyoucannotsaywhethertheinferenceis
likelytobetrueorfalse.

Iftheinferenceisprobablyfalse,thoughnotdefinitelylalseinthelightofthefactsgiven.

If the inference is definitely false, ie it cannot possibly be drawn from the facts given or it
contradictsthegivenfacts.
Directions:Studythefollowinginformationcarefullyandanswerthequestionsgivenbelow:
FollowingaretheconditionsforselectingSeniorManagerGeneralBankinginabank:Thecandidate
must
(i)havesecuredatleast60percentmarksinStdXII.
(ii)havesecuredatleast55percentmarksinGraduationinanydiscipline.
(iii) have secured at least 60 per cent marks in Postgraduate degree/diploma in Management/
Economics/Statistics.
(iv)beatleast25yearsandnotmorethan35yearsason01032010.
(v)havepostqualificationworkexperienceofatleast2yearsasGeneralBankingOfficerinabank,
(vi)havesecuredatleast50percentmarksinthewrittenexamination,
(vii)havesecuredatleast40percentmarksinthePersonalinterview.
Inthecaseofacandidatewhosatisfiesalltheaboveconditionsexcept
(a)at(iii)above,buthassecuredatleast60percentmarksinCAorICWA,thecaseistobereferred
toVPRecruitment.
(b)at(vii)above,buthassecuredatleast65percent.marksinthewrittenexaminationandatleast
35percentmarksinthepersonalinterview,thecaseistobereferredtoPresidentRecruitment.In

each question below are given details of one candidate. You have to take one of the following
courses of action based on the information provided and the conditions and subconditions given
aboveandmarkthenumberofthatcourseofactionasyouranswer.Youarenottoassumeanything
otherthantheinformationprovidedineachquestion.Allthesecasesaregiventoyouason0103
2010.
191.KesavVorawasbomon8thNovember1978.Hehassecured65percentmarksinStdXIIand
60 per cent marks in Graduation. He has secured 58 percent marks in MA Economics and 60 per
cent marks in.ICWA. He has been working in a bank as a generalist officer for the past two years
aftercompletinghiseducation.Hehasalsosecured50percentmarksinthewrittenexaminationand
45percentmarksinthepersonalinterview.

Ifthedataprovidedarcinadequatetotakeadecision.

IfthecaseistobereferredtoVPRecruitment.

IftheCaseistobereferredtoPresidentRecruitment.

Ifthecandidateistobeselected.

Ifthecandidateisnottobeselected.

192.ArindamGhoshhasbeenworkinginabankasageneralistofficerforthepastfouryearsafter
completinghispostgraduatediplomainmanagementwith60percentmarks.Hehassecured50per
centmarksinthewrittenexaminationand40percentmarksinthepersonalinterview.Hehasalso
secured70percentniarksinStdXII.Hewasbornon25thFebruary1975.

Ifthedataprovidedarcinadequatetotakeadecision.

IfthecaseistobereferredtoVPRecruitment.

IftheCaseistobereferredtoPresidentRecruitment.

Ifthecandidateistobeselected.

Ifthecandidateisnottobeselected.

193. SohanMajhihassecured65percentmarksinBScand70per cent marks in MSc Statistics. He has


been working in a bank as a generalist officer for the past three years after completing his
postgraduation.Hehassecured55percentmarksinthewrittenexaminationand50percentmarks
inthepersona]interview.Hewasboraon8thJuly1982.

Ifthedataprovidedarcinadequatetotakeadecision.

IfthecaseistobereferredtoVPRecruitment.

IftheCaseistobereferredtoPresidentRecruitment.

Ifthecandidateistobeselected.

Ifthecandidateisnottobeselected.

194. Neha Salve has been working in a bank as a generalist officer for the past four years after
completingherpostgraduatedegreeinEconomicswith60percentmarks.Shhassecured60per
centmarksinbothgraduationandStdXII.Shewasbornon24thAugust1979.Shehassecured70
percentmarksinthewrittenexaminationand38percentmarksinthepersonalinterview.

Ifthedataprovidedarcinadequatetotakeadecision.

IfthecaseistobereferredtoVPRecruitment.

IftheCaseistobereferredtoPresidentRecruitment.

Ifthecandidateistobeselected.

Ifthecandidateisnottobeselected.

195. Neeta Jaiswal was bom on 2nd June 1980. She has been working in a bank as a generalist
officerforthepastthreeyearsaftercompleting herpostgraduatedegreeinEconomicswith60per
cent marks. She has secured 68 per cent marks in HSC and 58 percent marks in BCom. She has
alsosecured50percentmarksin.boththewrittenexaminationandpersonalinterview.

Ifthedataprovidedarcinadequatetotakeadecision.

IfthecaseistobereferredtoVPRecruitment.

IftheCaseistobereferredtoPresidentRecruitment.

Ifthecandidateistobeselected.

Ifthecandidateisnottobeselected.

Directions:Findthemissingfigureinthefollowingquestions:

196.

(1)

(2)

(3)

(4)

(5)

197.

(1)

(2)

(3)

(4)

(5)

198.

(1)

(2)

(3)

(4)

(5)

199.

(1)

(2)

(3)

(4)

(5)

200.

(1)

(2)

(3)

(4)

(5)

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