Documente Academic
Documente Profesional
Documente Cultură
QUICK
SUCCESS
SERIES
ADVANCES GENERAL
Roshan
Updated upto
15th January 2015
Page 1
SBLC DEOGHAR
desired
for
company
Maximum Debt/Equity
manufacturing
- 2:1
Maximum Debt/Equity
- 2:1
desired for
company
SBLC DEOGHAR
SBLC DEOGHAR
SBLC DEOGHAR
7.
8.
9.
10.
SBLC DEOGHAR
1
2
3
Registration
on
CERSAI after
the date of transaction
Above Rs. 5
Lakh
Rs.500
Rs.1000
Rs.1250
Rs.2500
Rs.2500
Rs.5000
SBLC DEOGHAR
Total
agricultural
18 per cent of ANBC or credit equivalent amount of OBE, No specific target. Forms part
whichever is higher. Of this, indirect lending in excess of of total priority sector target.
4.5% will not be reckoned for computing performance
under 18 per cent target.
Micro & Small Advances to MSE sector will be reckoned in computing No specific target. Forms part
Enterprise
achievement under the overall priority sector target of 40 of total priority sector target
(MSE)
percent of ANBC or credit equivalent amount of OBE,
whichever is higher.
(i) 40 percent of total advances to micro and small
enterprises sector should go to Micro (manufacturing)
enterprises having investment in plant and machinery up
to Rs. 10 lakh and micro (service) enterprises having
investment in equipment up to Rs. 4 lakh;
(ii) 20 percent of the total advances to micro and small
enterprises sector should go to Micro (manufacturing)
enterprises with investment in plant
and machinery above Rs. 10 lakh and up to Rs. 25 lakh,
and micro (service) enterprises with investment in
equipment above Rs. 4 lakh and up to Rs. 10 lakh.
Export credit
Export credit is not a separate category. Export credit to No specific target. Forms part
eligible activities under agriculture and MSE will be of total priority sector target.
reckoned for priority sector lending under respective
categories.
Advances
to 10 per cent of ANBC or credit equivalent amount of OBE, No specific target in the total
weaker
whichever is higher.
priority sector target.
sections
*Adjusted Net Bank Credit (ANBC) (Net Bank
Credit plus investments made by banks in non-SLR
2. HOUSING
bonds held in HTM category)
(i) Loans to individuals up to 25 lakh in
*OBE - Off-Balance Sheet Exposure.
metropolitan centres with population above 10
SBLC DEOGHAR
SBLC DEOGHAR
SBLC DEOGHAR
REGISTRATION OF CHARGES:
Manual on Loans & Advances, Part-2, Chapter-18,
SBLC DEOGHAR
Appropriate
authority
has
approved
reclassification of major infrastructure related
construction activities viz. Roads, Ports, Airports,
Railways, Transport Terminals, Bridges, Tunnels
and Dams, from the existing Services Sector, to
Industry Sector. Following this reclassification, the
Collateral Security norms applicable to Working
Capital and Term Loans to units under the
Services Sector, will not be applicable to units
engaged in the eight aforementioned major
infrastructure related construction activities.
(e.cir. sl.no.911/2014-15 dt:29/10/2014)
SBLC DEOGHAR
SBLC DEOGHAR