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FINANE

FINANCES

21

CUPRINS TABELE

Pagina
Page

TABLES CONTENTS

21.1 Execuia bugetului de stat ....................................... 621

Execution of the state budget

21.2 Execuia bugetelor locale ....................................... 623

Execution of the local budgets

21.3 Execuia bugetului asigurrilor sociale de stat ........ 625

Execution of the state social insurance budget

21.4 Cursul de schimb mediu anual de referin al

Annual average reference exchange rate of


national currency, as against main currencies

monedei naionale, fa de principalele valute ........ 626


21.5 Masa monetar i contrapartida acesteia ............. 627

Broad money and its counterpart

21.6 Creditul intern........................................................... 628

Domestic credit

21.7 Bilanul monetar al Bncii Naionale

Monetary balance sheet of the National


Bank of Romania

a Romniei ............................................................... 629

Aggregate monetary balance sheet of monetary

21.8 Bilanul monetar agregat al instituiilor

financial institutions and monetary market funds

de credit i fonduri de pia monetar ..................... 630

Balance of payments

21.9 Balana de pli ....................................................... 632

Insurance, by activity fields,

21.10 Asigurrile, pe domenii de activitate,

in 2012

n anul 2012 ............................................................ 634


21.11 Societile de asigurri, pe forme de proprietate .... 636

Insurance companies, by type of ownership

21.12 Investiiile societilor de asigurri .......................... 636

Investments of insurance companies

Territorial

Teritorial

Execution of the local budgets, at territorial level,

21.13 Execuia bugetelor locale, n profil teritorial,

in 2012

n anul 2012 ...................................................................

SURSA DATELOR
Surse administrative:.
 Ministerul Finanelor Publice, pentru datele privind
execuia bugetului de stat; execuia bugetelor locale
i execuia bugetului asigurrilor sociale de stat;

618

DATA SOURCE

Banca Naional a Romniei, pentru datele privind


balana de pli; cursul de schimb mediu anual de
referin al monedei naionale, fa de principalele
valute; masa monetar i contrapartida acesteia;
creditul intern; bilanul monetar al Bncii Naionale a
Romniei; bilanul monetar agregat al instituiilor de
credit i fonduri de pia monetar;

Comisia de Supraveghere a Asigurrilor, pentru


datele privind societile de asigurri, pe forme de
proprietate; investiiile societilor de asigurri i
asigurrile, pe domenii de activitate.

Administrative sources:
Ministry of Public Finances, for data concerning
execution of the state budget; execution of the local
budgets and execution of the state social insurance
budget;
National Bank of Romania, for data concerning
balance of payments; annual average reference
exchange rate of national currency, as against main
currencies; broad money and its counterpart;
domestic credit; monetary balance sheet of the
National Bank of Romania; aggregate monetary
balance sheet of monetary financial institutions and
monetary market funds;
Insurance Supervisory Commission, for data
concerning insurance companies, by type of
ownership; investments of insurance companies and
insurance, by activity fields.

21.G1

Structura veniturilor bugetului public naional


Structure of national public budget revenues
2012

2011
27,9%

27,1%
47,7%

46,1%

26,0%

25,2%

Bugetul de stat
State budget
Bugetele locale
Local budget
Bugetul asigurrilor sociale de stat
State social insurance budget

21.G2

Structura cheltuielilor bugetului public naional


Structure of national public budget expenditure
2011

2012

24,2%

22,5%
53,6%

22,2%

53,7%

23,8%

Bugetul de stat
State budget
Bugetele locale
Local budget
Bugetul asigurrilor sociale de stat
State social insurance budget
Not: Bugetul public naional include: bugetul de stat, bugetele locale i bugetul asigurrilor sociale de stat.
Note: The national public budget includes: state budget, local budgets and state social insurance budget.

619

21.G3

Structura capitalului social subscris al societilor de asigurri


Structure of subscribed share capital of insurance companies
2007

2012

41,9%

11,8%

Proprietate privat mixt


Private joint venture ownership
Proprietate privat autohton
Private domestic ownership

58,1%

88,2%

21.G4

Structura capitalului social vrsat al societilor de asigurri


Structure of paid up share capital of insurance companies
2012

2007

41,6%

11,7%

Proprietate privat mixt


Private joint venture ownership
Proprietate privat autohton
Private domestic ownership

58,4%

21.G5

88,3%

Structura investiiilor societilor de asigurri


Structure of insurance companies investments

%
100
80
60

41,1

43,9

6,3

2,9

52,6

53,2

2007

2008

41,6

39,0

37,8

2,3

2,1

56,0

58,7

60,1

55,5

2009

2010

2011

2012

2,4

41,9

2,6

40
20
0

Plasamente
Investments

620

Active circulante
Current assets

Alte active
Other assets

21.1

Execuia bugetului de stat


Execution of the state budget
milioane lei / lei million

Denumirea indicatorilor

VENITURI - total
Venituri curente
Venituri fiscale
Impozit pe venit, profit i ctiguri
din capital
Impozit pe venit, profit i ctiguri
din capital de la persoane juridice
Impozit pe profit
Alte impozite pe venit, profit
i ctiguri din capital
de la persoane juridice
Impozit pe venit, profit i ctiguri
din capital de la persoane fizice
Impozit pe venit
Cote i sume defalcate din
impozitul pe venit
Alte impozite pe venit, profit
i ctiguri din capital
Impozit pe salarii - total
Impozite i taxe pe proprietate
Impozite i taxe pe bunuri i servicii
Taxa pe valoarea adugat
Sume defalcate din taxa
pe valoarea adugat
Alte impozite i taxe generale
pe bunuri i servicii
Accize
Taxe pe utilizarea bunurilor,
autorizarea utilizrii bunurilor
sau pe desfurarea de activiti
Impozit pe comerul exterior
i tranzaciile internaionale
Alte impozite i taxe fiscale
Contribuii de asigurri
Contribuiile angajatorilor
Contribuiile asigurailor
Venituri nefiscale
Venituri din proprietate
Vnzri de bunuri i servicii
Venituri din capital
Operaiuni financiare
ncasri din rambursarea
mprumuturilor acordate
Subvenii
Sume primite de la UE / ali donatori
n contul plilor efectuate
i prefinanri
Sume n curs de distribuire

ncasri realizate
Receipts obtained
2011

2012

79688,0
77058,3
69527,7

86018,8
83577,1
75615,8

15601,3

18684,8

10995,8
10289,2

11784,3
10824,7

706,6

959,6

4604,6
18846,6

6900,5
20731,4

-14242,0

-13830,9

0,9
2,9
-0,5
53227,9
47917,4

*)
1,0
0,4
56202,2
50516,0

-13175,4

-14929,7

10,2
17805,9

16,9
18910,8

669,8

1688,2

673,6
22,5
215,4
188,4
27,0
7315,2
3795,0
3520,2
275,6
1,1

707,3
20,1
155,2
165,6
-10,4
7806,1
4980,5
2825,6
306,4
4,7

1,1
**)

4,7
1,4

1967,5
385,5

2086,3
42,9

Indicators name

REVENUES - total
Current revenues
Fiscal revenues
Tax on income, profit and
capital earnings
Tax on income, profit and capital
earnings from legal persons
Tax on profit
Other taxes on income,
profit and capital earnings
from legal persons
Tax on income, profit and capital
earnings from natural persons
Tax on income
Shares and amounts broken down
from tax on income
Other taxes on income, profit
and capital earnings
Tax on salaries - total
Taxes and duties on ownership
Taxes and duties on goods and services
Value added tax
Amounts broken down from
value added tax
Other general taxes and duties
on goods and services
Excise duties
Duties on using goods, authorization
on using goods or on carrying
out activities
Taxes on foreign trade and
international transactions
Other taxes and fiscal duties
Insurance contributions
Employers contributions
Employed contributions
Nonfiscal revenues
Income from ownership
Sales of goods and services
Capital revenues
Financial operations
Cashings from refund
of granted loans
Subsidies
Amounts received from EU / other
donors in the payments made
and prefinancing account
Amounts under distribution

621

21.1

Execuia bugetului de stat - continuare


Execution of the state budget - continued
milioane lei / lei million

Denumirea indicatorilor

ncasri realizate
Receipts obtained
2011
2012

CHELTUIELI - total
106088,7
Cheltuieli curente
99873,4
Cheltuieli de personal
15682,2
Bunuri i servicii
4244,3
Dobnzi
7736,5
Subvenii
4290,7
Transferuri ntre uniti ale
administraiei publice
26969,7
Alte transferuri
12865,9
Proiecte cu finanare din fonduri externe
nerambursabile (FEN) postaderare
7128,5
Asisten social
15007,7
Alte cheltuieli
1441,5
Cheltuieli aferente programelor
cu finanare rambursabil
4506,4
Cheltuieli de capital
3830,0
Active nefinanciare
2317,1
Active financiare
1512,9
Operaiuni financiare
2634,2
mprumuturi
214,7
Rambursri de credite
2419,5
Pli efectuate n anii precedeni
i recuperate n anul curent
-248,9

104569,8
100150,1
17141,6
4429,5
9221,1
3996,2

CHELTUIELI - total
106088,7
Servicii publice generale
37968,8
Autoriti publice i aciuni externe
9546,6
Cercetare fundamental
i cercetare - dezvoltare
1482,5
Alte servicii publice generale
1335,1
Tranzacii privind datoria public
i mprumuturi
9692,7
Transferuri cu caracter general
ntre diferite nivele ale administraiei
15911,9
Aprare, ordine public
i siguran naional
15566,0
Aprare
4293,7
Ordine public i siguran naional
11272,3
Cheltuieli social-culturale
26421,9
nvmnt
4207,6
Sntate
2435,1
Cultur, recreere i religie
1971,8
Asigurri i asisten social
17807,4
Servicii i dezvoltare public, locuine,
mediu i ape
3485,3
Locuine, servicii i dezvoltare public
2510,2
Protecia mediului
975,1
Aciuni economice
22646,7
Aciuni generale economice, comerciale
i de munc
1515,4
Combustibili i energie
820,8
Industria extractiv, prelucrtoare
i construcii
349,1
Agricultur, silvicultur, piscicultur
i vntoare
7021,2
Transporturi
12164,3
Comunicaii
201,9
Cercetare i dezvoltare n domeniul economic163,7
Alte aciuni economice
410,3

104569,8
40261,2
11760,0

EXCEDENT (+), DEFICIT (-)

-18551,0

-26400,7

24843,4
11405,5
10490,0
13645,0
1812,3
3165,5
2108,4
2085,8
22,6
2739,3
96,9
2642,4
-428,0

1443,3
1498,6
11353,8
14205,5
16163,9
4159,8
12004,1
25483,3
3994,0
2224,6
1774,7
17490,0
2810,8
1428,7
1382,1
19850,6
1878,1
178,8
222,0
6044,2
11042,7
192,9
153,1
138,8

Sursa: Ministerul Finanelor Publice. / Source: Ministry of Public Finances.

622

Indicators name

EXPENDITURE - total
Current expenditure
Staff expenditure
Goods and services
Interests
Subsidies
Transfers among general
government units
Other transfers
Projects financed from post-accession
grants
Social assistance
Other expenditure
Expenditure related
to grants
Capital expenditure
Non-fiscal assets
Fiscal assets
Financial operations
Loans
Credit refunds
Payments in previous years
and recovered in current year
EXPENDITURE - total
General public services
Public authorities and external actions
Fundamental research
and research - development
Other general public services
Transactions on public debt and loans
General transfers among various
administration levels
Defence, public order
and national security
Defence
Public order and national security
Social-cultural expenditure
Education
Health
Culture, recreation and religion
Insurance and social assistance
Services and public development,
dwellings, environment and waters
Dwellings, services and public development
Environment protection
Economic activities
General economic, commercial
and labour activities
Fuel and energy
Mining and quarrying, manufacturing
and construction
Agriculture, forestry, pisciculture
and hunting
Transport
Communications
Research and development in economic field
Other economic activities
SURPLUS (+), DEFICIT (-)

21.2

Execuia bugetelor locale


Execution of the local budgets
milioane lei / lei million

Denumirea indicatorilor

ncasri realizate
Receipts obtained
2011

VENITURI - total
44803,9
Venituri curente
35189,1
Venituri fiscale
33020,0
Impozit pe venit, profit i ctiguri din capital 14491,9
Impozit pe venit, profit i ctiguri din capital
de la persoane juridice
19,9
Impozit pe profit
19,9
Impozit pe venit, profit i ctiguri din capital
de la persoane fizice
14458,5
Impozit pe venit
226,9
Alte impozite pe venit, profit
i ctiguri din capital
13,5
Impozite i taxe pe proprietate
3976,9
Impozit i tax pe cldiri
2796,7
Impozit i tax pe teren
917,7
Taxe judiciare de timbru
i alte taxe de timbru
216,0
Alte impozite i taxe pe proprietate
46,5
Impozite i taxe pe bunuri i servicii
14421,3
Sume defalcate din taxa pe valoare adugat 13182,4
Alte impozite i taxe generale pe bunuri
i servicii
24,1
Taxe pe servicii specifice
19,9
Taxe pe utilizarea bunurilor, autorizarea utilizrii
bunurilor sau pe desfurarea de activiti
1194,9
Alte impozite i taxe fiscale
129,9
Venituri nefiscale
Venituri din proprietate
Vnzri de bunuri i servicii

45419,3 REVENUES total


36998,0
Current revenues
34460,9
Fiscal revenues
14103,8
Tax on income, profit and capital earnings
Tax on income, profit and capital earnings from
29,8
legal persons
29,8
Tax on profit
Tax on income, profit and capital earnings
14062,0
from natural persons
224,4
Tax on salaries
Other taxes on income, profit
12,0
and capital earnings
4060,0
Taxes and duties on ownership
2823,4
Tax on buildings
946,7
Tax on land
Judicial stamp duties
239,1
and other stamp duties
50,8
Other taxes and duties on ownership
16168,4
Taxes and duties on goods and services
14936,8
Amounts broken down from value added tax
Other general taxes and duties on
12,3
goods and services
22,1
Duties on specific services
Duties on using goods, authorization on using
1197,2
goods or carrying out activities
128,7
Other fiscal taxes and duties

2169,1
654,9
1514,2

2537,1
707,6
1829,5

392,9
15,0

271,1
**)

Operaiuni financiare
2,0
ncasri din rambursarea mprumuturilor acordate
2,0
Subvenii
5619,7
Subvenii de la alte nivele
ale administraiei publice
5619,7
Subvenii de la bugetul de stat
5522,3
din care:
Retehnologizarea centralelor termice
i electrice de termoficare
35,5
Finanarea programului de pietruire a drumurilor
comunale i alimentare cu ap a satelor
845,9
Finanarea drepturilor acordate persoanelor
cu handicap
2079,0
Subvenii primite din Fondul de Intervenie
Finanarea lucrrilor de cadastru imobiliar
10,9
Subvenii de la alte admninistraii
97,4
din care:
Subvenii primite de la bugetul asigurrilor
pentru omaj ctre bugetele locale, pentru
finanarea programelor pentru ocuparea
temporar a forei de munc i
subvenionarea locurilor de munc
5,1
Sume primite de la UE / ali donatori
n contul plilor efectuate i prefinanri
3600,2

23,4
23,4
4636,4

Venituri din capital


Venituri din privatizare

Indicators name

2012

4636,4
4464,0

31,2
566,4
2108,4
28,7
0,9
172,4

5,2
3490,4

Non-fiscal revenues
Income from ownership
Sales of goods and services
Capital revenues
Income from privatisation
Financial operations
Cashings from refund of granted loans
Subsidies
Subsidies from other levels
of general government
Subsidies from the state budget
of which:
Retechnologization of thermal and
electric heating stations
Financing commercial roads stoning program
and villages water supply
Financing disabled persons rights
Subsidies from Intervention Fund
Financing land register works
Subsidies from other administration
of which:
Subsidies from unemployment
insurance budget to local budgets,
to finance labour force temporary
employment programs and job subsiding
Amounts recived from EU / other donors in the
payments made prefinancing account

623

21.2

Execuia bugetelor locale - continuare


Execution of the local budgets - continued
milioane lei / lei million

Denumirea indicatorilor

ncasri realizate
Receipts obtained
2011

Indicators name

2012

CHELTUIELI - total
44003,8 46333,4 EXPENDITURE - total
Cheltuieli curente
35152,5 37506,8 Current expenditure
Cheltuieli de personal
11241,5 11889,5
Staff expenditure
Bunuri i servicii
9486,5 10641,4
Goods and services
Dobnzi
773,0
812,3
Interests
Subvenii
2105,5
2116,3
Subsidies
Transferuri ntre uniti ale administraiei publice 2695,1
2792,3
Transfers among general government units
Alte transferuri
1008,2
621,4
Other transfers
Proiecte cu finanare din fonduri externe
Projects financed from post-accession
nerambursabile (FEN) postaderare
4360,1
4933,7
grants
Asisten social
2872,2
2955,0
Social assistance
Alte cheltuieli
610,4
744,9
Other expenditure
Cheltuieli de capital
8334,5
7973,5 Capital expenditure
Active nefinanciare
8143,2
7752,5
Non-fiscal assets
Active financiare
191,3
219,6
Financial assets
Fondul naional de dezvoltare
1,4
National development fund
Operaiuni financiare
mprumuturi
Rambursri de credite
Pli efectuate n anii precedeni i recuperate
n anul curent
CHELTUIELI - total
Servicii publice generale
Autoriti publice i aciuni externe
Alte servicii publice generale
Tranzacii privind datoria public i mprumuturi
Transferuri cu caracter general ntre diferite
nivele ale administraiei publice
Aprare, ordine public i siguran naional
Aprare
Ordine public i siguran naional
Cheltuieli social-culturale
nvmnt
Sntate
Cultur, recreere i religie
Asigurri i asisten social
Servicii i dezvoltare public, locuine,
mediu i ape
Locuine, servicii i dezvoltare public
Protecia mediului

694,2
0,8
693,4
-177,4

1009,3 Financial operations


0,3
Loans
1009,0
Credit refunds
Payments in previous years and received
-156,2 in current year

44003,8 46333,4 EXPENDITURE - total


5180,6
5561,8 General public services
4047,3
4182,7
Public authorities and external actions
320,0
532,3
Other general public services
799,0
830,6
Transactions on public debt and loans
General transfers among various public
14,3
16,2
administration levels
485,7
14,5
471,2

553,1 Defence, public order and national security


14,9
Defence
538,2
Public order and national security

20356,0 21586,1 Social-cultural expenditure


9923,4 10704,0
Education
947,0
989,8
Health
3715,9
4001,0
Culture, recreation and religion
5769,7
5891,3
Insurance and social assistance
7372,8
4503,2
2869,6

Services and public development, dwellings,


7715,8 environment and waters
4641,7
Dwellings, services and public development
3074,1
Environment protection

Aciuni economice
10608,7 10916,6 Economic activities
Aciuni generale economice, comerciale i
de munc
233,7
209,9
General economic, trade and labour activities
Combustibili i energie
1889,7
1672,5
Fuel and energy
Agricultur, silvicultur, piscicultur i vntoare
72,4
85,4
Agriculture, forestry, pisciculture and hunting
Transporturi
8025,2
8661,1
Transport
Alte aciuni economice
387,7
287,7
Other economic activities
EXCEDENT (+), DEFICIT (-)

Sursa: Ministerul Finanelor Publice.


Source: Ministry of Public Finances.

624

800,1

-914,1 SURPLUS (+), DEFICIT (-)

21.3

Execuia bugetului asigurrilor sociale de stat


Execution of the state social insurance budget
milioane lei / lei million

Denumirea indicatorilor

ncasri realizate
Receipts obtained

Indicators name

2011

2012

48144,0

48849,6

REVENUES total

Venituri curente
33778,6
Contribuii de asigurri
33629,2
Contribuiile angajatorilor
23692,5
Contribuii de asigurri sociale de stat
datorate de angajatori
23432,5
Contribuii de asigurri pentru accidente
de munc i boli profesionale datorate
de angajatori
260,0
Contribuiile asigurailor
9936,7
Contribuii de asigurri sociale de stat
datorate de asigurai
11329,6
Contribuia altor persoane asigurate
464,5
Contribuii de asigurri sociale datorate
de persoane asigurate pe baz de
contract de asigurare
Contribuii facultative ale asigurailor
12,7
Contribuii de asigurare pentru accidente
de munc i boli profesionale datorate de
alte persoane fizice care ncheie asigurare
**)
Contribuia la fondul de pensii
administrat privat
-1976,2
Restituiri de contribuii de asigurri sociale
de stat
**)
Contribuii de asigurri sociale de la
persoane care realizeaz venituri de natur
profesional cu caracter ocazional
1,0
Contribuii de asigurri sociale ale
persoanelor care realizeaz venituri de
natur profesional, altele dect cele
de natur salarial, pltite de angajatori
105,1
Contribuii de asigurri sociale ale persoanelor
pentru perioadele n care acestea nu au avut
calitatea de asigurat n sistemul de pensii
**)
Contribuii de asigurri sociale de stat datorate
de persoane care realizeaz venituri din
activiti independente, activiti agricole i
asocieri fr personalitate juridic
Contribuia individual de asigurri sociale
datorat de persoanele care realizeaz venituri
din drepturi de proprietate intelectual
Contribuia individual de asigurri sociale datorat
de persoanele care realizeaz venituri din activiti
desfurate n baza contractelor / conveniilor civile
ncheiate potrivit Codului civil, precum i
a contractelor de agent
Venituri nefiscale
149,4
Venituri din proprietate
11,0
Venituri din dobnzi
8,7
Vnzri de bunuri i servicii
138,4
Subvenii
13329,3
Sume primite de la UE / ali donatori
n contul plilor efectuate i prefinanri
Sume n curs de distribuire
1036,1

36425,1
36271,5
26023,3

Current revenues
Insurance contributions
Employers contributions

VENITURI total

25747,7

Employers social insurance contributions

275,6
10248,2

Employers insurance contributions for


labour accidents and professional diseases
Insured contributions

12192,9
-

Insured state social insurance contributions


Other insured persons contributions

307,4
17,4

**)
-2501,3
**)

0,4

71,9

134,6

6,6

18,3
153,6
55,4
55,4
98,2
13148,7
15,7
-739,9

Social insurance contributions due by


insured based on insurance contracts
Insured facultative contributions
Insurance contributions for labour accidents
and professional diseases from other natural
persons insured
Private administered pension fund
contribution
Return duties of state social insurance
contributions
Social insurance contributions from people
who derive income from occasional
professional nature
Social insurance contributions of persons
who derive income from professional nature,
other than those of salary nature,
paid by employers
Social insurance contributions of persons for
the periods in which they were not in
the position of pension system insured
Insured state social insurance contributions
from independent activities, agricultural
activities and associations without legal
status
Insured social individual contribution
from intellectual property rights
Insured social individual contribution from
activities based on contracts / civil
agreements concluded according to
Civil Code as well as of agent contracts
Non-fiscal revenues
Income from ownership
Income from interests
Income from goods and services
Subsidies
Amounts received from EU / other donors
in the payments made and prefinancing account
Amounts under distribution

625

21.3

Execuia bugetului asigurrilor sociale de stat - continuare


Execution of the state social insurance budget - continued
milioane lei / lei million

ncasri realizate
Receipts obtained

Denumirea indicatorilor

2011

2012

CHELTUIELI - total
47968,6
Cheltuieli curente
48002,2
Cheltuieli de personal
117,2
Bunuri i servicii
389,6
Dobnzi
23,5
Transferuri ntre uniti ale administraiei publice
0,6
Proiecte cu finanare din fonduri externe
nerambursabile (FEN) postaderare
0,4
Asisten social
47470,9
Cheltuieli de capital
2,5
Active nefinanciare
2,5
Pli efectuate n anii precedeni i recuperate
n anul curent
-36,1

43784,3
43820,0
148,4
367,8
24,7
0,7

CHELTUIELI - total
Cheltuieli social - culturale
Asigurri i asisten social
Asigurri i asisten social pentru
accidente de munc i boli profesionale
EXCEDENT (+), DEFICIT (-)

42,0
43236,4
1,6
1,6
-37,3

47968,6
47968,6
47873,0

43784,3
43784,3
43689,8

95,6

94,5

175,4

5065,3

Indicators name

EXPENDITURE - total
Current expenditure
Staff expenditure
Goods and services
Interests
Transfers among public administration units
Projects financed from post-accession
grants
Social assistance
Capital expenditure
Non-fiscal assets
Payments in previous years and recovered
in current year
EXPENDITURE - total
Social -cultural expenditure
Insurance and social assistance
Insurance and social assistance for labour
accidents and professional diseases
SURPLUS (+), DEFICIT ( - )

Sursa: Ministerul Finanelor Publice.


Source: Ministry of Public Finances.

21.4
lei / dolar SUA
lei / euro

Cursul de schimb mediu1) anual de referin al monedei naionale, fa de


principalele valute
Annual average1) reference exchange rate of national currency, as against
main currencies

2007

2008

2009

2010

2011

2012

2,4383
3,3373

2,5189
3,6827

3,0493
4,2373

3,1779
4,2099

3,0486
4,2379

3,4682
4,4560

1) Calculat ca medie a cursurilor zilnice stabilite de BNR. / Calculated as average of NBR daily exchange rates.
Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

626

lei / USD
lei / euro

21.5

Masa monetar i contrapartida acesteia (la sfritul perioadei)


Broad money and its counterpart (end of period)
milioane lei / lei million

Denumirea indicatorilor
Indicators name

2007

2008

2009

148115,5

174027,8

189630,3

79914,3

92548,5

79361,5

81592,3

85834,1

89020,2

21441,7

25286,8

23967,6

26793,6

30610,3

31476,7

58472,5

67261,7

55393,9

54798,7

55223,8

57543,5

68129,3

81080,3

108651,5

117979,8 126224,8 132809,4

68129,3

81080,3

108651,5

117979,8 126224,8 132809,4

148043,6

173628,8

188013,0

199572,1 212058,9 221829,6

71,9

399,0

1617,3

3200,5

4148,9

188,1

34,5

192,2

117,6

477,4

15,2

37,4

206,8

1617,3

3062,9

3655,5

20,0

16,0

155,5

ACTIVE EXTERNE NETE


NET FOREIGN ASSETS

29370,7

13469,8

22216,8

23992,7

20788,3

35291,3

ACTIVE INTERNE NETE


NET DOMESTIC ASSETS

118744,8

160558,0

167413,5

Masa monetar n sens larg (M3) - Total


Extended broad money (M3) - Total
Masa monetar n sens restrns (M1) - Total
Narrow broad money (M1) - Total
Numerar n circulaie
Currency in circulation
Depozite overnight
Overnight deposits
Masa monetar intermediar
- Masa monetar n sens restrns (M2-M1)
Intermediate broad money
- Narrow broad money (M2-M1)
din care: / of which:
Depozite cu durata iniial de
pn la doi ani inclusiv
Deposits with an agreed maturity of up to
and including two years
Masa monetar intermediar (M2) - Total
Intermediate broad money (M2) - Total
Masa monetar n sens larg - Masa monetar
intermediar (M3-M2) - Total
Extended broad money - Intermediate
broad money (M3-M2) - Total
mprumuturi din operaiuni repo
Repos
Aciuni / uniti de fond ale fondurilor de
pia monetar (emise)
Money market fund shares / units (outstanding)
Titluri de valoare negociabile emise cu
maturitatea de pn la doi ani inclusiv
Marketable securities issued with maturity of
up to and including two years

2010

2011

2012

202772,6 216207,9 222017,7

178779,9 195419,6 186726,4

Not: ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea
statistic a datelor pentru elaborarea bilanului monetar.
Diferenele ntre datele pe total i valorile obinute din nsumarea diverselor structuri utilizate sunt datorate rotunjirilor.
Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical
reporting of data for preparing the monetary balance sheet.
The differences between total data and data obtained by cumulating the different structures used are due to rounding up.
c = Date confideniale. / Confidential data.
Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

627

21.6

Creditul intern (la sfritul perioadei)


Domestic credit (end of period)
milioane lei / lei million

Denumirea indicatorilor
Indicators name

2007

2008

2009

2010

2011

2012

157751,3

215260,9

246697,9

270668,0

293952,9

304689,0

Credit acordat sectorului privat - total 148180,7


Loans to the private sector - total

198055,7

199887,1

209293,6

223037,1

225836,2

67713,0

83643,2

79711,7

77358,5

81658,7

84722,8

Credite pe termen scurt - total


Short-term credits - total

20804,4

25473,7

26074,7

25718,6

30104,9

33411,3

Credite pe termen mediu - total


Medium-term credits - total

19109,5

21805,8

19558,3

19315,7

19525,0

22127,2

Credite pe termen lung - total


Long-term credits - total

27799,1

36363,7

34078,7

32324,2

32028,8

29184,3

Credite n valut - total


Foreign currency credits - total

80467,8

114412,5

120175,4

131935,1

141378,4

141113,4

Credite pe termen scurt - total


Short-term credits - total

14707,7

20169,2

19791,6

20164,6

22642,1

21348,3

Credite pe termen mediu - total


Medium-term credits - total

16214,2

20560,8

20436,0

23321,1

24839,7

24769,4

Credite pe termen lung - total


Long-term credits - total

49545,8

73682,5

79947,8

88449,4

93896,6

94995,7

Credit guvernamental1) - total

9570,6

17205,2

46810,8

61374,5

70915,8

78852,8

Total

Credite n lei - total


Lei credits - total

Government credit1) - total

Not : ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea
statistic a datelor pentru elaborarea bilanului monetar.
Diferenele ntre datele pe total i valorile obinute din nsumarea diverselor structuri utilizate sunt datorate rotunjirilor.
Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical
reporting of data for preparing the monetary balance sheet.
The differences between total data and data obtained by cumulating the different structures used are due to rounding up.
1) Inclusiv titlurile de valoare negociabile. / Marketable securities included.
Sursa: Banca Naional a Romniei.
Source: National Bank of Romania.

628

21.7

Bilanul monetar al Bncii Naionale a Romniei (la sfritul perioadei)


Monetary balance sheet of the National Bank of Romania (end of period)
milioane lei / lei million

Denumirea indicatorilor
Indicators name

2007

2008

2009

2010

2011

2012

ACTIV - Total
ASSETS - Total

103912,6

120236,4

146472,3

164435,5

175014,5

177527,1

Active externe - total


Foreign assets - total
Numerar i alte valori
Cash and other payment means
Aur monetar
Monetary gold
Disponibil DST la FMI
SDR holdings with IMF
Credite1)
1)
Loans
Titluri de valoare negociabile
(altele dect aciunile)
Marketable securities
(other than shares)
Aciuni i alte participaii de capital deinute
Shares and other equity

101408,1

116394,4

134721,7

158736,4

164902,2

161607,0

0,1

0,2

0,1

0,1

0,2

0,3

6774,2

8153,5

10788,2

15050,9

17502,5

18600,4

1,2

345,0

4149,6

3403,7

1970,1

506,2

20109,6

15960,5

49823,8

42233,2

25491,8

40864,2

70423,2

87320,1

65094,7

92784,9

114522,3

96177,5

4099,7

4615,2

4865,4

5263,6

5415,2

5458,4

Active interne - total


2504,5
Domestic assets - total
Numerar i alte valori
11,0
Cash and other payment means
Credite
11,8
Loans
Titluri de valoare negociabile (altele dect aciunile)
0,3
Marketable securities (other than shares)
Aciuni i alte participaii de capital deinute
2,3
Shares and other equity
Active fixe
1325,1
Fixed assets
Alte active
1154,1
Other assets

3842,0

11750,6

5699,1

10112,3

15920,1

13,0

19,2

27,1

23,4

24,6

1388,9

9452,6

3281,6

6836,0

12629,4

PASIV - Total
LIABILITIES - Total
Pasive externe 2) - total
Foreign liabilities2) - total
Depozite n valut (inclusiv mprumuturi)
Foreign currency denominated deposits
(including borrowings)
Depozite n lei
Lei denominated deposits
Pasive interne2) - total
Domestic liabilities2) - total
Emisiunea bneasc
Currency issue
Depozite - total
Deposits - total
Depozite overnight
Overnight deposits
Depozite la termen
Time deposits
Capital i rezerve
Capital and reserves
Alte pasive 2)
Other liabilities2)

2,3

2,3

2,3

2,3

2,3

1315,1

1385,5

1516,8

1503,3

1496,5

1122,7

891,0

871,3

1747,3

1767,2

103912,6

120236,4

146472,3

164435,5

175014,5

177527,1

4942,3

5740,2

29173,4

44395,9

49747,1

43966,6

4597,2

5710,6

29146,8

44365,5

49722,1

43951,7

50,6

29,6

26,6

30,5

25,0

14,9

98970,3

114496,2

117298,9

120039,6

125267,4

133560,5

25455,6

29060,8

27520,4

29964,1

34249,6

36036,5

73107,1

75362,6

71087,4

67391,5

67268,4

73341,4

69061,4

74825,7

71087,0

67091,4

67268,4

73341,4

4045,7

536,9

0,3

300,0

351,2

9668,1

13822,4

17397,2

18446,0

18845,3

56,3

404,6

4868,7

5286,8

5303,5

5337,3

Not: ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea
statistic a datelor pentru elaborarea bilanului monetar.
Diferenele ntre datele pe total i valorile obinute din nsumarea diverselor structuri utilizate sunt datorate rotunjirilor.
Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical
reporting of data for preparing the monetary balance sheet.
The differences between total data and data obtained by cumulating the different structures used are due to rounding up.
1) Cuprind depozitele plasate de BNR la bnci din strintate. / Include the NBRs deposits with foreign banks.
2) Ca urmare a solicitrii BCE privind abordarea unitar din punct de vedere statistic a tratamentului alocrii DST de la FMI, s-a procedat
la reclasificarea poziiei Alocaii n DST de la FMI de la pasive externe la pasive interne, respectiv poziia Alte pasive.
Following the EBCs request on the use of a unitary statistical approach to the treatment of SDR allocations by IMF, the item SDR
allocated by the IMF has been moved from external liabilities to domestic liabilities, i.e. Other liabilities.
Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

629

21.8

Bilanul monetar agregat al instituiilor de credit i fonduri


de pia monetar (la sfritul perioadei)
Aggregate monetary balance sheet of monetary financial institutions
and monetary market funds (end of period)
milioane lei / lei million

Denumirea indicatorilor
Indicators name

2007

2008

2009

2010

2011

2012

260261,4

339853,9

366274,9

388412,8

396575,8

405010,0

Active externe - total


Foreign assets - total

6068,6

6915,2

12780,8

12898,8

9856,4

11427,5

Numerar i alte valori


Cash and other payment means

1573,2

1859,8

1331,5

1614,2

1629,5

1577,0

Credite (inclusiv depozite plasate)


Loans (including deposits taken)

3696,3

3968,1

10042,7

8282,4

6264,9

8151,7

509,9

735,2

983,3

2399,9

1612,4

1330,2

10,1

7,6

111,8

74,3

62,9

289,2

342,1

415,7

490,7

275,3

305,8

254192,9

332938,7

353494,1

375513,9

386719,5

393582,4

4003,0

3761,0

3533,7

3143,4

3615,9

4535,2

226486,9

285258,3

280053,1

285338,3

295658,8

289840,7

6145,6

11161,8

35719,2

50467,8

60246,8

69037,4

86,7

146,3

179,2

98,4

124,0

1038,4

1103,9

1318,6

1781,9

1804,3

2136,4

Active fixe
Fixed assets

8448,2

10361,0

9758,5

10206,7

11278,6

11914,7

Alte active
Other assets

7984,2

21146,5

22931,9

24477,4

13991,2

16118,0

ACTIV - Total
ASSETS - Total

Titluri de valoare negociabile (altele dect


aciunile) deinute
Marketable securities (other than shares)
Aciuni/uniti de fond ale fondurilor de pia
monetar deinute de instituiile de credit
Money market fund shares/units held
by credit institutions
Aciuni i alte participaii de capital deinute
de instituiile de credit
Shares and other equity held by
credit institutions
Active interne - total
Domestic assets - total
Numerar i alte valori
Cash and other payment means
Credite (inclusiv depozite plasate)
Loans (including deposits taken)
Titluri de valoare negociabile (altele dect
aciunile) deinute
Marketable securities (other than shares)
Aciuni/uniti de fond ale fondurilor de pia
monetar deinute de instituiile de credit
Money market fund shares/units held by
credit institutions
Aciuni i alte participaii de capital deinute
de instituiile de credit
Shares and other equity held by
credit institutions

Not: ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea
statistic a datelor pentru elaborarea bilanului monetar.
Diferenele ntre datele pe total i valorile obinute din nsumarea diverselor structuri utilizate sunt datorate rotunjirilor.
Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical
reporting of data for preparing the monetary balance sheet.
The differences between total data and data obtained by cumulating the different structures used are due to rounding up.
Sursa: Banca Naional a Romniei.
Source: National Bank of Romania.

630

21.8

Bilanul monetar agregat al instituiilor de credit i fonduri


de pia monetar (la sfritul perioadei) - continuare
Aggregate monetary balance sheet of monetary financial institutions
and monetary market funds (end of period) - continued
milioane lei / lei million

Denumirea indicatorilor
Indicators name

2007

2008

2009

2010

2011

2012

260261,4

339853,9

366274,9

388412,8

396575,8

405010,0

Pasive externe - total


Foreign liabilities - total

73458,2

104099,7

96112,3

103246,6

104223,2

93776,6

Depozite
Deposits

70795,0

103241,6

95376,9

102436,9

103936,9

93661,0

4383,9

5777,5

7556,0

7539,1

8662,5

5944,0

66400,7

97453,7

87708,5

94765,3

95274,3

86868,9

10,5

10,5

10,5

10,5

101,9

122,0

848,1

2663,1

858,0

735,4

789,1

258,8

115,5

20,6

27,5

Pasive interne - total


Domestic liabilities-total

186803,3

235754,2

270162,6

285166,2

292352,7

311233,3

Depozite - total
Deposits - total

146207,2

169052,2

195318,0

197609,8

207088,1

221370,9

Depozite overnight
Overnight deposits

64071,5

74949,0

62724,2

60842,2

61285,4

63156,6

Depozite la termen (inclusiv mprumuturi)


Time deposits( including borrowings)

82096,9

93911,0

123358,6

132138,5

137633,9

144662,0

38,8

192,2

9235,1

4629,1

8168,7

13552,4

312,3

312,3

137,7

403,6

774,3

1069,0

124,1

353,1

1796,4

3161,3

3779,5

Capital i rezerve
Capital and reserves

26082,2

36137,9

43831,4

54791,3

63451,7

72739,6

Alte pasive
Other liabilities

14077,4

29898,8

29079,1

29200,1

17259,0

16036,3

PASIV - Total
LIABILITIES - Total

Depozite overnight
Overnight deposits
Depozite la termen (inclusiv mprumuturi)
Time deposits( including borrowings)
Depozite rambursabile dup notificare
Deposits redeemable at notice
mprumuturi din operaiuni reverse repo
Reverse repos
Titluri de valoare negociabile (altele dect
aciunile) emise de instituiile de credit
Marketable securities (other than shares)
issued by credit institutions
Aciuni/uniti ale nerezidenilor emise de
fondurile de pia monetar
Non-residents shares/units issued by money
market funds

mprumuturi din operaiuni reverse repo


Reverse repos
Titluri de valoare negociabile (altele dect
aciunile) emise de instituiile de credit
Marketable securities (other than shares)
issued by credit institutions
Aciuni / uniti emise de fondurile de pia
monetar
Shares / units issued by money market funds

Not: ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea
statistic a datelor pentru elaborarea bilanului monetar.
Diferenele ntre datele pe total i valorile obinute din nsumarea diverselor structuri utilizate sunt datorate rotunjirilor.
Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical
reporting of data for preparing the monetary balance sheet.
The differences between total data and data obtained by cumulating the different structures used are due to rounding up.
c = Date confideniale. / Confidential data.
Sursa: Banca Naional a Romniei.
Source: National Bank of Romania.

631

21.9

Balana de pli
Balance of payments
milioane euro / euro million

Componente

Credit

2009
Debit

Sold
Net
credit

Credit

2010
Debit

Contul curent
Bunuri i servicii
Bunuri (export FOB -import FOB3))
Servicii
Transport
Turism - cltorii
Alte servicii
Venituri
Din munc
Din investiii directe
Din investiii de portofoliu
Din alte investiii de capital (dobnzi)
Transferuri curente
Administraie public
Alte sectoare
Contul de capital i financiar
Contul de capital
Transferuri de capital
Administraie public
Alte sectoare
Achiziionarea / vnzarea de active
nemateriale - nefinanciare
Contul financiar
Investiii directe
- ale rezidenilor n strintate
- ale nerezidenilor n Romnia
Investiii de portofoliu
Active
Pasive
Derivate financiare
Active
Pasive
Alte investiii de capital
Active
mprumuturi i credite pe termen lung
Credite comerciale
Credite financiare
mprumuturi i credite pe termen scurt
Credite comerciale
Credite financiare
Numerar i depozite
Alte active
- pe termen lung
- pe termen scurt
Pasive
Credite i mprumuturi de la FMI
mprumuturi i credite pe termen lung
Credite comerciale
Credite financiare
mprumuturi i credite pe termen scurt
Credite comerciale
Credite financiare
Numerar i depozite
Alte pasive
- pe termen lung
- pe termen scurt
Active de rezerv ale BNR, net
( cretere / + scdere)
Erori i omisiuni (net)

44055
36148
29084
7064
2077
884
4102
1188
492
24
538
134
6718
2360
4359
76672
992
791
562
229

48968
43311
35955
7356
2000
1051
4306
3090
46
874
313
1857
2568
1597
971
70789
346
278
147
131

-4913
-7163
-6871
-292
77
-167
-204
-1902
446
-850
225
-1723
4150
763
3388
5883
646
513
415
98

50904
43982
37360
6622
1928
860
3834
924
484
-112
438
115
5998
1998
4000
72882
575
475
275
200

201
75679
13435
156
13279
1714
597
1118
379
379
60151
15429
170
75
95
1758
1614
145
13161
339
122
217
44722
6769
10784
48
10736
5460
1654
3806
18369
3340
3192
148

68
70444
9885
94
9791
1198
736
462
430
430
57806
17390
221
26
196
2623
2256
368
14253
293
146
146
40416
7402
680
6721
9269
2908
6361
21464
2282
1972
310

133
5235
3550
62
3488
516
-139
656
-51
379
-430
2345
-1961
-51
49
-101
-865
-642
-223
-1092
46
-24
71
4306
6769
3382
-632
4015
-3809
-1254
-2555
-3095
1058
1220
-162

1124
969

-1124
-969

20111)

20122)

Sold
Net
credit

Credit

Debit

Sold
Net
credit

Credit

Debit

Sold
Net
credit

Components

56397
51155
44937
6218
1156
1238
3824
2838
67
541
456
1774
2404
1357
1047
67154
327
245
112
133

-5493
-7173
-7577
404
772
-378
10
-1914
417
-653
-18
-1659
3594
641
2953
5728
248
230
163
67

59534
52545
45292
7253
2227
1019
4007
1274
499
48
578
149
5716
1984
3732
75963
1181
844
713
131

65458
59599
52686
6913
1344
1408
4161
3481
92
485
558
2347
2378
1371
1006
70466
461
284
146
138

-5924
-7054
-7394
340
883
-389
-154
-2207
407
-437
20
-2198
3338
613
2726
5497
720
560
567
-7

60659
53472
45070
8402
2487
1142
4773
1380
571
46
670
93
5805
1827
3980
87653
2265
1814
1685
129

66502
59721
52449
7273
1325
1429
4519
4405
91
1312
647
2356
2376
1545
831
82643
359
192
126
66

-5843
-6249
-7379
1129
1162
-287
254
-3025
480
-1266
23
-2263
3429
282
3149
5010
1906
1622
1559
63

100
72307
13927
294
13633
3626
566
3059
472
472
54282
17812
632
385
248
2173
1891
282
14855
151
14
137
36471
4247
8517
11
8506
7200
2810
4390
14268
2238
2108
131

82
66827
11691
278
11413
2751
953
1798
450
450
48447
17731
304
32
272
3155
2517
639
14052
220
46
174
30716
9079
659
8419
5971
2353
3617
13992
1675
1365
310

18
5480
2236
16
2220
875
-387
1261
22
472
-450
5835
81
328
353
-24
-982
-626
-357
803
-69
-32
-37
5755
4247
-562
-648
87
1229
457
773
276
563
743
-179

337
74782
14544
187
14357
5421
771
4650
428
427
1
54388
22423
1233
846
387
2401
2156
245
18491
298
30
268
31965
908
8267
101
8166
6025
2746
3278
14885
1881
1601
280

177
70005
12706
164
12542
3746
813
2933
499
499
52157
21740
490
24
466
2662
2267
394
18155
433
79
355
30417
9234
579
8655
4842
2477
2365
14498
1844
1484
360

160
4777
1838
23
1815
1675
-42
1717
-71
427
-498
2231
683
743
822
-79
-261
-111
-149
336
-135
-49
-87
1548
908
-967
-478
-489
1183
269
913
387
37
117
-80

451
85388
16721
359
16362
8436
418
8018
301
300
1
58477
26923
450
203
248
2526
2304
223
23443
504
69
435
31554
6673
71
6602
5292
2123
3169
15713
3876
2869
1006

167
82284
14493
270
14224
4891
886
4004
478
478
62422
26883
324
31
293
2284
2028
256
23772
503
89
414
35539
1571
6924
263
6661
5637
2262
3374
17748
3659
3226
434

284
3104
2228
89
2138
3545
-468
4014
-177
300
-477
-3945
40
126
172
-45
242
276
-33
-329
1
-20
21
-3985
-1571
-251
-192
-59
-345
-139
-205
-2035
217
-357
572

3488
235

-3488
-235

427

897
-

-897
427

1452
833

1452
833

Current account
Goods and services
Goods (exports FOB - imports FOB3))
Services
Transport
Tourism - travels
Other services
Income
Compensation of employees
Direct investment
Portfolio investment
Other capital investment (interest)
Current transfers
Government sector
Other sectors
Capital and financial account
Capital account
Capital transfers
Government sector
Other sectors
Non-material / non-financial assets
acquisition - selling
Financial account
Direct investment
- of residents abroad
- of non-residents in Romania
Portfolio investment
Assets
Liabilities
Financial derivatives
Assets
Liabilities
Other capital investment
Assets
Long-term loans and credits
Trade credits
Financial credits
Short-term loans and credits
Trade credits
Financial credits
Cash and deposits
Other assets
- long term
- short-term
Liabilities
Use of IMF loans and credits
Long-term loans and credits
Trade credits
Financial credits
Short-term loans and credits
Trade credits
Financial credits
Cash and deposits
Other liabilities
- long term
- short-term
NBRs reserve assets, net
(- increase / + decrease)
Errors and omissions (net)

Not: Diferenele ntre datele pe total i valorile obinute din nsumarea diverselor structuri utilizate sunt datorate rotunjirilor.
Note: The differences between total data and data obtained by cumulating the different structures used are due to rounding up.
1) Date definitive. / The data are final.
2) Date semidefinitive. / The data are semi-final.
3)
Importuri FOB calculate pe baza coeficientului de transformare CIF/FOB = 1,0834 determinat de Institutul Naional de Statistic.
Imports FOB calculated based on the conversion coefficient CIF/FOB = 1.0834 set up by National Institute of Statistics.
Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

632

633

21.10

Asigurrile, pe domenii de activitate, n anul 2012


Insurance, by activity fields, in 2012
mii lei / lei thou

Indemnizaii
brute pltite
(inclusiv sume
pltite pentru
maturiti, la
asigurrile
de via)
Gross indemnities
paid (including
amounts paid
for life insurance
maturity)

Comisioane pltite
pentru primiri
Rezerve
n reasigurare tehnice brute
Paid commissions Gross technical
for reinsurance
reserves
acceptances

din care:
of which:

Prime brute
subscrise
Gross premiums
written

din care:
aferente primirilor
n reasigurare
of which:
reinsurance
acceptances

Prime cedate n
reasigurare
Premium ceded to
reinsurance

6454395,8

35255,9

1678914,2

4453717,6

7657,0

Asigurri de accidente i boal


225684,7
Asigurri de sntate
44594,7
Asigurri de mijloace de transport terestru,
altele decat cele feroviare
1916682,1
Asigurri de mijloace de transport feroviar
5053,0
Asigurri de mijloace de transport aerian
15340,0
Asigurri de mijloace de transport naval
(maritime, fluviale, lacustre, canale navigabile)
29396,6
Asigurri de bunuri n tranzit, inclusiv mrfuri
transportate, bagaje i orice alte bunuri
42547,3
Asigurri de incediu i calamiti naturale
1081228,5
Alte asigurri de bunuri
161311,4
Asigurri de rspundere civil a autovehiculelor
(rspundere civil auto obligatorie i carte verde) 2137043,4
Asigurri de rspundere civil a mijloacelor
de transport aerian
21422,6
Asigurri de rspundere civil a mijloacelor
de transport naval
14277,0
Asigurri de rspundere civil general
420349,4
Asigurri de credite
116510,7
Asigurri de garanii
152259,1
Asigurri de pierderi financiare
12121,0
Asigurri de protecie juridic
22,5
Asigurri de asisten a persoanelor
aflate n dificultate
58551,8

9752,0
-

16649,4
586,8

14114,5
10550,5

1195,3
-

1540,9
220,6

233257,4
828,4
13008,2

1947134,2
278,0
1870,0

138,7
27,1

432,2

9636,5

26424,9

105,6

43864,1

478,2
13272,5
1541,3

23335,1
485901,0
73494,0

46218,7
218520,3
80326,1

88,1
470,8
118,7

40919,1
947055,9
134203,0

642335,9

1862712,5

2933992,1

54,6

20007,0

127,0

8,3

10120,0

10106,4

154,9
328,8
7423,9
43,8
-

4020,2
92606,4
19319,0
36661,5
5915,3
-

2537,4
58342,6
151679,7
8361,9
3906,1
-

43,4
37,5
5416,2
-

15887,1
358314,9
73775,3
155433,9
5082,4
10,5

12,2

1352,3

20613,2

7,4

39,0

59903,0

299855,4

Domenii de activitate

ASIGURRI GENERALE - TOTAL

ASIGURRI DE VIA - TOTAL


Asigurri de via, anuiti i asigurri
de via suplimentare prevzute la
punctul A litera a), b) i c) din Anexa nr. 1
la Legea nr.32/2000, cu modificrile i
completrile ulterioare, cu excepia celor
prevzute la punctul II i III
Asigurri de cstorie, asigurri de natere
Asigurri de via i anuiti care sunt
legate de fonduri de investiii, prevzute
la punctul A litera a) i b) din Anexa nr.1
la Legea nr.32/2000, cu modificrile i
completrile ulterioare
Asigurri permanente de sntate prevzute
la punctul A litera d) din Anexa nr.1
la Legea 32/2000, cu modificarile i
completarile ulterioare
Asigurri de accidente i de boal
Asigurri de sntate

1802519,1

De prime
Unearned
premium
reserves

De daune
Rezerva
Loss matematic
reserves Mathematical
reserve

6971815,1 3114890,5 3416959,2


207605,8
26289,7

Activity fields

NON - LIFE INSURANCE - TOTAL

182166,1
22063,8

7268,0
3422,2

Accidents and illness insurance


Health insurance

1961767,1 1152388,5
7567,6
3161,6
19092,8
7416,6

648367,7
3146,1
7755,6

Land vehicles other than rail insurance


Rail transport means insurance
Aircraft insurance

14031,0

24506,3

18297,5
533828,8
68180,7

16292,9
249063,2
52614,1

786311,9 2130231,6

Ships insurance (ocean, inland)


Goods in transit insurance including cargo,
baggage and any other goods transportation
Fire and natural catastrophe insurance
Property damage insurance
Third party liability motor insurance
(compulsory TPL and Green Card)

13,0

Aircraft civil liability insurance

9504,6
133210,7
20733,2
142405,2
2448,2
9,8

6381,6
222849,2
12305,0
12610,6
2070,4
-

30833,6

8625,8

18061,8

Civil liability for ships insurance


General civil liability insurance
Credit insurance
Warranties insurance
Financial loss insurance
Legal aid insurance
Assistance insurance of the persons
in difficulty

5477203,7

597106,4

126145,0

4563022,5

1106597,6
1338,3

39,0
-

56451,6
-

223808,8
164,4

2794899,1
7072,3

571969,8
656,0

115494,5
113,9

1936834,6
6115,5

626278,3

2003,7

58445,7

2647846,3

3422,6

5033,7

2620003,3

1673,8
31461,7
35169,4

1435,6
12,1

580,0
3512,7
13343,8

1077,3
6955,5
19353,3

675,8
2879,7
17502,5

332,5
4075,8
1094,8

69,1
-

LIFE INSURANCE - TOTAL


Life assurance, annuities and supplementary
assurance provided for in the Annex no.1 of
the Law no.32/2000,with subsequent
amendments and completions, point A lett.
a), b) and c) with the exceptions of
those provided under the points II and III
Marriage insurance, birth insurance
Life assurance and annuities related to
investment funds provided for in
the Annex no.1 of the Law no.32/2000,
with subsequent amendments and
completions, point A lett. a) and b)
Permanent health insurance provided for
in the Annex no.1 of the Law no.32/2000,
with subsequent amendments and
completions, point A lett.d)
Accidents and ilness insurance
Health insurance

Sursa: Comisia de Supraveghere a Asigurrilor.


Source: Insurance Supervisory Commission.

634

635

21.11

Societile de asigurri, pe forme de proprietate (la sfritul perioadei)


Insurance companies, by type of ownership (end of period)
Societi
Capital social
de asigurri
subscris
(numr)
(milioane lei)
Insurance Subscribed share
companies
capital
(number)
(lei million)

2007
Total
Proprietate
Proprietate
2008
Total
Proprietate
Proprietate
2009
Total
Proprietate
Proprietate
2010
Total
Proprietate
Proprietate
2011
Total
Proprietate
Proprietate
2012
Total
Proprietate
Proprietate

Capital social
vrsat
(milioane lei)
Paid up share
capital
(lei million)

privat mixt
privat autohton

42
32
10

1977,2
1148,1
829,1

1974,4
1153,2
821,2

privat mixt
privat autohton

43
36
7

2851,6
2753,1
98,5

2851,6
2753,1
98,5

privat mixt
privat autohton

451)
37
8

3970,6
3845,1
125,5

3957,2
3833,7
123,5

privat mixt
privat autohton

432)
35
8

4175,3
3853,5
321,8

4153,8
3832,0
321,8

privat mixt
privat autohton

41
34
7

4038,2
3908,9
129,3

4032,4
3903,1
129,3

privat mixt
privat autohton

39
31
8

2985,9
2634,5
351,4

2983,0
2633,4
349,6

2007
Total
Private
Private
2008
Total
Private
Private
2009
Total
Private
Private
2010
Total
Private
Private
2011
Total
Private
Private
2012
Total
Private
Private

joint venture ownership


domestic ownership

joint venture ownership


domestic ownership

joint venture ownership


domestic ownership

joint venture ownership


domestic ownership

joint venture ownership


domestic ownership

joint venture ownership


domestic ownership

1) La 31.12.2009 desfurau activitate de asigurare/reasigurare un numr de 45 de societi (comparativ cu anul 2008 au intrat pe

pia 2 societi : PAID i ERGO Asigurri de Via i a ieit ASIBAN prin procedura de fuziune prin absorbie de ctre
Groupama). / On 31.12.2009, 45 companies performed insurance / reinsurance activity (compared to 2008, 2 companies entered
the market namely PAID and ERGO life insurance and ASIBAN left through fusion by GROUPAMA absorption).
2) La 31.12.2010 desfurau activitate de asigurare un numr de 43 de societi (comparativ cu 31.12.2009 a intrat pe pia Compania
de Asigurri EXIM Romnia i au ieit prin retragerea autorizaiei de funcionare 3 societi: Delta Asigurri SA, Delta Addendum
Asigurri Generale SA i KD LIFE Asigurri SA). / On 31.12.2010, 43 companies performed insurance activity (compared to 31.12.2009
entered the market insurance company EXIM Romania and 3 companies left by withdrawal of functioning authorization, namely Delta
Insurance SA, Delta Addendum General Insurance SA and KD LIFE insurance SA).
Sursa: Comisia de Supraveghere a Asigurrilor. / Source: Insurance Supervisory Commission.

21.12

Investiiile societilor de asigurri


Investments of insurance companies
milioane lei / lei million

Active
Total active
Plasamente
Active circulante

2007

2008

2010

2011

2012

11717,1 14982,8 16398,5 16805,6 17293,9 18960,4


6167,1 7967,9 9174,3 9857,8 10390,1 10525,7
734,1
442,9
400,4
387,6
366,4
498,1

Casa i conturi la bnci 611,4


Alte active circulante
122,7
Alte active
4815,9

308,0
134,9
6572,0

Sursa: Comisia de Supraveghere a Asigurrilor.


Source: Insurance Supervisory Commission.

636

2009

259,4
141,0
6823,8

265,1
122,5
6560,2

275,9
90,5
6537,4

413,0
85,1
7936,6

Assets
Total assets
Investments
Current assets
Cash in hand and availabilities
in current accounts
Other current assets
Other assets

23.36

Rezervele internaionale, exclusiv aurul, n anul 2012


International reserves, excluding gold, in 2012
milioane dolari SUA / USD million

ara

Africa de Sud
Argentina
Australia
Austria
Belgia
Brazilia
Bulgaria
Canada
Republica Ceh
R.P. Chinez
Cipru
Republica Coreea
Croaia
Danemarca
Elveia
Estonia
Finlanda
Frana
Germania
Grecia
India
Irlanda
Israel
Italia
Japonia
Letonia
Lituania
Luxemburg
Malta
Norvegia
Noua Zeeland
Olanda
Polonia
Portugalia
Regatul Unit
Romnia1)
Federaia Rus
Singapore
Slovacia
Slovenia
Spania
S.U.A
S.U. Mexicane
Suedia
Turcia
Ungaria

Total

43995
39920
44943
12232
18600
369566
18371
68365
44265
3331120
449
323207
14807
86138
475659
287
8453
54231
67422
1270
270587
1386
75908
50499
1227147
7111
8218
871
688
51856
17584
22050
103396
2196
88600
41162
486577
259094
818
782
35523
139130
160413
45519
99943
44506

Disponibiliti
FMI
Reserve position
in the Fund

Devize
Foreign
exchange

DST
SDRs

Country

65
2485
1691
3627
3483
52
4368
700
8175
128
2784
1513
3071
13
1026
8474
11549
370
4494
397
591
6225
13659
345
74
1549
547
4084
1349
418
8860
4726
912
300
192
3180
34160
2806
1941
173
113

41183
36765
37922
7972
8451
362097
17379
55243
42412
3311589
143
316898
14339
82368
467933
179
5697
30350
37964
49
261656
3
74040
34816
1193578
6954
8007
151
475
48000
15779
10803
100317
559
64950
41011
473110
256841
17
271
28214
49920
153473
40294
98280
44028

2748
3155
4536
2570
6522
3986
939
8754
1154
11356
177
3526
468
2256
4654
95
1729
14586
17908
851
4436
986
1277
9458
19910
157
211
375
140
2308
1258
7163
1731
1219
14790
151
8740
1341
502
319
4129
55050
4134
3284
1489
365

South Africa
Argentina
Australia
Austria
Belgium
Brazil
Bulgaria
Canada
Czech Republic
China, Peoples Republic of
Cyprus
Republic of Korea
Croatia
Denmark
Switzerland
Estonia
Finland
France
Germany
Greece
India
Ireland
Israel
Italy
Japan
Latvia
Lithuania
Luxembourg
Malta
Norway
New Zealand
Netherlands
Poland
Portugal
United Kingdom
Romania1)
Russian Federation
Singapore
Slovakia
Slovenia
Spain
United States of America
Mexico, U.S.
Sweden
Turkey
Hungary

Not: DST = Drepturi speciale de tragere. / Note: SDRs = Special Drawing Rights.
1) Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

726