TITLE 1:

Event or peril insured against

1. Guingon vs. Del Monte, 20 SCRA 1043, 1967
Insurance by a married woman
2. Harding vs. Comm. Union Assurance Co., 38 Phil. 464, 1918
Concept of lottery
3. Uy vs. Palomar, 27 SCRA 287, 1969
4. Phil. Refining Co. vs. Palomar, 148 SCRA 313, 1987
5. Palomar vs. CFI of Manila, 165 SCRA 162, 1988
Title 2
*Meaning of Public Enemy
6. Filipinas Cia de Seguros v. Huenefeld & Co., 89 Phil. 54 (1951)
7. S. Winshop v. Phil. Trust Co., 90 Phil. 744 (1952)
*Effect of war on existing insurance contracts
8. Filipinas Cia de Seguros v. Huenefeld & Co., supra
9. Constantino v. Asia Life Ins. Co., 87 Phil. 248 (1950)
10. McGuire v. The Manufacturer's Life Ins. Co., 87 Phil. 370 (1950)
11. Nat. Leather Co. Ins., v. U.S. Life Ins. Co., 87 Phil. 410 (1950)
12. Vda. de Carrero v. Manufacturer's Life Ins. Co., 87 Phil. 460 (1950)
13. Gonzaga v. Crown Life Ins. Co., 91 Phil. 10 (1952)
*Insurable interest of mortgagee and mortgagor
14. Palileo v. Cosio, 97 Phil. 919 / 17 SCRA 196 (1966)
15. Geagonia v. CA, 241 SCRA 152 (1995)
16. San Miguel Brewery v. Law Union Inc., 40 Phil. 674 (1920)

*Insurance by mortgagee of his own interest

17. Palileo v. Cosio, 97 Phil. 919 (1955)
*Effect of standard and open clauses in fire insurance policy
18. Geagonia v. CA, supra
Title 3
Insurable interest in general
19. Lalican vs. Insular Life Insurance Co., Limited, 597 SCRA 159 [2009]
Similarity between a life insurance policy and a civil donation
20. The Insular Life Assur. Co. vs. Ebrado, 80 SCRA 181 [1997].
Insurable interest in life of person upon whom one depends for
education or support or in whom he has a pecuniary interest
21. El Oriente vs. Posadas, 56 Phil. 147
Limitation in the appointment of beneficiary
22. The Insular Life Assur. Co., Ltd. Vs. Ebrado, 80 SCRA 181 [1977]
Right of insured to change beneficiary in life insurance
23. Gercio vs. Sun Life Assurance of Canada, 48 Phil. 53 [1925].
24. Go vs. Redfern, 72 Phil. 71 [1941].
Measurement of vested interest of beneficiary in policy
25. Nario vs. Philippine American Life Insurance Co., 20SCRA 436 [1967].
Designation of beneficiary
26. Social Security System vs. Davac, 17 SCRA 863 [1966]
27. Consuegra vs. GSIS, 37 SCRA 315 [1971].

Liability of insurer on death of insured

28. A. Tolentino vs. Filipinas Life Assurance Co., Inc., I.C. Case No. 162 July
19, 1976
Insurable interest in property in particular cases
29. Lampano vs. Jose, 30 Phil. 357 [1915]
Insurable interest of carrier or depository
30. Lopez vs. del Rosario, 44 Phil. 98 [1922]
Effect of absence of insurable interest in property insured
31. Cha vs. Court of Appeals, 277 SCRA 690 [1997]
32. Garcia vs. Hongkong F. & M. Ins. Co., 45 Phil. 22 [1923]
Measure of indemnity in insurance contracts
33. Young vs. The Midland Textile Ins. Co., 30 Phil. 617 [1915]
34. Phil. Health Care Providers, Inc. vs. Comm. Of Internal Revenue, 554
SCRA 411 [2008]
35. Philamcare of Health Systems, Inc. vs. Court of Appeals, 379 SCRA 356
[2002]
36. Blue Cross Health Care, Inc. vs. Olivares, 544 SCRA 580 [2008]
Effect, in general, of change of interest
37. San Miguel Brewery vs. Law Union & Rock Ins. Co., 40 Phil. 674 [1920]
Change of interest covered by law
38. Bachrach vs. British American Assn. Co., 17 Phil. 562 [1910]

Change of interest where several things separately insured by one

policy
39. Oriental Assurance Corp. vs. Court of Appeals, 200 SCRA 459 [1991]

Title 4
Effect of concealment
40. Qua Chee Gan v Law Union And Rock Ins. Co., 98 Phil 85
41. Fieldmens Insurance Co., Inc. v Vda. De Songco, 25 SCRA 70 1968
Proof of Fraud
42. Saturnino v Phil. American Life Insurance Co., 7 SCRA 316 1963
43. Great life Assurance Co. v CA ,89 SCRA 543 1979
44. Argante v West Coast Life Inc. Co., 51 Phil 725 1928
Matters communicated
45. De Leon v Crown Life Ins. Co., CA L-44842 june 20, 1939
46. Musngi v West Coast Life Ins. Co. 61 Phil 864 1939
47. Yu Pang Cheng v CA, 105 Phil 930 1959
48. Canilang v CA, 223 SCRA 443 1993
49. Sunlife Assure. Co. of Canada v CA,245 SCRA 268 1995
Materiality
50. Union Manufacturing Co., Inc. v Phil. Guaranty Co. Inc., 245 SCRA 271
51. Great Pacific Life Assn. Co. v CA., 89 SCRA 543 1979

52. Agos v The Phil. American Life Ins. Co., I.C. Case No. 10 March 11, 1976
information waived
53. Ng Zee v Asian Crusader Life Assurance Corp. 122 SCRA 461 1983

Title 5
Effect on policy of expressions of opinion or expectation
54. 43 Am.Jur, 2d 1023; Philamcare Health Systems, Inc. vs CA, 379 SCRA
356, 2002
When an insurer must exercise his right to rescind
55.

Tan Chay vs West Coast Life Ins. Co., 51 Phil 80, 1927

56.

Argente vs West Coast Life Ins. Co., 51 Phil 275, 1927

Requisite for Incontestability

57.

Tan vs CA, 174 SCRA 403, 1989