Valor do imvel

Entrada
Taxa de Juros aa
Taxa de Juros am
TR aa
TR am
N Prestaes
SELIC aa

R$ 300,000.00
R$ 150,000.00
11.0000%
0.8735%
1.8000%
0.1488%
180
13.25%

50%

Preencher somente os campos em amarelo

Va
Valor do imvel
Entrada
Taxa de Juros aa
Taxa de Juros am
TR aa
TR am
N Prestaes

R$
R$

Prestao 1
R$
Total amortizado
R$
Total de juros pagos
R$
Seguros
R$
Taxa de adm.
R$
Total de prestaes
R$
Renda Familiar Segura

300,000.00
150,000.00
11.0000%
0.8735%
1.8000%
0.1488%
180
2,146.71
172,114.48
130,026.14
302,140.62
7,155.70

50.00%

% princ.
57.0%
43.0%
0.0%
0.0%

PREENCHA OS CAMPOS DA PASTA PARMETROS. NO

PREENCHA NADA AQUI! Observe os demais comentrios,
alguns esto ocultos. Aponte o mouse em cima da clula
para que sejam exibidos. Pesquise as taxas na CEF.

SELIC aa
Poupana aa
Poupana am

13.25%
8.0692%
0.6488%

Rendim. da entrada
480,420.22
Pelo perodo do financiamento
Em 5 anos
221,106.38
Em 10 anos
325,920.20
Em 15 anos
480,420.22
Em 20 anos
708,159.83

k Saldo Devedor
0
150,000.00
1
150,223.16
2
149,610.85
3
148,996.37
4
148,379.74
5
147,760.95
6
147,139.98
7
146,516.84
8
145,891.52
9
145,264.01
10
144,634.32
11
144,002.42
12
143,368.33
13
142,732.04
14
142,093.53
15
141,452.81
16
140,809.86
17
140,164.69
18
139,517.29
19
138,867.65
20
138,215.77
21
137,561.64
22
136,905.26
23
136,246.62
24
135,585.72
25
134,922.55
26
134,257.11
27
133,589.39
28
132,919.39
29
132,247.09
30
131,572.51
31
130,895.62
32
130,216.42
33
129,534.92
34
128,851.10
35
128,164.96
36
127,476.49
37
126,785.69
38
126,092.55
39
125,397.07
40
124,699.24
41
123,999.05
42
123,296.51
43
122,591.60
44
121,884.32
45
121,174.67

46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93

120,462.63
119,748.21
119,031.39
118,312.18
117,590.56
116,866.53
116,140.09
115,411.23
114,679.94
113,946.23
113,210.07
112,471.47
111,730.43
110,986.93
110,240.97
109,492.54
108,741.65
107,988.27
107,232.42
106,474.07
105,713.24
104,949.90
104,184.06
103,415.71
102,644.84
101,871.44
101,095.52
100,317.07
99,536.07
98,752.53
97,966.44
97,177.79
96,386.57
95,592.79
94,796.43
93,997.49
93,195.96
92,391.84
91,585.12
90,775.80
89,963.86
89,149.31
88,332.14
87,512.33
86,689.90
85,864.82
85,037.09
84,206.71

94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141

83,373.67
82,537.97
81,699.60
80,858.54
80,014.81
79,168.38
78,319.26
77,467.44
76,612.91
75,755.67
74,895.70
74,033.01
73,167.59
72,299.42
71,428.51
70,554.85
69,678.44
68,799.26
67,917.30
67,032.58
66,145.07
65,254.76
64,361.67
63,465.77
62,567.07
61,665.55
60,761.20
59,854.03
58,944.03
58,031.19
57,115.50
56,196.96
55,275.56
54,351.29
53,424.15
52,494.13
51,561.22
50,625.42
49,686.73
48,745.13
47,800.61
46,853.18
45,902.83
44,949.54
43,993.31
43,034.14
42,072.02
41,106.94

142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189

40,138.89
39,167.88
38,193.88
37,216.90
36,236.93
35,253.96
34,267.99
33,279.00
32,287.00
31,291.97
30,293.91
29,292.80
28,288.66
27,281.46
26,271.20
25,257.87
24,241.47
23,221.99
22,199.43
21,173.77
20,145.00
19,113.13
18,078.15
17,040.04
15,998.81
14,954.44
13,906.92
12,856.26
11,802.44
10,745.45
9,685.29
8,621.96
7,555.44
6,485.72
5,412.81
4,336.69
3,257.36
2,174.80
1,089.02
-

190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237

238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285

286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333

334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381

382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429

430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477

478
479
480

2,500.00
2,000.00
1,500.00
1,000.00
500.00
-

Amortizao
834.57
835.81
837.06
838.30
839.55
840.80
842.05
843.30
844.56
845.81
847.07
848.33
849.60
850.86
852.13
853.39
854.66
855.93
857.21
858.48
859.76
861.04
862.32
863.60
864.89
866.17
867.46
868.75
870.05
871.34
872.64
873.94
875.24
876.54
877.84
879.15
880.46
881.77
883.08
884.39
885.71
887.03
888.34
889.67
890.99

Valores (R$)
Juros
Seguro
1,312.14
1,306.79
1,301.42
1,296.04
1,290.63
1,285.21
1,279.77
1,274.30
1,268.82
1,263.32
1,257.80
1,252.26
1,246.71
1,241.13
1,235.53
1,229.92
1,224.28
1,218.63
1,212.95
1,207.26
1,201.55
1,195.81
1,190.06
1,184.29
1,178.49
1,172.68
1,166.85
1,161.00
1,155.12
1,149.23
1,143.32
1,137.39
1,131.43
1,125.46
1,119.47
1,113.46
1,107.42
1,101.37
1,095.29
1,089.20
1,083.08
1,076.94
1,070.79
1,064.61
1,058.41

Tx. Adm
-

Prestao
2,146.71
2,142.60
2,138.48
2,134.34
2,130.18
2,126.01
2,121.82
2,117.61
2,113.38
2,109.14
2,104.88
2,100.60
2,096.30
2,091.99
2,087.66
2,083.31
2,078.94
2,074.56
2,070.16
2,065.74
2,061.31
2,056.85
2,052.38
2,047.89
2,043.38
2,038.86
2,034.31
2,029.75
2,025.17
2,020.57
2,015.96
2,011.32
2,006.67
2,002.00
1,997.31
1,992.60
1,987.88
1,983.13
1,978.37
1,973.59
1,968.79
1,963.97
1,959.13
1,954.28
1,949.40

% da prestao utilizado
para pagar juros
61.12%
60.99%
60.86%
60.72%
60.59%
60.45%
60.31%
60.18%
60.04%
59.90%
59.76%
59.61%
59.47%
59.33%
59.18%
59.04%
58.89%
58.74%
58.59%
58.44%
58.29%
58.14%
57.98%
57.83%
57.67%
57.52%
57.36%
57.20%
57.04%
56.88%
56.71%
56.55%
56.38%
56.22%
56.05%
55.88%
55.71%
55.54%
55.36%
55.19%
55.01%
54.84%
54.66%
54.48%
54.29%

892.32
893.64
894.97
896.30
897.64
898.97
900.31
901.65
902.99
904.34
905.68
907.03
908.38
909.73
911.08
912.44
913.80
915.15
916.52
917.88
919.25
920.61
921.98
923.35
924.73
926.10
927.48
928.86
930.24
931.63
933.01
934.40
935.79
937.18
938.58
939.97
941.37
942.77
944.18
945.58
946.99
948.40
949.81
951.22
952.64
954.05
955.47
956.89

1,052.19
1,045.95
1,039.69
1,033.41
1,027.11
1,020.78
1,014.44
1,008.07
1,001.68
995.27
988.84
982.39
975.92
969.43
962.91
956.37
949.81
943.23
936.63
930.01
923.36
916.69
910.01
903.29
896.56
889.81
883.03
876.23
869.41
862.56
855.70
848.81
841.90
834.96
828.01
821.03
814.03
807.01
799.96
792.89
785.80
778.68
771.55
764.38
757.20
749.99
742.76
735.51

1,944.51
1,939.60
1,934.66
1,929.71
1,924.74
1,919.76
1,914.75
1,909.72
1,904.67
1,899.61
1,894.52
1,889.42
1,884.30
1,879.15
1,873.99
1,868.81
1,863.61
1,858.39
1,853.15
1,847.89
1,842.61
1,837.31
1,831.99
1,826.65
1,821.29
1,815.91
1,810.51
1,805.09
1,799.65
1,794.19
1,788.71
1,783.21
1,777.69
1,772.15
1,766.59
1,761.00
1,755.40
1,749.78
1,744.14
1,738.47
1,732.79
1,727.08
1,721.35
1,715.61
1,709.84
1,704.05
1,698.24
1,692.41

54.11%
53.93%
53.74%
53.55%
53.36%
53.17%
52.98%
52.79%
52.59%
52.39%
52.19%
51.99%
51.79%
51.59%
51.38%
51.18%
50.97%
50.76%
50.54%
50.33%
50.11%
49.89%
49.67%
49.45%
49.23%
49.00%
48.77%
48.54%
48.31%
48.08%
47.84%
47.60%
47.36%
47.12%
46.87%
46.62%
46.37%
46.12%
45.87%
45.61%
45.35%
45.09%
44.82%
44.55%
44.28%
44.01%
43.74%
43.46%

958.32
959.74
961.17
962.60
964.03
965.47
966.90
968.34
969.78
971.23
972.67
974.12
975.57
977.02
978.47
979.93
981.39
982.85
984.31
985.77
987.24
988.71
990.18
991.65
993.13
994.61
996.09
997.57
999.05
1,000.54
1,002.03
1,003.52
1,005.01
1,006.51
1,008.00
1,009.50
1,011.00
1,012.51
1,014.01
1,015.52
1,017.03
1,018.55
1,020.06
1,021.58
1,023.10
1,024.62
1,026.15
1,027.67

728.24
720.94
713.61
706.27
698.90
691.50
684.09
676.65
669.18
661.69
654.18
646.65
639.09
631.51
623.90
616.27
608.61
600.93
593.23
585.50
577.75
569.97
562.17
554.35
546.50
538.62
530.72
522.80
514.85
506.88
498.88
490.86
482.81
474.74
466.64
458.51
450.37
442.19
433.99
425.77
417.52
409.24
400.94
392.62
384.26
375.89
367.48
359.05

1,686.55
1,680.68
1,674.78
1,668.87
1,662.93
1,656.97
1,650.99
1,644.99
1,638.97
1,632.92
1,626.85
1,620.77
1,614.66
1,608.53
1,602.37
1,596.20
1,590.00
1,583.78
1,577.54
1,571.28
1,564.99
1,558.68
1,552.35
1,546.00
1,539.63
1,533.23
1,526.81
1,520.37
1,513.90
1,507.42
1,500.91
1,494.37
1,487.82
1,481.24
1,474.64
1,468.02
1,461.37
1,454.70
1,448.01
1,441.29
1,434.55
1,427.79
1,421.01
1,414.20
1,407.36
1,400.51
1,393.63
1,386.73

43.18%
42.90%
42.61%
42.32%
42.03%
41.73%
41.43%
41.13%
40.83%
40.52%
40.21%
39.90%
39.58%
39.26%
38.94%
38.61%
38.28%
37.94%
37.60%
37.26%
36.92%
36.57%
36.21%
35.86%
35.50%
35.13%
34.76%
34.39%
34.01%
33.63%
33.24%
32.85%
32.45%
32.05%
31.64%
31.23%
30.82%
30.40%
29.97%
29.54%
29.10%
28.66%
28.22%
27.76%
27.30%
26.84%
26.37%
25.89%

1,029.20
1,030.73
1,032.27
1,033.80
1,035.34
1,036.88
1,038.42
1,039.97
1,041.52
1,043.07
1,044.62
1,046.17
1,047.73
1,049.29
1,050.85
1,052.41
1,053.98
1,055.55
1,057.12
1,058.69
1,060.26
1,061.84
1,063.42
1,065.00
1,066.59
1,068.17
1,069.76
1,071.35
1,072.95
1,074.54
1,076.14
1,077.74
1,079.35
1,080.95
1,082.56
1,084.17
1,085.79
1,087.40
1,089.02
-

350.60
342.12
333.61
325.07
316.51
307.93
299.32
290.68
282.01
273.32
264.60
255.86
247.09
238.29
229.47
220.62
211.74
202.83
193.90
184.94
175.96
166.95
157.91
148.84
139.74
130.62
121.47
112.29
103.09
93.86
84.60
75.31
65.99
56.65
47.28
37.88
28.45
19.00
9.51
-

1,379.80
1,372.85
1,365.88
1,358.88
1,351.86
1,344.81
1,337.74
1,330.65
1,323.53
1,316.39
1,309.22
1,302.03
1,294.82
1,287.58
1,280.32
1,273.03
1,265.72
1,258.38
1,251.02
1,243.63
1,236.22
1,228.79
1,221.33
1,213.84
1,206.33
1,198.79
1,191.23
1,183.65
1,176.04
1,168.40
1,160.74
1,153.05
1,145.34
1,137.60
1,129.84
1,122.05
1,114.24
1,106.40
1,098.53
-

25.41%
24.92%
24.42%
23.92%
23.41%
22.90%
22.37%
21.84%
21.31%
20.76%
20.21%
19.65%
19.08%
18.51%
17.92%
17.33%
16.73%
16.12%
15.50%
14.87%
14.23%
13.59%
12.93%
12.26%
11.58%
10.90%
10.20%
9.49%
8.77%
8.03%
7.29%
6.53%
5.76%
4.98%
4.18%
3.38%
2.55%
1.72%
0.87%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

172,114.48

130,026.14

0.00%
0.00%
0.00%

302,140.62

Prestao

PR
2,146.71
2,142.60
2,138.48
2,134.34
2,130.18
2,126.01
2,121.82
2,117.61
2,113.38
2,109.14
2,104.88
2,100.60
2,096.30
2,091.99
2,087.66
2,083.31
2,078.94
2,074.56
2,070.16
2,065.74
2,061.31
2,056.85
2,052.38
2,047.89
2,043.38
2,038.86
2,034.31
2,029.75
2,025.17
2,020.57
2,015.96
2,011.32
2,006.67
2,002.00
1,997.31
1,992.60
1,987.88
1,983.13
1,978.37
1,973.59
1,968.79
1,963.97
1,959.13
1,954.28
1,949.40

Aluguel (R$)
1,000.00
Economia
1,146.71
1,142.60
1,138.48
1,134.34
1,130.18
1,126.01
1,121.82
1,117.61
1,113.38
1,109.14
1,104.88
1,100.60
1,096.30
1,091.99
1,087.66
1,083.31
1,078.94
1,074.56
1,070.16
1,065.74
1,061.31
1,056.85
1,052.38
1,047.89
1,043.38
1,038.86
1,034.31
1,029.75
1,025.17
1,020.57
1,015.96
1,011.32
1,006.67
1,002.00
997.31
992.60
987.88
983.13
978.37
973.59
968.79
963.97
959.13
954.28
949.40

Poupana
1,146.71
2,296.76
3,450.14
4,606.86
5,766.93
6,930.36
8,097.13
9,267.27
10,440.78
11,617.65
12,797.90
13,981.53
15,168.54
16,358.94
17,552.73
18,749.91
19,950.50
21,154.50
22,361.91
23,572.73
24,786.97
26,004.63
27,225.72
28,450.24
29,678.20
30,909.61
32,144.45
33,382.75
34,624.50
35,869.71
37,118.38
38,370.52
39,626.13
40,885.21
42,147.78
43,413.83
44,683.36
45,956.39
47,232.92
48,512.94
49,796.47
51,083.51
52,374.06
53,668.13
54,965.71

Entrada (R$) Adicional (R$)

150,000.00
200.00
Acumulado Poupana Ad.
150,973.16
200.00
151,952.64
401.30
152,938.48
603.90
153,930.71
807.82
154,929.37
1,013.06
155,934.52
1,219.63
156,946.18
1,427.55
157,964.41
1,636.81
158,989.25
1,847.43
160,020.73
2,059.41
161,058.91
2,272.77
162,103.82
2,487.52
163,155.52
2,703.66
164,214.03
2,921.20
165,279.41
3,140.15
166,351.71
3,360.52
167,430.96
3,582.32
168,517.21
3,805.57
169,610.51
4,030.25
170,710.90
4,256.40
171,818.44
4,484.02
172,933.15
4,713.11
174,055.10
4,943.69
175,184.33
5,175.76
176,320.89
5,409.34
177,464.82
5,644.43
178,616.17
5,881.05
179,774.99
6,119.21
180,941.32
6,358.91
182,115.23
6,600.16
183,296.75
6,842.98
184,485.94
7,087.38
185,682.84
7,333.36
186,887.50
7,580.94
188,099.99
7,830.12
189,320.33
8,080.92
190,548.60
8,333.35
191,784.84
8,587.41
193,029.09
8,843.12
194,281.42
9,100.50
195,541.87
9,359.54
196,810.50
9,620.26
198,087.36
9,882.68
199,372.50
10,146.79
200,665.99
10,412.62

1,944.51
1,939.60
1,934.66
1,929.71
1,924.74
1,919.76
1,914.75
1,909.72
1,904.67
1,899.61
1,894.52
1,889.42
1,884.30
1,879.15
1,873.99
1,868.81
1,863.61
1,858.39
1,853.15
1,847.89
1,842.61
1,837.31
1,831.99
1,826.65
1,821.29
1,815.91
1,810.51
1,805.09
1,799.65
1,794.19
1,788.71
1,783.21
1,777.69
1,772.15
1,766.59
1,761.00
1,755.40
1,749.78
1,744.14
1,738.47
1,732.79
1,727.08
1,721.35
1,715.61
1,709.84
1,704.05
1,698.24
1,692.41

944.51
939.60
934.66
929.71
924.74
919.76
914.75
909.72
904.67
899.61
894.52
889.42
884.30
879.15
873.99
868.81
863.61
858.39
853.15
847.89
842.61
837.31
831.99
826.65
821.29
815.91
810.51
805.09
799.65
794.19
788.71
783.21
777.69
772.15
766.59
761.00
755.40
749.78
744.14
738.47
732.79
727.08
721.35
715.61
709.84
704.05
698.24
692.41

56,266.83
57,571.47
58,879.64
60,191.35
61,506.60
62,825.40
64,147.74
65,473.64
66,803.09
68,136.10
69,472.68
70,812.82
72,156.54
73,503.83
74,854.69
76,209.14
77,567.18
78,928.81
80,294.03
81,662.84
83,035.26
84,411.28
85,790.91
87,174.15
88,561.00
89,951.48
91,345.57
92,743.29
94,144.64
95,549.62
96,958.23
98,370.48
99,786.38
101,205.92
102,629.10
104,055.94
105,486.44
106,920.59
108,358.40
109,799.87
111,245.01
112,693.83
114,146.31
115,602.47
117,062.31
118,525.83
119,993.03
121,463.93

201,967.86
203,278.18
204,597.00
205,924.38
207,260.37
208,605.02
209,958.41
211,320.57
212,691.56
214,071.46
215,460.30
216,858.16
218,265.08
219,681.14
221,106.38
222,540.86
223,984.66
225,437.81
226,900.40
228,372.48
229,854.11
231,345.35
232,846.26
234,356.91
235,877.36
237,407.68
238,947.93
240,498.17
242,058.46
243,628.88
245,209.49
246,800.35
248,401.53
250,013.10
251,635.13
253,267.68
254,910.82
256,564.62
258,229.15
259,904.48
261,590.68
263,287.82
264,995.97
266,715.20
268,445.59
270,187.20
271,940.11
273,704.39

10,680.18
10,949.47
11,220.50
11,493.30
11,767.87
12,044.21
12,322.35
12,602.30
12,884.06
13,167.65
13,453.08
13,740.36
14,029.50
14,320.52
14,613.43
14,908.24
15,204.96
15,503.61
15,804.19
16,106.72
16,411.22
16,717.69
17,026.15
17,336.61
17,649.09
17,963.59
18,280.14
18,598.73
18,919.40
19,242.14
19,566.98
19,893.93
20,222.99
20,554.20
20,887.55
21,223.06
21,560.75
21,900.63
22,242.72
22,587.02
22,933.56
23,282.35
23,633.40
23,986.73
24,342.35
24,700.28
25,060.53
25,423.11

1,686.55
1,680.68
1,674.78
1,668.87
1,662.93
1,656.97
1,650.99
1,644.99
1,638.97
1,632.92
1,626.85
1,620.77
1,614.66
1,608.53
1,602.37
1,596.20
1,590.00
1,583.78
1,577.54
1,571.28
1,564.99
1,558.68
1,552.35
1,546.00
1,539.63
1,533.23
1,526.81
1,520.37
1,513.90
1,507.42
1,500.91
1,494.37
1,487.82
1,481.24
1,474.64
1,468.02
1,461.37
1,454.70
1,448.01
1,441.29
1,434.55
1,427.79
1,421.01
1,414.20
1,407.36
1,400.51
1,393.63
1,386.73

686.55
680.68
674.78
668.87
662.93
656.97
650.99
644.99
638.97
632.92
626.85
620.77
614.66
608.53
602.37
596.20
590.00
583.78
577.54
571.28
564.99
558.68
552.35
546.00
539.63
533.23
526.81
520.37
513.90
507.42
500.91
494.37
487.82
481.24
474.64
468.02
461.37
454.70
448.01
441.29
434.55
427.79
421.01
414.20
407.36
400.51
393.63
386.73

122,938.51
124,416.79
125,898.76
127,384.43
128,873.80
130,366.87
131,863.65
133,364.14
134,868.35
136,376.26
137,887.89
139,403.24
140,922.32
142,445.11
143,971.64
145,501.89
147,035.87
148,573.58
150,115.03
151,660.22
153,209.14
154,761.81
156,318.22
157,878.38
159,442.28
161,009.94
162,581.34
164,156.50
165,735.41
167,318.08
168,904.51
170,494.69
172,088.64
173,686.36
175,287.83
176,893.08
178,502.09
180,114.87
181,731.42
183,351.74
184,975.84
186,603.71
188,235.36
189,870.78
191,509.98
193,152.96
194,799.72
196,450.26

275,480.12
277,267.37
279,066.22
280,876.74
282,699.00
284,533.08
286,379.07
288,237.03
290,107.04
291,989.19
293,883.55
295,790.19
297,709.21
299,640.68
301,584.68
303,541.29
305,510.59
307,492.67
309,487.61
311,495.50
313,516.41
315,550.43
317,597.64
319,658.14
321,732.01
323,819.33
325,920.20
328,034.69
330,162.90
332,304.92
334,460.84
336,630.74
338,814.72
341,012.87
343,225.28
345,452.05
347,693.26
349,949.01
352,219.40
354,504.52
356,804.46
359,119.32
361,449.21
363,794.20
366,154.42
368,529.94
370,920.87
373,327.32

25,788.05
26,155.36
26,525.05
26,897.14
27,271.64
27,648.57
28,027.95
28,409.79
28,794.10
29,180.91
29,570.23
29,962.08
30,356.46
30,753.41
31,152.93
31,555.04
31,959.76
32,367.11
32,777.10
33,189.75
33,605.08
34,023.10
34,443.84
34,867.30
35,293.51
35,722.49
36,154.24
36,588.81
37,026.18
37,466.40
37,909.48
38,355.42
38,804.26
39,256.02
39,710.70
40,168.33
40,628.94
41,092.53
41,559.13
42,028.75
42,501.43
42,977.16
43,455.99
43,937.92
44,422.98
44,911.19
45,402.56
45,897.12

1,379.80
1,372.85
1,365.88
1,358.88
1,351.86
1,344.81
1,337.74
1,330.65
1,323.53
1,316.39
1,309.22
1,302.03
1,294.82
1,287.58
1,280.32
1,273.03
1,265.72
1,258.38
1,251.02
1,243.63
1,236.22
1,228.79
1,221.33
1,213.84
1,206.33
1,198.79
1,191.23
1,183.65
1,176.04
1,168.40
1,160.74
1,153.05
1,145.34
1,137.60
1,129.84
1,122.05
1,114.24
1,106.40
1,098.53
-

379.80
372.85
365.88
358.88
351.86
344.81
337.74
330.65
323.53
316.39
309.22
302.03
294.82
287.58
280.32
273.03
265.72
258.38
251.02
243.63
236.22
228.79
221.33
213.84
206.33
198.79
191.23
183.65
176.04
168.40
160.74
153.05
145.34
137.60
129.84
122.05
114.24
106.40
98.53
-

198,104.58
199,762.69
201,424.58
203,090.25
204,759.71
206,432.95
208,109.98
209,790.80
211,475.40
213,163.79
214,855.97
216,551.94
218,251.70
219,955.24
221,662.57
223,373.70
225,088.61
226,807.31
228,529.80
230,256.08
231,986.15
233,720.01
235,457.66
237,199.09
238,944.31
240,693.32
242,446.12
244,202.70
245,963.07
247,727.22
249,495.16
251,266.88
253,042.38
254,821.67
256,604.73
258,391.57
260,182.20
261,976.59
263,774.77
265,486.08
267,208.49
268,942.07
270,686.91
272,443.06
274,210.61
275,989.62
277,780.18
279,582.35

375,749.38
378,187.16
380,640.75
383,110.25
385,595.78
388,097.44
390,615.32
393,149.54
395,700.21
398,267.42
400,851.28
403,451.91
406,069.41
408,703.90
411,355.47
414,024.25
416,710.34
419,413.86
422,134.92
424,873.63
427,630.11
430,404.48
433,196.84
436,007.32
438,836.03
441,683.10
444,548.63
447,432.76
450,335.60
453,257.27
456,197.90
459,157.60
462,136.51
465,134.74
468,152.43
471,189.69
474,246.66
477,323.46
480,420.22
483,537.08
486,674.15
489,831.58
493,009.49
496,208.02
499,427.30
502,667.47
505,928.66
509,211.01

46,394.89
46,895.89
47,400.14
47,907.66
48,418.48
48,932.60
49,450.07
49,970.89
50,495.09
51,022.69
51,553.71
52,088.18
52,626.11
53,167.54
53,712.48
54,260.95
54,812.98
55,368.60
55,927.82
56,490.66
57,057.16
57,627.33
58,201.21
58,778.80
59,360.15
59,945.26
60,534.17
61,126.90
61,723.48
62,323.93
62,928.27
63,536.53
64,148.74
64,764.93
65,385.11
66,009.31
66,637.56
67,269.89
67,906.32
68,546.88
69,191.60
69,840.50
70,493.61
71,150.95
71,812.56
72,478.47
73,148.69
73,823.26

281,396.21
283,221.85
285,059.32
286,908.72
288,770.12
290,643.59
292,529.22
294,427.08
296,337.25
298,259.82
300,194.86
302,142.45
304,102.68
306,075.63
308,061.38
310,060.01
312,071.60
314,096.25
316,134.03
318,185.04
320,249.35
322,327.05
324,418.23
326,522.98
328,641.39
330,773.53
332,919.51
335,079.42
337,253.34
339,441.36
341,643.57
343,860.08
346,090.96
348,336.32
350,596.24
352,870.83
355,160.17
357,464.37
359,783.51
362,117.70
364,467.04
366,831.61
369,211.53
371,606.89
374,017.79
376,444.33
378,886.61
381,344.74

512,514.65
515,839.72
519,186.37
522,554.73
525,944.94
529,357.15
532,791.49
536,248.12
539,727.17
543,228.79
546,753.14
550,300.34
553,870.56
557,463.94
561,080.64
564,720.80
568,384.57
572,072.12
575,783.59
579,519.14
583,278.92
587,063.10
590,871.83
594,705.27
598,563.57
602,446.91
606,355.45
610,289.34
614,248.75
618,233.86
622,244.81
626,281.79
630,344.96
634,434.49
638,550.55
642,693.32
646,862.96
651,059.66
655,283.58
659,534.91
663,813.81
668,120.48
672,455.09
676,817.82
681,208.86
685,628.38
690,076.58
694,553.63

74,502.21
75,185.56
75,873.35
76,565.60
77,262.34
77,963.60
78,669.41
79,379.79
80,094.79
80,814.43
81,538.73
82,267.74
83,001.47
83,739.97
84,483.25
85,231.36
85,984.32
86,742.17
87,504.93
88,272.64
89,045.33
89,823.04
90,605.79
91,393.62
92,186.56
92,984.64
93,787.91
94,596.38
95,410.10
96,229.10
97,053.41
97,883.07
98,718.11
99,558.57
100,404.48
101,255.88
102,112.81
102,975.29
103,843.37
104,717.08
105,596.46
106,481.55
107,372.38
108,268.98
109,171.41
110,079.68
110,993.86
111,913.96

383,818.81
386,308.94
388,815.22
391,337.76
393,876.67
396,432.05
399,004.01
401,592.65
404,198.09
406,820.43
409,459.79
412,116.27
414,789.98
417,481.04
420,189.56
422,915.65
425,659.43
428,421.01
431,200.50
433,998.03
436,813.71
439,647.65
442,499.98
445,370.82
448,260.28
451,168.49
454,095.56
457,041.63
460,006.81
462,991.22
465,995.00
469,018.27
472,061.15
475,123.77
478,206.26
481,308.75
484,431.37
487,574.25
490,737.52
493,921.31
497,125.75
500,350.99
503,597.15
506,864.37
510,152.78
513,462.54
516,793.76
520,146.60

699,059.73
703,595.07
708,159.83
712,754.20
717,378.39
722,032.57
726,716.95
731,431.72
736,177.07
740,953.22
745,760.35
750,598.67
755,468.37
760,369.68
765,302.78
770,267.88
775,265.20
780,294.94
785,357.31
790,452.52
795,580.79
800,742.33
805,937.36
811,166.10
816,428.75
821,725.55
827,056.71
832,422.46
837,823.02
843,258.62
848,729.49
854,235.84
859,777.93
865,355.96
870,970.19
876,620.84
882,308.15
888,032.36
893,793.71
899,592.43
905,428.77
911,302.98
917,215.30
923,165.98
929,155.27
935,183.41
941,250.66
947,357.27

112,840.03
113,772.11
114,710.24
115,654.45
116,604.79
117,561.29
118,524.00
119,492.96
120,468.20
121,449.77
122,437.71
123,432.05
124,432.85
125,440.14
126,453.97
127,474.37
128,501.40
129,535.08
130,575.48
131,622.62
132,676.56
133,737.33
134,804.99
135,879.57
136,961.13
138,049.70
139,145.33
140,248.07
141,357.97
142,475.07
143,599.41
144,731.05
145,870.03
147,016.40
148,170.21
149,331.51
150,500.33
151,676.74
152,860.79
154,052.51
155,251.97
156,459.21
157,674.28
158,897.23
160,128.12
161,366.99
162,613.90
163,868.91

523,521.19
526,917.67
530,336.19
533,776.88
537,239.90
540,725.39
544,233.49
547,764.35
551,318.11
554,894.94
558,494.97
562,118.35
565,765.24
569,435.79
573,130.16
576,848.49
580,590.95
584,357.69
588,148.87
591,964.64
595,805.16
599,670.61
603,561.13
607,476.89
611,418.06
615,384.80
619,377.27
623,395.65
627,440.09
631,510.77
635,607.87
639,731.54
643,881.97
648,059.33
652,263.78
656,495.52
660,754.71
665,041.53
669,356.16
673,698.79
678,069.59
682,468.74
686,896.44
691,352.86
695,838.20
700,352.63
704,896.36
709,469.56

953,503.50
959,689.61
965,915.85
972,182.49
978,489.78
984,837.99
991,227.39
997,658.24
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

165,132.05
166,403.39
167,682.97
168,970.86
170,267.10
171,571.76
172,884.87
174,206.51
175,536.72
176,875.56
178,223.09
179,579.36
180,944.43
182,318.35
183,701.19
185,093.00
186,493.84
187,903.77
189,322.85
190,751.13
192,188.68
193,635.55
195,091.81
196,557.52
198,032.74
199,517.53
201,011.96
202,516.07
204,029.95
205,553.65
207,087.23
208,630.77
210,184.31
211,747.94
213,321.71
214,905.69
216,499.95
218,104.55
219,719.56
221,345.05
222,981.09
224,627.74
226,285.07
227,953.15
229,632.06
231,321.86
233,022.62
234,734.42

714,072.43
718,705.17
723,367.96
728,061.00
732,784.49
737,538.62
742,323.60
747,139.62
751,986.89
756,865.60
761,775.97
766,718.19
771,692.48
776,699.04
781,738.08
786,809.81
791,914.45
797,052.21
802,223.30
807,427.93
812,666.34
817,938.72
823,245.32
828,586.34
833,962.01
839,372.56
844,818.22
850,299.20
855,815.74
861,368.07
866,956.43
872,581.04
878,242.14
883,939.97
889,674.76
895,446.76
901,256.21
907,103.35
912,988.42
918,911.68
924,873.36
930,873.72
936,913.01
942,991.49
949,109.39
955,266.99
961,464.54
967,702.30

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

236,457.32
238,191.40
239,936.73
241,693.38
243,461.43
245,240.95
247,032.02
248,834.70
250,649.08
252,475.24
254,313.24
256,163.16
258,025.09
259,899.09
261,785.26
263,683.66
265,594.38
267,517.49
269,453.08
271,401.23
273,362.02
275,335.53
277,321.84
279,321.04
281,333.21
283,358.43
285,396.79
287,448.38
289,513.28
291,591.57
293,683.35
295,788.70
297,907.71
300,040.46
302,187.06
304,347.57
306,522.11
308,710.75
310,913.60
313,130.73
315,362.25
317,608.25
319,868.81
322,144.05
324,434.04
326,738.90
329,058.70
331,393.56

973,980.52
980,299.48
986,659.43
993,060.65
999,503.39
1,005,987.94
1,012,514.55
1,019,083.51
1,025,695.08
1,032,349.55
1,039,047.19
1,045,788.29
1,052,573.12
1,059,401.97
1,066,275.12
1,073,192.86
1,080,155.48
1,087,163.28
1,094,216.54
1,101,315.56
1,108,460.64
1,115,652.07
1,122,890.16
1,130,175.21
1,137,507.52
1,144,887.40
1,152,315.16
1,159,791.11
1,167,315.56
1,174,888.83
1,182,511.24
1,190,183.09
1,197,904.72
1,205,676.45
1,213,498.59
1,221,371.49
1,229,295.46
1,237,270.84
1,245,297.96
1,253,377.16
1,261,508.78
1,269,693.15
1,277,930.62
1,286,221.54
1,294,566.24
1,302,965.08
1,311,418.42
1,319,926.59

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

333,743.56
336,108.81
338,489.40
340,885.44
343,297.03
345,724.26
348,167.24
350,626.07
353,100.85
355,591.68
358,098.68
360,621.94
363,161.57
365,717.67
368,290.36
370,879.75
373,485.93
376,109.02
378,749.12
381,406.36
384,080.83
386,772.66
389,481.95
392,208.82
394,953.38
397,715.74
400,496.03
403,294.35
406,110.83
408,945.58
411,798.73
414,670.38
417,560.66
420,469.70
423,397.61
426,344.51
429,310.54
432,295.80
435,300.44
438,324.56
441,368.31
444,431.80
447,515.17
450,618.55
453,742.05
456,885.83
460,049.99
463,234.69

1,328,489.97
1,337,108.90
1,345,783.75
1,354,514.87
1,363,302.65
1,372,147.44
1,381,049.61
1,390,009.53
1,399,027.59
1,408,104.15
1,417,239.60
1,426,434.32
1,435,688.69
1,445,003.10
1,454,377.94
1,463,813.61
1,473,310.49
1,482,868.98
1,492,489.49
1,502,172.41
1,511,918.15
1,521,727.12
1,531,599.73
1,541,536.39
1,551,537.52
1,561,603.53
1,571,734.84
1,581,931.89
1,592,195.09
1,602,524.88
1,612,921.69
1,623,385.95
1,633,918.09
1,644,518.57
1,655,187.82
1,665,926.29
1,676,734.43
1,687,612.69
1,698,561.53
1,709,581.40
1,720,672.76
1,731,836.08
1,743,071.83
1,754,380.47
1,765,762.48
1,777,218.33
1,788,748.50
1,800,353.49

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
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###
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###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

466,440.05
469,666.20
472,913.29
476,181.44
479,470.79
482,781.48
486,113.66
489,467.45
492,843.00
496,240.45
499,659.94
503,101.62
506,565.62
510,052.10
513,561.20
517,093.06
520,647.84
524,225.68
527,826.74
531,451.15
535,099.08
538,770.68
542,466.10
546,185.49
549,929.02
553,696.83
557,489.08
561,305.94
565,147.56
569,014.11
572,905.74
576,822.61
580,764.90
584,732.77
588,726.38
592,745.90
596,791.49
600,863.34
604,961.60
609,086.45
613,238.06
617,416.60
621,622.26
625,855.19
630,115.60
634,403.64
638,719.50
643,063.36

1,812,033.76
1,823,789.81
1,835,622.13

###
###
###

647,435.41
651,835.82
656,264.77

Total Poup
152,319.88
154,650.70
156,992.52
159,345.39
161,709.36
164,084.50
166,470.86
168,868.49
171,277.45
173,697.80
176,129.58
178,572.87
181,027.71
183,494.16
185,972.29
188,462.14
190,963.79
193,477.27
196,002.67
198,540.03
201,089.42
203,650.89
206,224.51
208,810.33
211,408.43
214,018.85
216,641.67
219,276.94
221,924.73
224,585.10
227,258.11
229,943.83
232,642.33
235,353.65
238,077.88
240,815.08
243,565.31
246,328.64
249,105.13
251,894.86
254,697.88
257,514.27
260,344.10
263,187.42
266,044.32

Digite um valor adicional que voc tem

condies de economizar mensalmente
para aumentar sua poupana para
compra do imvel.

268,914.86
271,799.12
274,697.15
277,609.03
280,534.84
283,474.64
286,428.50
289,396.50
292,378.71
295,375.21
298,386.06
301,411.34
304,451.12
307,505.48
310,574.50 5 anos
313,658.24
316,756.79
319,870.23
322,998.62
326,142.05
329,300.59
332,474.32
335,663.32
338,867.68
342,087.46
345,322.75
348,573.64
351,840.19
355,122.50
358,420.64
361,734.70
365,064.76
368,410.90
371,773.22
375,151.78
378,546.68
381,958.01
385,385.84
388,830.27
392,291.38
395,769.26
399,264.00
402,775.68
406,304.40
409,850.25
413,413.31
416,993.67
420,591.43

424,206.69
427,839.52
431,490.03
435,158.30
438,844.44
442,548.53
446,270.67
450,010.96
453,769.49
457,546.36
461,341.67
465,155.51
468,987.99
472,839.20
476,709.24
480,598.22
484,506.22
488,433.37
492,379.75
496,345.47
500,330.63
504,335.34
508,359.70
512,403.82
516,467.80
520,551.75
524,655.78 10 anos
528,779.99
532,924.50
537,089.40
541,274.82
545,480.86
549,707.63
553,955.25
558,223.82
562,513.46
566,824.29
571,156.41
575,509.95
579,885.01
584,281.73
588,700.20
593,140.55
597,602.91
602,087.38
606,594.09
611,123.16
615,674.71

620,248.86
624,845.74
629,465.47
634,108.17
638,773.97
643,462.99
648,175.37
652,911.23
657,670.69
662,453.90
667,260.96
672,092.03
676,947.22
681,826.68
686,730.52
691,658.90
696,611.94
701,589.77
706,592.54
711,620.38
716,673.43
721,751.82
726,855.70
731,985.21
737,140.49
742,321.68
747,528.93
752,762.37
758,022.15
763,308.42
768,621.33
773,961.02
779,327.64
784,721.34
790,142.27
795,590.57
801,066.42
806,569.95
812,101.31 15 anos
817,570.04
823,074.24
828,614.15
834,190.01
839,802.03
845,450.47
851,135.56
856,857.53
862,616.62

868,413.07
874,247.13
880,119.04
886,029.05
891,977.40
897,964.34
903,990.12
910,054.99
916,159.22
922,303.04
928,486.73
934,710.53
940,974.72
947,279.54
953,625.27
960,012.16
966,440.50
972,910.54
979,422.55
985,976.82
992,573.60
999,213.19
1,005,895.85
1,012,621.86
1,019,391.52
1,026,205.09
1,033,062.87
1,039,965.14
1,046,912.19
1,053,904.31
1,060,941.79
1,068,024.93
1,075,154.03
1,082,329.38
1,089,551.28
1,096,820.03
1,104,135.94
1,111,499.32
1,118,910.46
1,126,369.69
1,133,877.31
1,141,433.64
1,149,039.00
1,156,693.69
1,164,398.05
1,172,152.39
1,179,957.04
1,187,812.33

1,195,718.57
1,203,676.12
1,211,685.28 20 anos
1,219,746.41
1,227,859.84
1,236,025.91
1,244,244.96
1,252,517.32
1,260,843.36
1,269,223.42
1,277,657.84
1,286,146.99
1,294,691.21
1,303,290.86
1,311,946.31
1,320,657.91
1,329,426.02
1,338,251.03
1,347,133.29
1,356,073.17
1,365,071.06
1,374,127.32
1,383,242.33
1,392,416.49
1,401,650.16
1,410,943.73
1,420,297.61
1,429,712.16
1,439,187.80
1,448,724.91
1,458,323.90
1,467,985.17
1,477,709.11
1,487,496.14
1,497,346.67
1,507,261.10
1,517,239.86
1,527,283.35
1,537,392.01
1,547,566.25
1,557,806.49
1,568,113.18
1,578,486.73
1,588,927.58
1,599,436.17
1,610,012.94
1,620,658.32
1,631,372.77

1,642,156.74
1,653,010.66
1,663,935.01
1,674,930.23
1,685,996.79
1,697,135.14
1,708,345.75
1,719,629.10
1,730,985.65
1,742,415.88
1,753,920.26
1,765,499.29
1,777,153.43
1,788,883.19
1,800,689.04 25 anos
1,812,571.49
1,824,531.03
1,836,568.16
1,848,683.38
1,860,877.20
1,873,150.14
1,885,502.70
1,897,935.40
1,910,448.76
1,923,043.30
1,935,719.55
1,948,478.05
1,961,319.32
1,974,243.90
1,987,252.33
2,000,345.16
2,013,522.93
2,026,786.19
2,040,135.50
2,053,571.43
2,067,094.51
2,080,705.34
2,094,404.47
2,108,192.47
2,122,069.93
2,136,037.42
2,150,095.53
2,164,244.85
2,178,485.96
2,192,819.47
2,207,245.97
2,221,766.06
2,236,380.36

2,251,089.47
2,265,894.01
2,280,794.60
2,295,791.86
2,310,886.42
2,326,078.91
2,341,369.96
2,356,760.22
2,372,250.33
2,387,840.93
2,403,532.68
2,419,326.24
2,435,222.26
2,451,221.41
2,467,324.36
2,483,531.78
2,499,844.35
2,516,262.76
2,532,787.68
2,549,419.81
2,566,159.85
2,583,008.50
2,599,966.45
2,617,034.42
2,634,213.13
2,651,503.28
2,668,905.61 30 anos
2,686,420.85
2,704,049.72
2,721,792.96
2,739,651.31
2,757,625.53
2,775,716.35
2,793,924.55
2,812,250.88
2,830,696.10
2,849,261.00
2,867,946.33
2,886,752.90
2,905,681.47
2,924,732.85
2,943,907.83
2,963,207.22
2,982,631.81
3,002,182.42
3,021,859.88
3,041,665.00
3,061,598.61

3,081,661.54
3,101,854.64
3,122,178.74
3,142,634.71
3,163,223.38
3,183,945.64
3,204,802.33
3,225,794.33
3,246,922.53
3,268,187.80
3,289,591.04
3,311,133.13
3,332,814.99
3,354,637.51
3,376,601.61
3,398,708.21
3,420,958.23
3,443,352.61
3,465,892.27
3,488,578.17
3,511,411.25
3,534,392.46
3,557,522.77
3,580,803.14
3,604,234.55
3,627,817.98
3,651,554.41
3,675,444.84
3,699,490.27
3,723,691.69
3,748,050.13
3,772,566.60
3,797,242.13
3,822,077.74
3,847,074.49
3,872,233.40
3,897,555.55
3,923,041.97
3,948,693.75 35 anos
3,974,511.95
4,000,497.65
4,026,651.94
4,052,975.91
4,079,470.67
4,106,137.32
4,132,976.98
4,159,990.76
4,187,179.81

4,214,545.25
4,242,088.23
4,269,809.90
4,297,711.43
4,325,793.97
4,354,058.71
4,382,506.82
4,411,139.49
4,439,957.93
4,468,963.34
4,498,156.92
4,527,539.91
4,557,113.53
4,586,879.01
4,616,837.61
4,646,990.57
4,677,339.15
4,707,884.63
4,738,628.28
4,769,571.39
4,800,715.25
4,832,061.17
4,863,610.45
4,895,364.41
4,927,324.39
4,959,491.71
4,991,867.73
5,024,453.80
5,057,251.28
5,090,261.54
5,123,485.96
5,156,925.93
5,190,582.86
5,224,458.15
5,258,553.20
5,292,869.46
5,327,408.36
5,362,171.34
5,397,159.85
5,432,375.35
5,467,819.33
5,503,493.26
5,539,398.63
5,575,536.95
5,611,909.73
5,648,518.48
5,685,364.75
5,722,450.06

5,759,775.97
5,797,344.05
5,835,155.86 40 anos

Prestao

Va
Valor do imvel
Entrada
Taxa de Juros aa
Taxa de Juros am
TR aa
TR am
N Prestaes

R$
R$

Prestao sem TR
R$
Prestao 1 com TR
Total amortizado
R$
Total de juros pagos
R$
Seguros
R$
Taxa de adm.
R$
Total de prestaes
R$
Renda Familiar Segura

300,000.00
150,000.00
11.0000%
0.8735%
1.8000%
0.1488%
180
1,656.38
1,658.84
177,923.43
164,180.88
342,104.30
5,529.48

50.00%

% princ.
52.0%
48.0%
0.0%
0.0%

PREENCHA OS CAMPOS DA PASTA PARMETROS. NO

PREENCHA NADA AQUI! Observe os demais comentrios,
alguns esto ocultos. Aponte o mouse em cima da clula
para que sejam exibidos. Pesquise as taxas na CEF.

SELIC aa
Poupana aa
Poupana am

13.25%
8.0692%
0.6488%

Rendim. da entrada
480,420.22
Pelo perodo do financiamento
Em 5 anos
221,106.38
Em 10 anos
325,920.20
Em 15 anos
480,420.22
Em 20 anos
708,159.83

k Saldo Devedor
0
150,000.00
1
150,000.00
2
149,876.46
3
149,749.19
4
149,618.14
5
149,483.27
6
149,344.55
7
149,201.92
8
149,055.35
9
148,904.79
10
148,750.19
11
148,591.51
12
148,428.71
13
148,261.74
14
148,090.55
15
147,915.09
16
147,735.32
17
147,551.19
18
147,362.66
19
147,169.66
20
146,972.16
21
146,770.11
22
146,563.44
23
146,352.12
24
146,136.09
25
145,915.30
26
145,689.70
27
145,459.23
28
145,223.83
29
144,983.47
30
144,738.07
31
144,487.59
32
144,231.97
33
143,971.15
34
143,705.08
35
143,433.70
36
143,156.94
37
142,874.76
38
142,587.09
39
142,293.87
40
141,995.05
41
141,690.55
42
141,380.32
43
141,064.30
44
140,742.42
45
140,414.62

46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93

140,080.83
139,740.99
139,395.03
139,042.89
138,684.50
138,319.79
137,948.69
137,571.14
137,187.06
136,796.38
136,399.03
135,994.94
135,584.04
135,166.25
134,741.50
134,309.71
133,870.80
133,424.71
132,971.34
132,510.63
132,042.50
131,566.86
131,083.63
130,592.73
130,094.08
129,587.60
129,073.20
128,550.80
128,020.30
127,481.63
126,934.69
126,379.41
125,815.68
125,243.41
124,662.52
124,072.92
123,474.50
122,867.18
122,250.86
121,625.44
120,990.83
120,346.93
119,693.64
119,030.85
118,358.48
117,676.41
116,984.54
116,282.76

94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141

115,570.98
114,849.08
114,116.97
113,374.51
112,621.62
111,858.18
111,084.07
110,299.18
109,503.40
108,696.61
107,878.69
107,049.53
106,209.01
105,357.01
104,493.39
103,618.05
102,730.86
101,831.69
100,920.41
99,996.90
99,061.03
98,112.66
97,151.67
96,177.91
95,191.26
94,191.58
93,178.74
92,152.58
91,112.97
90,059.78
88,992.84
87,912.04
86,817.20
85,708.19
84,584.86
83,447.05
82,294.62
81,127.41
79,945.26
78,748.01
77,535.51
76,307.60
75,064.12
73,804.89
72,529.76
71,238.56
69,931.11
68,607.26

142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189

67,266.82
65,909.62
64,535.48
63,144.23
61,735.69
60,309.68
58,866.01
57,404.49
55,924.95
54,427.18
52,911.01
51,376.23
49,822.66
48,250.09
46,658.32
45,047.16
43,416.41
41,765.85
40,095.27
38,404.48
36,693.26
34,961.39
33,208.66
31,434.84
29,639.73
27,823.10
25,984.72
24,124.36
22,241.79
20,336.80
18,409.12
16,458.55
14,484.82
12,487.70
10,466.96
8,422.33
6,353.57
4,260.44
2,142.66
-

190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237

238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285

286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333

334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381

382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429

430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477

478
479
480

Amortizao
346.71
350.25
353.84
357.46
361.12
364.82
368.55
372.32
376.13
379.98
383.87
387.80
391.77
395.78
399.83
403.92
408.06
412.23
416.45
420.72
425.02
429.37
433.77
438.21
442.69
447.22
451.80
456.43
461.10
465.82
470.58
475.40
480.27
485.18
490.15
495.17
500.23
505.35
510.53
515.75
521.03
526.36
531.75
537.19
542.69

Valores (R$)
Juros
Seguro
1,312.14
1,311.06
1,309.94
1,308.80
1,307.62
1,306.40
1,305.16
1,303.87
1,302.56
1,301.21
1,299.82
1,298.39
1,296.93
1,295.44
1,293.90
1,292.33
1,290.72
1,289.07
1,287.38
1,285.65
1,283.88
1,282.08
1,280.23
1,278.34
1,276.41
1,274.43
1,272.42
1,270.36
1,268.26
1,266.11
1,263.92
1,261.68
1,259.40
1,257.07
1,254.70
1,252.28
1,249.81
1,247.29
1,244.73
1,242.11
1,239.45
1,236.74
1,233.97
1,231.16
1,228.29

Tx. Adm
-

Prestao
1,658.84
1,661.31
1,663.78
1,666.26
1,668.74
1,671.22
1,673.71
1,676.20
1,678.69
1,681.19
1,683.69
1,686.19
1,688.70
1,691.22
1,693.73
1,696.25
1,698.78
1,701.30
1,703.83
1,706.37
1,708.91
1,711.45
1,714.00
1,716.55
1,719.10
1,721.66
1,724.22
1,726.78
1,729.35
1,731.93
1,734.50
1,737.08
1,739.67
1,742.26
1,744.85
1,747.44
1,750.04
1,752.65
1,755.25
1,757.87
1,760.48
1,763.10
1,765.72
1,768.35
1,770.98

% da prestao utilizado
para pagar juros
79.10%
78.92%
78.73%
78.55%
78.36%
78.17%
77.98%
77.79%
77.59%
77.40%
77.20%
77.00%
76.80%
76.60%
76.39%
76.19%
75.98%
75.77%
75.56%
75.34%
75.13%
74.91%
74.69%
74.47%
74.25%
74.02%
73.80%
73.57%
73.34%
73.10%
72.87%
72.63%
72.39%
72.15%
71.91%
71.66%
71.42%
71.17%
70.91%
70.66%
70.40%
70.15%
69.88%
69.62%
69.36%

548.25
553.86
559.53
565.25
571.04
576.88
582.79
588.75
594.78
600.87
607.02
613.23
619.51
625.85
632.25
638.73
645.26
651.87
658.54
665.28
672.09
678.97
685.92
692.94
700.03
707.20
714.44
721.75
729.14
736.60
744.14
751.75
759.45
767.22
775.07
783.01
791.02
799.12
807.30
815.56
823.91
832.34
840.86
849.47
858.16
866.94
875.82
884.78

1,225.37
1,222.40
1,219.37
1,216.29
1,213.15
1,209.96
1,206.72
1,203.42
1,200.06
1,196.64
1,193.16
1,189.63
1,186.03
1,182.38
1,178.66
1,174.89
1,171.05
1,167.14
1,163.18
1,159.15
1,155.05
1,150.89
1,146.67
1,142.37
1,138.01
1,133.58
1,129.08
1,124.51
1,119.87
1,115.16
1,110.37
1,105.52
1,100.58
1,095.58
1,090.50
1,085.34
1,080.10
1,074.79
1,069.40
1,063.93
1,058.38
1,052.75
1,047.03
1,041.23
1,035.35
1,029.38
1,023.33
1,017.19

1,773.62
1,776.26
1,778.90
1,781.54
1,784.19
1,786.85
1,789.51
1,792.17
1,794.84
1,797.51
1,800.18
1,802.86
1,805.54
1,808.23
1,810.92
1,813.61
1,816.31
1,819.01
1,821.72
1,824.43
1,827.14
1,829.86
1,832.58
1,835.31
1,838.04
1,840.78
1,843.51
1,846.26
1,849.00
1,851.75
1,854.51
1,857.27
1,860.03
1,862.80
1,865.57
1,868.35
1,871.13
1,873.91
1,876.70
1,879.49
1,882.29
1,885.09
1,887.89
1,890.70
1,893.51
1,896.33
1,899.15
1,901.98

69.09%
68.82%
68.55%
68.27%
67.99%
67.71%
67.43%
67.15%
66.86%
66.57%
66.28%
65.99%
65.69%
65.39%
65.09%
64.78%
64.47%
64.16%
63.85%
63.53%
63.22%
62.90%
62.57%
62.24%
61.91%
61.58%
61.25%
60.91%
60.57%
60.22%
59.87%
59.52%
59.17%
58.81%
58.45%
58.09%
57.72%
57.36%
56.98%
56.61%
56.23%
55.85%
55.46%
55.07%
54.68%
54.28%
53.88%
53.48%

893.84
902.99
912.23
921.57
931.00
940.53
950.16
959.88
969.71
979.63
989.66
999.79
1,010.02
1,020.36
1,030.80
1,041.35
1,052.01
1,062.78
1,073.66
1,084.65
1,095.75
1,106.96
1,118.29
1,129.74
1,141.30
1,152.98
1,164.79
1,176.71
1,188.75
1,200.92
1,213.21
1,225.63
1,238.17
1,250.85
1,263.65
1,276.58
1,289.65
1,302.85
1,316.18
1,329.66
1,343.27
1,357.01
1,370.90
1,384.94
1,399.11
1,413.43
1,427.90
1,442.51

1,010.97
1,004.65
998.25
991.75
985.17
978.49
971.72
964.85
957.89
950.83
943.68
936.43
929.07
921.62
914.07
906.41
898.65
890.78
882.81
874.73
866.55
858.25
849.84
841.32
832.69
823.95
815.09
806.11
797.02
787.81
778.47
769.02
759.44
749.74
739.91
729.96
719.88
709.67
699.33
688.86
678.25
667.51
656.63
645.61
634.46
623.17
611.73
600.15

1,904.81
1,907.64
1,910.48
1,913.32
1,916.17
1,919.02
1,921.87
1,924.73
1,927.60
1,930.46
1,933.34
1,936.21
1,939.09
1,941.98
1,944.87
1,947.76
1,950.66
1,953.56
1,956.47
1,959.38
1,962.29
1,965.21
1,968.14
1,971.06
1,974.00
1,976.93
1,979.87
1,982.82
1,985.77
1,988.72
1,991.68
1,994.65
1,997.61
2,000.59
2,003.56
2,006.54
2,009.53
2,012.52
2,015.51
2,018.51
2,021.51
2,024.52
2,027.53
2,030.55
2,033.57
2,036.60
2,039.63
2,042.66

53.07%
52.66%
52.25%
51.83%
51.41%
50.99%
50.56%
50.13%
49.69%
49.25%
48.81%
48.36%
47.91%
47.46%
47.00%
46.54%
46.07%
45.60%
45.12%
44.64%
44.16%
43.67%
43.18%
42.68%
42.18%
41.68%
41.17%
40.65%
40.14%
39.61%
39.09%
38.55%
38.02%
37.48%
36.93%
36.38%
35.82%
35.26%
34.70%
34.13%
33.55%
32.97%
32.39%
31.80%
31.20%
30.60%
29.99%
29.38%

1,457.28
1,472.19
1,487.26
1,502.48
1,517.86
1,533.40
1,549.09
1,564.95
1,580.97
1,597.15
1,613.50
1,630.01
1,646.69
1,663.55
1,680.58
1,697.78
1,715.15
1,732.71
1,750.44
1,768.36
1,786.46
1,804.75
1,823.22
1,841.88
1,860.73
1,879.78
1,899.02
1,918.45
1,938.09
1,957.93
1,977.97
1,998.21
2,018.66
2,039.33
2,060.20
2,081.29
2,102.59
2,124.11
2,145.85
-

588.42
576.55
564.53
552.36
540.04
527.56
514.94
502.15
489.21
476.11
462.84
449.42
435.83
422.07
408.15
394.05
379.79
365.35
350.74
335.95
320.98
305.83
290.50
274.98
259.28
243.39
227.30
211.03
194.56
177.90
161.04
143.97
126.71
109.24
91.56
73.68
55.58
37.27
18.74
-

2,045.70
2,048.74
2,051.79
2,054.84
2,057.90
2,060.96
2,064.03
2,067.10
2,070.18
2,073.26
2,076.34
2,079.43
2,082.52
2,085.62
2,088.72
2,091.83
2,094.94
2,098.06
2,101.18
2,104.31
2,107.44
2,110.57
2,113.71
2,116.86
2,120.01
2,123.16
2,126.32
2,129.48
2,132.65
2,135.83
2,139.00
2,142.19
2,145.37
2,148.56
2,151.76
2,154.96
2,158.17
2,161.38
2,164.59
-

28.76%
28.14%
27.51%
26.88%
26.24%
25.60%
24.95%
24.29%
23.63%
22.96%
22.29%
21.61%
20.93%
20.24%
19.54%
18.84%
18.13%
17.41%
16.69%
15.96%
15.23%
14.49%
13.74%
12.99%
12.23%
11.46%
10.69%
9.91%
9.12%
8.33%
7.53%
6.72%
5.91%
5.08%
4.26%
3.42%
2.58%
1.72%
0.87%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

177,923.43

164,180.88

342,104.30

0.00%
0.00%
0.00%

Aluguel (R$)
1,000.00
Economia
658.84
661.31
663.78
666.26
668.74
671.22
673.71
676.20
678.69
681.19
683.69
686.19
688.70
691.22
693.73
696.25
698.78
701.30
703.83
706.37
708.91
711.45
714.00
716.55
719.10
721.66
724.22
726.78
729.35
731.93
734.50
737.08
739.67
742.26
744.85
747.44
750.04
752.65
755.25
757.87
760.48
763.10
765.72
768.35
770.98

Poupana
658.84
1,324.43
1,996.81
2,676.02
3,362.12
4,055.15
4,755.17
5,462.22
6,176.34
6,897.60
7,626.04
8,361.71
9,104.66
9,854.95
10,612.62
11,377.72
12,150.31
12,930.44
13,718.17
14,513.54
15,316.60
16,127.42
16,946.05
17,772.54
18,606.94
19,449.32
20,299.72
21,158.20
22,024.82
22,899.64
23,782.71
24,674.09
25,573.84
26,482.01
27,398.67
28,323.87
29,257.67
30,200.14
31,151.32
32,111.29
33,080.10
34,057.82
35,044.50
36,040.21
37,045.02

Entrada (R$) Adicional (R$)

150,000.00
200.00
Acumulado Poupana Ad.
150,000.00
200.00
150,973.16
401.30
151,952.64
603.90
152,938.48
807.82
153,930.71
1,013.06
154,929.37
1,219.63
155,934.52
1,427.55
156,946.18
1,636.81
157,964.41
1,847.43
158,989.25
2,059.41
160,020.73
2,272.77
161,058.91
2,487.52
162,103.82
2,703.66
163,155.52
2,921.20
164,214.03
3,140.15
165,279.41
3,360.52
166,351.71
3,582.32
167,430.96
3,805.57
168,517.21
4,030.25
169,610.51
4,256.40
170,710.90
4,484.02
171,818.44
4,713.11
172,933.15
4,943.69
174,055.10
5,175.76
175,184.33
5,409.34
176,320.89
5,644.43
177,464.82
5,881.05
178,616.17
6,119.21
179,774.99
6,358.91
180,941.32
6,600.16
182,115.23
6,842.98
183,296.75
7,087.38
184,485.94
7,333.36
185,682.84
7,580.94
186,887.50
7,830.12
188,099.99
8,080.92
189,320.33
8,333.35
190,548.60
8,587.41
191,784.84
8,843.12
193,029.09
9,100.50
194,281.42
9,359.54
195,541.87
9,620.26
196,810.50
9,882.68
198,087.36
10,146.79
199,372.50
10,412.62

773.62
776.26
778.90
781.54
784.19
786.85
789.51
792.17
794.84
797.51
800.18
802.86
805.54
808.23
810.92
813.61
816.31
819.01
821.72
824.43
827.14
829.86
832.58
835.31
838.04
840.78
843.51
846.26
849.00
851.75
854.51
857.27
860.03
862.80
865.57
868.35
871.13
873.91
876.70
879.49
882.29
885.09
887.89
890.70
893.51
896.33
899.15
901.98

38,058.97
39,082.14
40,114.60
41,156.40
42,207.60
43,268.29
44,338.51
45,418.34
46,507.84
47,607.07
48,716.12
49,835.04
50,963.90
52,102.77
53,251.71
54,410.81
55,580.13
56,759.73
57,949.69
59,150.09
60,360.98
61,582.45
62,814.57
64,057.40
65,311.04
66,575.53
67,850.97
69,137.43
70,434.98
71,743.70
73,063.67
74,394.96
75,737.65
77,091.82
78,457.54
79,834.90
81,223.98
82,624.85
84,037.60
85,462.30
86,899.05
88,347.92
89,808.99
91,282.35
92,768.08
94,266.27
95,776.99
97,300.35

200,665.99
201,967.86
203,278.18
204,597.00
205,924.38
207,260.37
208,605.02
209,958.41
211,320.57
212,691.56
214,071.46
215,460.30
216,858.16
218,265.08
219,681.14
221,106.38
222,540.86
223,984.66
225,437.81
226,900.40
228,372.48
229,854.11
231,345.35
232,846.26
234,356.91
235,877.36
237,407.68
238,947.93
240,498.17
242,058.46
243,628.88
245,209.49
246,800.35
248,401.53
250,013.10
251,635.13
253,267.68
254,910.82
256,564.62
258,229.15
259,904.48
261,590.68
263,287.82
264,995.97
266,715.20
268,445.59
270,187.20
271,940.11

10,680.18
10,949.47
11,220.50
11,493.30
11,767.87
12,044.21
12,322.35
12,602.30
12,884.06
13,167.65
13,453.08
13,740.36
14,029.50
14,320.52
14,613.43
14,908.24
15,204.96
15,503.61
15,804.19
16,106.72
16,411.22
16,717.69
17,026.15
17,336.61
17,649.09
17,963.59
18,280.14
18,598.73
18,919.40
19,242.14
19,566.98
19,893.93
20,222.99
20,554.20
20,887.55
21,223.06
21,560.75
21,900.63
22,242.72
22,587.02
22,933.56
23,282.35
23,633.40
23,986.73
24,342.35
24,700.28
25,060.53
25,423.11

904.81
907.64
910.48
913.32
916.17
919.02
921.87
924.73
927.60
930.46
933.34
936.21
939.09
941.98
944.87
947.76
950.66
953.56
956.47
959.38
962.29
965.21
968.14
971.06
974.00
976.93
979.87
982.82
985.77
988.72
991.68
994.65
997.61
1,000.59
1,003.56
1,006.54
1,009.53
1,012.52
1,015.51
1,018.51
1,021.51
1,024.52
1,027.53
1,030.55
1,033.57
1,036.60
1,039.63
1,042.66

98,836.42
100,385.28
101,947.04
103,521.77
105,109.56
106,710.50
108,324.69
109,952.21
111,593.15
113,247.60
114,915.66
116,597.42
118,292.97
120,002.40
121,725.82
123,463.31
125,214.97
126,980.89
128,761.18
130,555.93
132,365.24
134,189.21
136,027.93
137,881.51
139,750.05
141,633.65
143,532.41
145,446.43
147,375.83
149,320.69
151,281.13
153,257.25
155,249.17
157,256.97
159,280.78
161,320.70
163,376.84
165,449.31
167,538.22
169,643.68
171,765.80
173,904.70
176,060.48
178,233.27
180,423.18
182,630.32
184,854.81
187,096.76

273,704.39
275,480.12
277,267.37
279,066.22
280,876.74
282,699.00
284,533.08
286,379.07
288,237.03
290,107.04
291,989.19
293,883.55
295,790.19
297,709.21
299,640.68
301,584.68
303,541.29
305,510.59
307,492.67
309,487.61
311,495.50
313,516.41
315,550.43
317,597.64
319,658.14
321,732.01
323,819.33
325,920.20
328,034.69
330,162.90
332,304.92
334,460.84
336,630.74
338,814.72
341,012.87
343,225.28
345,452.05
347,693.26
349,949.01
352,219.40
354,504.52
356,804.46
359,119.32
361,449.21
363,794.20
366,154.42
368,529.94
370,920.87

25,788.05
26,155.36
26,525.05
26,897.14
27,271.64
27,648.57
28,027.95
28,409.79
28,794.10
29,180.91
29,570.23
29,962.08
30,356.46
30,753.41
31,152.93
31,555.04
31,959.76
32,367.11
32,777.10
33,189.75
33,605.08
34,023.10
34,443.84
34,867.30
35,293.51
35,722.49
36,154.24
36,588.81
37,026.18
37,466.40
37,909.48
38,355.42
38,804.26
39,256.02
39,710.70
40,168.33
40,628.94
41,092.53
41,559.13
42,028.75
42,501.43
42,977.16
43,455.99
43,937.92
44,422.98
44,911.19
45,402.56
45,897.12

1,045.70
1,048.74
1,051.79
1,054.84
1,057.90
1,060.96
1,064.03
1,067.10
1,070.18
1,073.26
1,076.34
1,079.43
1,082.52
1,085.62
1,088.72
1,091.83
1,094.94
1,098.06
1,101.18
1,104.31
1,107.44
1,110.57
1,113.71
1,116.86
1,120.01
1,123.16
1,126.32
1,129.48
1,132.65
1,135.83
1,139.00
1,142.19
1,145.37
1,148.56
1,151.76
1,154.96
1,158.17
1,161.38
1,164.59
-

189,356.30
191,633.54
193,928.61
196,241.62
198,572.69
200,921.94
203,289.51
205,675.50
208,080.05
210,503.28
212,945.32
215,406.28
217,886.31
220,385.53
222,904.06
225,442.04
227,999.60
230,576.87
233,173.98
235,791.06
238,428.26
241,085.70
243,763.52
246,461.86
249,180.85
251,920.64
254,681.37
257,463.16
260,266.18
263,090.55
265,936.42
268,803.94
271,693.25
274,604.49
277,537.82
280,493.39
283,471.33
286,471.80
289,494.96
291,373.14
293,263.50
295,166.12
297,081.09
299,008.48
300,948.38
302,900.86
304,866.01
306,843.91

373,327.32
375,749.38
378,187.16
380,640.75
383,110.25
385,595.78
388,097.44
390,615.32
393,149.54
395,700.21
398,267.42
400,851.28
403,451.91
406,069.41
408,703.90
411,355.47
414,024.25
416,710.34
419,413.86
422,134.92
424,873.63
427,630.11
430,404.48
433,196.84
436,007.32
438,836.03
441,683.10
444,548.63
447,432.76
450,335.60
453,257.27
456,197.90
459,157.60
462,136.51
465,134.74
468,152.43
471,189.69
474,246.66
477,323.46
480,420.22
483,537.08
486,674.15
489,831.58
493,009.49
496,208.02
499,427.30
502,667.47
505,928.66

46,394.89
46,895.89
47,400.14
47,907.66
48,418.48
48,932.60
49,450.07
49,970.89
50,495.09
51,022.69
51,553.71
52,088.18
52,626.11
53,167.54
53,712.48
54,260.95
54,812.98
55,368.60
55,927.82
56,490.66
57,057.16
57,627.33
58,201.21
58,778.80
59,360.15
59,945.26
60,534.17
61,126.90
61,723.48
62,323.93
62,928.27
63,536.53
64,148.74
64,764.93
65,385.11
66,009.31
66,637.56
67,269.89
67,906.32
68,546.88
69,191.60
69,840.50
70,493.61
71,150.95
71,812.56
72,478.47
73,148.69
73,823.26

308,834.64
310,838.29
312,854.93
314,884.66
316,927.56
318,983.71
321,053.20
323,136.12
325,232.55
327,342.59
329,466.31
331,603.81
333,755.18
335,920.50
338,099.87
340,293.39
342,501.13
344,723.20
346,959.68
349,210.67
351,476.27
353,756.57
356,051.66
358,361.64
360,686.60
363,026.65
365,381.88
367,752.40
370,138.29
372,539.66
374,956.61
377,389.24
379,837.65
382,301.95
384,782.23
387,278.61
389,791.18
392,320.06
394,865.34
397,427.13
400,005.55
402,600.69
405,212.67
407,841.59
410,487.57
413,150.72
415,831.14
418,528.96

509,211.01
512,514.65
515,839.72
519,186.37
522,554.73
525,944.94
529,357.15
532,791.49
536,248.12
539,727.17
543,228.79
546,753.14
550,300.34
553,870.56
557,463.94
561,080.64
564,720.80
568,384.57
572,072.12
575,783.59
579,519.14
583,278.92
587,063.10
590,871.83
594,705.27
598,563.57
602,446.91
606,355.45
610,289.34
614,248.75
618,233.86
622,244.81
626,281.79
630,344.96
634,434.49
638,550.55
642,693.32
646,862.96
651,059.66
655,283.58
659,534.91
663,813.81
668,120.48
672,455.09
676,817.82
681,208.86
685,628.38
690,076.58

74,502.21
75,185.56
75,873.35
76,565.60
77,262.34
77,963.60
78,669.41
79,379.79
80,094.79
80,814.43
81,538.73
82,267.74
83,001.47
83,739.97
84,483.25
85,231.36
85,984.32
86,742.17
87,504.93
88,272.64
89,045.33
89,823.04
90,605.79
91,393.62
92,186.56
92,984.64
93,787.91
94,596.38
95,410.10
96,229.10
97,053.41
97,883.07
98,718.11
99,558.57
100,404.48
101,255.88
102,112.81
102,975.29
103,843.37
104,717.08
105,596.46
106,481.55
107,372.38
108,268.98
109,171.41
110,079.68
110,993.86
111,913.96

421,244.28
423,977.21
426,727.88
429,496.39
432,282.86
435,087.41
437,910.15
440,751.21
443,610.70
446,488.74
449,385.46
452,300.97
455,235.39
458,188.85
461,161.47
464,153.38
467,164.70
470,195.55
473,246.07
476,316.38
479,406.61
482,516.89
485,647.34
488,798.11
491,969.32
495,161.10
498,373.59
501,606.92
504,861.23
508,136.65
511,433.32
514,751.38
518,090.96
521,452.22
524,835.28
528,240.28
531,667.38
535,116.72
538,588.43
542,082.66
545,599.57
549,139.29
552,701.98
556,287.78
559,896.84
563,529.32
567,185.37
570,865.13

694,553.63
699,059.73
703,595.07
708,159.83
712,754.20
717,378.39
722,032.57
726,716.95
731,431.72
736,177.07
740,953.22
745,760.35
750,598.67
755,468.37
760,369.68
765,302.78
770,267.88
775,265.20
780,294.94
785,357.31
790,452.52
795,580.79
800,742.33
805,937.36
811,166.10
816,428.75
821,725.55
827,056.71
832,422.46
837,823.02
843,258.62
848,729.49
854,235.84
859,777.93
865,355.96
870,970.19
876,620.84
882,308.15
888,032.36
893,793.71
899,592.43
905,428.77
911,302.98
917,215.30
923,165.98
929,155.27
935,183.41
941,250.66

112,840.03
113,772.11
114,710.24
115,654.45
116,604.79
117,561.29
118,524.00
119,492.96
120,468.20
121,449.77
122,437.71
123,432.05
124,432.85
125,440.14
126,453.97
127,474.37
128,501.40
129,535.08
130,575.48
131,622.62
132,676.56
133,737.33
134,804.99
135,879.57
136,961.13
138,049.70
139,145.33
140,248.07
141,357.97
142,475.07
143,599.41
144,731.05
145,870.03
147,016.40
148,170.21
149,331.51
150,500.33
151,676.74
152,860.79
154,052.51
155,251.97
156,459.21
157,674.28
158,897.23
160,128.12
161,366.99
162,613.90
163,868.91

574,568.77
578,296.44
582,048.29
585,824.49
589,625.18
593,450.53
597,300.70
601,175.84
605,076.13
609,001.72
612,952.78
616,929.48
620,931.97
624,960.43
629,015.03
633,095.93
637,203.31
641,337.33
645,498.18
649,686.02
653,901.03
658,143.39
662,413.27
666,710.85
671,036.31
675,389.84
679,771.61
684,181.81
688,620.62
693,088.23
697,584.82
702,110.59
706,665.72
711,250.40
715,864.83
720,509.19
725,183.68
729,888.50
734,623.85
739,389.92
744,186.91
749,015.02
753,874.45
758,765.41
763,688.10
768,642.73
773,629.51
778,648.63

947,357.27
953,503.50
959,689.61
965,915.85
972,182.49
978,489.78
984,837.99
991,227.39
997,658.24
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

165,132.05
166,403.39
167,682.97
168,970.86
170,267.10
171,571.76
172,884.87
174,206.51
175,536.72
176,875.56
178,223.09
179,579.36
180,944.43
182,318.35
183,701.19
185,093.00
186,493.84
187,903.77
189,322.85
190,751.13
192,188.68
193,635.55
195,091.81
196,557.52
198,032.74
199,517.53
201,011.96
202,516.07
204,029.95
205,553.65
207,087.23
208,630.77
210,184.31
211,747.94
213,321.71
214,905.69
216,499.95
218,104.55
219,719.56
221,345.05
222,981.09
224,627.74
226,285.07
227,953.15
229,632.06
231,321.86
233,022.62
234,734.42

783,700.32
788,784.79
793,902.24
799,052.89
804,236.96
809,454.66
814,706.21
819,991.83
825,311.75
830,666.18
836,055.34
841,479.47
846,938.79
852,433.54
857,963.92
863,530.19
869,132.57
874,771.30
880,446.61
886,158.74
891,907.93
897,694.42
903,518.46
909,380.27
915,280.12
921,218.24
927,194.89
933,210.31
939,264.76
945,358.49
951,491.75
957,664.81
963,877.91
970,131.33
976,425.31
982,760.13
989,136.05
995,553.33
1,002,012.25
1,008,513.07
1,015,056.06
1,021,641.51
1,028,269.68
1,034,940.85
1,041,655.31
1,048,413.32
1,055,215.18
1,062,061.17

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

236,457.32
238,191.40
239,936.73
241,693.38
243,461.43
245,240.95
247,032.02
248,834.70
250,649.08
252,475.24
254,313.24
256,163.16
258,025.09
259,899.09
261,785.26
263,683.66
265,594.38
267,517.49
269,453.08
271,401.23
273,362.02
275,335.53
277,321.84
279,321.04
281,333.21
283,358.43
285,396.79
287,448.38
289,513.28
291,591.57
293,683.35
295,788.70
297,907.71
300,040.46
302,187.06
304,347.57
306,522.11
308,710.75
310,913.60
313,130.73
315,362.25
317,608.25
319,868.81
322,144.05
324,434.04
326,738.90
329,058.70
331,393.56

1,068,951.57
1,075,886.68
1,082,866.78
1,089,892.17
1,096,963.13
1,104,079.97
1,111,242.98
1,118,452.47
1,125,708.72
1,133,012.06
1,140,362.77
1,147,761.18
1,155,207.59
1,162,702.30
1,170,245.64
1,177,837.92
1,185,479.46
1,193,170.57
1,200,911.58
1,208,702.81
1,216,544.59
1,224,437.25
1,232,381.11
1,240,376.51
1,248,423.78
1,256,523.26
1,264,675.29
1,272,880.21
1,281,138.36
1,289,450.08
1,297,815.73
1,306,235.66
1,314,710.21
1,323,239.74
1,331,824.61
1,340,465.17
1,349,161.80
1,357,914.84
1,366,724.68
1,375,591.66
1,384,516.18
1,393,498.60
1,402,539.29
1,411,638.63
1,420,797.02
1,430,014.81
1,439,292.41
1,448,630.21

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

333,743.56
336,108.81
338,489.40
340,885.44
343,297.03
345,724.26
348,167.24
350,626.07
353,100.85
355,591.68
358,098.68
360,621.94
363,161.57
365,717.67
368,290.36
370,879.75
373,485.93
376,109.02
378,749.12
381,406.36
384,080.83
386,772.66
389,481.95
392,208.82
394,953.38
397,715.74
400,496.03
403,294.35
406,110.83
408,945.58
411,798.73
414,670.38
417,560.66
420,469.70
423,397.61
426,344.51
429,310.54
432,295.80
435,300.44
438,324.56
441,368.31
444,431.80
447,515.17
450,618.55
453,742.05
456,885.83
460,049.99
463,234.69

1,458,028.58
1,467,487.93
1,477,008.64
1,486,591.13
1,496,235.78
1,505,943.01
1,515,713.22
1,525,546.81
1,535,444.20
1,545,405.80
1,555,432.03
1,565,523.31
1,575,680.06
1,585,902.70
1,596,191.66
1,606,547.38
1,616,970.28
1,627,460.81
1,638,019.39
1,648,646.48
1,659,342.51
1,670,107.93
1,680,943.20
1,691,848.77
1,702,825.09
1,713,872.62
1,724,991.82
1,736,183.16
1,747,447.11
1,758,784.14
1,770,194.72
1,781,679.32
1,793,238.44
1,804,872.55
1,816,582.14
1,828,367.70
1,840,229.72
1,852,168.70
1,864,185.14
1,876,279.53
1,888,452.39
1,900,704.23
1,913,035.55
1,925,446.88
1,937,938.73
1,950,511.62
1,963,166.08
1,975,902.64

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

466,440.05
469,666.20
472,913.29
476,181.44
479,470.79
482,781.48
486,113.66
489,467.45
492,843.00
496,240.45
499,659.94
503,101.62
506,565.62
510,052.10
513,561.20
517,093.06
520,647.84
524,225.68
527,826.74
531,451.15
535,099.08
538,770.68
542,466.10
546,185.49
549,929.02
553,696.83
557,489.08
561,305.94
565,147.56
569,014.11
572,905.74
576,822.61
580,764.90
584,732.77
588,726.38
592,745.90
596,791.49
600,863.34
604,961.60
609,086.45
613,238.06
617,416.60
621,622.26
625,855.19
630,115.60
634,403.64
638,719.50
643,063.36

1,988,721.84
2,001,624.20
2,014,610.27

###
###
###

647,435.41
651,835.82
656,264.77

Total Poup
150,858.84
152,698.89
154,553.35
156,422.32
158,305.88
160,204.16
162,117.23
164,045.21
165,988.18
167,946.26
169,919.55
171,908.14
173,912.15
175,931.66
177,966.80
180,017.66
182,084.34
184,166.97
186,265.63
188,380.45
190,511.52
192,658.97
194,822.89
197,003.40
199,200.61
201,414.64
203,645.59
205,893.57
208,158.72
210,441.13
212,740.92
215,058.22
217,393.13
219,745.79
222,116.29
224,504.78
226,911.35
229,336.15
231,779.28
234,240.88
236,721.06
239,219.95
241,737.68
244,274.36
246,830.14

Digite um valor adicional que

voc tem condies de
economizar mensalmente para
aumentar sua poupana para
compra do imvel.

2,500.00
2,000.00
1,500.00
1,000.00
500.00
-

249,405.13
251,999.47
254,613.28
257,246.70
259,899.85
262,572.87
265,265.89
267,979.04
270,712.46
273,466.29
276,240.65
279,035.70
281,851.56
284,688.37
287,546.28 5 anos
290,425.42
293,325.95
296,247.99
299,191.70
302,157.21
305,144.68
308,154.25
311,186.07
314,240.28
317,317.04
320,416.49
323,538.79
326,684.09
329,852.55
333,044.31
336,259.53
339,498.37
342,760.99
346,047.54
349,358.19
352,693.09
356,052.41
359,436.30
362,844.94
366,278.48
369,737.09
373,220.95
376,730.21
380,265.05
383,825.63
387,412.13
391,024.72
394,663.57

398,328.86
402,020.77
405,739.46
409,485.13
413,257.94
417,058.07
420,885.72
424,741.06
428,624.28
432,535.56
436,475.08
440,443.04
444,439.63
448,465.02
452,519.43
456,603.03
460,716.02
464,858.60
469,030.96
473,233.30
477,465.82
481,728.71
486,022.19
490,346.45
494,701.70
499,088.15
503,505.99 10 anos
507,955.44
512,436.70
516,949.99
521,495.53
526,073.52
530,684.17
535,327.71
540,004.35
544,714.32
549,457.83
554,235.10
559,046.36
563,891.83
568,771.74
573,686.32
578,635.80
583,620.40
588,640.36
593,695.92
598,787.31
603,914.76

609,078.52
614,278.82
619,515.91
624,790.02
630,101.42
635,450.33
640,837.01
646,261.71
651,724.68
657,226.17
662,766.44
668,345.74
673,964.34
679,622.48
685,320.43
691,058.46
696,836.83
702,655.81
708,515.65
714,416.65
720,359.05
726,343.15
732,369.20
738,437.50
744,548.32
750,701.94
756,898.63
763,138.70
769,422.42
775,750.07
782,121.96
788,538.37
794,999.59
801,505.93
808,057.67
814,655.12
821,298.58
827,988.35
834,724.74 15 anos
840,340.24
845,992.17
851,680.77
857,406.28
863,168.93
868,968.96
874,806.63
880,682.17
886,595.83

892,547.86
898,538.50
904,568.00
910,636.63
916,744.63
922,892.25
929,079.76
935,307.41
941,575.47
947,884.19
954,233.84
960,624.68
967,056.99
973,531.03
980,047.07
986,605.39
993,206.25
999,849.94
1,006,536.73
1,013,266.91
1,020,040.74
1,026,858.53
1,033,720.55
1,040,627.08
1,047,578.43
1,054,574.87
1,061,616.70
1,068,704.22
1,075,837.73
1,083,017.51
1,090,243.87
1,097,517.12
1,104,837.55
1,112,205.48
1,119,621.21
1,127,085.05
1,134,597.31
1,142,158.31
1,149,768.37
1,157,427.80
1,165,136.92
1,172,896.05
1,180,705.53
1,188,565.67
1,196,476.80
1,204,439.26
1,212,453.38
1,220,519.49

1,228,637.94
1,236,809.05
1,245,033.18 20 anos
1,253,310.66
1,261,641.85
1,270,027.09
1,278,466.72
1,286,961.12
1,295,510.62
1,304,115.59
1,312,776.38
1,321,493.37
1,330,266.91
1,339,097.37
1,347,985.12
1,356,930.53
1,365,933.98
1,374,995.83
1,384,116.49
1,393,296.31
1,402,535.69
1,411,835.01
1,421,194.67
1,430,615.04
1,440,096.54
1,449,639.55
1,459,244.47
1,468,911.70
1,478,641.66
1,488,434.74
1,498,291.35
1,508,211.92
1,518,196.84
1,528,246.55
1,538,361.45
1,548,541.98
1,558,788.56
1,569,101.61
1,579,481.58
1,589,928.88
1,600,443.97
1,611,027.27
1,621,679.24
1,632,400.31
1,643,190.94
1,654,051.58
1,664,982.68
1,675,984.70

1,687,058.09
1,698,203.33
1,709,420.88
1,720,711.20
1,732,074.77
1,743,512.06
1,755,023.56
1,766,609.74
1,778,271.09
1,790,008.10
1,801,821.25
1,813,711.04
1,825,677.98
1,837,722.55
1,849,845.26 25 anos
1,862,046.62
1,874,327.14
1,886,687.34
1,899,127.72
1,911,648.82
1,924,251.15
1,936,935.24
1,949,701.62
1,962,550.83
1,975,483.40
1,988,499.87
2,001,600.79
2,014,786.71
2,028,058.17
2,041,415.73
2,054,859.96
2,068,391.41
2,082,010.65
2,095,718.25
2,109,514.77
2,123,400.81
2,137,376.94
2,151,443.74
2,165,601.80
2,179,851.72
2,194,194.08
2,208,629.50
2,223,158.57
2,237,781.90
2,252,500.11
2,267,313.80
2,282,223.60
2,297,230.13

2,312,334.02
2,327,535.90
2,342,836.41
2,358,236.18
2,373,735.86
2,389,336.11
2,405,037.56
2,420,840.88
2,436,746.73
2,452,755.77
2,468,868.67
2,485,086.11
2,501,408.77
2,517,837.32
2,534,372.46
2,551,014.87
2,567,765.26
2,584,624.32
2,601,592.76
2,618,671.28
2,635,860.60
2,653,161.45
2,670,574.54
2,688,100.60
2,705,740.37
2,723,494.58
2,741,363.97 30 anos
2,759,349.30
2,777,451.31
2,795,670.76
2,814,008.42
2,832,465.04
2,851,041.41
2,869,738.30
2,888,556.49
2,907,496.77
2,926,559.92
2,945,746.76
2,965,058.07
2,984,494.67
3,004,057.37
3,023,746.99
3,043,564.36
3,063,510.29
3,083,585.62
3,103,791.20
3,124,127.87
3,144,596.48

3,165,197.89
3,185,932.95
3,206,802.53
3,227,807.52
3,248,948.77
3,270,227.19
3,291,643.66
3,313,199.07
3,334,894.33
3,356,730.34
3,378,708.02
3,400,828.29
3,423,092.06
3,445,500.28
3,468,053.88
3,490,753.80
3,513,600.99
3,536,596.41
3,559,741.02
3,583,035.78
3,606,481.68
3,630,079.69
3,653,830.79
3,677,735.99
3,701,796.28
3,726,012.66
3,750,386.16
3,774,917.79
3,799,608.57
3,824,459.54
3,849,471.73
3,874,646.20
3,899,984.00
3,925,486.18
3,951,153.81
3,976,987.97
4,002,989.74
4,029,160.20
4,055,500.44 35 anos
4,082,011.58
4,108,694.71
4,135,550.96
4,162,581.45
4,189,787.30
4,217,169.66
4,244,729.66
4,272,468.47
4,300,387.25

4,328,487.15
4,356,769.36
4,385,235.06
4,413,885.43
4,442,721.69
4,471,745.02
4,500,956.66
4,530,357.81
4,559,949.71
4,589,733.59
4,619,710.71
4,649,882.31
4,680,249.65
4,710,814.01
4,741,576.67
4,772,538.91
4,803,702.02
4,835,067.31
4,866,636.10
4,898,409.69
4,930,389.42
4,962,576.63
4,994,972.67
5,027,578.88
5,060,396.63
5,093,427.30
5,126,672.26
5,160,132.91
5,193,810.64
5,227,706.86
5,261,823.00
5,296,160.47
5,330,720.72
5,365,505.19
5,400,515.33
5,435,752.60
5,471,218.49
5,506,914.47
5,542,842.04
5,579,002.70
5,615,397.96
5,652,029.35
5,688,898.39
5,726,006.63
5,763,355.62
5,800,946.91
5,838,782.10
5,876,862.75

5,915,190.45
5,953,766.82
5,992,593.46 40 anos

Amortizao
Juros

TR CRTICA SAC
Perodos Taxa de Juros
Taxa de
TR Crtica TR
(n)
aa
Juros am (j) am (t)
60
0.51%
120
0.39%
180
0.32%
240
0.27%
9.1499%
0.732268%
300
0.23%
360
0.20%
420
0.18%
480
0.16%

Crtica
aa
6.28%
4.78%
3.86%
3.23%
2.78%
2.44%
2.18%
1.96%

Existe uma TR (t) crtica para cada

(n) e taxa de juros (j)].

A condio para que a prestao A

(t) satisfaa a seguinte inequao
t > j / (n * j + 1)

Portanto, para um determinado n

determinada taxa de juros, uma T
ou E, ao lado, far a prestao do
determinado perodo de tempo, p
acima do nvel crtico for a TR.

O nmero de perodos (k) durante

ser escrito como:
k < n (j t) / j / t

Preencher somente este

campo.

OBS: Valores aproximados. Simule

para o sistema SAC. No Price ou

Perodos de prestao crescente

Perodos Taxa de Juros
Taxa de
TR Crtica TR
(n)
aa
Juros am (j) am (t)
60
0.51%
120
0.39%
180
0.32%
240
0.27%
9.1499%
0.732268%
300
0.23%
360
0.20%
420
0.18%
480
0.16%

Crtica TR 10% acima

aa
do crtico am
6.28%
0.56%
4.78%
0.43%
3.86%
0.35%
3.23%
0.29%
2.78%
0.25%
2.44%
0.22%
2.18%
0.20%
1.96%
0.18%

te uma TR (t) crtica para cada par de valores [nmero de perodos

e taxa de juros (j)].

ndio para que a prestao AUMENTE por algum tempo que a TR

atisfaa a seguinte inequao:
/ (n * j + 1)

anto, para um determinado nmero de perodos de pagamento e

rminada taxa de juros, uma TR maior que a calculada nas colunas D
, ao lado, far a prestao do financiamento aumentar por um
rminado perodo de tempo, perodo este que depende do quo
ma do nvel crtico for a TR.

mero de perodos (k) durante o qual a prestao aumentar pode

escrito como:

n (j t) / j / t

: Valores aproximados. Simule na planilha de financiamento. Vlido

o sistema SAC. No Price outro clculo.

te
TR 10% acima
do crtico aa
6.93%
5.27%
4.25%
3.56%
3.07%
2.69%
2.40%
2.16%

Nmero de
perodos (k)
18
23
29
34
40
45
51
56

PRINCIPAL
ENTRADA
TAXA DE JUROS aa
TAXA DE JUROS am

R$ 300,000.00
R$
30,000.00
9.1499%
0.73227%

Preencha apenas os campos em

amarelo. No preencha o restante.
Na taxa de juros, coloque o Custo
Efetivo Total - CET. No esto
includos os efeitos da TR.
Se quiser um comparativo mais
completo, exiba as colunas ocultas.
Comea a partir da coluna N. Voc
poder ver todas as planilhas dos
financiamentos, lado a lado.

Prazo (meses)
PRESTAO INICIAL
TOTAL AMORTIZADO
TOTAL DE JUROS
TOTAL PRESTAES
RENDA FAMILIAR

R$
R$
R$
R$
R$

60
6,477.12
270,000.00
60,302.26
330,302.26
21,590.41

R$
R$
R$
R$
R$

120
4,227.12
270,000.00
119,615.96
389,615.96
14,090.41

R$
R$
R$
R$
R$

180
3,477.12
270,000.00
178,929.66
448,929.66
11,590.41

R$
R$
R$
R$
R$

240
3,102.12
270,000.00
238,243.36
508,243.36
10,340.41

R$
R$
R$
R$
R$

300
2,877.12
270,000.00
297,557.06
567,557.06
9,590.41

R$
R$
R$
R$
R$

360
2,727.12
270,000.00
356,870.76
626,870.76
9,090.41

R$
R$
R$
R$
R$

420
2,619.98
270,000.00
416,184.46
686,184.46
8,733.27

R$
R$
R$
R$
R$

480
2,539.62
270,000.00
475,498.16
745,498.16
8,465.41

2,500.00

2,000.00

1,500.00

1,000.00

500.00

1,400.00

1,200.00

1,000.00

800.00

600.00

400.00

200.00

200.00

160,000.00

140,000.00

120,000.00

100,000.00

80,000.00

60,000.00

40,000.00

20,000.00

SAC Composio

Total amortizado
Total de juros pagos

Observaes:
1 - Financiamento via SAC cobra menos juros que Price. O Price tem um custo financieiro maior
2 - Financiamento Price permite que o muturio financie um montante maior que o SAC, para te
e valor de prestao iguais;
Saiba mais em:
-- http://pt.wikipedia.org/wiki/Sistema_de_Amortiza%C3%A7%C3%A3o_Constante
-- http://pt.wikipedia.org/wiki/Tabela_Price
-- http://pt.wikipedia.org/wiki/Amortiza%C3%A7%C3%A3o
-- www.bolhaimobiliariabrasil.com
-- www.opequenoinvestidor.com.br

2 - Financiamento Price permite que o muturio financie um montante maior que o SAC, para te
e valor de prestao iguais;
Saiba mais em:
-- http://pt.wikipedia.org/wiki/Sistema_de_Amortiza%C3%A7%C3%A3o_Constante
-- http://pt.wikipedia.org/wiki/Tabela_Price
-- http://pt.wikipedia.org/wiki/Amortiza%C3%A7%C3%A3o
-- www.bolhaimobiliariabrasil.com
-- www.opequenoinvestidor.com.br

Price Composio

custo financieiro maior para o muturio;

aior que o SAC, para tempo, taxa de juros

nstante

Total amortizado
Total de juros pagos

aior que o SAC, para tempo, taxa de juros

nstante

SAC Prestaes
Price Prestaes

SAC Juros
Price Juros

SAC Saldo Devedor

Price Saldo Devedor

Valor Prestao
Taxa de Juros aa
Taxa de Juros am
N Prestaes
Principal SAC
Principal Price
Renda Familiar

2,000.00
9.1499%
0.7323%
180
155,300.79
199,671.03
6,666.67

Preencher somente Valor Prestao, Taxa de

Juros aa e N Prestaes. Observe os demais
comentrios, alguns esto ocultos. Aponte o
mouse em cima da clula para que sejam
exibidos.
Para o valor de prestao digitado em B1, na taxa de juros aa
B2, pagos pela quantidade de tempo B4, possvel contrair o
financiamento de valor B7, pelo sistema SAC.
Para o valor de prestao digitado em B1, na taxa de juros aa
B2, pagos pela quantidade de tempo B4, possvel contrair o
financiamento de valor B7, pelo sistema Price. Repare que o
sistema Price permite que o muturio financie um valor maior
pagando o mesmo valor de prestao. Porm, no se esquea
que o custo financeiro do Price maior que o custo do SAC.

de
ais
eo

xa de juros aa
vel contrair o

xa de juros aa
vel contrair o
Repare que o
m valor maior
o se esquea
sto do SAC.

Principal
Valor Prestao
N Prestaes
Taxa de Juros aa SAC

198,645.00
2,000.00
180
5.5516%

Confira se a taxa de juros informada pela financeira a

realidade. Atente sempre para o CET - Custo Efetivo
Total. Quando as parcelas incluem seguros, taxas
administrativas e outras taxas, a taxa de juros
informada menor que o custo efetivo total do
financiamento.

Simula Crdito Pessoal

Valor Tomado
Taxa de Juros am
Nmero de meses
Parcela

R$

R$

Quanto posso pegar emprestado

com esta parcela?

7,500.00
2.5000%
12
731.15

Valor Parcela
Tempo
Taxa de Juros
Valor Emprestado

Total Pago
Juros Simples Pagos

R$
R$

8,773.84
1,273.84

16.985%

731.15
12
2.5000%
7,499.96

Carto de Crdito
Valor Fatura
236.65
Pagamento Mnimo
35.50
Taxa de Juros am
14.49%
Prxima Fatura
230.30
Encargos Prxima
29.15
Total Abatido
2.684%

15%

Repare que abate-se pouqussimo de um

ms para o outro, quando paga-se o
mnimo da fatura. Concluso: nunca vale
a pena deixar de pagar a fatura cheia do
carto

PRINCIPAL
ENTRADA
TAXA DE JUROS aa
TAXA DE JUROS am
N Prestaes

R$
R$

200,000.00
20,000.00
8.8500%
0.70917%
180
% princ.

TOTAL AMORTIZADO
TOTAL DE JUROS
TOTAL SEGURO

R$
R$
R$

180,000.00
115,524.53
-

TOTAL TX ADM
R$
4,500.00
TOTAL PRESTAES
R$
305,124.53
Preencher
somente
PRINCIPAL, ENTRADA,
TAXA DE
Renda
Familiar
Segura
7,766.16

64.18%
0.00%
2.50%
169.51%

JUROS aa e N PRESTAES. No preencher TAXA DE

JUROS am. Observe os demais comentrios, alguns
esto ocultos. Aponte o mouse em cima da clula para
que sejam exibidos. Preencher tambm um valor de
mensalidade de conta corrente na CEF e um valor de
anuidade do carto de crdito. A inteno descobrir
qual o verdadeiro custo efetivo do financiamento.

n Saldo Devedor
0
180,000.00
1
180,000.00
2
179,000.00
3
178,000.00
4
177,000.00
5
176,000.00
6
175,000.00
7
174,000.00
8
173,000.00
9
172,000.00
10
171,000.00
11
170,000.00
12
169,000.00
13
168,000.00
14
167,000.00
15
166,000.00
16
165,000.00
17
164,000.00
18
163,000.00
19
162,000.00
20
161,000.00
21
160,000.00
22
159,000.00
23
158,000.00
24
157,000.00
25
156,000.00
26
155,000.00
27
154,000.00
28
153,000.00
29
152,000.00
30
151,000.00
31
150,000.00
32
149,000.00
33
148,000.00
34
147,000.00
35
146,000.00
36
145,000.00
37
144,000.00
38
143,000.00
39
142,000.00
40
141,000.00
41
140,000.00
42
139,000.00
43
138,000.00
44
137,000.00
45
136,000.00

46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93

135,000.00
134,000.00
133,000.00
132,000.00
131,000.00
130,000.00
129,000.00
128,000.00
127,000.00
126,000.00
125,000.00
124,000.00
123,000.00
122,000.00
121,000.00
120,000.00
119,000.00
118,000.00
117,000.00
116,000.00
115,000.00
114,000.00
113,000.00
112,000.00
111,000.00
110,000.00
109,000.00
108,000.00
107,000.00
106,000.00
105,000.00
104,000.00
103,000.00
102,000.00
101,000.00
100,000.00
99,000.00
98,000.00
97,000.00
96,000.00
95,000.00
94,000.00
93,000.00
92,000.00
91,000.00
90,000.00
89,000.00
88,000.00

94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141

87,000.00
86,000.00
85,000.00
84,000.00
83,000.00
82,000.00
81,000.00
80,000.00
79,000.00
78,000.00
77,000.00
76,000.00
75,000.00
74,000.00
73,000.00
72,000.00
71,000.00
70,000.00
69,000.00
68,000.00
67,000.00
66,000.00
65,000.00
64,000.00
63,000.00
62,000.00
61,000.00
60,000.00
59,000.00
58,000.00
57,000.00
56,000.00
55,000.00
54,000.00
53,000.00
52,000.00
51,000.00
50,000.00
49,000.00
48,000.00
47,000.00
46,000.00
45,000.00
44,000.00
43,000.00
42,000.00
41,000.00
40,000.00

142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189

39,000.00
38,000.00
37,000.00
36,000.00
35,000.00
34,000.00
33,000.00
32,000.00
31,000.00
30,000.00
29,000.00
28,000.00
27,000.00
26,000.00
25,000.00
24,000.00
23,000.00
22,000.00
21,000.00
20,000.00
19,000.00
18,000.00
17,000.00
16,000.00
15,000.00
14,000.00
13,000.00
12,000.00
11,000.00
10,000.00
9,000.00
8,000.00
7,000.00
6,000.00
5,000.00
4,000.00
3,000.00
2,000.00
1,000.00
-

190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237

238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285

286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333

334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381

382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429

430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477

478
479
480

Amortizao
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00

Valores (R$)
Juros
Seguro
1,276.51
1,269.42
1,262.33
1,255.24
1,248.15
1,241.06
1,233.96
1,226.87
1,219.78
1,212.69
1,205.60
1,198.50
1,191.41
1,184.32
1,177.23
1,170.14
1,163.05
1,155.95
1,148.86
1,141.77
1,134.68
1,127.59
1,120.50
1,113.40
1,106.31
1,099.22
1,092.13
1,085.04
1,077.95
1,070.85
1,063.76
1,056.67
1,049.58
1,042.49
1,035.39
1,028.30
1,021.21
1,014.12
1,007.03
999.94
992.84
985.75
978.66
971.57
964.48

Tx. Adm Custo Relac

25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00

28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33

Prestao
2,329.85
2,322.76
2,315.66
2,308.57
2,301.48
2,294.39
2,287.30
2,280.21
2,273.11
2,266.02
2,258.93
2,251.84
2,244.75
2,237.65
2,230.56
2,223.47
2,216.38
2,209.29
2,202.20
2,195.10
2,188.01
2,180.92
2,173.83
2,166.74
2,159.65
2,152.55
2,145.46
2,138.37
2,131.28
2,124.19
2,117.10
2,110.00
2,102.91
2,095.82
2,088.73
2,081.64
2,074.54
2,067.45
2,060.36
2,053.27
2,046.18
2,039.09
2,031.99
2,024.90
2,017.81

1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00

957.39
950.29
943.20
936.11
929.02
921.93
914.84
907.74
900.65
893.56
886.47
879.38
872.28
865.19
858.10
851.01
843.92
836.83
829.73
822.64
815.55
808.46
801.37
794.28
787.18
780.09
773.00
765.91
758.82
751.72
744.63
737.54
730.45
723.36
716.27
709.17
702.08
694.99
687.90
680.81
673.72
666.62
659.53
652.44
645.35
638.26
631.17
624.07

25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00

28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33

2,010.72
2,003.63
1,996.54
1,989.44
1,982.35
1,975.26
1,968.17
1,961.08
1,953.98
1,946.89
1,939.80
1,932.71
1,925.62
1,918.53
1,911.43
1,904.34
1,897.25
1,890.16
1,883.07
1,875.98
1,868.88
1,861.79
1,854.70
1,847.61
1,840.52
1,833.43
1,826.33
1,819.24
1,812.15
1,805.06
1,797.97
1,790.87
1,783.78
1,776.69
1,769.60
1,762.51
1,755.42
1,748.32
1,741.23
1,734.14
1,727.05
1,719.96
1,712.87
1,705.77
1,698.68
1,691.59
1,684.50
1,677.41

1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00

616.98
609.89
602.80
595.71
588.61
581.52
574.43
567.34
560.25
553.16
546.06
538.97
531.88
524.79
517.70
510.61
503.51
496.42
489.33
482.24
475.15
468.06
460.96
453.87
446.78
439.69
432.60
425.50
418.41
411.32
404.23
397.14
390.05
382.95
375.86
368.77
361.68
354.59
347.50
340.40
333.31
326.22
319.13
312.04
304.95
297.85
290.76
283.67

25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00

28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33

1,670.32
1,663.22
1,656.13
1,649.04
1,641.95
1,634.86
1,627.76
1,620.67
1,613.58
1,606.49
1,599.40
1,592.31
1,585.21
1,578.12
1,571.03
1,563.94
1,556.85
1,549.76
1,542.66
1,535.57
1,528.48
1,521.39
1,514.30
1,507.21
1,500.11
1,493.02
1,485.93
1,478.84
1,471.75
1,464.65
1,457.56
1,450.47
1,443.38
1,436.29
1,429.20
1,422.10
1,415.01
1,407.92
1,400.83
1,393.74
1,386.65
1,379.55
1,372.46
1,365.37
1,358.28
1,351.19
1,344.09
1,337.00

1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
-

276.58
269.49
262.39
255.30
248.21
241.12
234.03
226.94
219.84
212.75
205.66
198.57
191.48
184.39
177.29
170.20
163.11
156.02
148.93
141.83
134.74
127.65
120.56
113.47
106.38
99.28
92.19
85.10
78.01
70.92
63.83
56.73
49.64
42.55
35.46
28.37
21.28
14.18
7.09
-

25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
25.00
-

28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
28.33
-

1,329.91
1,322.82
1,315.73
1,308.64
1,301.54
1,294.45
1,287.36
1,280.27
1,273.18
1,266.09
1,258.99
1,251.90
1,244.81
1,237.72
1,230.63
1,223.54
1,216.44
1,209.35
1,202.26
1,195.17
1,188.08
1,180.98
1,173.89
1,166.80
1,159.71
1,152.62
1,145.53
1,138.43
1,131.34
1,124.25
1,117.16
1,110.07
1,102.98
1,095.88
1,088.79
1,081.70
1,074.61
1,067.52
1,060.43
-

180,000.00

115,524.53

4,500.00

305,124.53

% da prestao utilizado
para pagar juros
54.79%
54.65%
54.51%
54.37%
54.23%
54.09%
53.95%
53.81%
53.66%
53.52%
53.37%
53.22%
53.08%
52.93%
52.78%
52.63%
52.48%
52.32%
52.17%
52.01%
51.86%
51.70%
51.54%
51.39%
51.23%
51.07%
50.90%
50.74%
50.58%
50.41%
50.25%
50.08%
49.91%
49.74%
49.57%
49.40%
49.23%
49.05%
48.88%
48.70%
48.52%
48.34%
48.16%
47.98%
47.80%

Mensalidade Conta Corrente

Anuidade do Carto de Crdito
Principal
Valor Prestao Inicial
N Prestaes
Taxa de Juros aa SAC

20.00
100.00
180,000.00
2,329.85
180
9.2349%

Esta a verdadeira taxa de juros do financiamento se

incluir os custos de mensalidade da conta e anuidade d
carto de crdito para ter o benefcio de cliente
relacionamento. No preencha nada deste bloco.

47.61%
47.43%
47.24%
47.05%
46.86%
46.67%
46.48%
46.29%
46.09%
45.90%
45.70%
45.50%
45.30%
45.10%
44.89%
44.69%
44.48%
44.27%
44.06%
43.85%
43.64%
43.42%
43.21%
42.99%
42.77%
42.55%
42.33%
42.10%
41.87%
41.65%
41.42%
41.18%
40.95%
40.71%
40.48%
40.24%
40.00%
39.75%
39.51%
39.26%
39.01%
38.76%
38.50%
38.25%
37.99%
37.73%
37.47%
37.20%

36.94%
36.67%
36.40%
36.12%
35.85%
35.57%
35.29%
35.01%
34.72%
34.43%
34.14%
33.85%
33.55%
33.25%
32.95%
32.65%
32.34%
32.03%
31.72%
31.40%
31.09%
30.76%
30.44%
30.11%
29.78%
29.45%
29.11%
28.77%
28.43%
28.08%
27.73%
27.38%
27.02%
26.66%
26.30%
25.93%
25.56%
25.19%
24.81%
24.42%
24.04%
23.65%
23.25%
22.85%
22.45%
22.04%
21.63%
21.22%

20.80%
20.37%
19.94%
19.51%
19.07%
18.63%
18.18%
17.73%
17.27%
16.80%
16.34%
15.86%
15.38%
14.90%
14.41%
13.91%
13.41%
12.90%
12.39%
11.87%
11.34%
10.81%
10.27%
9.72%
9.17%
8.61%
8.05%
7.48%
6.90%
6.31%
5.71%
5.11%
4.50%
3.88%
3.26%
2.62%
1.98%
1.33%
0.67%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%

financiamento se vc
conta e anuidade do
o de cliente
deste bloco.

JAN
1991 1992 25.4800
1993 26.7600
1994 41.4400
1995
2.1000
1996
1.2500
1997
0.7440
1998
1.1459
1999
0.5163
2000
0.2149
2001
0.1369
2002
0.2591
2003
0.4878
2004
0.1280
2005
0.1880
2006
0.2326
2007
0.2189
2008
0.1010
2009
0.1840
2010
2011
0.0715
2012
0.0864
2013
2014 0.1126
2015
2016
2017
2018

1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003

JAN
61.46
17.7
23.56
25.83
39.07
0.92
1.73
1.77
0.96
0.84
1.24
0.62
0.36
2.33

FEV
7.0000
25.6100
26.4000
39.8600
1.8500
0.9600
0.6616
0.4461
0.8298
0.2328
0.0368
0.1171
0.4116
0.0458
0.0962
0.0725
0.0721
0.0243
0.0451
0.0524
0.0537

FEV
81.29
21.02
27.86
28.42
40.78
1.39
0.97
0.43
0.18
3.61
0.35
0.23
0,06
2.28

MAR
8.5000
24.2700
25.8100
41.8500
2.3000
0.8100
0.6316
0.8995
1.1614
0.2242
0.1724
0.1758
0.3782
0.1778
0.2635
0.2073
0.1876
0.0409
0.1438
0.0792
0.1212
0.1068
0.0266

MAR
83.95
9.19
21.39
26.25
45.71
1.12
0.4
1.15
0.19
2.83
0.15
0.56
0.09
1.53

ABR
8.9300
21.0800
28.2200
45.9700
3.4700
0.6500
0.6211
0.4720
0.6092
0.1301
0.1546
0.2357
0.4184
0.0874
0.2003
0.0855
0.1272
0.0955
0.0454
0.0369
0.0227
0.0459

ABR
28.35
7.81
19.94
28.83
40.91
2.1
0.32
0.68
0.13
0.71
0.23
1
0.56
0.92

MAI
8.9900
19.8100
28.6800
46.4400
3.2500
0.5800
0.6354
0.4543
0.5761
0.2492
0.1827
0.2102
0.4650
0.1546
0.2527
0.1888
0.1689
0.0736
0.0449
0.0510
0.1570
0.0468
0.0604

MAI
5.93
7.48
20.43
29.7
42.58
0.58
1.55
0.21
0.14
-0.29
0.31
0.86
0.83
-0.26

TR
JUN
9.4000
21.0500
30.0800
46.8800
2.8900
0.6099
0.6535
0.4913
0.3108
0.2140
0.1458
0.1582
0.4166
0.1761
0.2993
0.1937
0.0954
0.1146
0.0656
0.0589
0.1114
0.0209
0.0465

Histrica
JUL
10.0500
23.6900
30.3700
5.0300
2.9900
0.5851
0.6580
0.5503
0.2933
0.1547
0.2441
0.2656
0.5465
0.1952
0.2575
0.1751
0.1469
0.1914
0.1051
0.1151
0.1229
0.0144
0.0000
0.1054

IGP-M Histrico
JUN
JUL
19.68
35.91
9.94
12.01
8.48
13.22
23.61
21.84
31.49
31.25
45.21
4.33
2.46
1.82
1.02
1.35
0.74
0.09
0.38
-0.17
0.36
1.55
0.85
1.57
0.98
1,48
1.54
1.95
-1
-0.42

2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018

1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009

0.88
0.39
0.92
0.5
1.09
-0.44
0.63
0.79
0.25
0.34
0.48

JAN
6.62
6.84
6.97
8.64
9.67
11.76
14.37
13.21
18.89
37,49
67.55
20.75
25.94
30.35
41.31
1.70
1.34
1.18
0.71
0.70
0.62
0.57
0.52
2.25
0.76
0.58
0.59
0.44
0.54
0.48

0.69
0.3
0.01
0.27
0.53
0.26
1.18
1
-0.06
0.29
0.38

1.13
0.85
-0.23
0.34
0.74
-0.74
0.94
0.62
0.43
0.21
1.67

1.21
0.86
-0.42
0.04
0.69
-0,15
0.77
0.45
0.85
0.15
0.78

1.31
- 0,22
0.38
0.04
1.61
-0.07
1.19
0.43
1.02
0
-0.13

1.38
-0.44
0.75
0.26
1.98
-0.1
0.85
-0.18
0.66
0.75
-0.74

1.31
-0.34
0.18
0.28
1.76
-0.43
0.15
-0.12
1.34
0.26
-0.61

FEV
4.62
6.40
6.64
7.86
9.50
10.87
12.72
12.64
15.70
16.78
75.73
20.72
24.32
24.98
40.27
1.02
1.03
0.50
0.46
1.05
0.13
0.46
0.36
1.57
0.61
0.59
0.41
0.44
0.49
0.55

MAR
6.04
4.97
5.71
7.34
8.94
10.16
4.77
16.37
17.60
6,82
82.39
11.92
21.40
27.26
42.75
1.55
0.35
0.51
0.34
1.10
0.22
0.38
0.60
1.23
0.47
0.61
0.43
0.37
0.48
0.20

ABR
5.29
6.46
5.89
6.58
9.54
8.20
0.78
19.10
19.29
8,33
15.52
4.99
19.93
27.75
42.68
2.43
1.26
0.88
0.24
0.56
0.42
0.58
0.80
0.97
0.37
0.87
0.21
0.25
0.55
0.48

MAI
5.70
5.56
6.66
6.48
9.05
7.20
1.40
21.45
17.42
17,92
7.59
7.43
24.86
27.69
44.03
2.67
1.22
0.41
0.50
0.30
0.01
0,41
0.21
0,61
0.51
0.49 0.10 0.28
0.79
0.47

IPCA Histrico
JUN
JUL
5.31
5.55
5.52
6.26
7.10
6.36
9.88
10.08
10.08
9.72
8.49
10.31
1.27
1.71
19.71
9.21
22.00
21.91
28.65
27.74
11.75
12.92
11.19
12.41
20.21
21.83
30.07
30.72
47.43
6.84
2.26
2.36
1.19
1.11
0.54
0.22
0.02 0.12
0.19
1.09
0.23
1.61
0.52
1.33
0.42
1.19
0.15
0.20
0.71
0.91
0.02
0.25
0.21
0.19
0.28
0.24
0.74
0.53
0.36
0.24

2010
2011
2012
2013
2014
2015
2016
2017
2018

0.75
0.83
0.56
0.86
0.55

JAN
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018

51.70
15.67
18.25
19.13
33.62
1.37
0.67
0.68
0.29
0.21
1.15
0.40
0.40
1.45
0.28
0.70
0.24
0.45
0.41
0.26
0.52
0.37
0.67
0.39
0.7

JAN
1990
64.68

1991
17.03

1992
29.87

0.78
0.80
0.45
0.60
0.69

0.52
0.79
0.21
0.47
0.92

FEV
70.20
17.54
28.24
34.43
40.68
3.54
1.35
0.31
0.48
0.62
0.89
0.55
0.31
1.60
0.48
0.42
0.28
0.26
0.43
0.35 0.35
0.39
0.42
0.80
0.44

FEV
70.25
15.5
23.62

0.57
0.77
0.64
0.55
0.67

MAR
72.48
12.34
23.47
23.72
43.41
2.41
0.19
0.42
0.31 0.91
0.82
0.34
0.84
1.38
1.59
0.71
0.23
0.17
0.59
0.17 0.45
0.44
0.37
0.28
0.22

MAR
78.41
8.33
27.77

ABR
38.20
8.51
26.74
32.46
50.70
2.74
0.89
0.73
0.46
0.58
0.69
0.28
0.32
0.81
0.60
0.38
0.21
0.43
0.82
0.01
1.17
0.75
0.83
0.84
0.67

ABR
1.67
6.77
17.42

0.43
0.47
0.36
0.37
0.46

0.15
0.08
0.26
0.4

MAI
1.10
7.25
17.74
27.53
45.18
2.43
0.55
0.30
0.47
0.38
0.57
2.00
2.47
2.98
1.74
0.54
0.81
0.55
1.10
0.25
0.93
2.03
1.30
1.24
1.37

INCC-M Histrico
JUN
JUL
23.59
30.79
4.43
11.21
13.36
11.74
27.55
18.78
36.11
27.70
45.51
42.85
9.38
2.71
2.01
1.52
0.99
0.94
0.86
0.42
0.88
0.41
1.09
0.83
0.69
1.07
0.21
0.63
0.74
0.59
0.56
1.12
2.20
0.65
1.45
0.57
1.67
0.21
2.67
1.42
1.53
0.37
1.77
0.62
1.43
0.59
1.31
0.85
1.96
0.73
1.25
0.8

MAI
0.99
13.19
28.22

0.01
0.16
0.43
0.03
0.01

INCC-DI Histrico
JUN
JUL
7.42
16.67
10.18
13.61
18.03
23.53

1993
1994
1995
1996
1997
1998
1999
2000
2001
2002

36.9
45.93
3.5
1.52
0.32
0.33
0.55
1.07
0.58
0.36
1.51
0.33
0.75
0.34
0.45
0.38
0.33
0.64
0.41
0.89
0.65
0.88

22.6
39.14
2.09
0.11
0.48
0.48
0.98
0.77
0.34
0.58
1.39
1
0.44
0.19
0.21
0.4
0.27
0.36
0.28
0.3
0.6
0.33

JAN
1995 0.00%
1996 2.58%
1997 1.73%
1998 2.67%
1999 2.18%
2000 1.46%
2001 1.27%
2002 1.53%
2003 1.97%
2004 1.27%
2005 1.38%
2006 1.43%
2007 1.08%
2008 0.93%
2009 1.05%
2010 0.66%
2011 0.86%
2012 0.89%
2013 0.60%

FEV
3.63%
2.35%
1.67%
2.13%
2.38%
1.45%
1.02%
1.25%
1.83%
1.08%
1.22%
1.15%
0.87%
0.80%
0.86%
0.59%
0.84%
0.75%
0.49%

2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018

32.61
55.71
3.3
0.98
0.73
0.47
0.55
0.56
0.27
0.55
1.38
1.16
0.67
0.2
0.27
0.66
-0.25
0.75
0.43
0.51
0.5
0.28

MAR
2.60%
2.22%
1.64%
2.20%
3.33%
1.45%
1.26%
1.37%
1,78%
1.38%
1.53%
1.42%
1.05%
0.84%
0.97%
0.76%
0.92%
0.82%
0.55%

21.28
45.6
2.3
0.25
0.23
-0.5
0.52
0.6
0.36
0.33
0.9
0.59
0.72
0.36
0.46
0.87
-0.04
0.84
1.06
0.75
0.74
0.88

40.6
45.6
8.77
2.16
0.86
0.98
0.86
1.35
2.11
2.53
2.84
1.83
2.09
1.32
1.15
2.02
1.39
1.81
2.94
1.88
2.25
2.05

ABR
4.26%
2.07%
1.66%
1.71%
2.35%
1.30%
1.19%
1,48%
1,87%
1.18%
1.41%
1.08%
0.94%
0.90%
0.84%
0.67%
0.84%
0.71%
0.61%

MAI
4.25%
2.01%
1.58%
1.63%
2.02%
1.49%
1.34%
1,41%
1,97%
1.23%
1.50%
1.28%
1.03%
0.88%
0.77%
0.75%
0.99%
0.74%
0.60%

27.13
44.74
3.12
1.54
1.11
0.39
0.41
0.73
1.16
0.57
1.05
0.7
0.76
0.9
0.92
1.92
0.7
1.09
0.37
0.73
1.15
0.66

33.73
10.3
1.09
0.75
0.51
0.34
0.46
0.3
0.52
0.29
0.99
1.12
0.11
0.47
0.31
1.46
0.26
0.44
0.45
0.67
0.48
0.75

SELIC Histrica
JUN
JUL
4.04%
4.02%
1.98%
1.93%
1.61%
1.60%
1.60%
1.70%
1.67%
1.66%
1.39%
1.31%
1.27%
1.50%
1,33%
1,54%
1.86%
2.08%
1.23%
1.29%
1.59%
1.51%
1.18%
1.17%
0.91%
0.97%
0.96%
1.07%
0.76%
0.79%
0.79%
0.86%
0.96%
0.97%
0.64%
0.68%
0.61%
0.72%

2014
2015
2016
2017
2018

1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018

0.85%

JAN
68.19
20.95
25.92
28.77
41.32
1.44
1.46
0.81
0.85
0.65
0.61
0.77
1.07
2.47
0.83
0.57
0.38
0.49
0.69
0.64
0.88
0.94
0.51
0.92
0.63

0.79%

FEV
73.99
20.2
24.48
24.79
40.57
1.01
0.71
0.45
0.54
1.29
0.05
0.49
0.31
1.46
0.39
0.44
0.23
0.42
0.48
0.31
0.7
0.54
0.39
0.52
0.64

0.77%

MAR
82.18
11.79
21.62
27.58
43.08
1.62
0.29
0.68
0.49
1.28
0.13
0.48
0.62
1.37
0.57
0.73
0.27
0.44
0.51
0.2
0.71
0.66
0.18
0.6
0.82

0.82%

ABR
14.67
5.01
20.84
28.37
42.86
2.49
0.93
0.6
0.45
0.47
0.09
0.84
0.68
1.38
0.41
0.91
0.12
0.26
0.64
0.55
0.73
0.72
0.64
0.59
0.78

0.87%

MAI
7.31
6.68
24.5
26.78
42.73
2.1
1.28
0.11
0.72
0.05
-0.05
0.57
0.09
0.99
0.4
0.7
0.13
0.26
0.96
0.6
0.43
0.57
0.55
0.35
0.6

0.82%

0.95%

INPC Histrico
JUN
JUL
11.64
12.62
10.83
12.14
20.85
22.08
30.37
31.01
48.24
7.75
2.18
2.46
1.33
1.2
0.35
0.18
0.15
-0.28
0.07
0.74
0.3
1.39
0.6
1.11
0.61
1.15
-0.06
0.04
0.5
0.73
-0.11
0.03
-0.07
0.11
0.31
0.32
0.91
0.58
0.42
0.23
-0.11
-0.07
0.22
0
0.26
0.43
0.28
-0.13
0.26
0.13

strica
AGO
11.9500
23.2200
33.3400
2.1300
2.6000
0.6275
0.6270
0.3749
0.2945
0.2025
0.3436
0.2481
0.4038
0.2005
0.3466
0.2436
0.1466
0.1574
0.0197
0.0909
0.2076
0.0123
0.0079
0.0602

SET
16.7800
25.3800
34.6200
2.4400
1.9400
0.6620
0.6474
0.4512
0.2715
0.1038
0.1627
0.1955
0.3364
0.1728
0.2637
0.1521
0.0352
0.1970
0.0702
0.1003
0.0920
0.0873

OUT
19.7700
25.0700
36.5300
2.5600
1.6500
0.7419
0.6553
0.8892
0.2265
0.1316
0.2913
0.2768
0.3213
0.1108
0.2100
0.1875
0.1142
0.2506
0.0472
0.0620
0.0920
0.1038

NOV
30.5200
23.2900
36.1600
2.9200
1.4400
0.8146
1.5334
0.6136
0.1998
0.1197
0.1928
0.2644
0.1776
0.1146
0.1929
0.1282
0.0590
0.1618
0.0336
0.0645
0.0207
0.0483

DEZ
ACUMULADO
28.4200
335.5100
23.9500
1,156.2200
36.8000
2,474.7300
2.8700
951.1900
1.3400
31.6207
0.8717
9.5551
1.3085
9.7849
0.7434
7.7938
0.2998
5.7295
0.0991
2.0962
0.1983
2.2852
0.3609
2.8023
0.1899
4.6485
0.2400
1.8184
0.2269
2.8335
0.1522
2.0377
0.0640
1.4452
0.2149
1.6348
0.0533
0.7090
0.1406
0.6887
0.0937
1.2079
0.2897
0.0494
0.1910
0.7531

Histrico
AGO
36.91
13.62
15.25
24.63
31.79
3.94
2.2
0.28
0.09
-0.16
1.56
2.39
1.38
2.32
0.38

SET
39.92
12.8
14.93
25.27
35.28
1.75
-0.71
0.1
0.48
-0.08
1.45
1.16
0.31
2.4
1.18

OUT
40.64
12.97
22.63
26.76
35.04
1.82
0.52
0.19
0.37
0.08
1.7
0.38
1.18
3.87
0.38

NOV
40.48
16.86
25.62
23.43
36.15
2.85
1.2
0.2
0.64
-0.32
2.39
0.29
1.1
5.19
0.49

DEZ
ACUMULADO
47.13
805.76%
18
1699.87%
23.63
458.38%
25.08
1174.67%
38.32
2567.34%
0.84
869.74%
0.71
15.23%
0.73
9.18%
0.84
7.73%
0.45
1.78%
1.81
20.10%
0.63
9.95%
0.22
10.37%
3.75
25.30%
0.61
8.69%

1.22
-0.65
0.37
0.98
-0.32
-0.36
0.77
0.44
1.43
0.15
-0.27

0.69
-0.53
0.29
1.29
0.11
0.42
1.15
0.65
0.97
1.5
0.2

0.39
0.6
0.47
1.05
0.98
0.05
1.01
0.53
0.02
0.86
0.28

0.82
0.4
0.75
0.69
0.38
0.1
1.45
0.5
-0.03
0.29

0.74
-0.01
0.32
1.76
-0.13
-0.26
0,69
-0.12
0.68
0.6

AGO
4.95
5.50
5.97
9.11
9.35
12.05
3.55
4.87
21.59
33.71
12.88
15.63
22.14
32.96
1.86
0.99
0.44
0.02
0.51 0.56
1.31
0.70
0.65
0.34
0.69
0.17
0.05
0.47
0.28
0.15

SET
4.23
5.26
5.08
10.30
11.75
11.12
1.72
7.78
27.45
37.56
14.41
15.63
24.63
35.69
1.53
0.99
0.15
0.06
0.22
0.31
0.23
0.28
0.72
0.78
0.33
0.35
0.21
0.18
0.26
0.24

OUT
9.48
5.08
4.44
8.87
10.44
10.62
1.90
11.22
25.62
39.77
14.36
20.23
25.24
33.92
2.62
1.41
0.30
0.23
0.02 1.19
0.14
0.83
1.31
0.29
0.44
0.75
0.33
0.30
0.45
0.28

NOV
6.67
5.27
5.29
7.38
10.53
13.97
5.45
15.08
27.94
47.82
16.81
25.21
22.49
35.56
2.81
1.47
0.32
0.17
0.12
0.95
0.32
0.71
3.02
0.34
0.69
0.55
0.31
0.38
0.36
0.41

DEZ
6.61
5.93
7.81
8.68
11.98
15.07
11.65
14.15
28.70
51.50
18.44
23.71
25.24
36.84
1.71
1.56
0.47
0.43
0.33
0.60
0.59
0.65
2.10
0.52
0.86
0.36
0.48
0.74
0.28
0.37

12.42%
1.20%
3.84%
7.74%
9.80%
-1.71%
11.32%
5.09%
7.81%
5.52%
2.03%

istrico

ACUMULADO
99.27%
95.65%
104.80%
163.99%
215.27%
242.24%
79.65%
363.41%
980.22%
1.972,91%
1620.96%
472.69%
1119.09%
2477.15%
916.43%
22.41%
9.56%
5.22%
1.66%
8.94%
5.97%
7.67%
12.53%
9.30%
7.60%
5.69%
3.14%
4.45%
5.90%
4.31%

0.04
0.37
0.41
0.24
0.25

0.45
0.53
0.57
0.35
0.57

0.75
0.43
0.59
0.57
0.42

0.83
0.52
0.60
0.54

AGO
45.87
13.94
14.15
23.19
33.37
3.95
0.93
0.74
0.55
0.29
0.52
0.35
0.56
0.82
2.20
0.90
0.05
0.35
0.35
1.27
0.01
0.22
0.16
0.32
0.31
0.19

SET
38.04
12.39
13.53
19.51
31.19
0.31
4.68
0.15
1.18
0.09
0.83
0.30
0.59
0.68
0.24
0.67
0.06
0.09
0.39
0.95
0.07
0.20
0.14
0.21
0.43
0.16

OUT
38.59
11.52
23.07
31.33
36.63
0.88
0.72
0.23
0.22
0.05 0.79
0.28
0.92
0.82
0.47
0.95
0.28
0.18
0.49
0.85
0.13
0.15
0.20
0.24
0.2

0.63
0.50
0.79
0.92

5.90%
6.50%
5.83%
5.91%
5.04%

NOV
DEZ
42.35
44.84
12.14
14.15
21.10
29.72
21.01
27.75
36.07
38.16
1.42
2.44
0.76
1.07
0.28
0.48
0.22
0.52
0.07 0.01
1.22
0.81
0.29
0.49
0.60
0.70
2.19
2.13
0.42
0.99
0.94
0.61
0.29
0.38
0.23
0.30
0.48
0.43
0.65
0.22
0.18
0.20
0.36
0,59
0.50
0.35
0.23
0.29
-

ACUMULADO
830.05%
1221.00%
464.11%
1165.24%
2514.47%
1239.81%
37.71%
9.42%
7.28%
2.74%
8.46%
8.02%
9.03%
12.44%
14.76%
10.94%
6.84%
5.04%
6.03%
11.96%
3.20%
7.56%
7.58%
7.26%
7.18%
6.15%

Histrico

Histrico
AGO
13.11
14.63
17.28

SET
10.87
21.11
34.3

OUT
11.48
23.01
18.91

NOV
13.05
29.47
29.16

DEZ
17.51
19.71
18.84

ACUMULADO
1095.37%
486.33%
1194.51%

28.42
0.14
0.62
0.23
1.18
0.22
0.69
0.39
0.62
1
1.44
0.81
0.02
0.24
0.26
1.18
-0.05
0.14
0.13
0.26
0.31
0.08

40.09
0.38
0.72
0.22
0.27
0.01
0.86
0.26
0.55
0.71
0.22
0.58
0.24
0.11
0.51
0.95
0.15
0.21
0.14
0.22
0.43
0.15

34.03
1.32
0.86
0.26
0.15
0.01
1.01
0.33
0.93
1.13
0.65
1.19
0.19
0.21
0.51
0.77
0.06
0.2
0.23
0.21
0.33
0.17

38.4
2.36
0.73
0.58
0.54
-0.05
0.91
0.41
0.74
2.45
1.04
0.71
0.28
0.23
0.36
0.5
0.29
0.37
0.72
0.33
0.27

32.99
1.32
0.86
0.59
0.23
0.05
1.04
0.64
0,34
1.7
0.16
0.51
0.37
0.36
0.59
0.17
0.1
0.67
0.11
0.16
0.22

AGO
3.84%
1.97%
1.59%
1.48%
1.57%
1.41%
1.60%
1,44%
1,77%
1.29%
1.66%
1.26%
0.99%
1.02%
0.69%
0.89%
1.07%
0.69%
0.71%

SET
3.32%
1.90%
1.59%
2.49%
1.49%
1.22%
1.32%
1.38%
1,68%
1,25%
1.50%
1.06%
0.80%
1.10%
0.69%
0.85%
0.94%
0.54%
0.71%

OUT
3.09%
1.86%
1.67%
2.94%
1.38%
1.29%
1.53%
1,65%
1,64%
1,21%
1.41%
1.09%
0.93%
1.18%
0.69%
0.81%
0.88%
0.61%
0.81%

NOV
2.88%
1.80%
3.04%
2.63%
1.39%
1.22%
1.39%
1,54%
1,34%
1,25%
1.38%
1.02%
0.84%
1.02%
0.66%
0.81%
0.86%
0.55%
0.72%

DEZ
2.78%
1.80%
2.97%
2.40%
1.60%
1.20%
1.39%
1,74%
1,37%
1,48%
1.47%
0.99%
0.84%
1.12%
0.73%
0.93%
0.91%
0.55%
0.79%

2763.69%
1029.93%
31.45%
9.56%
6.81%
2.75%
9.21%
7.66%
8.85%
12.87%
14.41%
11.04%
6.84%
5.03%
6.16%
11.86%
3.24%
7.77%
7.48%
7.11%
8.06%
6.39%

0.87%

0.91%

0.95%

Histrico
AGO
12.18
15.62
22.38
33.34
1.85
1.02
0.5
-0.03
-0.49
0.55
1.21
0.79
0.86
0.18
0.5
0
-0.02
0.59
0.21
0.08
-0.07
0.42
0.45
0.16
0.18

SET
14.26
15.62
23.98
35.63
1.4
1.17
0.02
0.1
-0.31
0.39
0.43
0.44
0.83
0.82
0.17
0.15
0.16
0.25
0.15
0.16
0.54
0.45
0.63
0.27
0.49

OUT
14.43
21.08
26.07
34.12
2.82
1.4
0.38
0.29
0.11
0.96
0.16
0.94
1.57
0.39
0.17
0.58
0.43
0.3
0.5
0.24
0.92
0.32
0.71
0.61
0.38

NOV
16.92
26.48
22.89
36
2.96
1.51
0.34
0.15
-0.18
0.94
0.29
1.29
3.39
0.37
0.44
0.54
0.42
0.43
0.38
0.37
1.03
0.57
0.54
0.54
-

DEZ
19.14
24.15
25.58
37.73
1.7
1.65
0.33
0.57
0.42
0.74
0.55
0.74
2.7
0.54
0.86
0.4
0.62
0.97
0.29
0.24
0.6
0.51
0.74
0.72
-

ACUMULADO
1585.18%
475.11%
1149.05%
2489.11%
929.32%
21.98%
9.12%
4.34%
2.49%
8.43%
5.27%
9.44%
14.74%
10.38%
6.13%
5.05%
2.81%
5.15%
6.48%
4.11%
6.46%
6.07%
6.19%
5.56%
5.01%