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Borrower
To approach any of the following lending institutions in their region
Scheduled
Commercial
Banks (Public /
Private)
Regional
Rural Banks
(RRBs)
Scheduled Urban
Co-operative
Banks/ State Cooperative Banks
Micro Financial
Institutions viz., NBFCs,
MFIs, Societies, Trusts,
etc.
Lending institutions shall extend financial assistance under PMMY to eligible borrowers
Borrower
Borrower
Borrower
Borrower
In addition to these Banks, NBFCs and MFIs operating across the country can also
extend credit to this segment, for which they can avail financial assistance from
MUDRA Ltd., subject to their conforming to the approved eligibility criteria.
Eligibility criteria for availing refinance/financial assistance by institutions from
MUDRA has been finalized and hosted at MUDRAs website.
To begin with, based on eligibility criteria, MUDRA has enrolled 27 Public Sector
Banks, 17 Private Sector Banks, 27 Regional Rural Banks and 25 Micro Finance
Institutions (MFIs - list as per Annexure I) as partner institutions for channelizing
assistance to the ultimate borrower.
Annexure I
List of MFIs shortlisted (Tentative)
S.No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
Note :
1)
Bank Name
S V Creditline Pvt. Ltd.
Margdarshak Financial Services Ltd.
Madura Micro Finance Ltd.
ESAF Micro Finance & Investments P. Ltd.
Fusion Micro Finance P. Ltd.
Ujjivan Financial Services P. Ltd.
Future Financial Services Ltd.
SKS Microfinance Ltd.
Utkarsh Micro Finance P. Ltd.
Equitas Micro Finance Pvt. Ltd.
Sonata Finance Pvt. Ltd.
Saija Finance Private Ltd.
Arth Micro Finance Pvt. Ltd.
Shikhar Microfinance Pvt. Ltd.
Navachetana Microfin Services Pvt. Ltd.
Samasta Microfinance Ltd.
Satin Credit Care Network Ltd.
Sahyog Microfinance Ltd.
Arohan Financial Services P. Ltd.
Cashpor Micro Credit
Digamber Capfin Ltd.
Bhartiya Micro Credit
Sakhi Samudaya Kosh
Midland Microfin Ltd.
RGVN (North East) Microfinance Ltd.
These institutions have to submit their latest financial status/position and submit loan
application for availing of financial assistance from MUDRA Ltd.
2) The MFIs although registered in a particular centre or a state can also operate in other
centres and states, according to their bye laws. Accordingly, these institutions cover most of
the States.
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