FACTOR

/VARIABLES F_Security F_Speed F_Success F_Trans F_Linkage F_Internet

F_Discount F_Remote F_Cost F_Interface F_Adaption F_Time F_Limit F_Battery
/MISSING LISTWISE
/ANALYSIS F_Security F_Speed F_Success F_Trans F_Linkage F_Internet
F_Discount F_Remote F_Cost F_Interface F_Adaption F_Time F_Limit F_Battery
/PRINT INITIAL KMO EXTRACTION ROTATION FSCORE
/CRITERIA MINEIGEN(1) ITERATE(25)
/EXTRACTION PC
/CRITERIA ITERATE(25)
/ROTATION VARIMAX
/SAVE REG(ALL)
/METHOD=CORRELATION.

Factor Analysis

Notes
Output Created

12-AUG-2015 20:06:45

Comments

Input

Active Dataset

DataSet4

Filter

<none>

Weight

<none>

Split File

<none>

N of Rows in Working Data File

Definition of Missing
Missing Value Handling

144
MISSING=EXCLUDE: User-defined
missing values are treated as missing.
LISTWISE: Statistics are based on

Cases Used

cases with no missing values for any

variable used.

FACTOR
/VARIABLES F_Security F_Speed
F_Success F_Trans F_Linkage
F_Internet F_Discount F_Remote
F_Cost F_Interface F_Adaption F_Time
F_Limit F_Battery
/MISSING LISTWISE
/ANALYSIS F_Security F_Speed
F_Success F_Trans F_Linkage
F_Internet F_Discount F_Remote
Syntax

F_Cost F_Interface F_Adaption F_Time

F_Limit F_Battery
/PRINT INITIAL KMO EXTRACTION
ROTATION FSCORE
/CRITERIA MINEIGEN(1)
ITERATE(25)
/EXTRACTION PC
/CRITERIA ITERATE(25)
/ROTATION VARIMAX
/SAVE REG(ALL)
/METHOD=CORRELATION.

Resources

Variables Created

Processor Time

00:00:00.12

Elapsed Time

00:00:00.14

Maximum Memory Required

26536 (25.914K) bytes

FAC1_1

Component score 1

FAC2_1

Component score 2

FAC3_1

Component score 3

[DataSet4]

KMO and Bartlett's Test

Kaiser-Meyer-Olkin Measure of Sampling Adequacy.
Approx. Chi-Square
Bartlett's Test of Sphericity

.917
1206.435

df

91

Sig.

.000

Communalities
Initial

Extraction

Security

1.000

.847

Speed

1.000

.772

Transaction success rate

1.000

.816

Cost of transaction

1.000

.595

Linkage of multiple bank accounts

1.000

.542

Work without internet

1.000

.598

Discounts and offers

1.000

.646

Remote payment facility

1.000

.557

Cost of downloading app

1.000

.751

Flashy interface

1.000

.811

Adaption rate by merchants in locality

1.000

.540

Time required to add a beneficiary

1.000

.727

No limitation on transaction amount

1.000

.620

Dependence on mobile's battery

1.000

.529

Extraction Method: Principal Component Analysis.

Total Variance Explained

Component

Initial Eigenvalues

Extraction Sums of Squared

Loadings

Total

% of Variance

Cumulative %

Total

% of Variance

7.231

51.648

51.648

7.231

51.648

1.120

8.000

59.648

1.120

8.000

1.001

7.150

66.798

1.001

7.150

.767

5.479

72.277

.651

4.647

76.925

.603

4.306

81.230

.551

3.937

85.168

.452

3.227

88.395

.420

3.001

91.395

10

.361

2.576

93.971

11

.291

2.077

96.048

12

.241

1.721

97.769

13

.176

1.257

99.026

14

.136

.974

100.000

Total Variance Explained

Component

Extraction Sums of

Rotation Sums of Squared Loadings

Squared Loadings
Cumulative %
1

51.648

Total

% of Variance
4.944

35.316

Cumulative %
35.316

59.648

2.520

18.001

53.317

66.798

1.887

13.480

66.798

4
5
6
7
8
9
10
11
12
13
14
Extraction Method: Principal Component Analysis.

Component Matrixa
Component
1

Security

.869

-.294

-.075

Speed

.802

-.353

-.070

Transaction success rate

.850

-.299

.056

Cost of transaction

.758

-.132

.051

Linkage of multiple bank accounts

.723

.074

-.114

Work without internet

.667

.249

.302

Discounts and offers

.685

.356

-.225

Remote payment facility

.701

.003

.257

Cost of downloading app

.541

.371

.566

Flashy interface

.433

.595

-.520

Adaption rate by merchants in locality

.728

-.012

-.104

Time required to add a beneficiary

.824

-.211

-.060

No limitation on transaction amount

.724

-.021

-.309

Dependence on mobile's battery

.627

.268

.252

Extraction Method: Principal Component Analysis.a

a. 3 components extracted.

Rotated Component Matrixa

Component
1

Security

.873

.235

.173

Speed

.854

.178

.106

Transaction success rate

.841

.320

.076

Cost of transaction

.671

.348

.157

Linkage of multiple bank accounts

.546

.304

.389

Work without internet

.334

.665

.211

Discounts and offers

.367

.333

.633

Remote payment facility

.513

.535

.090

Cost of downloading app

.121

.855

.074

Flashy interface

.072

.101

.892

Adaption rate by merchants in locality

.599

.274

.326

Time required to add a beneficiary

.786

.262

.201

No limitation on transaction amount

.634

.116

.453

Dependence on mobile's battery

.298

.617

.242

Extraction Method: Principal Component Analysis.

Rotation Method: Varimax with Kaiser Normalization.a
a. Rotation converged in 5 iterations.

Component Transformation Matrix

Component

.791

.490

.366

-.591

.461

.662

-.156

.740

-.654

Extraction Method: Principal Component Analysis.

Rotation Method: Varimax with Kaiser
Normalization.

Component Score Coefficient Matrix

Component
1

Security

.262

-.117

-.081

Speed

.285

-.142

-.122

Transaction success rate

.242

-.024

-.171

Cost of transaction

.145

.034

-.073

Linkage of multiple bank accounts

.058

-.005

.155

Work without internet

-.105

.371

-.017

Discounts and offers

-.078

.026

.392

.035

.238

-.131

Remote payment facility

Cost of downloading app

-.225

.608

-.123

Flashy interface

-.186

-.110

.713

Adaption rate by merchants in locality

.102

-.032

.097

Time required to add a beneficiary

.211

-.076

-.044

No limitation on transaction amount

.139

-.188

.226

Dependence on mobile's battery

-.112

.339

.026

Extraction Method: Principal Component Analysis.

Rotation Method: Varimax with Kaiser Normalization.
Component Scores.

Component Score Covariance Matrix

Component

1.000

.000

.000

.000

1.000

.000

.000

.000

1.000

Extraction Method: Principal Component Analysis.

Rotation Method: Varimax with Kaiser
Normalization.
Component Scores.