A

PROJECT REPORT
ON
A STUDY OF FINANCIAL ANALYSIS OF CO-OPERATIVE BANK
For
SHIKSHAK SAHAKARI BANK LTD., CHANDRAPUR
Submitted by
PRAFUL SHANKAR BHOYAR
Under the guidance of
PROF. SRINIVAS TUMULURI
Submitted to
SAVITRIBAI PHULE PUNE UNIVERSITY
In partial fulfillment of the requirement for the award
Of the degree of Master of Business Administration

ASMs Institute of Business Management & Research, Chinchwad

Station, Pune.
(2014-2016)

DECLARATION

I, PRAFUL SHANKAR BHOYAR undersigned, hereby declare that the Project

Report entitled A STUDY OF FINANCIAL ANALYSIS OF CO-OPERATIVE BANK
Written and submitted by me to the University of Pune, in partial fulfillment of the requirement
for the award of degree of Master of Business Administration under the guidance of PROF.
SRINIVAS TUMULURI is my original work and the conclusion drawn therein are based on
the material collected by myself.

Place:
Date:
PRAFUL SHANKAR BHOYAR

ACKNOWLEDGEMENT

I am very grateful to Dr. Ramesh Mamidwar the Managing Director of Shikshak

Sahakari Bank Ltd. for providing me an opportunity to complete my summer Internship Project
in the Shikshak Sahakari Bank Ltd.
I avail this opportunity to give my thanks to Mr. Deepak D Manmode branch Manager; for
guiding me at every stage in my project. In spite of their busy schedule they took out the time to
answer my queries patiently and helped me throughout the project.
My sincere thanks to all staff of Shikshak Sahakari Bank Ltd. for all the cooperation and
assistance to me at any time without which the project would have been incomplete.
I am proudly indebted to my Project Guide Prof. Srinivas Tumuluri for all her support and
guidance towards the completion of my project.
Last but not least I am thankful to The Director Dr. Aasha Pachpande All Departmental Staff Of
ASMS IBMR College, Chinchwad Station and my friend providing me moral support towards
the completion of this project.

PRAFUL SHANKAR BHOYAR

INDEX

SR.NO

CHAPTER

PAGE NO

EXECUTIVE SUMMARY

ORGANISATION PROFILE

OUTLINE OF PROBLEM

12

RESEARCH METHODOLOGY

13

DATA ANALYSIS AND INTERPRITATION

ACTIVITY CHART

KEY LEARNINGS

27
41
42

CONTRIBUTION TO THE ORGANIZATION

43

BIBLIOGRAPHY

44

LIST OF GRAPHS

Sr. No.
1
2

Table Title
Return on capital employed
Return on equity

Page No.
27
28

3
4
5
6
7
8
9
10

Return on Total Assets

Current Ratios
Proprietary Ratio
Debt-Equity Ratio
Ratio of Current Assets to Fixed Assets
Net Profit to Fixed Assets
Return on Total Assets
Current Ratio

29
30
31
32
33
34
35
36

11
12
13
14

Ratio of Current Assets to Fixed Assets

Absolute Liquidity Ratio
Deposits to Advances
Net Profit to Fixed Assets

37
38
39
40