Documente Academic
Documente Profesional
Documente Cultură
& its
Interpretation
Age Group
<= 31
32-36
37-41
42-46
47-51
>51
No. of
13
17
33
25
22
16
Investors
35
3
30
25
5
20
Investors invested in Mutual Fund
15
6
30
1
10
24
18
5 12
20
16
0
<=31
32-36
37-41
42-46
47-51>50
Age group of Investors
Interpretation:
26% most of investors are in the age group of 37-41 i.e. 20% and the least
investors fall in the age group of or below 31 yrs.
Academics Qualification
No. of Investors
82
Under Graduate
27
Others
Total
120
6%
23%
Graduate/Post Graduate
Interpretation:
Under Graduate
71%
Others
71% of the investors in Uttarakhand are Graduate/Post Graduate, 23% of them are
Under Graduates and the rest and on a lower number 6% are others (under HSC).
c). Service
Service
No. of Investors
Govt. Service
28
Pvt. Service
43
Business
32
Agriculture
Others
Interpretation:
39% are Pvt. Employees, 26% are Business people, 29% are Govt.
Employees, 3% are in Agriculture and the rest 5% are in others.
Income Group
<=10,000
No. of Investors
6
10,001-15,000
10
15,001-20,000
25
20,001-30,000
40
>30,000
31
50
45
40
35
30
25
No. of Investors
20
15
10
5
0
43
32
28
5
<=10
12
10-15
15-20
20-30
>30
Interpretation:
36% of the investors i.e. most of the investors are in the income per
month group which is Rs. 30,000 to Rs. 40,000, Second that is 27%
investors are in the monthly income group of more than Rs. 40,000 and
the minimum investors that is 4% are in the monthly income group of
below Rs. 10,000
Kind of Investments
No. of Respondents
Saving A/C
197
Fixed deposits
144
Insurance
150
Mutual Fund
117
72
Shares/Debenture
s
48
Gold/Silver
32
Real Estate
66
65
7
30
6
5
4
Kinds of Investment
3
2
1
0
50
75
120
152
148
195
200
400
No.of Respondents
Interpretation: 97.5% people have invested in the Saving A/c, 76% in the
Insurance, 74% in the Fixed Deposits, 60% in the Mutual Fund, 37.5% in the Post
Office, 25% in the Shares or Debentures, 15% in the Gold/Silver and 32.5% in the
Real Estate.
Response
Acceptanc
Rejection
e
Respondents
135
65
33%
Yes
No
68%
Interpretation:
67% of the People are aware of this and its operations while the rest 33% of them
are not aware..
Information
Respondents
Advertisement
19
Peer Group
25
Bank
32
Financial Advisors
60
No. of Respondents
70
60
50
40
2
2
30
1
20
25
18
10
0
Advertisement
Peer Group
4
4
3
3
62
30
BankFinancial Advisors
Source of Information
Interpretation:
46% of the people know about Mutual fund through the help of Financial
Advisor, 21% through Bank, 18% through Groups and 13% of these people
through Advertisement.
Responses
Respondents
YES
120
NO
80
Total
250
No; 40%
Yes; 60%
Interpretation:
60% of people have invested there money in thses Funds while the other 40% do
not have an idea of investing in Mutual Fund.
Reason
Respondents
Not Aware
67
Higher Risk
13
13% 6%
Not Aware
Interpretation:
81%
Higher Risk
Not Any
81% of the people are not aware of investing into these Funds, 13% have said
there is likely to be a higher risk in it and the rest 6% of them have a vague reply.
Title of AMC
Investors
SBIMF
50
UTI
74
HDFC
38
Reliance
74
ICICI Prudential
55
Kotak
40
Others
78
Others
7
7
HDFC
6
6
Kotak
5
5
SBIMF
4
4
ICICI
3
3
Reliance
2
2
Name of AMC
70
30
45
55
56
75
1
UTI 1
75
0 10 20 30 40 50 60 70 80
No. of Investors
Interpretation:
63.6% of the total people have invested in each of these secotrs, only 49% of then
have invested in SBIMF, 42% in ICICI Prudential, 38.5% in Kotak and 35% in
HDFC.
Reasons
Respondents
36
Better Return
Agents Advice
13
27%
9%
Better Return
64%
Agents Advice
Interpretation:
64% of people have invested in this because of its is associated with SBI, 27%
have invested because of Agents Advice, 9% invest just for a better return.
Reason
Respondents
Not Aware
26
Less Return
15
Agents Advice
20
34%
Not Aware
38%
Less Return
28%
Agent's Advice
Interpretation:
, 38% people were not aware with SBIMF, 28% have not invested as they were
facing less return and 34% of them rely on the Agents Advice.
Title of AMC
Investors
SBIMF
77
UTI
40
HDFC
34
Reliance
85
ICICI Prudential
81
Kotak
62
Others
77
75
Others
Kotak
Name of AMC
60
77
66
ICICI Prudential
80
55
Reliance
82
44
HDFC
UTI
SBIMF
35 33
45
2
2
76
0 20 40 60 80 100
No. of Investors
Interpretation:
69% of the people prefer to invest in Reliance, 69% prefer ICICI Prudential, 61%
in SBIMF, 63.5% in Others, 56% in Kotak, 39.5% in UTI and 49% in HDFC
Mutual Fund.
Channel
No. of Respondents
Financial Advisor
73
Bank
AMC
15
32
25%
15%
Financial
Advisor
Bank
60%
AMC
Interpretation:
60% preferred to invest through Financial Advisors whereas 25% through AMC
and the rest 15% through Bank.
Mode of Investment
No. of Respondents
77
40
35%
One time Investment
65%
SIP
Interpretation:
65% of the population chose One time Investment and 35 % Preferred the method
of SIP.
Portfolio
Investors
Equity
54
Debt
29
Balanced
42
37%
Equity
47%
17%
Debt
Balance
Interpretation:
46% of the total people prefer Equity Portfolio, 36% prefer Balance and 16%
prefer Debt portfolio.
Option
Dividend Payout
Dividend
Growth
Reinvestment
Respondents
29
17
81
21%
71%
Dividend Payout
Interpretation:
8%
Dividend Reinvestment
Growth
71% of these prefer Growth Option, 21% of them preferred Dividend Payout and
the rest 8% preferred Dividend Reinvestment Option.
Response
No. of Respondents
Yes
25
No
95