Genius Funds

TERMS AND CONDITIONS

I. Main
Genius Investments is proud to provide you with the products, services, content and information
included on all Genius Sites (the term "Genius Sites" refers to all Genius web sites, as well as to the
content included in these web sites). Your use of Genius Sites is subject to the following Terms of
Use ("Terms").
These Terms are a binding contract between you and Genius Investments (Cyprus), as well as their
affiliates ("Genius").
By using or accessing Genius Sites, you accept and agree to be bound by these Terms. Your use of
Genius Sites is governed by the Terms version in effect on the date you access the respective
Genius Site. Genius may modify these Terms at any time and without prior notice. You should
review the most current version of this document by visiting www.GeniusFunds.com and clicking
on the Terms of Use hyperlink located at the bottom of the page. These Terms are in addition to
any other agreements between you and Genius Investments, including any customer or account
agreements, and any other agreements that govern your use of products, services, content, tools, and
information available on the Genius Sites.

II. No investment advice

Generally, the Genius Sites are not intended to provide tax, legal, insurance or investment advice,
and nothing on the Genius Sites should be construed as an offer to sell, a solicitation of an offer to
buy, or a recommendation for any security by Genius or any other third party. However, certain
tools available on the Genius Sites may be deemed to provide general investment advice within the
meaning of the securities laws based upon your personalized input.
Unless otherwise specified, you alone are solely responsible for determining whether any
investment, security or strategy, or any other product or service, is appropriate or suitable for you,
based on your investment objectives and personal and financial situation. You should consult an
attorney or tax professional regarding your specific legal or tax situation.

III. Void where prohibited

Persons interested in acquiring any investment should inform themselves as to: (i) the legal
requirements within the countries of their nationality, residence, ordinary residence or domicile for
such acquisition; (ii) any foreign exchange control requirement which they might encounter on the
acquisition or sale of investments; and (iii) the income tax and other tax consequences which might
be relevant to the acquisition, holding or disposal of any investment.
The operation of this web site should not be viewed as an attempt to solicit investment from
jurisdictions where such solicitation would be prohibided by law.
IV. Access
The use of Genius Sites involves the electronic transmission of personal financial information. By
using Genius' online account transaction feature, you accept the transmission of such information.
Once you have accessed your account by entering your Customer ID and password, your consent
becomes effective and remains effective at all times when using this site.
To further improve the protection of your personal financial information and minimize your security
risk, Genius strongly recommends that you close your browser on completion of online account
transactions. Genius may be liable for losses resulting from unauthorized transactions only if it does
not follow reasonable security procedures for verifying the identity of a user. Genius recommends
that you validate the accuracy of your monthly statements or any other confirmation statements as
soon as you receive them. Genius supports the use of 128-bit browser encryption technology that
minimizes your security risks.
Please see our Privacy Policy for more information on minimizing the security risk regarding your
personal financial information.

V. Use
When using Genius Sites you must comply with all applicable local, national and international laws
and regulations, including those related to data privacy, international communications and
exportation of technical or personal data. It may be illegal to download the information contained
on this website in certain countries; Genius and its affiliates disclaim all responsibility if you
download any information from this website in breach of any law or regulation of the country in
which you reside.

VI. Copyright
Genius Investments is the owner or the licensee of all the intellectual property and rights of this
website, including its entire published content. Unless otherwise noted, all materials including
images, illustrations, designs, icons, photographs, written and other materials that appear as part of
this website are copyrights, trademarks and/or other intellectual properties owned, controlled or
licensed by Genius Investments.
The website as a whole is protected by copyrights and all rights are reserved. The contents of our
website, and the website as a whole, are intended solely for the use of our website's visitors. You
may download or copy the contents and other downloadable materials displayed on the site for your
personal use only. No right, title or interest in any downloaded materials is transferred to you as a
result of any such downloading or copying. You may not reproduce (except as noted above),
publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any
sale of, or exploit in any way, in whole or in part, any of the contents of this site.
The contents on this website may be used only as a service resource. Any other use, including
reproduction, modification, distribution, transmission, republication, display or performance of the
contents is strictly prohibited without the prior written consent of Genius Investments, Cyprus.
Nothing on this website should be construed as granting any license or right in relation to any of
Genius' trademarks or those of their affiliated companies or any third party.
 VI. Privacy
We know that everyone is concerned about privacy issues. Therefore, we do everything we can for
you to create a comfortable and safe environment. We are very confident to maintain a safe
environment in line with their expectations and privacy standards.

Genius Investments Investment Company in full compliance with the protection of customer
information and identity of all financial controls related to information security law and the Privacy
Act. The Company and its subsidiaries will be proactive and do a good job consistently work to
protect customer information.

Here are some of the measures we have taken a list:

* Strict confidentiality Genius Investments Investment Company received all the information.
* For whatever reason, we will never sell, lease through the business acquisition of any personal
information. We take every precaution to ensure that we have obtained all the necessary use of
personal information safe and secure manner to maintain or disposal.
* We have implemented important physical and electronic security measures to prevent against
unauthorized access to customer information.
* Restrict employee access to customer information.
* Regular monitoring of our computer systems and all safety precautions.
* We always check the security of suppliers to ensure that our suppliers effectively in accordance
with our privacy policy and standards to protect customer information.
* Regular staff training to raise their awareness of privacy and security issues to optimize customer
information protection and privacy.

VIII. ANTI-MONEY LAUNDERING

POLICY
Genius Investments has a zero-tolerance policy towards money laundering activities. Therefore,
suspicious activities are monitored and reported immediately to the authorities.
• We reserve the right to verify the identity of every customer that holds an account with
Genius.
• We will not transfer funds to third parties. Such requests will be granted only under specific
circumstances.
• Genius Investments is not a bank; you may use our transfer facility only to fund your
account and withdraw proceeds of your investments. Frequent transfer activity will be
monitored and if Genius Investments will detect that the account is used for anything other
than investments, the account will be blocked and thorough documentation will be requested
as to the origin of the funds and the identity of the beneficiaries.