HOUSEHOLD BUDGET

4 Steps to better Budget Managemen

Whose expense do you want to track?

The Budget Planner allows you to enter the budget of more than one person
or if you prefer enter your family name. You can add your first 3 here...

Person 1
Person 2
Person 3

Einstein
Zoe

More names can be entered on the Master Data sheet if required

Tracking your Budget verses Actual spend

You can enter 3 types of budget, namely Income, Expense and Savings into
planner, the frequency of application and any currency. The monthly value
automatically calculated though each month can be adjusted independently

Define your
Budget Type:
(I)ncome
(E)xpense
(S)avings

Enter your 'Budget'

Amount for the
frequency and
currency you've
specified

How Frequent will

this activity take
place
Usually set to 1, however if
you want to recognise overpayments or similar, use this
cell as a multiplier

Enter a currency if
different to your
local currency

E
fo
cu

GET PLANNER

nagement

more than one person

ur first 3 here...

You can enter your Budget in any

you need to define a Local Curren
any other currency you may want
are in multiple currencies.

Local Currency
Alternate Currency

Data sheet if required

al spend

nse and Savings into the

The monthly value is
justed independently

r 'Budget'
or the
and
you've

Define your currenci

That's it, you're done

I. Only enter your information int

ii. The Budget & Actual amounts
iii. To insert a row, copy another r

(Optional) Add to or

The Planner automatically calculates the

Monthly amounts for you regardless of the
frequency you've entered. Despite this you
can adjust each monthly value independently

Enter the 'Actual Amount'

for the frequency and
currency you've specified

The planner comes with a numbe

allow you to analyse the Budget w
slice and dice your numbers in an

>>> CLICK HERE f

our currencies

your Budget in any currency, however, for the spreadsheet to function correctly
efine a Local Currency and conversion rates between your local currency and
rency you may want to view on the dashboard. Useful if your income or expenses
e currencies.
GBP
USD

Enter exchange rates on the Master Data sheet

Defaults are in place but needless to say they can
vary considerable over time.

, you're done, you just need to remember

your information into the cells that look like this

t & Actual amounts should be entered as if they have the same Frequency, Currency & Unit Qty
row, copy another row in the relevant section and insert the copied row.

al) Add to or change the TAGS provided

omes with a number of predefined categories but Tags

analyse the Budget with your own categories or to simply
your numbers in another way.

ICK HERE for the PLANNER

ncy & Unit Qty

SUMMARY -

GLOBAL SETTINGS
Current Year

2015

Local Currency

GBP

Alternate Currency

USD

Balance (Income - Expense)

Net (Balance + Savings)

HOUSEHOLD BUDGET P
FILTER
OPTIONS
Currency
GBP
Graph

EXPENSE
ANALYSIS

Annual

Rental Property
Home Expenses
Transportation
Health & Insurance

Planner!$AB$5:$AB$115

Person

*All

Tag

*All
Annual Expense(GBP)
Annual Income(GBP)

Entertainment
Savings & Investments
Miscellaneous

Monthly Analysis(GBP)
TAGS Analysis(GBP)

TAGS ANALYSIS

TAGS Analys

Expense (GBP) Income (GBP)

Bank
Communications
Credit
Food
Health

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Insurance

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Media
Personal
Pet
Property
Retirement
Salary
Shares
Utilities
Vehicle

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Analysis(

SUMMARY - TOTAL BUDGET

Monthly
Budget

Annual
Budget

Monthly Actual

Annual Actual

Income

5,230

62,762

5,251

63,012

Expense

2,071

24,848

1,397

16,765

ncome - Expense)

3,159

37,914

3,854

46,247

Savings

et (Balance + Savings)

2,000

2,000

39,914

48,247

DGET PLANNER

PENSE
ALYSIS

Income
Rental Property
Home Expenses
Transportation
Health & Insurance
Daily Living
Entertainment
vings & Investments
Miscellaneous
TOTAL

Annual Expense(GBP)
Expense (GBP)
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16,764.95

TAGS Analysis(GBP)

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MONTHLY
ANALYSIS
ACTUALS

Income
Expense

Jan
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Planner!$AD$5:$AD$115

Net

BUDGET

4,011.00
Jan

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Budget Income
Budget Expense

Planner!$AU$5:$AU$115

Budget Net

3,159.49

TAGS Analysis(GBP)
6,000.00
5,000.00
4,000.00
3,000.00
2,000.00
1,000.00
0.00

Jan

Feb

6,000
5,000
4,000
3,000
2,000
1,000
0
Monthly Budget

Monthly Actual

Income
Balance (Income - Ex pense)

Ex pense

INCOME ANALYSIS

pense(GBP)

Income (GBP)
Income
Rental Property
Home Expenses
Transportation
Health & Insurance
Daily Living
Entertainment
Savings & Investments
Miscellaneous
TOTAL

Feb
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Planner!$AE$5:$AE$115

4,861.00
Feb

Mar
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Planner!$AF$5:$AF$115

3,711.00
Mar

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63,012.04

Apr

May

Jun

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Planner!$AG$5:$AG$115

Planner!$AH$5:$AH$115

Planner!$AI$5:$AI$115

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Apr

May

Jun

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Planner!$AV$5:$AV$115

Planner!$AW$5:$AW$115

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Planner!$AX$5:$AX$115

Planner!$AY$5:$AY$115

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Planner!$AZ$5:$AZ$115

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Monthly Analysis(GBP)

Feb

Mar

Apr
Income

May
Expense

Jun
Net

Budget Income

Jul

Aug
Budget Expense

Annual Income(GBP)

me (GBP)
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Jul

Aug

Sep

Oct

Nov

Dec

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Planner!$AJ$5:$AJ$115

Planner!$AK$5:$AK$11 Planner!$AL$5:$AL$115 Planner!$AM$5:$AM$115

Planner!$AN$5:$AN$1 Planner!$AO$5:$AO$115

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Jul

Aug

Sep

Oct

Nov

Dec

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Planner!$BA$5:$BA$115

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Planner!$BB$5:$BB$11 Planner!$BC$5:$BC$115 Planner!$BD$5:$BD$115

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Planner!$BE$5:$BE$11Planner!$BF$5:$BF$115

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s(GBP)

Jul

Aug
Budget Expense

Sep
Budget Net

Oct

Nov

Dec

298784867.xlsx

REMEMBER: Your monthly numbers are calculated automatically based on the 'Actual Amount' you enter, however you can adjust each month individually

BUDGET & EXPENSE PLANNER

Category

Person Item

ACTUALS TRACKING
Tags

Budget
Type

Frequency

Budget
Unit Qty Currency
Amount

Budget %
Difference

Actual
Amount

Monthly
Monthly
Amount (GBP) Amount (USD)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Comments

Income
Income Einstein
Income Einstein
Income
Income Zoe
Income Zoe
Income

Salary
Bonus
Tax Refund
Salary
Bonus
Tax Refund

Salary
Salary
Salary
Salary

I
I
I
I
I
I

Monthly
Annually
Monthly
Annually

1
1

2,500.00
1,000.00

2%
5%

2,400.00

2,450
79

1
1

2,000.00
500.00

-5%
150%

2,100.00

2,100
17

6,000

4,500

4,646

605.17

605.17

605

881
0
0

605

605

605

881

500.00

500

728
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
728

Sub total Income

3,568
115
0
3,058
24
0

2,700.00

2,700.00
950.00

200.00

6,765

Rental Property
Rental Property Einstein
Rental Property

Rent Income
Tax Relief

Property

Rental Property

I
E
E

Monthly

Sub total Rental Property

Home Expenses
Home Expenses Einstein

Mortgage

Property

Home Expenses
Home Expenses Einstein
Home Expenses Einstein
Home Expenses Einstein
Home Expenses Einstein
Home Expenses Einstein
Home Expenses Einstein
Home Expenses Einstein
Home Expenses Einstein

Contents Insurance
Electricity
Gas
Water
Satellite - Sky
Internet
Mobile
Credit Card 1 Repayment

Insurance
Utilities
Utilities
Utilities
Communications
Communications
Communications
Credit

Mobile
Loan
Credit Card 2 Repayment

Communications
Credit
Credit

Home Expenses
Home Expenses Zoe
Home Expenses Zoe
Home Expenses Zoe
Home Expenses
Home Expenses
Home Expenses
Home Expenses
Home Expenses
Home Expenses
Home Expenses

E
E
E
E
E
E
E
E
E
E
E
E
E
E
E
E
E
E
E
E
E

Monthly

500.00

Monthly
Quarterly

1
1
1
1
1
1
1
1

35.00
80.00
145.00
90.00
70.00
74.50
25.00
25.00

0%
0%
0%
0%
0%
0%
0%
0%

25.00
100.00
50.00

0%
0%
0%

Quarterly
Quarterly
Monthly
Quarterly
Monthly
Monthly
Monthly
Monthly
Monthly

1
2
1

USD
USD

Sub total Home Expenses

1,220

500

500

45.00
150.00

45
13

50.00

50

150.00

150

395

258

Transportation
Transportation Einstein
Transportation Einstein
Transportation Einstein
Transportation Einstein
Transportation Einstein
Transportation Einstein
Transportation Einstein
Transportation Zoe
Transportation Zoe
Transportation Zoe
Transportation Zoe
Transportation Zoe
Transportation Zoe
Transportation Zoe

Car Loan
Car Insurance
Car Tax
Fuel
Bus / Taxi / Train Fare
Repairs / Maintenance
Registration & Licenses
Car Loan
Car Insurance
Car Tax
Fuel
Bus / Taxi / Train Fare
Repairs / Maintenance
Registration & Licenses

Credit
Insurance
Vehicle
Vehicle
Vehicle
Vehicle
Vehicle
Credit
Insurance
Vehicle
Vehicle
Vehicle
Vehicle
Vehicle

E
E
E
E
E
E
E
E
E
E
E
E
E
E
E

Health
Health
Insurance
Pet

E
E
E
E

Annually
Annually

Food
Personal
Personal
Personal
Personal
Personal
Health
Personal
Pet
Personal
Personal
Personal
Health

E
E
E
E
E
E
E
E
E
E
E
E
E
E

Weekly

100.00

Monthly

Quarterly

Weekly
Monthly
Monthly

1
1

360

Transportation

Monthly
Annually

1
1

40.00
150.00
100.00

50.00

100.00

Weekly
Monthly

-11%

Annually
Monthly
Monthly
Annually
Monthly

-33%

Monthly
Annually

Sub total transportation

440

0
66
18
0
0
73
0
0
0
0
218
0
0
0
0
375

Health & Insurance

th & Insurance Einstein
th & Insurance Zoe
th & Insurance Zoe
th & Insurance Zoe

Doctor / Dentist
Doctor / Dentist
Life Insurance
Dog Insurance

0
0
0
0

Monthly

35.00

Monthly

Sub total Health & Insurance

35

50.00

217

100.00

100.00

100

10.00

10.00

50.00

50.00

217

100.00

100.00

100

316
0
146
0
5
0
0
0
316
0
146
0
0
0

310

637

Daily Living
Daily Living Einstein
Daily Living Einstein
Daily Living Einstein
Daily Living Einstein
Daily Living Einstein
Daily Living Einstein
Daily Living Einstein
Daily Living Zoe
Daily Living Zoe
Daily Living Zoe
Daily Living Zoe
Daily Living Zoe
Daily Living Zoe

Food Shopping
Personal Supplies
Clothing
Dining / Eating Out
Barber / Hairdresser
Education / Lessons
Health Club
Personal Supplies / Dry Cleaning
Doggie Walker
Eyebrows
Barber / Hairdresser
Education / Lessons
Health Club

Daily Living

Sub total Daily Living

100%

927

Entertainment
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Einstein
Entertainment Zoe
Entertainment Zoe
Entertainment Zoe
Entertainment Zoe
Entertainment Zoe

DVD's / Blue Ray

Music
Subscriptions
Games
Movies / Theatre / Concerts
Sporting Events
Books
Holiday / Travel
Gizmo's / Gadgets / Electronics
Books
Movies / Theatre / Concerts
Holiday / Travel
Sporting Events
Subscriptions

Media
Media
Media
Media
Media
Media
Personal
Personal
Media
Media
Personal
Media
Media

Entertainment

E
E
E
E
E
E
E
E
E
E
E
E
E
E
E

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Monthly
Annually
Monthly
Monthly
Annually
Annually
Monthly
Monthly

Annually

Sub total Entertainment

Savings & Investments

& Investments Einstein
& Investments Einstein
& Investments Einstein
& Investments Einstein
& Investments Zoe

Bank Account - Higher interest account

Emergency Savings
Interest Income
Dividends
Retirement (401k, IRA)

Bank
Bank
Shares
Shares
Retirement

S
S
I
I

Christmas Fund
Christmas Fund

Personal
Personal

Flowers
Chocolates for Zoe

Personal
Personal

E
E
E
E
E
E
E
E
E
E
E

2,000.00

0
0
0
0
0
0

& Investments

Sub total Savings & Investments

2,000

Miscellaneous
Miscellaneous Einstein
Miscellaneous Zoe
& Investments
& Investments Zoe
& Investments Einstein
& Investments
& Investments
0
Miscellaneous
Miscellaneous
Miscellaneous

Annually
Annually

1
1

One-of

1
1

One-of

Sub total Miscellaneous

., Clive

200.00
200.00

0%
0%
-121%
-96%

400

1
2

0
0
0
1
3
0
0
0
0
0
0

9.95
25.00

27.5.2010
1.6.2010

Page 31

12/18/2015

Master Data & References

Data Validation Lists
Category
Income
Daily Living
Entertainment
Health & Insurance
Home Expenses
Miscellaneous
Rental Property
Transportation
Savings & Investments

Person
*All
Einstein
Zoe

Home

From 'Start Here' Sheet

From 'Start Here' Sheet
From 'Start Here' Sheet

Tags

Frequency

*All
Bank
Communications
Credit
Food
Health
Insurance
Media
Personal
Pet
Property
Retirement
Salary
Shares
Utilities
Vehicle

Weekly
Bi-weekly
Monthly
Bi-monthly
Quarterly
Annually
Half-year
One-of

Currencies
Budget Indicator
I
E
S

Income
Expense
Savings

Graph
Monthly
Annual
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Local Currency
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP
GBP

GBP
GBP
GBP
GBP
GBP

Last updated:

14-Jun-10

Alt Currency Exchange Rate

GBP
USD
INR

1
1.45621
68.0454