Documente Academic
Documente Profesional
Documente Cultură
Mar
'15
Mar '14
Mar '13
Mar '12
Face Value
2.00
10.00
10.00
10.00
5.00
23.00
20.00
16.50
14.15
58.39
46.32
29.57
84.68
382.55
347.40
290.99
--
--
--
--
--
--
--
--
7.04
7.35
7.82
7.45
19.31
19.02
18.20
17.02
22.76
22.20
20.77
19.27
57.03
56.92
56.37
52.33
13.89
13.40
12.48
10.70
13.89
13.40
12.48
10.70
633.92
578.21
524.01
633.92
578.21
524.01
Profitability Ratios
Interest Spread
138.7
2
138.7
2
7.91
7.81
7.93
7.62
3.07
2.91
2.74
2.44
1.96
1.84
1.65
1.71
4.84
4.90
5.19
5.18
1.75
1.72
1.69
1.67
3.18
2.93
2.61
2.36
1.80
1.73
1.65
1.47
Loans Turnover
0.14
0.14
0.15
0.14
9.88
9.65
9.58
9.33
4.84
4.90
5.19
5.18
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
61.22
62.71
65.40
68.00
19.87
19.10
17.24
18.28
17.69
17.82
17.60
17.85
--
--
--
--
17.02
17.70
18.74
18.52
75.94
73.26
69.64
69.44
104.7
2
100.71
99.25
97.71
52.43
55.79
60.38
61.16
6.85
6.54
7.21
8.60
4.50
4.53
4.39
4.23
0.68
0.62
0.52
0.48
1.39
1.37
1.34
1.31
0.06
0.09
0.09
0.07
13.81
11.31
10.53
16.71
25.93
27.07
27.71
29.41
24.49
25.57
26.17
27.21
74.07
72.93
72.29
70.59
75.51
74.43
73.83
72.79
30.55
31.96
33.19
36.55
Mar
'15
Mar '14
Mar '13
Mar '12
19.28
84.95
72.17
56.09
Book Value
138.7
2
633.92
578.21
524.01
Mar
'15
Mar '14
Mar '13
Mar '12
1.00
10.00
10.00
10.00
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
3.50
30.00
41.50
35.00
23.38
199.45
236.63
271.65
204.13
1,826.36
1,749.29
1,587.40
--
--
--
--
--
--
--
--
Interest Spread
6.26
5.76
5.95
6.87
8.12
7.89
11.23
10.51
Profitability Ratios
8.59
7.98
11.78
10.99
90.85
87.28
96.35
97.36
10.20
9.20
14.26
13.94
1,
10.20
9.20
14.26
13.94
172.04
1,584.34
1,445.60
1,251.05
1,
172.04
1,584.34
1,445.60
1,251.05
1,
7.94
8.12
8.25
8.32
2.87
2.93
3.06
3.38
1.18
1.10
1.11
1.12
5.07
5.19
5.19
4.94
1.96
2.05
1.94
1.96
2.03
1.91
2.14
2.47
0.68
0.65
0.97
0.91
Loans Turnover
0.12
0.12
0.13
0.13
9.11
9.22
9.35
9.45
5.07
5.19
5.19
4.94
0.08
0.08
0.08
0.08
0.08
0.09
0.09
0.09
63.90
63.86
62.95
59.36
12.90
11.98
11.82
11.87
21.47
22.20
20.74
20.73
--
--
--
--
12.00
12.96
12.92
13.86
77.39
82.04
82.25
78.01
84.47
86.84
85.17
82.14
30.07
28.85
29.52
30.73
6.76
5.81
5.34
7.51
12.28
11.79
12.16
12.43
0.41
0.38
0.43
0.52
1.15
1.14
1.20
1.20
0.04
0.03
0.04
0.05
10.78
13.88
12.15
12.05
19.51
20.56
20.12
20.06
17.98
18.32
18.62
18.47
80.49
79.44
79.88
79.94
82.02
81.68
81.38
81.53
110.90
114.06
78.90
82.08
Mar
'15
Mar '14
Mar '13
Mar '12
17.55
145.88
206.20
174.46
172.04
1,584.34
1,445.60
1,251.05
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
1,
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
746.57
746.57
684.03
671.04
746.57
746.57
684.03
671.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
127,691.65
117,535.68
98,199.65
83,280.16
64,
Net Worth
128,438.22
118,282.25
98,883.68
83,951.20
64,
Deposits
1,576,793.2
4
1,394,408.51
1,202,739.57
1,043,647.36
933,
Borrowings
205,150.29
183,130.88
169,182.71
127,005.57
119,
Total Debt
1,781,943.5
3
1,577,539.39
1,371,922.28
1,170,652.93
1,053,
137,698.05
96,412.96
95,455.07
80,915.09
105,
Total Liabilities
2,048,079.8
0
1,792,234.60
1,566,261.03
1,335,519.22
1,223,
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
115,883.84
84,955.66
65,830.41
54,075.94
94,
Reserves
Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
58,977.46
47,593.97
48,989.75
43,087.23
28,
Advances
1,300,026.3
9
1,209,828.72
1,045,616.55
867,578.89
756,
Investments
495,027.40
398,308.19
350,927.27
312,197.61
295,
9,329.16
8,002.16
6,595.71
5,133.87
4,
Revaluation Reserves
0.00
0.00
0.00
0.00
Accumulated Depreciation
0.00
0.00
0.00
0.00
9,329.16
8,002.16
6,595.71
5,133.87
0.00
0.00
409.31
332.68
Other Assets
68,835.55
43,545.90
47,892.03
53,113.02
43,
Total Assets
2,048,079.8
0
1,792,234.60
1,566,261.03
1,335,519.24
1,223,
Contingent Liabilities
1,093,422.5
1
1,091,358.37
993,018.45
899,565.18
790,
Gross Block
Net Block
Capital Work In Progress
0.00
0.00
0.00
0.00
172.04
1,584.34
1,445.60
1,251.05
4,
1,
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
Interest Earned
152,397.0
7
136,350.80
119,657.10
106,521.45
81,3
Other Income
22,575.89
18,552.92
16,034.84
14,351.45
14,9
Total Income
174,972.9
6
154,903.72
135,691.94
120,872.90
96,3
Interest expended
97,381.82
87,068.63
75,325.80
63,230.37
48,8
Employee Cost
23,537.07
22,504.28
18,380.90
16,974.04
15,
39,836.01
33,105.70
26,740.65
27,954.03
23,8
1,116.49
1,333.94
1,139.61
1,007.17
0.00
0.00
0.00
0.00
Operating Expenses
38,677.64
35,725.85
29,284.42
26,068.99
23,0
25,811.93
21,218.07
16,976.74
19,866.25
17,0
Total Expenses
161,871.3
9
144,012.55
121,586.96
109,165.61
88,9
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
13,101.57
10,891.17
14,104.98
11,707.29
Extraordinary Items
0.00
0.00
0.00
0.00
0.32
0.34
0.34
6.05
13,101.89
10,891.51
14,105.32
11,713.34
Income
Expenditure
Depreciation
Preoperative Exp Capitalised
Total
7,3
7,3
Preference Dividend
Equity Dividend
Corporate Dividend Tax
0.00
0.00
0.00
0.00
2,557.28
2,239.71
2,838.74
2,348.66
1,9
520.65
298.45
375.95
296.49
17.55
145.88
206.20
174.46
350.00
300.00
415.00
350.00
172.04
1,584.34
1,445.60
1,251.05
1,0
10,023.64
8,353.03
10,890.29
9,067.85
5,2
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total
0.00
0.00
0.00
0.00
3,077.93
2,538.16
3,214.69
2,645.15
0.32
0.32
0.34
0.34
13,101.89
10,891.51
14,105.32
11,713.34
2,1
7,3
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
474.10
469.84
467.95
413.20
469.84
467.95
413.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Reserves
44,202.41
37,750.64
32,639.91
22,395.34
18,
Net Worth
44,676.51
38,220.48
33,107.86
22,808.54
18,
Deposits
322,441.9
4
280,944.56
252,613.59
220,104.30
189,
Borrowings
79,758.27
50,290.94
43,951.10
34,071.67
26,
Total Debt
402,200.2
1
331,235.50
296,564.69
254,175.97
215,
15,055.67
13,788.89
10,888.11
8,643.28
8,
Total Liabilities
461,932.3
9
383,244.87
340,560.66
285,627.79
242,
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
19,818.84
17,041.32
14,792.09
10,702.92
13,
16,280.19
11,197.38
5,642.87
3,230.99
7,
230,066.76
196,965.96
169,759.54
142,
113,548.43
113,737.54
93,192.09
71,
Assets
Advances
Investments
281,083.0
3
132,342.8
3
Gross Block
Revaluation Reserves
Accumulated Depreciation
2,413.05
2,310.54
2,230.54
2,188.56
0.00
0.00
0.00
0.00
2,
0.00
0.00
0.00
0.00
2,413.05
2,310.54
2,230.54
2,188.56
101.26
99.67
125.11
70.77
Other Assets
9,893.19
8,980.79
7,066.56
6,482.93
4,
Total Assets
461,932.3
9
383,244.89
340,560.67
285,627.80
242,
Contingent Liabilities
640,183.5
9
608,547.25
574,782.38
514,871.98
477,
0.00
0.00
0.00
0.00
188.47
813.47
707.50
551.99
Net Block
Capital Work In Progress
2,
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
Interest Earned
35,478.6
0
30,641.16
27,182.57
21,994.65
15,1
Other Income
8,365.05
7,405.22
6,551.11
5,420.22
4,6
Total Income
43,843.6
5
38,046.38
33,733.68
27,414.87
19,7
Interest expended
21,254.4
6
18,689.52
17,516.31
13,976.90
8,5
Employee Cost
3,114.97
2,601.35
2,376.98
2,080.17
1,6
11,710.72
10,173.91
8,309.22
6,773.35
5,9
405.67
363.93
351.73
342.24
0.00
0.00
0.00
0.00
Operating Expenses
9,203.74
7,900.77
6,914.23
6,007.10
4,7
6,027.62
5,238.42
4,123.70
3,188.66
3,0
Total Expenses
36,485.8
2
31,828.71
28,554.24
23,172.66
16,3
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
7,357.82
6,217.67
5,179.43
4,242.21
3,3
0.00
0.00
0.00
0.00
10,029.26
7,329.45
4,969.77
3,4
16,246.93
12,508.88
9,211.98
6,8
0.00
0.00
0.00
Income
Expenditure
13,501.4
5
20,859.2
7
0.00
Equity Dividend
1,087.54
939.69
843.86
658.24
221.42
161.44
143.37
111.83
31.04
132.33
110.68
102.67
230.00
200.00
180.00
160.00
188.47
813.47
707.50
551.99
1,926.82
1,644.36
1,492.38
1,112.46
0.00
-0.01
0.01
0.00
1,308.96
1,101.13
987.23
770.07
13,501.45
10,029.26
7,329.45
4,9
16,246.93
12,508.88
9,211.98
6,8
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total
17,623.4
9
20,859.2
7
Source : Dion G
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
Interest Earned
35,478.6
0
30,641.16
27,182.57
21,994.65
15,
Other Income
8,365.05
7,405.22
6,551.11
5,420.22
4,
Total Income
43,843.6
5
38,046.38
33,733.68
27,414.87
19,
21,254.4
6
18,689.52
17,516.31
13,976.90
8,
Income
Expenditure
Interest expended
Employee Cost
3,114.97
2,601.35
2,376.98
2,080.17
1,
11,710.72
10,173.91
8,309.22
6,773.35
5,
405.67
363.93
351.73
342.24
0.00
0.00
0.00
0.00
Operating Expenses
9,203.74
7,900.77
6,914.23
6,007.10
4,
6,027.62
5,238.42
4,123.70
3,188.66
3,
Total Expenses
36,485.8
2
31,828.71
28,554.24
23,172.66
16,
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
7,357.82
6,217.67
5,179.43
4,242.21
3,
0.00
0.00
0.00
0.00
10,029.26
7,329.45
4,969.77
3,
16,246.93
12,508.88
9,211.98
6,
13,501.4
5
20,859.2
7
0.00
0.00
0.00
0.00
1,087.54
939.69
843.86
658.24
221.42
161.44
143.37
111.83
31.04
132.33
110.68
102.67
230.00
200.00
180.00
160.00
188.47
813.47
707.50
551.99
1,926.82
1,644.36
1,492.38
1,112.46
0.00
-0.01
0.01
0.00
1,308.96
1,101.13
987.23
770.07
13,501.45
10,029.26
7,329.45
4,
16,246.93
12,508.88
9,211.98
6,
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total
17,623.4
9
20,859.2
7
Source : Dion G
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
1,159.66
1,155.04
1,153.64
1,152.77
1,
1,
1,155.04
1,153.64
1,152.77
7.44
6.57
4.48
2.39
0.00
0.00
0.00
0.00
Reserves
79,262.26
72,051.71
65,547.84
59,250.09
53,
Net Worth
80,429.36
73,213.32
66,705.96
60,405.25
55,
331,913.66
292,613.63
255,499.96
225,
154,759.05
145,341.49
140,164.91
109,
486,672.71
437,955.12
395,664.87
335,
Deposits
Borrowings
Total Debt
361,562.7
3
172,417.3
5
533,980.0
8
31,719.86
34,755.55
32,133.60
17,576.98
15,
Total Liabilities
646,129.3
0
594,641.58
536,794.68
473,647.10
406,
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
25,652.91
21,821.83
19,052.73
20,461.29
20,
16,651.71
19,707.77
22,364.79
15,768.02
13,
338,702.65
290,249.44
253,727.66
216,
177,021.82
171,393.60
159,560.04
134,
4,725.52
4,678.14
4,647.06
4,614.69
4,
0.00
0.00
0.00
0.00
Assets
Advances
Investments
Gross Block
Revaluation Reserves
Accumulated Depreciation
387,522.0
7
186,580.0
3
0.00
0.00
0.00
0.00
4,725.52
4,678.14
4,647.06
4,614.69
0.00
0.00
0.00
0.00
Other Assets
24,997.05
32,709.39
29,087.07
19,515.39
16,
Total Assets
646,129.2
9
594,641.60
536,794.69
473,647.09
406,
Contingent Liabilities
868,190.5
8
794,965.35
802,383.84
923,037.16
931,
0.00
0.00
0.00
0.00
138.72
633.92
578.21
524.01
Net Block
Capital Work In Progress
4,
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
44,178.15
40,075.60
33,542.65
25,9
10,427.87
8,345.70
7,502.76
6,6
54,606.02
48,421.30
41,045.41
32,6
Income
Interest Earned
Other Income
Total Income
49,091.1
4
12,176.1
3
61,267.2
7
Expenditure
Interest expended
30,051.5
3
27,702.59
26,209.18
22,808.50
16,9
Employee Cost
4,749.88
4,220.11
3,893.29
3,515.28
2,8
14,631.5
6
12,296.88
9,503.20
7,731.85
7,1
Depreciation
Preoperative Exp Capitalised
658.95
575.97
490.16
524.53
0.00
0.00
0.00
0.00
11,495.83
10,308.86
9,012.89
7,850.44
6,6
8,544.56
6,784.10
4,873.76
3,921.22
3,8
Total Expenses
50,091.9
2
44,795.55
40,095.83
34,580.16
27,4
Mar '15
Mar '14
Mar '13
Mar '12
12 mths
12 mths
12 mths
12 mths
11,175.35
9,810.48
8,325.47
6,465.26
5,1
0.00
0.00
0.00
0.00
9,902.29
7,054.23
5,018.18
3,4
19,712.77
15,379.70
11,483.44
8,6
Operating Expenses
13,318.5
9
24,493.9
4
0.00
0.00
0.00
0.00
2,898.81
2,656.28
2,307.23
1,902.04
1,6
271.15
231.25
292.16
220.35
19.28
84.95
72.17
56.09
250.00
230.00
200.00
165.00
138.72
633.92
578.21
524.01
4,062.57
3,506.65
2,878.03
2,306.49
1,7
0.00
0.00
0.00
0.33
3,169.96
2,887.53
2,599.39
2,122.39
1,8
13,318.59
9,902.29
7,054.23
5,0
19,712.77
15,379.71
11,483.44
8,6
Mar
'15
Mar '14
Mar '13
Mar '12
Face Value
2.00
10.00
10.00
10.00
4.60
20.00
18.00
16.00
22.89
93.96
66.33
56.94
149.6
7
652.16
580.88
532.30
--
--
--
--
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total
17,261.4
2
24,493.9
5
--
--
--
--
7.34
7.67
7.90
7.46
17.70
17.29
16.39
16.72
20.73
20.29
19.05
19.28
72.32
73.36
75.72
88.84
16.46
16.26
15.64
18.59
16.46
16.26
15.64
18.59
813.47
707.50
551.99
813.47
707.50
551.99
Profitability Ratios
Interest Spread
188.4
7
188.4
7
8.40
8.47
8.68
8.33
3.37
3.30
3.09
3.04
1.98
2.05
2.09
2.05
5.03
5.16
5.59
5.29
2.08
2.08
2.10
2.14
3.17
3.17
2.97
2.81
1.74
1.72
1.65
1.61
Loans Turnover
0.14
0.14
0.15
0.14
10.38
10.51
10.77
10.38
5.03
5.16
5.59
5.29
0.08
0.08
0.09
0.08
0.09
0.09
0.09
0.09
59.91
60.99
64.44
63.55
19.08
19.46
19.42
19.77
20.07
19.81
19.45
20.66
--
--
--
--
15.09
16.07
17.00
13.66
76.65
73.29
71.53
72.29
84.71
80.03
77.58
76.26
40.75
42.60
43.77
40.35
6.11
5.97
5.39
6.01
7.22
7.35
7.63
9.65
0.65
0.63
0.55
0.56
1.37
1.35
1.32
1.33
0.03
0.03
0.03
0.03
20.64
18.57
20.10
21.63
14.78
15.11
16.29
15.51
14.00
14.27
15.25
14.35
85.22
84.89
83.71
84.49
86.00
85.73
84.75
85.65
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
41.53
42.69
45.67
48.01
Mar
'15
Mar '14
Mar '13
Mar '12
31.04
132.33
110.68
102.67
Book Value
188.4
7
813.47
707.50
551.99