Year:

6 SJK

Theme:

World of Knowledge

Topic:

Financial Literacy

Module:

Writing

Learning Standards:

3.2.3 Able to use punctuation correctly

3.3.1 Able to create texts using a variety of media:

(a) non linear
Objectives:

By the end of the, pupils should be able to:

Time:

i)

Complete a text with correct phrases and punctuation

marks based on the stimulus given.

ii)

Plan their budget wisely supported with details and

reasons.

iii)

Write an email on how they will spend their pocket

money in correct simple sentences.

60 minutes

Teaching Aids:

Weekly Budget Form.

Educational Emphases:

Contextual Learning, Entrepreneurship

Steps:
Set Induction (10 mins):
1.
2.

Teacher asks how pupils spend their weekly pocket allowance.

Teacher elicits responses on a circle map:

Note: Inner circle : Teacher fills in needs of pupils

Outer circle: Teacher fills in wants of pupils
3. Teacher asks pupils to draw conclusion from the contents of the two
circles: needs and wants.
4. Teacher highlights the importance of having a budget.

a.

Presentation (15 mins):

1.

Teacher displays a monthly budget and asks related

questions.
Items
Food
Petrol
Housing Loan
Utilities (Bills)

Leisure
Savings
Total

Expenditur
e RM
500
200
500
150

150
500
2000

Notes
groceries, dining
out
transport
investment
water,
electricity,
broadband
movie, bowling
for rainy days

Questions (eg):
a.
How much will Ms Aqilah spend on her leisure activities?
She will spend RM 150 on her leisure activities.
b.
Why would Ms Aqilah save RM500?
Ms Aqilah would save RM 500 for rainy days.
c.

What does rainy days mean to you?

It means unforeseen circumstances.
2.
Teacher revisit the use of punctuations ( full stops, commas and
capitalization)
eg: Ms Aqilah allocates RM100 for water, electricity and broadband
bills.
b.

Practice (10 mins):

1.
Based on the stimulus in the presentation stage, pupils
complete the text with phrases and punctuation marks
correctly:
eg:
ms aqilah will spend __________________________ on groceries and
dining out For___________________ she will try to spend only
RM200 Besides that she will pay rm500 for
______________________ She has bought the house as a form of
investment She only allocates rm 150 for _____________________
She will have to use water electricity and broadband sparingly so
that she would not waste resources ms aqilah loves to
_________________________ so she allocates rm150 monthly for her
favourite leisure activities Saving a part of her income is

important as this will help her during the rainy days. ms aqilah
saves ___________________ in her savings account every month

(sample answer)
Ms Aqilah will spend RM500 on groceries and dining out. For petrol
, she will try to spend only RM200. Besides that, she will pay RM500
for housing loan. She has bought the house as a form of
investment. She only allocates RM 150 for utilities. She will have to
use water, electricity and broadband sparingly so that she would
not waste resources. Ms Aqilah loves to watch movies and play
bowling so she allocates RM150 monthly for her favourite leisure
activities. Saving a part of her income is important as this will help
her during the rainy days. Ms Aqilah saves RM500 in her savings
account every month.

2.
c.

Teacher discusses the answers.

Production (20 mins)

1.

Teacher distributes activity sheet.

2.

In groups of three, pupils discuss and complete the weekly

3.

Pupils complete text based on a budget they have discussed.

budget form.

Closure (5 mins) :
1.

Teacher demonstrates a jazz chant to pupils.

We need money for food.
Food food food
We need money for books.
Books books books
We also need to save.
Save save save
Save for rainy days
Save for holidays
Save for future days.

2.

Pupils recite jazz chant with teacher.

3.

Teacher highlights the importance of having a personal budget , the need

to spend wisely and the possibilities of using savings as a capital to start
their own business in future.

[Note: teacher can extent the activity with PBL by having pupils to plan their
budget to start their own business]

Activity Sheet

Situation:

Your parents are away for a week and you are staying with your
grandparents. You are given RM 100 to spend for the week.

Task 1:

In your group, discuss how much you would spend on the different
items and why.
-

Items

My Weekly Budget
Expendit
ure RM

Notes

Food
Stationary
Entertainment
Revision Books
Class Fund

Task 2:

Based on the budget, write an email to your mother explaining how

you plan to spend the money.