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IN RE: Unknown Spouse of Elizabeth Bauerle (n.k.a.

Elizabeth Bidgood)
is now known as Scott Bidgood or Scott Allen Bidgood

STATE OF FLORIDA
COUNTY OF MARION

)
) SS.:
)

AFFIDAVIT
BEFORE ME, this day personally appeared NEIL J. GILLESPIE, who upon being duly
sworn deposed upon oath as follows:
1.

My name is Neil J. Gillespie. I am over eighteen years of age. This affidavit is given on

personal knowledge unless otherwise expressly stated.


2.

Elizabeth Bauerle, nee Elizabeth A. Gillespie, is my sister. We were born in

Pennsylvania to the same parents, Cornelius L. Gillespie and Penelope M. Gillespie.


3.

Elizabeth A. Gillespie married Frank E. Bauerle, IV, and became Elizabeth A. Bauerle.

4.

A Final Judgment of Dissolution of Marriage of Elizabeth A. Bauerle, Wife, and Frank E.

Bauerle, IV, Husband, in the Circuit Court of the Thirteenth Judicial Circuit, in and for
Hillsborough County, Florida, Case No. 91-12060, is attached to this affidavit as Exhibit 1.
5.

The Final Judgment of Dissolution of Marriage appearing at Exhibit 1 states:


A final hearing was held November 7, 1991. Present were the Petitioner, residency
witness, and Attorney, J. T. Schrotel. The Respondent was not present or represented by
an attorney. The Court found that the Petitioner has been a continuous resident of the
State of Florida for more than six months before filing the Petition, that there are no
minor children born, adopted, or expected of this marriage, and that the parties were
married to each other October 4, 1987 at Arlington, Virginia and lived together as
husband and wife until August 1991.

ORDERED AND ADJUDICATED:


1. The Court has jurisdiction of the parties and subject matter of this action.
2. The marriage between Petitioner, Elizabeth A. Bauerle, and Respondent, Frank E.
Bauerle, IV, is dissolved because it is irretrievably broken.
DONE AND ORDERED at Tampa, Hillsborough County, Florida on November 7, 1991.
6.

Elizabeth Bauerle remained single from November 7, 1991, until after June 21, 2010.

7.

Elizabeth Bauerle lived as a single person at 10836 SW 85th Terrace, Ocala, Florida until

she sold the property December 8, 2004. A warranty deed recorded at Book 3899 Page 219,
CFM #2004184255 shows Grantor Elizabeth Bauerle, a single person, conveyed Parcel ID No.
7003-001-003 to Grantees Jacob L. Dykstra and Jeralyn K. Dykstra, husband & wife. Exhibit 2.
8.

The First Amendment of The Gillespie Family Living Trust Agreement Dated February

10, 1997, made February 21, 2006, is attached as Exhibit 3, and states on page 2, paragraph 2:
However, since we previously took out a mortgage with Bank of America, N.A., loan
number #701159906, on the above referenced homestead real property, of which the
proceeds were given to ELIZABETH A. BAUERLE for her personal use, and on which
she is currently making monthly payments, we hereby instruct the Successor Trustee to
deduct from the share to be given to ELIZABETH A. BAUERLE at the time of both of
our deaths an amount equal to the outstanding balance of said mortgage existing at the
time of both of our deaths, with the deducted amount being added equally, share and
share alike, to the shares to be given to MARK J. GILLESPIE and NEIL J. GILLESPIE
at the time of both of our deaths."
9.

On or about July 31, 2006 Elizabeth Bauerle stopped making payments on Bank of

America, N.A. loan number #701159906.


10.

On December 3, 2006, I wrote a letter for my mother, who had Alzheimers disease and

could not write it herself, to Elizabeth Bauerle, about loan 701159906. Exhibit 4.
Your last mortgage payment was made on July 31, 2006. Your mortgage balance at that
time was $34,169.34, and continues to accrue interest at 6.5%. (About $740.32 in interest
alone has accrued in the past four months).

11.

Elizabeth Bauerle never made another payment on Bank of America N.A. loan number

#701159906 after July 31, 2006 that I know of.


12.

As a Successor Trustee, I concluded the unpaid balance on Bank of America N.A. loan

number #701159906 of $34,169.34, when deducted from any share to be given to Elizabeth
Bauerle, negated any amount due Elizabeth Bauerle by way of inheritance and the property at
8092 SW 115th Loop, Ocala, Florida, 34481, Marion County, Parcel ID No. R7013-007-001.
13.

After selling her home, Elizabeth Bauerle and boyfriend Scott Bidgood, lived as

unmarried persons at 6356 SW 106th Place, Ocala, FL 34476, Parcel ID No. 35686-004-10,
owned by Robert M. Bidgood and Florence V. Bidgood, parents of Scott Bidgood, and held in
the Bidgood Family Revocable Trust. The property was sold February 26, 2009. Exhibit 5.
14.

Elizabeth Bauerle and boyfriend Scott Bidgood moved to Illinois and resided at the

address shown below, which appears in my personal address book file.


34W 584 Illinois Street
St. Charles, IL 60174
15.

On March 11, 2010, Scott Bidgood filed a Voluntary Petition for Chapter 7 Bankruptcy,

No. 10-10313, in the United States Bankruptcy Court, Northern District of Illinois. The docket
for Bankruptcy Petition No. 10-10313 is attached to this affidavit as Exhibit 6, and shows,
Debtor
Scott Allen Bidgood
34w584 Illinois St.
Saint Charles, IL 60174
KANE-IL
SSN / ITIN: xxx-xx-4782

16.

represented by Erick J Bohlman


Bohlman Law Offices, PC
780 McArdle Dr.
Unit F
Crystal Lake, IL 60014
815-477-9200
Fax : 815-477-9201
Email: abohlman@sbcglobal.net

Scott Bidgood filed a Chapter 7 Statement of Current Monthly Income And Means-Test

Calculation (Doc. 3) that shows his marital/filing status as unmarried. Exhibit 7.

17.

Discharge of Debtor (Doc. 15) was entered in No. 10-10313 on June 21, 2010. Exhibit 8.

18.

On information and belief, Elizabeth Bauerle and Scott Bidgood married sometime after

June 21, 2010. The Kane County (IL) Clerk has refused to provide me a copy of the marriage
record, citing the Illinois Freedom of Information Act (FOIA), 5 ILCS 140/7 Exemptions: (b)
private information, as it pertains to a marriage record.
19.

On December 23, 2015 I filed a FOIA with the Kane County Clerk, attached to this

affidavit as Exhibit 9 citing constitutional grounds, and states in part,


I am making this FOIA as an attorney in fact for matters in the state of Florida. Sperry v.
Florida, 373 U.S. 379 (1963). This FOIA affects interstate commerce, so I am also
making this FOIA the Commerce Clause, Article 1, Section 8, Clause 3, of the U.S.
Constitution. I am also making this FOIA under the Equal Protection Clause of the
Fourteenth Amendment to the U.S. Constitution, as set forth below. I am also making this
FOIA under the Supremacy Clause, Article Six, Clause 2 of the U.S. Constitution, as set
forth below.
20.

The due date for The Kane County Clerk to respond to my FOIA was Thursday,

December 31, 2015. As of today The Kane County Clerk has not responded to my FOIA.
21.

The unknown spouse of Elizabeth Bauerle, n.k.a. Elizabeth Bidgood, is Scott Bidgood,

also known as Scott Allen Bidgood.


22.

On July 15, 2013, Elizabeth Bauerle, n.k.a. Elizabeth Bidgood, gave Notice of

Defendants' Consent to Judgment in case 2013-CA-00115 Marion County Florida. Exhibit 10.
23.

Scott Bidgood does not have any interest in the property at 8092 SW 115th Loop, Ocala,

Florida, 34481, Marion County, Parcel ID No. R7013-007-001 through marriage to Elizabeth
Bauerle, n.k.a. Elizabeth Bidgood. As a Successor Trustee, I concluded the unpaid balance on
Bank of America N.A. loan #701159906 of $34,169.34, when deducted from any share to be
given to Elizabeth Bauerle, negated any amount due Elizabeth Bauerle by way of inheritance and

the property at 8092 SW 115th Loop, Ocala, Florida, 34481, Marion County, Parcel ID No.
R7013-007-001.
24.

Defendants' Consent to Judgment (Exhibit 10) concluded any interest of Elizabeth

Bauerle, n.k.a. Elizabeth Bidgood, and the Unknown Spouse of Elizabeth Bauerle, n.k.a. Scott
Bidgood or Scott Allen Bidgood, in the property at 8092 SW I 15th Loop, Ocala, Florida, 34481,
Marion County, Parcel 10 No. R7013-007-001.
FURTHER AFFIANT SAYETH NOT.

The foregoing affidavit was sworn to before me upon oath, this

day of January,

2016, by Neil J. Gillespie, who is personally known to me, or who has produced ~ as
identification and states that he is the person who made this affidavit and that its contents are
truthful to the best of his knowledge, information and belief.

(SEAL)

;;; J

TAISHA MORAN
NOTARY PUBLIC
.~~:Mt\ '~STATE OF FLORUlA

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My Commission Expires:

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Print Name ofNe:tary Public

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IN THE CIRCUIT COURT OF THE THIRTEENTH JUDICIAL CIRCUIT IN AND FOR


HILLSBOROUGH COUNTY, FLORIDA
CIRCUIT CIVIL NO. 91-12060
IN RE THE MARRIAGE OF:
Elizabeth A. Bauerle, Wife

and
Prank E. Bauerle, IV, Husband

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Petitioner) FAMILY LAW DIVISION E Eg

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Respondent)
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'

IIAL JUDGMENT OF DISSOLUTION OF MARRIAGE

0LER 0 U014W
011-v' A final hearing was held November 7, 1991. Present lifir0 0'
the Petitioner, residency witness, and Attorney, J. T. Schrotel.
The Respondent was not present or represented by an attorney.
The Court found that the Petitioner has been a continuous resident
of the State of Florida for more than six months before filing the
Petition, that there are no minor children born, adopted, or
expected of this marriage, and that the parties were married to
each other October 4, 1987 at Arlington, Virginia and lived together
as husband and wife until August 1991.
ORDERED AND ADJUDGED:
1. The Court has jurisdiction of the parties and subject
matter of this action.
2. The marriage between Petitioner, Elizabeth A. Bauerle,
and Respondent, Frank E. Bauerle, IV, is dissolved because it is
irretrievably broken.
DONE AND ORDERED at Tampa, Hillsborough County, Florida on
November 7, 1991.

fiETURri 64801111"GUM.

lc

4.

Copies to;
Elizabeth A. Bauerle
4105 W. Bay Ave.
Tampa, PL 33616
Prank E. Bauerle, IV
PSC Box 2588
Chanute APB, IL 61868-5360
LEGAL CLINIC OF TAMPA BAY
J. T. Wrote!, Attorney, PA.
C & S Bank Building, Suite 1112
412 Madison St. Tampa, Florida 33602
(813) 223-7771

trtr- -

aok

6430pAcE 979

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1 01 7003-001-003 I JONES ROBERT N

10836 SW 85TH TER


Map It! 8020 9002 .17
Neighborhood__________________________|
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Acres___________________________________________|

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1/7/2016 9:14 PM

FIRST AMENDMENT OF THE GILLESPIE FAMILY LIVING TRUST

AGREEMENT DATED FEBRUARY 10, 1997

Made this

, 2006, by PENELOPE M. GILLESPIE of 8092

2 J ~;- day of _.&v-~

SW 115th Loop, Ocala, Florida 34481, as Grantor and PENELOPE M. GILLESPIE of 8092 SW
115th Loop, Ocala, Florida 34481, as Trustee. Co-Grantor and Co-Trustee, CORNELIUS L.
GILLESPIE previously died on September 17, 2002.
The Agreement establishing the "GILLESPIE FAMlLY LIVING TRUST AGREEMENT
dated February 10, 1997" is amended in part as follows:
1.

SCHEDULE "A", Paragraph A. shall be deleted in its entirety and replaced with the

following language:
"A. I hereby name as the current Co-Trustees of this Trust Agreement PENELOPE M.
GILLESPIE of8092 SW 115thLoop, Ocala, Florida 34481, NEIL J. GILLESPIE of8092 SW 115th
Loop, Ocala, Florida 34481, and MARK 1. GILLESPIE of 7504 Summer Meadows Drive, Fort
Worth, Texas 76123-1979. Upon the death or incapacity of PENELOPE M. GILLESPIE, NEIL
1. GILLESPIE and MARK 1. GILLESPIE shall serve as the Co-Successor Trustees. In the event that
one ofthe persons named in the preceding sentence is unable or unwilling to serve in such capacity,
then the other person named in the preceding sentence shall serve as the sole Successor Trustee. In
the event that neither NEIL J. GILLESPIE nor MARK J. GILLESPIE are able or willing to serve
in such capacity, then I appoint ELIZABETH A. BAUERLE of6356 SW l06 th Place, Ocala, Florida
34476 to serve as Successor Trustee in their places.
Notwithstanding anything in this Trust to the contrary, if during the lifetime of the Grantor,
the Grantor appoints Co-Trustees to serve along with the Grantor as Trustees, then either the
Grantor or the Co-Trustees may act individually for and conduct business on behalf of the Trust
without the consent of the other parties named as Co-Trustees. Except as to those powers
specifically reserved by the Grantor, the appointed Co-Trustees shall have all of the powers of the
original Trustee as if originally appointed."
2.

SCHEDULE ''B'', Paragraph B. shall be deleted in its entirety and replaced with the

following language:
"B.
The Successor Trustee (s) then shall distribute the remairllng trust assets, subject to
the provisions ofthis trust as follows:

1.
All of our Trust assets, whether they be real, personal, or mixed, including the
homestead real property that we may own at the time of our deaths, equally, share and share alike,
to MARK J. GILLESPIE of 7504 Summer Meadows Drive, Fort Worth, Texas 76123-1979,
ELIZABETH A. BAUERLE of6356 SW 106 th Place, Ocala, Florida 34476 and NEIL 1. GILLESPIE
of8092 SW 115th Loop, Ocala, Florida 34481. Should one ofsaid persons in the preceding sentence
predecease the both of us, then that personfs share shall pass equally, share and share alike, to other
living persons named in the preceding sentence and not per stirpes.
However, since we previously took out a mortgage with Bank ofAmerica, N.A., loan number
#701159906, on the above referenced homestead real property, of which the proceeds were given
to ELIZABETH A. BAUERLE for her personal use, and on which she is currently making monthly
payments, we hereby instruct the Successor Trustee to deduct from the share to be given to
ELIZABETH A. BAUERLE at the time of both of our deaths an amount equal to the outstanding
balance ofsaid mortgage existing at the time ofboth ofour deaths, with the deducted amount being
added equally, share and share alike, to the shares to be given to MARK J. GILLESPIE and NEIL
J. GILLESPIE at the time of both of our deaths."
2.

In all other respects the above described Trust Agreement shall remain as first made,

and as amended by this Amendment, I hereby ratifY, confirm and republish the above described Trust
Agreement.
IN WITNESS WHEREOF, I, PENELOPE M. GILLESPIE, have signed, sealed and
published and declared this instrument as the First Amendment ofthe Gillespie Family Living Trust

/)jS.L

Agreement dated February 10, 1997, at Inverness, Citrus County, Florida this' A

feu, Wj

:.--day of

,2006.

made, published and declared by PENELOPE M. GILLESPIE, as the First Amendment of the
Gillespie Family Living Trust Agreement dated February 10, 1997, in the presence ofeach ofus, said
Grantor and Trustee then being over the age of(l &) eighteen years, ofsound and disposing mind and

memory, and not acting under duress or undue influence, and we subscribe our names in her presence
and the presence of each other.

_- - -.-"-.-r-iJ. :.L.L:.,~,c. . :.I.L. . -~- - /G

--"-===---

of Inverness, Florida

ofInvemess, Florida

STATE OF FLORIDA
COUNTY OF CITRUS
WE, PENELOPE M. GILLESPIE, STEVEN H.L. BOWMAN and MARYBETH
BOWMAN, the Grantor and Trustee and the witnesses, respectively, whose names are signed to the
attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned officer
that the Grantor and Trustee signed this instrument as the First Amendment of the Gillespie Family
Living Trust Agreement dated February 10, 1997 and that she signed voluntarily and that each ofthe
witnesses in the presence ofeach other signed said instrument as a witness and that to the best ofthe
knowledge of each witness the Grantor and Trustee was at that time (18) eighteen years of age, of
sound mind and under no constraint or undue influence.

~Q

--=--~-======~-====---=

--

NOTARYACKNO~EDGMENT

SUBSCRIBED and ACKNOWLEDGED before me by PENELOPE M. GILLESPIE, the


3

Grantor and Trustee, and subscribed and sworn to before me by STEVEN HL. BOWMAN and
~ ,(J::.

--:

MARYBETH BOWMAN, the witnesses, on thisdJ.--:..::day o~

,2006.

--"'~---"

ANGELA PARKER
MY COMMISSION # DO 235451
EXPIRES: January 21, 2007

(I

VIA US Priority Mail


Delivery Confirmation 0306 1070 0003 2091 9386
Decerrlber 3, 2006
Elizabeth Bauerle
6356 SW 106th PI.
Ocala, FL 34476-4893
Dear Elizabeth,
Enclosed is the scale that you have been asking me and Mark about. Now you
should have all your things that were left in our home. Our family went to a lot effort to
get this property back to you, money for renting a storage unit, and time moving items.
The bills are piling up since you stopped making your mortgage payments. I also
incurred a number of expenses related to your arrest.
Your last mortgage payment was made on July 31, 2006. Your mortgage balance
at that time was $34,169.34, and continues to accrue interest at 6.5%. (About $740.32 in
interest alone has accrued in the past fOlIr months). Thankfully Mark and Jody made the
September and October paynlents for you. They paid a total of$759.14 for the two
payments you missed. This is not fair to Mark and Jody.
Because you stopped paying the mortgage, I refinanced the loan to make the
payments more affordable. But in doing so I incurred $2,110.12 in settlement charges. I
also paid a lawyer $1,550.00 to appear in court on September 14, 2006 for the 11earing on
protection orders. There has also been a number of smaller expenses too, such as $1 05.25
to add another phone line for you, and the additional monthly charges for the line. Also, I
incurred expenses to remove your plantings from my comer lot, and the rear yard too, so
that Decca will start maintaining the whole property again.
I was happy to give you $25.00 from my birthday money so you could pay for
anger management classes. And in fairness to Mark and Jody I reimblIrsed them $759.14
for the mortgage they paid for you. I paid a lawyer $1,550.00 for the September 14, 2006
hearing. I paid $2,110.12 in settlement charges to refinance the mortgage you pron1ised
to pay, but stopped paying months ago. And about $740.32 in interest has accrued on
your outstanding mortgage balance. And I paid $105.25 to provide you with a pllone line.
Just those expenses amount to $5,289.83. And you still owe $34,169.34 on the mortgage
which you have not paid since July 31, 2006.

Page 1 of2

You said you cannot pay your debt as promised, but my expenses keep mounting.
I need your help with this debt. You can help by doing the following. Return the two

paintings so I can sell tllem and pay your debt. Return the guns and knifes you took from
my horne so I can sell them and pay bills. And by returning my golf cart, I can sell it and
apply the money to the $5,289.83 in expenses I incurred as outlined above.
Also, you can make payments on your $34,169.26 mortgage balance directly to
SunTrust Bank. Mark will tell you how. You can pay any amount, even $100.00 a
month if that is all you can afford. You can even pay less than that, but it is important to
pay something each month. Please help me with the debts you left me. I have other
expenses too. A recent dental appointment cost me $1,172.00. And due to the "doughnut
hole" in my Medicare Part D prescription drug plan, I am paying over $300.00 monthly
for out-of-pocket expenses until I reach the next level of coverage, which is almost
$2,900.00 away. That money too will come out of my pocket.
Beth, we made sure you received all your belongings that you left at our home,
even this old scale you have been asking us about. Now it is your turn to pay your debt to
nle, either in cash as agreed, or by providing the items discussed so that they can be sold.
Sincerely,
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Penelope M. Gillespie
8092 SW 115 lh Loop
Ocala, Florida 34481.
cc: Mark Gillespie

u.s. Postal service Oelivery Confirmation Receipt


11l

enclosures: scale, and copy of letter/check

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Postage and Delivery Confinnation fees must be paid before mailing.


Arti~e sent To: (to be CO~Pleted by mal~

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POSTAL CUSTOMER:
Keep this receipt. For Inquiries:
Access internet web site at
www.usps.com CIt
or call 1-800-222-1811
CHECK ONE (POSTAL USE ONLY)
lll

DPrlorlty Mall Service


D First-Class Malrparcel

D Package services parcel


PS Form 152, May 2002

Page 2 of2

(See Reverse)

"'"'-,

..

October 24, 2006


Mark and Joetta Gillespie

7504 Summer Meadows Drive

Fort Worth, Texas 76123-1979

Dear Jody and Mark,


lbank: you for making the last two mortgage payments on my home. Now that the
refinancing is complete, I can repay you. Enclosed is my check in the amount of$759.14
to reimburse you for the two payments of$379.57 each. (2 x $379.57 = $759.14).

Sincerely)

Penelope M. Gillespie
8092 SW IISth Loop

Ocala, Florida 3448I


enclosure
Sent by US Priority Mail

Delivezy Confirmation # 0306 1070 0003 2091 9409

PENELOPE M GILLESPIE 1112005

176

8092 SW 115TH LOOP


OCAlA. Fl 34481-3567

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1 01 35686-004-10 H MCCARROLL CHARLES B

6356 SW 106TH PL
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1/7/2016 9:41 PM

https://ecf.ilnb.uscourts.gov/cgi-bin/DktRpt.pl?664018363530886-L_1_0-1

MEANSNO, CLOSED

U.S. Bankruptcy Court


Northern District of Illinois (Chicago)
Bankruptcy Petition #: 10-10313
Date filed:
Date terminated:
Debtor discharged:
341 meeting:
Deadline for objecting to discharge:

Assigned to: Honorable Judge Manuel Barbosa


Chapter 7
Voluntary
No asset

03/11/2010
06/24/2010
06/21/2010
04/19/2010
06/18/2010

Debtor disposition: Standard Discharge


represented by Erick J Bohlman
Bohlman Law Offices, PC
780 McArdle Dr.
Unit F
Crystal Lake, IL 60014
815-477-9200
Fax : 815-477-9201
Email: abohlman@sbcglobal.net

Debtor
Scott Allen Bidgood
34w584 Illinois St.
Saint Charles, IL 60174
KANE-IL
SSN / ITIN: xxx-xx-4782

Assist. U.S. Trustee


Dean C. Harvalis
Office of the United States Trustee
219 South Dearborn Street
Room 873
Chicago, IL 60604
312 885-5783
Trustee
Roy Safanda
Safanda Law Firm
111 East Side Drive
Geneva, IL 60134
630-262-1761
U.S. Trustee
William T Neary
Office of the U.S. Trustee, Region 11
219 S Dearborn St
Room 873
Chicago, IL 60604
312-886-5785
Filing Date

6
clear

Docket Text

11/13/2015 5:35 AM

https://ecf.ilnb.uscourts.gov/cgi-bin/DktRpt.pl?664018363530886-L_1_0-1

1
(40 pgs)

Chapter 7 Voluntary Petition Fee Amount $299, Filed


by Erick J Bohlman on behalf of Scott Allen Bidgood
(Bohlman, Erick) (Entered: 03/11/2010)

2
(1 pg)

Declaration Re: Electronic Filing Filed by Erick J


Bohlman on behalf of Scott Allen Bidgood. (Bohlman,
Erick) (Entered: 03/11/2010)

3
(8 pgs)

Chapter 7 Statement of Current Monthly Income and


Means Test Calculation - Form 22A. Filed by Erick J
Bohlman on behalf of Scott Allen Bidgood. (Bohlman,
Erick) (Entered: 03/11/2010)

Statement of Social Security Number(s) Filed by Erick


J Bohlman on behalf of Scott Allen Bidgood.
(Bohlman, Erick) (Entered: 03/11/2010)

5
(1 pg)

Certificate of Credit Counseling Filed by Erick J


Bohlman on behalf of Scott Allen Bidgood. (Bohlman,
Erick) (Entered: 03/11/2010)

Meeting of Creditors with 341(a) meeting to be held


on 04/19/2010 at 01:30 PM at Kane Courthouse, 100
S 3rd Street, Courtroom 140, Geneva, Illinois 60134.
Objections for Discharge due by 06/18/2010.
(Bohlman, Erick) (Entered: 03/11/2010)

7
(3 pgs; 2 docs)

Request for Chapter 7 341 Meeting of Creditors


(Miller, Marvin) (Entered: 03/12/2010)

9
(3 pgs)

BNC Certificate of Service - Meeting of Creditors.


(RE: 7 Request for Chapter 7 341 Meeting of
Creditors). No. of Notices: 19. Service Date
03/14/2010. (Admin.) (Entered: 03/15/2010)

Receipt of Voluntary Petition (Chapter 7)(10-10313)


[misc,volp7a] ( 299.00) Filing Fee. Receipt number
13600135. Fee Amount $ 299.00 (U.S. Treasury)
(Entered: 03/14/2010)

10
(4 pgs; 2 docs)

Notice of Required Document(s) for Discharge


(Walker, Valerie) (Entered: 04/15/2010)

12
(4 pgs)

BNC Certificate of Service - Notice of Required


Document(s) for Discharge (RE: 10 Notice of
Required Document(s) for Discharge). No. of Notices:
2. Service Date 04/17/2010. (Admin.) (Entered:
04/18/2010)

03/11/2010

03/11/2010

03/11/2010

03/11/2010

03/11/2010

03/11/2010

03/12/2010

03/12/2010

03/14/2010

04/15/2010

04/15/2010

11/13/2015 5:35 AM

https://ecf.ilnb.uscourts.gov/cgi-bin/DktRpt.pl?664018363530886-L_1_0-1

11
(1 pg)

Debtor's Certification of Completion of Instructional


Course Concerning Personal Financial Management
Filed by Erick J Bohlman on behalf of Scott Allen
Bidgood. (Bohlman, Erick) (Entered: 04/16/2010)

13

Chapter 7 Trustee's Report of No Distribution: I, Roy


Safanda, having been appointed trustee of the estate
of the above-named debtor(s), report that I have
neither received any property nor paid any money on
account of this estate; that I have made a diligent
inquiry into the financial affairs of the debtor(s) and
the location of the property belonging to the estate;
and that there is no property available for distribution
from the estate over and above that exempted by law.
Pursuant to Fed R Bank P 5009, I hereby certify that
the estate of the above-named debtor(s) has been fully
administered. I request that I be discharged from any
further duties as trustee. Key information about this
case as reported in schedules filed by the debtor(s) or
otherwise found in the case record: This case was
pending for 1 months. Assets Abandoned (without
deducting any secured claims): $ 115.00, Assets
Exempt: $ 2760.00, Claims Scheduled: $ 47029.00,
Claims Asserted: Not Applicable, Claims scheduled to
be discharged without payment (without deducting the
value of collateral or debts excepted from discharge):
$ 47029.00. (Safanda, Roy) (Entered: 04/20/2010)

14
(3 pgs; 2 docs)

Request for Discharge Order for Debtor (Walker,


Valerie) (Entered: 06/21/2010)

15
(3 pgs)

BNC Certificate of Service - Order of Discharge. (RE:


14 Request for Discharge Order). No. of Notices: 14.
Service Date 06/23/2010. (Admin.) (Entered:
06/23/2010)

16

Bankruptcy Case Closed and Trustee Discharged .


(Walker, Valerie) (Entered: 06/24/2010)

04/16/2010

04/20/2010

06/21/2010

06/21/2010

06/24/2010

or

PACER Service Center


Transaction Receipt

11/13/2015 5:35 AM

Case 10-10313

Doc 3

B22A (Official Form 22A) (Chapter 7) (12/08)

Filed 03/11/10
Document

Scott Allen Bidgood


Debtor(s)
Case Number:
(If known)

Entered 03/11/10 09:30:24


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In re

According to the information required to be entered on this statement


(check one box as directed in Part I, III, or VI of this statement):
The presumption arises.
The presumption does not arise.
The presumption is temporarily inapplicable.

CHAPTER 7 STATEMENT OF CURRENT MONTHLY INCOME


AND MEANS-TEST CALCULATION
In addition to Schedules I and J, this statement must be completed by every individual chapter 7 debtor, whether or not filing jointly. Unless the
exclusion in Line 1C applies, joint debtors may complete a single statement. If the exclusion in Line 1C applies, each joint filer must complete a
separate statement.

Part I. MILITARY AND NON-CONSUMER DEBTORS

1A

1B

Disabled Veterans. If you are a disabled veteran described in the Declaration in this Part IA, (1) check the box at the beginning of the
Declaration, (2) check the box for "The presumption does not arise" at the top of this statement, and (3) complete the verification in Part
VIII. Do not complete any of the remaining parts of this statement.
Declaration of Disabled Veteran. By checking this box, I declare under penalty of perjury that I am a disabled veteran (as defined in
38 U.S.C. 3741(1)) whose indebtedness occurred primarily during a period in which I was on active duty (as defined in 10 U.S.C.
101(d)(1)) or while I was performing a homeland defense activity (as defined in 32 U.S.C. 901(1)).
Non-consumer Debtors. If your debts are not primarily consumer debts, check the box below and complete the verification in Part VIII.
Do not complete any of the remaining parts of this statement.
Declaration of non-consumer debts. By checking this box, I declare that my debts are not primarily consumer debts.
Reservists and National Guard Members; active duty or homeland defense activity. Members of a reserve component of the Armed
Forces and members of the National Guard who were called to active duty (as defined in 10 U.S.C. 101(d)(1)) after September 11,
2001, for a period of at least 90 days, or who have performed homeland defense activity (as defined in 32 U.S.C. 901(1)) for a period of
at least 90 days, are excluded from all forms of means testing during the time of active duty or homeland defense activity and for 540
days thereafter (the "exclusion period"). If you qualify for this temporary exclusion, (1) check the appropriate boxes and complete any
required information in the Declaration of Reservists and National Guard Members below, (2) check the box for "The presumption is
temporarily inapplicable" at the top of this statement, and (3) complete the verification in Part VIII. During your exclusion period you
are not required to complete the balance of this form, but you must complete the form no later than 14 days after the date on
which your exclusion period ends, unless the time for filing a motion raising the means test presumption expires in your case
before your exclusion period ends.

1C

Declaration of Reservists and National Guard Members. By checking this box and making the appropriate entries below, I declare
that I am eligible for a temporary exclusion from means testing because, as a member of a reserve component of the Armed Forces or the
National Guard
a.

I was called to active duty after September 11, 2001, for a period of at least 90 days and
I remain on active duty /or/
I was released from active duty on
, which is less than 540 days before this bankruptcy case was

filed;
OR
b.

I am performing homeland defense activity for a period of at least 90 days /or/


I performed homeland defense activity for a period of at least 90 days, terminating on
540 days before this bankruptcy case was filed.

, which is less than

7
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Best Case Bankruptcy

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B22A (Official Form 22A) (Chapter 7) (12/08)

Filed 03/11/10
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Part II. CALCULATION OF MONTHLY INCOME FOR 707(b)(7) EXCLUSION


Marital/filing status. Check the box that applies and complete the balance of this part of this statement as directed.
Unmarried. Complete only Column A ("Debtor's Income") for Lines 3-11.
Married, not filing jointly, with declaration of separate households. By checking this box, debtor declares under penalty of perjury:
"My spouse and I are legally separated under applicable non-bankruptcy law or my spouse and I are living apart other than for the
purpose of evading the requirements of 707(b)(2)(A) of the Bankruptcy Code." Complete only column A ("Debtor's Income")
for Lines 3-11.
c.
Married, not filing jointly, without the declaration of separate households set out in Line 2.b above. Complete both Column A
("Debtor's Income") and Column B ("Spouse's Income") for Lines 3-11.
d.
Married, filing jointly. Complete both Column A ("Debtor's Income") and Column B ("Spouse's Income") for Lines 3-11.
All figures must reflect average monthly income received from all sources, derived during the six
Column A
Column B
calendar months prior to filing the bankruptcy case, ending on the last day of the month before
Debtor's
Spouse's
the filing. If the amount of monthly income varied during the six months, you must divide the
Income
Income
six-month total by six, and enter the result on the appropriate line.
a.
b.
2

Gross wages, salary, tips, bonuses, overtime, commissions.

0.00 $

Income from the operation of a business, profession or farm. Subtract Line b from Line a and
enter the difference in the appropriate column(s) of Line 4. If you operate more than one
business, profession or farm, enter aggregate numbers and provide details on an attachment. Do
not enter a number less than zero. Do not include any part of the business expenses entered on
Line b as a deduction in Part V.
Debtor
Spouse
a.
Gross receipts
$
0.00 $
b.
Ordinary and necessary business expenses $
0.00 $
c.
Business income
Subtract Line b from Line a
$

0.00 $

Rents and other real property income. Subtract Line b from Line a and enter the difference in
the appropriate column(s) of Line 5. Do not enter a number less than zero. Do not include any
part of the operating expenses entered on Line b as a deduction in Part V.
Debtor
Spouse
a.
Gross receipts
$
0.00 $
b.
Ordinary and necessary operating expenses $
0.00 $
c.
Rent and other real property income
Subtract Line b from Line a

0.00 $

Interest, dividends, and royalties.

0.00 $

Pension and retirement income.

0.00 $

0.00 $

0.00 $

181.00 $

Subtotal of Current Monthly Income for 707(b)(7). Add Lines 3 thru 10 in Column A, and, if
$
Column B is completed, add Lines 3 through 10 in Column B. Enter the total(s).

181.00 $

Any amounts paid by another person or entity, on a regular basis, for the household
expenses of the debtor or the debtor's dependents, including child support paid for that
purpose. Do not include alimony or separate maintenance payments or amounts paid by your
spouse if Column B is completed.
Unemployment compensation. Enter the amount in the appropriate column(s) of Line 9.
However, if you contend that unemployment compensation received by you or your spouse was a
benefit under the Social Security Act, do not list the amount of such compensation in Column A
or B, but instead state the amount in the space below:
Unemployment compensation claimed to
be a benefit under the Social Security Act Debtor $

10

Income from all other sources. Specify source and amount. If necessary, list additional sources
on a separate page. Do not include alimony or separate maintenance payments paid by your
spouse if Column B is completed, but include all other payments of alimony or separate
maintenance. Do not include any benefits received under the Social Security Act or payments
received as a victim of a war crime, crime against humanity, or as a victim of international or
domestic terrorism.
Debtor
Spouse
181.00 $
a. Link Card (food stamps)
$
b.
$
$
Total and enter on Line 10

11

0.00 Spouse $

Software Copyright (c) 1996-2010 Best Case Solutions - Evanston, IL - bestcase.com

Best Case Bankruptcy

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B22A (Official Form 22A) (Chapter 7) (12/08)


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Total Current Monthly Income for 707(b)(7). If Column B has been completed, add Line 11,
Column A to Line 11, Column B, and enter the total. If Column B has not been completed, enter
the amount from Line 11, Column A.

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3

181.00

Part III. APPLICATION OF 707(b)(7) EXCLUSION


13

14

Annualized Current Monthly Income for 707(b)(7). Multiply the amount from Line 12 by the number 12 and
enter the result.
Applicable median family income. Enter the median family income for the applicable state and household size.
(This information is available by family size at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)
a. Enter debtor's state of residence:

IL

b. Enter debtor's household size:

2,172.00

46,105.00

Application of Section 707(b)(7). Check the applicable box and proceed as directed.
15

The amount on Line 13 is less than or equal to the amount on Line 14. Check the box for "The presumption does not arise" at the
top of page 1 of this statement, and complete Part VIII; do not complete Parts IV, V, VI or VII.
The amount on Line 13 is more than the amount on Line 14. Complete the remaining parts of this statement.
Complete Parts IV, V, VI, and VII of this statement only if required. (See Line 15.)

Part IV. CALCULATION OF CURRENT MONTHLY INCOME FOR 707(b)(2)


16

Enter the amount from Line 12.

17

Marital adjustment. If you checked the box at Line 2.c, enter on Line 17 the total of any income listed in Line 11,
Column B that was NOT paid on a regular basis for the household expenses of the debtor or the debtor's
dependents. Specify in the lines below the basis for excluding the Column B income (such as payment of the
spouse's tax liability or the spouse's support of persons other than the debtor or the debtor's dependents) and the
amount of income devoted to each purpose. If necessary, list additional adjustments on a separate page. If you did
not check box at Line 2.c, enter zero.
a.
b.
c.
d.
Total and enter on Line 17

18

$
$
$
$

Current monthly income for 707(b)(2). Subtract Line 17 from Line 16 and enter the result.

$
$

Part V. CALCULATION OF DEDUCTIONS FROM INCOME


Subpart A: Deductions under Standards of the Internal Revenue Service (IRS)
19A

19B

20A

National Standards: food, clothing and other items. Enter in Line 19A the "Total" amount from IRS National
Standards for Food, Clothing and Other Items for the applicable household size. (This information is available at
$
www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)
National Standards: health care. Enter in Line a1 below the amount from IRS National Standards for
Out-of-Pocket Health Care for persons under 65 years of age, and in Line a2 the IRS National Standards for
Out-of-Pocket Health Care for persons 65 years of age or older. (This information is available at
www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.) Enter in Line b1 the number of members of your
household who are under 65 years of age, and enter in Line b2 the number of members of your household who are
65 years of age or older. (The total number of household members must be the same as the number stated in Line
14b.) Multiply Line a1 by Line b1 to obtain a total amount for household members under 65, and enter the result in
Line c1. Multiply Line a2 by Line b2 to obtain a total amount for household members 65 and older, and enter the
result in Line c2. Add Lines c1 and c2 to obtain a total health care amount, and enter the result in Line 19B.
Household members under 65 years of age
Household members 65 years of age or older
a1.
Allowance per member
a2.
Allowance per member
b1.
Number of members
b2.
Number of members
c1.
Subtotal
c2.
Subtotal
$
Local Standards: housing and utilities; non-mortgage expenses. Enter the amount of the IRS Housing and
Utilities Standards; non-mortgage expenses for the applicable county and household size. (This information is
available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court).

Software Copyright (c) 1996-2010 Best Case Solutions - Evanston, IL - bestcase.com

Best Case Bankruptcy

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B22A (Official Form 22A) (Chapter 7) (12/08)

20B

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Local Standards: housing and utilities; mortgage/rent expense. Enter, in Line a below, the amount of the IRS
Housing and Utilities Standards; mortgage/rent expense for your county and household size (this information is
available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter on Line b the total of the Average
Monthly Payments for any debts secured by your home, as stated in Line 42; subtract Line b from Line a and enter
the result in Line 20B. Do not enter an amount less than zero.
a.
IRS Housing and Utilities Standards; mortgage/rental expense $
b.
Average Monthly Payment for any debts secured by your
$
home, if any, as stated in Line 42
c.
Net mortgage/rental expense
Subtract Line b from Line a.
$
Local Standards: housing and utilities; adjustment. If you contend that the process set out in Lines 20A and
20B does not accurately compute the allowance to which you are entitled under the IRS Housing and Utilities
Standards, enter any additional amount to which you contend you are entitled, and state the basis for your
contention in the space below:
$

22A

Local Standards: transportation; vehicle operation/public transportation expense.


You are entitled to an expense allowance in this category regardless of whether you pay the expenses of operating a
vehicle and regardless of whether you use public transportation.
Check the number of vehicles for which you pay the operating expenses or for which the operating expenses are
included as a contribution to your household expenses in Line 8.
0

2 or more.

If you checked 0, enter on Line 22A the "Public Transportation" amount from IRS Local Standards:
Transportation. If you checked 1 or 2 or more, enter on Line 22A the "Operating Costs" amount from IRS Local
Standards: Transportation for the applicable number of vehicles in the applicable Metropolitan Statistical Area or
Census Region. (These amounts are available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)

22B

Local Standards: transportation; additional public transportation expense. If you pay the operating expenses
for a vehicle and also use public transportation, and you contend that you are entitled to an additional deduction for
you public transportation expenses, enter on Line 22B the "Public Transportation" amount from IRS Local
Standards: Transportation. (This amount is available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy
$
court.)
Local Standards: transportation ownership/lease expense; Vehicle 1. Check the number of vehicles for which
you claim an ownership/lease expense. (You may not claim an ownership/lease expense for more than two
vehicles.)
1

23

a.
b.
c.

24

b.
c.

26

IRS Transportation Standards, Ownership Costs


Average Monthly Payment for any debts secured by Vehicle
1, as stated in Line 42
Net ownership/lease expense for Vehicle 1

$
$
Subtract Line b from Line a.

Local Standards: transportation ownership/lease expense; Vehicle 2. Complete this Line only if you checked
the "2 or more" Box in Line 23.
Enter, in Line a below, the "Ownership Costs" for "One Car" from the IRS Local Standards: Transportation
(available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter in Line b the total of the Average
Monthly Payments for any debts secured by Vehicle 2, as stated in Line 42; subtract Line b from Line a and enter
the result in Line 24. Do not enter an amount less than zero.
a.

25

2 or more.

Enter, in Line a below, the "Ownership Costs" for "One Car" from the IRS Local Standards: Transportation
(available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter in Line b the total of the Average
Monthly Payments for any debts secured by Vehicle 1, as stated in Line 42; subtract Line b from Line a and enter
the result in Line 23. Do not enter an amount less than zero.

IRS Transportation Standards, Ownership Costs


Average Monthly Payment for any debts secured by Vehicle
2, as stated in Line 42
Net ownership/lease expense for Vehicle 2

$
$
Subtract Line b from Line a.

Other Necessary Expenses: taxes. Enter the total average monthly expense that you actually incur for all federal,
state and local taxes, other than real estate and sales taxes, such as income taxes, self employment taxes, social
security taxes, and Medicare taxes. Do not include real estate or sales taxes.

Other Necessary Expenses: involuntary deductions for employment. Enter the total average monthly payroll
deductions that are required for your employment, such as retirement contributions, union dues, and uniform costs.
Do not include discretionary amounts, such as voluntary 401(k) contributions.
$

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Other Necessary Expenses: life insurance. Enter total average monthly premiums that you actually pay for term
life insurance for yourself. Do not include premiums for insurance on your dependents, for whole life or for
any other form of insurance.

Other Necessary Expenses: court-ordered payments. Enter the total monthly amount that you are required to
pay pursuant to the order of a court or administrative agency, such as spousal or child support payments. Do not
include payments on past due obligations included in Line 44.

29

Other Necessary Expenses: education for employment or for a physically or mentally challenged child. Enter
the total average monthly amount that you actually expend for education that is a condition of employment and for
education that is required for a physically or mentally challenged dependent child for whom no public education
providing similar services is available.
$

30

Other Necessary Expenses: childcare. Enter the total average monthly amount that you actually expend on
childcare - such as baby-sitting, day care, nursery and preschool. Do not include other educational payments.

Other Necessary Expenses: health care. Enter the total average monthly amount that you actually expend on
health care that is required for the health and welfare of yourself or your dependents, that is not reimbursed by
insurance or paid by a health savings account, and that is in excess of the amount entered in Line 19B. Do not
include payments for health insurance or health savings accounts listed in Line 34.

Other Necessary Expenses: telecommunication services. Enter the total average monthly amount that you
actually pay for telecommunication services other than your basic home telephone and cell phone service - such as
pagers, call waiting, caller id, special long distance, or internet service - to the extent necessary for your health and
welfare or that of your dependents. Do not include any amount previously deducted.

Total Expenses Allowed under IRS Standards. Enter the total of Lines 19 through 32.

31

32

33

Subpart B: Additional Living Expense Deductions


Note: Do not include any expenses that you have listed in Lines 19-32
Health Insurance, Disability Insurance, and Health Savings Account Expenses. List the monthly expenses in
the categories set out in lines a-c below that are reasonably necessary for yourself, your spouse, or your
dependents.
34

a.

Health Insurance

b.

Disability Insurance

c.

Health Savings Account

Total and enter on Line 34.


If you do not actually expend this total amount, state your actual total average monthly expenditures in the space
below:
$
35

36

Continued contributions to the care of household or family members. Enter the total average actual monthly
expenses that you will continue to pay for the reasonable and necessary care and support of an elderly, chronically
ill, or disabled member of your household or member of your immediate family who is unable to pay for such
expenses.

Protection against family violence. Enter the total average reasonably necessary monthly expenses that you
actually incurred to maintain the safety of your family under the Family Violence Prevention and Services Act or
other applicable federal law. The nature of these expenses is required to be kept confidential by the court.

37

Home energy costs. Enter the total average monthly amount, in excess of the allowance specified by IRS Local
Standards for Housing and Utilities, that you actually expend for home energy costs. You must provide your case
trustee with documentation of your actual expenses, and you must demonstrate that the additional amount
claimed is reasonable and necessary.
$

38

Education expenses for dependent children less than 18. Enter the total average monthly expenses that you
actually incur, not to exceed $137.50 per child, for attendance at a private or public elementary or secondary
school by your dependent children less than 18 years of age. You must provide your case trustee with
documentation of your actual expenses, and you must explain why the amount claimed is reasonable and
necessary and not already accounted for in the IRS Standards.

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B22A (Official Form 22A) (Chapter 7) (12/08)

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Additional food and clothing expense. Enter the total average monthly amount by which your food and clothing
expenses exceed the combined allowances for food and clothing (apparel and services) in the IRS National
Standards, not to exceed 5% of those combined allowances. (This information is available at www.usdoj.gov/ust/
or from the clerk of the bankruptcy court.) You must demonstrate that the additional amount claimed is
reasonable and necessary.

Continued charitable contributions. Enter the amount that you will continue to contribute in the form of cash or
financial instruments to a charitable organization as defined in 26 U.S.C. 170(c)(1)-(2).

Total Additional Expense Deductions under 707(b). Enter the total of Lines 34 through 40

Subpart C: Deductions for Debt Payment

42

Future payments on secured claims. For each of your debts that is secured by an interest in property that you
own, list the name of the creditor, identify the property securing the debt, and state the Average Monthly Payment,
and check whether the payment includes taxes or insurance. The Average Monthly Payment is the total of all
amounts scheduled as contractually due to each Secured Creditor in the 60 months following the filing of the
bankruptcy case, divided by 60. If necessary, list additional entries on a separate page. Enter the total of the
Average Monthly Payments on Line 42.
Name of Creditor
Property Securing the Debt
Average Monthly Does payment
Payment include taxes
or insurance?
$
a.
yes no
Total: Add Lines

43

44

Other payments on secured claims. If any of debts listed in Line 42 are secured by your primary residence, a
motor vehicle, or other property necessary for your support or the support of your dependents, you may include in
your deduction 1/60th of any amount (the "cure amount") that you must pay the creditor in addition to the
payments listed in Line 42, in order to maintain possession of the property. The cure amount would include any
sums in default that must be paid in order to avoid repossession or foreclosure. List and total any such amounts in
the following chart. If necessary, list additional entries on a separate page.
Name of Creditor
Property Securing the Debt
1/60th of the Cure Amount
$
a.
Total: Add Lines

Payments on prepetition priority claims. Enter the total amount, divided by 60, of all priority claims, such as
priority tax, child support and alimony claims, for which you were liable at the time of your bankruptcy filing. Do
not include current obligations, such as those set out in Line 28.

Chapter 13 administrative expenses. If you are eligible to file a case under Chapter 13, complete the following
chart, multiply the amount in line a by the amount in line b, and enter the resulting administrative expense.
45

a.
b.

c.
46

Projected average monthly Chapter 13 plan payment.


Current multiplier for your district as determined under schedules
issued by the Executive Office for United States Trustees. (This
information is available at www.usdoj.gov/ust/ or from the clerk of
the bankruptcy court.)
Average monthly administrative expense of Chapter 13 case

x
Total: Multiply Lines a and b

Total Deductions for Debt Payment. Enter the total of Lines 42 through 45.

$
$

Subpart D: Total Deductions from Income


47

Total of all deductions allowed under 707(b)(2). Enter the total of Lines 33, 41, and 46.

Part VI. DETERMINATION OF 707(b)(2) PRESUMPTION


48

Enter the amount from Line 18 (Current monthly income for 707(b)(2))

49

Enter the amount from Line 47 (Total of all deductions allowed under 707(b)(2))

50

Monthly disposable income under 707(b)(2). Subtract Line 49 from Line 48 and enter the result.

51

60-month disposable income under 707(b)(2). Multiply the amount in Line 50 by the number 60 and enter the
result.

Software Copyright (c) 1996-2010 Best Case Solutions - Evanston, IL - bestcase.com

Best Case Bankruptcy

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B22A (Official Form 22A) (Chapter 7) (12/08)

Filed 03/11/10
Document

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Initial presumption determination. Check the applicable box and proceed as directed.
52

The amount on Line 51 is less than $6,575. Check the box for "The presumption does not arise" at the top of page 1 of this
statement, and complete the verification in Part VIII. Do not complete the remainder of Part VI.
The amount set forth on Line 51 is more than $10,950 Check the box for "The presumption arises" at the top of page 1 of this
statement, and complete the verification in Part VIII. You may also complete Part VII. Do not complete the remainder of Part VI.
The amount on Line 51 is at least $6,575, but not more than $10,950. Complete the remainder of Part VI (Lines 53 through 55).

53

Enter the amount of your total non-priority unsecured debt

54

Threshold debt payment amount. Multiply the amount in Line 53 by the number 0.25 and enter the result.

Secondary presumption determination. Check the applicable box and proceed as directed.
55

The amount on Line 51 is less than the amount on Line 54. Check the box for "The presumption does not arise" at the top of page 1
of this statement, and complete the verification in Part VIII.
The amount on Line 51 is equal to or greater than the amount on Line 54. Check the box for "The presumption arises" at the top
of page 1 of this statement, and complete the verification in Part VIII. You may also complete Part VII.

Part VII. ADDITIONAL EXPENSE CLAIMS


56

Other Expenses. List and describe any monthly expenses, not otherwise stated in this form, that are required for the health and welfare of
you and your family and that you contend should be an additional deduction from your current monthly income under
707(b)(2)(A)(ii)(I). If necessary, list additional sources on a separate page. All figures should reflect your average monthly expense for
each item. Total the expenses.
Expense Description

Monthly Amount

a.
b.
c.
d.
Total: Add Lines a, b, c, and d

$
$
$
$
$

Part VIII. VERIFICATION

57

I declare under penalty of perjury that the information provided in this statement is true and correct. (If this is a joint case, both debtors
must sign.)
Date: 1-18-10
Signature: /s/ Scott Allen Bidgood
Scott Allen Bidgood
(Debtor)

Software Copyright (c) 1996-2010 Best Case Solutions - Evanston, IL - bestcase.com

Best Case Bankruptcy

Case 10-10313

Doc 3

B22A (Official Form 22A) (Chapter 7) (12/08)

Filed 03/11/10
Document

Entered 03/11/10 09:30:24


Page 8 of 8

Desc Main
8

Current Monthly Income Details for the Debtor


Debtor Income Details:
Income for the Period 09/01/2009 to 02/28/2010.
Line 10 - Income from all other sources
Source of Income: Link Card (food stamps)
Constant income of $181.00 per month.

Non-CMI - Social Security Act Income


Source of Income: Social Security
Constant income of $867.00 per month.

Software Copyright (c) 1996-2010 Best Case Solutions - Evanston, IL - bestcase.com

Best Case Bankruptcy

Case 10-10313
B18 (Official Form 18) (12/07)

Doc 15

Filed 06/21/10 Entered 06/23/10 23:36:49


Certificate of Service Page 1 of 3

Desc Imaged

United States Bankruptcy Court


Northern District of Illinois
Case No. 1010313
Chapter 7

In re: Debtor (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade,
and address):
Scott Allen Bidgood
34w584 Illinois St.
Saint Charles, IL 60174
Social Security / Individual Taxpayer ID No.:
xxxxx4782
Employer Tax ID / Other nos.:

DISCHARGE OF DEBTOR
It appearing that the debtor is entitled to a discharge, IT IS ORDERED: The debtor
is granted a discharge under section 727 of title 11, United States Code, (the Bankruptcy Code).

FOR THE COURT

Dated: June 21, 2010

Kenneth S. Gardner, Clerk


United States Bankruptcy Court

SEE THE BACK OF THIS ORDER FOR IMPORTANT INFORMATION.

Case 10-10313

Doc 15

B18 (Official Form 18) (12/07) Cont.

Filed 06/21/10 Entered 06/23/10 23:36:49


Certificate of Service Page 2 of 3

Desc Imaged

EXPLANATION OF BANKRUPTCY DISCHARGE


IN A CHAPTER 7 CASE
This court order grants a discharge to the person named as the debtor. It is not a dismissal of the case and
it does not determine how much money, if any, the trustee will pay to creditors.
Collection of Discharged Debts Prohibited
The discharge prohibits any attempt to collect from the debtor a debt that has been discharged. For
example, a creditor is not permitted to contact a debtor by mail, phone, or otherwise, to file or continue a lawsuit, to
attach wages or other property, or to take any other action to collect a discharged debt from the debtor.[In a case
involving community property: There are also special rules that protect certain community property owned by the
debtor's spouse, even if that spouse did not file a bankruptcy case.] A creditor who violates this order can be required
to pay damages and attorney's fees to the debtor.
However, a creditor may have the right to enforce a valid lien, such as a mortgage or security interest,
against the debtor's property after the bankruptcy, if that lien was not avoided or eliminated in the bankruptcy case.
Also, a debtor may voluntarily pay any debt that has been discharged.
Debts That are Discharged
The chapter 7 discharge order eliminates a debtor's legal obligation to pay a debt that is discharged.
Most, but not all, types of debts are discharged if the debt existed on the date the bankruptcy case was filed. (If this
case was begun under a different chapter of the Bankruptcy Code and converted to chapter 7, the discharge applies to
debts owed when the bankruptcy case was converted.)
Debts that are Not Discharged.
Some of the common types of debts which are not discharged in a chapter 7 bankruptcy case are:
a. Debts for most taxes;
b. Debts incurred to pay nondischargeable taxes (in a case filed on or after October 17, 2005);
c. Debts that are domestic support obligations;
d. Debts for most student loans;
e. Debts for most fines, penalties, forfeitures, or criminal restitution obligations;
f. Debts for personal injuries or death caused by the debtor's operation of a motor vehicle, vessel, or aircraft
while intoxicated;
g. Some debts which were not properly listed by the debtor;
h. Debts that the bankruptcy court specifically has decided or will decide in this bankruptcy case are not
discharged;
i. Debts for which the debtor has given up the discharge protections by signing a reaffirmation agreement in
compliance with the Bankruptcy Code requirements for reaffirmation of debts; and
j. Debts owed to certain pension, profit sharing, stock bonus, other retirement plans, or to the Thrift Savings
Plan for federal employees for certain types of loans from these plans (in a case filed on or after October 17,
2005).

This information is only a general summary of the bankruptcy discharge. There are exceptions to
these general rules. Because the law is complicated, you may want to consult an attorney to determine the
exact effect of the discharge in this case.

Case 10-10313

Doc 15

Filed 06/21/10 Entered 06/23/10 23:36:49


Certificate of Service Page 3 of 3

Desc Imaged

CERTIFICATE OF NOTICE
District/off: 0752-1
Case: 10-10313

User: vwalker
Form ID: b18

Page 1 of 1
Total Noticed: 27

Date Rcvd: Jun 21, 2010

The following entities were noticed by first class mail on Jun 23, 2010.
db
+Scott Allen Bidgood,
34w584 Illinois St.,
Saint Charles, IL 60174-6815
aty
+Erick J Bohlman,
Bohlman Law Offices, PC,
780 McArdle Dr.,
Unit F,
Crystal Lake, IL 60014-8155
tr
+Roy Safanda,
Safanda Law Firm,
111 East Side Drive,
Geneva, IL 60134-2402
15237236
+Allied Interstate Inc,
3000 Corporate Exchange Dr.,
5th Floor,
Columbus, OH 43231-7723
15237237
+Amer Rec Sys,
8501 W Higgins Rd,
Chicago, IL 60631-2801
15237238
+Aspire,
Pob 105555,
Atlanta, GA 30348-5555
15237246
+Commercial Recovery Systems, Inc.,
8035 East R.L Thornton, Ste. 220,
PO Box 570909,
Dallas, TX 75357-0909
15237247
+Debt Recovery Solution,
Attention: Bankruptcy,
Po Box 9001,
Westbury, NY 11590-9001
15237249
+Enhanced Recovery Corp,
8014 Bayberry Rd,
Jacksonville, FL 32256-7412
15237250
Erskine & Fleisher,
55 Weston Rd., Ste. 300,
Fort Lauderdale, FL 33326-1170
15237251
+Hertz Rental Cars,
225 Brae Blvd.,
Park Ridge, NJ 07656-1870
15237254
+Jefferson Capital Syst,
16 Mcleland Rd,
Saint Cloud, MN 56303-2198
15237256
Northstar Location Services, LLC,
4285 Genesee St.,
Cheektowaga, NY 14225-1943
15237257
+Pentagroup Financial LLC,
5959 Corporate Dr., Ste. 1400,
Houston, TX 77036-2311
The following entities were noticed by electronic transmission on Jun 21, 2010.
15237239
+EDI: BANKAMER2.COM Jun 21 2010 18:43:00
Bank Of America,
Po Box 17054,
Wilmington, DE 19850-7054
15237240
+EDI: BANKAMER2.COM Jun 21 2010 18:43:00
Bank Of America,
Po Box 1598,
Norfolk, VA 23501-1598
15237241
+EDI: TSYS2.COM Jun 21 2010 18:48:00
Barclays Bank Delaware,
Attention: Customer Support Department,
Po Box 8833,
Wilmington, DE 19899-8833
15237242
+EDI: CAPITALONE.COM Jun 21 2010 18:43:00
Capital 1 Bank,
Attn: C/O TSYS Debt Management,
Po Box 5155,
Norcross, GA 30091-5155
15237244
+EDI: CHASE.COM Jun 21 2010 18:43:00
Chase,
Po Box 15298,
Wilmington, DE 19850-5298
15237243
EDI: CHASE.COM Jun 21 2010 18:43:00
Chase,
Bank One Card Serv,
Westerville, OH 43081
15237245
+EDI: CITICORP.COM Jun 21 2010 18:43:00
Citgo Oil / Citibank,
Attn: Centralized Bankruptcy,
Po Box 20507,
Kansas City, MO 64195-0507
15237248
+EDI: DISCOVER.COM Jun 21 2010 18:43:00
Discover Fin Svcs Llc,
Po Box 15316,
Wilmington, DE 19850-5316
15237252
+EDI: HFC.COM Jun 21 2010 18:43:00
Hsbc Bank,
Attn: Bankruptcy,
Po Box 5253,
Carol Stream, IL 60197-5253
15237253
+EDI: HFC.COM Jun 21 2010 18:43:00
Hsbc/rs,
Attn: Bankruptcy,
961 Weigel Dr,
Elmhurst, IL 60126-1058
15237255
+EDI: RMSC.COM Jun 21 2010 18:43:00
Lowes / MBGA,
Attention: Bankruptcy Department,
Po Box 103106,
Roswell, GA 30076-9106
15237258
+EDI: SEARS.COM Jun 21 2010 18:43:00
Sears/cbsd,
Po Box 6189,
Sioux Falls, SD 57117-6189
15237259
+EDI: CITICORP.COM Jun 21 2010 18:43:00
Shell Oil / Citibank,
Attn.: Centralized Bankruptcy,
Po Box 20507,
Kansas City, MO 64195-0507
TOTAL: 13
***** BYPASSED RECIPIENTS *****
NONE.

TOTAL: 0

Addresses marked + were corrected by inserting the ZIP or replacing an incorrect ZIP.
USPS regulations require that automation-compatible mail display the correct ZIP.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner
shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.
Meeting of Creditor Notices only (Official Form 9): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social Security
Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required by the
bankruptcy rules and the Judiciarys privacy policies.

Date: Jun 23, 2010

Signature:

Freedom of Information Act Request to the


Office of the Kane County Clerk
**Note to Requester: This form is designed to provide you with helpful guidance on how
to submit a FOIA request to the Kane County Clerks office. You do not need to use this
form. You may submit a FOIA request in any written format that you choose.
You should retain a copy of your FOIA request for your files.**

Request Submitted to:

The Kane County Clerk


719 S. Batavia AvenueBldg. B
Geneva, Illinois 60134

December 23, 2015


Date Requested: __________________________________

Request Submitted by: ____Email


____U.S. Mail ____Fax ____In Person
Neil J Gillespie
Name of Requester: ________________________________________________________
8092 SW 115th Loop
Street Address: ____________________________________________________________

Ocala/Florida/34481
City/State/Zip: ____________________________________________________________
neilgillespie@mfi.net
Telephone (Optional): _____________________Email (Optional): ___________________
Fax (Optional): __________________________

Records requested: Provide as much specific detail as possible to help identify the
information that you are seeking. Additional pages may be attached if necessary.
_________________________________________________________________________
This is a FOIA request for a copy of the marriage record of Elizabeth Bauerle and Scott Bidgood. Mr. Bidgoods
address is shown as 34w584 Illinois St., Saint Charles, IL 60174 on his voluntary petition for chapter 7
_________________________________________________________________________
bankruptcy, Case 10-10313, U.S. Bankruptcy Court, Northern District of Illinois (Chicago).
_________________________________________________________________________
_________________________________________________________________________
I am making this FOIA as an attorney in fact for matters in the state of Florida. Sperry v. Florida, 373 U.S. 379
(1963). This FOIA affects interstate commerce, so I am also making this FOIA under the Commerce Clause,
_________________________________________________________________________
Article 1, Section 8, Clause 3, of the U.S. Constitution. I am also making this FOIA under the Equal Protection
_________________________________________________________________________
Clause of the Fourteenth Amendment to the U.S. Constitution, see the attached email. I am also making this
_________________________________________________________________________
FOIA under the Supremacy Clause, Article Six, Clause 2 of the U.S. Constitution, see the attached email.

Do you want to receive copies of the documents? ____Yes


____No

Or do you want to review the documents in the Kane County Clerks Office? ___Yes ___No

If you would like to receive copies of the documents:

Do you want paper copies or electronic copies? _____Paper _____Electronic


If you want electronic copies, please indicate the format in which you would like to receive
PDF
them: ____________________________________________________________________
The Kane County Clerks Office will provide documents in the electronic format requested, if
feasible.

Is this request for a commercial purpose? _____Yes _____No


It is a violation fo the Freedom of Information Act for a person to knowingly obtain a
public record for a commercial purpose without disclosing that it is for a commercial
purpose, if it is requested to do so by the public body. 5 ILCS 140.3.1 (c)

Are you requesting a fee waiver? _____Yes


_____No
If you are requesting a waiver of any fees for copying the documents, you must attach a
statement of the purpose of the request and whether the principal purpose of the request is to access or disseminate information regarding the health, safety and welfare or
legal rights of the general public. 5 ILCS 140/6 (c)

Page 1 of 2

Neil Gillespie
From:
To:
Cc:
Sent:
Attach:
Subject:

"Neil Gillespie" <neilgillespie@mfi.net>


<CountyClerkFoia@co.kane.il.us>; "Becker, Shauna" <beckershauna@co.kane.il.us>;
<EmersonJohn@co.kane.il.us>; <EsquivelRaymond@co.kane.il.us>
<mcmahonjoseph@co.kane.il.us>; "Neil Gillespie" <neilgillespie@mfi.net>
Wednesday, December 23, 2015 1:23 PM
FOIA-Neil J Gillespie to Kane County, IL Dec-23-2015.pdf
Freedom of Information Act Request

VIA Email: CountyClerkFoia@co.kane.il.us


Freedom of Information Act (FOIA) Officers:
Shauna Becker, John Emerson Jr., Raymond Esquivel
John A. Cunningham
Kane County Clerk
FOIA Request
719 S Batavia Ave, Bldg B
Geneva, IL 60134
Cc: Joseph McMahon, Kane County States Attorney, mcmahonjoseph@co.kane.il.us
Re: Freedom of Information Act Request
Please find attached to this email my Freedom of Information Act Request.
This is a FOIA request for a copy of the marriage record of Elizabeth Bauerle and Scott Bidgood. Mr.
Bidgoods address is shown as 34w584 Illinois St., Saint Charles, IL 60174 on his voluntary petition for
chapter 7 bankruptcy, Case 10-10313, U.S. Bankruptcy Court, Northern District of Illinois (Chicago).
I am making this FOIA as an attorney in fact for matters in the state of Florida. Sperry v. Florida, 373
U.S. 379 (1963). This FOIA affects interstate commerce, so I am also making this FOIA the Commerce
Clause, Article 1, Section 8, Clause 3, of the U.S. Constitution. I am also making this FOIA under the
Equal Protection Clause of the Fourteenth Amendment to the U.S. Constitution, as set forth below. I am
also making this FOIA under the Supremacy Clause, Article Six, Clause 2 of the U.S. Constitution, as
set forth below.
The Illinois Freedom of Information Act, 5 ILCS 140/1 et seq., including 5 ILCS 140/7 Exemptions: (b)
private information, as it pertains to a marriage record, is unconstitutional under the Equal Protection
Clause of the Fourteenth Amendment to the United States Constitution, and Florida Statutes, Chapter
382 et seq. The clause, which took effect in 1868, provides that no state shall deny to any person within
its jurisdiction "the equal protection of the laws". http://en.wikipedia.org/wiki/Equal_Protection_Clause
Florida Statutes, section 382.002(18) "Vital statistics" means a system of registration, collection,
preservation, amendment, and certification of vital records, the collection of other reports required by
this act, and activities related thereto, including the tabulation, analysis, and publication of data obtained
from vital records.
http://www.leg.state.fl.us/statutes/index.cfm?
App_mode=Display_Statute&Search_String=&URL=0300-0399/0382/Sections/0382.002.html

12/23/2015

Page 2 of 2

Chapter 382 Florida Statutes, Vital Statistics


http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=03000399/0382/0382ContentsIndex.html&StatuteYear=2015&Title=-%3E2015-%3EChapter%20382
382.003 Powers and duties of the department
382.004 Reproduction and destruction of records
382.005 Duties of local registrars
382.021 Department to receive marriage licenses
382.025 Certified copies of vital records; confidentiality; research
(2) OTHER RECORDS.
(a) The department shall authorize the issuance of a certified copy of all or part of any marriage,
dissolution of marriage, or death or fetal death certificate, excluding that portion which is confidential
and exempt from the provisions of s. 119.07(1) as provided under s. 382.008, to any person requesting it
upon receipt of a request and payment of the fee prescribed by this section.
Florida Department of Health website,
Marriage licenses from June 6, 1927 to the present are available at this office. Any marriage record prior
to June 6, 1927 is obtainable from the county Clerk of Court where the marriage license was issued.
Beginning in 1972, the application to marry section was incorporated with the front of the marriage
record. The application to marry may be available from the Clerk of Court for events prior to 1972.
The fee for a marriage record is $5.00 for one certification and $4.00 for each additional certification of
the same record when ordered at the same time. No restrictions exist for ordering these records.
http://www.floridahealth.gov/certificates/certificates/marriage/index.html
The Illinois Freedom of Information Act, 5 ILCS 140/1 et seq., including 5 ILCS 140/7 Exemptions: (b)
private information, as it pertains to a marriage record, is also unconstitutional under the Supremacy
Clause, and the federal FOIA, 5 U.S. Code 552, that does not provide for an exemption under 5 ILCS
140/7 Exemptions: (b) private information. The Supremacy Clause, the provision in Article Six, Clause
2 of the U.S. Constitution that establishes the U.S. Constitution, federal statutes, and U.S. treaties as "the
supreme law of the land". It provides that these are the highest form of law in the U.S. legal system, and
mandates that all state judges must follow federal law when a conflict arises between federal law and
either the state constitution or state law of any state. http://en.wikipedia.org/wiki/Supremacy_Clause
My Statement of Purpose for waiver of FOIA fees: I am making this request as an attorney in fact for
matters in the state of Florida. Sperry v. Florida, 373 U.S. 379 (1963).
Thank you for the courtesy of a response. PLEASE RESPOND BY EMAIL ONLY
Sincerely,
Neil J. Gillespie
8092 SW 115th Loop
Ocala, Florida 34481
Tel. 352-854-7807
Email: neilgillespie@mfi.net

12/23/2015

Electronically Filed 07/08/2013 07:33:04 PM ET

IN THE CIRCUIT COURT OF THE


FIFTH JUDICIAL
CIRCUIT OF
FLORIDA IN AND MARION COUNTY
GENERAL JURISDICTION DIVISION
REVERSE MORTGAGE SOLUTIONS, INC.,

Case No.:

2013-CA-000115

Plaintiff,

v.
MARK GILLESPIE, et al.,
Defendants.

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _~I
NOTICE OF DEFENDANTS' CONSENT TO ,JUDGMENT
Defendants, MARK GILLESPIE and JOEITA GILLESPIE AKA UNKNOWN SPOUSE
OF MARK GILLESPIE and ELIZABETH BAUERLE NKA ELIZABETH BIDGOOD
(hereinafter, the "Defendants"), file this Notice of Defendant's Consent to Judgment:
1.

The Defendants,

MARK GILLESPIE and JOETTA GILLESPIE AKA

UNKNOWN SPOUSE OF MARK GILLESPIE and ELIZABETH BAUERLE NKA


ELIZABETH BIDGOOD, have been named as Defendants in this action.
2.

Plaintiff is seeking to recover the property located at 8092 SW 115th Loop,

Ocala, FL 34481 based on an "event of default" under the terms of the Adjustable Rate Note
(Home Equity Conversion) a/kIa "reverse mortgage".
3.

Because this is a reverse mortgage, the Defendants have no financial liability

under the terms of the subject loan. See paragraph 7(a) of the Note and 9(a) of the Mortgage.
4.

Defendants do not wish to contest entry of final judgment against Defendants.

5.

The Defendants desire swift resolution to this action so they hereby give consent

to having Judgment entered in favor of the Plaintiff in this action.

KEL File #13LAW34876

10

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that I have electronically filed via the Florida Courts eFiling
Portal and furnished a true and correct copy of the foregoing to Angela M. Brenwald, Esquire, of
McCalla
Raymer
LLC,
225
E.
Robinson
S1.,
Orlando,
FL
32801,
mrservice@mccallaraymer.com; via [x] Email Delivery, today July 5, 2013.
KAUFMAN, ENGLETT & LYND, PLLC
/s/ Anthony J. Solomon
Anthony J. Solomon, Esq.
Florida Bar No. 93057
111 N. Magnolia Avenue, Suite 1600
Orlando, FL 32801
Telephone No.: (407) 513-1900
Primary Email: asolomon@kelattorneys.com
Secondary Email: KELinbox@kelattomeys.com
Attorney for Defendants:
MARK GILLESPIE and
JOETIA GILLESPIE AKA UNKNOWN SPOUSE OF
MARK GILLESPIE

KEL File #13LAW34876

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