Allahabad Bank Interview Questions

1. Introduce yourself
2. Why do u want to work in a bank?
3. Whar are your achievements?
4. What are your negative traits or weakness?
5. What appeals to you most about banking & joining bank?
6. What is repo rate?
7. What is meant by DSS?
8. What is ROI?
9. How bank will earn profit?
10. Difference between bank and financial institution?
11. Why do you choose banking in your career?
12. Please explain the function of SEBI?
13. What is a demat account ? which one is best?
14. What is the difference between public and private bank?
15. Why do you want to be the part of Barclays?
16. Why would you like to change career from technical field to Banking field?
17. How long will it take for you to make a significant contribution?
18. what are the responsibilities of your current or previous position?
19. What is your most significant accomplishment?
20. Are you willing to relocate?
21. What was the last book you read?
22. What leadership roles have you held?

NIACL Interview Questions

I had applied and given exam from Kanpur and gave interview in Delhi.Document
verification done around 10 am,Then we have to wait for interview.
5 PANEL MEMBERS. 1F,4M

NIACL Interview Questions

Didn't asked a single question from education background and all.
* Just a question from insurance is what is general insurance business?
* Then asked me why didn't you go for MBA?
* Why didn't you choose job in hotel line?as I have done hotel management
* What is insurance?
* Why It is legal contract?
* What is difference between contract and agreement?
* Asked about Micro finance and Micro insurance
* In which year Bangladesh got independence
* Who inspire you for insurance sector?
* As my cousin bro working in NIACL,I told them.
* And at last are you ready to serve anywhere in India?
N document verification is very smooth.. If you don't have any document. They are
taking undertaking for the same.
Thats it. I hope it will help others.
Thats all guys!!
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ICICI Interview Questions

1. Give your brief introduction?
2. Tell me something about your family?
3. Why you chose banking field?
4. Why ICICI ?
5. Why should we hire you?
6. What is volatility ?
7. What is standard deviation?
8. What is a random number ?
9. What do you know about ICICI bank?
10. What are the accounts basic rules?
11. How will you sale the current a/c and saving a/c ?
12. What do you know about our company's products and industry?
13. Any work experience or knowledge of Banking or any other financial service?
14. What is auditing?
15. How to check company accounts?
16. How to prepare for management accounts?
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Basic General Knowledge

Basic General Knowledge Level-2
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Frequently Asked Interview Questions,

Here are 10 tips which can help you impress the interviewer and get that
opportunity to prove your talent.
A firm handshake- A handshake says a lot about you than you can imagine. A firm
handshake is a sign of confidence and leadership qualities, which organizations are
always looking for in employees. But make sure you do not squeeze the hand of your
interviewer, as it is a sign of insecurity, or being a control freak.
Maintain eye contact- Whenever we lie, we tend to avoid eye contact. Thus,
whenever you fail to make eye contact, the subconscious of the interviewer would tell
him that you are lying, even if you are not. Always maintain eye contact with the
interviewer whenever answering questions. But dont hold the eye contact for more
than few seconds at a stretch, as it is considered rude.
Maintain your wit- Sometimes, interviewers throw candidates off track by asking
weird questions such as What if dinosaurs were still alive? They are not looking for a
right answer to such questions. Rather, they are looking for ability to handle
unexpected situations. Maintain your wit at all times during the interview.
Be open- During the interview, be open in your stance, and in your mannerisms as
well. Do not cross your arms or legs. If an interviewer offers you something, do not
hesitate to accept it.
Be precise with your answers- Nothing impresses an interviewer more than clarity
of thought. Always try and give to the point answers. Blabbering about stuff wont help
matters.
Dress appropriately- Professionalism is an important criteria taken into account when
hiring candidates. Your dress is the first thing an interviewer notices when you walk into
a room. Make sure you dress appropriately. Steer clear of a denims and tees. Instead,
opt for something formal and more business-like for your interview.
Try conversing- Dont treat the interview as a question-answer session. Treat it as a
conversation instead. If you have some doubts or questions in mind, feel more than
ready to ask them during the interview. It is important to form a rapport with your
interviewer, as it improves chances of getting selected.
Be yourself- It is easier said than done, but it is important. When you are called for a
job interview, the employer wants to meet the real you and not someone who is
rehearsed by counselors etc. Try to be yourself during the interview, and if the
interviewer likes you, you will get the job.
Arrive on time- Noting pisses off an employer more than a potential job candidate
arriving late for the interview. Make sure you arrive at least 5 minutes before the

scheduled time. Arriving early shows that you are really interested in the job, which
improves your chances of being selected.
Showcase your knowledge as much as you can- At the end of the day, an
interviewer is gauging whether you are the right fit for the job. Whenever possible try
to showcase your knowledge and skillset during the interview.
5 most common job interview mistakes
1. Trying to fit in to the expectations of the employer
It is by far the most common job interview mistake committed by candidates. As
humans, we have an innate tendency to be accepted, and we often lie our way to it.
But one simple lie leads to hundreds others, and eventually, you are caught. HR
professionals are skilled at catching lies. In fact, thats the first thing they do in a job
interview- separate the genuine candidates from the liars.
Dont try to put on a garb just to seek acceptance from the interviewer. Be yourself and
speak of situations as they are. Even if you were fired from your last job, dont hide it
from your potential employer. Interviewers are humans too, and they understand
difficulties and situations of working in an organization.
2.Asking no questions, or asking dumb ones
An employer expects you be research a little bit about the company and the industry
before you come for the interview. When we research something, we often have our
doubts and our questions. Surprisingly though, most candidates fail to put enough hard
work in the research part. The end result- they fail to ask relevant questions, or end up
asking dumb questions at the end of the interview. Make sure you avoid that mistake.
When you get the chance, always ask questions that make the interviewer think a
little.
3. Rambling rather than answering
When an interviewer asks a question, he expects a concise, well articulated response. A
to the point answer shows you are confident, and organizations are always looking for
confident employees. When answering a question, you need to know when to stop. And
you need to avoid the rambling pitfall that interviewers lay there purposely. Most times,
when you finish answering, the interviewer will pause for a moment, expecting you to
go further.
Dont fall in that trap. Just remain confident and ask the interviewer politely whether he
would like to know something else.
4. Not taking your CV with you
When you read it, it seems like a common thing to do. You need to take your CV and
your documents along when you are going for an interview. But 60% of the candidates
forget to take it along, or dont bother taking it along.
Even if you have already sent your CV via e-mail, always take it along when going for
an interview. Make sure it is neatly printed on an A4 size sheet, and do not fold it. Keep
it safe in a folder with the rest of the documents. It shows that you are organized and

serious about the job.

5. Speaking ill of the last employer
It is one of the most common reasons why employers reject a candidate. When you bad
mouth your previous employer, it shows that you lack integrity and loyalty. No
organization wants an employee who is not trustworthy.
Common Interview Questions
Tell me about yourself/ describe yourself?
What does you name means?
Why gap in education(if there is gap)?
Describe your work experience(if there is..)?
Why have you left your previous job?
What do you know about our bank?
How many bank exams(or)interviews have you attended so far?
What are your strengths?
What are your weakness?
Why are you switching your career?
How will your education help your banking career?
What have you been doing since now after education?
Are you willing to work anywhere in india?
When mncs are paying more salaries why you are settling down for low salaries in
banks?
Why do you want to join in banking sector?
Why should we select you?
How would you take it if you were not selected for this position?
Do you have any questions for us?

Hi Friends,
I have recently attended an interview by NABARD for
the post of AM (Electrical) RDBS. Just want 2 share my experience
with you
The interview was of video conferencing in nature.
4
panel members (ofcourse they were not at all friendly).
Some of
the questions were.
* What is Rural Electrification Project?
* Why
did Banks got nationalised?
* What do you know abt BRIC
Countries?
* What is knee point voltage of transformer?
* What
a r e t h e d i f f e r e n t t y p e s o f LT C a b l e s ?
* Why don't v prefer non
conventional sources of energy to conventional sources?
And so
may questions from our present working field. It was a bad one 4
me. I couldn't say much and also not expecting to be in the list.
May this might help others in future. God Bless and Good luck!

Axis Bank Interview Questions

* Introduce yourself
* Tel l m e y o u r s t r e n g t h s a n d w e a k n e s s
* Why Banking?
* Why do you want to join Axis bank ?
* What is difference between nominal and real account ?
* What is the concept of finance accounting?
* What is explosure ?
* How to reduce axis bank emi ?
* What is the e mail id of customercare of axis bank powerkome loan
?
* What is accounting for bank accounts ?
* Why sales is required ?
* What challenges are you looking for in a position?

Union Bank of India Interview Questions

Some of the interview questions are :
1. Tell me something about yourself?
2. Where have you come from and what is famous in your city?
3. Why do you want to join the banking industry?
4. Please tell us about your strength and weaknesses?
5. After doing B.Sc/B,tech/MBA/MA why do you want to choose banking? Why not
something related with you field of education?
6. What are the basic documents a person requires to open an account?
7. Who is the governor of RBI?
8. Tell us something about the 27th or latest public sector bank in India.
9. What do you understand by the GDP of the country?
10. Who are the Bharat Ratna awardees, 2014?
11. What is a Non -banking Financial Company (NBFC)? Difference between NBFC and
banks?
12. What is the difference between nationalized banks and private banks?
13. What are the Non Performing assets of a company?
14. What are the various risks that banks face?
15. What do you mean by term CASA related to bank?
16. What is the difference between cheque and demand draft?
17. What are the parts of banks capital?
18. Tell us something about BSBDA.
19. What is the meaning of base rate?
20. We hear regularly that all bank branches are turning CBS. What is CBS?
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Union Bank Manager Interview Questions

Some of the interview questions asked for the manager post are :
1. Tell me something about yourself?
2. What is priority sector credit?
3. What are the components of the monetary policy of RBI?
4. What is the difference between Micro finance and micro credit?
5. After doing B.Sc/B,tech/MBA/MA why do you want to choose banking? Why not
something related with you field of education?
6. What is financial inclusion?
7. What are the steps taken by banks to promote financial inclusion?
8. What is REPO rate and reverse REPO rate?
9. What is Bank rate?
10. What is Cash Reserve Ratio (CRR)?
11. What is Statutory Liquidity Ratio (SLR)?
12. What is Marginal Standing facility (MSF)?
13. What is white label ATM?
14. Tell us something about NABARD and its functions.
15. What is banking ombudsman scheme?
16. What is the difference between FII and FDI?
17. What is the CAD? What is Fiscal deficit?
18. What is inflation and deflation?
19. What is Capital Adequacy Ratio? What is DEMAT account?
20. Name a few poverty eradication schemes of govt. of India.
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Dena Bank Interview Questions

* Tell us Something about Yourself ?
* Your strength and weakness?
* Why should we Hire you as a Banker ?
* The present RBI governor?
* What do know about our bank?

* What was you role at previous organisation?

* How to check Credit Worthiness?
* Hot to Read Cibil?
* Sources of information?
* What is compulsory for a property to be Legally Acceptable?
* What is limit for HL under priority landing?
* What are NPA (Non-Performing Assets), how can u use technical knowledge in
correcting the balance sheet?
* How Can NPA be reduced ?
* What are FDI (Foreign direct investment) and FII (Foreign institutional investors) and
what is the difference in these.
* RBI Governors, Deputy Governors and Current Chiefs of all Indian Important Financial
Agencies.
* Headquarters of Indian Government Banks.
* Financial Inclusion and government steps for it
* How to Fight Inflation and Current Indian Scenario about Inflation.
* RBI Key Monetary Policy Rates and their Current Value.
* Difference between Bill of Exchanges and Certificate of Deposit, Cheques, Demand
Drafts and other Money Market Instruments.
* Electronic Clearing of Cheques.
* Types of Bank accounts and Interest rates offered under each.
* Direct and Indirect Taxes In India.
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Cooperative Bank Interview Questions

Some interview questions asked in the Cooperative bank interviews
are given below:
1. Introduce yourself
2. What do you know about this co - Operative Bank ?
3. What do you know about Credit Cards in Co operative bank ?
4. How would you handle customer's complaints in co operative bank
?
5. Do you have any previous experience in finance? Explain.

6. What skills make you a fit for this position?

7. What differentiates you from othr candidates interested in this
position?
8. What was, or is, your best subject in school?
9. What is the difference between our checking and savings account
products?
10. What do you know about our financial products?
1 1 . Tel l m e a b o u t a t i m e y o u w e r e f a c e d w i t h a n u n h a p p y c u s t o m e r.
How did you handle it?
12. What would be your ideal working environment?
13. Time when you made a suggestion to improve the work.
14. What assignment was too difficult for you?
15. What type of work environment do you prefer?
16. What irritates you about other people?
JP Morgan Interview Questions
Common HR interview questions are as follows :
* Introduce yourself
* Why did you choose JP Morgan?
* Why did you choose this department over the other departments?
* Where do you see yourself in 5-10 years?
* Why did you pick your university?
* Are you planning to do MBA?
* What motivates you?
* Why do you want to work in this industry?
* Describe a time when you exhibited good team work?
* Provide an example of when you encountered problems in a team?

* Explain an instance when you influenced someone?

* Describe a situation in which you changed something?
* Tel l m e a b o u t a s i t u a t i o n w h e r e y o u s h o w e d l e a d e r s h i p ?
* What is your biggest achievement?
* Tel l m e a b o u t a t i m e w h e n y o u f a i l e d t o m e e t a n o b j e c t i v e .
* Which location do you want to work in and why?
IBPS Common Interview Questions,IBPS interview experience shared by
different candidates....
1) What do you know about Banking?
A bank is a financial intermediary that accepts deposits and channels those deposits
into lending activities. Banks are a fundamental component of the financial system, and
are also active players in financial markets. The essential role of a bank is to connect
those who have capital (such as investors or depositors), with those who seek capital
(such as individuals wanting a loan, or businesses wanting to grow).
2) Being a B.Tech Graduate Why Bank Jobs?
Interview questions
Nowadays, Banks are not restricted to just finance work. Tell them that you are not
changing your stream but you are widening your area of expertise. Good jobs are not
easy to find and bank job is a good one. Secondly all banking is applied arithmetic and
speculative number game and a B.Tech is thorough in both. Also, mention about the
uncertain future of software companies compared to the high growth witnessed in
banking industry. You should manipulate your answer to prove that your engineering
degree would be beneficial for you in interacting with people and creating more
business relationships for them.
Role of PO:
A Probationary Officer (PO) in the bank is the starting level appointment for bank
officers. The POs have a one or two years probation period during which they are given
exposure to various important functions of the bank such as Loans & Advances, Foreign
exchange, Credit Rating, Treasury, Risk Management, IT, Marketing etc. They have to
report to their immediate senior officer, who is responsible for the closely monitor &
evaluate the performance of him/her for a certain period of time.
Actually a Bank PO can be asked to do anything related to banking till the completion of
its probation period. During training or probation period they are trained for accounting,
marketing, finance, investment as well as billing.

After the Completion of Probation period, the Bank PO becomes Assistant Bank
Manager and may be posted in any branch across the country to handle daily customer
transaction like passing a cheque, cash management, draft issuance etc

1. Introduce Yourself?
.2. Have you applied for any other banks?
.3.Why you want to enter in Banking Sector?
.4. Who is Governor of RBI?
.5.What was the name of first bank established in India?
.6. Do you support privatization of banks and why?
.7. What is the difference in Current account and Savings accounts?
.8.What is Mutual Fund?
.9. What are differences in Private Bank and Public Bank?
.10.What is Bank Rate?
.11. Do you have any question for us?
Here are some of the basic interview questions asked in the IBPS PO interviews 2012.
The questions of basic nature has been selected so that you can start your preparation
finding answers to the easy ones.
1. Where are you from?
2. What can you tell us about your home town?
3. Tell me about your family
4. If you get the job will you be ready to work anywhere in India?
5. Do you think your parents will allow you to work anywhere across India?
6. What is your ambition in life?
7. The why are you applying for the post of clerk?
8. Did you prepare for the interview?
9. What all questions did you prepare?

10. What are your strengths and weaknesses?

11. Dont you think you are over qualified for this simple job?
12. Why not software after engineering?
13. Do you have any bank account?
14. Where and why?
15. What type of bank account do you have?
16. What are the types of bank accounts?
17. What all details you need to fill up while withdrawing cash from the bank?
18. What do you mean by International Trade?
19. What is Balance of Payment?
20. Why do you want to work in this bank?
21. Have you applied for any other banks?
22. What do you know about this bank?
23. Have you gone through our website?
24. What is missing in the design of our website compared to the website of other
banks?
25. Have you attended any bank interviews before?
26. What can you say about the recent regime change in uttar pradesh
27. What are the states where elections are going on
28. What are the main differences you see in a private bank and public bank?
29. Have you heard about Basel 2?
30. What is the importance of Basel 2 in the present banking environment?
Start to prepare for bank interview, and write your answer in comment box we
will guide you friends how to prepare for tests and interview
IBPS Bank Interview Questions & Answers,IBPS Bank PO, clerk, IBPS Gramin
Bank interview questions and other banks (Andhrabank, SBI, Canarabank,

syndicate bank, Gramin bank, Punjab national bank,Federal Bank, Syndicate

Bank, Bank Of India, Union Bank, Banking terms which may be asked in bank
interview questions,

Banking Interview Questions

IBPS has declared the results of the Bank CWE Clerk Exam and about 5.3 Lakh
candidates have cleared the exam. So, it is now time to gear up for the interviews
which will soon follow and competition wont be easy because of the sheer number. It is
utmost important to prepare well for the interviews as many of you will get interview
calls only from few banks and it is important that you get selected in atleast one bank.
Read our post on what to expect after clearing the ibps bank clerk exam?
Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before
the final interview, HR will check all the necessary documents needed and he can also
ask few bank specific questions like CASA, Basel norms and profit of the bank,
difference between various banking products etc. We are categorising the questions in 2
forms HR Questions and Technical Questions -

Preparatory aspects of interview

Look at a few preparatory aspects that you need to know about interviews.
1.Dress code
2.Entry and initial moments in the interview room
3.Sitting posture
4.Body language
5.Language to be used in an interview
6.Conduct inside the interview room
What the interviewer look for in an interviewee ?
The interviewer are chiefly interested in knowing whether you are a suitable candidate
for a management course as well as for taking up managerial responsibilities in future.
The main qualities that the interviewer look for the candidate are:
Level of knowledge the candidates possesses.
Conceptual understanding of issues
Clarity of thought
Communication skill
Planning of career
Basic personality
Reacting to a situation

Talk about Banking what the interviewer seeks for is a person who is flexible to be
along with the given timings, someone who can cope up with writing bits and bobs or a
person who can benefit them with more development .Your answer can have following
bulleted points.
>>Banking is a fast changing environment
>>Retail banking is now very competitive from telephone banking, retailers and etc
Banking is thus now largely sales driven.
>>You can even talk about IT getting changes and clearing banks offers a wide range
of career opportunities for graduates not just in branch banking but also in financial
services, consultancy and corporate banking.
Have you applied to any other areas apart from banking?
Here off course your answer will hold some other finance or sales and marketing
careers insurance or accountancy, altogether these careers should have skills related
to banking.
Tell me about an experience in which you had to use tact?
Tact and diplomacy are important qualities in retail banking the customer is (almost!)
always right. You may have to tell an account holder diplomatically why they cant have
a loan for example, without provoking them into moving their account elsewhere.
What significant trends do you see in the future for our industry?
This is your chance to shine. You will be fully familiar with the economic situation as it
relates to banking or how recent legislation affects it. How will you be familiar? Because
you will have done your research and preparation properly.
You will have talked to people about the employer, you will have been reading trade
magazines, journals and newspapers, and you will have poured over company
brochures, annual reports or anything else you can get your hands on direct from the
employer.
You could talk about tele-banking, the limited range of services now being offered by
the supermarket banks, the effects of technology and competition and much more.
The Employment Files in the Careers Service library are an obvious first place to look.
The Internet is also an excellent source of information. Be ready to have more than one
significant trend to discuss!
Tell me about yourself/ describe yourself?
What does you name means?
Why gap in education(if there is gap)?

Describe your work experience(if there is..)?

Why have you left your previous job?
What do you know about our bank?
How many bank exams(or)interviews have you attended so far?
What are your strengths?
What are your weakness?
Why are you switching your career?
How will your education help your banking career?
What have you been doing since now after education?
Are you willing to work anywhere in india?
When mncs are paying more salaries why you are settling down for low salaries in
banks?
Why do you want to join in banking sector?
Why should we select you?
How would you take it if you were not selected for this position?
Do you have any questions for us?
Banking terms which may be asked in bank interview questions
> repo rate
>reverse repo rate
>bank rate
>CRR(cash reserve ratio)
>SLR (statutory liquidity ratio)
>MSR(marginal standing facility)
>scheduled bank
>nationalized bank
>why banks are nationalized
>poverty line
>asset?
>privatization
>bank

>MCC(multiple credit creation)

>deposits
>fixed time deposits
>demand deposits
>stale cheque
>currency chest
>PACs(primary agricultural cred societres)
>inflation
>limited liability
>dd
>mutual funds
>consumer credit card
>sovereign wealth fund

Documents Required for IBPS Bank Interview

Under IBPS common written examination (CWE) is soon going to start the interview
process for recruitment of Bank PO for their banks. We have defined the basic
document checklist which is common for most of the bank interviews conducted by
IBPS. Have a look and see if you are ready for the IBPS Interviews
>> System generated printed online application form.
>> School Mark Sheets (X and XII)
>> Photocopy of University Final Degree Passing Certificate (Convocation) (Provisional
Degree Passing Certificate will be accepted only in case of those candidates who have
passed the Degree Final
Examination and the University has not conferred the
Degree on the applicant).
>> Year-wise / semester-wise mark sheet for each year / semester in respect of each
of the examinations passed from the concerned college & university.
>> Computer course passing certificate in computer awareness & office automation
course for duration of minimum 60 hours (The requirement of having completed the
computer awareness & automation course will be waived in case of those graduates
having computer awareness or knowledge as part of the curriculum at the degree level
and this fact should be indicated in the application form and also evidenced by an duly
highlighted entry of the subject in the relevant mark sheet.)
>> Copy of online application form submitted to ibps for applying for the written test.
>> Work Experience Certificate in case if you have mentioned.
>> Original fees payment receipt
>> Valid IBPS Score card
>> Caste/PWD certificates as applicable
>> Photo Identity Proof
>> 3 to 4 copies of photos
Though the list is quite exhaustive but ensure you read the guide for each of the bank
interview to ensure you take all the necessary documents for the interview.

IDBI Bank Sample Interview Questions, IDBI HR Interview Tips, Technical

Questions based on bank, Bank Interview Pattern,
Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before
the final interview, HR will check all the necessary documents needed and he can also
ask few bank specific questions like CASA, Basel norms and profit of the bank,
difference between various banking products etc. We are categorizing the questions in 2
forms HR Questions and Technical Questions HR questions you can expect in your interview are
Tell me about yourself
Tell me about your family
Incase, if you are the only daughter/son in your family, will your parents allow you to
work anywhere across India?
What are your strengths and weaknesses?
Dont you think you are over qualified for this position?
Why not software after engineering?
Why did you leave your previous company?
Why do you want to work here?
Have you applied for any other banks?
What do you know about your bank?
Have you applied to other areas apart from banking?
Where do you see yourself in 5 years from now?
If you are female Being a girl, if you are posted in unsafe place like Assam, will you
continue to work with us?
Did you prepare for the interview? What did you prepare? (questions will be asked from
what you prepared)
Have you attended any bank interviews before?
Do you have any questions for us?
Technical Questions which can be asked in a bank interview are What do you know BASEL norms
What is CAR? (Capital Adequacy Ratio)
What is the current CRR and SLR?
What is microfinance?
Repo Rate and Reverse Repo rate?
What is SEBI?
What is inflation and deflation?
What is mutual fund?
What is IMF?
What is ULIP?
Do you have account in bank? Which bank? Why?
Differences you see in a private and public bank.

What is forex?
What is Bank rate?
Have you heard about KYC? what is KYC?
RBI Bank Interview Tips, RBI Common interview Questions
Banking Interview Questions
Since now you have cleared your written exam, the last phase of the bank recruitment
process is Interview. Along with your performance at written exam, interview will be the
deciding factor if you have cracked the recruitment process successfully. While your
knowledge was judged in the written exams, the employer will judge your
communication, attitude, and problem solving skills.
Common Interview Questions
Tell me about yourself/ describe yourself?
Keep your answer to one or two minutes; don't ramble.
Do not go back to childhood experiences, just give a brief outline of where you are from
and where you want to be going.
Use your CV introduction as a starting base.
Say only positive statements
What does you name means?
Why gap in education(if there is gap)?
Describe your work experience(if there is..)?
Why have you left your previous job?
What do you know about our bank?
How many bank exams(or)interviews have you attended so far?
What are your strengths?
What are your weakness?
Be honest but don't dwell on it and end on a positive note.
Why are you switching your career?
How will your education help your banking career?

What have you been doing since now after education?

Are you willing to work anywhere in india?
When mncs are paying more salaries why you are settling down for low salaries in
banks?
Why do you want to join in banking sector?
Don't talk about what you want; first talk about their needs and what you can do for
them.
You wish to be part of their company: identify its strengths.
You relish the challenge of solving their company problem/s.
You can make a definite contribution to specific company goals.

Why should we select you?

Because of the knowledge, experience, abilities, and skills you possess. Be very positive
and confident in your reply, not vague.
How would you take it if you were not selected for this position?
Do you have any questions for us?
Some insiders insist that you should always ask a question when offered the
opportunity, and that your question should prove to your interviewer how much
research youve done on the industry and the specific firm. The sole purpose of your
question is to prove that youve checked out the firms website, read its annual report,
or read Investment Dealers Digest, chances

These are the most common interview mistakes

1.Arriving late - Get directions from the interviewer - or a map. Wear a watch and
leave home early.
2.Dressing wrong - You make your greatest impact on the interviewer in the first 17
seconds - an impression you want to make powerfully positive.
3.Play zombie - Sit up, focus on the interviewer, and start responding. Enthusiasm is
what the interviewer wants to see.

4.No smoking, no gum, no drinking. This is all comfort stuff for you, and none of it
helps you here. Employers are more likely to hire non-smokers.
5.Research failure. The interview is not the time for research. Find out the company's
products and services, annual sales, structure and other key information from the
Internet, the public library, professional
magazines or from former employees.
6.Can't articulate your own strengths and weaknesses.
7.Winging the interview - Practice! Get a friend, a list of interview questions and a
tape recorder and conduct an interview rehearsal.
8.Talk, Talk, Talk.
9.Failure to connect you to the job offered - "How my
education/experience/talents/strengths fit your needs and why I can do this job for
you."
10.Not asking questions - and asking too many - Use your research to develop a
set of questions that will tell you whether this is the job and the company for you.
11.Bad-mouth anyone - Not just your present employer, or former employer, or the
competition. You don't want to look like a complainer.12.Asking about compensation
and /or benefits too soon. Wait for
the interviewer to bring up these issues - after
the discussion of your qualifications and the company's needs and wants.
12.Asking about compensation and /or benefits too soon. Wait for the
interviewer to bring up these issues - after the discussion of your qualifications and the
company's needs and wants.
13.Failure to ask for the job. When the interviewer indicates the interview is over,
convey your interest in the job and ask what the next step is.

Canara bank Interview Experience

Canara Bank-Banking Interview Questions & Answers, Bank PO, clerk interview
questions for IBPS and other banks (Andhrabank, SBI, Canarabank, syndicate bank,
Gramin bank, Punjab national bank,Federal Bank, Syndicate Bank, Bank Of India, Union
Bank, Banking terms which may be asked in bank interview questions,
Banking Interview Questions
Since now you have cleared your written exam, the last phase of the bank recruitment
process is Interview. Along with your performance at written exam, interview will be the
deciding factor if you have cracked the recruitment process successfully. While your

knowledge was judged in the written exams, the employer will judge your
communication, attitude, and problem solving skills.
Preparatory aspects of interview
Look at a few preparatory aspects that you need to know about interviews.
1.Dress code
2.Entry and initial moments in the interview room
3.Sitting posture
4.Body language
5.Language to be used in an interview
6.Conduct inside the interview room
What the interviewer look for in an interviewee ?
The interviewer are chiefly interested in knowing whether you are a suitable candidate
for a management course as well as for taking up managerial responsibilities in future.
The main qualities that the interviewer look for the candidate are:
Level of knowledge the candidates possesses.
Conceptual understanding of issues
Clarity of thought
Communication skill
Planning of career
Basic personality
Reacting to a situation
Talk about Banking what the interviewer seeks for is a person who is flexible to be
along with the given timings, someone who can cope up with writing bits and bobs or a
person who can benefit them with more development .Your answer can have following
bulleted points.
>>Banking is a fast changing environment
>>Retail banking is now very competitive from telephone banking, retailers and etc
Banking is thus now largely sales driven.
>>You can even talk about IT getting changes and clearing banks offers a wide range
of career opportunities for graduates not just in branch banking but also in financial
services, consultancy and corporate banking.
Have you applied to any other areas apart from banking?
Here off course your answer will hold some other finance or sales and marketing
careers insurance or accountancy, altogether these careers should have skills related
to banking.

Tell me about an experience in which you had to use tact?

Tact and diplomacy are important qualities in retail banking the customer is (almost!)
always right. You may have to tell an account holder diplomatically why they cant have
a loan for example, without provoking them into moving their account elsewhere.
What significant trends do you see in the future for our industry?
This is your chance to shine. You will be fully familiar with the economic situation as it
relates to banking or how recent legislation affects it. How will you be familiar? Because
you will have done your research and preparation properly.
You will have talked to people about the employer, you will have been reading trade
magazines, journals and newspapers, and you will have poured over company
brochures, annual reports or anything else you can get your hands on direct from the
employer.
You could talk about tele-banking, the limited range of services now being offered by
the supermarket banks, the effects of technology and competition and much more.
The Employment Files in the Careers Service library are an obvious first place to look.
The Internet is also an excellent source of information. Be ready to have more than one
significant trend to discuss!
Tell me about yourself/ describe yourself?
Tell me abt ur family
Something abt urself which u dnt mention in ur resume ie., describe urself as a person
What does you name means?
Why gap in education if there is gap)?
Describe your work experience if there is..)?
Why dnt u go for a specialist officer post than general banking
4.Given an option to work in Infy,PNB,Google..Which one wud u choose n justify
5.Willing to relocate as we will be posting u in HP,Assam as pnb branches are more
there?
6.Do u think banking career is good for girls or even anyone..coz once u get married n
ur spouse is in some other sector..Will u be able to accommodate?
7.What are the qualities of a Good banker?
8.Will u be able to work under pressure where u hv to perform n deliver...So how will u
do that..?

9.B4 u leave...do u wanna say anything to us..or ask any question?

Why have you left your previous job?
What do you know about our bank?
How many bank exams(or)interviews have you attended so far?
What are your strengths?
What are your weakness?
Why are you switching your career?
How will your education help your banking career?
What have you been doing since now after education?
Are you willing to work anywhere in india?
When mncs are paying more salaries why you are settling down for low salaries in
banks?
Why do you want to join in banking sector?
Why should we select you?
How would you take it if you were not selected for this position?
Do you have any questions for us?
Banking terms which may be asked in bank interview questions
> repo rate
>reverse repo rate
>bank rate
>CRR(cash reserve ratio)
>SLR (statutory liquidity ratio)
>MSR(marginal standing facility)
>scheduled bank
>nationalized bank
>why banks are nationalized
>poverty line
>asset?
>privatization
>bank
>MCC(multiple credit creation)
>deposits
>fixed time deposits

>demand deposits
>stale cheque
>currency chest
>PACs(primary agricultural cred societres)
>inflation
>limited liability
>dd
>mutual funds
>consumer credit card
>sovereign wealth fund
Repco Bank Group Discussion Preparation
What is group discussion

A group of candidates is given a topic or a situation, given a few minutes to think about
and then asked to discuss it among themselves for 15 to 20 minutes. Group discussion
is conducted to assess the candidates ability to work in a team, communication skills,
reasoning ability, leadership skills, ability to initiate a process, assertiveness, flexibility,
creativity, observation skills, body language and spontaneity. Be different is the
success mantra in GD.
Today, group discussion (GD) is a very important round in any selection process be it
for any course, campus recruitment or for any graduate/post graduate degree and
Govt/PSU/Bank Recruitment
What is group discussion?
A Group discussion is a forum where people sit together and discuss the issue
administrated to them with the common objective of discussing it in a wholesome way.
Types of Group Discussion
1.Topic-based group discussions
2.Case-based group discussion (also called Case Studies), and
3.Article-based group discussions
Preparing for a Group Discussion: While GD reflects the inherent qualities of an
individual, appearing for it unprepared may not augur well for you. These tips would
help you prepare for GDs:
Reading: This is the first and the most crucial step in preparation. This is a never
ending process and the more you read, the better you are in your thoughts. While you
may read anything to everything, you must ensure that you are in good touch with
current affairs, the debates and hot topics of discussion and also with the latest in the
IT and ITES industry. Chances are the topics would be around these. Read both for the

thoughts as well as for data. Also read multiple view points on the same topic and then
create your point of view with rationale. Also create answers for counter arguments for
your point of view. The electronic media also will be of good use here.
Mocks: Create an informal GD group and meet regularly to discuss and exchange
feedback. This is the best way to prepare. This would give you a good idea about your
thoughts and how well can you convince. Remember, it is important that you are able to
express your thoughts well. The better you perform in these mocks the better would be
you chances to perform on the final day. Also try to interact and participate in other GD
groups. This will develop in you a skill to discuss with unknown people as well.
During the Group Discussion:
What do the panelists assess: Some of the qualities assessed in a GD are:
Leadership Skills - Ability to take leadership roles and be able to lead, inspire and
carry the team along to help them achieve the group's objectives.
Communication Skills - Candidates will be assessed in terms of clarity of thought,
expression and aptness of language. One key aspect is listening. It indicates a
willingness to accommodate others views.
Interpersonal Skills - People skills are an important aspect of any job. They are
reflected in the ability to interact with other members of the group in a brief situation.
Emotional maturity and balance promotes good interpersonal relationships. The person
has to be more people centric and less self-centered.
Persuasive Skills - The ability to analyze and persuade others to see the problem
from multiple perspectives.
GD is a test of your ability to think, your analytical capabilities and your ability to make
your point in a team-based environment.
Current GD Topics asked in different recruitments
Foreign Direct Investment (FDI) in retail
Influence of Social Media
Mobile phones / Internet a boon or nuisance
What Could Be Social Responsibilities Of IT Companies.
Impact Of Television Channels In Cross Cultural Tolerance. and so on.
Position of Women in India compared to other nations
HDFC Bank Interview Questions

Some of the common interview questions are given below:

1. Tell me about yourself
2. Do you have any knowledge in this field
3. What are your strenghts and weakness ?
4. What is HDFC?
5. How much do you know about HDFC Ltd's business ?
6. Why do you want to join this bank ?
7. Have you faced any interview in the recent past?
8. Do you have any preference for location?
9. Do you have any doubts about the role?
10. Why should we hire you into our organization ?
Kotak Mahindra Bank Interview Questions
Kotak Mahindra Bank Interview Questions are given below :
* Tel l m e a b o u t y o u r s e l f .
* What were you doing till now ?
* Why do you want to join bank?
* Why do you want to join Kotak Mahindra Bank?
* Why do you want to join bank after engineering/BCA/MCA/MBA?
* Why didnt you got the job till now?
* Why dont you want to work in the IT industry ? ( For Engineering
Students)
* Why did you quit your last job?
* In which department you would like to go : Operations or Sales?
* What is the role of PO in a bank?
* S o m e q u e s t i o n s r e l a t e d t o B a n k i n g Ter m i n o l o g y l i k e W h a t i s C R R
and SLR? What is the role of RBI?

* Are you comfortable with relocation ( Mobility)?

* Q ue s tio ns o n Kota k B a nk its e lf ( You s ho ul d a lwa ys e x plo r e the
banks website before going to the interview specially about their
top management and awards )

How ro prepare for Bank Interview and GD SBI,IBPS Important point to rememebr in
GD and Interview

Here are 10 tips which can help you impress the interviewer and get that opportunity to
prove your talent.
A firm handshake- A handshake says a lot about you than you can imagine. A firm
handshake is a sign of confidence and leadership qualities, which organizations are
always looking for in employees. But make sure you do not squeeze the hand of your
interviewer, as it is a sign of insecurity, or being a control freak.
Maintain eye contact- Whenever we lie, we tend to avoid eye contact. Thus,
whenever you fail to make eye contact, the subconscious of the interviewer would tell
him that you are lying, even if you are not. Always maintain eye contact with the
interviewer whenever answering questions. But dont hold the eye contact for more
than few seconds at a stretch, as it is considered rude.
Maintain your wit- Sometimes, interviewers throw candidates off track by asking
weird questions such as What if dinosaurs were still alive? They are not looking for a
right answer to such questions. Rather, they are looking for ability to handle
unexpected situations. Maintain your wit at all times during the interview.
Be open- During the interview, be open in your stance, and in your mannerisms as
well. Do not cross your arms or legs. If an interviewer offers you something, do not
hesitate to accept it.
Be precise with your answers- Nothing impresses an interviewer more than clarity
of thought. Always try and give to the point answers. Blabbering about stuff wont help
matters.
Dress appropriately- Professionalism is an important criteria taken into account when
hiring candidates. Your dress is the first thing an interviewer notices when you walk into
a room. Make sure you dress appropriately. Steer clear of a denims and tees. Instead,
opt for something formal and more business-like for your interview.
Try conversing- Dont treat the interview as a question-answer session. Treat it as a
conversation instead. If you have some doubts or questions in mind, feel more than
ready to ask them during the interview. It is important to form a rapport with your
interviewer, as it improves chances of getting selected.
Be yourself- It is easier said than done, but it is important. When you are called for a
job interview, the employer wants to meet the real you and not someone who is
rehearsed by counselors etc. Try to be yourself during the interview, and if the

interviewer likes you, you will get the job.

Arrive on time- Noting pisses off an employer more than a potential job candidate
arriving late for the interview. Make sure you arrive at least 5 minutes before the
scheduled time. Arriving early shows that you are really interested in the job, which
improves your chances of being selected.
Showcase your knowledge as much as you can- At the end of the day, an
interviewer is gauging whether you are the right fit for the job. Whenever possible try
to showcase your knowledge and skillset during the interview.
5 most common job interview mistakes
1. Trying to fit in to the expectations of the employer
It is by far the most common job interview mistake committed by candidates. As
humans, we have an innate tendency to be accepted, and we often lie our way to it.
But one simple lie leads to hundreds others, and eventually, you are caught. HR
professionals are skilled at catching lies. In fact, thats the first thing they do in a job
interview- separate the genuine candidates from the liars.
Dont try to put on a garb just to seek acceptance from the interviewer. Be yourself and
speak of situations as they are. Even if you were fired from your last job, dont hide it
from your potential employer. Interviewers are humans too, and they understand
difficulties and situations of working in an organization.
2.Asking no questions, or asking dumb ones
An employer expects you be research a little bit about the company and the industry
before you come for the interview. When we research something, we often have our
doubts and our questions. Surprisingly though, most candidates fail to put enough hard
work in the research part. The end result- they fail to ask relevant questions, or end up
asking dumb questions at the end of the interview. Make sure you avoid that mistake.
When you get the chance, always ask questions that make the interviewer think a
little.
3. Rambling rather than answering
When an interviewer asks a question, he expects a concise, well articulated response. A
to the point answer shows you are confident, and organizations are always looking for
confident employees. When answering a question, you need to know when to stop. And
you need to avoid the rambling pitfall that interviewers lay there purposely. Most times,
when you finish answering, the interviewer will pause for a moment, expecting you to
go further.
Dont fall in that trap. Just remain confident and ask the interviewer politely whether he
would like to know something else.
4. Not taking your CV with you
When you read it, it seems like a common thing to do. You need to take your CV and
your documents along when you are going for an interview. But 60% of the candidates

forget to take it along, or dont bother taking it along.

Even if you have already sent your CV via e-mail, always take it along when going for
an interview. Make sure it is neatly printed on an A4 size sheet, and do not fold it. Keep
it safe in a folder with the rest of the documents. It shows that you are organized and
serious about the job.
5. Speaking ill of the last employer
It is one of the most common reasons why employers reject a candidate. When you bad
mouth your previous employer, it shows that you lack integrity and loyalty. No
organization wants an employee who is not trustworthy.
Common Interview Questions
Tell me about yourself/ describe yourself?
What does you name means?
Why gap in education(if there is gap)?
Describe your work experience(if there is..)?
Why have you left your previous job?
What do you know about our bank?
How many bank exams(or)interviews have you attended so far?
What are your strengths?
What are your weakness?
Why are you switching your career?
How will your education help your banking career?
What have you been doing since now after education?
Are you willing to work anywhere in india?
When mncs are paying more salaries why you are settling down for low salaries in
banks?
Why do you want to join in banking sector?
Why should we select you?
How would you take it if you were not selected for this position?

Do you have any questions for us?