Knohrus Gnoup{_,LC

International Busin

ess Consultin g

Aventura, July 1lth, 2011

lValter Parsons
Managing Principal

Lighthouse Capital Developmen t

159 Hampton Point Drive, Suite 2

LLC

St Augustine,FL 32A92
Re

Bridge Loan Request

Dear Walter,
Thank you for your time and your support in our efforts to obtain bridge funding for the
projects we are involved in currently and which are close to compietion as you ftto*.

Let me start with a short summary about our company and our plans and needs going
forward:
Kronus Group, an International Consulting Firm founded in2005,is specialized in Business
Brokerage and Consulting as well as Product Development in the Financial Industry for its

Intemational client base consisting of Institutional Inrrestors, Banks, Financial Inst-itutions,

Real Estate Funds, Insurance Companies, Hospitality Groups and High-Net-Worth

lndividuals.

Since inception we have successfully closed multiple transactions yielding

companies or helping businesses to expand with revenues norlh of $25bmh.

in creation of

As you know we have been changing the course of our company due to the ftrancial crisis
and the lack of funding worldwide, thereby, focusing on projects where we are heavily
involved from the beginning and with which we can identify ourJelves.
'We

have successfuily passed due diligence and funding requirements of a financialstructure

which will provide funding to 3 projects located in the US, Europe and the Caribbean
Region' A Proof of Funds Letter for one of the three projects is expLcted shortly which is

further evidence of the funding to take place very soon. Funding is expected to be ieceived in
August latest September of 201 i.
Needless to say that every project in a set up phase bef,ore funding experiences a multitude
expenses to prepare the company for funding and start of operations.

21026 NE 32nd Avenue

Aventurao FI 33180
Tel: +1 (305) 335.-2732

Fax:

+I

{305) 466

8526

E-mail: I homas@kron usgroup.qgm

of

Knon-us Gnoup LLC

International Businqss Consulting
Being involved in 3 different projects these expenses are iining up to a point where we need
to obtain bridge funding in order to properly prepare these companies for the closing day and
the stafi of business.
We are vested in these expenses and projects ourselves for over 1 year with "blood, sweat
and equity", however, in order to complete these final weeks of preparations we are looking
to obtain a bridge ioan of a maximum amount of $750,000 total.
The biggest expense items going towards closing are:

Legal Counsel:
Various attorneys need to be engaged as the companies are operating in different jurisdiction
and industries,

Tax Attomeys:
Given the different locations tax attorneys are required to set up the proper capital structures
to compliment the project, its owners and creditors.
Engineering:

In order to build respective plants for the projects engineering companies (have been)

and

need to be engaged ahead of time to ensure a smooth start of the construction phase.

Working Capitai & Travel:

Man power is being ramped up in all projects increasing the monthly bum rate significantly
and travel expenses are becoming a factor due to 3 different locations.
Walter, we are asking for your support to obtain a bridge loan in the amount of $750,000 in
order to cover all mentioned costs above for successful completion and preparation of these
projects.

We are prepared to enter in a 6 month term and pay 20% Interest for the term (40%
annualized, different lenders are acceptable).
Please be so kind and revert back to us as soon as possible with interested parties and we
prepare a promissory note accordingly.

Thank you very much for your support.

Respectfully,

Thomas Nowak

Managing Director

21026 N'E 32nd Avedue

Avenfura, Fl 33I80
Tel; +1 (305) 335-2132
Fax: +1 G05) 466 - 8526
E-mail: thomas@kronusgroun,com

will

Opportunity:

WM has indentified a livestock shipping vessel with a cargo capacity of 5,200 tofls and
a length

of

372

feei' The purchase price including allexpenses to take over ownership of this vesselis about *S3.smln.
The insured value of the vessel is 55,200,000. The vessel is not currently on the market
to the general

public. Furthermore, wM is in contact with a Brazilian company which

is currently shipping live stock

fronr South America and/or the

US

to Turkey, This Brazilian company holds

significant portion of the

rnarket share of the livestock trade worldwide. The vessel will hold 3,o00 head of livestock,
This vessel
has been inspected by the prospective charterers and they have determined that
this vessel is suitable

for their

use and is therefore interested to take this vessel under a i.2 month contract

with possible roll

over and extensions.

The contract will be either between Montevideo, Uruguay and Turkey or virginia, US and Turkey.
The contract frorn Uruguay is six shiprnents per year at 52,000,000 per shipment and
each shipment
takes approximately 49 days. The cost per shipment to the shipping company is approximate,y
$500,000. This S50Oo00 includes alloperational costs, including fuel, port fees, crew, animalfeed, etc.
The contract from the US is $2,000,00o per shiprnent and there would be 7 shipments per year
and the
average shipment takes 42 days. Again the cost associated is approximately
$SOo,OO0 per shipment.
The ship purchase is entirely dependent on the execution of the contract with the charterer, though

both are to be pursued simultaneously. We need to have a soft cornmitment of funds to be able to
engage both the owners ofthe ship for purchase and the chartererfor confiact.

we are looking at s12,000,000 t0 sx4000,000 in first year contract value.

A short term bridge loan with following terms is therefore reguested;

Total of Loan

$:,s

Term of Loan

lnterest Rate

UptoZSYo

Equity Participation

Available based on interest rate

nniltion

to 9 Months

Ca pital Development
Walter Parsons

Lighthouse

407-319-8880

Page

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Page 1 of

Knoivus Gnor;p f,LC

Intern*fionnl

usiness Clonsullin g

Surnmary

live Stoek arrier Conyer$ion

Tl}e subiect, unencumbererl vessel is currently a "Ganeral Cargo and Bufk" carrier ivitlr
a lengtlr
of 78 meters and o transporrt capai{y of abost ?,2?O tonr. lllrrh[le ft has been trading itr tfte

taribbeam Region and Us lEast Cast are* trsfispsrting varioui goods bet;een the irlands
a
"best uie" of tlte vessel has heen deternrined to convert the vesiel into a ,livestock, carrier as
this part of the industry experiences a sriofts shortage of carrierr and therefore higler yields
cafl be obtained.

in order to successfi,rlly integrate the vesset i*to the live rtock rnarket the company seeks to
obtein a bridge loan in th e amctnt of $ffio,fl0o un eler a fully collaleratiied lendin g ccenario. The
bearer shares which will be pleclged against a loan can be transferred t+ any entity/irustee or
Fledgeh+lder as iostr*cted by the lurder, and shall be returned
nepsynrent ofthe netelloan, on or b*forethe maturity date.

to tfte borrower

upon

Tfte versel was placed in e neu' cornpany - lsc Maritime corpcration

- ai a *ingle
fineEeumbered asset and the uesseil wrt'll be converted ints a live rtock carr"ier hased an
intrnatisnal standards reqn ired for {ivp stock trcfisp$rtation sver the corurre cf tft e n ext 6s 70
days' The vesref Ll,iH be oper'ating unrler ali standard lnternetional &deritime lar.vs, oheying a[!
sefety aEd SeruritY crtificaticnt, The ship operator is sble to {ocste and ffiionitcr the vesrel at
+$y

tim+

Ar e rhip oprator Word.lMaritirn d:orForatiofl har been engaged. World Maritiffie csrporation
reglrtered cornpany witft offices in ft]Tiarnf, has beelr ertahlirhed by a group of
'entrePrene{ri with a proven track record in their industrier in orderto beconre the le*ding ship
operator for small scaled cargo v*sels wa,nldlvide,
{tuVM}' a Felaware

fte

verr+|, once converted, wlll lre ablle to trunspsrt about L,0O0 headr af liue stoc{+ cargo with

"EOkg each. The vesrel will trade itr th'e Mediterrafieal 5ea between co$rtries such as Franc,
Turkey, Slqvefl ia aind otherl an d wiil b'e afule to perforrn ? 3 voyflgs per m onth depending on
tfi e distancs hetween oru & GFF loadirg portr. o$e the tact th at tille versel is able to perform Z3 voyages pen

montft even a rignificant

in crease in

ftrel prices wifl on ly have ruin or im pacl on the

overall profit rrargin.

2l0l{t \[1 JJnd {.r'rnrsc

.ltrnluru., Fl JltflL!
+I {,1051 .135 - X?.1.2

'I el:

I'fls;

+l lf{l,ir

li- mflih l}rosssLtr k

{n$

- &{!6

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Page

Knoruus Gnoup LLC

Interns fionnl

ts

usiness Consultin g

Tfte ship operator

(woddMaritirneJ Is in coiltact ruith 4-5 different ilrtererted

cfiarter somparies
witich havp atpressed their interest to
charter the vessel on a 12 rnonth contract with posrihle
rolflovers and extensions, Therefore,
tfte ship operutcr will have the opportunity to droose the
ncst beneficial chaderer conttact for the ves:el, All fllrrent
charter c{ients have been in thi:
burinesr for gen erations and are well known
entities in their in dustry.
The ship operatsr rvfrll frave al{ necessary
iftsuranees in place sucft as 5u[ not limited
ftt'gine, total ls:s and/or darnage of tfuevessei,
E & o and against lors of any

to;

&

'ull
live rtack, tfterefs,re

the operatian ie protectecl agalnfi any sert of

iftterruptiofi of tke operatians sf the vessel. ln
ge*eral the slrip operator is recpottsihle
to pravide wgter and ad*quate tranrport conditionE,,
tilrougltout the voyage, Feed and healtlr rssues
are rnarraged by the seller sf the cattle wftere
typicatrly a vet*dnBrinfi is sn bsard rnonitordng
the healtir of the five stork. {n case that any live
stock shqutd die of detrydratdstl or inedequate
trarrFsrt conditions the rhrp operats,r woufld he
fiable but tften th hluralrce would provide
adequ aie coverage.
once the live stsck is loadecl at the oil{ loading port
afid ttre port agent and vessel master
receive all nec* 5ary doctrnentation
{bill of lading etn} the cfia.rterer wig initiate paym ent in f'lf
fuosed on the underfying cofitr*f,t to
th,e accs$nt ofthe rhlp owner.

2t0.1$

\E 3Iftrl .{ t,rnur

tnlilru, FI .1:ttSrl
lcl; +! {-1$3i.3,L{ -t?3!
..1f

f:axt +l i_q|st +6fi _ 85!6

Ii- m:rll; lhcmsstlt krclug mup.*o m

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PRONilS,CORY NOTE

usD$ 10il,ffm

Janu*n'-

FOR VALI-IE RECEII'ED. Farmns Financial Servic'ts *'lpos* oddrc:rs is',rt

-ll*lt)!J

lll7

Eagles

Ltnding 11'a,y, Kixrinrnrer, FL $74,1 hrreiuaftcr rr-ltr.rr..<j tn a.r tl*. "[.f akrr' ; grrrrmisc-r to piw
[PAltIl[-:IPAN I-1. *,lnsc Lrr1drcss is _
Ilrr:rt'inaftrr rclflrcd
"Fllcr" ). thc principal surn n:i cl+llnrx $J l(1.(it-10. rchich inciudcs intcncsr rutl [ecs_

3.ote

tr- iis

I
PA]i.b{ENT TE-F!!S. All principll *nd accnteJ intrru-st pa-r'uhic under thiri prcmissrrrl
(-Note') sh+il hr plid irr iull rr,ithin tc'o hundrcd nnd scr.eull'drys {t?t} rJa_1,1y.r1 oitr.uiion r:i lhj-s

Notc. Nn l*tcr Lhnn f_N:tohcr.lt).

l0l

fBEP.,lIIr'tlSf

ol prurljntn,

l.

l,

Tl:isFftrte rnav

ir,r,

preprid in u'lxrlr r:rin Fflrt rt irn]. titrc rlitlmur F(r$ulrl'

II9IF,S-EF.IRATE. lntercsrandFersrrreinrtudr:dinthcl+rr-rtlucolthl:note:

tJr p4u-d to t&r 'M*ker" rarefesence io thc ncte ecSua]ssl{xl,txHl.{xl + iutererufrtr of $10.0{ti}.{li!,

DEF,{ULT. h'tnker shall p*l'to Par,cc fint' &fid

fies. lnrrtrtltl ny

f!illu'iolndsti4rn

v!'ith the colLrction

rheretblc

ilJl rxpcnsds. includine.re usollnhlc illnlney

sur-h !-xpl-,ls*i in*urrcd bv rfe:

*r'thl" Nor., All

P*1'4g 1n ccrnnr:stion r+ieh thr c*llcctiun ol Ehi* NDrr shnll bc- addtrJ t{r rJrr prir1cig!tr hcnrrt antl s{:ai] Lre
payitl:ic in nesorduficr with ths lcrrns l:ns:[-. Ivtukcr rvairss nclic.{, pmtcst a$d pll dsff;nc"-s ln tle dcbl
LalFrEtrlrtcrd by tJris Notc" Upnn dct.lult. this f'{ntr sh*ll bsnr intcrcst lil thc lrlis{r oi r1r.uli.c
F*rtrnt I il'*r,1 pr
illllurn ftr {hf rlaxirnnrn rule p*n:ith:d Lr]' larn
,

-5,

h,lISCELL,dNEilU5,

-5.J.

Suntndr'r'ol Nntr lu bu: Fairj in Full- .{t such ti*rt- ss tllc Nrrre is p;rid try thc
hlnlccr in lirli as tn prineripal irnd to intcttrt and any ofss ar:ruunts duc hcrcunder"
thr Pawc slull surrendrr

tf* u'igin*l

Notc to

rlr

M+krr firr L:ilmcllltiofl fifie:r

PnYlnL:nt.

.i':.

F{o Waivcr by Fnilurc to .4,ct. Flcithcr nny lailurc nar dciav on thr Fan t:F tlx
Fnyrrt: in exercising nnl right. Fcll\.'el or privilrgc hl-Jruftdrr si:$i aprrrte *s a
n,air"cr the.rcni: nor slrall nn1. singJc or purtral cxcrcisc ol' anv rig]:t.
Folv*r crr
plivilr'pp hmeunder prcc{udc itnt otlxr ot lurlhcn*.r{:rciFd thoryat'ot t*rc cxrrrcilic
nf nny nthr,r rjgfit, p:rrr.rr ur prililegr-

5.-1-

kj-r.f.U#::C"H,*d"t;lgF.Thc dcrriptivc headines $f ilrc sr:r,crul palngrnphr of rlri.r

lrlni* ate jnsertd lor canrcnicncr *:n[1, nnd drr not cunslitltte il paft nf this F{otc.

5.4,

Sr:t:r:.niqg L.r-t_q. This Note shilll be grrr"crnrd bJ, und tonstlucd 11nd inlcrprctcd in
ir:colda:tce *'ith the Itwsof [hc Stiltc of'Florida rr4tfnut rr:f*rrncc ao tl.te cortllicl
al ltr*'s principL:$ th'Dn:of.

Unll'd Stntcs. rhc lirllou-ing is rc5luircd:

First:

Reprl'rncnr ol

thnit hc

rnadc-

tlx lotn

to P,r1cc onll'.

rrr Piwre

-.!s lhc-

bi'Il'lnlicr'. including nll intercst and pnnr:ipal.

[r.!iir*rrd trbligcc nnihc btml5

3611

nionli,rt

I\'f a-kr'r,

Second:Thc Pn.r'rr- rnd*r this ncitc shirll hr'thc'onls piur}'\1,fFc!;* nlrlc, ndrjr.:ss *nd
net;onrlit:.is rrrordcd on tll* hucrks and rccords ol thr. irl,rkrr.

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-rhird:

No h#.u.rl E,s'sgruueur or dryoshcr: of *ry d tlu payee '* rigfots, sac'r:lr,

cvidcncc al indcLrlcdncssi.r orhcr dt**ufocntatiorr. .,r- it.. .iehi i"
,*rrr-"T"f orin.-io,,l
irnd intcrcsl sjrlll hc rradc or lccogrrrzrd br. hhkcr.
i'crnFlicrJ witlr:
"ori=i-iii.'*fl.l;i; il;:1.:;

Thc Pavcc ntu.st notill rhc.l\tlktr, in *,r'iLin*2. oi irs intcnt to transltr nr

lssi-rn ln1, of its righr-s under or. r.clutcd to d]lj Nc,tc. SruJ noticctJ to ,^*
mrdc *t lcast thinv l_10) davs prior to anl,.prrrpo*d ns-tignmeni.

Thc Pa!cc or attt Assiqnur'rnust crlrnplL'tc and cornpJl u,ith all prtrvi-qions
unrjtod" *crions'of rhc Inrcrnnj rtcl"nul'tior ur *o.
unircd 'srarcs u'ith rcspccr ro Fo_!.toJio in,srrurrrcnls in r.gti*rc.t lnnn,
including trrc cxcr:Lr.rion'of Fonir r\r-g or its *quiuui"nr. i#-rc.-oraing oi
thc nrrnc ruld addrcss of thc prlr:c or any propoltcd Asslgncc -rn-th,: bolrs
tn*l rccords or rr:e l\'raricr. aid anv .irt*r
n"ii"i n"".-r*n,r ro,
crf rhc.Rri:urLrriois

cnnrplitnci.

l.

"*qrit

.tny

assignrncnt h-y raw or [ry agrccmcnr .,itrar bc *f no tb*c

11.rcnrprctr.
md cffcct. nnti nct pnrtl {i.c.'uo Asrigrlei*otf*r lhan rhe Pnr.ee *l:LrJ[ hc

cntjtl*d to rpr'rivr Fa.lnrcnt under this Nc.to. unless and until nll tle

l-or.tjlc.ing

TI'IE

llIAKIin

conditiols hile becn cotnplied

*ith

lras cxor..utnI this Nsts il6 q]t rh6dil], urrr]

1.n* lirsr irb*vr: l+riuclr.

fI,IAHER

Walter Parsnn,s. President. an brh*lf cf

Parsons Financial Sen'ices. tnc.

f .alrl,tf

LS,g{},q

.Y

r}7?

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Opportunitv
parsont Financial is reeking
a bridge loan o* behatf of itE clie+rt, Global Bridge and seed Corp.. who has
been apprcved for a $la,oco,ooo loan and is reeking a short term
loan i* .o"*, legal feer and trx
consulting fees due pri'r to the anticipated roan funding date of Marcjr
21, zsll,

Basie CornpanV lnformation

Glrrbai Brrdge;'nd seed corpr, {Gs&s) is located in st, Augustine, Florida,
GB&s pror;ides
funding in tl-le fonnt of bridg* lr-r*ns arrci seed loanE. In r*turn far our fun,Cing,
i,se receive a
l.rery aggressiue refilrn ;s well as
equity !n sorne of the projects,

6B'95 prg'rrides bridge atrd seed foans to co*rpanies with inncirative techqologies
si!rl unique
ideas' Comp&nies ws prouide funding to will be focused ori 0arge rll arl;et opportunities
that
ttrafit'r''enld class ieams and generate canrpelling R.sIs, Fronr 5tart-ups ta well
estabfished
cornpanies tlret are in need oiadditional capitel to fund.a sr.rbsidiary, GB&S can provirle
the

sof Lrti'0n.

Loan Desired
parsons F{naficldl is rEefting
a hridge ioan sn helralf nt ltr ciierlt" Glah*l Bridge and $eed corp. between
$ro0.0oo a'nel $l5o,ooo forthe g,eriod cf six iltonths, The intere1t r't,e +ffered is trd fl*t returr+. Tfte
lsan wi{l fue repaid at the tiille of closing the {san ftonr icAF vefitures, I,LE

conrmitment). Lua$i caft befirrtfier collateralized by

I
AoTro$nt

up to $15S,000

Term

9 Montfts

eturn

ecfirity

?0EJ Flat

ilee attached

toan

Fersonal G$aranteefrori' wafterprrrons.

erms

Returr on Lsail,Amount

Loan Cornmitment and Perscnsl G{arantee

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Page 1

Parsons Financial Senriees*

Walter Parsons
407-319*880

Inc.

lvly lou:palry fiflc{s tenrporary fiurc{urg for c;rugranirs that

l:a,re hre:r approvrcl

fitmcutg lrcnl

peBualeflt furaflcslg slsbtrmel:rett at clorrug l+sual$

bnelge

forpe'ua'er:t

leudurg rofirFally or balk. T&e tearporary frurcling

ftricSr lcar{ rs repaiel 1rain the

ti:ue fra::rr of 6 to g nroltirs from tiue af

loa[' The b4e{ge ]oan

ts ntvrL r:rncle *r:til there is e l*lclilg ca*rnritmrnt fiot: the pFxr$flre*t.

l+ndiE arrdthe escroq.clirl:rrreern*r:t scireckrir ]r*e been agpro,.rerilry
tira baciee lencler. Fbare

r*memblr th*t the Perr:i*lle:rl lenrleu iras

alreacly iesrreei a

actrqn '+rc*ld be tek+r: agaurst thsr:r :f tlr_" lo;tn

"r,as

:lcl

romnribnent letter for 6na*cing agcl lrga1

cararglet*c{

Ths btcke ioafl ie ryplcltllyusedt* ec1'er cBets er*e]: as loan rurcler,rntrag

f..rs, legal c*sts, stflritlr'r
s*t rrg: ftes, etc Tire rats sf rsturrl cn rhr baclge inao eg c{+truyrore<l
hy the ccrugr*ny aeekurg

thl

trrndi:rg hnt it is *amr,*lly rrl the ra*gr ,:[].0-i0% i-o: flre per:rori,cf the
lcaer, r"rr*ally d to g uror:ths.
Otl eame 'a';rta*jorlt, the trornp*uy nrny alsc otfer a sr::ail equrty padr.cipafi+r:
!r nci*{itrofl fo the
i'ut*iest antcrit:t. ?!:a amrrutt cithe Ioma is nourrallr ur thr ratge
af $10[,000 fo $j,000,000
elePer:clurgs''th*si}e of t}eper**ueril 6nalcrir:.ga,ua{otlreicosts furdreororess.
Tire tet"rurs oir the l>rrclge loar:s are ia:dy large

an<l

th: pnss:l>ilFy

tcaflsar:tiotl Psryear' Th* tisk to ttr* btdge lerrder appear,s

r*

grnnce

ts

ex,sts

tc

cio

rncre thag o*e

ire rathe rtricr;r:r.d. Th*re nre gga[n*ties

to pfotert the 1e&riet's capital.

srr: avaiiabt'.e E$ zurs'ffer qnestir-rns tir;rt anse.

!#alter: FarEoru
Par*ogs Fnraaci;rl
407-31?-8SS0

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