343434343A3A343 ‘Questions 29-40 Line 3 (10) Tang Protected tn the aftertath ofthe disaster, Gianninfs bank was the frst to gare spore oe, Seen fanaa di bank in proper office sting, Glannial opened up shop onthe Weshicgesg ‘Streot Wharf on a makeshift desk created from boards and bares ‘she etiod following the 1906 fie, the Banko aly continued to prosper and expand. By 2518 there were twenty-four branches ofthe Bank of aly and by 1928 Gonna hed anced (15) J.fegonl malor crisis forte bank occured during the Great Depression of the 1930s Although Fiannin iad elready retired prior to the darkest days ofthe Depression, he becatneinccenel whe = selling off banks during the bad economic times. Glanninl wesumed lenderhin of the banka the age of sist to, Under Giannis leadership, the bank weathered eset Depression and subsequently moved into a phase of oversets evelommene 29, According tothe passage, Glannini (A) opened the Bank of America in 1904 32. The word “raging” inline 8 could best be replaced by, (@) worked ns bank in taly (angered © Setup the Hank of Ameria prior ),joeized sting up th Boke ae de? neonoe re (D) feeble Copter changed the name of the Bank of Italy 30. Where did Giannini open his ist bank? (4 JaNew York cxy (BT what tc Senta (G OnWathington Sees What (D) Ona makeshift desk 31, According tothe passage, which ofthe following is NOT true about the San Francisco earthquake? (4) Tehappened in 1906, (ABM occurred in the aiermath ofa fre, (©) Weaiised problems for Giannini "bank. (D) twas. tremendous earthquake 33. Tecan be inferred from the passage that Giannini used erates of oranges afer the earthquake BY tohide the gold ) ‘off up che wagons (©) so provide nourishment for his ‘customers (D) to protect the gold from the fie 34. ‘The word “chaos” i line 10s closest in meaning to (A) legal system @) extreme heat (©) overdevelopment () otal confusion EE) COMPLETE TEST ONE 399343434343434343 35. ‘The word “consolidated” in line 17 is closest in meaning to. (A)_ hardened CB) merged (C) moved @) sold 36. The passage states that after his retirement, Giannini (A)_beean selling off banks IBY caused economic misfortune to occur (©) supported the banks new ‘management (D) returned to work 40. 37. ‘The expression “weathered the storm of” in line 23 could best be replaced by (A) founda cure for (B) rained on the parade of (C) survived the ordeal of ((D) Blew its stack at COMPLETE TEST ONE 39, 38. Where in the passage does'the author describe Giannini’ first banking clients? (A) Lines 2-5 Es (B) Lines 7-8 (O-Lines 12-13 (D) Lines 14-16 How is the information in the passage presented? (A In chronological order (B) Inorder of importance (C) A cause followed by an effect () Classifications with eeamplee ‘The paragraph following the passage most ikely discusses (A) bank failures during the Great’ Depression (B) a third major crisis of the Bank of Ameri (C) the international development of the Bank 6f America (D) how Giannini spent his retirementZA3ZA3AZA3A3 A343 ‘Questions 41-50 ‘Thunderstorms, with thelr jagged bursts of lightning and roaring thunder, are actually one of natures primary mechanisms for transferring heat from the surface of the earth into the atmosphere. ‘Athunderstorm starts when low-lying pockets of warm air fromthe surlace ofthe earth begin to rise Line ‘The pockets of warm air float upward through the air above that is both cooler and heavier. The rising (5) - pockets cool as their pressure decreases, and thelr stent heat is released above the Condensation line through the formation of eurmulus clouds A : “What will happen with these clouds depends on the temperature ofthe atmosphere. In winter, the air temperature differential between higher and lower altitudes is not extremely grea, and the ‘emperamure of the rising als isan diuys snore slowly. During these calder month, the atmorphere, (20) therefore tends to remain rather stable. In summer, however, when there sa high accumulation of hheat neat the earth's surface in direct contrast tothe considerably colder air higher up, the temperature differential between higher and lower altitudes is much more pronounced. As warm air ‘Sees in this ype of environment, the temperature drops much more rapidly than it does in winter; ‘hen the temperature drops more than four degrees Fehrenhelt per thousand feet of altitude, (15) umulus clouds aggregate into a single massive cumulonimbus cloud, or thunderhead. ‘a iolation, a single thunderstorm is an impressive but fairly benign way for Mother Earth to defuse trapped heat from her surface; thunderstorms, however, can appear in concert, and the ‘sulting show, while extremely impressive, can also prove extraordinarily destructive, When there is ‘large-scale cllision between cold air and warm ait masses during the summer months, a squall (20) line or series of thunderheads, may develop. Its common fora squall line to begin when an ‘sdvancing Gold front meets up with and forces itself under a layer of warm and moist air, creating & Tine of thunderstorms that races forward at speeds of approximately forty miles per hour. A squall Fine, which can be hundreds of miles lng and can contain fifty dstinetthunderheads, is = ‘magnificent force of nature with incredible potential for destruction. Withi tné squat, orn (25) near its southern end, ean be found supercell, long-lived rotating storms of exceptional strength that serve as the source of tornadoes. ean ae na, heeethnehael ran fia gerne (A) the development of thunderstorms a . and squall lines (A) there is not great temperature (i) Sedetag titrating iterenial fearon Eger and (3 Seeithest Sonate doce alan - {D) the power of tornadoes (B) the greater temperature differential ‘between higher and lower altitudes 42. “Macha? inna 2 re most ly ts tsetse yo omens ocala {meses oo ato a 1G) mat, ae ‘more slowly than it does in winter 44, The word “benign” in ine 16 fs closest in meaning to @) harmless (B) beneficial (0) fereetenne (©) spectacular fosnroesennce } COMPLETE TESTONE 401343434343434343 45. The expression “in concert in ine 17 48. ll of the folowing are mentioned in the could best be replaced by ascaye about supercells EXCEPT shat dey, (A) ae chorus (B)_ with other musicians (AY are of short duration asa cluster (B) have circling winds (D) ina performance (©) have extraor ‘power () cangive birth to tornadoes 46. According to the passage, a “squall line” in Tine 2048 49. This reading would most probably be sssigned in which of the following (A) lengthy cold front . awiened (B) a serfous thunderstorm (©) aline of cuperele (A) Geology (©) string of tunderhesds LBP Meteorology (©) Marine Biology 47. ‘The pronoun “itself” in line 21 refers to ©) Chemistry B 2 iezs eae colin 50. The paragraph following the passage most {CP an advancing cold front phaation (©) layer of warm and mots air (A) ‘he lightning and thunder associated ‘with thundcrstostas (B) various types of cloud formations (©) the forces that conteibute tothe » formation of squall lines (©) Ae development of tomadoes within 7 supercals This is the end of Section 3, / ©2OOMOQ@ " you finish in less than 85 minutos, Wy check your work on Section 3 only, Y Do NOT read or work on any other section ofthe te ‘When you finish the test, you may do the folowing: * Turn to the Diagnostic Charts on pages 551-558, and citcle the numbers of the questions that you misecd, * Jumn to Seoring Information on pages 549-550, and determine your TOEFL score, * Turn to the Progress Chart on page 559, and add your score to the chart. 402 COMPLETE TEST ONE