Schedule of Charges

Date: 30 June 2015

General Banking, Credit, Foreign Exchange and On-line Banking
General Banking and Credit
SL
Type of Services
Nature of Charges
Amount of Charges & Commission
i) Account Maintenance Fee
Maximum Tk. 500.00 for Current A/C for
Current Account /
every 06 months.
STD/CC/OD
1
ii) Incidental charges
Nil
iii) Closing Charges
Tk. 300/Savings Account

i) Account Maintenance Fee

(Service Charges)

1) No A/C maintenance charge on Savings

A/C having half-yearly average balance
upto Tk. 5,000/- or less.
2) Tk.100 on a half-yearly basis from Savings
A/C having half-yearly average balance of
more than Tk.5000 upto Tk. 25,000/-

2(a)

3) Tk.300 on a half-yearly basis from Savings

A/C having half-yearly average balance of
more than Tk. 25,000/ii) Incidental charges
iii) Closing charges
2(b)

Nil
Tk. 200/-

i) Account Maintenance Fee

Nil
ii) Incidental charges
Nil
iii) Closing Charges
Tk.100/General Charges for SB/CA/STD/CC/OD/Monthly Deposit Scheme
Specially printed cheque book
Charges
Tk.3/- per leaf (MICR & Personalization)
(MICR & Personalization)
Tk.100/Duplicate Statement
Charges
Power AccountSalary

Certificates/ Reports:
Charges

No charges for Half-yearly & Yearly for balance

confirmation certificate (Twice a year) but

Balance confirmation certificate

Maximum Tk. 200.00 be charged for additional

issuance of certificate per instance.

Issuance of Solvency certificate

Credit or Solvency informationlocal if requested by third party
Credit or Solvency informationLocal
Credit or Solvency informationInternational
Obtaining credit report on behalf of
local customer.
Duplicate savings certificates/
Declaration in Lieu
Certificate of encashment of
Bonds/Securities
Bank certificate required by BO
Account Holders
Premature Encashment Fee for
Monthly Deposit Schemes

Charges
Charges
Charges
Charges
Charges
Charges
Charges
Charges

Tk.200/-per instance
Tk.300/-(by debiting a/c)
Tk.300/Tk.1,000/- or US$20/Tk. 300/Tk.200/Tk.100/Tk.100/Nil

SL
3

Type of Services
Collection:
a) Collection of Local cheques

Nature of
Charges
Charges
Charges

Charges
b) Cheques returned, unpaid
from clearing house
c) Bounced cheque drawn on us
(cash, clearing and transfer)
d) Collection of outstation
cheques/bills (Clean/
Documents)

Charges
Commission

.
Postage(Regist
ered)
Telephone/Telex/
e-mail/Telegram/
Fax/SWIFT

4.

Remittance(Inland):
a) Issuance of DD

Commission

Telegram/Tele
x/Fax/ SWIFT
for DD:
b) Issuance of Pay Order (PO)

Commission

c) Cancellation of DD/PO

For DD
For PO

d) Issuance of cheque on
Bangladesh Bank at clients
request Remittance (Inland)
e) Issuance of Duplicate
instrument
f) Counter Transaction Fee

Amount of Charges & Commission

i) Where there is a clearing house-Free
ii) Where there is no clearing house:- actual
conveyance, Minimum of Tk. 50/- per
instance
Tk. 50/- (flat) per instance from the account
of the depositor of cheques.

Tk.100/-(flat) per instance from the account

holder of cheques.
i) Upto Tk. 50,000/- Tk. 50/-(flat)
ii) From Tk. 50,001/- to Tk. 100,000/@0.20%
iii) From Tk. 100,001/- to Tk. 500,000/@0.15%, Minimum Tk. 200/-.
iv) Over Tk. 500,000/- @0.10%, Minimum
Tk. 600/- and Maximum Tk. 3,000/At actual, Minimum Tk. 20/At actual, Minimum Tk. 100/@ 0.10%, Minimum Tk. 50/-, MaxTk.3,000/- (For walking customer &
account holder)
At actual, Minimum Tk. 50/-

Tk.50/-(Flat) for any amount (For walking

customer & account holder)
i) Upto Tk. 1,000/-, Tk. 25/ii) Above Tk. 1000/-, Tk 50/i) Upto Tk. 1,000/-, Tk. 20/ii) Above Tk. 1,000/-, Tk. 35/iii) Above Tk. 1.00 lac, Tk. 100/-

Charges
Tk. 100/- per instance
Charges

Tk.100/- (flat)
Nil

SL
5

Type of Services
Standing Instruction

Nature of
Charges
Charges/
commission
Charges

Purchase of Cheques, Inland

Bills & Instruments
(outstation)

Commission

Postage

Amount of Charges & Commission

Tk.100/- for compliance of each instruction.
No standing instruction charge for transfer
of balance from any deposit account to
scheme account
i) Upto Tk. 25,000/- @ 0.15%, Minimum Tk.
25/ii) Tk. 25,001/- to Tk. 1.00 lac @ 0.15%,
Minimum Tk. 50/iii) From Tk.100,001/- to Tk.5,00,000/- @
0.15%, Minimum Tk. 200/iv) Over Tk. 5.00 lac @0.10%, Minimum Tk.
600/- & Maximum Tk. 3,000/At actual but Minimum Tk. 20/-

Rate of interest

Telephone/
e-mail /FAX/
SWIFT/
Telegram.
Charges

Issuance of Guarantee

Commission

Parcel Charges:

Charges

Locker & Safe custody

Charges

Interest to be charged as per commercial

lending rate.
i) @ Tk. 0.60% per quarter, Min. Tk.500/ii) 100% cash margin;
@ 0.20% per quarter, Min. Tk. 300/Tk.20/- each for parcel 1st 10 days and
additional Tk. 5/- for every subsequent days
or part thereof
a) Small size Tk.5,000/-yearly.
b) Medium size Tk.7,000/- yearly.
c) Large size Tk. 10,000/- yearly.
d) Security money:
i) Small-Tk.1,000/-(refundable)
ii) Medium Tk. 2,000/-(refundable)
iii) Large Tk. 3,000/-(refundable)
e) Replacement of lost key- At actual.

Loan Documentation Fee:

(Except loan against Financial
Obligation)

Fee

i)Upto Tk. 2,00,000/-, Tk. 300/-,

10

11

Loan Processing/ Appraisal

Fee: (other than retail product)

12

Early Settlement Fee

At actual but Minimum Tk. 50/-

ii) From Tk. 2,00,001/- to Tk. 5,00,000/-, Tk.

500/iii) From Tk. 5,00,001/- to Tk. 10,00,000/-Tk.
1,000/- and
iv)Above Tk. 10,00,000/-, Tk. 2,000/-

Fee

v) For subsequent enhancement/renewal

(without further registration), 50% of above
prescribed fees.
For Commercial Loan:
i) Upto Tk. 10.00 lac, Free
ii) Above Tk. 10.00 lac, Tk. 500/For Industrial Loan:
i) Upto Tk. 10 lac - Free.
ii) Above Tk. 10 lac to 50 lac, Tk.2,000/iii) Above Tk. 50 lac, Tk. 3,000/Maximum @ 2.00% on outstanding balance

Foreign Exchange Transactions

SL
1

2
3

Type of Services
(i) L/C opening commissions
under cash (sight)
(ii) L/C opening commissions
under cash (usance)
iii) L/C Opening Commission for
Back to Back L/C on account of
export oriented garments or
specialized textiles
iv) Acceptance commission
under deferred payment LCs
(including Back to Back L/Cs).
L/C opening commission where
100% cash margin is received.
Transmission/ Dispatch.
i) L/C
ii) L/C Amendment
iii) LC Confirmation
iv) LC Cancellation/ Other

Nature of Charges

Amount of Charges & Commission

Maximum @ 0.40% for each quarter
Maximum @ 0.50% for each quarter
Maximum @ 0.40% for each quarter

Maximum @ 0.40% for each quarter

Maximum @ 0.25% for each quarter

Charges
Charges
Charges
Charges

Tk. 3000/- (At Actual Basis)

Tk. 750/- (At Actual Basis)
Tk. 750/- (At Actual Basis)
Tk. 500/- (At Actual Basis)

v) FCC
vi) LC (Local)
vii) LC (Local) Amendment
viii) LC (Local) Acceptance
Amendment of L/C

Charges
Charges
Charges
Charges

At Actual
Tk. 500/- (At Actual Basis)
Tk. 300/- (At Actual Basis)
Tk. 200/- (At Actual Basis)

LC Amendment

Commission

Maximum Tk.750/-

Arrangement of confirmation
by third Bank (Confirmation
charges at actual to be borne by
either opener or beneficiary as
the case may be)

Commission

Maximum @ 0.20%

Collection of credit report of the

beneficiary of the L/C by Telex/
SWIFT/ Mail
Supply of stationery set for L/C
opening
Certification of Import
Documents for Customer
Assessment Purpose

Telex/ SWIFT/
Mail

Message

6
7
8
9

Issuance of Shipping Guarantee

Charges
Charges

Charges

At actual plus service charges but

Minimum Tk. 500/Actual stamp charges plus Tk. 100/Tk. 500 (flat)

Nil

Nature of Charges
SL

Type of Services

10

Others:
i) For discrepant import L/C
documents (charges to be
realized from beneficiary/bill
forwarding bank)
ii) Charges for communicating
acceptance of usance
L/C(including Back to Back)
iii) Issuance of Back to Back
LC Certificate
iv) C & F certificate

11

Amount of Charges & Commission

Charges

i) USD50/- for foreign bill

ii) USD20/- or equivalent Taka for
Local Bill.

Charges

Charges

i) Tk.500/- flat for foreign

ii) Tk.200/- flat for Local
Maximum Tk. 500/-

Charges

Maximum Tk. 500/-

Commission

Tk. 0.40 per Dollar/GBP but Minimum

Tk.200/- and postage at actual
As per approved purchase rate plus
postage at actual

Foreign Remittance:

i) Purchase of FDD
ii) TC encashment
iii) Payment of FTT in Tk. on
our Bank
iv) Collection of foreign
currency draft from abroad.
v) Issuance of TC Endorsement
in passport.
vi) Issuance of
i) F.C (Cash)
ii) Endorsement in passport.
vii) Issuance of FC Draft

Charges
Handling Charges
Handling Charges

Free
Tk.500/-(flat) plus postage at actual

Dollar/GBP selling Dollar/GBP selling commission:

commission
Ruling approved sale rate plus 1%
i) Commission
ii) Fee
Commission

i) No Commission
ii) Tk. 200/i) Upto USD.500/- $5/ii) USD501/- to USD5000/- $20/iii) USD5001/- to 10,000/- $30/iv) Above USD10,000/-$50/NB: BC selling rate will be applied for
conversion of FC if realization of
charges in Taka.

viii) Remittance by TT(FC)

through Foreign correspondent
ix) Cancellation of FC drafts
x) Collection of Clean Bill
xi) Student file per student

Telex/SWIFT
Charges
Charges
Charges
Charges

Tk. 700/- (flat)

Tk. 300/- (flat)
Nil
Tk.2,000/-yearly per file/instance

SL
12A

Type of Services
Export

Nature of Charges

Amount of Charges & Commission

i) Negotiation commission for export

bills in foreign currency (where
exchange gain is involved )
ii) Collection commission for export
bills in foreign currency (where
exchange gain is involved )
iii) Negotiation commission for
export biills in foreign currency
(where exchange gain is not involved
)
iv) Collection commission for export
bills in foreign currency (where
exchange gain is not involved)
v) Negotiation for Export Bills in
Local Currency
vi) Collection Commission for
Export Bills in Local Currency
vii) Advising of Foreign Bank L/C to
beneficiary.
viii) (a) Advising of amendments of
Foreign bank L/C to the Local
beneficiary.
b) Advising to Local Bank L/C to
beneficiary.
c) Advising Amendment of L/C
d) Authentication of Transfer
e) Transfer of L/C amendment with
value
f) Adding of Confirmation to L/C

Handling Charges

Maximum Tk. 500/-

Handling charge

Maximum Tk. 500/-

g) Local FCC, Data Max, Handling

Charge, Copy Document
Endorsement Charge, LC
Cancellation or unutilized expired LC
h) Foreign Banks Guarantee charges
against discrepant bills.
i) Collecting bank charges abroad.
j) Processing of documents under
collection of Foreign Currency.
k) Processing of documents under
collection of Local Currency.
l) Mailing of Export Documents
(Foreign)
m) SWIFT/Telex charges for
transmitting reimbursement
instruction

Handling charge
Maximum @ 0.15%
Commission

Maximum @ 0.15%

Handling charge

Maximum @ 0.15%

Commission

Maximum @ 0.15%

Commission

Maximum Tk.750/-

Commission
Maximum Tk.750/Charges

Maximum Tk.750/-

Charges
Charges
Charges

Maximum Tk.750/Maximum Tk.750/-

Commission

Maximum @ 0.20% (each quarter).

Maximum Tk.750/-

Nil

Charges
Charges
Handling Charges
Commission
i) By Courier
ii) By Postage

At actual
At Actual
Tk.500/Maximum @ 0.15%
i) At actual but Minimum Tk.
2,000/ii) At actual but Minimum Tk. 750/-

Charges
Tk. 500/-

SL
12B

Type of Services
Export Other
i) Exp. Form certification
ii) other stationeries
iii) Issuance of Export
Transaction certificate/PRC
iv) Issuance of Foreign
Currency balance
certificate/solvency certificate
v) Indentors registration
certificate, money changers
license or special permission
etc. from Bangladesh Bank
vi) Cash incentive/duty
drawback facilities

Nature of Charges

Amount of Charges & Commission

Charges
Charges
Charges

Tk. 100 per unit/ set.

Tk. 100/Maximum Tk.500/-

Charges
Tk. 200/- per certificate.

Handling Charges

Charges

Tk.750/- per instance.

Tk.2,000/- per case/per bill.

13
Foreign Bank Guarantee
i) Advising of Guarantee to the
beneficiary in original without
any engagement on our part
ii) Advising of Guarantee in
original by adding our
confirmation.

14

iii) Advising of Guarantee in

our format or the format
supplied by the opening bank
with our full engagement.
Collection (inward):
i) For collection of clean items
(inward)
ii) For documentary collection
bills(under all types of L/C)
ii) For documentary bills under
grant(without L/C)
iii) Other charges including
telex/SWIFT etc.
v) For documentary bills under
grant(without L/C)

Commission

Commission

Commission

Tk. 500/0.50% per quarter or part thereof but

Minimum Tk. 1,000/- or US $ 25.00 if
payable by foreign correspondent/
beneficiary.
0.50% per quarter or part thereof but
Minimum Tk. 1,000/- or US $ 25.00 if
payable by foreign correspondent/
beneficiary.

Commission

Tk.100/-(flat)

Commission

@ 0.25% Minimum Tk.200/-

Commission

@ 0.25% with Min.Tk.200/-

Commission

At Actual

Commission

@ 0.25%(flat) with Min.Tk.200/-

Charges & Fees for On-line Banking

(VAT will be recovered from the clients as per VAT Rules)
SL
1

Cash Deposit to the Counter

Amount of Transactions

Below Tk. 0.50 lac

Tk. 0.50 lac to Tk.1.00 lac
Above Tk. 1.00 lac to Tk. 5.00 lac
Above Tk. 5.00 lac to Tk. 15.00 lac
Above Tk. 15.00 lac to Tk. 50.00 lac
Above Tk. 50.00 lac
SL
2

Cash withdrawal from the Counter

Amount of Transactions

Below Tk. 0.50 lac

Tk. 0.50 lac to Tk.1.00 lac
Above Tk. 1.00 lac to Tk. 5.00 lac
Above Tk. 5.00 lac to Tk. 15.00 lac
Above Tk. 15.00 lac
SL
3

Inter-Zone Fund Transfer

Amount of Transactions
Up to Tk.1.00 lac
Above Tk. 1.00 lac to Tk. 5.00 lac
Above Tk. 5.00 lac to Tk. 15.00 lac
Above Tk. 15.00 lac to Tk. 50.00 lac
Above Tk. 50.00 lac

Fees per transaction for

inter-zonal transactions
(Tk)
20
50
100
200
300
500

Charge to be
realized from

Fees per transaction for

inter-zonal transactions
(Tk)
50
100
200
400
1000

Charge to be
realized from

Fees per transaction for interzonal transactions (Tk)

Nil
100
200
300
500

Charge to be
realized from

Bearer
Bearer
Bearer
Bearer
Bearer
Bearer

Bearer
Bearer
Bearer
Bearer
Bearer

Account Holder
Account Holder
Account Holder
Account Holder

Zones:
1. Dhaka Zone: Dhaka city branches, Dhaka EPZ, Donia, Board Bazar, Shimrail, Joypara, Savar Bazar,
Gazipur, Baburhat., Bhulta, Pagla
2. Narayangonj Zone: Narayangonj, BB Road, Netaigonj, Baburhat. Pagla
3. Chittagong Zone: Chittagong city branches, Patherhat & Hathazari.
4. Sylhet: Sylhet, Biswanath, Golapgonj. Chattak
5. Moulvibazar Zone
6. Khulna Zone
7. Barishal Zone
8. Bogra Zone
9. Rajshahi Zone
Note: Transactions make from one district to other district except the above will be considered as InterZonal Transactions.
4

On-line refund of IPO/Crediting Cash Fees per transaction (Tk.)

Dividend
i) Against direct credit of IPO application
Tk.10/money to the unsuccessful IPO applicants
Account
ii) For crediting cash dividend of other
Tk.10/companies to the account of their
shareholders those who are maintaining
account with DBBL

Charge to be
realized from
Account Holder

Account Holder

SL
5

Charges & Fees for Debit Card:

Type of services
fee(1st

Issuance
year only)
Annual Fee(2nd year onward)
Replacement Fee
PIN Change Fee

SL
6

9
10
11

Gold

Maestro

Visa Electron

Free
400
400
200

1000
1000
500
200

1500
2000
700
200

500
500
500
200

500
500
500
200

Type of services

Class
ic

Silver

Gold

Maestro

Visa Electron

a) Own ATM
b) ATM in the same Network or

Free
TK.
10
N/A

Free
TK. 10

Free
TK.
10
N/A

Free
TK. 10

Free
TK. 10

d) ATM abroad

N/A

N/A

Balance
Inquiry
Fee
(Screen View)
Balance Inquiry Fee (Paper
Print Copy)

Free

Free

Free

Free

Free

Tk.3

Tk.3

Tk.3

Tk.3

Tk.3

Mini Statement Fee (Paper

Print Copy)

Tk.3

Tk.3

Tk.3

Tk.3

Tk.3

Other Transactions

Free

Free

Free

Free

Free

Rate of Interest on OD
(% per annum)

N/A

18

18

N/A

N/A

c) ATM in
Network in BD

Silver

Cash withdrawal Fee

in the Agreement with DBBL

SL

Classic

another

N/A

Master Card ATM Interchange Fee

Type of Services
Local Card
International Card
VISA ATM Interchange Fee
Local Card
International Card

Internet Banking
SMS Banking
Alert Banking
Type of the Services

12

ATM Network Charge for debit card

holder (Except Salary Account, Staff
Account, School Saver Account & Access
Account)
Type of the Services

13

Merchant Commission(POS)

Tk.150/- or 2.50% Tk.150/- or 2.50%

whichever is higher whichever is higher
N/A Tk.150/- or 2.50%Tk.150/- or 2.50%
whichever is higher
whichever is higher

Amount of Charges & Commission

Tk.10.00
$ 1.25
Tk.10.00
$1.00

Annual fee: Tk.200/Nil

Nil
Rate

Annual fee: Tk.200/-

Rate

1-3%

Charges & Fees for Mobile Banking

(VAT will be recovered from the clients as per VAT Rules)

SL

Type of the Services

Amount of Charge/Fee

Registration

Free

Deposit and withdrawal in DBBL Branch

Tk. 10.00 Per Transaction any amount

Withdrawal from DBBL ATM

Free

Remittance disbursement (Mobile account)

Free

Salary Distribution

Free

P2P amount transfer

Tk.10.00

Mobile Top Up

Free

Balance Inquiry

Tk. 2.00

Statement Inquiry

Tk. 3.00

10

Deposit in Agent Point

11

Withdrawal from Agent Point

12

Merchant Payment

13

Utility Bill Payment

1% of deposited amount or Consolidated Tk.

5.00 whichever is higher
1% of withdrawal amount or Consolidated Tk.
5.00 whichever is higher
1% of Bill amount or Consolidated Tk. 5.00
whichever is higher
1% of Bill amount or Consolidated Tk. 5.00
whichever is higher

Charges & Fees for Agent Banking

SL
1
2
3
4
5
6
7
8

Type of the Services

Registration
Deposit and withdrawal at DBBL Branch / FT
Withdrawal from DBBL ATM
Remittance disbursement (Biometric account)
Salary Distribution
P2P amount transfer (within the zone)
Mobile Top Up
Merchant Payment*

9 Bill Payment*
Sl
No

Transaction Type

1 Cash Deposit to Sub-Agent Point

2 Cash withdrawal from Sub-Agent Point

3 Fund Transfer by the customer of other

territories, CBS & MBS at Sub-Agent
Point

Amount of Charge/Fee
Free
Free
Free
Free
Free
Free
Free for Customer
0% to 0.50% from merchant, free for
customer
Tk. 5/- to Tk.20/-

Fees per transaction for

customers
of
other
territories and customers
of CBS and MB (Tk.)
NIL
0.50%

0.25%

Charge to be realized
from

N/A
Automatically
from
the customer (account
holder).
Account Holder

10

SL

Type of Services

Nature of Charges

i) Deposit & Withdrawal Fee

ii) Balance inquiry Fee
iii) Statement inquiry Fee
iv) Account Maintenance Fee (Service
Charges)
v) Incidental charges
vi) Closing charges
vii) Minimum Balance
1(a)
Saving Account
Salary Account, Student i) Deposit & Withdrawal Fee
Account, School Banking ii) Balance inquiry Fee
Account, Farmers Account,
1(b) Safety Net Account, etc.
iii) Statement inquiry Fee
iv) Account Maintenance Fee
v) Incidental charges
vi) Closing Charges
vii) Minimum Balance
i) Deposit & Withdrawal Fee
Agent
ii) Balance inquiry Fee
DSR
iii) Statement inquiry Fee
Sub-Agent
iv) Account Maintenance Fee
v) Incidental charges
Current
Account/STD/CC/OD
vi) Closing Charges
vii) Minimum Balance (Current Account)
1(c)
4
Charges & Fees for Debit Card:
Type of services
Issuance fee(1st year only)
Annual Fee(2nd year onward)
Replacement Fee
PIN Change Fee
Network Fee
5
ATM Transaction Fee
Type of services
a) Own ATM
b) Transaction through NPSB
d) Balance Inquiry Fee (Screen View)

e) Balance Inquiry Fee (Paper Print Copy)

f) Mini Statement Fee (Paper Print Copy)
g) Other Transactions
Charge for Cheque Book
Twenty leaves cheque Book (Per leaf TK. 3/-)

Amount of
Charges &
Commission
Nil
Nil
Nil
Nil
Nil
Nil
Tk.10/Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Tk. 100/Classic
Nil
TK.200/TK.200/TK.100/TK.100/Classic
Free
TK. 20/Free
Tk.3/Tk.3/Free

Charges

TK.60/-

11