Goods Carrying Own Damage Rating Chart

Sr No

Carrier type
1 Public
2 Public
3 Public
4 Public
5 Public
6 Public
7 Public
8 Public
9 Public
10 Public
11 Public
12 Public
13 Public
14 Public
15 Public
16 Public
17 Public
18 Public
19 Private
20 Private
21 Private
22 Private
23 Private
24 Private
25 Private
26 Private
27 Private
28 Private
29 Private
30 Private
31 Private
32 Private
33 Private
34 Private
35 Private
36 Private
37 Public
38 Public
39 Public
40 Public
41 Public
42 Public
43 Public
44 Public
45 Public
46 Private
47 Private

Wheeler
3W
3W
3W
3W
3W
3W
3W
3W
3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
3W
3W
3W
3W
3W
3W
3W
3W
3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart
3W Ecart

Goods Carrying Third Party Rating Chart

Sr No

48 Private
49 Private
50 Private
51 Private
52 Private
53 Private
54 Private

3W
3W
3W
3W
3W
3W
3W

Ecart
Ecart
Ecart
Ecart
Ecart
Ecart
Ecart

Carrier type
1 Public
2 Public
3 Public
4 Public
5 Public
6 Private
7 Private
8 Private
9 Private
10 Private
11 Public
12 Private

Wheeler
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
Other than 3W
3W
3W

Goods Carrying Own Damage Rating Chart

0 <=7500
7500 <=7500
7501 >7500 And <=12000
12000 >7500 And <=12000
12001 >12000 And <=20000
20000 >12000 And <=20000
20001 >20000 And <=40000
40000 >20000 And <=40000
40001 >40000
Passenger Carrying class (capacity not exceeding 6 pax) -PCV C1

Class
4W
4W
4W
4W
4W
4W
4W
4W
4W
4W
4W
4W
4W
4W

Zone
A
A
A
A
A
A
A
A
A
B
B
B
B
B

CC
1000
1500
1501
1000
1500
1501
1000
1500
1501
1000
1500
1501
1000
1500

4W
4W
4W
4W
3W
3W
3W
3W
3W
3W
3W
3W
3W

B
B
B
B
A
A
A
B
B
B
C
C
C

1501
1000
1500
1501

4 OR MORE WHEELED PASSENGER CARRYING VEHICLES WITH CARRYING CAPACITY EXCEEDING 6 AND
Zone
Licensed capacity
Age
A
<=18 passengers
<=5
A
<=18 passengers
>5 and <=7
A
<=18 passengers
>7
A
>18 and <=36 passengers <=5
A
>18 and <=36 passengers >5 and <=7
A
>18 and <=36 passengers >7
A
>36 and <=60 passengers <=5
A
>36 and <=60 passengers >5 and <=7
A
>36 and <=60 passengers >7
A
>60 passengers
<=5
A
>60 passengers
>5 and <=7
A
>60 passengers
>7
B
<=18 passengers
<=5
B
<=18 passengers
>5 and <=7
B
<=18 passengers
>7
B
>18 and <=36 passengers <=5
B
>18 and <=36 passengers >5 and <=7
B
>18 and <=36 passengers >7
B
>36 and <=60 passengers <=5
B
>36 and <=60 passengers >5 and <=7
B
>36 and <=60 passengers >7
B
>60 passengers
<=5
B
>60 passengers
>5 and <=7
B
>60 passengers
>7
C
<=18 passengers
<=5
C
<=18 passengers
>5 and <=7
C
<=18 passengers
>7
C
>18 and <=36 passengers <=5
C
>18 and <=36 passengers >5 and <=7
C
>18 and <=36 passengers >7
C
>36 and <=60 passengers <=5
C
>36 and <=60 passengers >5 and <=7
C
>36 and <=60 passengers >7
C
>60 passengers
<=5

C
C

>60 passengers
>60 passengers

>5 and <=7

>7

Misc. Vehicles
Zone
A
A
A
B
B
B
C
C
C

Veh Age
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr

Concatenated
Err:511
Err:511
Err:511
Err:511
Err:511
Err:511
Err:511
Err:511
Err:511

Zone
A
A
A
B
B
B
C
C
C
A
A
A
B
B
B
C
C
C
A
A
A
B
B
B
C
C
C
A
A
A
B
B
B
C
C
C
A
A
A
B
B
B
C
C
C
A
A

Veh Age
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7

A
B
B
B
C
C
C

GVW
<=7500
>7500 And <=12000
>12000 And <=20000
>20000 And <=40000
>40000
<=7500
>7500 And <=12000
>12000 And <=20000
>20000 And <=40000
>40000

GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr
5 yr & Less
GT 5 yr & LT=7
GT 7 yr

Concatenated
PublicOther than 3W<=7500
PublicOther than 3W>7500 And <=12000
PublicOther than 3W>12000 And <=20000
PublicOther than 3W>20000 And <=40000
PublicOther than 3W>40000
PrivateOther than 3W<=7500
PrivateOther than 3W>7500 And <=12000
PrivateOther than 3W>12000 And <=20000
PrivateOther than 3W>20000 And <=40000
PrivateOther than 3W>40000
Public3W
Private3W
Public3W Ecart
Private3W Ecart

s (capacity not exceeding 6 pax) -PCV C1

Age
<=5
<=5
<=5
>5 and <=7
>5 and <=7
>5 and <=7
>7
>7
>7
<=5
<=5
<=5
>5 and <=7
>5 and <=7

A1000<=5
A1500<=5
A1501<=5
A1000>5 and <=7
A1500>5 and <=7
A1501>5 and <=7
A1000>7
A1500>7
A1501>7
B1000<=5
B1500<=5
B1501<=5
B1000>5 and <=7
B1500>5 and <=7

>5 and <=7

>7
>7
>7
<=5
>5 and <=7
>7
<=5
>5 and <=7
>7
<=5
>5 and <=7
>7

B1501>5 and <=7

B1000>7
B1500>7
B1501>7
A<=5
A>5 and <=7
A>7
B<=5
B>5 and <=7
B>7
C<=5
C>5 and <=7
C>7

G CAPACITY EXCEEDING 6 AND

Rates
A<=18 passengers<=5
A<=18 passengers>5 and <=7
A<=18 passengers>7
A>18 and <=36 passengers<=5
A>18 and <=36 passengers>5 and <=7
A>18 and <=36 passengers>7
A>36 and <=60 passengers<=5
A>36 and <=60 passengers>5 and <=7
A>36 and <=60 passengers>7
A>60 passengers<=5
A>60 passengers>5 and <=7
A>60 passengers>7
B<=18 passengers<=5
B<=18 passengers>5 and <=7
B<=18 passengers>7
B>18 and <=36 passengers<=5
B>18 and <=36 passengers>5 and <=7
B>18 and <=36 passengers>7
B>36 and <=60 passengers<=5
B>36 and <=60 passengers>5 and <=7
B>36 and <=60 passengers>7
B>60 passengers<=5
B>60 passengers>5 and <=7
B>60 passengers>7
C<=18 passengers<=5
C<=18 passengers>5 and <=7
C<=18 passengers>7
C>18 and <=36 passengers<=5
C>18 and <=36 passengers>5 and <=7
C>18 and <=36 passengers>7
C>36 and <=60 passengers<=5
C>36 and <=60 passengers>5 and <=7
C>36 and <=60 passengers>7
C>60 passengers<=5

1.680%
1.722%
1.764%
1.680%
1.722%
1.764%
1.680%
1.722%
1.764%
1.680%
1.722%
1.764%
1.672%
1.714%
1.756%
1.672%
1.714%
1.756%
1.672%
1.714%
1.756%
1.672%
1.714%
1.756%
1.656%
1.697%
1.739%
1.656%
1.697%
1.739%
1.656%
1.697%
1.739%
1.656%

C>60 passengers>5 and <=7

C>60 passengers>7

1.697%
1.739%

Rate
1.208%
1.238%
1.268%
1.202%
1.232%
1.262%
1.190%
1.220%
1.250%

Concatenated
Rate
Public3WA5 yr & Less
1.664%
Public3WAGT 5 yr & LT=7
1.706%
Public3WAGT 7 yr
1.747%
Public3WB5 yr & Less
1.656%
Public3WBGT 5 yr & LT=7
1.697%
Public3WBGT 7 yr
1.739%
Public3WC5 yr & Less
1.640%
Public3WCGT 5 yr & LT=7
1.681%
Public3WCGT 7 yr
1.722%
PublicOther than 3WA5 yr & Less
1.751%
PublicOther than 3WAGT 5 yr & LT=7 1.795%
PublicOther than 3WAGT 7 yr
1.839%
PublicOther than 3WB5 yr & Less
1.743%
PublicOther than 3WBGT 5 yr & LT=7 1.787%
PublicOther than 3WBGT 7 yr
1.830%
PublicOther than 3WC5 yr & Less
1.726%
PublicOther than 3WCGT 5 yr & LT=7 1.770%
PublicOther than 3WCGT 7 yr
1.812%
Private3WA5 yr & Less
1.165%
Private3WAGT 5 yr & LT=7
1.194%
Private3WAGT 7 yr
1.223%
Private3WB5 yr & Less
1.159%
Private3WBGT 5 yr & LT=7
1.188%
Private3WBGT 7 yr
1.217%
Private3WC5 yr & Less
1.148%
Private3WCGT 5 yr & LT=7
1.177%
Private3WCGT 7 yr
1.205%
PrivateOther than 3WA5 yr & Less
1.226%
PrivateOther than 3WAGT 5 yr & LT=7 1.257%
PrivateOther than 3WAGT 7 yr
1.287%
PrivateOther than 3WB5 yr & Less
1.220%
PrivateOther than 3WBGT 5 yr & LT=7 1.251%
PrivateOther than 3WBGT 7 yr
1.281%
PrivateOther than 3WC5 yr & Less
1.208%
PrivateOther than 3WCGT 5 yr & LT=7 1.239%
PrivateOther than 3WCGT 7 yr
1.268%
Public3W EcartA5 yr & Less
1.664%
Public3W EcartAGT 5 yr & LT=7
1.706%
Public3W EcartAGT 7 yr
1.747%
Public3W EcartB5 yr & Less
1.656%
Public3W EcartBGT 5 yr & LT=7
1.697%
Public3W EcartBGT 7 yr
1.739%
Public3W EcartC5 yr & Less
1.640%
Public3W EcartCGT 5 yr & LT=7
1.681%
Public3W EcartCGT 7 yr
1.722%
Private3W EcartA5 yr & Less
1.165%
Private3W EcartAGT 5 yr & LT=7
1.194%

Private3W EcartAGT 7 yr
Private3W EcartB5 yr & Less
Private3W EcartBGT 5 yr & LT=7
Private3W EcartBGT 7 yr
Private3W EcartC5 yr & Less
Private3W EcartCGT 5 yr & LT=7
Private3W EcartCGT 7 yr

as on 01-04-2016
14,390
15,365
22,577
24,708
25,800
7,849
11,528
9,390
12,821
16,655
5,680
4,200
3,969
3,438

3.284
3.448
3.612
3.366
3.534
3.703
3.448
3.62
3.793
3.191
3.351
3.51
3.271
3.435

1.223%
1.159%
1.188%
1.217%
1.148%
1.177%
1.205%

as on 01-04-2012
10,902
11,640
12,394
12,478
12,529
9,818
11,344
10,100
11,621
13,020
3,415
2,928

0.03284
0.03448
0.03612
0.03366
0.03534
0.03703
0.03448
0.0362
0.03793
0.03191
0.03351
0.0351
0.03271
0.03435

3.598
3.351
3.519
3.686
1.278
1.31
1.342
1.272
1.304
1.336
1.26
1.292
1.323

Fixed Component
350
350
350
450
450
450
550
550
550
680
680
680
350
350
350
450
450
450
550
550
550
680
680
680
350
350
350
450
450
450
550
550
550
680

0.03598
0.03351
0.03519
0.03686
0.01278
0.0131
0.01342
0.01272
0.01304
0.01336
0.0126
0.01292
0.01323

680
680

#REF!

1
2
3
4
5

#REF!
#REF!
#REF!
#REF!
0

6.75
8.1

113.16
4526.4
4527

Two Wheeler Calculator W.E.F 19th August 2016

Today's Date
Rs.
Rs.
Rs.
Rs.

Insured Declared Value - 1st Year

Elec Acc value (IMT 33) - 1st Year
CNG IDV (IMT 25) - 1st Year
Non elec Acc value - 1st Year

22,687
-

Zone
Policy Term
CC
Age of vehicle as per Year of Mnf.
Seating Capacity

Premium Calculation
OD Calculation
Basic OD
Elec Acc (IMT 33)
CNG KIT (IMT 25)
Non elec Acc
Basic OD1

Basic OD2
Anti Theft (IMT 10)
Handicap (IMT 12)
AAI (IMT 08)
Voluntary Excess (IMT 22A)
Basic OD3
NCB
Loading/Discount (%)
Total OD Premium

Rs.

630.39

No
No
No
0
0%
-10.0%

Rs.
Rs.
Rs.
Rs.
Rs.

630
630

Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.

630
630
(63)

Rs.

567.00

Total Premium
Service Tax@15%
Total payable

TP Calculation
Basic TP
Do you wish to restrict TPPD
No
PA own/drv
Yes
CNG Kit (IMT 25)
Basic TP1
Unnamed PA to Passangers
(IMT 16)
0
LL Drv (IMT 28)
No

Rallies (IMT 31)

Geographical Area (IMT 01)
0%

Total TP Premium
Premium Posting
Rs.
Rs.

1,805
271
2,076

2-Oct-16
B
2 years
upto75
1
2

ulation
Rs.
Rs.
Rs.
Rs.
Rs.

1,138
1,138
100
1,238

Rs.
Rs.

Rs.

Err:504
-

Rs.

1,238

Version 1.0