Name

: Riszky Widyarto

NPM : 1513010056
Class: B

VOCABULARY

UNIT 9
1. Banking : Financial institution that function to deposit and lend the
money.
2. Inflation : The price of good increasing due to the reduction value of
currency.
3. Customers : a) The permanent user of goods or services (related to
business).
b) Anybody who comes to the bank and needs its services
(related to bank).
4. Current account : Is an account from which the depositors can
withdraw this money by writing check.
5. Personal check : Is a check written by current account holder used to
pay something to another person.
6. Interest : Money paid by a borrowers to a lender for a credit or a
similar liability.
7. Term-deposit account : An account from which the depositors can
not withdraw his money anytime before the minimum specified period
of time.
8. Capital : Is money use for business.
9. Depositors : Is a person or institution that saving money in the bank.
10.
Borrowers/ Debtors : Is a person or institution who get the loan
from the bank.
11.
Financiers : A person who concern in a money function.
12.
Liquid check : to paid in cash money.
13.
Reservoir : A place where the people can deposit the money or
get the loan from.
UNIT 10
1. Businesses : Organization or institution that provide goods and
services to get profit.
2. Loans : Some money borrowed from bank.
3. Finance : To providing some money for business.

4. Import : To buy some goods/ commodities from other country.

5. Export : To sell some goods/ commodities to another country.
6. Importer : A person or institutions that buys some commodities from
other country.
7. Exporter : A person or institutions that sells some commodities to
another country.
8. Merchandise : Is good commodities to sell and buy.
9. Foreign exchange department : A place where the currency from an
other country can sold and bought.
10.
Currency : Is legal payment of business.
11.
International exchange : The system of selling and buying the
currency between one country and another.
12.
A short-term loan : the loan less than 1 year.
13.
A long-term loan : the loan longer 5 years up to 20 years.
14.
Financial statement : A statement of companys assets and
liabilities.
15.
Assets : everything owned by a company that has value to sell.
16.
Liabilities : the debt owned by a company or bank that has to
paid off.
UNIT 11
1. Saving bank : financial institution whose primary purpose is accepting
savings deposits and paying interest on those deposits.
2. Paycheck : a check for salary given to permanent employee every
month.
3. Windows : a place where the customer of the bank gets the service
from the teller.
4. Customers : a) The permanent user of goods or services (related to
business).
b) Anybody who comes to the bank and needs its services
(related to bank).
5. Passbook : a small books that records the depositors transactions of
deposit and withdrawal.
6. Deposit slips : a slips used to save the money on the bank.
7. Withdrawal slips : a slips used to withdraw the money from the bank.
8. Depositors : Is a person or institution that saving money in the bank.
9. Teller : is an employee of a bank who deals directly with most
customers.
10.
To endorse : to sign on the back of check of withdrawal slips.
11.
Join account : is account own by more than one depositors.
12.
Parties : a member of join account holder.
13.
Term-deposit account : An account from which the depositors
can not withdraw his money anytime before the minimum specified
period of time.

14.
Interest rates : the percentage of the principal that is paid over
a certain period of time (typically a year).
15.
Current assets : any asset reasonably expected to be sold,
consumed, or exhausted through the normal operations of a business
within the current fiscal year or operating cycle (whichever period is
longer).
16.
Fixed account : a term used in accounting for assets and
property that cannot easily be converted into cash.
17.
Balance sheet : a statement of companies assets and liabilities.
18.
Assets : everything owned by a company that has value to sell.
19.
Liabilities : the debt owned by a company or bank that has to
paid off.
20.
Solvent : being able to pay that debt the company has.