Frequently Asked Questions

About Bridge ltd.

1. What is Bridge?
Bridge is the first organized investment club / community in the world which
gives the general public an opportunity to take part in many interesting
investment opportunities in the primary market (pre IPO), where investors
expect to multiply their investments in a relatively short period of time!
Bridge creates a bridge to the primary market (pre IPO) for the common
investor.
2. Why should you invest with Bridge?
Bridge gives the common investor an opportunity to increase his income and
lay the foundations for a healthy financial future. In Bridge there are
opportunities to multiply your investments in 6-36 months.
3. Where is Bridge registered?
Bridge is registered in Belize where the legal environment is based on the
British legal system. Many large corporations, such as IKEA, have their
headquarters registered and placed in Belize for tax reasons.
4. When was Bridge founded?
Bridge was founded in 2004 after entrepreneurs Jacinto Wong and Alejandro
Tiniacos realised their dream of organizing an international network of
investors and create an opportunity for the general public to invest in the
primary market which previously had only been accessible for banks and large
professional investors.
5. Who works with Bridge?
Bridge has selected an elite team of specialists to work with, an international
four man advisory board, stockbrokers in different countries and a licensed
securities dealer in Switzerland. Bridge is a customer of HSBC bank (the
third largest bank in the world).
The financial supervisory authority in each country has to approve the
prospectus before a company is introduced to Bridge members as an
investment opportunity.
6. Who are the directors of Bridge?
 Jacinto Wong – Chairman
 Alejandro Tiniacos – Director
 Henrik Selstam – Director
 Basilio Chen – Director
 Cynthia de Raveneau – Director
 Rafaeel e Alain – Director
These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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 7. Who is on the advisory board?
 Anders Eriksson
 Koos Tesselaar
 Suresh Patel
 Björn Zikarsky

8. What is the purpose of the founders of Bridge?

Their goal is to create the possibility for the general public to participate in
interesting investments. These investments have up until now only been open
to rich professional investors.
9. What is the goal of Bridge?
The goal is to become of the biggest professional investor on an international
level.
10. Why do they take us the “little man” with them, why don’t they just make
money alone?
What makes Bridge different from the usual professional investor is that the
minimum investments have been lowered from millions to tens of thousands
of ISK. The professional investors who are behind Bridge also invest in every
company that is offered through Bridge and guarantee the sale of all the shares
offered. By using this method an international network of investors is created
since members will also point interesting unregistered companies to Bridge.
It is also positive for the unlisted company that it gets many thousands of
investors as shareholders. This is also a requirement for listing a company on
some stock exchanges.
11. What is the difference between an unlisted company and a company listed on
a stock exchange?
Listed companies are subject to strict rules and regulation and have a duty to
disclose important information about their financial status. These are the
companies in which the general public can buy and sell shares according to
the laws of supply and demand. The price of unlisted companies is not quoted
on a stock exchange and it is therefore more difficult for the public to invest in
such companies.
12. What is a stock exchange?
Trade in company stocks and other securities takes place in a stock exchange.
All trades in a stock exchange are subject to laws and regulations of the
country where the stock exchange is. In Iceland the stock exchange is called
Kauphöll Íslands. The Icelandic stock exchange is owned by banks, pension
funds and other companies listed on the exchange. To trade on the stock
exchange you need a licence. In Iceland stock brokers and securities dealers
have such licences.
13. Why do unlisted private companies want to be registered on a stock
exchange?
When a company is listed on a stock exchange it invariably issues additional
shares to increase its equity. The additional equity goes directly to the
company itself and is used to enhance its growth. When the company is listed
These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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 on a stock exchange investors can easily offer the shares in the company for
sale on the stock exchange (secondary market) where all the necessary
information about the company is accessible to all. The company can also
increase its equity and use it to enhance its growth by issuing more shares
instead of dealing with a single investor. Current shareholders usually have
priority to new equity (shares).
14. What is the primary (closed) market?
The primary market is in fact not closed to the common investor but nearly all
trades in the primary market are made by wealthy private investors, banks and
venture capitalists so it is not very accessible to the general public who don’t
have large amounts of money to invest. Bridge acts as a “bridge” for the
general public to the primary market. On the primary market investments
grow in multiples, but on the secondary market (stock exchange) they grow in
percentages.
15. Why can so much money be made on the primary market?
There is much money to be made by investing in new growth companies
because they have a great growth phase ahead. The profit that may be reaped
here can be hundreds of percent. Example: Company A is 8 years old and has
developed a world class product and is in good position in its home market
and has a good possibility to grow internationally. The company wants to
increase its equity and to market its product internationally. This is where
venture capital comes into the picture. This is only one example out of many
possible examples.
16. What is venture capital?
Venture capital is a type of private equity provided by professional, outside
investors to new, growth businesses.
17. What is a venture capitalist (professional investor)?
A venture capitalist or professional investor can be defined as a person who
owns at least one million US dollars. Another definition is that the investor
has to have had income in excess of 200.000 US dollars per year for the past
two years or has had more than 300.000 US dollar income last year and is
expecting the same income this year.
18. What does Bridge get out of this?
When a decision has been made to invest in a company, Bridge and that
company negotiate a fee that the company pays Bridge. Bridge negotiates a
fee from each and every chosen company.
19. Is this investment safe?
Bridge expects the selected companies to quadruple in value on average, but it
is impossible to accurately predict the outcome. Each company is carefully
chosen by the advisory board and stock broken who prepares the necessary
documents (prospectus). The prospectus has to be approved by the financial
supervisory authority before shares in the company are sold.
20. How much money has been made so far?
Bridge members have so far invested in 3 companies, Mindark, Sting
Networks and GPS Buddy. The first company to be listed on a stock
exchange will be Mindark. The expectations for Mindark and its listing on a
These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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 stock exchange are great and it is expected that the original investment will be
multiplied in value.
21. How many people will be in Bridge?
The world has been divided up into several market zones, but there is no
definite number of Bridge-members world wide.
22. How many companies has Bridge invested in?
Bridge members have invested in three companies, Mindark 2006, Sting
Networks 2007 and GPS Buddy 2007-8.
23. How many companies will Bridge invest in per year in the future?
Looking into the future the goal is to invest in up to two companies per month.
24. What are the fees when buying and selling shares through Bridge?
The fees are 2% when buying and 1% when selling shares.
25. How do I buy shares?
After the company has been introduced and presented as an investment
opportunity Bridge member have several days or weeks to decide whether to
invest or not. If a member decides to invest he car order the shares on his
www.bridgeltd.com webpage. The member must also ensure that his ACH
Securities has a sufficient amount of money to cover his order.
26. How do I sell my shares?
When a company has gone public (listed on a stock exchange) an
announcement is made on the www.bridgeltd.com webpage and members
are invited to sell their shares at the market price. A member who wishes to
sell his shares in this manner can simply fill out a request to that effect to
ACH Securities. All applications regarding shares are binding.
27. Can I keep my shares after the company is listed on a stock exchange?
Yes members can keep their shares if they want and they can also sell part of
their shares and keep hold of the rest themselves.
28. What type of companies does Bridge invest?
The goal is to invest in different types of companies.
29. What is the advisory board?
The advisory board has the important role and grave responsibility of
choosing the companies Bridge members can invest in. Many companies
apply to Bridge and many companies are turned down, but profitable
companies face a detailed inspection by the advisory board which forwards
the company’s details and its business plan to the securities dealer / stock
broker for further review.
The board members only get paid if the companies they recommend at least
double in value within the agreed time frame.
30. What is the purpose of the securities dealer / stock broker?
The securities dealer / stock broker is a recognised and licensed by the
government of the country it operates in. The securities dealer has the task of
analysing the company in depth including the company accounts, the market,
key members of staff, strengths and weaknesses etc. The securities dealer
demands profit and also sets the time frame for the investment. The securities
dealer can reject companies if they do not meet all the given criteria. The

These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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 advisory board makes the final decision to invest or not to invest. The
securities dealer prepares the prospectus.
31. What is a prospectus and what is it for?
When Bridge decides to offer its members a chance to invest in a company the
securities dealer prepares the necessary documents, a prospectus. The
prospectus contains a detailed description of the company, its history, its
accounts, key executives and company goals. The prospectus contains a
prediction of the company growth after the infusion of equity and how the
additional money will be used. The prospectus is then sent the local / national
financial supervisory authority. After the financial supervisory authority has
gone through and approved the prospectus an introductory meeting is
advertised and held for Bridge members where the investment is introduced to
the members.
32. Why is the prospectus approved by the financial supervisory authority?
The responsible financial supervisory authority looks through the prospectus
and looks for all official facts, such as the accounts and the key executives and
certifies that all the facts are correct and the prospectus is based on facts.
33. What is an introductory meeting?
An introductory meeting is based on the prospectus and is held to introduce
the investment to Bridge members. The meeting goes through the prospectus
in detail to ensure that potential investors have all the necessary information.
The company’s CEO explains the company’s history and the product the
company is selling as well as the goals and purpose of the company. The
securities dealer then explains how they predict the company will grow after
the infusion of equity into the company and also when they expect the
company to be listed on a stock exchange. A professional questioner asks
questions about things that investors should know before they invest. These
meetings take place in English, but an interpreter is present at every meeting.
34. Who attends an introductory meeting?
The introductory meetings are held for Bridge members only. The presenters
at the meetings are the CEO or representative of the company in question,
representatives from Bridge, the securities dealer, ACH Securities, a
professional questioner and an interpreter.
35. What is ACH Securities?
ACH Securities is a licensed securities dealer in Switzerland which is licensed
to deal with money and securities electronically and has the backing of an
official bank. ACH Securities is a kind of intermediary between banks and
brokers and assists companies or clients and the state to raise capital.
All investments must go through brokerage accounts at ACH Securities. The
actual accounts are held in UBS (Union Bank of Switzerland).
36. What is a brokerage account?
A brokerage account with a securities dealer is an account in the name of an
individual, company or others who need an account to store shares
electronically. The account functions as a regular bank account. When shares
are purchased they are stored in the account and when they are sold they are
removed from the account. The brokerage account includes currency accounts
These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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 in 5 different currencies as well as an account shares in unlisted companies are
stored electronically. Bridge members can log onto their account through
their webpage www.bridgeltd.com.
37. What is a private placement and who can participate in a private placement?
A private placement takes place before an introductory meeting is held. In a
private placement those who apply for shares usually get the block of shares at
a lower price since the prospectus hasn’t been prepared and the introductory
meeting hasn’t been held. In a private placement all Bridge members can
apply for blocks of shares. The luck of the draw may decide who gets
blocks of shares in a private placement since a private placement is small and
not everyone may get what they want.
38. How can I become a Bridge member?
Only an existing Bridge member can recommend and guarantee a new
member. When a new member is registered as a Bridge member he must
choose between the Silver-basic level, Gold-premium level or Platinum-
advanced level membership. Access to the club is paid for by credit card on
the webpage www.bridgeltd.com. The payment also covers the opening of a
brokerage account at ACH Securities. When a new member has been
registered as a Bridge member he applies for a brokerage account at ACH
Securities on his webpage.
39. An application for an account with ACH Securities – what else do you need?
1. A carefully filled out application from your webpage a total of 9
pages.
The instruction page is the information page for members.
Place, date and signed with the same signature as in your passport on the
bottom of all 8 pages, twice on the last page. Write your full name in all these
places
2. The passport is photocopied at the sheriff’s office and stamped
“Notarius Publicus”.
3. A photocopy of a bill or invoice as proof of residence.
It is a good idea to print 2 copies and keep one or sign all 8 pages and keep a
photocopy of the agreement. It takes around four to five weeks for your
brokerage account at ACH Securities to be opened. The account is accessible
on your webpage.
40. How much does it cost to be in Bridge?
Members only pay Bridge in the beginning when they join the club and open
their brokerage account with ACH Securities. The brokerage account costs
€300 per year, but the first year is included in the Bridge membership.

Plans Blocks / shares Price Debetcard Annual cost

Silver 1, in each co. € 1000 No € 300
Gold +1, in each co. € 2000 Yes € 300 - € 600
Platinum € 3000 Yes € 300 - € 600

41. What is a block of shares?

These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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 A block of shares is the minimum investment. Each block can have anywhere
from 25 to 500 shares and the price of each block is ISK 80.000 to ISK
130.000 (€ 900 – € 1500).
42. Can the membership plan be upgraded?
Yes it is possible to upgrade. It costs € 1500 to upgrade from Silver to Gold
and from Gold to Platinum. It costs € 2500 to upgrade from Silver to
Platinum. Upgrades are possible while the club is still open to new members.
43. Can I sell my membership?
Yes it is possible. It cost $ 200 to change name if the membership has an open
ACH Securities brokerage account. The change applies both to the Bridge
membership and the ACH Securities brokerage account.
44. What is the minimum investment?
The minimum investment is one block of shares which cost ISK 80.000 – ISK
130.000.
45. Do Bridge members make money from introducing the club?
All Bridge members have the opportunity to collect credit points by helping
Bridge grow. These credit points can then be exchanged to currency (€ Euros)
according to set rules. This credit point system is introduced to those who are
interested in helping Bridge grow.
46. Can anyone introduce Bridge and make money from it?
Yes all Bridge members interested in helping Bridge investment club grow
can introduce the club. They should do some research and ask for assistance
at the office.
47. Can I close my membership and quit Bridge?
Yes, it is a simple request. The request to close the brokerage account is sent
to ACH Securities. To close an account costs € 160.
48. How do I know Bridge isn’t just a bubble that will burst?
The advisory board and securities dealers do their job carefully and there is a
lot of people are interested in investing in these companies so not everybody
will be able to invest. There is no shortage of unlisted companies looking for
venture capital worldwide.

These FAQ are compiled and answered by an independent associate of Bridge. September
2007. Bridge Group Ltd. is not responsible in any way for this information.
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