ACCO UNT O PENING FO RM (Savings Bank and Current Account )

For Resident Individuals

D a t e:

(Fo r o ffi c e u se o n l y)
Bran c h to affi x ru b b er stamp o f N ame an d C o d e N o .

1st Ap p l i c an t C IF N o .:
2n d Ap p l i c an t C IF N o .:

KYC N u mb er:

Ac c o u n t N o :

Wel c o me k i t N o :

Ac c o u n t Typ e:

N ew

(M an d ato ry fo r KYC u p d ate

req u est)

U p d ate

In stru ctio n s
P l ea se a f f i x a p a ssp o rt si z e p h o t o g ra p h i n t h e b o x p ro vi d ed . Al so
en c l o se a n o t h er p h o t o g ra p h f o r a f f i xi n g i n t h e p a ss b o o k
P l ea se f i l l u p i n BL O C K l et t ers o n l y a n d u se b l a c k i n k f o r si g n a t u re.
P l ea se l ea ve o n e b o x b l a n k b et ween t wo wo rd s. T i c k ( ) t h e a p p ro p ri a t e
b o xes.

F o r o p en i n g so l el y o p era t ed a c c o u n t o f M i n o r, c o m p l et e KYC d o c u m en t s
o f t h e M i n o r wi l l h a ve t o b e p ro vi d ed .
F i el d s m a rked a st eri x (*) a re n o t m a n d a t o ry
I n c a se o f i l l i t era t e c u st o m ers, L ef t T h u m b I m p ressi o n (L T I ) t o b e a f f i xed
a n d veri f i ed .

M o d e o f O p eratio n
N o .o f Ap p l i c a n t s

S el f O n l y

Ei t h er o r S u rvi vo r

F o rm er o r S u rvi vo r

An y o n e o r S u rvi vo r

Jo i n t l y

O t h er

1st /So le Ap p lican t

I d o n o t h a ve a n y a c c o u n t wi t h S BI

I h a ve a n a c c o u n t wi t h S BI & t h e a c c o u n t n u m b er i s:

Perso n al D etails
C u st o m er T yp e:

Public

R esi d en t i a l S t a t u s:

R esi d en t I n d i vi d u a l

N a m e:(S a m e a s I D p ro o f )

M r.

Staff

M s.

S en i o r C i t i z en :

Yes

N o n R esi d en t I n d i a n

M rs.

M i n o r:

Yes

F o rei g n N a t i o n a l

P erso n o f I n d i a n O ri g i n

O t h er

N a m e: U T T AM H P T I WAR I
M a i d en n a m e(i f An y):

D a t e o f Bi rt h :

M o t h er' s N a m e: N I R M AL A T I WAR I

3 0 /0 8 /1 9 8 7

Gen d er:

Male

I T P AN : AL N P T 0 8 1 2H

F em a l e

T ra n sg en d er

O R F o rm 6 0 /6 1 : N

U I D Ad h a a r N o :

N a m e o f F a t h er (M a n d a t o ry i f P AN n o t su b m i t t ed ):
F i rst N a m e:

M i d d l e N a m e:

N a m e o f S p o u se:

Gu a rd i a n ' s N a m e: (I n c a se o f M i n o r)

C i t y o f Bi rt h :

C o u n t ry o f Bi rt h :

Nati onal i ty :

Indi an

M u ltip le Tax R esid en cy:

C o u n t ry N a m e: I N D I A

O t h ers

Yes

L a st N a m e:

No

Ad d itio n al D etails fo r FATCA/CR S *(If ap p licab le is resid en t o u tsid e In d ia fo r TAX p u rp o se)

F o rei g n T I N N u m b er 1 :

T I N 1 I ssu i n g C o u n t ry:

C o u n t ry 1 o f R esi d en c e f o r T AX P u rp o se:
F o rei g n T I N N u m b er 2:

T I N 2 I ssu i n g C o u n t ry:

C o u n t ry 2 o f R esi d en c e f o r T AX P u rp o se:

Id en tificatio n D etails: D o cu m en ts accep tab le as p ro o f o f id en tity. Please tick th e ap p ro p riate b o x (an y o n e d o cu m en t) an d g ive d etails:
Ad h a r C a rd (U I D ) wi t h sa m e a d d ress i s t h e sa m e a s t h e C o rresp o n d en c e Ad d ress m en t i o n ed o n t h e f i rst p a g e o f t h i s f o rm .
N o .: 9 0 0 4 1 8 3 8 24
I ssu ed a t /b y: L U C KN O W
I ssu e D a t e 28 -Ja n -20 1 5
OR
P l ea se t i c k t h e a p p ro p ri a t e b o x a n d g i ve d et a i l s:
P a ssp o rt

D o c u m en t N o

Vo t er' s I d en t i t y C a rd

I ssu ed b y

D ri vi n g L i c en c e

I ssu ed a t

Ad h a a r L et t er C a rd

I ssu e d a t e:

P a ssp o rt Exp i ry D a t e

D ri vi n g L i c en c e Exp i ry D a t e

N R EGA C a rd
P AN C a rd
O t h er O f f i c i a l l y Va l i d D o c u m en t s

P l ea se a t t a c h o n e sel f -a t t est ed p h o t o c o p y o f t h e d o c u m en t . O ri g i n a l s t h ereo f wi l l h a ve

t o b e p ro d u c ed f o r veri f i c a t i o n

I D C a rd @
N o t C a t eg o ri z ed
@ N o t t o b e a c c ep t ed t i l l R BI - GO I c i rc u l a t es d et a i l ed g u i d el i n es o n i t .

Page No. 1 of 5

Pro o f o f Ad d ress:

Ad d ress typ e

Cu rren t

Perm an en t

Resi d en ti al o r Bu si n ess

Pro o f o f Ad d ress

O verseas Ad d ress

Resi d en ti al

N REG A J o b C ard

Passp o rt

Bu si n ess

Aad h aar

Reg i stered o ffi c e

Vo ter ID C ard

J o i n tl y

U n sp ec i fi ed

D ri vi n g Li c en c e

O th ers

Ad d ress:

C i ty/Vi l l ag e

D i stri c t

Pi n

Su b D i stri c t

State

C o u n try

Tel ep h o n e(Res)

Mobile

E-mai l

Tel (o ff)

Fax

Ad d ress i n th e J u ri sd i c ti o n D etai l s wh ere Ap p l i c an t i s Resi d en t:(al l th e d etai l s same as Perman en t Ad d ress)

Yes

No

Co rresp o n d en ce / Lo cal Ad d ress d etails:

Ad d ress typ e

Resi d en ti al o r Bu si n ess

Resi d en ti al

Bu si n ess

Reg i stered o ffi c e

J o i n tl y

U n sp ec i fi ed

Ad d ress: FL. N O 5, BU ILD IN G N O 924, AG B LAYO U T H ESAREG H ATTA M AIN RO AD , C H IKKABARAVARA

C H IKKABAN AVARA
C i ty/Vi l l ag e BAN G ALO RE

D i stri c t BAN G ALO RE

Pi n 560 0 90

Su b D i stri c t

State

C o u n try IN D IA

KARN ATAKA

Ad d ress in th e Ju risd ictio n D etails wh ere Ap p lican t is R esid en t:

Same as

C u rren t Ad d ress

Perman en t Ad d ress

O verseas Ad d ress

C o rresp o n d en c e/Lo c al Ad d ress

Ad d ress:

C i ty/Vi l l ag e

D i stri c t

Pi n

Su b D i stri c t

State

C o u n try

Ad d tio n al D etails:
M o n th l y In c o me(Rs): U p to IN R 20 ,0 0 0

N et wo rth (ap p ro x val u e) Rs.:

M ari tal Statu s:

M arri ed

Rel i g i o n :

Hindu

M u sl i m

C ateg o ry:

G en eral

O BC

Q u al i fi c ati o n :

Bel o w SSC

SSC

S-Servi c es (

Pri vate Sec to r

O c c u p ati o n Typ e:

O th ers (
Bu si n ess

U n marri ed

C h ri sti an
SC

M
Si k h

O th ers

ST
H SC

Pro fessi o n al

G rad u ate

Po st G rad u ate

Pu b l i c Sec to r
Sel f Emp l o yed

Pro fessi o n al

O th ers

G o vern men t Sec to r )

Reti red

H o u sewi fe

Stu d en t )

N o t C ateg o ri sed

*O rg an i z ati o n ' s N ame:

Pl ease Ti c k i f
Ap p l i c ab l e:

O th ers

*D esi g n ati o n /Pro fessi o n :

Po l i ti c al l y Exp o sed Perso n

N atu re o f Bu si n ess:

Rel ated to Po l i ti c al l y Exp o sed Perso n

Resi d en c e fo r TAX p u rp o se i n j u ri sd i c ti o n (s)

o u tsi d e In d i a

D etails o f R elated Perso n

Ad d i ti o n o f rel ated Perso n
Rel ated Perso n Typ e :

D el eti o n o f rel ated Perso n

G u ard i an o f M i n o r

N o mi n ee

KYC n u mb er (If avai l ab l e)

Assi g n ee

Au th o ri sed Rep resen tati ve

Ben efi c i al O wn er

Ben efi c i ary

N ame:
Passp o rt

D o c u men t N o

Vo ter' s Id en ti ty C ard

Issu ed b y

D ri vi n g Li c en c e

Issu ed at

Ad h aar Letter C ard

Issu e d ate:

Passp o rt Exp i ry D ate

D ri vi n g Li c en c e Exp i ry D ate

N REG A C ard
PAN C ARD
O th er O ffi c i al l y Val i d D o c u men ts
Remark s

Page No. 2 of 5

Sp ecim en Sig n atu re(s)

I/we a ffirm a nd decla re tha t I/we ha ve rea d over a nd understood the resent rules a nd regula tions of the Ba nk, a nd those
rela ting to va rious services offered by the Ba nk including but not to Debit Ca rd/Internet Ba nking/SMS Ba nking/Tele-ba nking a nd
other fa cilities. I/We/a gree to a bide by the sa me a s they a re in force now a nd a lso by those a s would be a mended further
from time to time through circula rs/Notice Boa rds/Websites etc. I/We a gree tha t the tra nsa ctions & request executed in a bove
mentioned a ccount through internet, mobile & teleba nking under my/our User ID a nd Pa ssword will be lega lly binding on me/us
& I/we a re responsible for ma intena nce of secrecy a nd confidentia lity of the informa tion pa ssed on to me/us by the Ba nk
through internet/mobile/e-ma il/telephone. l/We ma nda te from other joint holders to view/enquire/opera te the joint a ccount
mentioned a bove. Further I/we a gree tha t Ba nk ha s got a ll the rights to debit my/our a ccount for a ny service cha rge or
discontinue my/our a ccount without a ny notice to me/us. I/We hereby underta ke to inform the Ba nk on a ny cha nge in my/our
communica tion a ddress or constitution. And I/we sha ll submit the a ddress proof in ca se of tra nsfer of our a ccount from one
Bra nch to other Bra nch. l/We here decla re tha t l/We ha ve submitted the Aa dha a r Ca rd issued by UIDAI for identi?ca tion
a nd/or a ddress proof towa rds the complia nce of KYC norms under the PMLA, 2002. I/We hereby a gree tha t the Ba nk ma y
verify the sa me with the UIDAI, a nd a uthoriz e the UIDAl expressly to relea se the identity a nd a ddress through biometric
a uthentica tion to the Ba nk. (Applica ble only where a ccounts a re opened with Aa dha a r)."

Paste a Passp o rt Si z e
Ph o to g rap h o f 1 st Ap p l i c an t

Paste a Passp o rt Si z e
Ph o to g rap h o f 1 st Ap p l i c an t

"I ha ve received the Welcome Kit conta ining INB Kit a nd ATM Ca rd with PIN a nd understa nd there in ca se of a ny
misuse/mispla cement of the contents of the Kit, the Ba nk will not be lia ble for a ny loss.
INFORMATION ON PRODUCT AND SERVICES To serve you better, we would like to communica te a bout upda tes on our
va rious products a nd services, new products a nd fea tures a nd specia l offers from our Ba nk a nd our Group Compa nies.
Plea se give your consent to sta y informed a bout these products a nd offers. Your consent:

Yes

No

I hereby decla re tha t the deta ils furnished a bove a re true a nd correct to the best of my/our knowledge a nd belief a nd l
underta ke to inform you of a ny cha nges therein, immedia tely. In ca se of the a bove informa tion is found to be fa lse or Untrue or
mislea ding or misrepresenting, I/We a re a wa re tha t l /We ma y be held lia ble for it. My persona l/KYC deta ils ma y be sha red
with centra l KYC registry. l hereby consent to receiving informa tion from Centra l KYC registry through SMS/Ema il on the a bove
registered Number! Ema il a ddress.

Pl ease si g n i n b l ac k i n k o n l y

Pl ac e

Signa ture(s)/ Thumb impressions(s)

Sole/First Holder

Pl ease si g n i n b l ac k i n k o n l y

(D D /M M /YYYY)
D ate

Signa ture(s)/ Thumb impressions(s)

Sole/Second Holder

Typ e o f Acco u n t
Savi n g s Ban k Ac c o u n t

Si l ver Ac c o u n t

Savi n g s Ac c o u n t fo r M i n o rs

G o l d Ac c o u n t

D i amo n d Ac c o u n t

PEH LA KAD AM (fo r M i n o rs o f an y ag e)

Pl ati n u m Ac c o u n t

C u rren t Ac c o u n t

O th ers (Pl ease sp ec i fy):

PEH LI U D AAN (fo r M i n o rs o l d er th an 10 years)

Services R eq u ired
1. ATM -C U M -D EBIT C ARD :
1 st Ap p l i c an t:
Req u i red

Req u i red

2n d Ap p l i c an t:

Not

N ame as wo u l d ap p ear o n th e c ard

Req u i red

N o t Req u i red
#i /we u n d erstan d th at u se o f i n tern ati o n al d eb i t c ard i s su b j ec t to ap p l i c ab l e Fo rei g n Exc h an g e M an ag emen t Ac t(FEM A) g u i d el i n es i ssu ed b y th e reserve
b an k o f i n d i a fro m ti me to ti me
Pl ease men ti o n an y o th er ac c o u n t d esi red to b e l i n k ed :
Ac c o u n t Typ e

2. C H EQ U E BO O K:

Ac c o u n t N o

Req u i red

Not

Req u i red

4. TELE BAN KIN G k i t:

Ac c o u n t N ame
3. IN TERN ET BAN KIN G :
ri g h ts

Req u i red

Not

Req u i red

Req u i red

1 st

2n d ap p l i c an t (p l ease ti c k )

Tran sac ti o n

2n d ap p l i c an t (p l ease ti c k )

5. SM S ALERTS(c h arg es ap p l i c ab l e) SM S al erts o n mo b i l e n u mb er as men ti o n ed i n C o rresp o n d en c e

Ad d ress:
Req u i red

6. M O BILE BAN KIN G : M o b i l e b an k i n g servi c es to

b e en ab l ed o n th i s n o : 7710 8 930 41 Pl ease SM S
M BSREG to 9223440 0 0 0 (fro m mo b i l e n o .
men ti o n ed ab o ve) to g en erate u sern ame

8 . PH O N E BAN KIN G SERVIC ES:

1 st

Vi ewi n g ri g h ts

Hindi

En g l i sh

N o t Req u i red

7. STATEM EN T FREQ U EN C Y: (fo r c u rren t ac c o u n t)

M o n th l y

Q u arterl y

H al f-

yearl y
e-Statemen t, i n l i eu o f p ap er c o p y, to b e sen t to e-mai l i d as men ti o n ed i n Part-I:
Req u i red

N o t Req u i red

N o t Req u i red

Pl ease sp ec i fy, i f yo u wi sh to u se o th er ac c o u n t n u mb er as Ph o n e b an k i n g U ser ID :

(Yo u c an sel ec t an y o f yo u r Savi n g s Ban k o r C u rren t Ac c o u n t n u mb er i n ' Si n g l e' o r ' E' o r ' S' as U ser ID . Th e ac c o u n t n u mb er sel ec ted as U SER ID . wi l l al so
b e en ab l ed fo r Ph o n eb an k i n g .)
Au to -sweep (O n ly fo r G o ld , D iam o n d , Platin u m Acco u n ts)
Th resh o l d Amo u n t @ :Rs.
@ M i n ; G o l d A/c - Rs. 250 0 0 ; D i amo n d A/c - Rs. 1 l ac ; Pl ati n u m A/c - Rs. 2 l ac Sweep ti me:
d ay (examp l e M o n d ay, Tu esd ay) o f every week O R
(examp l e 1st, 2n d ) o f every mo n th b eg i n n i n g o n
U n d er reverse sweep fac i l i ty fo r b reak i n g th e M O D , th e M O D to b e b ro k en b y:

Last i n fi rst o u t

Fi rst i n fi rst o u t

N o m in atio n
N o mi n ati o n , i f req u i red fi l l Fo rm D A-I, o th erwi se
si g n b el o w
I/We D o n o t wan t to n o mi n ate an y p erso n i n th i s
ac c o u n t

So l e/Fi rst H o l d er

So l e/Sec o n d H o l d er

Page No. 3 of 5

Fo rm D A-l (N o m in atio n fo rm )
N o mi n ati o n u n d er sec ti o n 4SZ A o f th e Ban k i n g Reg u l ati o n Ac t, 1949 an d Ru l es 198 5 i n resp ec t o f Ban k D ep o si ts
N o mi n ati o n seri al N o

I/WeU TTAM H P TIWARI

n o mi n ate th e
fo l l o wi n g p erso n to wh o m i n th e even t o f my/o u r/mi n o r' s d eath th e amo u n t o f D ep o si t, p arti c u l ars wh ere are g i ven
b el o w, may b e retu rn ed b y State Ban k O f In d i a(N ame an d ad d ress o f b ran c h /o ffi c e i n wh i c h th e d ep o si t h el d .)
D etails o f D ep o sit
Typ e o f D ep o si t:
Ad d ti o n al d etai l s, i f an y

Ac c o u n t n u mb er :

D etails o f N o m in ee
N ame
Rel ati o n sh i p wi th th e D ep o si to r

Ag e

D ate o f Bi rth o f n o mi n ee:

Ad d ress
C i ty/Vi l l ag e
Pi n
As th e n o mi n ee i s a mi n o r o n th i s d ate, I/We ap p o i n t Sh ri /Smt/Ku m

State
Ag e

Years

Ad d ress
to rec ei ve th e amo u n t o f d ep o si t o n b eh al f o f th e n o mi n ee i n
th e even t o f my/o u r/mi n o rs d eath d u ri n g th e mo n i ri ty

Si g n atu re(s)/Th u mb i mp ressi o n s(s) Fi rst

d ep o si to r

(Wi tn ess are req u i red o n l y i n c ase o f ap p l i c an t i s i l l i terate an d

i s affi xi n g th u mb i mp ressi o n )

I wan t th e n ame o f th e n o mi n ee to b e p ri n ted o n th e p assb o o k

D ate

Si g n atu re(s)/Th u mb i mp ressi o n s(s)

Sec o u n d d ep o si to r

Pl ac e

Si g n atu re(s)/Th u mb i mp ressi o n s(s) Fi rst wi tn ess

Si g n atu re(s)/Th u mb i mp ressi o n s(s) Fi rst wi tn ess

N ame

N ame

Ad d ress

Ad d ress

Fo r O ffice U se/Attestatio n (First Ap p lican t)

D o cu m en ts received :

Self certified

Tru e co p ies

N o tary

Wh eth er sel f-c erti fi c ati o n & d o c u men ts rec ei ved as p art o f ac c o u n t o p en i n g p ro c ess h ave b een veri fi ed an d fo u n d c o rrec t, Yes/N o (Bran c h to p ro c eed wi th
ac c o u n t o p en i n g o n l y wh en c erti fi c ati o n i s (YES)
C erti fi ed th at th e i mp l i c ati o n s an d c o n d i ti o n s fo r th e o p erati o n o f th e ac c o u n t h ave b een exp l ai n ed to th e d ep o si to r (o n l y i n c ase o f i l l i terate ap p l i c an t)
D ep o si to rs i s:

Il l i terate

Bl i n d

Staff

Staff PF

Ri sk C ateg o ry:

High

M ed i u m

Lo w

In p erso n veri fi c ati o n c arri ed o u t an d si g n atu re o f th e ap p l i c an t veri fi ed b y:

O ffi c i al N ame

PF N o .

D esi g n ati o n

D ate

SS N o .

Si g n atu re

Fo r O ffice U se/Attestatio n (Seco n d Ap p lican t)

D o cu m en ts received :

Self certified

Tru e co p ies

N o tary

Wh eth er sel f-c erti fi c ati o n & d o c u men ts rec ei ved as p art o f ac c o u n t o p en i n g p ro c ess h ave b een veri fi ed an d fo u n d c o rrec t, Yes/N o (Bran c h to p ro c eed wi th
ac c o u n t o p en i n g o n l y wh en c erti fi c ati o n i s (YES)
C erti fi ed th at th e i mp l i c ati o n s an d c o n d i ti o n s fo r th e o p erati o n o f th e ac c o u n t h ave b een exp l ai n ed to th e d ep o si to r (o n l y i n c ase o f i l l i terate ap p l i c an t)
D ep o si to rs i s:

Il l i terate

Bl i n d

Staff

Staff PF

Ri sk C ateg o ry:

In p erso n veri fi c ati o n c arri ed o u t an d si g n atu re o f th e ap p l i c an t veri fi ed b y:

O ffi c i al N ame
PF N o .
D ate
SS N o .
i . In tern et Ban k i n g (IN B) Ki t N o :
i i . IN B:

Vi ewi n g

Tran sac ti o n

i i i . M o b i l e Ban k i n g M PIN g i ven o n :

i v. ATM C ard d ata tran smi tted o n :
v. N o mi n ati o n seri al n o :
vi . Th resh o l d (KYC ) l i mi t:

High

M ed i u m

Lo w

D esi g n ati o n
Si g n atu re

i n i ti al
ri g h ts g i ven o n :

Q u eu e N o .
i n i ti al

In i ti al s

C IF

i n i ti al
Ac c o u n t
i n i ti al
C IF Li n k i n g
i n i ti al
Perso n al i sed c h q
i n i ti al
RIN B

D etai l s o f o n e o r two i d en ti fi c ati o n mark s, i f an y, su c h as mo l e o r sc ar (man d ato ry fo r

i l l u strate ap p l i c an t)

M BS
SM S Al ert

O p en Ac c o u n t
Po sti n g Restri c ti o n

Ac c o u n t n u mb er g en erated

Sc an n i n g

D ate:
Au th o ri sed si g n ato ry

Page No. 4 of 5

O p eratio n s In Th e Acco u n ts
G en eral
Savi n g s Ban k ac c o u n t i s essen ti al l y a fac i l i ty to b u i l d u p savi n g s an d h en c e mu st n o t b e u sed as a C u rren t Ac c o u n t. Ban k may c l o se an ac c o u n t sh o u l d i t h ave
an y reaso n to b el i eve th at th e ac c o u n t h o l d er h as u sed h er/h i s ac c o u n t fo r a p u rp o se fo r wh i c h i t i s n o t al l o wed . (Ru l e N o . 5)
D ep o sits
Th ere i s n o restri c ti o n o n n u mb er o f d ep o si ts th at c an b e mad e i n to th e ac c o u n t. N o d ep o si t i n c ash fo r l ess th an Rs 10 /- wi l l b e ac c ep ted . C h eq u es, d rafts o r
o th er i n stru men ts d rawn o n l y i n favo u r o f th e ac c o u n t h o l d er wi l l b e ac c ep ted fo r c red i t o f th e ac c o u n t. Th i rd p arty i n stru men ts en d o rsed i n favo u r o f th e
ac c o u n t h o l d er wi l l N O T b e ac c ep ted . N o d rawi n g s ag ai n st ac c ep ted i n stru men ts wi l l b e n o rmal l y p ermi tted u n ti l th ese are real i z ed . In sati sfac to ri l y c o n d u c ted
ac c o u n ts, i mmed i ate c red i t wi l l b e affo rd ed fo r o u tstati o n i n stru men ts d ep o si ted u p to Rs 20 0 0 0 /-, wh i c h may c h an g e fro m ti me to ti me Th e n o rmal c o l l ec ti o n
an d o u t o f p o c k et c h arg es wi l l b e rec o vered Th e c u rren t l i mi t an d c h arg es p resc ri b ed fo r th i s are avai l ab l e at th e Ban k s web si te www.stateb an k o fi n d i a.c o m an d
C o n tac t C en tre. Th i s i n fo rmati o n c an al so b e o b tai n ed fro m Bran c h es. O verd u e i n terest wi l l b e rec o vered fo r i n stru men ts su b seq u en tl y retu rn ed u n p ai d (Ru l e
N o s. 21, 22, 23)
With d rawals
Th e ac c o u n th o l d er c an wi th d raw mo n ey p erso n al l y fro m h er/h i s o rd i n ary Savi n g s Ban k Ac c o u n t b y u si n g Ban k s stan d ard wi th d rawal fo rm. Th e p ass b o o k mu st
ac c o mp an y th e wi th d rawal fo rm. Th e wi th d rawal fo rm c an b e u sed o n l y fo r rec ei vi n g p aymen ts b y th e ac c o u n th o l d er h i msel f/h ersel f. A. c u m D eb i t c ard c an al so
b e u sed i n ATM s fo r c ash wi th d rawal . Th e ac c o u n th o l d er c an n o t wi th d raw an amo u n t l ess th an Rs. 50 /-. Al l wi th d rawal s mu st b e i n ro u n d Ru p ees o n l y. Th i rd
p arty p aymen ts th ro u g h wi th d rawal fo rms are n o t p ermi tted . A l etter o f au th o ri ty as p er th e p resc ri b ed fo rmat, al o n g wi th th e p ass b o o k sh o u l d b e sen t to th e
Ban k th ro u g h an au th o ri z ed rep resen tati ve to rec ei ve p aymen t i n c ase th e ac c o u n t h o l d er i s u n ab l e to atten d p erso n al l y to wi th d raw c ash fro m h er/h i s ac c o u n t.
(Ru l e N o s. 24, 25, 26) Th e mi n i mu m d rawi n g p ermi tted p er c h eq u e fo rm i s l i mi ted to Rs. 50 . (Ru l e N o . 30 ). Th e maxi mu m n u mb er o f free d eb i t en tri es p ermi tted i n an
ac c o u n t d ep en d s o n th e AM B i n th e ac c o u n t o r as d ec i d ed b y th e Ban k fro m ti me to ti me. C h arg es p resc ri b ed fo r exc eed i n g th i s l i mi t are avai l ab l e at th e Ban k s
web si te www.stateb an k o fi n d i a.c o m an d C o n tac t C en tre. Th i s i n fo rmati o n c an al so b e o b tai n ed fro m Bran c h es. (Ru l e N o . 35) C ash wi th d rawal c an b e mad e fro m
th e ac c o u n ts o f th e si c k , o l d o r i n c ap ac i tated ac c o u n t h o l d ers wh o are u n ab l e to atten d th e Ban k an d /o r al so n o t ab l e to p u t th ei r si g n atu re o r th u mb
i mp ressi o n fo r wi th d rawi n g c ash b y c o mp l eti n g th e l ai d d o wn fo rmal i ti es. (Ru l e N o . 33)
O verd rafts
O verd rafts i n Savi n g s Ban k ac c o u n ts may b e p ermi tted u n d er exc ep ti o n al c i rc u mstan c es wi th p ri o r arran g emen ts o n l y. C h eq u es d rawn i n exc ess o f th e b al an c e
i n th e ac c o u n t wi l l b e retu n ed u n p ai d Servi c e c h arg e wi l l b e rec o vered eac h ti me a c h eq u e i s retu rn ed u n p ai d fo r wan t o f su ffi c i en t fu n d s. C h arg es p resc ri b ed
fo r th i s are avai l ab l e at th e Ban k s web si te www.stateb an k o fi n d i a.c o man d C o n tac t C en tre Th i s i n fo rmati o n c an al so b e o b tai n ed fro m Bran c h es. (Ru l e N o . 31)
ln o p erative Acco u n ts
Ac c o u n t h o l d ers are ad vi sed to o p erate th ei r ac c o u n ts reg u l arl y. Ac c o u n ts n o t o p erated are c l assi fi ed as l n o p erati ve after th e sti p u l ated ti me p eri o d o f 24
mo n th s si n c e l ast o p erati o n . Th e c u rren t p resc ri b ed c h arg es i n th i s reg ard are avai l ab l e at th e Ban k s web si te www.stateb an k o fi n d i a.c o m an d C o n tac t C en tre.
Th i s i n fo rmati o n c an al so b e o b tai n ed fro m Bran c h es. (Ru l e N o s. 36, 37)
Stan d in g In stru ctio n s
Th e ac c o u n t h o l d er c an req u est th e Ban k fo r effec ti n g p eri o d i c al p aymen t o f i n su ran c e p remi u m, memb ersh i p fees etc . b y d eb i t to h er/h i s ac c o u n t o n p aymen t
o f servi c e c h arg es. Th e c u rren t p resc ri b ed c h arg es fo r stan d i n g i n stru c ti o n are avai l ab l e at th e Ban k s web si te www.stateb an k o fi n d i a.c o m. Th i s i n fo rmati o n c an
al so b e o b tai n ed fro m Bran c h es. (Ru l e N o . 40 )
Paym en t o f In terest
As p er RBI g u i d el i n es ap p l i c ab l e fro m ti me to ti me. In terest wi l l b e c al c u l ated o n a d ai l y p ro d u c t b asi s. In terest wi l l b e c red i ted to th e ac c o u n t at h al f yearl y
i n terval s. In terest wi l l b e p ai d o n l y i f i t wo rk s o u t to Re 1/- o r mo re. Th ere after p ai se an d mo re wi l l b e ro u n d ed o ff to th e n ext h i g h er ru p ee an d an yth i n g l ess wi l l
b e i g n o red . In c ase o f ac c o u n ts fro z en b y th e en fo rc emen t au th o ri ti es, Ban k sh al l c o n ti n u e to c red i t th e i n terest to th e ac c o u n t o n a reg u l ar b asi s. (Ru l e N o s. 4l ,
42)
Tran sfer & Clo su re O f Acco u n t
As p er RBI g u i d el i n es ap p l i c ab l e fro m ti me to ti me. In terest wi l l b e c al c u l ated o n a d ai l y p ro d u c t b asi s. In terest wi l l b e c red i ted to th e ac c o u n t at h al f yearl y
i n terval s. In terest wi l l b e p ai d o n l y i f i t wo rk s o u t to Re 1/- o r mo re. Th ere after p ai se an d mo re wi l l b e ro u n d ed o ff to th e n ext h i g h er ru p ee an d an yth i n g l ess wi l l
b e i g n o red . In c ase o f ac c o u n ts fro z en b y th e en fo rc emen t au th o ri ti es, Ban k sh al l c o n ti n u e to c red i t th e i n terest to th e ac c o u n t o n a reg u l ar b asi s. (Ru l e N o s. 4l ,
42)
Ackn o wled g em en t-D A-1
Ac c o u n ts may b e tran sferred b etween b ran c h es o f th e Ban k at th e req u est o f th e ac c o u n t h o l d er(s). Req u est fo r c l o su re o f ac c o u n t sh o u l d state th e reaso n fo r
c l o su re. Th e p ass b o o k mu st ac c o mp an y su c h req u est. J o i n t ac c o u n ts c an b e c l o sed o n l y at th e req u est o f al l su c h j o i n t si g n ato ri es. Servi c e c h arg e at
p resc ri b ed rate wi l l b e rec o vered i f an ac c o u n t i s c l o sed p ri o r to twel ve mo n th s o f i ts o p en i n g . Th e c u rren t c h arg es p resc ri b ed fo r th i s are avai l ab l e at th e Ban k s
web si te www.stateb an k o fi n d i a.c o m. Th i s i n fo rmati o n c an al so b e o b tai n ed fro m Bran c h es. (Ru l e N o s. 43, 44, 45)
Ch an g e in R u les
Th e Ban k reserves th e ri g h t to al ter, d el ete o r ad d to an y o f th ese Ru l es an d servi c e c h arg es fo r wh i c h th e c u sto mer wi l l b e d u l y n o ti fi ed th ro u g h Ban k ' s web si te
an d ./ o r b ran c h n o ti c e b o ard (Ru l e N o s. 39, 46)

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