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Documente Profesional
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SAI CHETAN
ROLL NO: 16311E0049
BRANCH/YEAR: MBA I YEAR
INTRODUCTION
Market analysis is defined as the attractiveness and the dynamics of a special market
No of Vehicles Financed
% Share
M & M Finance
105
70
21
14
India Bulls
National Banks
PSCU
Others
Total
150
100%
Table 6.3.1
INTERPRETATION:
From the above analysis, it is understood that M & M Finance is the leader in
disbursing loans accounting to 70 percent followed by Kotak Mahindra Bank 14
percent.
No of Vehicles Financed
% Share
M & M Finance
103
57
29
16
National Banks
20
11
India Bulls
18
10
PSCU
Others
Total
180
100%
Table 6.3.2
INTERPRETATION
From the above analysis, it is understood that M & M Finance is the leader in
disbursing loans accounting to 57 percent followed by Kotak Mahindra Bank 16
percent.
No of Vehicles Financed
M & M Finance
90
National Banks
Others
PSCU
Total
110
% Share
82
7
6
3
2
100%
Table 6.3.4
INTERPRETATION
From the above analysis, it is understood that M & M Finance is the leader in
disbursing loans accounting to 82 percent followed by Kotak Mahindra Bank 7
percent.
No of Vehicles Purchased
% Share
Farmers
356
66
Business People
162
30
Others
22
540
100%
Total
Table 6.3.5
INTERPRETATION
The survey highlighted that 66 percent of the customers are predominantly
farmers followed by 30 percent business people whereas others constituted a meager
portion of 4 percent.
Three Wheelers
1. Steel City Properties Pvt Ltd
% Share
34
31
28
7
100%
INTERPRETATION
From the above analysis, it is understood that Private Banks are leaders in
disbursing loans with a market share of 34 percent; while M & M Finance has 31
percent followed by Public Sector Banks with 28 percent.
456
Family Credit
384
Private Banks
276
Others
84
%
Share
38
32
23
7
100%
Total
1200
Table 6.4.2
INTERPRETATION
From the above analysis, it is understood that ALF is the leader in disbursing
loans accounting to 38 percent followed by Family Credit with 32 percent market
share.
The aggregated three wheeler credit sales of the dealerships were amounted to
1450 apart from cent percent cash sales. Segment wise breakup of customers is
presented in the following table.
Customer Segmentation - Three Wheelers
Category
No of Vehicles Purchased
% Share
88
Business People
1276
7
Farmers
102
5
Others
73
100%
Total
1450
Table 6.4.3
INTERPRETATION
The survey highlighted that 88 percent of the customers are predominantly
business people followed by 7 percent farmers, whereas others constituted a meager
portion of 5 percent.
Two Wheelers
No of Vehicles Financed
Family Credit
196
96
M & M Finance
64
Others
44
Total
400
% Share
49
24
16
11
100%
Table 6.5.1
INTERPRETATION
From the above analysis, it is understood that Family Credit is the leader in
disbursing loans accounting to 49 percent followed by ALF with 24 percent market
share. However M & M Finance has occupied a market share of 16 percent.
The aggregated three wheeler credit sales of the dealerships were amounted to
1450 apart from cent percent cash sales. Segment wise breakup of customers is
presented in the following table.
Customer Segmentation
Category
No of Vehicles Purchased
Employees
188
Students
124
Business People
56
Others
24
Farmers
Total
400
% Share
47
31
14
6
2
100%
Table 6.5.2
INTERPRETATION
The survey highlighted that 47 percent of the customers are predominantly
employees followed by 31 percent students, whereas farmers constituted a meager
portion of 2 percent.
No of Vehicles Financed
Private Banks
151
M & M Finance
138
National Banks
120
Others
22
Total
430
% Share
35
32
28
5
100%
Table 6.6.1
INTERPRETATION
From the analysis, it is understood that Private Banks are leaders in disbursing
loans with a market share of 35 percent; while M & M Finance has 32 percent
followed by Public Sector Banks with 28 percent while others have occupied a
meager share of 5 percent.
NBFCs - Tata Finance, Sundaram Finance and M & M Finance have occupied
93 percent market share followed by others with a share of 7 percent. Financial
institution wise breakup of sales in disbursing loans is presented in the following table
Passenger Cars - Jasper Industries
Name of the Financial Institution
No of Vehicles Financed
Tata Finance
594
Sundaram Finance
234
Others
63
M & M Finance
Total
900
% Share
66
26
7
1
100%
Table 6.6.2
INTERPRETATION
From the above analysis, it is understood that Tata Finance is the leader in
disbursing loans accounting to 66 percent followed by Sundaram Finance with 26
percent market share. However M & M Finance has occupied a meager market share
of 1 percent.
INTERPRETATION
From the analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 43 percent followed by Public Sector Banks with 32
percent market share. However M & M Finance has occupied a minor market share of
10 percent.
No of Vehicles Financed
Private Banks
440
National Banks
374
Sundaram Finance
110
M & M Finance
55
Others
55
Shriram Finance
44
Magma Finance
22
Total
1100
% Share
40
34
10
5
5
4
2
100%
Table 6.6.4
INTERPRETATION
From the above analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 40 percent followed by Public Sector Banks with 34
percent market share. However M & M Finance has occupied a minor market share of
5 percent.
No of Vehicles Financed
HDFC
560
National Banks
104
Private Banks
56
Sundaram Finance
48
Others
32
Total
800
% Share
70
13
7
6
4
100%
Table 6.6.5
INTERPRETATION
From the analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 77 percent followed by Public Sector Banks with 13
percent market share.
No of Vehicles Financed
% Share
67
HDFC
536
National Banks
104
Private Banks
80
Others
80
13
10
10
100%
Total
800
Table 6.6.6
INTERPRETATION
From the above analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 77 percent followed by Public Sector Banks with 13
percent market share.
No of Vehicles Financed
HDFC
211
Tata Finance
27
National Banks
16
Others
16
Total
270
% Share
78
10
6
6
100%
Table 6.6.7
INTERPRETATION
From the above analysis, it is understood that HDFC is the leaders in disbursing
loans accounting to 78 percent followed by Tata Finance with 10 percent market
share. However Public Sector Banks have occupied a minor mrket share of 6 percent
No of Vehicles Financed
% Share
52
National Banks
203
35
Private Banks
137
Others
51
Total
390
13
100%
Table 6.6.8
INTERPRETATION
From the above analysis, it is understood that Public Sector Banks are the
leaders in disbursing loans accounting to 52 percent followed by Private Banks with a
market share of 35 percent.
No of Vehicles Financed
National Banks
55
Private Banks
49
Others
26
Total
130
Table 6.6.9
INTERPRETATION
From the above analysis, it is understood that Public Sector Banks are the
leaders in disbursing loans accounting to 42 percent followed by Private Banks with a
market share of 38 percent.
No of Vehicles Financed
Private Banks
43
National Banks
36
Others
11
Total
90
% Share
48
40
12
100%
Table 6.6.10
INTERPRETATION
From the analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 48 percent followed by Public Sector Banks with a
market share of 40 percent.
Private Banks are the only financial institutions that have occupied 88 percent
share. However others constituted the remaining share.
Passenger Cars - Adishwar Auto Diagnostics
No of Vehicles Financed
% Share
90
Private Banks
7
10
Others
1
100%
Total
Table 6.6.11
INTERPRETATION
From the above analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 88 percent followed by others with a market share of
12 percent.
No of Vehicles Financed
National Banks
Private Banks
Sundaram Finance
Others
M & M Finance
Total
12
% Share
42
21
16
16
5
100%
Table 6.6.12
INTERPRETATION
It may be noted that Public Sector Banks are the leaders in disbursing loans
accounting to 42 percent followed by Private Banks, Sundaram Finance and others
with an equal share of 17 percent. However M & M finance has a meager share of 8
percent.
No of Vehicles Financed
Private Banks
92
National Banks
78
Sundaram Finance
23
M & M Finance
12
Others
12
Shriram Finance
Magma Finance
Total
230
% Share
40
34
10
5
5
4
2
100%
Table 6.6.13
INTERPRETATION
From the above analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 40 percent followed by Public Sector Banks with a
share of 34 percent. However M & M finance has a meager share of 5 percent
No of Vehicles Financed
HDFC
87
National Banks
17
Private Banks
13
Others
13
Total
130
% Share
67
13
10
10
100%
Table 6.6.14
INTERPRETATION
From the analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 67 percent followed by Public Sector Banks with 13
percent market share.
No of Vehicles Financed
HDFC
98
National Banks
18
Private Banks
10
Sundaram Finance
Others
Total
140
% Share
70
13
7
6
4
100%
Table 6.6.15
INTERPRETATION
From the analysis, it is understood that HDFC is the leader in disbursing loans
accounting to 70 percent followed by Public Sector Banks with 13 percent market
share. However, Sundaram Finance has occupied a minor market share of 6 percent.
No of Vehicles Financed
HDFC
60
National Banks
12
Private Banks
Others
% Share
67
13
10
10
100%
Total
90
Table 6.6.16
INTERPRETATION
From the analysis, it is understood that HDFC is the leader in disbursing loans
accounting to 67 percent followed by Public Sector Banks with 13 percent market
share.
No of Vehicles Financed
% Share
90
Private Banks
36
10
Others
4
100%
Total
40
Table 6.6.17
INTERPRETATION
From the analysis, it is understood that Private Banks are the leaders in
disbursing loans accounting to 90 percent followed by others with a market share of
10 percent.
The aggregated passenger cars credit sales of the dealerships were amounted
to 6760 apart from cent percent cash sales. Segment wise breakup of customers is
presented in the following table.
Customer Segmentation - Passenger Cars
Category
No of Vehicles Purchased
Business People
5138
Employees
744
Farmers
541
Others
338
Total
6760
% Share
76
11
8
5
100%
Table 6.6.18
INTERPRETAION
The survey highlighted that 76 percent of the customers are predominantly
business people, followed by 11 percent employees. Farmers constituted 8 percent,
while others have constituted a meager of 5 percent.